Home > First Commerce Community Bank > Assets and Liabilities
First Commerce Community Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 28 | 4,711 |
| Assets and Liabilities | ||
| Total Assets: | $248,151,000 | 2,639 |
| Cash and due from depository institutions | $16,979,000 | 4,711 |
| Interest-bearing balances | $16,247,000 | 1,923 |
| Securities | $24,341,000 | 3,948 |
| Federal funds sold & reverse repurchase agreements | $580,000 | 3,716 |
| Net loans & leases | $138,319,000 | 3,016 |
| Loan loss allowance | $7,498,000 | 1,119 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,009,000 | 2,414 |
| Other real estate owned | $58,919,000 | 4,711 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,004,000 | 3,794 |
| Life insurance assets | $2,501,000 | 2,051 |
| Total liabilities and capital | $248,151,000 | 2,639 |
| Total liabilities | $244,183,000 | 2,420 |
| Total deposits | $242,831,000 | 2,248 |
| Interest-bearing deposits | $235,759,000 | 2,013 |
| Deposits held in domestic offices | $242,831,000 | 2,246 |
| % insured | 88.39% | 4,183 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,352,000 | 2,806 |
| Total equity capital | $3,968,000 | 7,133 |
| Total bank equity capital | $3,968,000 | 7,133 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,000,000 | 960 |
| Surplus | $21,601,000 | 1,456 |
| Undivided profits | $-22,633,000 | 7,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $35,197,000 | 530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $813,000 | 3,785 |
| Earning assets | $179,487,000 | 3,206 |
| Long-term assets (5+ years) | $24,341,000 | 3,801 |
| Average Assets, year-to-date | $259,131,000 | 2,517 |
| Average Assets, quarterly | $255,001,500 | 2,560 |
| Volatile liabilities | $87,793,000 | 1,632 |
| Insider loans | $10,991,000 | 589 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $2,939,000 | 6,158 |
| Tier 1 (core) risk-based capital | $3,672,000 | 7,159 |
| Tier 2 risk-based capital | $2,620,000 | 2,041 |
| Total risk weighted assets | $204,106,000 | 2,218 |
| Total unused commitments | $2,939,000 | 6,164 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 28 | 4,748 |
| Assets and Liabilities | ||
| Total Assets: | $261,852,000 | 2,553 |
| Cash and due from depository institutions | $15,159,000 | 4,748 |
| Interest-bearing balances | $14,144,000 | 2,109 |
| Securities | $28,907,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 3,389 |
| Net loans & leases | $156,295,000 | 2,755 |
| Loan loss allowance | $5,601,000 | 1,486 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,058,000 | 2,430 |
| Other real estate owned | $50,742,000 | 4,748 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,366,000 | 3,691 |
| Life insurance assets | $2,474,000 | 2,063 |
| Total liabilities and capital | $261,852,000 | 2,553 |
| Total liabilities | $249,660,000 | 2,413 |
| Total deposits | $248,267,000 | 2,235 |
| Interest-bearing deposits | $242,107,000 | 2,014 |
| Deposits held in domestic offices | $248,267,000 | 2,233 |
| % insured | 88.33% | 4,265 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,393,000 | 2,742 |
| Total equity capital | $12,192,000 | 4,673 |
| Total bank equity capital | $12,192,000 | 4,673 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,000,000 | 979 |
| Surplus | $21,601,000 | 1,480 |
| Undivided profits | $-14,409,000 | 7,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $50,129,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $773,000 | 4,018 |
| Earning assets | $200,671,000 | 3,001 |
| Long-term assets (5+ years) | $28,907,000 | 3,512 |
| Average Assets, year-to-date | $264,621,000 | 2,522 |
| Average Assets, quarterly | $264,621,000 | 2,522 |
| Volatile liabilities | $80,733,000 | 1,820 |
| Insider loans | $10,856,000 | 645 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,133,000 | 5,798 |
| Tier 1 (core) risk-based capital | $12,418,000 | 4,464 |
| Tier 2 risk-based capital | $2,720,000 | 2,019 |
| Total risk weighted assets | $215,009,000 | 2,176 |
| Total unused commitments | $4,133,000 | 5,801 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 29 | 4,700 |
| Assets and Liabilities | ||
| Total Assets: | $267,390,000 | 2,517 |
| Cash and due from depository institutions | $15,438,000 | 4,700 |
| Interest-bearing balances | $14,441,000 | 1,794 |
| Securities | $26,361,000 | 3,762 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 3,384 |
| Net loans & leases | $172,110,000 | 2,582 |
| Loan loss allowance | $5,213,000 | 1,570 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,117,000 | 2,433 |
| Other real estate owned | $38,647,000 | 4,700 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,567,000 | 2,352 |
| Life insurance assets | $2,448,000 | 2,077 |
| Total liabilities and capital | $267,390,000 | 2,517 |
| Total liabilities | $253,082,000 | 2,400 |
| Total deposits | $251,801,000 | 2,210 |
| Interest-bearing deposits | $245,069,000 | 1,981 |
| Deposits held in domestic offices | $251,801,000 | 2,208 |
| % insured | 99.04% | 333 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,281,000 | 2,951 |
| Total equity capital | $14,308,000 | 4,157 |
| Total bank equity capital | $14,308,000 | 4,157 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,000,000 | 993 |
| Surplus | $21,601,000 | 1,477 |
| Undivided profits | $-12,293,000 | 7,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $54,115,000 | 375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $931,000 | 3,585 |
| Earning assets | $214,062,000 | 2,835 |
| Long-term assets (5+ years) | $26,374,000 | 3,636 |
| Average Assets, year-to-date | $279,694,000 | 2,352 |
| Average Assets, quarterly | $269,002,000 | 2,481 |
| Volatile liabilities | $66,668,000 | 2,158 |
| Insider loans | $11,695,000 | 605 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $4,933,000 | 5,502 |
| Tier 1 (core) risk-based capital | $14,947,000 | 3,889 |
| Tier 2 risk-based capital | $2,820,000 | 1,993 |
| Total risk weighted assets | $222,776,000 | 2,149 |
| Total unused commitments | $4,933,000 | 5,504 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 33 | 4,326 |
| Assets and Liabilities | ||
| Total Assets: | $270,614,000 | 2,485 |
| Cash and due from depository institutions | $10,045,000 | 4,326 |
| Interest-bearing balances | $9,039,000 | 2,174 |
| Securities | $24,855,000 | 3,923 |
| Federal funds sold & reverse repurchase agreements | $3,080,000 | 2,402 |
| Net loans & leases | $187,881,000 | 2,431 |
| Loan loss allowance | $5,186,000 | 1,502 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,183,000 | 2,428 |
| Other real estate owned | $30,426,000 | 4,326 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $9,144,000 | 2,006 |
| Life insurance assets | $2,419,000 | 2,080 |
| Total liabilities and capital | $270,614,000 | 2,485 |
| Total liabilities | $250,021,000 | 2,415 |
| Total deposits | $248,373,000 | 2,223 |
| Interest-bearing deposits | $240,449,000 | 2,018 |
| Deposits held in domestic offices | $248,373,000 | 2,221 |
