Home > First Coleman National Bank of Coleman > Income and Expense
First Coleman National Bank of Coleman, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 5,946 |
| Total interest expense | $279,000 | 6,995 |
| Net interest income | $2,209,000 | 5,482 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $417,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $336,000 | 2,927 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $81,000 | 5,477 |
| Total noninterest expense | $1,239,000 | 6,410 |
| Salaries and employee benefits | $655,000 | 6,330 |
| Premises and equipment expense | $67,000 | 7,234 |
| Additional noninterest expense | $517,000 | 5,973 |
| Pre-tax net operating income | $1,387,000 | 2,530 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,387,000 | 2,292 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,387,000 | 2,288 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,387,000 | 2,293 |
| Net charge-offs | $-93,000 | 7,687 |
| Cash dividends | $800,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,387,000 | 2,183 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 5,992 |
| Total interest expense | $192,000 | 7,047 |
| Net interest income | $1,469,000 | 5,493 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $302,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $235,000 | 2,836 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $67,000 | 5,219 |
| Total noninterest expense | $814,000 | 6,476 |
| Salaries and employee benefits | $435,000 | 6,379 |
| Premises and equipment expense | $40,000 | 7,371 |
| Additional noninterest expense | $339,000 | 6,037 |
| Pre-tax net operating income | $957,000 | 2,462 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $957,000 | 2,193 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $957,000 | 2,192 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $957,000 | 2,195 |
| Net charge-offs | $-93,000 | 7,740 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $957,000 | 2,116 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,025 |
| Total interest expense | $98,000 | 7,148 |
| Net interest income | $739,000 | 5,513 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $153,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $118,000 | 2,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $403,000 | 6,584 |
| Salaries and employee benefits | $218,000 | 6,453 |
| Premises and equipment expense | $20,000 | 7,448 |
| Additional noninterest expense | $165,000 | 6,143 |
| Pre-tax net operating income | $489,000 | 2,450 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $489,000 | 2,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $489,000 | 2,184 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $489,000 | 2,094 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 6,139 |
| Total interest expense | $453,000 | 7,228 |
| Net interest income | $2,863,000 | 5,508 |
| Provision for loan and lease losses | $333,000 | 5,132 |
| Total noninterest income | $586,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $479,000 | 2,984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $107,000 | 5,561 |
| Total noninterest expense | $1,548,000 | 6,730 |
| Salaries and employee benefits | $817,000 | 6,662 |
| Premises and equipment expense | $91,000 | 7,459 |
| Additional noninterest expense | $640,000 | 6,329 |
| Pre-tax net operating income | $1,568,000 | 2,287 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,568,000 | 2,044 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,568,000 | 2,040 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,568,000 | 2,042 |
| Net charge-offs | $489,000 | 3,824 |
| Cash dividends | $1,225,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,568,000 | 2,009 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 6,213 |
| Total interest expense | $354,000 | 7,300 |
| Net interest income | $2,118,000 | 5,569 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $434,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $356,000 | 3,015 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $78,000 | 5,728 |
| Total noninterest expense | $1,197,000 | 6,702 |
| Salaries and employee benefits | $653,000 | 6,569 |
| Premises and equipment expense | $67,000 | 7,538 |
| Additional noninterest expense | $477,000 | 6,363 |
| Pre-tax net operating income | $1,355,000 | 2,236 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,355,000 | 1,962 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,355,000 | 1,961 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,355,000 | 1,962 |
| Net charge-offs | $-4,000 | 7,775 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,355,000 | 1,918 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 6,288 |
| Total interest expense | $251,000 | 7,340 |
| Net interest income | $1,394,000 | 5,601 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $278,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $226,000 | 3,090 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $804,000 | 6,754 |
| Salaries and employee benefits | $434,000 | 6,648 |
| Premises and equipment expense | $39,000 | 7,712 |
| Additional noninterest expense | $331,000 | 6,284 |
| Pre-tax net operating income | $868,000 | 2,363 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $868,000 | 2,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 2,089 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $868,000 | 2,091 |
| Net charge-offs | $-6,000 | 7,819 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $868,000 | 2,029 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 6,310 |
| Total interest expense | $133,000 | 7,371 |
| Net interest income | $698,000 | 5,596 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $146,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $122,000 | 2,852 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $387,000 | 6,808 |
