Home > First Commerce Bank > Income and Expense
First Commerce Bank, Income and Expense
2003-06-30 (YTD Data) | Rank | |
Total interest income | $4,123,000 | 3,424 |
Total interest expense | $1,648,000 | 2,801 |
Net interest income | $2,475,000 | 3,730 |
Provision for loan and lease losses | $490,000 | 1,174 |
Total noninterest income | $338,000 | 4,674 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $104,000 | 5,180 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $234,000 | 3,735 |
Total noninterest expense | $1,781,000 | 4,036 |
Salaries and employee benefits | $876,000 | 4,332 |
Premises and equipment expense | $299,000 | 3,503 |
Additional noninterest expense | $606,000 | 3,672 |
Pre-tax net operating income | $542,000 | 5,109 |
Securities gains (losses) | $311,000 | 787 |
Applicable income taxes | $255,000 | 3,519 |
Income before extraordinary items | $598,000 | 4,309 |
Extraordinary gains, net | $0 | 30 |
Net income | $598,000 | 4,308 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $411,000 | 972 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $380,300 | 5,328 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,136,000 | 3,342 |
Total interest expense | $826,000 | 2,851 |
Net interest income | $1,310,000 | 3,555 |
Provision for loan and lease losses | $190,000 | 1,428 |
Total noninterest income | $148,000 | 4,922 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $53,000 | 5,050 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $95,000 | 4,025 |
Total noninterest expense | $915,000 | 3,942 |
Salaries and employee benefits | $489,000 | 3,968 |
Premises and equipment expense | $157,000 | 3,364 |
Additional noninterest expense | $269,000 | 3,983 |
Pre-tax net operating income | $353,000 | 4,368 |
Securities gains (losses) | $53,000 | 1,355 |
Applicable income taxes | $128,000 | 3,508 |
Income before extraordinary items | $278,000 | 4,443 |
Extraordinary gains, net | $0 | 21 |
Net income | $278,000 | 4,442 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 1,449 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $241,960 | 4,613 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $8,696,000 | 3,402 |
Total interest expense | $3,369,000 | 3,215 |
Net interest income | $5,327,000 | 3,475 |
Provision for loan and lease losses | $449,000 | 2,593 |
Total noninterest income | $628,000 | 4,605 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $193,000 | 5,279 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $435,000 | 3,536 |
Total noninterest expense | $4,246,000 | 3,393 |
Salaries and employee benefits | $2,069,000 | 3,638 |
Premises and equipment expense | $669,000 | 3,120 |
Additional noninterest expense | $1,508,000 | 2,950 |
Pre-tax net operating income | $1,260,000 | 4,583 |
Securities gains (losses) | $342,000 | 821 |
Applicable income taxes | $502,000 | 3,434 |
Income before extraordinary items | $1,100,000 | 4,322 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,100,000 | 4,322 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,379 |
Cash dividends | $320,000 | 4,207 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $864,020 | 4,861 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $8,321,000 | 3,890 |
Total interest expense | $4,148,000 | 3,684 |
Net interest income | $4,173,000 | 3,998 |
Provision for loan and lease losses | $211,000 | 4,006 |
Total noninterest income | $435,000 | 5,464 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $194,000 | 5,236 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $241,000 | 4,556 |
Total noninterest expense | $3,405,000 | 3,916 |
Salaries and employee benefits | $2,010,000 | 3,574 |
Premises and equipment expense | $582,000 | 3,451 |
Additional noninterest expense | $813,000 | 4,728 |
Pre-tax net operating income | $992,000 | 4,919 |
Securities gains (losses) | $123,000 | 1,581 |
Applicable income taxes | $355,000 | 3,952 |
Income before extraordinary items | $760,000 | 5,015 |
Extraordinary gains, net | $0 | 105 |
Net income | $760,000 | 5,018 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $100,000 | 5,729 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $676,360 | 5,193 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $8,090,000 | 4,091 |
Total interest expense | $4,050,000 | 3,930 |
Net interest income | $4,040,000 | 4,149 |
