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First Commerce Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$33,116,000	1,294
Total interest expense	$9,545,000	1,336
Net interest income	$23,571,000	1,270
Provision for loan and lease losses	$210,000	1,955
Total noninterest income	$1,863,000	2,090
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$311,000	2,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,552,000	1,846
Total noninterest expense	$12,898,000	1,716
Salaries and employee benefits	$8,156,000	1,581
Premises and equipment expense	$1,182,000	1,824
Additional noninterest expense	$1,552,000	1,846
Pre-tax net operating income	$12,326,000	993
Securities gains (losses)	$-39,000	3,595
Applicable income taxes	$2,550,000	823
Income before extraordinary items	$9,737,000	1,032
Extraordinary gains, net	$0	54
Net income	$9,737,000	1,044
Minority interest net income	$0	88
Net income of bank and minority interests.	$9,737,000	1,035
Net charge-offs	$11,000	2,397
Cash dividends	$2,311,000	1,409
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,767,810	1,048
2023-09-30 (YTD Data)		Rank
Total interest income	$23,848,000	1,306
Total interest expense	$6,380,000	1,348
Net interest income	$17,468,000	1,286
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,400,000	2,084
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$225,000	2,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,175,000	1,837
Total noninterest expense	$9,266,000	1,772
Salaries and employee benefits	$5,710,000	1,666
Premises and equipment expense	$923,000	1,781
Additional noninterest expense	$1,175,000	1,837
Pre-tax net operating income	$9,602,000	1,003
Securities gains (losses)	$-39,000	3,766
Applicable income taxes	$2,028,000	824
Income before extraordinary items	$7,535,000	1,049
Extraordinary gains, net	$0	52
Net income	$7,535,000	1,055
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,535,000	1,049
Net charge-offs	$-27,000	4,065
Cash dividends	$1,181,000	1,565
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,565,810	1,058
2023-06-30 (YTD Data)		Rank
Total interest income	$15,329,000	1,312
Total interest expense	$3,790,000	1,347
Net interest income	$11,539,000	1,301
Provision for loan and lease losses	$0	2,940
Total noninterest income	$933,000	2,035
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$149,000	2,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$784,000	1,765
Total noninterest expense	$6,054,000	1,792
Salaries and employee benefits	$3,741,000	1,680
Premises and equipment expense	$593,000	1,814
Additional noninterest expense	$784,000	1,763
Pre-tax net operating income	$6,418,000	1,003
Securities gains (losses)	$1,000	881
Applicable income taxes	$1,389,000	826
Income before extraordinary items	$5,030,000	1,053
Extraordinary gains, net	$0	51
Net income	$5,030,000	1,066
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,030,000	1,053
Net charge-offs	$-50,000	4,328
Cash dividends	$1,181,000	1,268
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,029,210	1,057
2023-03-31 (YTD Data)		Rank
Total interest income	$7,236,000	1,350
Total interest expense	$1,605,000	1,367
Net interest income	$5,631,000	1,331
Provision for loan and lease losses	$0	2,612
Total noninterest income	$450,000	2,076
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$71,000	2,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$379,000	1,795
Total noninterest expense	$2,990,000	1,837
Salaries and employee benefits	$1,844,000	1,724
Premises and equipment expense	$284,000	1,884
Additional noninterest expense	$379,000	1,795
Pre-tax net operating income	$3,091,000	1,054
Securities gains (losses)	$1,000	883
Applicable income taxes	$701,000	844
Income before extraordinary items	$2,391,000	1,117
Extraordinary gains, net	$0	4
Net income	$2,391,000	1,116
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,391,000	1,116
Net charge-offs	$-41,000	4,401
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,390,210	1,132
2022-12-31 (YTD Data)		Rank
Total interest income	$23,153,000	1,401
Total interest expense	$2,661,000	1,296
Net interest income	$20,492,000	1,400
Provision for loan and lease losses	$200,000	1,781
Total noninterest income	$1,908,000	2,094
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$266,000	2,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,642,000	1,819
Total noninterest expense	$11,741,000	1,803
Salaries and employee benefits	$7,510,000	1,656
Premises and equipment expense	$981,000	2,028
Additional noninterest expense	$1,642,000	1,819
Pre-tax net operating income	$10,459,000	1,243
Securities gains (losses)	$-200,000	4,108
Applicable income taxes	$2,296,000	978
Income before extraordinary items	$7,963,000	1,316
Extraordinary gains, net	$0	5
Net income	$7,963,000	1,316
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,963,000	1,316
Net charge-offs	$-26,000	3,906
Cash dividends	$1,980,000	1,519
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,121,000	1,314
2022-09-30 (YTD Data)		Rank
Total interest income	$16,428,000	1,405
Total interest expense	$1,639,000	1,209
Net interest income	$14,789,000	1,428
Provision for loan and lease losses	$50,000	2,233
Total noninterest income	$1,433,000	2,122
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$200,000	2,407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,233,000	1,841
Total noninterest expense	$8,357,000	1,867
Salaries and employee benefits	$5,254,000	1,740
Premises and equipment expense	$803,000	1,954
Additional noninterest expense	$1,233,000	1,841
Pre-tax net operating income	$7,815,000	1,228
Securities gains (losses)	$0	740
Applicable income taxes	$1,888,000	923
Income before extraordinary items	$5,927,000	1,301
Extraordinary gains, net	$0	4
Net income	$5,927,000	1,300
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,927,000	1,301
Net charge-offs	$13,000	1,741
Cash dividends	$990,000	1,702
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,927,000	1,327
2022-06-30 (YTD Data)		Rank
Total interest income	$10,426,000	1,421
Total interest expense	$988,000	1,146
Net interest income	$9,438,000	1,450
Provision for loan and lease losses	$0	2,599
Total noninterest income	$965,000	2,101
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$132,000	2,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$833,000	1,865
Total noninterest expense	$5,531,000	1,864
Salaries and employee benefits	$3,485,000	1,741
Premises and equipment expense	$527,000	1,969
Additional noninterest expense	$1,519,000	1,985
Pre-tax net operating income	$4,872,000	1,227
Securities gains (losses)	$0	687
Applicable income taxes	$1,172,000	911
Income before extraordinary items	$3,700,000	1,296
Extraordinary gains, net	$0	4
Net income	$3,700,000	1,296
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,700,000	1,296
Net charge-offs	$-44,000	4,147
Cash dividends	$990,000	1,373
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,700,000	1,324
2022-03-31 (YTD Data)		Rank
Total interest income	$5,040,000	1,421
Total interest expense	$478,000	1,144
Net interest income	$4,562,000	1,456
Provision for loan and lease losses	$0	2,285
Total noninterest income	$478,000	2,106
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$63,000	2,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	1,878
Total noninterest expense	$2,681,000	1,897
Salaries and employee benefits	$1,683,000	1,774
Premises and equipment expense	$264,000	1,978
Additional noninterest expense	$734,000	2,022
Pre-tax net operating income	$2,359,000	1,205
Securities gains (losses)	$0	623
Applicable income taxes	$571,000	903
Income before extraordinary items	$1,788,000	1,291
Extraordinary gains, net	$0	4
Net income	$1,788,000	1,290
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,788,000	1,291
Net charge-offs	$-41,000	4,354
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,788,000	1,308
2021-12-31 (YTD Data)		Rank
Total interest income	$19,649,000	1,505
Total interest expense	$2,498,000	1,087
Net interest income	$17,151,000	1,551
Provision for loan and lease losses	$200,000	1,725
Total noninterest income	$2,006,000	2,218
Gross Fiduciary activities income	$17,000	843
Service charges on deposit accounts	$238,000	2,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,751,000	2,051
Total noninterest expense	$10,538,000	1,915
Salaries and employee benefits	$6,713,000	1,775
Premises and equipment expense	$973,000	2,073
Additional noninterest expense	$2,852,000	2,052
Pre-tax net operating income	$8,419,000	1,421
Securities gains (losses)	$4,000	1,879
Applicable income taxes	$1,998,000	1,102
Income before extraordinary items	$6,425,000	1,590
Extraordinary gains, net	$0	10
Net income	$6,425,000	1,590
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,425,000	1,590
Net charge-offs	$126,000	1,235
Cash dividends	$2,005,000	1,509
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,421,840	1,570
2021-09-30 (YTD Data)		Rank
Total interest income	$14,500,000	1,553
Total interest expense	$1,980,000	1,083
Net interest income	$12,520,000	1,612
Provision for loan and lease losses	$200,000	1,464
Total noninterest income	$1,503,000	2,268
Gross Fiduciary activities income	$13,000	828
Service charges on deposit accounts	$177,000	2,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,313,000	2,103
Total noninterest expense	$7,575,000	1,969
Salaries and employee benefits	$4,713,000	1,871
Premises and equipment expense	$748,000	2,055
Additional noninterest expense	$2,114,000	2,081
Pre-tax net operating income	$6,248,000	1,502
Securities gains (losses)	$4,000	1,798
Applicable income taxes	$1,474,000	1,165
Income before extraordinary items	$4,778,000	1,660
Extraordinary gains, net	$0	8
Net income	$4,778,000	1,659
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,778,000	1,660
Net charge-offs	$21,000	1,716
Cash dividends	$1,015,000	1,716
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,774,840	1,636
2021-06-30 (YTD Data)		Rank
Total interest income	$9,556,000	1,565
Total interest expense	$1,404,000	1,069
Net interest income	$8,152,000	1,628
Provision for loan and lease losses	$175,000	1,286
Total noninterest income	$994,000	2,246
Gross Fiduciary activities income	$9,000	828
Service charges on deposit accounts	$114,000	2,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$871,000	2,068
Total noninterest expense	$4,948,000	1,991
Salaries and employee benefits	$3,102,000	1,877
Premises and equipment expense	$499,000	2,063
Additional noninterest expense	$1,347,000	2,112
Pre-tax net operating income	$4,023,000	1,514