| Salaries and employee benefits | $215,000 | 6,711 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $155,000 | 6,221 |
| Pre-tax net operating income | $457,000 | 2,540 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $457,000 | 2,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $457,000 | 2,299 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $457,000 | 2,301 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $457,000 | 2,165 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 6,224 |
| Total interest expense | $790,000 | 7,152 |
| Net interest income | $2,869,000 | 5,533 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $622,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $504,000 | 3,002 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $118,000 | 5,702 |
| Total noninterest expense | $1,496,000 | 6,872 |
| Salaries and employee benefits | $824,000 | 6,843 |
| Premises and equipment expense | $90,000 | 7,716 |
| Additional noninterest expense | $582,000 | 6,298 |
| Pre-tax net operating income | $1,995,000 | 2,455 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,995,000 | 2,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,995,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,161 |
| Cash dividends | $1,850,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,995,000 | 2,122 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 6,235 |
| Total interest expense | $635,000 | 7,151 |
| Net interest income | $2,168,000 | 5,554 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $468,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $375,000 | 3,044 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 5,748 |
| Total noninterest expense | $1,122,000 | 6,874 |
| Salaries and employee benefits | $628,000 | 6,826 |
| Premises and equipment expense | $67,000 | 7,764 |
| Additional noninterest expense | $427,000 | 6,315 |
| Pre-tax net operating income | $1,514,000 | 2,827 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,514,000 | 2,308 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,514,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,177 |
| Cash dividends | $1,450,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,514,000 | 2,424 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 6,229 |
| Total interest expense | $465,000 | 7,127 |
| Net interest income | $1,454,000 | 5,549 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $271,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $229,000 | 3,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $743,000 | 6,943 |
| Salaries and employee benefits | $419,000 | 6,872 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $283,000 | 6,329 |
| Pre-tax net operating income | $982,000 | 2,990 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $982,000 | 2,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,209 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $982,000 | 2,564 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 6,179 |
| Total interest expense | $255,000 | 7,103 |
| Net interest income | $763,000 | 5,437 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $129,000 | 4,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $107,000 | 3,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $369,000 | 6,987 |
| Salaries and employee benefits | $209,000 | 6,907 |
| Premises and equipment expense | $23,000 | 7,808 |
| Additional noninterest expense | $137,000 | 6,409 |
| Pre-tax net operating income | $523,000 | 2,985 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $523,000 | 2,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $523,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $523,000 | 2,515 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 5,826 |
| Total interest expense | $1,170,000 | 6,914 |
| Net interest income | $3,624,000 | 4,921 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $585,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $485,000 | 3,110 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $100,000 | 6,213 |
| Total noninterest expense | $1,535,000 | 6,872 |
| Salaries and employee benefits | $796,000 | 6,986 |
| Premises and equipment expense | $112,000 | 7,623 |
| Additional noninterest expense | $627,000 | 6,024 |
| Pre-tax net operating income | $2,674,000 | 2,676 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,674,000 | 2,230 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,674,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $2,306,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,674,000 | 2,221 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 5,837 |
| Total interest expense | $889,000 | 6,924 |
| Net interest income | $2,736,000 | 4,919 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $407,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $354,000 | 3,159 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $53,000 | 6,720 |
| Total noninterest expense | $1,167,000 | 6,821 |
| Salaries and employee benefits | $597,000 | 6,952 |
| Premises and equipment expense | $99,000 | 7,409 |
| Additional noninterest expense | $471,000 | 5,971 |
| Pre-tax net operating income | $1,976,000 | 2,861 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,976,000 | 2,396 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,976,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,161 |
| Cash dividends | $2,006,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,976,000 | 2,375 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 5,839 |
| Total interest expense | $613,000 | 6,867 |
| Net interest income | $1,827,000 | 4,937 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $265,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $231,000 | 3,193 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $792,000 | 6,825 |
