Home > First Coast Community Bank > Assets and Liabilities
First Coast Community Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 45 | 3,387 |
| Assets and Liabilities | ||
| Total Assets: | $266,874,000 | 2,507 |
| Cash and due from depository institutions | $3,487,000 | 3,387 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $15,144,000 | 5,006 |
| Federal funds sold & reverse repurchase agreements | $38,150,000 | 211 |
| Net loans & leases | $198,559,000 | 2,248 |
| Loan loss allowance | $5,785,000 | 1,443 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,558,000 | 1,932 |
| Other real estate owned | $1,362,000 | 3,387 |
| Goodwill and other intangibles | $347,000 | 2,172 |
| All other assets | $3,267,000 | 4,323 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $266,874,000 | 2,507 |
| Total liabilities | $246,307,000 | 2,445 |
| Total deposits | $240,802,000 | 2,293 |
| Interest-bearing deposits | $217,226,000 | 2,216 |
| Deposits held in domestic offices | $240,802,000 | 2,291 |
| % insured | 83.15% | 5,685 |
| Federal funds purchased & repurchase agreements | $2,065,000 | 1,810 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,440,000 | 1,393 |
| Total equity capital | $20,567,000 | 3,150 |
| Total bank equity capital | $20,567,000 | 3,149 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,000,000 | 1,830 |
| Surplus | $14,483,000 | 2,036 |
| Undivided profits | $4,084,000 | 4,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,850,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $608,000 | 455 |
| Income earned, not collected on loans | $943,000 | 3,418 |
| Earning assets | $251,853,000 | 2,435 |
| Long-term assets (5+ years) | $67,745,000 | 1,897 |
| Average Assets, year-to-date | $268,595,000 | 2,487 |
| Average Assets, quarterly | $268,595,000 | 2,487 |
| Volatile liabilities | $92,302,000 | 1,599 |
| Insider loans | $5,374,000 | 1,407 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,591,000 | 2,382 |
| Tier 1 (core) risk-based capital | $20,110,000 | 3,071 |
| Tier 2 risk-based capital | $2,692,000 | 2,042 |
| Total risk weighted assets | $212,267,000 | 2,192 |
| Total unused commitments | $24,591,000 | 2,387 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 43 | 3,544 |
| Assets and Liabilities | ||
| Total Assets: | $270,316,000 | 2,494 |
| Cash and due from depository institutions | $2,953,000 | 3,544 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $17,770,000 | 4,660 |
| Federal funds sold & reverse repurchase agreements | $27,704,000 | 268 |
| Net loans & leases | $203,688,000 | 2,230 |
| Loan loss allowance | $5,849,000 | 1,427 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,654,000 | 1,938 |
| Other real estate owned | $4,016,000 | 3,544 |
| Goodwill and other intangibles | $367,000 | 2,150 |
| All other assets | $7,164,000 | 2,673 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $270,316,000 | 2,494 |
| Total liabilities | $248,464,000 | 2,443 |
| Total deposits | $244,044,000 | 2,262 |
| Interest-bearing deposits | $223,326,000 | 2,159 |
| Deposits held in domestic offices | $244,044,000 | 2,260 |
| % insured | 81.45% | 6,058 |
| Federal funds purchased & repurchase agreements | $1,741,000 | 1,983 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,679,000 | 1,692 |
| Total equity capital | $21,852,000 | 2,951 |
| Total bank equity capital | $21,852,000 | 2,951 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,000,000 | 1,862 |
| Surplus | $10,703,000 | 2,563 |
| Undivided profits | $9,149,000 | 3,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,874,000 | 1,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,188,000 | 288 |
| Income earned, not collected on loans | $989,000 | 3,391 |
| Earning assets | $249,162,000 | 2,474 |
| Long-term assets (5+ years) | $74,596,000 | 1,745 |
| Average Assets, year-to-date | $276,100,800 | 2,374 |
| Average Assets, quarterly | $273,385,000 | 2,443 |
| Volatile liabilities | $92,753,000 | 1,613 |
| Insider loans | $5,371,000 | 1,430 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $29,439,000 | 2,061 |
| Tier 1 (core) risk-based capital | $21,369,000 | 2,873 |
| Tier 2 risk-based capital | $2,820,000 | 1,993 |
| Total risk weighted assets | $222,669,000 | 2,150 |
| Total unused commitments | $29,439,000 | 2,064 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 44 | 3,522 |
| Assets and Liabilities | ||
| Total Assets: | $276,454,000 | 2,433 |
| Cash and due from depository institutions | $4,122,000 | 3,522 |
| Interest-bearing balances | $1,140,000 | 4,874 |
| Securities | $20,049,000 | 4,438 |
| Federal funds sold & reverse repurchase agreements | $25,672,000 | 328 |
| Net loans & leases | $214,321,000 | 2,157 |