Securities gains (losses)	$4,000	1,607
Applicable income taxes	$941,000	1,190
Income before extraordinary items	$3,086,000	1,678
Extraordinary gains, net	$0	6
Net income	$3,086,000	1,678
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,086,000	1,678
Net charge-offs	$5,000	1,907
Cash dividends	$1,015,000	1,359
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,082,840	1,649
2021-03-31 (YTD Data)		Rank
Total interest income	$4,744,000	1,571
Total interest expense	$745,000	1,071
Net interest income	$3,999,000	1,645
Provision for loan and lease losses	$100,000	1,234
Total noninterest income	$458,000	2,327
Gross Fiduciary activities income	$5,000	820
Service charges on deposit accounts	$57,000	2,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	2,164
Total noninterest expense	$2,454,000	1,981
Salaries and employee benefits	$1,539,000	1,869
Premises and equipment expense	$250,000	2,067
Additional noninterest expense	$665,000	2,098
Pre-tax net operating income	$1,903,000	1,580
Securities gains (losses)	$0	1,392
Applicable income taxes	$439,000	1,234
Income before extraordinary items	$1,464,000	1,749
Extraordinary gains, net	$0	3
Net income	$1,464,000	1,749
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,464,000	1,749
Net charge-offs	$-13,000	4,173
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,464,000	1,712
2020-12-31 (YTD Data)		Rank
Total interest income	$19,450,000	1,537
Total interest expense	$4,035,000	1,157
Net interest income	$15,415,000	1,614
Provision for loan and lease losses	$784,000	1,842
Total noninterest income	$1,978,000	2,132
Gross Fiduciary activities income	$18,000	855
Service charges on deposit accounts	$249,000	2,468
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,711,000	1,955
Total noninterest expense	$9,859,000	1,981
Salaries and employee benefits	$6,170,000	1,866
Premises and equipment expense	$913,000	2,149
Additional noninterest expense	$2,776,000	2,050
Pre-tax net operating income	$6,750,000	1,413
Securities gains (losses)	$6,000	2,412
Applicable income taxes	$1,529,000	1,120
Income before extraordinary items	$5,227,000	1,577
Extraordinary gains, net	$0	4
Net income	$5,227,000	1,577
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,227,000	1,577
Net charge-offs	$390,000	1,136
Cash dividends	$1,839,000	1,610
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,222,260	1,540
2020-09-30 (YTD Data)		Rank
Total interest income	$14,519,000	1,543
Total interest expense	$3,173,000	1,176
Net interest income	$11,346,000	1,627
Provision for loan and lease losses	$390,000	2,174
Total noninterest income	$1,192,000	2,330
Gross Fiduciary activities income	$13,000	833
Service charges on deposit accounts	$188,000	2,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$991,000	2,153
Total noninterest expense	$6,972,000	2,035
Salaries and employee benefits	$4,270,000	1,946
Premises and equipment expense	$670,000	2,179
Additional noninterest expense	$2,032,000	2,051
Pre-tax net operating income	$5,176,000	1,351
Securities gains (losses)	$5,000	2,254
Applicable income taxes	$1,170,000	1,067
Income before extraordinary items	$4,011,000	1,505
Extraordinary gains, net	$0	4
Net income	$4,011,000	1,505
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,011,000	1,506
Net charge-offs	$146,000	1,432
Cash dividends	$919,000	1,777
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,007,050	1,465
2020-06-30 (YTD Data)		Rank
Total interest income	$9,694,000	1,560
Total interest expense	$2,211,000	1,207
Net interest income	$7,483,000	1,643
Provision for loan and lease losses	$240,000	2,242
Total noninterest income	$764,000	2,331
Gross Fiduciary activities income	$9,000	840
Service charges on deposit accounts	$129,000	2,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$626,000	2,141
Total noninterest expense	$4,583,000	2,050
Salaries and employee benefits	$2,783,000	1,981
Premises and equipment expense	$447,000	2,173
Additional noninterest expense	$1,353,000	2,048
Pre-tax net operating income	$3,424,000	1,299
Securities gains (losses)	$5,000	2,004
Applicable income taxes	$771,000	1,014
Income before extraordinary items	$2,658,000	1,460
Extraordinary gains, net	$0	4
Net income	$2,658,000	1,460
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,658,000	1,460
Net charge-offs	$133,000	1,215
Cash dividends	$919,000	1,408
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,654,050	1,422
2020-03-31 (YTD Data)		Rank
Total interest income	$4,973,000	1,525
Total interest expense	$1,165,000	1,265
Net interest income	$3,808,000	1,573
Provision for loan and lease losses	$90,000	2,048
Total noninterest income	$334,000	2,386
Gross Fiduciary activities income	$5,000	829
Service charges on deposit accounts	$72,000	2,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$257,000	2,166
Total noninterest expense	$2,195,000	2,130
Salaries and employee benefits	$1,364,000	2,022
Premises and equipment expense	$211,000	2,262
Additional noninterest expense	$620,000	2,194
Pre-tax net operating income	$1,857,000	1,121
Securities gains (losses)	$3,000	1,525
Applicable income taxes	$423,000	834
Income before extraordinary items	$1,437,000	1,230
Extraordinary gains, net	$0	4
Net income	$1,437,000	1,229
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,437,000	1,230
Net charge-offs	$11,000	1,834
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,434,630	1,212
2019-12-31 (YTD Data)		Rank
Total interest income	$19,598,000	1,542
Total interest expense	$4,375,000	1,376
Net interest income	$15,223,000	1,571
Provision for loan and lease losses	$560,000	1,392
Total noninterest income	$1,409,000	2,380
Gross Fiduciary activities income	$18,000	884
Service charges on deposit accounts	$304,000	2,590
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,087,000	2,153
Total noninterest expense	$8,868,000	2,095
Salaries and employee benefits	$5,543,000	1,963
Premises and equipment expense	$777,000	2,394
Additional noninterest expense	$2,548,000	2,192
Pre-tax net operating income	$7,204,000	1,331
Securities gains (losses)	$1,000	2,288
Applicable income taxes	$1,636,000	1,031
Income before extraordinary items	$5,569,000	1,455
Extraordinary gains, net	$0	11
Net income	$5,569,000	1,457
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,569,000	1,457
Net charge-offs	$20,000	3,121
Cash dividends	$1,839,000	1,667
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,568,210	1,427
2019-09-30 (YTD Data)		Rank
Total interest income	$14,609,000	1,568
Total interest expense	$3,195,000	1,414
Net interest income	$11,414,000	1,587
Provision for loan and lease losses	$270,000	1,685
Total noninterest income	$1,047,000	2,401
Gross Fiduciary activities income	$13,000	868
Service charges on deposit accounts	$230,000	2,608
Trading account gains and fees	NA	NA
Additional Noninterest Income	$804,000	2,160
Total noninterest expense	$6,517,000	2,129
Salaries and employee benefits	$4,021,000	2,010
Premises and equipment expense	$585,000	2,399
Additional noninterest expense	$1,911,000	2,185
Pre-tax net operating income	$5,674,000	1,318
Securities gains (losses)	$1,000	2,065
Applicable income taxes	$1,293,000	1,037
Income before extraordinary items	$4,382,000	1,440
Extraordinary gains, net	$0	11
Net income	$4,382,000	1,440
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,382,000	1,442
Net charge-offs	$-2,000	4,087
Cash dividends	$919,000	1,908
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,381,210	1,407
2019-06-30 (YTD Data)		Rank
Total interest income	$9,636,000	1,581
Total interest expense	$2,059,000	1,428
Net interest income	$7,577,000	1,595
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$677,000	2,391
Gross Fiduciary activities income	$9,000	871
Service charges on deposit accounts	$155,000	2,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$513,000	2,178
Total noninterest expense	$4,323,000	2,146
Salaries and employee benefits	$2,657,000	2,020
Premises and equipment expense	$392,000	2,400
Additional noninterest expense	$1,274,000	2,193
Pre-tax net operating income	$3,751,000	1,304
Securities gains (losses)	$1,000	1,602
Applicable income taxes	$854,000	1,001
Income before extraordinary items	$2,898,000	1,431
Extraordinary gains, net	$0	11
Net income	$2,898,000	1,431
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,898,000	1,431
Net charge-offs	$-13,000	4,553
Cash dividends	$919,000	1,519
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,897,210	1,404
2019-03-31 (YTD Data)		Rank
Total interest income	$4,741,000	1,594
Total interest expense	$976,000	1,457
Net interest income	$3,765,000	1,619
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$329,000	2,408
Gross Fiduciary activities income	$5,000	859
Service charges on deposit accounts	$78,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	2,172
Total noninterest expense	$2,147,000	2,163
Salaries and employee benefits	$1,328,000	2,043
Premises and equipment expense	$197,000	2,412
Additional noninterest expense	$622,000	2,226
Pre-tax net operating income	$1,857,000	1,280
Securities gains (losses)	$1,000	1,020
Applicable income taxes	$422,000	1,003
Income before extraordinary items	$1,436,000	1,404
Extraordinary gains, net	$0	5
Net income	$1,436,000	1,402
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,436,000	1,403
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,435,210	1,378
2018-12-31 (YTD Data)		Rank
Total interest income	$17,165,000	1,655
Total interest expense	$2,816,000	1,500
Net interest income	$14,349,000	1,676
Provision for loan and lease losses	$480,000	1,491
Total noninterest income	$1,328,000	2,481
Gross Fiduciary activities income	$21,000	904
Service charges on deposit accounts	$331,000	2,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$976,000	2,266
Total noninterest expense	$8,429,000	2,166
Salaries and employee benefits	$5,260,000	2,017
Premises and equipment expense	$757,000	2,441
Additional noninterest expense	$2,412,000	2,280
Pre-tax net operating income	$6,768,000	1,387
Securities gains (losses)	$9,000	738
Applicable income taxes	$1,492,000	1,051
Income before extraordinary items	$5,285,000	1,510
Extraordinary gains, net	$0	6
Net income	$5,285,000	1,508
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,285,000	1,509
Net charge-offs	$31,000	2,892
Cash dividends	$1,839,000	1,537
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,277,890	1,507
2018-09-30 (YTD Data)		Rank
Total interest income	$12,562,000	1,676
Total interest expense	$1,916,000	1,537