| Salaries and employee benefits | $397,000 | 7,017 |
| Premises and equipment expense | $67,000 | 7,418 |
| Additional noninterest expense | $328,000 | 5,862 |
| Pre-tax net operating income | $1,300,000 | 2,947 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,300,000 | 2,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,300,000 | 2,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $1,014,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,300,000 | 2,465 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 5,801 |
| Total interest expense | $302,000 | 6,910 |
| Net interest income | $937,000 | 4,878 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $130,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $113,000 | 3,201 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $421,000 | 6,707 |
| Salaries and employee benefits | $198,000 | 7,064 |
| Premises and equipment expense | $37,000 | 7,309 |
| Additional noninterest expense | $186,000 | 5,504 |
| Pre-tax net operating income | $646,000 | 2,961 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $646,000 | 2,488 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $646,000 | 2,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,048 |
| Cash dividends | $96,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $646,000 | 2,461 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 5,655 |
| Total interest expense | $1,037,000 | 6,873 |
| Net interest income | $3,794,000 | 4,814 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $672,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $485,000 | 3,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 5,237 |
| Total noninterest expense | $1,625,000 | 6,691 |
| Salaries and employee benefits | $861,000 | 6,778 |
| Premises and equipment expense | $156,000 | 7,180 |
| Additional noninterest expense | $608,000 | 6,029 |
| Pre-tax net operating income | $2,841,000 | 2,875 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,841,000 | 2,369 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,841,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $4,309,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,841,000 | 2,352 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,675 |
| Total interest expense | $775,000 | 6,849 |
| Net interest income | $2,818,000 | 4,875 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $535,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $365,000 | 3,133 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,884 |
| Total noninterest expense | $1,202,000 | 6,738 |
| Salaries and employee benefits | $637,000 | 6,791 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $446,000 | 6,088 |
| Pre-tax net operating income | $2,151,000 | 2,967 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,151,000 | 2,428 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,151,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $2,360,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,151,000 | 2,417 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 5,636 |
| Total interest expense | $533,000 | 6,724 |
| Net interest income | $1,876,000 | 4,900 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $280,000 | 4,896 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $241,000 | 3,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $815,000 | 6,722 |
| Salaries and employee benefits | $423,000 | 6,840 |
| Premises and equipment expense | $81,000 | 7,165 |
| Additional noninterest expense | $311,000 | 5,963 |
| Pre-tax net operating income | $1,341,000 | 3,109 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,341,000 | 2,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,341,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $1,710,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,341,000 | 2,532 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 5,588 |
| Total interest expense | $263,000 | 6,691 |
| Net interest income | $943,000 | 4,884 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $134,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $407,000 | 6,737 |
| Salaries and employee benefits | $209,000 | 6,884 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $156,000 | 5,942 |
| Pre-tax net operating income | $670,000 | 3,063 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $670,000 | 2,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $670,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $460,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $670,000 | 2,510 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 5,682 |
| Total interest expense | $718,000 | 6,991 |
| Net interest income | $3,480,000 | 5,039 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $542,000 | 5,056 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $485,000 | 3,114 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,225 |
| Total noninterest expense | $1,549,000 | 6,805 |
| Salaries and employee benefits | $808,000 | 6,904 |
| Premises and equipment expense | $143,000 | 7,356 |
| Additional noninterest expense | $598,000 | 6,070 |
| Pre-tax net operating income | $2,473,000 | 3,183 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,480,000 | 2,618 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,480,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $2,089,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,473,000 | 2,599 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 5,827 |
| Total interest expense | $465,000 | 7,221 |
| Net interest income | $2,513,000 | 5,167 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $409,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $367,000 | 3,099 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $1,148,000 | 6,837 |
| Salaries and employee benefits | $593,000 | 6,962 |
| Premises and equipment expense | $110,000 | 7,324 |
