Home > First-Columbus National Bank > Income and Expense
First-Columbus National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,079,000 | 2,364 |
| Total interest expense | $4,742,000 | 2,716 |
| Net interest income | $8,337,000 | 2,165 |
| Provision for loan and lease losses | $489,000 | 2,140 |
| Total noninterest income | $2,423,000 | 1,720 |
| Gross Fiduciary activities income | $348,000 | 889 |
| Service charges on deposit accounts | $1,530,000 | 850 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $545,000 | 3,079 |
| Total noninterest expense | $6,812,000 | 2,143 |
| Salaries and employee benefits | $3,573,000 | 1,878 |
| Premises and equipment expense | $955,000 | 2,153 |
| Additional noninterest expense | $2,284,000 | 2,432 |
| Pre-tax net operating income | $3,459,000 | 1,971 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $768,000 | 2,846 |
| Income before extraordinary items | $2,704,000 | 1,840 |
| Extraordinary gains, net | $31,000 | 2,476 |
| Net income | $2,735,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $666,000 | 1,480 |
| Cash dividends | $1,452,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,693,860 | 1,750 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,619,000 | 2,589 |
| Total interest expense | $5,558,000 | 2,995 |
| Net interest income | $8,061,000 | 2,256 |
| Provision for loan and lease losses | $808,000 | 2,134 |
| Total noninterest income | $2,274,000 | 1,776 |
| Gross Fiduciary activities income | $311,000 | 933 |
| Service charges on deposit accounts | $1,523,000 | 857 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $440,000 | 3,490 |
| Total noninterest expense | $6,261,000 | 2,329 |
| Salaries and employee benefits | $3,257,000 | 2,017 |
| Premises and equipment expense | $818,000 | 2,530 |
| Additional noninterest expense | $2,186,000 | 2,612 |
| Pre-tax net operating income | $3,266,000 | 1,901 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $711,000 | 2,922 |
| Income before extraordinary items | $2,607,000 | 1,752 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,607,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 1,524 |
| Cash dividends | $1,318,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,565,920 | 1,637 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.