Net interest income	$10,646,000	1,689
Provision for loan and lease losses	$190,000	2,035
Total noninterest income	$1,005,000	2,501
Gross Fiduciary activities income	$15,000	885
Service charges on deposit accounts	$255,000	2,554
Trading account gains and fees	NA	NA
Additional Noninterest Income	$735,000	2,286
Total noninterest expense	$6,229,000	2,182
Salaries and employee benefits	$3,876,000	2,042
Premises and equipment expense	$564,000	2,472
Additional noninterest expense	$1,789,000	2,297
Pre-tax net operating income	$5,232,000	1,370
Securities gains (losses)	$9,000	734
Applicable income taxes	$1,179,000	1,041
Income before extraordinary items	$4,062,000	1,486
Extraordinary gains, net	$0	5
Net income	$4,062,000	1,484
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,062,000	1,485
Net charge-offs	$-1,000	4,015
Cash dividends	$919,000	1,751
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,054,890	1,477
2018-06-30 (YTD Data)		Rank
Total interest income	$8,162,000	1,702
Total interest expense	$1,152,000	1,596
Net interest income	$7,010,000	1,703
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$657,000	2,527
Gross Fiduciary activities income	$9,000	899
Service charges on deposit accounts	$173,000	2,516
Trading account gains and fees	NA	NA
Additional Noninterest Income	$475,000	2,316
Total noninterest expense	$4,123,000	2,209
Salaries and employee benefits	$2,577,000	2,057
Premises and equipment expense	$362,000	2,541
Additional noninterest expense	$1,184,000	2,317
Pre-tax net operating income	$3,424,000	1,369
Securities gains (losses)	$9,000	622
Applicable income taxes	$769,000	1,042
Income before extraordinary items	$2,664,000	1,491
Extraordinary gains, net	$0	6
Net income	$2,664,000	1,490
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,664,000	1,490
Net charge-offs	$17,000	2,331
Cash dividends	$919,000	1,393
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,656,890	1,477
2018-03-31 (YTD Data)		Rank
Total interest income	$3,969,000	1,720
Total interest expense	$522,000	1,650
Net interest income	$3,447,000	1,728
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$343,000	2,435
Gross Fiduciary activities income	$6,000	871
Service charges on deposit accounts	$91,000	2,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	2,243
Total noninterest expense	$2,053,000	2,233
Salaries and employee benefits	$1,281,000	2,093
Premises and equipment expense	$181,000	2,600
Additional noninterest expense	$591,000	2,306
Pre-tax net operating income	$1,677,000	1,366
Securities gains (losses)	$2,000	619
Applicable income taxes	$374,000	1,054
Income before extraordinary items	$1,305,000	1,483
Extraordinary gains, net	$0	7
Net income	$1,305,000	1,484
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,305,000	1,483
Net charge-offs	$-4,000	4,365
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,303,420	1,472
2017-12-31 (YTD Data)		Rank
Total interest income	$15,137,000	1,749
Total interest expense	$1,777,000	1,680
Net interest income	$13,360,000	1,739
Provision for loan and lease losses	$330,000	1,873
Total noninterest income	$1,133,000	2,767
Gross Fiduciary activities income	$20,000	926
Service charges on deposit accounts	$303,000	2,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$810,000	2,553
Total noninterest expense	$7,730,000	2,332
Salaries and employee benefits	$4,820,000	2,137
Premises and equipment expense	$734,000	2,583
Additional noninterest expense	$2,176,000	2,506
Pre-tax net operating income	$6,433,000	1,397
Securities gains (losses)	$7,000	1,711
Applicable income taxes	$2,457,000	1,124
Income before extraordinary items	$3,983,000	1,616
Extraordinary gains, net	$0	9
Net income	$3,983,000	1,616
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,983,000	1,616
Net charge-offs	$283,000	1,532
Cash dividends	$4,077,000	799
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,978,520	1,597
2017-09-30 (YTD Data)		Rank
Total interest income	$11,207,000	1,772
Total interest expense	$1,302,000	1,690
Net interest income	$9,905,000	1,763
Provision for loan and lease losses	$135,000	2,385
Total noninterest income	$812,000	2,861
Gross Fiduciary activities income	$15,000	906
Service charges on deposit accounts	$227,000	2,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$570,000	2,655
Total noninterest expense	$5,807,000	2,338
Salaries and employee benefits	$3,542,000	2,174
Premises and equipment expense	$558,000	2,583
Additional noninterest expense	$1,707,000	2,423
Pre-tax net operating income	$4,775,000	1,420
Securities gains (losses)	$4,000	1,878
Applicable income taxes	$1,517,000	1,112
Income before extraordinary items	$3,262,000	1,615
Extraordinary gains, net	$0	9
Net income	$3,262,000	1,615
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,262,000	1,615
Net charge-offs	$33,000	2,718
Cash dividends	$3,369,000	700
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,259,280	1,601
2017-06-30 (YTD Data)		Rank
Total interest income	$7,299,000	1,799
Total interest expense	$848,000	1,695
Net interest income	$6,451,000	1,783
Provision for loan and lease losses	$90,000	2,313
Total noninterest income	$518,000	2,914
Gross Fiduciary activities income	$10,000	914
Service charges on deposit accounts	$148,000	2,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	2,719
Total noninterest expense	$3,823,000	2,359
Salaries and employee benefits	$2,328,000	2,229
Premises and equipment expense	$359,000	2,645
Additional noninterest expense	$1,136,000	2,443
Pre-tax net operating income	$3,056,000	1,453
Securities gains (losses)	$4,000	1,497
Applicable income taxes	$967,000	1,127
Income before extraordinary items	$2,093,000	1,642
Extraordinary gains, net	$0	11
Net income	$2,093,000	1,642
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,093,000	1,642
Net charge-offs	$23,000	2,514
Cash dividends	$3,369,000	497
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,090,280	1,624
2017-03-31 (YTD Data)		Rank
Total interest income	$3,554,000	1,830
Total interest expense	$409,000	1,729
Net interest income	$3,145,000	1,822
Provision for loan and lease losses	$45,000	2,149
Total noninterest income	$241,000	3,019
Gross Fiduciary activities income	$5,000	920
Service charges on deposit accounts	$72,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	2,829
Total noninterest expense	$1,907,000	2,381
Salaries and employee benefits	$1,155,000	2,270
Premises and equipment expense	$185,000	2,633
Additional noninterest expense	$567,000	2,420
Pre-tax net operating income	$1,434,000	1,481
Securities gains (losses)	$0	1,153
Applicable income taxes	$448,000	1,164
Income before extraordinary items	$986,000	1,687
Extraordinary gains, net	$0	8
Net income	$986,000	1,687
Minority interest net income	$0	55
Net income of bank and minority interests.	$986,000	1,687
Net charge-offs	$10,000	2,203
Cash dividends	$2,662,000	318
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$986,000	1,674
2016-12-31 (YTD Data)		Rank
Total interest income	$13,571,000	1,869
Total interest expense	$1,471,000	1,826
Net interest income	$12,100,000	1,850
Provision for loan and lease losses	$380,000	1,751
Total noninterest income	$1,527,000	2,468
Gross Fiduciary activities income	$6,000	1,044
Service charges on deposit accounts	$341,000	2,741
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,180,000	2,202
Total noninterest expense	$7,498,000	2,416
Salaries and employee benefits	$4,517,000	2,263
Premises and equipment expense	$720,000	2,675
Additional noninterest expense	$2,261,000	2,514
Pre-tax net operating income	$5,749,000	1,446
Securities gains (losses)	$148,000	1,064
Applicable income taxes	$1,685,000	1,187
Income before extraordinary items	$4,212,000	1,584
Extraordinary gains, net	$0	5
Net income	$4,212,000	1,582
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,212,000	1,583
Net charge-offs	$73,000	2,857
Cash dividends	$2,250,000	1,286
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,106,920	1,587
2016-09-30 (YTD Data)		Rank
Total interest income	$9,987,000	1,901
Total interest expense	$1,062,000	1,883
Net interest income	$8,925,000	1,877
Provision for loan and lease losses	$135,000	2,451
Total noninterest income	$1,248,000	2,348
Gross Fiduciary activities income	$1,000	1,085
Service charges on deposit accounts	$252,000	2,768
Trading account gains and fees	$0	169
Additional Noninterest Income	$995,000	2,056
Total noninterest expense	$5,577,000	2,429
Salaries and employee benefits	$3,379,000	2,264
Premises and equipment expense	$539,000	2,690
Additional noninterest expense	$1,659,000	2,570
Pre-tax net operating income	$4,461,000	1,432
Securities gains (losses)	$148,000	988
Applicable income taxes	$1,283,000	1,214
Income before extraordinary items	$3,326,000	1,543
Extraordinary gains, net	$0	5
Net income	$3,326,000	1,542
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,326,000	1,543
Net charge-offs	$40,000	2,735
Cash dividends	$750,000	1,953
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,219,440	1,546
2016-06-30 (YTD Data)		Rank
Total interest income	$6,561,000	1,927
Total interest expense	$678,000	1,956
Net interest income	$5,883,000	1,896
Provision for loan and lease losses	$90,000	2,392
Total noninterest income	$988,000	2,126
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$164,000	2,800
Trading account gains and fees	$0	157
Additional Noninterest Income	$824,000	1,764
Total noninterest expense	$3,730,000	2,440
Salaries and employee benefits	$2,271,000	2,258
Premises and equipment expense	$354,000	2,739
Additional noninterest expense	$1,105,000	2,569
Pre-tax net operating income	$3,051,000	1,385
Securities gains (losses)	$6,000	2,403
Applicable income taxes	$789,000	1,255
Income before extraordinary items	$2,268,000	1,513
Extraordinary gains, net	$0	16
Net income	$2,268,000	1,512
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,268,000	1,513
Net charge-offs	$12,000	3,019
Cash dividends	$750,000	1,565
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,263,560	1,472
2016-03-31 (YTD Data)		Rank
Total interest income	$3,186,000	1,975
Total interest expense	$321,000	2,035
Net interest income	$2,865,000	1,946
Provision for loan and lease losses	$45,000	2,237
Total noninterest income	$261,000	2,941
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$82,000	2,770
Trading account gains and fees	$0	142
Additional Noninterest Income	$179,000	2,766
Total noninterest expense	$1,797,000	2,522
Salaries and employee benefits	$1,084,000	2,355
Premises and equipment expense	$174,000	2,798
Additional noninterest expense	$539,000	2,619