| Additional noninterest expense | $445,000 | 6,059 |
| Pre-tax net operating income | $1,774,000 | 3,331 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,780,000 | 2,717 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,780,000 | 2,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $1,989,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,774,000 | 2,693 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 6,034 |
| Total interest expense | $202,000 | 7,819 |
| Net interest income | $1,602,000 | 5,287 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $268,000 | 5,051 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $239,000 | 3,102 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $765,000 | 6,854 |
| Salaries and employee benefits | $395,000 | 6,952 |
| Premises and equipment expense | $75,000 | 7,276 |
| Additional noninterest expense | $295,000 | 6,052 |
| Pre-tax net operating income | $1,105,000 | 3,452 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,105,000 | 2,866 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,105,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $1,989,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,105,000 | 2,822 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 6,155 |
| Total interest expense | $94,000 | 7,919 |
| Net interest income | $772,000 | 5,446 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $109,000 | 3,248 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $374,000 | 6,946 |
| Salaries and employee benefits | $196,000 | 7,033 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $145,000 | 6,118 |
| Pre-tax net operating income | $520,000 | 3,572 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $520,000 | 2,961 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $520,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $520,000 | 2,916 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 6,401 |
| Total interest expense | $326,000 | 7,973 |
| Net interest income | $2,691,000 | 5,765 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $515,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $461,000 | 3,319 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $1,646,000 | 6,631 |
| Salaries and employee benefits | $786,000 | 6,981 |
| Premises and equipment expense | $127,000 | 7,619 |
| Additional noninterest expense | $733,000 | 5,372 |
| Pre-tax net operating income | $1,560,000 | 4,153 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,560,000 | 3,539 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,560,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,743 |
| Cash dividends | $560,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,560,000 | 3,473 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 6,493 |
| Total interest expense | $244,000 | 8,010 |
| Net interest income | $1,964,000 | 5,848 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $379,000 | 5,270 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $338,000 | 3,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $1,229,000 | 6,605 |
| Salaries and employee benefits | $582,000 | 6,977 |
| Premises and equipment expense | $97,000 | 7,587 |
| Additional noninterest expense | $550,000 | 5,337 |
| Pre-tax net operating income | $1,114,000 | 4,355 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,114,000 | 3,733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,114,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,739 |
| Cash dividends | $560,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,114,000 | 3,658 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 6,580 |
| Total interest expense | $167,000 | 8,048 |
| Net interest income | $1,277,000 | 5,951 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $245,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $217,000 | 3,458 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $823,000 | 6,641 |
| Salaries and employee benefits | $385,000 | 7,032 |
| Premises and equipment expense | $62,000 | 7,681 |
| Additional noninterest expense | $376,000 | 5,275 |
| Pre-tax net operating income | $699,000 | 4,454 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $699,000 | 3,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $699,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,781 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $699,000 | 3,763 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $751,000 | 6,482 |
| Total interest expense | $88,000 | 8,036 |
| Net interest income | $663,000 | 5,810 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $117,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $103,000 | 3,510 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $427,000 | 6,573 |
| Salaries and employee benefits | $189,000 | 7,137 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $207,000 | 4,938 |
| Pre-tax net operating income | $353,000 | 4,415 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $353,000 | 3,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,867 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $353,000 | 3,708 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 6,565 |
| Total interest expense | $508,000 | 7,705 |
| Net interest income | $2,451,000 | 5,969 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $504,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $451,000 | 3,369 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $53,000 | 7,480 |
| Total noninterest expense | $1,369,000 | 7,135 |
| Salaries and employee benefits | $693,000 | 7,321 |
| Premises and equipment expense | $148,000 | 7,428 |
| Additional noninterest expense | $528,000 | 6,388 |
| Pre-tax net operating income | $1,436,000 | 4,233 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,436,000 | 3,660 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,436,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,256 |
