Home > First Commerce Bank > Assets and Liabilities
First Commerce Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $40,131,000 | 7,762 |
| Cash and due from depository institutions | $4,253,000 | 5,850 |
| Interest-bearing balances | $2,017,000 | 2,127 |
| Securities | $4,712,000 | 8,856 |
| Federal funds sold & reverse repurchase agreements | $1,645,000 | 6,213 |
| Net loans & leases | $26,334,000 | 7,157 |
| Loan loss allowance | $341,000 | 6,961 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,192,000 | 3,607 |
| Other real estate owned | $102,000 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $893,000 | 6,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,131,000 | 7,762 |
| Total liabilities | $36,973,000 | 7,636 |
| Total deposits | $36,733,000 | 7,480 |
| Interest-bearing deposits | $27,340,000 | 7,923 |
| Deposits held in domestic offices | $36,733,000 | 7,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $240,000 | 8,146 |
| Total equity capital | $3,158,000 | 8,680 |
| Total bank equity capital | $3,158,000 | 8,680 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $148,000 | 7,563 |
| Surplus | $2,153,000 | 5,171 |
| Undivided profits | $857,000 | 8,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 6,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $307,000 | 6,488 |
| Earning assets | $34,708,000 | 7,937 |
| Long-term assets (5+ years) | $2,980,000 | 7,155 |
| Average Assets, year-to-date | $35,521,000 | 7,967 |
| Average Assets, quarterly | $39,373,500 | 7,752 |
| Volatile liabilities | $1,709,000 | 9,247 |
| Insider loans | $678,000 | 4,516 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,111,000 | 4,458 |
| Tier 1 (core) risk-based capital | $3,157,000 | 8,581 |
| Tier 2 risk-based capital | $341,000 | 6,550 |
| Total risk weighted assets | $27,539,100 | 7,204 |
| Total unused commitments | $7,111,000 | 4,465 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $30,125,000 | 8,861 |
| Cash and due from depository institutions | $2,984,000 | 6,565 |
| Interest-bearing balances | $797,000 | 2,690 |
| Securities | $2,279,000 | 10,231 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 7,744 |
| Net loans & leases | $22,610,000 | 7,858 |
| Loan loss allowance | $337,000 | 7,178 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,188,000 | 5,443 |
| Other real estate owned | $0 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $834,000 | 6,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,125,000 | 8,861 |
| Total liabilities | $27,338,000 | 8,794 |
| Total deposits | $27,088,000 | 8,678 |
| Interest-bearing deposits | $19,508,000 | 9,114 |
| Deposits held in domestic offices | $27,088,000 | 8,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $250,000 | 8,373 |
| Total equity capital | $2,787,000 | 9,239 |
| Total bank equity capital | $2,787,000 | 9,239 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $148,000 | 7,902 |
| Surplus | $1,293,000 | 6,729 |
| Undivided profits | $1,346,000 | 8,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $297,000 | 6,871 |
| Earning assets | $25,916,000 | 9,016 |
| Long-term assets (5+ years) | $1,899,000 | 7,759 |
| Average Assets, year-to-date | $27,300,200 | 8,986 |
| Average Assets, quarterly | $30,440,500 | 8,777 |
| Volatile liabilities | $1,519,000 | 9,714 |
| Insider loans | $775,000 | 4,228 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,942,000 | 4,766 |
| Tier 1 (core) risk-based capital | $2,786,000 | 9,156 |
| Tier 2 risk-based capital | $326,150 | 6,763 |
| Total risk weighted assets | $26,080,850 | 7,511 |
| Total unused commitments | $5,942,000 | 4,770 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $24,605,000 | 9,781 |
| Cash and due from depository institutions | $2,451,000 | 7,260 |
| Interest-bearing balances | $698,000 | 2,732 |
| Securities | $1,444,000 | 11,025 |
| Federal funds sold & reverse repurchase agreements | $2,040,000 | 4,829 |
| Net loans & leases | $17,350,000 | 8,883 |
| Loan loss allowance | $279,000 | 8,126 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $651,000 | 7,351 |
| Other real estate owned | $11,000 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $658,000 | 7,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,605,000 | 9,781 |