Pre-tax net operating income	$1,284,000	1,574
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$401,000	1,234
Income before extraordinary items	$886,000	1,807
Extraordinary gains, net	$0	12
Net income	$886,000	1,808
Minority interest net income	$0	62
Net income of bank and minority interests.	$886,000	1,808
Net charge-offs	$-7,000	5,019
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$883,930	1,770
2015-12-31 (YTD Data)		Rank
Total interest income	$12,434,000	1,963
Total interest expense	$1,052,000	2,334
Net interest income	$11,382,000	1,902
Provision for loan and lease losses	$0	4,380
Total noninterest income	$906,000	3,246
Gross Fiduciary activities income	$7,000	1,067
Service charges on deposit accounts	$283,000	3,145
Trading account gains and fees	$0	159
Additional Noninterest Income	$616,000	3,004
Total noninterest expense	$7,147,000	2,528
Salaries and employee benefits	$4,267,000	2,349
Premises and equipment expense	$734,000	2,721
Additional noninterest expense	$2,146,000	2,648
Pre-tax net operating income	$5,141,000	1,541
Securities gains (losses)	$208,000	727
Applicable income taxes	$1,729,000	1,120
Income before extraordinary items	$3,620,000	1,742
Extraordinary gains, net	$0	23
Net income	$3,620,000	1,742
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,620,000	1,743
Net charge-offs	$501,000	1,160
Cash dividends	$1,500,000	1,638
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,478,560	1,773
2015-09-30 (YTD Data)		Rank
Total interest income	$9,232,000	1,997
Total interest expense	$778,000	2,388
Net interest income	$8,454,000	1,939
Provision for loan and lease losses	$0	4,232
Total noninterest income	$709,000	3,178
Gross Fiduciary activities income	$7,000	1,030
Service charges on deposit accounts	$211,000	3,174
Trading account gains and fees	$0	153
Additional Noninterest Income	$491,000	2,941
Total noninterest expense	$5,379,000	2,531
Salaries and employee benefits	$3,181,000	2,360
Premises and equipment expense	$570,000	2,695
Additional noninterest expense	$1,628,000	2,617
Pre-tax net operating income	$3,784,000	1,594
Securities gains (losses)	$208,000	626
Applicable income taxes	$1,263,000	1,176
Income before extraordinary items	$2,729,000	1,771
Extraordinary gains, net	$0	21
Net income	$2,729,000	1,773
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,729,000	1,774
Net charge-offs	$496,000	863
Cash dividends	$750,000	1,886
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,587,560	1,808
2015-06-30 (YTD Data)		Rank
Total interest income	$6,071,000	2,015
Total interest expense	$516,000	2,410
Net interest income	$5,555,000	1,962
Provision for loan and lease losses	$0	4,069
Total noninterest income	$478,000	3,169
Gross Fiduciary activities income	$7,000	1,012
Service charges on deposit accounts	$136,000	3,213
Trading account gains and fees	$0	157
Additional Noninterest Income	$335,000	2,921
Total noninterest expense	$3,554,000	2,566
Salaries and employee benefits	$2,088,000	2,417
Premises and equipment expense	$368,000	2,776
Additional noninterest expense	$1,098,000	2,616
Pre-tax net operating income	$2,479,000	1,591
Securities gains (losses)	$116,000	772
Applicable income taxes	$821,000	1,190
Income before extraordinary items	$1,774,000	1,790
Extraordinary gains, net	$0	22
Net income	$1,774,000	1,795
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,774,000	1,795
Net charge-offs	$10,000	3,259
Cash dividends	$750,000	1,515
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,695,120	1,814
2015-03-31 (YTD Data)		Rank
Total interest income	$2,992,000	2,036
Total interest expense	$257,000	2,432
Net interest income	$2,735,000	1,980
Provision for loan and lease losses	$0	3,703
Total noninterest income	$217,000	3,292
Gross Fiduciary activities income	$4,000	991
Service charges on deposit accounts	$64,000	3,286
Trading account gains and fees	$0	152
Additional Noninterest Income	$149,000	3,024
Total noninterest expense	$1,777,000	2,576
Salaries and employee benefits	$1,039,000	2,438
Premises and equipment expense	$183,000	2,830
Additional noninterest expense	$555,000	2,584
Pre-tax net operating income	$1,175,000	1,622
Securities gains (losses)	$0	2,027
Applicable income taxes	$365,000	1,262
Income before extraordinary items	$810,000	1,907
Extraordinary gains, net	$0	13
Net income	$810,000	1,910
Minority interest net income	$0	64
Net income of bank and minority interests.	$810,000	1,909
Net charge-offs	$3,000	2,911
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$810,000	1,844
2014-12-31 (YTD Data)		Rank
Total interest income	$11,741,000	2,075
Total interest expense	$1,100,000	2,428
Net interest income	$10,641,000	2,008
Provision for loan and lease losses	$105,000	3,141
Total noninterest income	$981,000	3,143
Gross Fiduciary activities income	$13,000	1,052
Service charges on deposit accounts	$310,000	3,151
Trading account gains and fees	$0	180
Additional Noninterest Income	$658,000	2,914
Total noninterest expense	$6,929,000	2,640
Salaries and employee benefits	$3,991,000	2,504
Premises and equipment expense	$774,000	2,724
Additional noninterest expense	$2,164,000	2,713
Pre-tax net operating income	$4,588,000	1,646
Securities gains (losses)	$339,000	558
Applicable income taxes	$1,569,000	1,163
Income before extraordinary items	$3,358,000	1,837
Extraordinary gains, net	$0	17
Net income	$3,358,000	1,837
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,358,000	1,836
Net charge-offs	$438,000	1,618
Cash dividends	$2,000,000	1,263
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,127,480	1,909
2014-09-30 (YTD Data)		Rank
Total interest income	$8,710,000	2,116
Total interest expense	$834,000	2,429
Net interest income	$7,876,000	2,042
Provision for loan and lease losses	$105,000	2,728
Total noninterest income	$720,000	3,200
Gross Fiduciary activities income	$10,000	1,033
Service charges on deposit accounts	$236,000	3,148
Trading account gains and fees	$0	174
Additional Noninterest Income	$474,000	2,975
Total noninterest expense	$5,147,000	2,654
Salaries and employee benefits	$2,952,000	2,538
Premises and equipment expense	$584,000	2,743
Additional noninterest expense	$1,611,000	2,735
Pre-tax net operating income	$3,344,000	1,695
Securities gains (losses)	$339,000	437
Applicable income taxes	$1,160,000	1,170
Income before extraordinary items	$2,523,000	1,835
Extraordinary gains, net	$0	15
Net income	$2,523,000	1,835
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,523,000	1,834
Net charge-offs	$406,000	1,338
Cash dividends	$1,590,000	1,111
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,289,090	1,944
2014-06-30 (YTD Data)		Rank
Total interest income	$5,721,000	2,132
Total interest expense	$560,000	2,439
Net interest income	$5,161,000	2,059
Provision for loan and lease losses	$90,000	2,447
Total noninterest income	$481,000	3,182
Gross Fiduciary activities income	$6,000	1,042
Service charges on deposit accounts	$163,000	3,059
Trading account gains and fees	$0	172
Additional Noninterest Income	$312,000	2,991
Total noninterest expense	$3,371,000	2,705
Salaries and employee benefits	$1,936,000	2,586
Premises and equipment expense	$380,000	2,813
Additional noninterest expense	$1,055,000	2,757
Pre-tax net operating income	$2,181,000	1,693
Securities gains (losses)	$339,000	324
Applicable income taxes	$798,000	1,130
Income before extraordinary items	$1,722,000	1,753
Extraordinary gains, net	$0	20
Net income	$1,722,000	1,756
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,722,000	1,755
Net charge-offs	$5,000	3,959
Cash dividends	$1,590,000	790
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,491,480	1,936
2014-03-31 (YTD Data)		Rank
Total interest income	$2,816,000	2,154
Total interest expense	$281,000	2,475
Net interest income	$2,535,000	2,090
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$244,000	3,100
Gross Fiduciary activities income	$4,000	1,019
Service charges on deposit accounts	$76,000	3,174
Trading account gains and fees	$0	147
Additional Noninterest Income	$164,000	2,839
Total noninterest expense	$1,643,000	2,769
Salaries and employee benefits	$946,000	2,644
Premises and equipment expense	$194,000	2,813
Additional noninterest expense	$503,000	2,872
Pre-tax net operating income	$1,091,000	1,640
Securities gains (losses)	$0	1,715
Applicable income taxes	$335,000	1,237
Income before extraordinary items	$756,000	1,895
Extraordinary gains, net	$0	16
Net income	$756,000	1,898
Minority interest net income	$0	66
Net income of bank and minority interests.	$756,000	1,898
Net charge-offs	$3,000	3,257
Cash dividends	$1,121,000	557
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$756,000	1,855
2013-12-31 (YTD Data)		Rank
Total interest income	$11,273,000	2,167
Total interest expense	$1,611,000	2,032
Net interest income	$9,662,000	2,159
Provision for loan and lease losses	$480,000	1,898
Total noninterest income	$2,164,000	2,047
Gross Fiduciary activities income	$14,000	1,079
Service charges on deposit accounts	$287,000	3,432
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,863,000	1,598
Total noninterest expense	$6,495,000	2,812
Salaries and employee benefits	$3,749,000	2,631
Premises and equipment expense	$684,000	3,012
Additional noninterest expense	$2,062,000	2,898
Pre-tax net operating income	$4,851,000	1,467
Securities gains (losses)	$275,000	730
Applicable income taxes	$1,678,000	1,031
Income before extraordinary items	$3,448,000	1,698
Extraordinary gains, net	$0	29
Net income	$3,448,000	1,702
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,448,000	1,702
Net charge-offs	$-665,000	6,754
Cash dividends	$933,000	2,029
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,263,750	1,743
2013-09-30 (YTD Data)		Rank
Total interest income	$8,413,000	2,193
Total interest expense	$1,276,000	2,006
Net interest income	$7,137,000	2,203
Provision for loan and lease losses	$390,000	1,805
Total noninterest income	$841,000	3,054
Gross Fiduciary activities income	$11,000	1,058
Service charges on deposit accounts	$216,000	3,450
Trading account gains and fees	$0	180
Additional Noninterest Income	$614,000	2,699
Total noninterest expense	$4,809,000	2,837
Salaries and employee benefits	$2,817,000	2,626
Premises and equipment expense	$529,000	2,981
Additional noninterest expense	$1,463,000	3,034
Pre-tax net operating income	$2,779,000	1,871
Securities gains (losses)	$275,000	676
Applicable income taxes	$926,000	1,322
Income before extraordinary items	$2,128,000	2,018
Extraordinary gains, net	$0	25
Net income	$2,128,000	2,025
