Home > First Colonial Bank/Mundelein > Income and Expense
First Colonial Bank/Mundelein, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 6,583 |
| Total interest expense | $1,505,000 | 6,874 |
| Net interest income | $2,591,000 | 6,291 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $687,000 | 4,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,830 |
| Total noninterest expense | $2,226,000 | 5,681 |
| Salaries and employee benefits | $975,000 | 6,208 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $986,000 | 4,762 |
| Pre-tax net operating income | $1,045,000 | 5,770 |
| Securities gains (losses) | $-322,000 | 12,131 |
| Applicable income taxes | $251,000 | 6,521 |
| Income before extraordinary items | $472,000 | 7,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $472,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $-2,200,000 | 12,586 |
| Net operating income | $681,300 | 6,092 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,836,000 | 5,945 |
| Total interest expense | $1,849,000 | 6,214 |
| Net interest income | $2,987,000 | 5,670 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $918,000 | 3,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $665,000 | 2,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,978 |
| Total noninterest expense | $2,547,000 | 5,185 |
| Salaries and employee benefits | $1,442,000 | 4,434 |
| Premises and equipment expense | $420,000 | 4,523 |
| Additional noninterest expense | $685,000 | 6,668 |
| Pre-tax net operating income | $1,273,000 | 4,951 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $354,000 | 5,450 |
| Income before extraordinary items | $919,000 | 5,013 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $943,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $919,000 | 4,784 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 6,314 |
| Total interest expense | $2,162,000 | 6,720 |
| Net interest income | $2,916,000 | 5,851 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $891,000 | 3,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $683,000 | 1,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $2,549,000 | 5,217 |
| Salaries and employee benefits | $1,377,000 | 4,566 |
| Premises and equipment expense | $449,000 | 4,363 |
| Additional noninterest expense | $723,000 | 6,595 |
| Pre-tax net operating income | $1,168,000 | 5,027 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $328,000 | 5,597 |
| Income before extraordinary items | $843,000 | 5,144 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $843,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $840,840 | 4,857 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.