Home > First Coastal Bank > Assets and Liabilities
First Coastal Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 281 | 609 |
| Assets and Liabilities | ||
| Total Assets: | $565,962,000 | 842 |
| Cash and due from depository institutions | $17,565,000 | 609 |
| Interest-bearing balances | $262,000 | 4,083 |
| Securities | $80,746,000 | 1,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $445,103,000 | 687 |
| Loan loss allowance | $4,374,000 | 890 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,631,000 | 993 |
| Other real estate owned | $1,881,000 | 609 |
| Goodwill and other intangibles | $190,000 | 2,375 |
| All other assets | $12,846,000 | 736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $565,962,000 | 842 |
| Total liabilities | $520,660,000 | 828 |
| Total deposits | $395,440,000 | 934 |
| Interest-bearing deposits | $356,772,000 | 885 |
| Deposits held in domestic offices | $395,440,000 | 931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,897,000 | 1,324 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $114,734,000 | 372 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,589,000 | 1,039 |
| Total equity capital | $45,302,000 | 987 |
| Total bank equity capital | $45,302,000 | 987 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $9,411,000 | 1,662 |
| Undivided profits | $35,891,000 | 722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,159,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,854,000 | 712 |
| Earning assets | $526,111,000 | 832 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $602,019,000 | 747 |
| Average Assets, quarterly | $574,219,000 | 817 |
| Volatile liabilities | $212,273,000 | 515 |
| Insider loans | $6,765,000 | 615 |
| FHLB advances | $114,734,000 | 109 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $94,005,000 | 747 |
| Tier 1 (core) risk-based capital | $45,463,000 | 927 |
| Tier 2 risk-based capital | $4,374,000 | 827 |
| Total risk weighted assets | $381,426,000 | 786 |
| Total unused commitments | $94,005,000 | 753 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 233 | 769 |
| Assets and Liabilities | ||
| Total Assets: | $622,146,000 | 772 |
| Cash and due from depository institutions | $12,528,000 | 769 |
| Interest-bearing balances | $194,000 | 4,065 |
| Securities | $123,015,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $462,901,000 | 665 |
| Loan loss allowance | $4,297,000 | 925 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,930,000 | 1,107 |
| Other real estate owned | $2,382,000 | 769 |
| Goodwill and other intangibles | $288,000 | 2,088 |
| All other assets | $14,102,000 | 662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $622,146,000 | 772 |
| Total liabilities | $578,767,000 | 759 |
| Total deposits | $414,284,000 | 921 |
| Interest-bearing deposits | $391,538,000 | 833 |
| Deposits held in domestic offices | $414,284,000 | 915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,033,000 | 815 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $143,084,000 | 310 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,366,000 | 1,126 |
| Total equity capital | $43,379,000 | 1,043 |
| Total bank equity capital | $43,379,000 | 1,043 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $9,411,000 | 1,641 |
| Undivided profits | $33,968,000 | 760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,554,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,250,000 | 688 |
| Earning assets | $586,110,000 | 762 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $618,971,800 | 746 |
| Average Assets, quarterly | $618,110,000 | 763 |
| Volatile liabilities | $234,850,000 | 479 |
| Insider loans | $6,889,000 | 585 |
| FHLB advances | $143,084,000 | 94 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $84,760,000 | 740 |
| Tier 1 (core) risk-based capital | $43,298,000 | 977 |
| Tier 2 risk-based capital | $4,297,000 | 806 |
| Total risk weighted assets | $372,826,000 | 813 |
| Total unused commitments | $86,760,000 | 731 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 198 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $614,097,000 | 808 |
| Cash and due from depository institutions | $10,724,000 | 941 |
| Interest-bearing balances | $2,276,000 | 1,503 |
| Securities | $124,504,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $449,845,000 | 722 |
| Loan loss allowance | $4,390,000 | 976 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,685,000 | 1,384 |
| Other real estate owned | $2,047,000 | 941 |
| Goodwill and other intangibles | $347,000 | 1,871 |
| All other assets | $18,945,000 | 560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $614,097,000 | 808 |