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,128,000	2,024
Net charge-offs	$218,000	2,466
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,935,500	2,130
2013-06-30 (YTD Data)		Rank
Total interest income	$5,596,000	2,202
Total interest expense	$903,000	1,944
Net interest income	$4,693,000	2,218
Provision for loan and lease losses	$300,000	1,629
Total noninterest income	$511,000	3,252
Gross Fiduciary activities income	$7,000	1,057
Service charges on deposit accounts	$138,000	3,497
Trading account gains and fees	$0	157
Additional Noninterest Income	$366,000	2,923
Total noninterest expense	$3,174,000	2,865
Salaries and employee benefits	$1,863,000	2,661
Premises and equipment expense	$349,000	3,005
Additional noninterest expense	$962,000	3,050
Pre-tax net operating income	$1,730,000	1,952
Securities gains (losses)	$257,000	627
Applicable income taxes	$597,000	1,357
Income before extraordinary items	$1,390,000	2,054
Extraordinary gains, net	$0	22
Net income	$1,390,000	2,063
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,390,000	2,060
Net charge-offs	$84,000	2,915
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,210,100	2,195
2013-03-31 (YTD Data)		Rank
Total interest income	$2,756,000	2,259
Total interest expense	$472,000	1,924
Net interest income	$2,284,000	2,289
Provision for loan and lease losses	$180,000	1,441
Total noninterest income	$237,000	3,383
Gross Fiduciary activities income	$4,000	1,037
Service charges on deposit accounts	$64,000	3,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$169,000	3,007
Total noninterest expense	$1,565,000	2,923
Salaries and employee benefits	$903,000	2,761
Premises and equipment expense	$176,000	3,006
Additional noninterest expense	$486,000	3,062
Pre-tax net operating income	$776,000	2,084
Securities gains (losses)	$0	1,966
Applicable income taxes	$212,000	1,651
Income before extraordinary items	$564,000	2,360
Extraordinary gains, net	$0	10
Net income	$564,000	2,362
Minority interest net income	$0	76
Net income of bank and minority interests.	$564,000	2,362
Net charge-offs	$34,000	2,713
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$564,000	2,268
2012-12-31 (YTD Data)		Rank
Total interest income	$11,287,000	2,302
Total interest expense	$2,055,000	2,096
Net interest income	$9,232,000	2,326
Provision for loan and lease losses	$827,000	2,020
Total noninterest income	$930,000	3,375
Gross Fiduciary activities income	$4,000	1,203
Service charges on deposit accounts	$307,000	3,445
Trading account gains and fees	$0	166
Additional Noninterest Income	$619,000	3,059
Total noninterest expense	$6,076,000	3,001
Salaries and employee benefits	$3,435,000	2,840
Premises and equipment expense	$745,000	2,892
Additional noninterest expense	$1,896,000	3,213
Pre-tax net operating income	$3,259,000	1,946
Securities gains (losses)	$140,000	2,000
Applicable income taxes	$933,000	1,533
Income before extraordinary items	$2,466,000	2,202
Extraordinary gains, net	$0	29
Net income	$2,466,000	2,201
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,466,000	2,203
Net charge-offs	$508,000	2,631
Cash dividends	$873,000	2,134
Sale, conversion, retirement of capital stock, net	$69,000	641
Net operating income	$2,363,800	2,153
2012-09-30 (YTD Data)		Rank
Total interest income	$8,472,000	2,346
Total interest expense	$1,557,000	2,152
Net interest income	$6,915,000	2,370
Provision for loan and lease losses	$647,000	1,956
Total noninterest income	$675,000	3,473
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$232,000	3,462
Trading account gains and fees	$0	157
Additional Noninterest Income	$443,000	3,125
Total noninterest expense	$4,528,000	3,030
Salaries and employee benefits	$2,539,000	2,882
Premises and equipment expense	$570,000	2,881
Additional noninterest expense	$1,419,000	3,249
Pre-tax net operating income	$2,415,000	2,040
Securities gains (losses)	$140,000	1,719
Applicable income taxes	$699,000	1,589
Income before extraordinary items	$1,856,000	2,255
Extraordinary gains, net	$0	20
Net income	$1,856,000	2,255
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,856,000	2,255
Net charge-offs	$455,000	2,309
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$11,000	841
Net operating income	$1,753,800	2,229
2012-06-30 (YTD Data)		Rank
Total interest income	$5,642,000	2,362
Total interest expense	$1,051,000	2,197
Net interest income	$4,591,000	2,377
Provision for loan and lease losses	$500,000	1,802
Total noninterest income	$459,000	3,397
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$156,000	3,432
Trading account gains and fees	$0	153
Additional Noninterest Income	$303,000	3,053
Total noninterest expense	$2,995,000	3,072
Salaries and employee benefits	$1,672,000	2,915
Premises and equipment expense	$360,000	2,994
Additional noninterest expense	$963,000	3,220
Pre-tax net operating income	$1,555,000	2,078
Securities gains (losses)	$140,000	1,360
Applicable income taxes	$463,000	1,559
Income before extraordinary items	$1,232,000	2,220
Extraordinary gains, net	$0	19
Net income	$1,232,000	2,220
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,232,000	2,220
Net charge-offs	$407,000	1,985
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$11,000	759
Net operating income	$1,129,800	2,243
2012-03-31 (YTD Data)		Rank
Total interest income	$2,852,000	2,371
Total interest expense	$536,000	2,230
Net interest income	$2,316,000	2,363
Provision for loan and lease losses	$320,000	1,429
Total noninterest income	$208,000	3,575
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$81,000	3,352
Trading account gains and fees	$0	148
Additional Noninterest Income	$127,000	3,319
Total noninterest expense	$1,486,000	3,080
Salaries and employee benefits	$842,000	2,906
Premises and equipment expense	$182,000	3,006
Additional noninterest expense	$462,000	3,286
Pre-tax net operating income	$718,000	2,232
Securities gains (losses)	$139,000	761
Applicable income taxes	$234,000	1,550
Income before extraordinary items	$623,000	2,184
Extraordinary gains, net	$0	19
Net income	$623,000	2,186
Minority interest net income	$0	78
Net income of bank and minority interests.	$623,000	2,187
Net charge-offs	$379,000	1,283
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$11,000	597
Net operating income	$521,530	2,390
2011-12-31 (YTD Data)		Rank
Total interest income	$11,425,000	2,447
Total interest expense	$2,513,000	2,303
Net interest income	$8,912,000	2,468
Provision for loan and lease losses	$776,000	2,784
Total noninterest income	$1,086,000	2,979
Gross Fiduciary activities income	$8,000	1,120
Service charges on deposit accounts	$296,000	3,616
Trading account gains and fees	$0	146
Additional Noninterest Income	$782,000	2,491
Total noninterest expense	$5,893,000	3,105
Salaries and employee benefits	$3,301,000	2,889
Premises and equipment expense	$711,000	3,167
Additional noninterest expense	$1,881,000	3,305
Pre-tax net operating income	$3,329,000	1,669
Securities gains (losses)	$0	3,838
Applicable income taxes	$918,000	1,426
Income before extraordinary items	$2,411,000	1,934
Extraordinary gains, net	$0	29
Net income	$2,411,000	1,934
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,411,000	1,934
Net charge-offs	$855,000	2,550
Cash dividends	$1,023,000	1,589
Sale, conversion, retirement of capital stock, net	$125,000	611
Net operating income	$2,411,000	1,846
2011-09-30 (YTD Data)		Rank
Total interest income	$8,597,000	2,464
Total interest expense	$1,950,000	2,314
Net interest income	$6,647,000	2,492
Provision for loan and lease losses	$562,000	2,708
Total noninterest income	$771,000	3,078
Gross Fiduciary activities income	$8,000	1,059
Service charges on deposit accounts	$223,000	3,626
Trading account gains and fees	$0	145
Additional Noninterest Income	$540,000	2,589
Total noninterest expense	$4,380,000	3,126
Salaries and employee benefits	$2,421,000	2,930
Premises and equipment expense	$532,000	3,209
Additional noninterest expense	$1,427,000	3,280
Pre-tax net operating income	$2,476,000	1,745
Securities gains (losses)	$0	3,555
Applicable income taxes	$672,000	1,463
Income before extraordinary items	$1,804,000	2,001
Extraordinary gains, net	$0	21
Net income	$1,804,000	2,001
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,804,000	2,001
Net charge-offs	$609,000	2,453
Cash dividends	$300,000	2,322
Sale, conversion, retirement of capital stock, net	$65,000	649
Net operating income	$1,804,000	1,897
2011-06-30 (YTD Data)		Rank
Total interest income	$5,696,000	2,493
Total interest expense	$1,350,000	2,312
Net interest income	$4,346,000	2,542
Provision for loan and lease losses	$382,000	2,648
Total noninterest income	$544,000	2,971
Gross Fiduciary activities income	$8,000	1,035
Service charges on deposit accounts	$154,000	3,537
Trading account gains and fees	$0	153
Additional Noninterest Income	$382,000	2,504
Total noninterest expense	$2,906,000	3,182
Salaries and employee benefits	$1,592,000	2,986
Premises and equipment expense	$352,000	3,241
Additional noninterest expense	$962,000	3,302
Pre-tax net operating income	$1,602,000	1,779
Securities gains (losses)	$0	2,914
Applicable income taxes	$422,000	1,475
Income before extraordinary items	$1,180,000	1,983
Extraordinary gains, net	$0	15
Net income	$1,180,000	1,983
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,180,000	1,983
Net charge-offs	$578,000	1,993
Cash dividends	$225,000	2,189
Sale, conversion, retirement of capital stock, net	$65,000	488
Net operating income	$1,180,000	1,916
2011-03-31 (YTD Data)		Rank
Total interest income	$2,814,000	2,535
Total interest expense	$704,000	2,306
Net interest income	$2,110,000	2,604
Provision for loan and lease losses	$230,000	2,240
Total noninterest income	$319,000	2,730
Gross Fiduciary activities income	$4,000	1,027
Service charges on deposit accounts	$77,000	3,505
Trading account gains and fees	$0	158
Additional Noninterest Income	$238,000	2,223
Total noninterest expense	$1,453,000	3,183
Salaries and employee benefits	$783,000	3,056
Premises and equipment expense	$174,000	3,314
Additional noninterest expense	$496,000	3,203
Pre-tax net operating income	$746,000	1,881
Securities gains (losses)	$0	1,772
Applicable income taxes	$193,000	1,548
Income before extraordinary items	$553,000	2,062
Extraordinary gains, net	$0	9
Net income	$553,000	2,061
Minority interest net income	$0	86
Net income of bank and minority interests.	$553,000	2,062
Net charge-offs	$103,000	2,703
Cash dividends	$150,000	1,610
Sale, conversion, retirement of capital stock, net	$65,000	318