| % insured | 99.90% | 172 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,648,000 | 2,718 |
| Total equity capital | $20,593,000 | 3,197 |
| Total bank equity capital | $20,593,000 | 3,197 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,000,000 | 1,008 |
| Surplus | $21,579,000 | 1,486 |
| Undivided profits | $-5,986,000 | 7,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $57,109,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $868,000 | 3,999 |
| Earning assets | $224,855,000 | 2,717 |
| Long-term assets (5+ years) | $24,912,000 | 3,719 |
| Average Assets, year-to-date | $282,770,000 | 2,342 |
| Average Assets, quarterly | $273,343,000 | 2,436 |
| Volatile liabilities | $54,000,000 | 2,597 |
| Insider loans | $12,296,000 | 553 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,318,000 | 5,499 |
| Tier 1 (core) risk-based capital | $17,835,000 | 3,448 |
| Tier 2 risk-based capital | $2,925,000 | 1,940 |
| Total risk weighted assets | $230,967,000 | 2,108 |
| Total unused commitments | $5,318,000 | 5,500 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 34 | 4,324 |
| Assets and Liabilities | ||
| Total Assets: | $276,072,000 | 2,434 |
| Cash and due from depository institutions | $4,813,000 | 4,324 |
| Interest-bearing balances | $1,533,000 | 4,278 |
| Securities | $27,851,000 | 3,622 |
| Federal funds sold & reverse repurchase agreements | $7,265,000 | 1,389 |
| Net loans & leases | $199,011,000 | 2,340 |
| Loan loss allowance | $4,382,000 | 1,675 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,251,000 | 2,427 |
| Other real estate owned | $23,894,000 | 4,324 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,987,000 | 2,247 |
| Life insurance assets | $2,391,000 | 2,102 |
| Total liabilities and capital | $276,072,000 | 2,434 |
| Total liabilities | $253,390,000 | 2,400 |
| Total deposits | $251,934,000 | 2,204 |
| Interest-bearing deposits | $242,881,000 | 2,001 |
| Deposits held in domestic offices | $251,934,000 | 2,202 |
| % insured | 90.93% | 763 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,456,000 | 2,994 |
| Total equity capital | $22,682,000 | 2,913 |
| Total bank equity capital | $22,682,000 | 2,912 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,000,000 | 1,016 |
| Surplus | $21,579,000 | 1,492 |
| Undivided profits | $-3,897,000 | 7,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $49,480,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,026,000 | 3,379 |
| Earning assets | $235,660,000 | 2,604 |
| Long-term assets (5+ years) | $27,908,000 | 3,468 |
| Average Assets, year-to-date | $286,822,000 | 2,340 |
| Average Assets, quarterly | $282,399,000 | 2,372 |
| Volatile liabilities | $46,130,000 | 2,949 |
| Insider loans | $12,804,000 | 559 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,765,000 | 5,484 |
| Tier 1 (core) risk-based capital | $21,197,000 | 2,967 |
| Tier 2 risk-based capital | $2,964,000 | 1,913 |
| Total risk weighted assets | $236,104,000 | 2,103 |
| Total unused commitments | $5,765,000 | 5,490 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 34 | 4,347 |
| Assets and Liabilities | ||
| Total Assets: | $288,726,000 | 2,356 |
| Cash and due from depository institutions | $6,288,000 | 4,347 |
| Interest-bearing balances | $1,731,000 | 3,881 |
| Securities | $31,915,000 | 3,315 |
| Federal funds sold & reverse repurchase agreements | $7,125,000 | 1,703 |
| Net loans & leases | $206,389,000 | 2,271 |
| Loan loss allowance | $5,244,000 | 1,371 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,325,000 | 2,424 |
| Other real estate owned | $22,681,000 | 4,347 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,003,000 | 2,045 |
| Life insurance assets | $2,362,000 | 2,117 |
| Total liabilities and capital | $288,726,000 | 2,356 |
| Total liabilities | $265,286,000 | 2,313 |
| Total deposits | $264,068,000 | 2,104 |
| Interest-bearing deposits | $255,339,000 | 1,912 |
| Deposits held in domestic offices | $264,068,000 | 2,102 |
| % insured | 88.29% | 1,392 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,218,000 | 3,302 |
| Total equity capital | $23,440,000 | 2,847 |
| Total bank equity capital | $23,440,000 | 2,847 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000,000 | 1,015 |
| Surplus | $21,179,000 | 1,496 |
| Undivided profits | $-2,739,000 | 7,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $32,882,000 | 494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,298,000 | 2,709 |
| Earning assets | $247,160,000 | 2,500 |
| Long-term assets (5+ years) | $31,367,000 | 3,166 |
| Average Assets, year-to-date | $292,197,000 | 2,320 |
| Average Assets, quarterly | $292,197,000 | 2,320 |
| Volatile liabilities | $45,459,000 | 2,948 |
| Insider loans | $13,030,000 | 544 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,812,000 | 5,239 |
| Tier 1 (core) risk-based capital | $22,436,000 | 2,820 |
| Tier 2 risk-based capital | $3,092,000 | 1,830 |
| Total risk weighted assets | $245,284,000 | 2,035 |
| Total unused commitments | $6,812,000 | 5,240 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 34 | 4,364 |
| Assets and Liabilities | ||
| Total Assets: | $295,668,000 | 2,295 |
| Cash and due from depository institutions | $3,839,000 | 4,364 |
| Interest-bearing balances | $2,346,000 | 2,782 |
| Securities | $31,770,000 | 3,324 |
| Federal funds sold & reverse repurchase agreements | $16,108,000 | 563 |
| Net loans & leases | $211,039,000 | 2,240 |
| Loan loss allowance | $7,304,000 | 981 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,401,000 | 2,410 |
| Other real estate owned | $18,989,000 | 4,364 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,522,000 | 2,158 |
| Life insurance assets | $2,331,000 | 2,140 |
| Total liabilities and capital | $295,668,000 | 2,295 |
| Total liabilities | $271,480,000 | 2,256 |
| Total deposits | $270,343,000 | 2,011 |
| Interest-bearing deposits | $260,534,000 | 1,831 |
| Deposits held in domestic offices | $270,343,000 | 2,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,137,000 | 3,439 |
| Total equity capital | $24,188,000 | 2,745 |
| Total bank equity capital | $24,188,000 | 2,745 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $20,879,000 | 1,484 |
| Undivided profits | $-1,691,000 | 7,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,188,000 | 529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,281,000 | 2,907 |
| Earning assets | $261,263,000 | 2,359 |
| Long-term assets (5+ years) | $31,180,000 | 3,161 |
| Average Assets, year-to-date | $286,736,600 | 2,275 |
| Average Assets, quarterly | $290,686,500 | 2,303 |
| Volatile liabilities | $45,241,000 | 2,961 |
| Insider loans | $13,066,000 | 555 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,791,000 | 4,522 |
| Tier 1 (core) risk-based capital | $23,678,000 | 2,665 |
| Tier 2 risk-based capital | $3,140,000 | 1,782 |
| Total risk weighted assets | $246,877,000 | 2,027 |
| Total unused commitments | $9,791,000 | 4,525 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 34 | 4,412 |
| Assets and Liabilities | ||