Provision for loan and lease losses | $180,000 | 3,942 |
Total noninterest income | $197,000 | 7,311 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $77,000 | 7,055 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $120,000 | 5,988 |
Total noninterest expense | $3,417,000 | 3,784 |
Salaries and employee benefits | $1,934,000 | 3,566 |
Premises and equipment expense | $516,000 | 3,701 |
Additional noninterest expense | $967,000 | 4,090 |
Pre-tax net operating income | $640,000 | 6,442 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $640,000 | 5,668 |
Extraordinary gains, net | $0 | 38 |
Net income | $640,000 | 5,667 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 4,113 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $640,000 | 5,677 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,350,000 | 4,767 |
Total interest expense | $2,951,000 | 4,667 |
Net interest income | $3,399,000 | 4,742 |
Provision for loan and lease losses | $187,000 | 3,709 |
Total noninterest income | $170,000 | 7,841 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 7,352 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $100,000 | 6,650 |
Total noninterest expense | $2,662,000 | 4,639 |
Salaries and employee benefits | $1,431,000 | 4,516 |
Premises and equipment expense | $414,000 | 4,407 |
Additional noninterest expense | $817,000 | 4,711 |
Pre-tax net operating income | $720,000 | 6,243 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $720,000 | 5,385 |
Extraordinary gains, net | $0 | 35 |
Net income | $720,000 | 5,382 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $720,000 | 5,353 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $5,034,000 | 5,652 |
Total interest expense | $2,410,000 | 5,505 |
Net interest income | $2,624,000 | 5,661 |
Provision for loan and lease losses | $199,000 | 3,545 |
Total noninterest income | $114,000 | 8,780 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $55,000 | 7,918 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 7,849 |
Total noninterest expense | $2,195,000 | 5,226 |
Salaries and employee benefits | $1,136,000 | 5,272 |
Premises and equipment expense | $362,000 | 4,769 |
Additional noninterest expense | $697,000 | 5,183 |
Pre-tax net operating income | $344,000 | 8,157 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $344,000 | 7,569 |
Extraordinary gains, net | $0 | 32 |
Net income | $344,000 | 7,568 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $344,000 | 7,488 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,888,000 | 7,903 |
Total interest expense | $1,400,000 | 7,586 |
Net interest income | $1,488,000 | 8,008 |
Provision for loan and lease losses | $385,000 | 2,165 |
Total noninterest income | $42,000 | 10,415 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 9,014 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 10,015 |
Total noninterest expense | $1,623,000 | 6,483 |
Salaries and employee benefits | $772,000 | 6,921 |
Premises and equipment expense | $276,000 | 5,713 |
Additional noninterest expense | $575,000 | 5,961 |
Pre-tax net operating income | $-478,000 | 10,734 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $-478,000 | 10,749 |
Extraordinary gains, net | $0 | 44 |
Net income | $-478,000 | 10,749 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-478,000 | 10,729 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $548,000 | 11,227 |
Total interest expense | $163,000 | 11,270 |
Net interest income | $385,000 | 11,118 |
Provision for loan and lease losses | $175,000 | 3,759 |
Total noninterest income | $5,000 | 11,354 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $4,000 | 9,831 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $1,000 | 11,358 |
Total noninterest expense | $1,443,000 | 7,276 |
Salaries and employee benefits | $623,000 | 7,986 |
Premises and equipment expense | $305,000 | 5,523 |
Additional noninterest expense | $514,000 | 6,944 |
Pre-tax net operating income | $-1,227,000 | 11,363 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $0 | 10,572 |
Income before extraordinary items | $-1,227,000 | 11,384 |
Extraordinary gains, net | $0 | 53 |
Net income | $-1,227,000 | 11,384 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $8,815,000 | 73 |
Net operating income | $-1,227,000 | 11,366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.