| Total liabilities | $573,646,000 | 789 |
| Total deposits | $430,464,000 | 911 |
| Interest-bearing deposits | $407,773,000 | 824 |
| Deposits held in domestic offices | $430,464,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,015,000 | 1,583 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $133,110,000 | 328 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,057,000 | 990 |
| Total equity capital | $40,451,000 | 1,128 |
| Total bank equity capital | $40,451,000 | 1,128 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $9,411,000 | 1,691 |
| Undivided profits | $31,040,000 | 822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,126,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,070,000 | 731 |
| Earning assets | $578,625,000 | 788 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $632,345,400 | 763 |
| Average Assets, quarterly | $610,794,500 | 808 |
| Volatile liabilities | $194,948,000 | 576 |
| Insider loans | $1,019,000 | 3,597 |
| FHLB advances | $133,110,000 | 104 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,125,000 | 1,793 |
| Tier 1 (core) risk-based capital | $40,456,000 | 1,066 |
| Tier 2 risk-based capital | $4,390,000 | 824 |
| Total risk weighted assets | $356,283,000 | 868 |
| Total unused commitments | $24,125,000 | 1,808 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 222 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $702,054,000 | 757 |
| Cash and due from depository institutions | $10,891,000 | 865 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $209,854,000 | 643 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $447,621,000 | 737 |
| Loan loss allowance | $3,968,000 | 1,090 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,264,000 | 1,482 |
| Other real estate owned | $5,768,000 | 865 |
| Goodwill and other intangibles | $416,000 | 1,651 |
| All other assets | $22,240,000 | 541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $702,054,000 | 757 |
| Total liabilities | $661,562,000 | 739 |
| Total deposits | $495,064,000 | 816 |
| Interest-bearing deposits | $478,882,000 | 741 |
| Deposits held in domestic offices | $495,064,000 | 807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $160,383,000 | 294 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,115,000 | 899 |
| Total equity capital | $40,492,000 | 1,146 |
| Total bank equity capital | $40,492,000 | 1,146 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $9,411,000 | 1,673 |
| Undivided profits | $31,081,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,795,000 | 962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,053,000 | 758 |
| Earning assets | $657,475,000 | 742 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $710,772,000 | 722 |
| Average Assets, quarterly | $693,562,000 | 750 |
| Volatile liabilities | $212,631,000 | 527 |
| Insider loans | $803,000 | 4,305 |
| FHLB advances | $158,010,000 | 89 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $31,270,000 | 1,441 |
| Tier 1 (core) risk-based capital | $40,408,000 | 1,080 |
| Tier 2 risk-based capital | $3,865,000 | 905 |
| Total risk weighted assets | $396,256,000 | 805 |
| Total unused commitments | $31,270,000 | 1,452 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 274 | 726 |
| Assets and Liabilities | ||
| Total Assets: | $721,812,000 | 730 |
| Cash and due from depository institutions | $1,903,000 | 726 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $244,466,000 | 587 |
| Federal funds sold & reverse repurchase agreements | $548,000 | 6,644 |
| Net loans & leases | $432,799,000 | 737 |
| Loan loss allowance | $4,328,000 | 1,019 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,115,000 | 1,441 |
| Other real estate owned | $6,828,000 | 726 |
| Goodwill and other intangibles | $5,696,000 | 435 |
| All other assets | $24,457,000 | 522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $721,812,000 | 730 |
| Total liabilities | $685,610,000 | 717 |
| Total deposits | $507,583,000 | 780 |
| Interest-bearing deposits | $496,465,000 | 699 |
| Deposits held in domestic offices | $507,583,000 | 767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 1,048 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $156,452,000 | 291 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,075,000 | 727 |
| Total equity capital | $36,202,000 | 1,140 |
| Total bank equity capital | $36,202,000 | 1,140 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $9,411,000 | 1,609 |
| Undivided profits | $26,791,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,096,000 | 414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,942,000 | 706 |