| Total Assets: | $285,705,000 | 2,345 |
| Cash and due from depository institutions | $4,400,000 | 4,412 |
| Interest-bearing balances | $3,137,000 | 1,849 |
| Securities | $25,048,000 | 3,807 |
| Federal funds sold & reverse repurchase agreements | $5,679,000 | 2,057 |
| Net loans & leases | $221,866,000 | 2,151 |
| Loan loss allowance | $7,316,000 | 871 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,478,000 | 2,371 |
| Other real estate owned | $14,652,000 | 4,412 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,582,000 | 2,151 |
| Life insurance assets | $2,309,000 | 2,146 |
| Total liabilities and capital | $285,705,000 | 2,345 |
| Total liabilities | $261,921,000 | 2,309 |
| Total deposits | $260,758,000 | 2,046 |
| Interest-bearing deposits | $252,733,000 | 1,853 |
| Deposits held in domestic offices | $260,758,000 | 2,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,163,000 | 3,497 |
| Total equity capital | $23,784,000 | 2,788 |
| Total bank equity capital | $23,784,000 | 2,788 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,000,000 | 1,007 |
| Surplus | $20,856,000 | 1,455 |
| Undivided profits | $-2,072,000 | 7,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,861,000 | 699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,242,000 | 3,143 |
| Earning assets | $255,730,000 | 2,379 |
| Long-term assets (5+ years) | $24,068,000 | 3,645 |
| Average Assets, year-to-date | $284,503,750 | 2,300 |
| Average Assets, quarterly | $283,758,000 | 2,338 |
| Volatile liabilities | $46,050,000 | 2,835 |
| Insider loans | $12,661,000 | 573 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $15,169,000 | 3,776 |
| Tier 1 (core) risk-based capital | $24,038,000 | 2,663 |
| Tier 2 risk-based capital | $3,190,000 | 1,707 |
| Total risk weighted assets | $250,686,000 | 2,001 |
| Total unused commitments | $15,169,000 | 3,778 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 32 | 4,653 |
| Assets and Liabilities | ||
| Total Assets: | $281,811,000 | 2,355 |
| Cash and due from depository institutions | $5,019,000 | 4,653 |
| Interest-bearing balances | $3,620,000 | 1,574 |
| Securities | $25,627,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $1,558,000 | 4,192 |
| Net loans & leases | $228,183,000 | 2,092 |
| Loan loss allowance | $6,845,000 | 896 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,539,000 | 2,340 |
| Other real estate owned | $8,168,000 | 4,653 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,717,000 | 2,274 |
| Life insurance assets | $2,287,000 | 2,164 |
| Total liabilities and capital | $281,811,000 | 2,355 |
| Total liabilities | $259,660,000 | 2,304 |
| Total deposits | $258,620,000 | 2,051 |
| Interest-bearing deposits | $248,949,000 | 1,853 |
| Deposits held in domestic offices | $258,620,000 | 2,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,040,000 | 3,735 |
| Total equity capital | $22,151,000 | 3,004 |
| Total bank equity capital | $22,151,000 | 3,004 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,000,000 | 996 |
| Surplus | $17,556,000 | 1,687 |
| Undivided profits | $-405,000 | 7,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,371,000 | 502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,386,000 | 2,763 |
| Earning assets | $258,988,000 | 2,349 |
| Long-term assets (5+ years) | $24,321,000 | 3,589 |
| Average Assets, year-to-date | $284,103,330 | 2,307 |
| Average Assets, quarterly | $284,141,000 | 2,324 |
| Volatile liabilities | $49,326,000 | 2,688 |
| Insider loans | $15,287,000 | 455 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $22,252,000 | 3,105 |
| Tier 1 (core) risk-based capital | $22,279,000 | 2,868 |
| Tier 2 risk-based capital | $3,188,000 | 1,695 |
| Total risk weighted assets | $252,430,000 | 1,978 |
| Total unused commitments | $22,252,000 | 3,107 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 32 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $286,471,000 | 2,319 |
| Cash and due from depository institutions | $4,838,000 | 4,686 |
| Interest-bearing balances | $3,613,000 | 1,731 |
| Securities | $27,229,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 6,088 |
| Net loans & leases | $236,945,000 | 1,998 |
| Loan loss allowance | $5,369,000 | 1,050 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,528,000 | 2,320 |
| Other real estate owned | $4,855,000 | 4,686 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,506,000 | 2,509 |
| Life insurance assets | $2,265,000 | 2,167 |
| Total liabilities and capital | $286,470,000 | 2,319 |
| Total liabilities | $262,647,000 | 2,274 |
| Total deposits | $260,084,000 | 2,048 |
| Interest-bearing deposits | $249,996,000 | 1,862 |
| Deposits held in domestic offices | $260,084,000 | 2,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,530,000 | 2,375 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,033,000 | 3,985 |
| Total equity capital | $23,823,000 | 2,851 |
| Total bank equity capital | $23,823,000 | 2,851 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,000,000 | 986 |
| Surplus | $17,556,000 | 1,682 |
| Undivided profits | $1,267,000 | 6,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,566,000 | 774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,605,000 | 2,442 |
| Earning assets | $268,357,000 | 2,276 |
| Long-term assets (5+ years) | $25,152,000 | 3,421 |
| Average Assets, year-to-date | $285,249,500 | 2,302 |
| Average Assets, quarterly | $285,249,500 | 2,302 |
| Volatile liabilities | $139,892,000 | 1,044 |
| Insider loans | $15,812,000 | 431 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $27,413,000 | 2,768 |
| Tier 1 (core) risk-based capital | $23,383,000 | 2,733 |
| Tier 2 risk-based capital | $3,255,000 | 1,632 |
| Total risk weighted assets | $258,302,000 | 1,935 |
| Total unused commitments | $27,413,000 | 2,770 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 32 | 4,680 |
| Assets and Liabilities | ||
| Total Assets: | $284,028,000 | 2,316 |
| Cash and due from depository institutions | $6,970,000 | 4,680 |
| Interest-bearing balances | $4,308,000 | 1,238 |
| Securities | $24,714,000 | 3,906 |
| Federal funds sold & reverse repurchase agreements | $4,097,000 | 2,908 |
| Net loans & leases | $234,668,000 | 2,004 |
| Loan loss allowance | $4,601,000 | 1,202 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,602,000 | 2,276 |
| Other real estate owned | $1,298,000 | 4,680 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,679,000 | 2,492 |
| Life insurance assets | $2,243,000 | 2,172 |
| Total liabilities and capital | $284,028,000 | 2,316 |
| Total liabilities | $260,400,000 | 2,271 |
| Total deposits | $259,418,000 | 2,035 |
| Interest-bearing deposits | $250,239,000 | 1,847 |
| Deposits held in domestic offices | $259,418,000 | 2,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $982,000 | 4,052 |
| Total equity capital | $23,628,000 | 2,855 |
| Total bank equity capital | $23,628,000 | 2,855 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 975 |
| Surplus | $15,056,000 | 1,864 |
