Home > First Colonial Bank of Downers Grove > Income and Expense
First Colonial Bank of Downers Grove, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 9,324 |
| Total interest expense | $954,000 | 8,893 |
| Net interest income | $1,309,000 | 9,431 |
| Provision for loan and lease losses | $172,000 | 3,335 |
| Total noninterest income | $297,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,838 |
| Total noninterest expense | $1,715,000 | 6,944 |
| Salaries and employee benefits | $593,000 | 8,653 |
| Premises and equipment expense | $315,000 | 5,499 |
| Additional noninterest expense | $807,000 | 5,662 |
| Pre-tax net operating income | $-281,000 | 12,301 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $-54,000 | 12,227 |
| Income before extraordinary items | $-242,000 | 12,249 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-242,000 | 12,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,482 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-229,700 | 12,267 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 10,127 |
| Total interest expense | $856,000 | 9,761 |
| Net interest income | $1,167,000 | 10,178 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,555,000 | 7,630 |
| Salaries and employee benefits | $526,000 | 9,413 |
| Premises and equipment expense | $273,000 | 6,295 |
| Additional noninterest expense | $756,000 | 6,201 |
| Pre-tax net operating income | $-165,000 | 12,668 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $-171,000 | 12,734 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-171,000 | 12,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-171,000 | 12,650 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 10,172 |
| Total interest expense | $1,085,000 | 10,035 |
| Net interest income | $1,272,000 | 10,056 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $295,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $1,531,000 | 7,799 |
| Salaries and employee benefits | $474,000 | 10,051 |
| Premises and equipment expense | $214,000 | 7,538 |
| Additional noninterest expense | $843,000 | 5,829 |
| Pre-tax net operating income | $-44,000 | 12,850 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $55,000 | 11,116 |
| Income before extraordinary items | $-98,000 | 13,067 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-98,000 | 13,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-99,000 | 12,913 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.