| Loan loss allowance | $4,140,000 | 1,817 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,703,000 | 1,949 |
| Other real estate owned | $756,000 | 3,522 |
| Goodwill and other intangibles | $347,000 | 2,232 |
| All other assets | $4,484,000 | 3,326 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $276,454,000 | 2,433 |
| Total liabilities | $254,707,000 | 2,378 |
| Total deposits | $249,038,000 | 2,220 |
| Interest-bearing deposits | $227,022,000 | 2,118 |
| Deposits held in domestic offices | $249,038,000 | 2,218 |
| % insured | 83.21% | 5,912 |
| Federal funds purchased & repurchase agreements | $1,899,000 | 1,992 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,770,000 | 1,413 |
| Total equity capital | $21,747,000 | 3,046 |
| Total bank equity capital | $21,747,000 | 3,046 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,000,000 | 1,885 |
| Surplus | $6,878,000 | 3,431 |
| Undivided profits | $12,869,000 | 2,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $11,954,000 | 1,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 765 |
| Income earned, not collected on loans | $1,031,000 | 3,477 |
| Earning assets | $261,182,000 | 2,376 |
| Long-term assets (5+ years) | $47,075,000 | 2,479 |
| Average Assets, year-to-date | $277,547,000 | 2,381 |
| Average Assets, quarterly | $281,416,500 | 2,379 |
| Volatile liabilities | $99,468,000 | 1,534 |
| Insider loans | $5,312,000 | 1,451 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $31,090,000 | 2,079 |
| Tier 1 (core) risk-based capital | $21,132,000 | 2,967 |
| Tier 2 risk-based capital | $2,907,000 | 1,952 |
| Total risk weighted assets | $231,627,000 | 2,102 |
| Total unused commitments | $31,090,000 | 2,083 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 45 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $286,379,000 | 2,355 |
| Cash and due from depository institutions | $2,757,000 | 3,507 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $26,355,000 | 3,754 |
| Federal funds sold & reverse repurchase agreements | $24,306,000 | 355 |
| Net loans & leases | $220,571,000 | 2,131 |
| Loan loss allowance | $4,435,000 | 1,658 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,800,000 | 1,941 |
| Other real estate owned | $1,272,000 | 3,507 |
| Goodwill and other intangibles | $340,000 | 2,258 |
| All other assets | $3,978,000 | 3,598 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $286,379,000 | 2,355 |
| Total liabilities | $264,450,000 | 2,315 |
| Total deposits | $258,634,000 | 2,142 |
| Interest-bearing deposits | $234,625,000 | 2,065 |
| Deposits held in domestic offices | $258,634,000 | 2,140 |
| % insured | 65.69% | 6,668 |
| Federal funds purchased & repurchase agreements | $3,202,000 | 1,754 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,614,000 | 1,930 |
| Total equity capital | $21,929,000 | 2,998 |
| Total bank equity capital | $21,929,000 | 2,997 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,000,000 | 1,914 |
| Surplus | $5,056,000 | 4,042 |
| Undivided profits | $14,873,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,070,000 | 1,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $196,000 | 715 |
| Income earned, not collected on loans | $1,106,000 | 3,127 |
| Earning assets | $271,232,000 | 2,303 |
| Long-term assets (5+ years) | $70,335,000 | 1,790 |
| Average Assets, year-to-date | $277,911,330 | 2,394 |
| Average Assets, quarterly | $281,653,500 | 2,377 |
| Volatile liabilities | $102,324,000 | 1,505 |
| Insider loans | $9,632,000 | 789 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,797,000 | 2,128 |
| Tier 1 (core) risk-based capital | $21,184,000 | 2,969 |
| Tier 2 risk-based capital | $2,978,000 | 1,904 |
| Total risk weighted assets | $236,817,000 | 2,094 |
| Total unused commitments | $31,797,000 | 2,131 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 48 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $276,928,000 | 2,432 |
| Cash and due from depository institutions | $4,006,000 | 3,363 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $27,852,000 | 3,645 |
| Federal funds sold & reverse repurchase agreements | $9,535,000 | 1,286 |
| Net loans & leases | $224,893,000 | 2,115 |
| Loan loss allowance | $4,205,000 | 1,647 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,311,000 | 1,807 |
| Other real estate owned | $480,000 | 3,363 |
| Goodwill and other intangibles | $324,000 | 2,278 |
| All other assets | $2,527,000 | 4,606 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $276,928,000 | 2,432 |
| Total liabilities | $254,693,000 | 2,385 |
| Total deposits | $248,584,000 | 2,212 |
| Interest-bearing deposits | $224,183,000 | 2,127 |
| Deposits held in domestic offices | $248,584,000 | 2,210 |
