Home > First Commerce Bank > Income and Expense

First Commerce Bank, Income and Expense

2003-06-30 (YTD Data)Rank
Total interest income$4,123,0003,424
Total interest expense$1,648,0002,801
Net interest income$2,475,0003,730
Provision for loan and lease losses$490,0001,174
Total noninterest income$338,0004,674
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$104,0005,180
Trading account gains and fees$0150
Additional Noninterest Income$234,0003,735
Total noninterest expense$1,781,0004,036
Salaries and employee benefits$876,0004,332
Premises and equipment expense$299,0003,503
Additional noninterest expense$606,0003,672
Pre-tax net operating income$542,0005,109
Securities gains (losses)$311,000787
Applicable income taxes$255,0003,519
Income before extraordinary items$598,0004,309
Extraordinary gains, net$030
Net income$598,0004,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,000972
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$380,3005,328
2003-03-31 (YTD Data)Rank
Total interest income$2,136,0003,342
Total interest expense$826,0002,851
Net interest income$1,310,0003,555
Provision for loan and lease losses$190,0001,428
Total noninterest income$148,0004,922
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$53,0005,050
Trading account gains and fees$0134
Additional Noninterest Income$95,0004,025
Total noninterest expense$915,0003,942
Salaries and employee benefits$489,0003,968
Premises and equipment expense$157,0003,364
Additional noninterest expense$269,0003,983
Pre-tax net operating income$353,0004,368
Securities gains (losses)$53,0001,355
Applicable income taxes$128,0003,508
Income before extraordinary items$278,0004,443
Extraordinary gains, net$021
Net income$278,0004,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,449
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$241,9604,613
2002-12-31 (YTD Data)Rank
Total interest income$8,696,0003,402
Total interest expense$3,369,0003,215
Net interest income$5,327,0003,475
Provision for loan and lease losses$449,0002,593
Total noninterest income$628,0004,605
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$193,0005,279
Trading account gains and fees$0153
Additional Noninterest Income$435,0003,536
Total noninterest expense$4,246,0003,393
Salaries and employee benefits$2,069,0003,638
Premises and equipment expense$669,0003,120
Additional noninterest expense$1,508,0002,950
Pre-tax net operating income$1,260,0004,583
Securities gains (losses)$342,000821
Applicable income taxes$502,0003,434
Income before extraordinary items$1,100,0004,322
Extraordinary gains, net$070
Net income$1,100,0004,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,379
Cash dividends$320,0004,207
Sale, conversion, retirement of capital stock, net$0862
Net operating income$864,0204,861
2001-12-31 (YTD Data)Rank
Total interest income$8,321,0003,890
Total interest expense$4,148,0003,684
Net interest income$4,173,0003,998
Provision for loan and lease losses$211,0004,006
Total noninterest income$435,0005,464
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$194,0005,236
Trading account gains and fees$0177
Additional Noninterest Income$241,0004,556
Total noninterest expense$3,405,0003,916
Salaries and employee benefits$2,010,0003,574
Premises and equipment expense$582,0003,451
Additional noninterest expense$813,0004,728
Pre-tax net operating income$992,0004,919
Securities gains (losses)$123,0001,581
Applicable income taxes$355,0003,952
Income before extraordinary items$760,0005,015
Extraordinary gains, net$0105
Net income$760,0005,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$100,0005,729
Sale, conversion, retirement of capital stock, net$0922
Net operating income$676,3605,193
2000-12-31 (YTD Data)Rank
Total interest income$8,090,0004,091
Total interest expense$4,050,0003,930
Net interest income$4,040,0004,149
Provision for loan and lease losses$180,0003,942
Total noninterest income$197,0007,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$77,0007,055
Trading account gains and feesNANA
Additional Noninterest Income$120,0005,988
Total noninterest expense$3,417,0003,784
Salaries and employee benefits$1,934,0003,566
Premises and equipment expense$516,0003,701
Additional noninterest expense$967,0004,090
Pre-tax net operating income$640,0006,442
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$640,0005,668
Extraordinary gains, net$038
Net income$640,0005,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,113
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$640,0005,677
1999-12-31 (YTD Data)Rank
Total interest income$6,350,0004,767
Total interest expense$2,951,0004,667
Net interest income$3,399,0004,742
Provision for loan and lease losses$187,0003,709
Total noninterest income$170,0007,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0007,352
Trading account gains and feesNANA
Additional Noninterest Income$100,0006,650
Total noninterest expense$2,662,0004,639
Salaries and employee benefits$1,431,0004,516
Premises and equipment expense$414,0004,407
Additional noninterest expense$817,0004,711
Pre-tax net operating income$720,0006,243
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$720,0005,385
Extraordinary gains, net$035
Net income$720,0005,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$720,0005,353
1998-12-31 (YTD Data)Rank
Total interest income$5,034,0005,652
Total interest expense$2,410,0005,505
Net interest income$2,624,0005,661
Provision for loan and lease losses$199,0003,545
Total noninterest income$114,0008,780
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0007,918
Trading account gains and feesNANA
Additional Noninterest Income$59,0007,849
Total noninterest expense$2,195,0005,226
Salaries and employee benefits$1,136,0005,272
Premises and equipment expense$362,0004,769
Additional noninterest expense$697,0005,183
Pre-tax net operating income$344,0008,157
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$344,0007,569
Extraordinary gains, net$032
Net income$344,0007,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$344,0007,488
1997-12-31 (YTD Data)Rank
Total interest income$2,888,0007,903
Total interest expense$1,400,0007,586
Net interest income$1,488,0008,008
Provision for loan and lease losses$385,0002,165
Total noninterest income$42,00010,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0009,014
Trading account gains and feesNANA
Additional Noninterest Income$17,00010,015
Total noninterest expense$1,623,0006,483
Salaries and employee benefits$772,0006,921
Premises and equipment expense$276,0005,713
Additional noninterest expense$575,0005,961
Pre-tax net operating income$-478,00010,734
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-478,00010,749
Extraordinary gains, net$044
Net income$-478,00010,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-478,00010,729
1996-12-31 (YTD Data)Rank
Total interest income$548,00011,227
Total interest expense$163,00011,270
Net interest income$385,00011,118
Provision for loan and lease losses$175,0003,759
Total noninterest income$5,00011,354
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0009,831
Trading account gains and feesNANA
Additional Noninterest Income$1,00011,358
Total noninterest expense$1,443,0007,276
Salaries and employee benefits$623,0007,986
Premises and equipment expense$305,0005,523
Additional noninterest expense$514,0006,944
Pre-tax net operating income$-1,227,00011,363
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-1,227,00011,384
Extraordinary gains, net$053
Net income$-1,227,00011,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$8,815,00073
Net operating income$-1,227,00011,366

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.