| Cash dividends | $1,508,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,436,000 | 3,507 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 6,673 |
| Total interest expense | $412,000 | 7,717 |
| Net interest income | $1,791,000 | 6,069 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $381,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $341,000 | 3,354 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $1,025,000 | 7,141 |
| Salaries and employee benefits | $521,000 | 7,290 |
| Premises and equipment expense | $115,000 | 7,361 |
| Additional noninterest expense | $389,000 | 6,421 |
| Pre-tax net operating income | $1,147,000 | 4,206 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,147,000 | 3,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,147,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-292,000 | 9,199 |
| Cash dividends | $1,088,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,147,000 | 3,446 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 6,670 |
| Total interest expense | $297,000 | 7,682 |
| Net interest income | $1,196,000 | 6,072 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $250,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $224,000 | 3,346 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $674,000 | 7,190 |
| Salaries and employee benefits | $342,000 | 7,359 |
| Premises and equipment expense | $81,000 | 7,268 |
| Additional noninterest expense | $251,000 | 6,516 |
| Pre-tax net operating income | $772,000 | 4,149 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $772,000 | 3,608 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $772,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-267,000 | 9,227 |
| Cash dividends | $838,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $772,000 | 3,411 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,745 |
| Total interest expense | $155,000 | 7,686 |
| Net interest income | $583,000 | 6,145 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $124,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $328,000 | 7,299 |
| Salaries and employee benefits | $168,000 | 7,426 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $123,000 | 6,572 |
| Pre-tax net operating income | $379,000 | 4,174 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $379,000 | 3,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $379,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-256,000 | 9,283 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $379,000 | 3,434 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 6,369 |
| Total interest expense | $804,000 | 7,498 |
| Net interest income | $2,668,000 | 5,692 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $494,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $446,000 | 3,252 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $1,369,000 | 7,116 |
| Salaries and employee benefits | $718,000 | 7,204 |
| Premises and equipment expense | $140,000 | 7,578 |
| Additional noninterest expense | $511,000 | 6,446 |
| Pre-tax net operating income | $1,793,000 | 3,663 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,793,000 | 3,049 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,793,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $1,973,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,793,000 | 2,953 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 6,000 |
| Total interest expense | $1,552,000 | 6,884 |
| Net interest income | $2,894,000 | 5,197 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $435,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $411,000 | 3,313 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $1,371,000 | 7,075 |
| Salaries and employee benefits | $743,000 | 7,012 |
| Premises and equipment expense | $150,000 | 7,511 |
| Additional noninterest expense | $478,000 | 6,598 |
| Pre-tax net operating income | $1,958,000 | 3,219 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,958,000 | 2,582 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,958,000 | 2,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,455 |
| Cash dividends | $1,958,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,958,000 | 2,505 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 5,729 |
| Total interest expense | $1,678,000 | 6,811 |
| Net interest income | $3,328,000 | 4,789 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $378,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $1,374,000 | 7,057 |
| Salaries and employee benefits | $727,000 | 7,070 |
| Premises and equipment expense | $158,000 | 7,469 |
| Additional noninterest expense | $489,000 | 6,513 |
| Pre-tax net operating income | $2,332,000 | 2,939 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,332,000 | 2,217 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,332,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,380 |
| Cash dividends | $2,462,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,332,000 | 2,222 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 5,817 |
| Total interest expense | $1,572,000 | 6,788 |
| Net interest income | $3,095,000 | 5,033 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $340,000 | 6,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 3,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $1,362,000 | 7,139 |
| Salaries and employee benefits | $757,000 | 6,959 |
| Premises and equipment expense | $137,000 | 7,887 |
| Additional noninterest expense | $468,000 | 6,758 |
| Pre-tax net operating income | $2,073,000 | 3,243 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,073,000 | 2,498 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,073,000 | 2,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,877 |