Net operating income	$553,000	2,025
2010-12-31 (YTD Data)		Rank
Total interest income	$11,705,000	2,556
Total interest expense	$3,602,000	2,202
Net interest income	$8,103,000	2,690
Provision for loan and lease losses	$745,000	3,499
Total noninterest income	$934,000	3,345
Gross Fiduciary activities income	$16,000	1,090
Service charges on deposit accounts	$318,000	3,518
Trading account gains and fees	$0	175
Additional Noninterest Income	$600,000	2,917
Total noninterest expense	$5,719,000	3,228
Salaries and employee benefits	$3,084,000	3,034
Premises and equipment expense	$720,000	3,220
Additional noninterest expense	$1,915,000	3,373
Pre-tax net operating income	$2,573,000	1,846
Securities gains (losses)	$145,000	1,857
Applicable income taxes	$710,000	1,545
Income before extraordinary items	$2,008,000	2,017
Extraordinary gains, net	$0	29
Net income	$2,008,000	2,018
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,008,000	2,019
Net charge-offs	$252,000	4,516
Cash dividends	$1,095,000	1,382
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,900,700	2,038
2010-09-30 (YTD Data)		Rank
Total interest income	$8,845,000	2,596
Total interest expense	$2,751,000	2,254
Net interest income	$6,094,000	2,712
Provision for loan and lease losses	$585,000	3,290
Total noninterest income	$675,000	3,463
Gross Fiduciary activities income	$12,000	1,066
Service charges on deposit accounts	$241,000	3,571
Trading account gains and fees	$0	165
Additional Noninterest Income	$422,000	3,037
Total noninterest expense	$4,212,000	3,289
Salaries and employee benefits	$2,291,000	3,085
Premises and equipment expense	$546,000	3,243
Additional noninterest expense	$1,375,000	3,465
Pre-tax net operating income	$1,972,000	1,913
Securities gains (losses)	$145,000	1,630
Applicable income taxes	$560,000	1,554
Income before extraordinary items	$1,557,000	2,076
Extraordinary gains, net	$0	23
Net income	$1,557,000	2,078
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,557,000	2,078
Net charge-offs	$68,000	5,278
Cash dividends	$525,000	1,698
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,449,700	2,112
2010-06-30 (YTD Data)		Rank
Total interest income	$5,928,000	2,612
Total interest expense	$1,835,000	2,337
Net interest income	$4,093,000	2,702
Provision for loan and lease losses	$260,000	3,834
Total noninterest income	$443,000	3,451
Gross Fiduciary activities income	$8,000	1,086
Service charges on deposit accounts	$167,000	3,501
Trading account gains and fees	$0	152
Additional Noninterest Income	$268,000	3,022
Total noninterest expense	$2,773,000	3,315
Salaries and employee benefits	$1,508,000	3,135
Premises and equipment expense	$366,000	3,255
Additional noninterest expense	$899,000	3,480
Pre-tax net operating income	$1,503,000	1,722
Securities gains (losses)	$0	3,184
Applicable income taxes	$409,000	1,427
Income before extraordinary items	$1,094,000	1,962
Extraordinary gains, net	$0	19
Net income	$1,094,000	1,962
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,094,000	1,962
Net charge-offs	$52,000	4,851
Cash dividends	$450,000	1,446
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,094,000	1,866
2010-03-31 (YTD Data)		Rank
Total interest income	$2,913,000	2,724
Total interest expense	$911,000	2,468
Net interest income	$2,002,000	2,780
Provision for loan and lease losses	$120,000	3,696
Total noninterest income	$206,000	3,583
Gross Fiduciary activities income	$4,000	1,077
Service charges on deposit accounts	$87,000	3,420
Trading account gains and fees	$0	175
Additional Noninterest Income	$115,000	3,261
Total noninterest expense	$1,384,000	3,364
Salaries and employee benefits	$754,000	3,170
Premises and equipment expense	$182,000	3,366
Additional noninterest expense	$448,000	3,472
Pre-tax net operating income	$704,000	1,816
Securities gains (losses)	$0	2,284
Applicable income taxes	$187,000	1,487
Income before extraordinary items	$517,000	2,087
Extraordinary gains, net	$0	16
Net income	$517,000	2,086
Minority interest net income	$0	91
Net income of bank and minority interests.	$517,000	2,087
Net charge-offs	$16,000	4,565
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$517,000	2,001
2009-12-31 (YTD Data)		Rank
Total interest income	$11,383,000	2,888
Total interest expense	$4,140,000	2,654
Net interest income	$7,243,000	2,977
Provision for loan and lease losses	$2,110,000	2,414
Total noninterest income	$138,000	6,664
Gross Fiduciary activities income	$21,000	1,091
Service charges on deposit accounts	$428,000	3,195
Trading account gains and fees	$0	211
Additional Noninterest Income	$-311,000	7,739
Total noninterest expense	$5,265,000	3,525
Salaries and employee benefits	$2,851,000	3,332
Premises and equipment expense	$633,000	3,742
Additional noninterest expense	$1,781,000	3,631
Pre-tax net operating income	$6,000	5,385
Securities gains (losses)	$625,000	746
Applicable income taxes	$187,000	2,434
Income before extraordinary items	$444,000	4,035
Extraordinary gains, net	$0	34
Net income	$444,000	4,034
Minority interest net income	$0	115
Net income of bank and minority interests.	$444,000	4,034
Net charge-offs	$2,144,000	1,952
Cash dividends	$455,000	2,667
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$6,500	5,455
2009-09-30 (YTD Data)		Rank
Total interest income	$8,513,000	2,935
Total interest expense	$3,194,000	2,706
Net interest income	$5,319,000	3,031
Provision for loan and lease losses	$730,000	3,225
Total noninterest income	$-73,000	7,904
Gross Fiduciary activities income	$16,000	1,053
Service charges on deposit accounts	$332,000	3,135
Trading account gains and fees	$0	212
Additional Noninterest Income	$-421,000	7,944
Total noninterest expense	$3,916,000	3,552
Salaries and employee benefits	$2,126,000	3,370
Premises and equipment expense	$454,000	3,891
Additional noninterest expense	$1,336,000	3,581
Pre-tax net operating income	$600,000	3,599
Securities gains (losses)	$625,000	581
Applicable income taxes	$454,000	1,503
Income before extraordinary items	$771,000	2,928
Extraordinary gains, net	$0	27
Net income	$771,000	2,926
Minority interest net income	$0	118
Net income of bank and minority interests.	$771,000	2,929
Net charge-offs	$736,000	2,578
Cash dividends	$230,000	2,930
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$371,000	4,062
2009-06-30 (YTD Data)		Rank
Total interest income	$5,659,000	2,971
Total interest expense	$2,190,000	2,750
Net interest income	$3,469,000	3,070
Provision for loan and lease losses	$180,000	4,468
Total noninterest income	$-331,000	8,091
Gross Fiduciary activities income	$12,000	1,052
Service charges on deposit accounts	$219,000	3,142
Trading account gains and fees	$0	193
Additional Noninterest Income	$-562,000	8,088
Total noninterest expense	$2,567,000	3,646
Salaries and employee benefits	$1,407,000	3,425
Premises and equipment expense	$282,000	4,121
Additional noninterest expense	$878,000	3,618
Pre-tax net operating income	$391,000	3,721
Securities gains (losses)	$625,000	418
Applicable income taxes	$453,000	1,169
Income before extraordinary items	$563,000	2,878
Extraordinary gains, net	$0	21
Net income	$563,000	2,876
Minority interest net income	$0	112
Net income of bank and minority interests.	$563,000	2,878
Net charge-offs	$140,000	3,853
Cash dividends	$180,000	2,784
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$163,000	4,681
2009-03-31 (YTD Data)		Rank
Total interest income	$2,852,000	2,990
Total interest expense	$1,136,000	2,758
Net interest income	$1,716,000	3,084
Provision for loan and lease losses	$70,000	4,469
Total noninterest income	$249,000	3,390
Gross Fiduciary activities income	$8,000	1,010
Service charges on deposit accounts	$100,000	3,259
Trading account gains and fees	$0	171
Additional Noninterest Income	$141,000	3,070
Total noninterest expense	$1,197,000	3,767
Salaries and employee benefits	$706,000	3,435
Premises and equipment expense	$128,000	4,454
Additional noninterest expense	$363,000	3,850
Pre-tax net operating income	$698,000	1,816
Securities gains (losses)	$-9,000	7,821
Applicable income taxes	$197,000	1,477
Income before extraordinary items	$492,000	2,165
Extraordinary gains, net	$0	15
Net income	$492,000	2,164
Minority interest net income	$0	102
Net income of bank and minority interests.	$492,000	2,166
Net charge-offs	$31,000	3,989
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$498,390	2,007
2008-12-31 (YTD Data)		Rank
Total interest income	$11,919,000	3,068
Total interest expense	$5,744,000	2,618
Net interest income	$6,175,000	3,400
Provision for loan and lease losses	$473,000	3,897
Total noninterest income	$996,000	3,411
Gross Fiduciary activities income	$37,000	1,016
Service charges on deposit accounts	$455,000	3,206
Trading account gains and fees	$0	154
Additional Noninterest Income	$504,000	3,157
Total noninterest expense	$4,548,000	3,856
Salaries and employee benefits	$2,633,000	3,615
Premises and equipment expense	$478,000	4,579
Additional noninterest expense	$1,437,000	3,738
Pre-tax net operating income	$2,150,000	2,320
Securities gains (losses)	$57,000	1,512
Applicable income taxes	$698,000	1,520
Income before extraordinary items	$1,509,000	2,511
Extraordinary gains, net	$0	39
Net income	$1,509,000	2,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	4,162
Cash dividends	$200,000	4,486
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,470,240	2,698
2008-09-30 (YTD Data)		Rank
Total interest income	$8,956,000	3,121
Total interest expense	$4,406,000	2,655
Net interest income	$4,550,000	3,473
Provision for loan and lease losses	$193,000	4,276
Total noninterest income	$745,000	3,504
Gross Fiduciary activities income	$28,000	1,008
Service charges on deposit accounts	$351,000	3,178
Trading account gains and fees	$0	148
Additional Noninterest Income	$366,000	3,325
Total noninterest expense	$3,347,000	3,887
Salaries and employee benefits	$1,951,000	3,688
Premises and equipment expense	$352,000	4,645
Additional noninterest expense	$1,044,000	3,743
Pre-tax net operating income	$1,755,000	2,525
Securities gains (losses)	$55,000	1,351
Applicable income taxes	$575,000	1,728
Income before extraordinary items	$1,235,000	2,704
Extraordinary gains, net	$0	31
Net income	$1,235,000	2,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	5,288
Cash dividends	$100,000	4,390
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,197,600	2,906
2008-06-30 (YTD Data)		Rank
Total interest income	$5,961,000	3,172
Total interest expense	$3,035,000	2,682
Net interest income	$2,926,000	3,561
Provision for loan and lease losses	$100,000	4,246