| Undivided profits | $3,572,000 | 5,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,428,000 | 901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,871,000 | 2,284 |
| Earning assets | $267,787,000 | 2,258 |
| Long-term assets (5+ years) | $21,099,000 | 3,546 |
| Average Assets, year-to-date | $272,154,400 | 2,322 |
| Average Assets, quarterly | $286,637,000 | 2,281 |
| Volatile liabilities | $148,272,000 | 1,002 |
| Insider loans | $15,825,000 | 425 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,145,000 | 2,928 |
| Tier 1 (core) risk-based capital | $23,528,000 | 2,715 |
| Tier 2 risk-based capital | $3,175,000 | 1,645 |
| Total risk weighted assets | $252,406,000 | 1,955 |
| Total unused commitments | $25,145,000 | 2,928 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 30 | 4,869 |
| Assets and Liabilities | ||
| Total Assets: | $289,246,000 | 2,265 |
| Cash and due from depository institutions | $5,734,000 | 4,869 |
| Interest-bearing balances | $4,498,000 | 1,076 |
| Securities | $24,842,000 | 3,917 |
| Federal funds sold & reverse repurchase agreements | $3,678,000 | 3,137 |
| Net loans & leases | $242,998,000 | 1,894 |
| Loan loss allowance | $2,693,000 | 1,939 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,680,000 | 2,199 |
| Other real estate owned | $135,000 | 4,869 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,179,000 | 2,614 |
| Life insurance assets | $2,222,000 | 2,139 |
| Total liabilities and capital | $289,246,000 | 2,265 |
| Total liabilities | $264,810,000 | 2,219 |
| Total deposits | $263,799,000 | 1,991 |
| Interest-bearing deposits | $252,385,000 | 1,823 |
| Deposits held in domestic offices | $263,799,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,011,000 | 4,056 |
| Total equity capital | $24,436,000 | 2,737 |
| Total bank equity capital | $24,436,000 | 2,737 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 952 |
| Surplus | $15,024,000 | 1,833 |
| Undivided profits | $4,412,000 | 4,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,602,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,983,000 | 2,309 |
| Earning assets | $276,016,000 | 2,181 |
| Long-term assets (5+ years) | $19,915,000 | 3,555 |
| Average Assets, year-to-date | $269,186,000 | 2,340 |
| Average Assets, quarterly | $280,578,000 | 2,298 |
| Volatile liabilities | $157,777,000 | 914 |
| Insider loans | $14,454,000 | 464 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,545,000 | 2,826 |
| Tier 1 (core) risk-based capital | $24,510,000 | 2,619 |
| Tier 2 risk-based capital | $2,693,000 | 1,879 |
| Total risk weighted assets | $256,424,000 | 1,910 |
| Total unused commitments | $26,545,000 | 2,826 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 30 | 4,921 |
| Assets and Liabilities | ||
| Total Assets: | $271,910,000 | 2,379 |
| Cash and due from depository institutions | $6,708,000 | 4,921 |
| Interest-bearing balances | $4,590,000 | 1,117 |
| Securities | $20,994,000 | 4,346 |
| Federal funds sold & reverse repurchase agreements | $211,000 | 5,969 |
| Net loans & leases | $231,320,000 | 2,005 |
| Loan loss allowance | $3,039,000 | 1,737 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,755,000 | 2,179 |
| Other real estate owned | $803,000 | 4,921 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,119,000 | 2,626 |
| Life insurance assets | $2,200,000 | 2,153 |
| Total liabilities and capital | $271,910,000 | 2,379 |
| Total liabilities | $248,650,000 | 2,340 |
| Total deposits | $247,629,000 | 2,139 |
| Interest-bearing deposits | $235,316,000 | 1,960 |
| Deposits held in domestic offices | $247,629,000 | 2,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $195,000 | 3,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $826,000 | 4,329 |
| Total equity capital | $23,260,000 | 2,837 |
| Total bank equity capital | $23,260,000 | 2,837 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,000,000 | 940 |
| Surplus | $11,524,000 | 2,284 |
| Undivided profits | $6,736,000 | 3,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,828,000 | 2,325 |
| Earning assets | $257,115,000 | 2,322 |
| Long-term assets (5+ years) | $15,959,000 | 3,915 |
| Average Assets, year-to-date | $262,499,330 | 2,419 |
| Average Assets, quarterly | $267,657,000 | 2,397 |
| Volatile liabilities | $146,234,000 | 976 |
| Insider loans | $13,478,000 | 513 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $33,067,000 | 2,476 |
| Tier 1 (core) risk-based capital | $23,536,000 | 2,721 |
| Tier 2 risk-based capital | $3,039,000 | 1,694 |
| Total risk weighted assets | $248,835,000 | 1,959 |
| Total unused commitments | $33,067,000 | 2,476 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 30 | 4,912 |
| Assets and Liabilities | ||
| Total Assets: | $263,404,000 | 2,447 |
| Cash and due from depository institutions | $5,752,000 | 4,912 |
| Interest-bearing balances | $4,485,000 | 1,239 |
| Securities | $19,825,000 | 4,523 |
| Federal funds sold & reverse repurchase agreements | $4,271,000 | 3,675 |
| Net loans & leases | $221,562,000 | 2,048 |
| Loan loss allowance | $2,897,000 | 1,810 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,832,000 | 2,119 |
| Other real estate owned | $475,000 | 4,912 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,687,000 | 2,721 |
| Life insurance assets | $2,179,000 | 2,153 |
| Total liabilities and capital | $263,404,000 | 2,447 |
| Total liabilities | $241,028,000 | 2,405 |
| Total deposits | $239,719,000 | 2,207 |
| Interest-bearing deposits | $227,202,000 | 2,018 |
| Deposits held in domestic offices | $239,719,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,309,000 | 3,312 |
| Total equity capital | $22,376,000 | 2,953 |
| Total bank equity capital | $22,376,000 | 2,953 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000,000 | 922 |
| Surplus | $11,524,000 | 2,255 |
| Undivided profits | $5,852,000 | 4,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 3,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,500,000 | 2,682 |
| Earning assets | $250,143,000 | 2,390 |
| Long-term assets (5+ years) | $14,544,000 | 4,042 |
| Average Assets, year-to-date | $257,794,000 | 2,482 |
| Average Assets, quarterly | $257,794,000 | 2,482 |
| Volatile liabilities | $142,749,000 | 969 |
| Insider loans | $12,675,000 | 529 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $32,962,000 | 2,478 |
| Tier 1 (core) risk-based capital | $22,466,000 | 2,814 |
| Tier 2 risk-based capital | $2,897,000 | 1,747 |
| Total risk weighted assets | $242,558,000 | 1,968 |
| Total unused commitments | $32,962,000 | 2,479 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 30 | 4,925 |
| Assets and Liabilities | ||
| Total Assets: | $252,184,000 | 2,529 |
| Cash and due from depository institutions | $7,365,000 | 4,925 |
| Interest-bearing balances | $4,491,000 | 1,173 |
| Securities | $18,200,000 | 4,808 |
| Federal funds sold & reverse repurchase agreements | $7,947,000 | 2,035 |
| Net loans & leases | $207,222,000 | 2,165 |