| Total liabilities | $22,145,000 | 9,738 |
| Total deposits | $22,006,000 | 9,640 |
| Interest-bearing deposits | $16,291,000 | 9,977 |
| Deposits held in domestic offices | $22,006,000 | 9,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $139,000 | 10,109 |
| Total equity capital | $2,460,000 | 9,837 |
| Total bank equity capital | $2,460,000 | 9,837 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $148,000 | 8,315 |
| Surplus | $1,293,000 | 6,926 |
| Undivided profits | $1,019,000 | 8,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $215,000 | 602 |
| Income earned, not collected on loans | $220,000 | 8,139 |
| Earning assets | $21,532,000 | 9,877 |
| Long-term assets (5+ years) | $1,324,000 | 8,439 |
| Average Assets, year-to-date | $23,733,200 | 9,748 |
| Average Assets, quarterly | $24,974,500 | 9,692 |
| Volatile liabilities | $1,532,000 | 9,950 |
| Insider loans | $628,000 | 4,899 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,969,000 | 5,677 |
| Tier 1 (core) risk-based capital | $2,460,000 | 9,793 |
| Tier 2 risk-based capital | $248,930 | 7,943 |
| Total risk weighted assets | $19,884,230 | 8,658 |
| Total unused commitments | $3,969,000 | 5,687 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $21,394,000 | 10,530 |
| Cash and due from depository institutions | $2,455,000 | 7,361 |
| Interest-bearing balances | $1,000,000 | 2,544 |
| Securities | $1,277,000 | 11,564 |
| Federal funds sold & reverse repurchase agreements | $1,695,000 | 6,067 |
| Net loans & leases | $14,715,000 | 9,608 |
| Loan loss allowance | $241,000 | 8,883 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $639,000 | 7,552 |
| Other real estate owned | $7,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $606,000 | 8,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,394,000 | 10,530 |
| Total liabilities | $19,350,000 | 10,476 |
| Total deposits | $19,091,000 | 10,411 |
| Interest-bearing deposits | $13,689,000 | 10,776 |
| Deposits held in domestic offices | $19,091,000 | 10,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $259,000 | 8,847 |
| Total equity capital | $2,044,000 | 10,646 |
| Total bank equity capital | $2,044,000 | 10,646 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $148,000 | 8,729 |
| Surplus | $1,293,000 | 7,043 |
| Undivided profits | $603,000 | 10,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 6,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $198,000 | 8,812 |
| Earning assets | $18,687,000 | 10,601 |
| Long-term assets (5+ years) | $642,000 | 9,478 |
| Average Assets, year-to-date | $20,882,800 | 10,463 |
| Average Assets, quarterly | $21,680,000 | 10,454 |
| Volatile liabilities | $1,807,000 | 9,837 |
| Insider loans | $549,000 | 5,403 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,347,000 | 5,342 |
| Tier 1 (core) risk-based capital | $2,044,000 | 10,593 |
| Tier 2 risk-based capital | $218,190 | 8,573 |
| Total risk weighted assets | $17,431,990 | 9,328 |
| Total unused commitments | $4,347,000 | 5,353 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $18,999,000 | 11,267 |
| Cash and due from depository institutions | $1,706,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,984,000 | 11,701 |
| Federal funds sold & reverse repurchase agreements | $490,000 | 6,868 |
| Net loans & leases | $12,973,000 | 10,275 |
| Loan loss allowance | $246,000 | 9,142 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $515,000 | 8,393 |
| Other real estate owned | $10,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $321,000 | 10,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,999,000 | 11,267 |
| Total liabilities | $17,362,000 | 11,193 |
| Total deposits | $17,318,000 | 11,068 |
| Interest-bearing deposits | $12,394,000 | 11,456 |
| Deposits held in domestic offices | $17,318,000 | 11,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $44,000 | 12,260 |
| Total equity capital | $1,637,000 | 11,428 |
| Total bank equity capital | $1,637,000 | 11,428 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $148,000 | 9,212 |
| Surplus | $1,293,000 | 7,175 |
| Undivided profits | $196,000 | 11,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 6,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $199,000 | 8,503 |
| Earning assets | $16,447,000 | 11,345 |