Total noninterest income	$491,000	3,549
Gross Fiduciary activities income	$19,000	1,020
Service charges on deposit accounts	$228,000	3,217
Trading account gains and fees	$0	149
Additional Noninterest Income	$244,000	3,391
Total noninterest expense	$2,210,000	3,937
Salaries and employee benefits	$1,297,000	3,737
Premises and equipment expense	$233,000	4,700
Additional noninterest expense	$680,000	3,799
Pre-tax net operating income	$1,107,000	2,745
Securities gains (losses)	$19,000	2,087
Applicable income taxes	$356,000	2,004
Income before extraordinary items	$770,000	3,125
Extraordinary gains, net	$0	21
Net income	$770,000	3,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,471
Cash dividends	$100,000	4,065
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$757,080	3,112
2008-03-31 (YTD Data)		Rank
Total interest income	$3,020,000	3,215
Total interest expense	$1,601,000	2,717
Net interest income	$1,419,000	3,629
Provision for loan and lease losses	$45,000	3,899
Total noninterest income	$212,000	3,877
Gross Fiduciary activities income	$9,000	1,037
Service charges on deposit accounts	$100,000	3,452
Trading account gains and fees	$0	158
Additional Noninterest Income	$103,000	3,719
Total noninterest expense	$1,094,000	3,972
Salaries and employee benefits	$650,000	3,748
Premises and equipment expense	$119,000	4,656
Additional noninterest expense	$325,000	3,878
Pre-tax net operating income	$492,000	3,107
Securities gains (losses)	$19,000	1,626
Applicable income taxes	$162,000	2,230
Income before extraordinary items	$349,000	3,487
Extraordinary gains, net	$0	15
Net income	$349,000	3,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,665
Cash dividends	$100,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$336,080	3,471
2007-12-31 (YTD Data)		Rank
Total interest income	$12,030,000	3,279
Total interest expense	$6,405,000	2,854
Net interest income	$5,625,000	3,679
Provision for loan and lease losses	$164,000	4,204
Total noninterest income	$947,000	3,645
Gross Fiduciary activities income	$54,000	999
Service charges on deposit accounts	$324,000	3,942
Trading account gains and fees	$0	178
Additional Noninterest Income	$569,000	3,097
Total noninterest expense	$4,173,000	3,980
Salaries and employee benefits	$2,455,000	3,776
Premises and equipment expense	$489,000	4,440
Additional noninterest expense	$1,229,000	4,012
Pre-tax net operating income	$2,235,000	3,082
Securities gains (losses)	$-666,000	8,399
Applicable income taxes	$473,000	2,813
Income before extraordinary items	$1,096,000	4,115
Extraordinary gains, net	$0	39
Net income	$1,096,000	4,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,049
Cash dividends	$200,000	4,879
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,562,200	3,339
2007-09-30 (YTD Data)		Rank
Total interest income	$8,919,000	3,310
Total interest expense	$4,769,000	2,856
Net interest income	$4,150,000	3,733
Provision for loan and lease losses	$58,000	4,907
Total noninterest income	$708,000	3,660
Gross Fiduciary activities income	$46,000	981
Service charges on deposit accounts	$230,000	4,037
Trading account gains and fees	$0	184
Additional Noninterest Income	$432,000	3,067
Total noninterest expense	$3,144,000	3,954
Salaries and employee benefits	$1,826,000	3,797
Premises and equipment expense	$358,000	4,478
Additional noninterest expense	$960,000	3,825
Pre-tax net operating income	$1,656,000	3,251
Securities gains (losses)	$-666,000	8,475
Applicable income taxes	$311,000	3,153
Income before extraordinary items	$679,000	4,736
Extraordinary gains, net	$0	33
Net income	$679,000	4,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,961
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,138,540	3,572
2007-06-30 (YTD Data)		Rank
Total interest income	$5,846,000	3,367
Total interest expense	$3,135,000	2,893
Net interest income	$2,711,000	3,809
Provision for loan and lease losses	$56,000	4,239
Total noninterest income	$483,000	3,632
Gross Fiduciary activities income	$37,000	977
Service charges on deposit accounts	$155,000	4,025
Trading account gains and fees	$0	168
Additional Noninterest Income	$291,000	3,067
Total noninterest expense	$2,090,000	3,995
Salaries and employee benefits	$1,210,000	3,846
Premises and equipment expense	$232,000	4,593
Additional noninterest expense	$648,000	3,786
Pre-tax net operating income	$1,048,000	3,426
Securities gains (losses)	$-666,000	8,548
Applicable income taxes	$105,000	4,078
Income before extraordinary items	$277,000	5,830
Extraordinary gains, net	$0	29
Net income	$277,000	5,830
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,692
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$763,180	3,596
2007-03-31 (YTD Data)		Rank
Total interest income	$2,834,000	3,443
Total interest expense	$1,528,000	2,947
Net interest income	$1,306,000	3,899
Provision for loan and lease losses	$49,000	3,140
Total noninterest income	$259,000	3,444
Gross Fiduciary activities income	$28,000	917
Service charges on deposit accounts	$82,000	3,854
Trading account gains and fees	$0	195
Additional Noninterest Income	$149,000	3,039
Total noninterest expense	$1,039,000	4,020
Salaries and employee benefits	$605,000	3,866
Premises and equipment expense	$114,000	4,662
Additional noninterest expense	$320,000	3,780
Pre-tax net operating income	$477,000	3,637
Securities gains (losses)	$0	1,187
Applicable income taxes	$160,000	2,677
Income before extraordinary items	$317,000	4,044
Extraordinary gains, net	$0	22
Net income	$317,000	4,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$317,000	4,023
2006-12-31 (YTD Data)		Rank
Total interest income	$10,081,000	3,545
Total interest expense	$5,070,000	2,995
Net interest income	$5,011,000	4,001
Provision for loan and lease losses	$168,000	3,878
Total noninterest income	$738,000	4,239
Gross Fiduciary activities income	$17,000	1,199
Service charges on deposit accounts	$256,000	4,437
Trading account gains and fees	$0	130
Additional Noninterest Income	$465,000	3,465
Total noninterest expense	$3,864,000	4,087
Salaries and employee benefits	$2,209,000	3,969
Premises and equipment expense	$482,000	4,376
Additional noninterest expense	$1,173,000	4,001
Pre-tax net operating income	$1,717,000	3,991
Securities gains (losses)	$7,000	1,177
Applicable income taxes	$623,000	2,833
Income before extraordinary items	$1,101,000	4,490
Extraordinary gains, net	$0	51
Net income	$1,101,000	4,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,834
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$26,000	1,080
Net operating income	$1,096,520	4,488
2006-09-30 (YTD Data)		Rank
Total interest income	$7,323,000	3,617
Total interest expense	$3,595,000	3,048
Net interest income	$3,728,000	4,053
Provision for loan and lease losses	$116,000	3,873
Total noninterest income	$534,000	4,330
Gross Fiduciary activities income	$12,000	1,185
Service charges on deposit accounts	$191,000	4,498
Trading account gains and fees	$0	126
Additional Noninterest Income	$331,000	3,553
Total noninterest expense	$2,861,000	4,117
Salaries and employee benefits	$1,628,000	4,006
Premises and equipment expense	$363,000	4,366
Additional noninterest expense	$870,000	4,017
Pre-tax net operating income	$1,285,000	4,134
Securities gains (losses)	$7,000	967
Applicable income taxes	$461,000	2,967
Income before extraordinary items	$831,000	4,612
Extraordinary gains, net	$0	45
Net income	$831,000	4,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,593
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$26,000	887
Net operating income	$826,520	4,620
2006-06-30 (YTD Data)		Rank
Total interest income	$4,721,000	3,655
Total interest expense	$2,250,000	3,088
Net interest income	$2,471,000	4,081
Provision for loan and lease losses	$42,000	4,660
Total noninterest income	$356,000	4,306
Gross Fiduciary activities income	$7,000	1,216
Service charges on deposit accounts	$126,000	4,497
Trading account gains and fees	$0	126
Additional Noninterest Income	$223,000	3,528
Total noninterest expense	$1,882,000	4,170
Salaries and employee benefits	$1,070,000	4,061
Premises and equipment expense	$242,000	4,353
Additional noninterest expense	$570,000	4,074
Pre-tax net operating income	$903,000	4,043
Securities gains (losses)	$0	1,185
Applicable income taxes	$328,000	2,916
Income before extraordinary items	$575,000	4,548
Extraordinary gains, net	$0	39
Net income	$575,000	4,552
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,820
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$26,000	720
Net operating income	$575,000	4,539
2006-03-31 (YTD Data)		Rank
Total interest income	$2,270,000	3,720
Total interest expense	$1,045,000	3,147
Net interest income	$1,225,000	4,104
Provision for loan and lease losses	$18,000	4,638
Total noninterest income	$137,000	4,883
Gross Fiduciary activities income	$1,000	1,305
Service charges on deposit accounts	$55,000	4,737
Trading account gains and fees	$0	115
Additional Noninterest Income	$81,000	4,122
Total noninterest expense	$918,000	4,256
Salaries and employee benefits	$524,000	4,160
Premises and equipment expense	$114,000	4,571
Additional noninterest expense	$280,000	4,112
Pre-tax net operating income	$426,000	4,135
Securities gains (losses)	$0	955
Applicable income taxes	$163,000	2,913
Income before extraordinary items	$263,000	4,748
Extraordinary gains, net	$0	21
Net income	$263,000	4,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,694
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$15,000	523
Net operating income	$263,000	4,727
2005-12-31 (YTD Data)		Rank
Total interest income	$7,322,000	4,014
Total interest expense	$2,959,000	3,368
Net interest income	$4,363,000	4,353
Provision for loan and lease losses	$215,000	3,469
Total noninterest income	$521,000	5,152
Gross Fiduciary activities income	$21,000	1,175
Service charges on deposit accounts	$171,000	5,373
Trading account gains and fees	$0	138
Additional Noninterest Income	$329,000	4,137
Total noninterest expense	$3,205,000	4,567
Salaries and employee benefits	$1,834,000	4,406
Premises and equipment expense	$400,000	4,857
Additional noninterest expense	$971,000	4,515
Pre-tax net operating income	$1,464,000	4,447
Securities gains (losses)	$0	2,296
Applicable income taxes	$499,000	3,366
Income before extraordinary items	$965,000	4,917
Extraordinary gains, net	$0	46
Net income	$965,000	4,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,317
Cash dividends	$216,000	4,810
Sale, conversion, retirement of capital stock, net	$158,000	669
Net operating income	$965,000	4,885