| Loan loss allowance | $2,753,000 | 1,873 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,858,000 | 2,067 |
| Other real estate owned | $148,000 | 4,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,444,000 | 2,830 |
| Life insurance assets | $2,158,000 | 2,128 |
| Total liabilities and capital | $252,184,000 | 2,529 |
| Total liabilities | $230,808,000 | 2,477 |
| Total deposits | $230,067,000 | 2,266 |
| Interest-bearing deposits | $219,797,000 | 2,058 |
| Deposits held in domestic offices | $230,067,000 | 2,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $741,000 | 4,582 |
| Total equity capital | $21,376,000 | 3,015 |
| Total bank equity capital | $21,376,000 | 3,015 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000,000 | 910 |
| Surplus | $11,524,000 | 2,200 |
| Undivided profits | $4,852,000 | 4,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,507,000 | 2,781 |
| Earning assets | $237,860,000 | 2,460 |
| Long-term assets (5+ years) | $13,539,000 | 4,132 |
| Average Assets, year-to-date | $208,297,600 | 2,860 |
| Average Assets, quarterly | $243,787,000 | 2,575 |
| Volatile liabilities | $139,884,000 | 1,106 |
| Insider loans | $11,548,000 | 588 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $37,559,000 | 2,229 |
| Tier 1 (core) risk-based capital | $21,500,000 | 2,874 |
| Tier 2 risk-based capital | $2,753,000 | 1,820 |
| Total risk weighted assets | $229,886,000 | 2,048 |
| Total unused commitments | $37,559,000 | 2,230 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $235,390,000 | 2,657 |
| Cash and due from depository institutions | $6,367,000 | 5,063 |
| Interest-bearing balances | $4,190,000 | 1,125 |
| Securities | $17,694,000 | 4,912 |
| Federal funds sold & reverse repurchase agreements | $10,786,000 | 1,304 |
| Net loans & leases | $189,580,000 | 2,321 |
| Loan loss allowance | $2,502,000 | 2,050 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,726,000 | 2,080 |
| Other real estate owned | $320,000 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,917,000 | 3,051 |
| Life insurance assets | $2,138,000 | 2,102 |
| Total liabilities and capital | $235,390,000 | 2,657 |
| Total liabilities | $215,451,000 | 2,601 |
| Total deposits | $214,932,000 | 2,385 |
| Interest-bearing deposits | $201,831,000 | 2,170 |
| Deposits held in domestic offices | $214,932,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $519,000 | 5,504 |
| Total equity capital | $19,939,000 | 3,165 |
| Total bank equity capital | $19,939,000 | 3,165 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 896 |
| Surplus | $11,000,000 | 2,240 |
| Undivided profits | $3,939,000 | 5,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 3,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,401,000 | 2,957 |
| Earning assets | $222,250,000 | 2,605 |
| Long-term assets (5+ years) | $12,836,000 | 4,184 |
| Average Assets, year-to-date | $197,326,000 | 2,997 |
| Average Assets, quarterly | $218,674,000 | 2,807 |
| Volatile liabilities | $124,586,000 | 1,218 |
| Insider loans | $11,223,000 | 600 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $38,683,000 | 2,203 |
| Tier 1 (core) risk-based capital | $20,079,000 | 3,035 |
| Tier 2 risk-based capital | $2,502,000 | 1,982 |
| Total risk weighted assets | $213,815,000 | 2,159 |
| Total unused commitments | $38,683,000 | 2,204 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $201,958,000 | 3,001 |
| Cash and due from depository institutions | $5,825,000 | 5,311 |
| Interest-bearing balances | $4,086,000 | 1,173 |
| Securities | $13,929,000 | 5,495 |
| Federal funds sold & reverse repurchase agreements | $7,932,000 | 1,578 |
| Net loans & leases | $164,946,000 | 2,554 |
| Loan loss allowance | $2,187,000 | 2,275 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,707,000 | 2,473 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,619,000 | 3,162 |
| Life insurance assets | $2,117,000 | 2,071 |
| Total liabilities and capital | $201,958,000 | 3,001 |
| Total liabilities | $184,017,000 | 2,950 |
| Total deposits | $183,483,000 | 2,715 |
| Interest-bearing deposits | $171,054,000 | 2,503 |
| Deposits held in domestic offices | $183,483,000 | 2,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $534,000 | 5,073 |
| Total equity capital | $17,941,000 | 3,356 |
| Total bank equity capital | $17,941,000 | 3,356 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000,000 | 872 |
| Surplus | $10,000,000 | 2,343 |
| Undivided profits | $2,941,000 | 5,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 3,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $982,000 | 3,666 |
| Earning assets | $190,893,000 | 2,911 |
| Long-term assets (5+ years) | $8,896,000 | 4,804 |
| Average Assets, year-to-date | $184,638,000 | 3,160 |
| Average Assets, quarterly | $191,519,000 | 3,095 |
| Volatile liabilities | $96,532,000 | 1,516 |
| Insider loans | $5,453,000 | 1,261 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $42,445,000 | 2,077 |
| Tier 1 (core) risk-based capital | $18,309,000 | 3,240 |
| Tier 2 risk-based capital | $2,186,000 | 2,179 |
| Total risk weighted assets | $186,266,000 | 2,378 |
| Total unused commitments | $42,445,000 | 2,078 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 23 | 5,769 |
| Assets and Liabilities | ||
| Total Assets: | $181,080,000 | 3,236 |
| Cash and due from depository institutions | $8,446,000 | 5,769 |
| Interest-bearing balances | $3,489,000 | 1,417 |
| Securities | $14,630,000 | 5,430 |
| Federal funds sold & reverse repurchase agreements | $697,000 | 5,428 |
| Net loans & leases | $150,234,000 | 2,707 |
| Loan loss allowance | $1,937,000 | 2,479 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,609,000 | 3,756 |
| Other real estate owned | $0 | 5,769 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,464,000 | 3,167 |
| Life insurance assets | $2,096,000 | 2,047 |
| Total liabilities and capital | $181,080,000 | 3,236 |
| Total liabilities | $163,881,000 | 3,222 |
| Total deposits | $162,394,000 | 2,996 |
| Interest-bearing deposits | $151,787,000 | 2,753 |
| Deposits held in domestic offices | $162,394,000 | 2,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $631,000 | 2,857 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $856,000 | 3,891 |
| Total equity capital | $17,199,000 | 3,446 |
| Total bank equity capital | $17,199,000 | 3,446 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 858 |
| Surplus | $10,000,000 | 2,280 |
| Undivided profits | $2,199,000 | 6,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 3,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $895,000 | 3,788 |
| Earning assets | $169,050,000 | 3,192 |
| Long-term assets (5+ years) | $9,260,000 | 4,718 |
| Average Assets, year-to-date | $175,978,000 | 3,285 |
| Average Assets, quarterly | $175,978,000 | 3,285 |
| Volatile liabilities | $81,159,000 | 1,674 |
| Insider loans | $5,134,000 | 1,336 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,841,000 | 2,432 |
| Tier 1 (core) risk-based capital | $17,496,000 | 3,334 |
| Tier 2 risk-based capital | $1,936,000 | 2,368 |
