Home > First Commerce Savings Bank, FSB > Income and Expense
First Commerce Savings Bank, FSB, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $685,000 | 13,505 |
| Total interest expense | $295,000 | 13,494 |
| Net interest income | $390,000 | 13,412 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $165,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $165,000 | 6,311 |
| Total noninterest expense | $558,000 | 12,312 |
| Salaries and employee benefits | $240,000 | 12,715 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $192,000 | 12,342 |
| Pre-tax net operating income | $-13,000 | 12,770 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-8,000 | 12,918 |
| Extraordinary gains, net | $13,000 | 1,300 |
| Net income | $5,000 | 12,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 666 |
| Net operating income | $-13,000 | 12,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.