Home > First Commerce Savings, Inc. > Income and Expense
First Commerce Savings, Inc., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 6,331 |
| Total interest expense | $2,425,000 | 4,956 |
| Net interest income | $2,050,000 | 7,535 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $1,735,000 | 2,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,663,000 | 1,432 |
| Total noninterest expense | $2,522,000 | 5,242 |
| Salaries and employee benefits | $1,508,000 | 4,251 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $719,000 | 6,425 |
| Pre-tax net operating income | $1,251,000 | 5,027 |
| Securities gains (losses) | $286,000 | 1,346 |
| Applicable income taxes | $502,000 | 4,171 |
| Income before extraordinary items | $1,035,000 | 4,571 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,035,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $843,380 | 5,115 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 6,442 |
| Total interest expense | $2,777,000 | 5,504 |
| Net interest income | $2,176,000 | 7,303 |
| Provision for loan and lease losses | $52,000 | 8,958 |
| Total noninterest income | $1,392,000 | 2,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,335,000 | 1,635 |
| Total noninterest expense | $2,263,000 | 5,776 |
| Salaries and employee benefits | $1,384,000 | 4,545 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $661,000 | 7,027 |
| Pre-tax net operating income | $1,253,000 | 4,744 |
| Securities gains (losses) | $891,000 | 716 |
| Applicable income taxes | $693,000 | 3,011 |
| Income before extraordinary items | $1,451,000 | 3,177 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,451,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $845,120 | 4,833 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.