| Total risk weighted assets | $164,487,000 | 2,596 |
| Total unused commitments | $32,841,000 | 2,434 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $170,876,000 | 3,379 |
| Cash and due from depository institutions | $2,687,000 | 6,052 |
| Interest-bearing balances | $1,307,000 | 2,363 |
| Securities | $14,722,000 | 5,433 |
| Federal funds sold & reverse repurchase agreements | $8,121,000 | 1,649 |
| Net loans & leases | $138,623,000 | 2,861 |
| Loan loss allowance | $1,786,000 | 2,615 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,556,000 | 3,789 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,167,000 | 3,300 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $170,876,000 | 3,379 |
| Total liabilities | $154,317,000 | 3,352 |
| Total deposits | $152,946,000 | 3,118 |
| Interest-bearing deposits | $142,458,000 | 2,869 |
| Deposits held in domestic offices | $152,946,000 | 3,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,371,000 | 2,792 |
| Total equity capital | $16,559,000 | 3,530 |
| Total bank equity capital | $16,559,000 | 3,530 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $10,000,000 | 2,245 |
| Undivided profits | $1,559,000 | 6,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $810,000 | 4,143 |
| Earning assets | $162,773,000 | 3,255 |
| Long-term assets (5+ years) | $9,061,000 | 4,746 |
| Average Assets, year-to-date | $142,151,000 | 3,750 |
| Average Assets, quarterly | $165,845,500 | 3,425 |
| Volatile liabilities | $77,485,000 | 1,704 |
| Insider loans | $4,780,000 | 1,410 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,698,000 | 2,342 |
| Tier 1 (core) risk-based capital | $16,779,000 | 3,418 |
| Tier 2 risk-based capital | $1,786,000 | 2,502 |
| Total risk weighted assets | $155,119,000 | 2,705 |
| Total unused commitments | $33,698,000 | 2,342 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 20 | 6,205 |
| Assets and Liabilities | ||
| Total Assets: | $160,815,000 | 3,492 |
| Cash and due from depository institutions | $1,665,000 | 6,205 |
| Interest-bearing balances | $711,000 | 3,046 |
| Securities | $14,537,000 | 5,446 |
| Federal funds sold & reverse repurchase agreements | $10,686,000 | 1,220 |
| Net loans & leases | $128,145,000 | 3,028 |
| Loan loss allowance | $1,575,000 | 2,894 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,171,000 | 4,180 |
| Other real estate owned | $0 | 6,205 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,611,000 | 3,577 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $160,815,000 | 3,492 |
| Total liabilities | $144,827,000 | 3,469 |
| Total deposits | $143,974,000 | 3,232 |
| Interest-bearing deposits | $133,591,000 | 2,953 |
| Deposits held in domestic offices | $143,974,000 | 3,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $853,000 | 3,843 |
| Total equity capital | $15,988,000 | 3,591 |
| Total bank equity capital | $15,988,000 | 3,591 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $10,000,000 | 2,182 |
| Undivided profits | $988,000 | 7,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $647,000 | 4,875 |
| Earning assets | $154,079,000 | 3,370 |
| Long-term assets (5+ years) | $8,821,000 | 4,853 |
| Average Assets, year-to-date | $134,969,750 | 3,901 |
| Average Assets, quarterly | $149,974,000 | 3,651 |
| Volatile liabilities | $74,096,000 | 1,708 |
| Insider loans | $4,643,000 | 1,389 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $32,810,000 | 2,359 |
| Tier 1 (core) risk-based capital | $16,155,000 | 3,460 |
| Tier 2 risk-based capital | $1,574,000 | 2,726 |
| Total risk weighted assets | $143,468,000 | 2,842 |
| Total unused commitments | $32,810,000 | 2,362 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $139,133,000 | 3,856 |
| Cash and due from depository institutions | $1,264,000 | 6,516 |
| Interest-bearing balances | $114,000 | 4,820 |
| Securities | $13,986,000 | 5,576 |
| Federal funds sold & reverse repurchase agreements | $12,805,000 | 943 |
| Net loans & leases | $105,505,000 | 3,451 |
| Loan loss allowance | $1,375,000 | 3,203 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,139,000 | 4,167 |
| Other real estate owned | $0 | 6,516 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,434,000 | 3,573 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $139,133,000 | 3,856 |
| Total liabilities | $128,094,000 | 3,757 |
| Total deposits | $127,593,000 | 3,499 |
| Interest-bearing deposits | $119,808,000 | 3,190 |
| Deposits held in domestic offices | $127,593,000 | 3,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $501,000 | 4,872 |
| Total equity capital | $11,039,000 | 4,745 |
| Total bank equity capital | $11,039,000 | 4,745 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $5,500,000 | 3,398 |
| Undivided profits | $539,000 | 7,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $545,000 | 5,155 |
| Earning assets | $132,410,000 | 3,728 |
| Long-term assets (5+ years) | $9,346,000 | 4,798 |
| Average Assets, year-to-date | $126,354,670 | 4,077 |
| Average Assets, quarterly | $132,780,500 | 3,956 |
| Volatile liabilities | $69,770,000 | 1,736 |
| Insider loans | $4,824,000 | 1,307 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,654,000 | 2,584 |
| Tier 1 (core) risk-based capital | $11,132,000 | 4,605 |
| Tier 2 risk-based capital | $1,375,000 | 3,010 |
| Total risk weighted assets | $120,708,000 | 3,223 |
| Total unused commitments | $27,654,000 | 2,586 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 18 | 6,552 |
| Assets and Liabilities | ||
| Total Assets: | $126,428,000 | 4,136 |
| Cash and due from depository institutions | $1,695,000 | 6,552 |
| Interest-bearing balances | $112,000 | 4,906 |
| Securities | $14,526,000 | 5,559 |
| Federal funds sold & reverse repurchase agreements | $7,501,000 | 1,622 |
| Net loans & leases | $97,350,000 | 3,617 |
| Loan loss allowance | $1,185,000 | 3,589 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,010,000 | 4,304 |
| Other real estate owned | $0 | 6,552 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,346,000 | 3,604 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $126,428,000 | 4,136 |
| Total liabilities | $116,325,000 | 4,047 |
| Total deposits | $115,926,000 | 3,795 |
| Interest-bearing deposits | $109,520,000 | 3,448 |
| Deposits held in domestic offices | $115,926,000 | 3,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $399,000 | 5,320 |
| Total equity capital | $10,103,000 | 4,966 |
| Total bank equity capital | $10,103,000 | 4,966 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $103,000 | 8,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $444,000 | 5,738 |
| Earning assets | $119,489,000 | 4,041 |
| Long-term assets (5+ years) | $9,535,000 | 4,830 |
| Average Assets, year-to-date | $119,965,500 | 4,289 |
| Average Assets, quarterly | $119,965,500 | 4,289 |
| Volatile liabilities | $61,434,000 | 1,843 |
| Insider loans | $4,706,000 | 1,301 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,343,000 | 2,992 |
| Tier 1 (core) risk-based capital | $10,281,000 | 4,837 |