| Earning assets | $677,813,000 | 710 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $714,841,600 | 717 |
| Average Assets, quarterly | $730,047,000 | 721 |
| Volatile liabilities | $212,347,000 | 526 |
| Insider loans | $1,223,000 | 3,194 |
| FHLB advances | $156,010,000 | 96 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,133,000 | 1,781 |
| Tier 1 (core) risk-based capital | $39,443,000 | 1,039 |
| Tier 2 risk-based capital | $3,652,000 | 932 |
| Total risk weighted assets | $349,453,000 | 848 |
| Total unused commitments | $22,133,000 | 1,794 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 283 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $684,547,000 | 760 |
| Cash and due from depository institutions | $2,839,000 | 741 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $210,661,000 | 689 |
| Federal funds sold & reverse repurchase agreements | $4,215,000 | 3,274 |
| Net loans & leases | $431,052,000 | 720 |
| Loan loss allowance | $4,173,000 | 1,122 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,797,000 | 1,904 |
| Other real estate owned | $11,175,000 | 741 |
| Goodwill and other intangibles | $690,000 | 1,178 |
| All other assets | $20,118,000 | 578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $684,547,000 | 760 |
| Total liabilities | $644,733,000 | 749 |
| Total deposits | $476,543,000 | 849 |
| Interest-bearing deposits | $467,343,000 | 770 |
| Deposits held in domestic offices | $476,543,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,862,000 | 1,278 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $151,072,000 | 265 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $10,256,000 | 604 |
| Total equity capital | $39,814,000 | 1,039 |
| Total bank equity capital | $39,814,000 | 1,039 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $9,011,000 | 1,584 |
| Undivided profits | $30,803,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,020,000 | 522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,674,000 | 685 |
| Earning assets | $645,928,000 | 741 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $673,059,000 | 754 |
| Average Assets, quarterly | $694,584,500 | 745 |
| Volatile liabilities | $219,990,000 | 475 |
| Insider loans | $1,118,000 | 3,441 |
| FHLB advances | $149,010,000 | 89 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $58,812,000 | 886 |
| Tier 1 (core) risk-based capital | $39,335,000 | 1,023 |
| Tier 2 risk-based capital | $3,923,000 | 878 |
| Total risk weighted assets | $325,447,000 | 896 |
| Total unused commitments | $59,812,000 | 891 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 136 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $635,088,000 | 839 |
| Cash and due from depository institutions | $3,381,000 | 1,582 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $192,890,000 | 715 |
| Federal funds sold & reverse repurchase agreements | $3,389,000 | 4,606 |
| Net loans & leases | $393,939,000 | 779 |
| Loan loss allowance | $4,651,000 | 1,051 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,790,000 | 1,528 |
| Other real estate owned | $16,718,000 | 1,582 |
| Goodwill and other intangibles | $1,020,000 | 997 |
| All other assets | $18,961,000 | 643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $635,088,000 | 839 |
| Total liabilities | $596,432,000 | 829 |
| Total deposits | $453,939,000 | 939 |
| Interest-bearing deposits | $442,773,000 | 858 |
| Deposits held in domestic offices | $453,939,000 | 929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,305,000 | 1,165 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $131,387,000 | 247 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,801,000 | 1,150 |
| Total equity capital | $38,656,000 | 1,016 |
| Total bank equity capital | $38,656,000 | 1,016 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $9,011,000 | 1,530 |
| Undivided profits | $29,645,000 | 716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,972,000 | 996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,588,000 | 593 |
| Earning assets | $590,218,000 | 819 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $663,271,000 | 792 |
| Average Assets, quarterly | $662,819,000 | 811 |
| Volatile liabilities | $173,029,000 | 531 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $128,673,000 | 91 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,870,000 | 4,694 |
| Tier 1 (core) risk-based capital | $37,983,000 | 1,005 |
| Tier 2 risk-based capital | $3,789,000 | 921 |
| Total risk weighted assets | $331,745,000 | 914 |
| Total unused commitments | $4,870,000 | 4,721 |
| Derivatives | $0 | 651 |