Home > First Colonial Bank/Northlake > Income and Expense
First Colonial Bank/Northlake, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 7,783 |
| Total interest expense | $951,000 | 8,903 |
| Net interest income | $2,231,000 | 7,016 |
| Provision for loan and lease losses | $-23,000 | 11,864 |
| Total noninterest income | $556,000 | 4,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,618 |
| Total noninterest expense | $1,608,000 | 7,274 |
| Salaries and employee benefits | $662,000 | 8,177 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $649,000 | 6,688 |
| Pre-tax net operating income | $1,202,000 | 5,234 |
| Securities gains (losses) | $-52,000 | 11,060 |
| Applicable income taxes | $367,000 | 5,078 |
| Income before extraordinary items | $783,000 | 5,444 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $783,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $650,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $818,360 | 5,332 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 7,813 |
| Total interest expense | $1,105,000 | 8,661 |
| Net interest income | $2,209,000 | 7,161 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $697,000 | 4,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $1,529,000 | 7,737 |
| Salaries and employee benefits | $519,000 | 9,467 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $727,000 | 6,383 |
| Pre-tax net operating income | $1,353,000 | 4,714 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $909,000 | 5,057 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $909,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,088 |
| Cash dividends | $900,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $897,780 | 4,883 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 7,940 |
| Total interest expense | $1,369,000 | 8,965 |
| Net interest income | $2,312,000 | 6,978 |
| Provision for loan and lease losses | $255,000 | 4,532 |
| Total noninterest income | $846,000 | 3,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $568,000 | 2,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,646 |
| Total noninterest expense | $1,733,000 | 7,178 |
| Salaries and employee benefits | $624,000 | 8,606 |
| Premises and equipment expense | $268,000 | 6,470 |
| Additional noninterest expense | $841,000 | 5,837 |
| Pre-tax net operating income | $1,170,000 | 5,019 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $394,000 | 4,856 |
| Income before extraordinary items | $820,000 | 5,266 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $820,000 | 5,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 5,269 |
| Cash dividends | $530,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $790,080 | 5,103 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.