Home > First Colonial Bank Southwest > Income and Expense

First Colonial Bank Southwest, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$2,557,0008,812
Total interest expense$1,005,0008,671
Net interest income$1,552,0008,729
Provision for loan and lease losses$44,0006,435
Total noninterest income$314,0007,072
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$234,0005,292
Trading account gains and feesNANA
Additional Noninterest Income$80,0008,247
Total noninterest expense$1,672,0007,063
Salaries and employee benefits$735,0007,631
Premises and equipment expense$221,0007,040
Additional noninterest expense$716,0006,204
Pre-tax net operating income$150,00011,270
Securities gains (losses)$-78,00011,363
Applicable income taxes$7,00011,444
Income before extraordinary items$65,00011,693
Extraordinary gains, net$0249
Net income$65,00011,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,966
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$135,20011,052
1993-12-31 (YTD Data)Rank
Total interest income$2,711,0008,813
Total interest expense$1,108,0008,642
Net interest income$1,603,0008,789
Provision for loan and lease losses$132,0004,966
Total noninterest income$375,0006,744
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$262,0004,922
Trading account gains and feesNANA
Additional Noninterest Income$113,0007,504
Total noninterest expense$1,665,0007,306
Salaries and employee benefits$635,0008,520
Premises and equipment expense$260,0006,507
Additional noninterest expense$770,0006,110
Pre-tax net operating income$181,00011,206
Securities gains (losses)$07,477
Applicable income taxes$72,00010,417
Income before extraordinary items$109,00011,708
Extraordinary gains, net$03,149
Net income$109,00011,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0006,087
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$109,00011,508
1992-12-31 (YTD Data)Rank
Total interest income$3,021,0008,934
Total interest expense$1,441,0008,695
Net interest income$1,580,0009,015
Provision for loan and lease losses$57,0008,768
Total noninterest income$384,0006,696
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0005,683
Trading account gains and feesNANA
Additional Noninterest Income$167,0006,272
Total noninterest expense$1,597,0007,594
Salaries and employee benefits$577,0009,014
Premises and equipment expense$205,0007,717
Additional noninterest expense$815,0005,971
Pre-tax net operating income$310,00010,041
Securities gains (losses)$3,0007,429
Applicable income taxes$139,0008,913
Income before extraordinary items$174,00010,945
Extraordinary gains, net$01,422
Net income$174,00011,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$104,0006,492
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$172,08010,630

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.