| Long-term assets (5+ years) | $493,000 | 10,154 |
| Average Assets, year-to-date | $17,747,400 | 11,387 |
| Average Assets, quarterly | $19,105,000 | 11,223 |
| Volatile liabilities | $1,412,000 | 10,487 |
| Insider loans | $711,000 | 4,639 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,411,000 | 5,996 |
| Tier 1 (core) risk-based capital | $1,637,000 | 11,484 |
| Tier 2 risk-based capital | $188,880 | 9,361 |
| Total risk weighted assets | $15,053,480 | 10,067 |
| Total unused commitments | $3,411,000 | 6,006 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $16,483,000 | 12,136 |
| Cash and due from depository institutions | $1,700,000 | 9,438 |
| Interest-bearing balances | $421,000 | 4,547 |
| Securities | $1,225,000 | 12,836 |
| Federal funds sold & reverse repurchase agreements | $1,490,000 | 6,775 |
| Net loans & leases | $11,070,000 | 11,051 |
| Loan loss allowance | $133,000 | 11,478 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $610,000 | 8,053 |
| Other real estate owned | $10,000 | 9,438 |
| Goodwill and other intangibles | $84,000 | 2,283 |
| All other assets | $294,000 | 11,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,483,000 | 12,136 |
| Total liabilities | $15,057,000 | 12,112 |
| Total deposits | $14,947,000 | 12,032 |
| Interest-bearing deposits | $10,248,000 | 12,430 |
| Deposits held in domestic offices | $14,947,000 | 12,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $110,000 | 11,295 |
| Total equity capital | $1,426,000 | 12,208 |
| Total bank equity capital | $1,426,000 | 12,208 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $140,000 | 9,696 |
| Surplus | $1,231,000 | 7,388 |
| Undivided profits | $55,000 | 12,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 9,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $140,000 | 9,774 |
| Earning assets | $14,206,000 | 12,215 |
| Long-term assets (5+ years) | $995,000 | 9,968 |
| Average Assets, year-to-date | $16,098,400 | 12,130 |
| Average Assets, quarterly | $16,394,500 | 12,112 |
| Volatile liabilities | $1,306,000 | 10,807 |
| Insider loans | $260,000 | 7,652 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,691,000 | 7,983 |
| Tier 1 (core) risk-based capital | $1,342,000 | 12,289 |
| Tier 2 risk-based capital | $133,000 | 10,846 |
| Total risk weighted assets | $12,495,200 | 11,009 |
| Total unused commitments | $1,691,000 | 8,008 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $15,182,000 | 12,808 |
| Cash and due from depository institutions | $2,028,000 | 10,697 |
| Interest-bearing balances | $305,000 | 5,527 |
| Securities | $2,190,000 | 12,978 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 9,697 |
| Net loans & leases | $9,322,000 | 11,905 |
| Loan loss allowance | $140,000 | 11,733 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $632,000 | 8,042 |
| Other real estate owned | $0 | 10,697 |
| Goodwill and other intangibles | $64,000 | 2,400 |
| All other assets | $296,000 | 11,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,182,000 | 12,808 |
| Total liabilities | $13,997,000 | 12,754 |
| Total deposits | $13,969,000 | 12,689 |
| Interest-bearing deposits | $9,589,000 | 13,094 |
| Deposits held in domestic offices | $13,969,000 | 12,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $28,000 | 13,772 |
| Total equity capital | $1,185,000 | 12,912 |
| Total bank equity capital | $1,185,000 | 12,912 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $126,000 | 10,231 |
| Surplus | $1,156,000 | 7,622 |
| Undivided profits | $-97,000 | 12,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 11,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $111,000 | 11,198 |
| Earning assets | $12,467,000 | 12,989 |
| Long-term assets (5+ years) | $820,000 | 10,536 |
| Average Assets, year-to-date | $14,158,200 | 12,909 |
| Average Assets, quarterly | $15,483,500 | 12,735 |
| Volatile liabilities | $1,012,000 | 11,761 |
| Insider loans | $2,000 | 9,365 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,585,000 | 7,974 |
| Tier 1 (core) risk-based capital | $1,121,000 | 13,001 |
| Tier 2 risk-based capital | $133,410 | 11,096 |
| Total risk weighted assets | $10,666,310 | 11,887 |
| Total unused commitments | $1,585,000 | 8,006 |
| Derivatives | $0 | 651 |