Home > First Colonial Bank of McHenry County > Income and Expense
First Colonial Bank of McHenry County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 8,497 |
| Total interest expense | $1,368,000 | 7,319 |
| Net interest income | $1,365,000 | 9,261 |
| Provision for loan and lease losses | $112,000 | 4,309 |
| Total noninterest income | $183,000 | 9,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $1,265,000 | 8,372 |
| Salaries and employee benefits | $498,000 | 9,411 |
| Premises and equipment expense | $258,000 | 6,394 |
| Additional noninterest expense | $509,000 | 7,758 |
| Pre-tax net operating income | $171,000 | 11,112 |
| Securities gains (losses) | $-149,000 | 11,786 |
| Applicable income taxes | $-36,000 | 12,171 |
| Income before extraordinary items | $58,000 | 11,746 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $58,000 | 11,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,491 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $207,000 | 10,241 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 10,330 |
| Total interest expense | $979,000 | 9,209 |
| Net interest income | $946,000 | 10,972 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $129,000 | 10,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $1,103,000 | 9,318 |
| Salaries and employee benefits | $435,000 | 10,290 |
| Premises and equipment expense | $250,000 | 6,673 |
| Additional noninterest expense | $418,000 | 9,057 |
| Pre-tax net operating income | $-123,000 | 12,621 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-68,000 | 12,911 |
| Income before extraordinary items | $-55,000 | 12,617 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-55,000 | 12,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-55,000 | 12,515 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 12,969 |
| Total interest expense | $671,000 | 11,962 |
| Net interest income | $359,000 | 13,489 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $919,000 | 10,370 |
| Salaries and employee benefits | $410,000 | 10,742 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $333,000 | 10,407 |
| Pre-tax net operating income | $-590,000 | 13,341 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-249,000 | 13,688 |
| Income before extraordinary items | $-341,000 | 13,283 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-341,000 | 13,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-341,000 | 13,177 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.