| % insured | 67.12% | 6,514 |
| Federal funds purchased & repurchase agreements | $2,925,000 | 1,840 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,184,000 | 1,631 |
| Total equity capital | $22,235,000 | 2,971 |
| Total bank equity capital | $22,235,000 | 2,970 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $5,040,000 | 4,054 |
| Undivided profits | $15,195,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,690,000 | 2,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,196,000 | 235 |
| Income earned, not collected on loans | $1,148,000 | 3,030 |
| Earning assets | $262,280,000 | 2,368 |
| Long-term assets (5+ years) | $72,006,000 | 1,749 |
| Average Assets, year-to-date | $273,677,500 | 2,430 |
| Average Assets, quarterly | $273,677,500 | 2,430 |
| Volatile liabilities | $99,899,000 | 1,552 |
| Insider loans | $9,543,000 | 798 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $31,789,000 | 2,201 |
| Tier 1 (core) risk-based capital | $21,361,000 | 2,963 |
| Tier 2 risk-based capital | $2,968,000 | 1,891 |
| Total risk weighted assets | $236,236,000 | 2,099 |
| Total unused commitments | $31,789,000 | 2,202 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 53 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $270,427,000 | 2,461 |
| Cash and due from depository institutions | $3,249,000 | 3,106 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $28,705,000 | 3,555 |
| Federal funds sold & reverse repurchase agreements | $8,320,000 | 1,190 |
| Net loans & leases | $220,064,000 | 2,174 |
| Loan loss allowance | $3,595,000 | 1,825 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,199,000 | 1,834 |
| Other real estate owned | $82,000 | 3,106 |
| Goodwill and other intangibles | $343,000 | 2,249 |
| All other assets | $2,465,000 | 4,740 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $270,427,000 | 2,461 |
| Total liabilities | $248,317,000 | 2,419 |
| Total deposits | $242,670,000 | 2,212 |
| Interest-bearing deposits | $221,787,000 | 2,108 |
| Deposits held in domestic offices | $242,670,000 | 2,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,978,000 | 2,345 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,669,000 | 1,478 |
| Total equity capital | $22,110,000 | 2,959 |
| Total bank equity capital | $22,110,000 | 2,959 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,932 |
| Surplus | $4,532,000 | 4,241 |
| Undivided profits | $15,578,000 | 2,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,792,000 | 2,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $658,000 | 329 |
| Income earned, not collected on loans | $1,144,000 | 3,235 |
| Earning assets | $257,089,000 | 2,395 |
| Long-term assets (5+ years) | $72,707,000 | 1,708 |
| Average Assets, year-to-date | $260,715,600 | 2,456 |
| Average Assets, quarterly | $267,131,500 | 2,453 |
| Volatile liabilities | $96,406,000 | 1,568 |
| Insider loans | $9,448,000 | 819 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $33,281,000 | 2,197 |
| Tier 1 (core) risk-based capital | $21,145,000 | 2,951 |
| Tier 2 risk-based capital | $2,893,000 | 1,912 |
| Total risk weighted assets | $230,754,000 | 2,148 |
| Total unused commitments | $33,281,000 | 2,199 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 54 | 3,088 |
| Assets and Liabilities | ||
| Total Assets: | $263,836,000 | 2,499 |
| Cash and due from depository institutions | $3,379,000 | 3,088 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $28,134,000 | 3,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $222,216,000 | 2,147 |
| Loan loss allowance | $2,672,000 | 2,154 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,426,000 | 2,038 |
| Other real estate owned | $82,000 | 3,088 |
| Goodwill and other intangibles | $362,000 | 2,277 |
| All other assets | $3,237,000 | 4,166 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $263,836,000 | 2,499 |
| Total liabilities | $242,333,000 | 2,457 |
| Total deposits | $230,113,000 | 2,283 |
| Interest-bearing deposits | $224,621,000 | 2,057 |
| Deposits held in domestic offices | $230,113,000 | 2,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,055,000 | 1,279 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,165,000 | 2,182 |
| Total equity capital | $21,503,000 | 3,050 |
| Total bank equity capital | $21,503,000 | 3,050 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,000,000 | 1,945 |
| Surplus | $4,516,000 | 4,255 |
| Undivided profits | $14,987,000 | 2,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,232,000 | 2,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $567,000 | 340 |
| Income earned, not collected on loans | $1,140,000 | 3,415 |
| Earning assets | $250,350,000 | 2,425 |