| Cash dividends | $2,376,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,073,000 | 2,456 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 6,021 |
| Total interest expense | $1,559,000 | 7,071 |
| Net interest income | $2,984,000 | 5,149 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $349,000 | 6,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $1,326,000 | 7,171 |
| Salaries and employee benefits | $733,000 | 7,009 |
| Premises and equipment expense | $151,000 | 7,628 |
| Additional noninterest expense | $442,000 | 6,865 |
| Pre-tax net operating income | $2,007,000 | 3,333 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $2,007,000 | 2,545 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,007,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 10,260 |
| Cash dividends | $1,302,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,007,000 | 2,460 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 6,092 |
| Total interest expense | $1,542,000 | 7,248 |
| Net interest income | $3,103,000 | 5,163 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $424,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,369,000 | 7,122 |
| Salaries and employee benefits | $794,000 | 6,821 |
| Premises and equipment expense | $136,000 | 8,101 |
| Additional noninterest expense | $439,000 | 7,022 |
| Pre-tax net operating income | $2,158,000 | 3,298 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $2,158,000 | 2,407 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,158,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-163,000 | 10,792 |
| Cash dividends | $2,136,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,158,000 | 2,353 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 6,328 |
| Total interest expense | $1,691,000 | 7,110 |
| Net interest income | $2,880,000 | 5,609 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $389,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $1,409,000 | 7,366 |
| Salaries and employee benefits | $779,000 | 7,089 |
| Premises and equipment expense | $176,000 | 7,509 |
| Additional noninterest expense | $454,000 | 7,439 |
| Pre-tax net operating income | $1,860,000 | 3,610 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $537,000 | 3,920 |
| Income before extraordinary items | $1,323,000 | 3,573 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,323,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,591 |
| Cash dividends | $1,206,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,323,000 | 3,522 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 6,683 |
| Total interest expense | $1,623,000 | 7,350 |
| Net interest income | $2,681,000 | 5,994 |
| Provision for loan and lease losses | $-600,000 | 11,907 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,516,000 | 7,218 |
| Salaries and employee benefits | $770,000 | 7,265 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $573,000 | 6,701 |
| Pre-tax net operating income | $2,120,000 | 3,314 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $694,000 | 3,261 |
| Income before extraordinary items | $1,422,000 | 3,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,422,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 11,766 |
| Cash dividends | $1,420,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,424,680 | 3,378 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,169,000 | 6,503 |
| Total interest expense | $1,270,000 | 7,656 |
| Net interest income | $2,899,000 | 5,740 |
| Provision for loan and lease losses | $-485,000 | 12,456 |
| Total noninterest income | $407,000 | 6,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,901 |
| Total noninterest expense | $1,416,000 | 7,865 |
| Salaries and employee benefits | $691,000 | 7,954 |
| Premises and equipment expense | $173,000 | 8,008 |
| Additional noninterest expense | $552,000 | 7,407 |
| Pre-tax net operating income | $2,375,000 | 2,969 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $762,000 | 2,893 |
| Income before extraordinary items | $1,612,000 | 2,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,612,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-285,000 | 12,469 |
| Cash dividends | $1,620,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,612,680 | 3,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 6,522 |
| Total interest expense | $1,260,000 | 8,038 |
| Net interest income | $3,041,000 | 5,594 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $418,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $1,439,000 | 8,050 |
| Salaries and employee benefits | $668,000 | 8,241 |
| Premises and equipment expense | $182,000 | 8,093 |
| Additional noninterest expense | $589,000 | 7,445 |
| Pre-tax net operating income | $2,120,000 | 3,134 |
| Securities gains (losses) | $452,000 | 965 |
| Applicable income taxes | $172,000 | 8,163 |
| Income before extraordinary items | $2,400,000 | 2,082 |
| Extraordinary gains, net | $237,000 | 881 |
| Net income | $2,637,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 12,935 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,979,640 | 2,396 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 13,835 |
| Total interest expense | $97,000 | 13,824 |
| Net interest income | $178,000 | 13,790 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $42,000 | 13,918 |
| Salaries and employee benefits | $31,000 | 13,901 |
| Premises and equipment expense | $11,000 | 13,823 |
| Additional noninterest expense | $0 | 13,923 |
| Pre-tax net operating income | $228,000 | 10,812 |
| Securities gains (losses) | $288,000 | 1,572 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $485,000 | 7,461 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $485,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 2,101 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $214,280 | 10,052 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.