Home > First Colonial Bank/Highwood > Income and Expense
First Colonial Bank/Highwood, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 5,920 |
| Total interest expense | $1,640,000 | 6,503 |
| Net interest income | $3,089,000 | 5,498 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $440,000 | 5,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $2,644,000 | 4,919 |
| Salaries and employee benefits | $1,146,000 | 5,467 |
| Premises and equipment expense | $291,000 | 5,851 |
| Additional noninterest expense | $1,207,000 | 4,035 |
| Pre-tax net operating income | $876,000 | 6,509 |
| Securities gains (losses) | $-232,000 | 12,006 |
| Applicable income taxes | $297,000 | 5,908 |
| Income before extraordinary items | $347,000 | 8,652 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $347,000 | 8,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $338,000 | 4,176 |
| Sale, conversion, retirement of capital stock, net | $-2,900,000 | 12,589 |
| Net operating income | $495,480 | 7,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 5,232 |
| Total interest expense | $1,944,000 | 5,976 |
| Net interest income | $3,674,000 | 4,751 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $582,000 | 5,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,533 |
| Total noninterest expense | $2,880,000 | 4,675 |
| Salaries and employee benefits | $1,632,000 | 3,956 |
| Premises and equipment expense | $444,000 | 4,310 |
| Additional noninterest expense | $804,000 | 5,907 |
| Pre-tax net operating income | $1,311,000 | 4,831 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $359,000 | 5,395 |
| Income before extraordinary items | $952,000 | 4,873 |
| Extraordinary gains, net | $86,000 | 1,716 |
| Net income | $1,038,000 | 4,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $252,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $952,000 | 4,649 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,209,000 | 5,337 |
| Total interest expense | $2,462,000 | 6,059 |
| Net interest income | $3,747,000 | 4,735 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $657,000 | 4,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $529,000 | 2,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $2,963,000 | 4,592 |
| Salaries and employee benefits | $1,701,000 | 3,766 |
| Premises and equipment expense | $458,000 | 4,287 |
| Additional noninterest expense | $804,000 | 6,051 |
| Pre-tax net operating income | $1,331,000 | 4,524 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $342,000 | 5,442 |
| Income before extraordinary items | $1,015,000 | 4,433 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,015,000 | 4,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $538,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $995,500 | 4,204 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.