| Tier 2 risk-based capital | $1,185,000 | 3,374 |
| Total risk weighted assets | $109,495,000 | 3,452 |
| Total unused commitments | $21,343,000 | 2,995 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 16 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $113,503,000 | 4,458 |
| Cash and due from depository institutions | $792,000 | 6,861 |
| Interest-bearing balances | $111,000 | 4,932 |
| Securities | $12,632,000 | 5,949 |
| Federal funds sold & reverse repurchase agreements | $6,381,000 | 1,776 |
| Net loans & leases | $89,149,000 | 3,858 |
| Loan loss allowance | $1,020,000 | 3,962 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,505,000 | 4,994 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,044,000 | 3,775 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $113,503,000 | 4,458 |
| Total liabilities | $103,611,000 | 4,394 |
| Total deposits | $103,305,000 | 4,108 |
| Interest-bearing deposits | $97,405,000 | 3,782 |
| Deposits held in domestic offices | $103,305,000 | 4,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $306,000 | 5,936 |
| Total equity capital | $9,892,000 | 5,040 |
| Total bank equity capital | $9,892,000 | 5,040 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $-108,000 | 8,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $398,000 | 6,056 |
| Earning assets | $108,273,000 | 4,341 |
| Long-term assets (5+ years) | $9,197,000 | 4,968 |
| Average Assets, year-to-date | $83,973,200 | 5,308 |
| Average Assets, quarterly | $104,130,000 | 4,713 |
| Volatile liabilities | $56,559,000 | 1,916 |
| Insider loans | $5,083,000 | 1,205 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $22,857,000 | 2,763 |
| Tier 1 (core) risk-based capital | $9,975,000 | 4,888 |
| Tier 2 risk-based capital | $1,020,000 | 3,742 |
| Total risk weighted assets | $100,773,000 | 3,641 |
| Total unused commitments | $22,857,000 | 2,765 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 15 | 7,074 |
| Assets and Liabilities | ||
| Total Assets: | $94,757,000 | 5,026 |
| Cash and due from depository institutions | $1,067,000 | 7,074 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $10,116,000 | 6,480 |
| Federal funds sold & reverse repurchase agreements | $4,057,000 | 2,473 |
| Net loans & leases | $75,719,000 | 4,282 |
| Loan loss allowance | $830,000 | 4,567 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,287,000 | 5,336 |
| Other real estate owned | $0 | 7,074 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,511,000 | 4,230 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $94,757,000 | 5,026 |
| Total liabilities | $85,193,000 | 5,010 |
| Total deposits | $85,031,000 | 4,715 |
| Interest-bearing deposits | $77,951,000 | 4,425 |
| Deposits held in domestic offices | $85,031,000 | 4,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $162,000 | 7,464 |
| Total equity capital | $9,564,000 | 5,139 |
| Total bank equity capital | $9,564,000 | 5,139 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $-436,000 | 8,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $284,000 | 7,192 |
| Earning assets | $89,892,000 | 4,918 |
| Long-term assets (5+ years) | $6,545,000 | 5,707 |
| Average Assets, year-to-date | $76,590,750 | 5,630 |
| Average Assets, quarterly | $89,897,000 | 5,174 |
| Volatile liabilities | $42,434,000 | 2,373 |
| Insider loans | $4,300,000 | 1,361 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $18,767,000 | 3,139 |
| Tier 1 (core) risk-based capital | $9,601,000 | 4,980 |
| Tier 2 risk-based capital | $830,000 | 4,286 |
| Total risk weighted assets | $84,668,000 | 4,107 |
| Total unused commitments | $18,767,000 | 3,142 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 15 | 7,125 |
| Assets and Liabilities | ||
| Total Assets: | $85,037,000 | 5,344 |
| Cash and due from depository institutions | $1,359,000 | 7,125 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $6,350,000 | 7,435 |
| Federal funds sold & reverse repurchase agreements | $7,875,000 | 1,369 |
| Net loans & leases | $66,244,000 | 4,614 |
| Loan loss allowance | $695,000 | 5,109 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,313,000 | 5,271 |
| Other real estate owned | $0 | 7,125 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,896,000 | 4,950 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $85,037,000 | 5,344 |
| Total liabilities | $75,860,000 | 5,352 |
| Total deposits | $75,757,000 | 5,093 |
| Interest-bearing deposits | $67,531,000 | 4,912 |
| Deposits held in domestic offices | $75,757,000 | 5,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $103,000 | 7,953 |
| Total equity capital | $9,177,000 | 5,164 |
| Total bank equity capital | $9,177,000 | 5,164 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $-823,000 | 8,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $218,000 | 7,642 |
| Earning assets | $80,469,000 | 5,252 |
| Long-term assets (5+ years) | $2,875,000 | 6,913 |
| Average Assets, year-to-date | $70,535,330 | 5,906 |
| Average Assets, quarterly | $76,484,500 | 5,688 |
| Volatile liabilities | $31,618,000 | 2,920 |
| Insider loans | $4,239,000 | 1,360 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,611,000 | 2,950 |
| Tier 1 (core) risk-based capital | $9,327,000 | 5,026 |
| Tier 2 risk-based capital | $695,000 | 4,779 |
| Total risk weighted assets | $75,854,000 | 4,390 |
| Total unused commitments | $20,611,000 | 2,953 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $67,932,000 | 6,092 |
| Cash and due from depository institutions | $532,000 | 7,302 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $5,057,000 | 7,726 |
| Federal funds sold & reverse repurchase agreements | $6,141,000 | 2,378 |
| Net loans & leases | $54,500,000 | 5,133 |
| Loan loss allowance | $580,000 | 5,632 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,336,000 | 5,231 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $366,000 | 8,325 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $67,932,000 | 6,092 |
| Total liabilities | $58,746,000 | 6,163 |
| Total deposits | $58,676,000 | 5,964 |
| Interest-bearing deposits | $52,496,000 | 5,780 |
| Deposits held in domestic offices | $58,676,000 | 5,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $70,000 | 8,508 |
| Total equity capital | $9,186,000 | 5,231 |
| Total bank equity capital | $9,186,000 | 5,231 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $5,000,000 | 3,386 |
| Undivided profits | $-814,000 | 8,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $196,000 | 7,828 |
| Earning assets | $65,698,000 | 5,915 |
| Long-term assets (5+ years) | $1,615,000 | 7,388 |
| Average Assets, year-to-date | $63,284,500 | 6,282 |
| Average Assets, quarterly | $63,284,500 | 6,282 |
| Volatile liabilities | $18,643,000 | 4,106 |
| Insider loans | $3,003,000 | 1,884 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,775,000 | 3,408 |
| Tier 1 (core) risk-based capital | $9,152,000 | 5,044 |
| Tier 2 risk-based capital | $580,000 | 5,280 |
| Total risk weighted assets | $59,296,000 | 5,068 |
