Home > First Colonial Bank of DuPage County > Income and Expense
First Colonial Bank of DuPage County, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 7,190 |
| Total interest expense | $1,455,000 | 7,026 |
| Net interest income | $2,144,000 | 7,213 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $664,000 | 4,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 3,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,180 |
| Total noninterest expense | $2,483,000 | 5,185 |
| Salaries and employee benefits | $1,006,000 | 6,056 |
| Premises and equipment expense | $597,000 | 3,285 |
| Additional noninterest expense | $880,000 | 5,277 |
| Pre-tax net operating income | $245,000 | 10,535 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $-24,000 | 12,139 |
| Income before extraordinary items | $250,000 | 9,701 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $250,000 | 9,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $269,000 | 9,549 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 8,038 |
| Total interest expense | $1,388,000 | 7,587 |
| Net interest income | $1,798,000 | 8,254 |
| Provision for loan and lease losses | $772,000 | 1,563 |
| Total noninterest income | $979,000 | 3,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 3,001 |
| Total noninterest expense | $2,462,000 | 5,345 |
| Salaries and employee benefits | $897,000 | 6,731 |
| Premises and equipment expense | $626,000 | 3,193 |
| Additional noninterest expense | $939,000 | 5,196 |
| Pre-tax net operating income | $-457,000 | 12,838 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-265,000 | 13,076 |
| Income before extraordinary items | $-192,000 | 12,751 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-192,000 | 12,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 1,394 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-192,000 | 12,671 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 8,222 |
| Total interest expense | $1,752,000 | 7,758 |
| Net interest income | $1,719,000 | 8,594 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $1,350,000 | 2,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,033,000 | 1,950 |
| Total noninterest expense | $2,499,000 | 5,313 |
| Salaries and employee benefits | $1,049,000 | 5,784 |
| Premises and equipment expense | $635,000 | 3,185 |
| Additional noninterest expense | $815,000 | 5,971 |
| Pre-tax net operating income | $230,000 | 10,788 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $198,000 | 10,625 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $198,000 | 10,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 3,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,000 | 10,290 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.