2005-09-30 (YTD Data)		Rank
Total interest income	$5,213,000	4,112
Total interest expense	$2,069,000	3,422
Net interest income	$3,144,000	4,491
Provision for loan and lease losses	$175,000	3,250
Total noninterest income	$360,000	5,363
Gross Fiduciary activities income	$4,000	1,330
Service charges on deposit accounts	$125,000	5,441
Trading account gains and fees	$0	126
Additional Noninterest Income	$231,000	4,276
Total noninterest expense	$2,312,000	4,668
Salaries and employee benefits	$1,333,000	4,488
Premises and equipment expense	$280,000	5,061
Additional noninterest expense	$699,000	4,625
Pre-tax net operating income	$1,017,000	4,726
Securities gains (losses)	$0	2,317
Applicable income taxes	$387,000	3,383
Income before extraordinary items	$630,000	5,338
Extraordinary gains, net	$0	35
Net income	$630,000	5,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$147,000	524
Net operating income	$630,000	5,304
2005-06-30 (YTD Data)		Rank
Total interest income	$3,279,000	4,222
Total interest expense	$1,258,000	3,506
Net interest income	$2,021,000	4,584
Provision for loan and lease losses	$82,000	3,712
Total noninterest income	$247,000	5,242
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$78,000	5,536
Trading account gains and fees	$0	116
Additional Noninterest Income	$169,000	4,061
Total noninterest expense	$1,456,000	4,820
Salaries and employee benefits	$851,000	4,613
Premises and equipment expense	$178,000	5,209
Additional noninterest expense	$427,000	4,879
Pre-tax net operating income	$730,000	4,511
Securities gains (losses)	$0	2,146
Applicable income taxes	$274,000	3,254
Income before extraordinary items	$456,000	5,121
Extraordinary gains, net	$0	30
Net income	$456,000	5,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,682
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$21,000	563
Net operating income	$456,000	5,071
2005-03-31 (YTD Data)		Rank
Total interest income	$1,558,000	4,364
Total interest expense	$569,000	3,660
Net interest income	$989,000	4,656
Provision for loan and lease losses	$37,000	3,710
Total noninterest income	$110,000	5,482
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$32,000	5,874
Trading account gains and fees	$0	115
Additional Noninterest Income	$78,000	4,243
Total noninterest expense	$687,000	5,055
Salaries and employee benefits	$405,000	4,795
Premises and equipment expense	$86,000	5,371
Additional noninterest expense	$196,000	5,154
Pre-tax net operating income	$375,000	4,440
Securities gains (losses)	$0	1,685
Applicable income taxes	$144,000	3,169
Income before extraordinary items	$231,000	5,067
Extraordinary gains, net	$0	24
Net income	$231,000	5,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$20,000	391
Net operating income	$231,000	5,031
2004-12-31 (YTD Data)		Rank
Total interest income	$4,950,000	4,883
Total interest expense	$1,664,000	4,210
Net interest income	$3,286,000	5,118
Provision for loan and lease losses	$236,000	3,407
Total noninterest income	$303,000	6,384
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$144,000	5,867
Trading account gains and fees	$0	138
Additional Noninterest Income	$159,000	5,573
Total noninterest expense	$2,403,000	5,440
Salaries and employee benefits	$1,323,000	5,375
Premises and equipment expense	$339,000	5,321
Additional noninterest expense	$741,000	5,343
Pre-tax net operating income	$950,000	5,375
Securities gains (losses)	$0	3,819
Applicable income taxes	$114,000	5,384
Income before extraordinary items	$836,000	5,164
Extraordinary gains, net	$0	34
Net income	$836,000	5,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,680
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$61,000	716
Net operating income	$836,000	5,097
2004-09-30 (YTD Data)		Rank
Total interest income	$3,499,000	5,063
Total interest expense	$1,165,000	4,376
Net interest income	$2,334,000	5,296
Provision for loan and lease losses	$195,000	3,028
Total noninterest income	$201,000	6,665
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$112,000	5,841
Trading account gains and fees	$0	134
Additional Noninterest Income	$89,000	6,140
Total noninterest expense	$1,747,000	5,488
Salaries and employee benefits	$961,000	5,450
Premises and equipment expense	$229,000	5,602
Additional noninterest expense	$557,000	5,298
Pre-tax net operating income	$593,000	5,930
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$593,000	5,391
Extraordinary gains, net	$0	26
Net income	$593,000	5,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,778
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$47,000	599
Net operating income	$593,000	5,311
2004-06-30 (YTD Data)		Rank
Total interest income	$2,213,000	5,222
Total interest expense	$719,000	4,602
Net interest income	$1,494,000	5,423
Provision for loan and lease losses	$171,000	2,503
Total noninterest income	$138,000	6,641
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$70,000	5,970
Trading account gains and fees	$0	130
Additional Noninterest Income	$68,000	5,903
Total noninterest expense	$1,147,000	5,576
Salaries and employee benefits	$636,000	5,505
Premises and equipment expense	$139,000	5,891
Additional noninterest expense	$372,000	5,310
Pre-tax net operating income	$314,000	6,419
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$314,000	5,930
Extraordinary gains, net	$0	21
Net income	$314,000	5,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,680
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$38,000	509
Net operating income	$314,000	5,841
2004-03-31 (YTD Data)		Rank
Total interest income	$1,033,000	5,474
Total interest expense	$330,000	4,886
Net interest income	$703,000	5,618
Provision for loan and lease losses	$74,000	2,718
Total noninterest income	$73,000	6,491
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$34,000	5,974
Trading account gains and fees	$0	121
Additional Noninterest Income	$39,000	5,616
Total noninterest expense	$538,000	5,804
Salaries and employee benefits	$316,000	5,570
Premises and equipment expense	$69,000	5,921
Additional noninterest expense	$153,000	5,939
Pre-tax net operating income	$164,000	6,261
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$164,000	5,802
Extraordinary gains, net	$0	16
Net income	$164,000	5,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$12,000	397
Net operating income	$164,000	5,679
2003-12-31 (YTD Data)		Rank
Total interest income	$2,831,000	6,708
Total interest expense	$788,000	6,747
Net interest income	$2,043,000	6,538
Provision for loan and lease losses	$648,000	1,744
Total noninterest income	$125,000	8,047
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$56,000	7,345
Trading account gains and fees	$0	160
Additional Noninterest Income	$69,000	7,124
Total noninterest expense	$1,550,000	6,801
Salaries and employee benefits	$949,000	6,445
Premises and equipment expense	$160,000	7,260
Additional noninterest expense	$441,000	6,892
Pre-tax net operating income	$-30,000	8,578
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-30,000	8,666
Extraordinary gains, net	$0	54
Net income	$-30,000	8,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,602
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$9,000	828
Net operating income	$-30,000	8,584
2003-09-30 (YTD Data)		Rank
Total interest income	$1,890,000	7,108
Total interest expense	$505,000	7,295
Net interest income	$1,385,000	6,862
Provision for loan and lease losses	$545,000	1,542
Total noninterest income	$86,000	8,215
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$35,000	7,554
Trading account gains and fees	$0	153
Additional Noninterest Income	$51,000	7,188
Total noninterest expense	$1,060,000	7,054
Salaries and employee benefits	$671,000	6,605
Premises and equipment expense	$115,000	7,361
Additional noninterest expense	$274,000	7,361
Pre-tax net operating income	$-134,000	8,781
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-134,000	8,856
Extraordinary gains, net	$0	40
Net income	$-134,000	8,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,109
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$9,000	665
Net operating income	$-134,000	8,786
2003-06-30 (YTD Data)		Rank
Total interest income	$1,063,000	7,556
Total interest expense	$284,000	7,767
Net interest income	$778,000	7,348
Provision for loan and lease losses	$392,000	1,433
Total noninterest income	$55,000	8,246
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$7,000	7,984
Trading account gains and fees	$0	150
Additional Noninterest Income	$48,000	6,645
Total noninterest expense	$670,000	7,215
Salaries and employee benefits	$439,000	6,681
Premises and equipment expense	$72,000	7,506
Additional noninterest expense	$159,000	7,655
Pre-tax net operating income	$-229,000	8,951
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-229,000	9,027
Extraordinary gains, net	$0	30
Net income	$-229,000	9,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$9,000	530
Net operating income	$-229,000	8,956
2003-03-31 (YTD Data)		Rank
Total interest income	$402,000	8,162
Total interest expense	$91,000	8,542
Net interest income	$311,000	7,857
Provision for loan and lease losses	$264,000	1,062
Total noninterest income	$20,000	8,615
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$3,000	8,021
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,000	7,158
Total noninterest expense	$307,000	7,455
Salaries and employee benefits	$213,000	6,782
Premises and equipment expense	$33,000	7,707
Additional noninterest expense	$61,000	8,180
Pre-tax net operating income	$-241,000	9,117
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-241,000	9,158
Extraordinary gains, net	$0	21
Net income	$-241,000	9,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$9,000	356
Net operating income	$-241,000	9,104
2002-12-31 (YTD Data)		Rank
Total interest income	$82,000	9,313
Total interest expense	$28,000	9,266
Net interest income	$54,000	9,309
Provision for loan and lease losses	$147,000	4,990
Total noninterest income	$1,000	9,283
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	9,177
Total noninterest expense	$575,000	8,825
Salaries and employee benefits	$295,000	8,916
Premises and equipment expense	$29,000	9,168
Additional noninterest expense	$251,000	8,167
Pre-tax net operating income	$-667,000	9,043
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-667,000	9,102
Extraordinary gains, net	$0	70
Net income	$-667,000	9,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$12,491,000	39
Net operating income	$-667,000	9,057

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.