| Total unused commitments | $15,775,000 | 3,414 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $58,637,000 | 6,552 |
| Cash and due from depository institutions | $382,000 | 7,346 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $4,730,000 | 7,885 |
| Federal funds sold & reverse repurchase agreements | $5,093,000 | 2,245 |
| Net loans & leases | $46,774,000 | 5,580 |
| Loan loss allowance | $475,000 | 6,190 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,294,000 | 5,327 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $364,000 | 8,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,637,000 | 6,552 |
| Total liabilities | $49,608,000 | 6,693 |
| Total deposits | $49,547,000 | 6,503 |
| Interest-bearing deposits | $43,467,000 | 6,380 |
| Deposits held in domestic offices | $49,547,000 | 6,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $61,000 | 8,624 |
| Total equity capital | $9,029,000 | 5,214 |
| Total bank equity capital | $9,029,000 | 5,214 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $5,000,000 | 3,359 |
| Undivided profits | $-971,000 | 8,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $195,000 | 7,960 |
| Earning assets | $56,597,000 | 6,359 |
| Long-term assets (5+ years) | $1,175,000 | 7,604 |
| Average Assets, year-to-date | $35,853,000 | 7,731 |
| Average Assets, quarterly | $51,210,000 | 6,917 |
| Volatile liabilities | $16,343,000 | 4,406 |
| Insider loans | $3,902,000 | 1,431 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,613,000 | 3,474 |
| Tier 1 (core) risk-based capital | $9,045,000 | 5,046 |
| Tier 2 risk-based capital | $475,000 | 5,838 |
| Total risk weighted assets | $51,017,000 | 5,522 |
| Total unused commitments | $14,613,000 | 3,476 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 13 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $43,783,000 | 7,360 |
| Cash and due from depository institutions | $877,000 | 7,566 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $2,469,000 | 8,442 |
| Federal funds sold & reverse repurchase agreements | $6,271,000 | 2,164 |
| Net loans & leases | $32,604,000 | 6,609 |
| Loan loss allowance | $330,000 | 7,212 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,306,000 | 5,283 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $256,000 | 8,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,783,000 | 7,360 |
| Total liabilities | $34,757,000 | 7,607 |
| Total deposits | $34,706,000 | 7,463 |
| Interest-bearing deposits | $29,294,000 | 7,446 |
| Deposits held in domestic offices | $34,706,000 | 7,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $51,000 | 8,921 |
| Total equity capital | $9,026,000 | 5,203 |
| Total bank equity capital | $9,026,000 | 5,203 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $5,000,000 | 3,300 |
| Undivided profits | $-974,000 | 8,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $102,000 | 8,762 |
| Earning assets | $41,344,000 | 7,265 |
| Long-term assets (5+ years) | $1,006,000 | 7,733 |
| Average Assets, year-to-date | $28,258,330 | 8,218 |
| Average Assets, quarterly | $34,452,500 | 7,881 |
| Volatile liabilities | $10,608,000 | 5,563 |
| Insider loans | $3,945,000 | 1,399 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,535,000 | 5,193 |
| Tier 1 (core) risk-based capital | $9,055,000 | 5,041 |
| Tier 2 risk-based capital | $330,000 | 6,925 |
| Total risk weighted assets | $36,422,000 | 6,539 |
| Total unused commitments | $6,535,000 | 5,200 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 13 | 7,600 |
| Assets and Liabilities | ||
| Total Assets: | $25,122,000 | 8,467 |
| Cash and due from depository institutions | $589,000 | 7,600 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $2,470,000 | 8,467 |
| Federal funds sold & reverse repurchase agreements | $2,440,000 | 4,446 |
| Net loans & leases | $18,071,000 | 7,906 |
| Loan loss allowance | $183,000 | 8,247 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,326,000 | 5,221 |
| Other real estate owned | $0 | 7,600 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $226,000 | 8,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,122,000 | 8,467 |
| Total liabilities | $15,947,000 | 8,825 |
| Total deposits | $15,921,000 | 8,763 |
| Interest-bearing deposits | $11,526,000 | 8,836 |
| Deposits held in domestic offices | $15,921,000 | 8,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $26,000 | 9,167 |
| Total equity capital | $9,175,000 | 5,124 |
| Total bank equity capital | $9,175,000 | 5,124 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $5,000,000 | 3,265 |
| Undivided profits | $-825,000 | 8,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $72,000 | 8,955 |
| Earning assets | $22,981,000 | 8,440 |
| Long-term assets (5+ years) | $652,000 | 7,886 |
| Average Assets, year-to-date | $20,496,000 | 8,717 |
| Average Assets, quarterly | $20,496,000 | 8,725 |
| Volatile liabilities | $1,920,000 | 8,548 |
| Insider loans | $3,711,000 | 1,481 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,877,000 | 5,811 |
| Tier 1 (core) risk-based capital | $9,168,000 | 4,927 |
| Tier 2 risk-based capital | $183,000 | 8,109 |
| Total risk weighted assets | $20,877,000 | 7,861 |
| Total unused commitments | $4,877,000 | 5,822 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 13 | 7,593 |
| Assets and Liabilities | ||
| Total Assets: | $15,870,000 | 8,986 |
| Cash and due from depository institutions | $165,000 | 7,593 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $2,592,000 | 8,490 |
| Federal funds sold & reverse repurchase agreements | $6,162,000 | 2,691 |
| Net loans & leases | $5,501,000 | 9,040 |
| Loan loss allowance | $55,000 | 9,044 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,341,000 | 5,165 |
| Other real estate owned | $0 | 7,593 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $109,000 | 9,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,870,000 | 8,986 |
| Total liabilities | $6,509,000 | 9,220 |
| Total deposits | $6,503,000 | 9,187 |
| Interest-bearing deposits | $4,294,000 | 9,172 |
| Deposits held in domestic offices | $6,503,000 | 9,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,000 | 9,306 |
| Total equity capital | $9,361,000 | 4,984 |
| Total bank equity capital | $9,361,000 | 4,984 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000,000 | 705 |
| Surplus | $5,000,000 | 3,222 |
| Undivided profits | $-639,000 | 8,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $23,000 | 9,197 |
| Earning assets | $14,255,000 | 8,973 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $15,870,000 | 8,979 |
| Average Assets, quarterly | $15,870,000 | 8,979 |
| Volatile liabilities | $748,000 | 9,020 |
| Insider loans | $3,446,000 | 1,576 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $777,000 | 8,359 |
| Tier 1 (core) risk-based capital | $9,360,000 | 4,786 |
| Tier 2 risk-based capital | $55,000 | 9,044 |
| Total risk weighted assets | $8,761,000 | 8,930 |
| Total unused commitments | $777,000 | 8,366 |
| Derivatives | $0 | 578 |