Home > First Colonial Bank of Lake County > Income and Expense
First Colonial Bank of Lake County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 7,558 |
| Total interest expense | $1,522,000 | 6,831 |
| Net interest income | $1,824,000 | 7,978 |
| Provision for loan and lease losses | $153,000 | 3,564 |
| Total noninterest income | $512,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,786 |
| Total noninterest expense | $1,807,000 | 6,671 |
| Salaries and employee benefits | $726,000 | 7,701 |
| Premises and equipment expense | $424,000 | 4,371 |
| Additional noninterest expense | $657,000 | 6,627 |
| Pre-tax net operating income | $376,000 | 9,538 |
| Securities gains (losses) | $-40,000 | 10,871 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $304,000 | 9,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $304,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $340,000 | 8,787 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 8,414 |
| Total interest expense | $1,026,000 | 8,984 |
| Net interest income | $1,929,000 | 7,896 |
| Provision for loan and lease losses | $43,000 | 7,841 |
| Total noninterest income | $394,000 | 6,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $1,741,000 | 7,069 |
| Salaries and employee benefits | $642,000 | 8,460 |
| Premises and equipment expense | $407,000 | 4,650 |
| Additional noninterest expense | $692,000 | 6,621 |
| Pre-tax net operating income | $539,000 | 8,380 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $387,000 | 8,563 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $387,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,534 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $389,880 | 8,274 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 8,247 |
| Total interest expense | $1,215,000 | 9,549 |
| Net interest income | $2,242,000 | 7,142 |
| Provision for loan and lease losses | $177,000 | 5,621 |
| Total noninterest income | $559,000 | 5,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 4,258 |
| Total noninterest expense | $1,996,000 | 6,392 |
| Salaries and employee benefits | $778,000 | 7,408 |
| Premises and equipment expense | $404,000 | 4,758 |
| Additional noninterest expense | $814,000 | 5,981 |
| Pre-tax net operating income | $628,000 | 7,531 |
| Securities gains (losses) | $108,000 | 2,882 |
| Applicable income taxes | $213,000 | 7,314 |
| Income before extraordinary items | $523,000 | 7,145 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $523,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $510,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $446,320 | 7,416 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.