| Long-term assets (5+ years) | $65,728,000 | 1,820 |
| Average Assets, year-to-date | $258,287,750 | 2,491 |
| Average Assets, quarterly | $262,236,000 | 2,495 |
| Volatile liabilities | $95,356,000 | 1,521 |
| Insider loans | $8,085,000 | 967 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $33,337,000 | 2,276 |
| Tier 1 (core) risk-based capital | $21,111,000 | 3,006 |
| Tier 2 risk-based capital | $2,672,000 | 1,985 |
| Total risk weighted assets | $232,516,000 | 2,145 |
| Total unused commitments | $33,337,000 | 2,278 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 57 | 2,988 |
| Assets and Liabilities | ||
| Total Assets: | $260,636,000 | 2,512 |
| Cash and due from depository institutions | $3,119,000 | 2,988 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $28,466,000 | 3,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $219,362,000 | 2,164 |
| Loan loss allowance | $2,929,000 | 1,934 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,011,000 | 2,179 |
| Other real estate owned | $400,000 | 2,988 |
| Goodwill and other intangibles | $366,000 | 2,287 |
| All other assets | $2,912,000 | 4,339 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $260,636,000 | 2,512 |
| Total liabilities | $238,637,000 | 2,474 |
| Total deposits | $214,427,000 | 2,430 |
| Interest-bearing deposits | $208,449,000 | 2,176 |
| Deposits held in domestic offices | $214,427,000 | 2,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,899,000 | 894 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,311,000 | 1,570 |
| Total equity capital | $21,999,000 | 3,016 |
| Total bank equity capital | $21,999,000 | 3,016 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,000,000 | 1,953 |
| Surplus | $4,507,000 | 4,264 |
| Undivided profits | $15,492,000 | 2,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,400,000 | 3,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,131,000 | 3,370 |
| Earning assets | $247,828,000 | 2,442 |
| Long-term assets (5+ years) | $70,246,000 | 1,721 |
| Average Assets, year-to-date | $256,438,330 | 2,513 |
| Average Assets, quarterly | $258,819,500 | 2,520 |
| Volatile liabilities | $91,106,000 | 1,577 |
| Insider loans | $6,440,000 | 1,236 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $34,756,000 | 2,288 |
| Tier 1 (core) risk-based capital | $21,614,000 | 2,955 |
| Tier 2 risk-based capital | $2,903,000 | 1,817 |
| Total risk weighted assets | $232,705,000 | 2,116 |
| Total unused commitments | $34,756,000 | 2,290 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 57 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $257,003,000 | 2,550 |
| Cash and due from depository institutions | $4,010,000 | 2,983 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $30,745,000 | 3,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $213,417,000 | 2,186 |
| Loan loss allowance | $2,254,000 | 2,356 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,838,000 | 2,199 |
| Other real estate owned | $319,000 | 2,983 |
| Goodwill and other intangibles | $336,000 | 2,335 |
| All other assets | $2,338,000 | 4,767 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $257,003,000 | 2,550 |
| Total liabilities | $235,005,000 | 2,500 |
| Total deposits | $211,979,000 | 2,469 |
| Interest-bearing deposits | $205,666,000 | 2,218 |
| Deposits held in domestic offices | $211,979,000 | 2,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,398,000 | 900 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,628,000 | 1,566 |
| Total equity capital | $21,998,000 | 3,080 |
| Total bank equity capital | $21,998,000 | 3,080 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,000,000 | 1,951 |
| Surplus | $4,487,000 | 4,269 |
| Undivided profits | $15,511,000 | 2,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $796,000 | 4,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $501,000 | 330 |
| Income earned, not collected on loans | $1,301,000 | 2,978 |
| Earning assets | $244,162,000 | 2,481 |
| Long-term assets (5+ years) | $59,160,000 | 1,899 |
| Average Assets, year-to-date | $254,339,500 | 2,546 |
| Average Assets, quarterly | $254,339,500 | 2,546 |
| Volatile liabilities | $79,961,000 | 1,749 |
| Insider loans | $6,910,000 | 1,132 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $37,553,000 | 2,215 |
| Tier 1 (core) risk-based capital | $21,191,000 | 3,015 |
| Tier 2 risk-based capital | $2,254,000 | 2,200 |
| Total risk weighted assets | $228,257,000 | 2,136 |
| Total unused commitments | $37,553,000 | 2,217 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 55 | 3,102 |
| Assets and Liabilities | ||
| Total Assets: | $251,676,000 | 2,567 |
| Cash and due from depository institutions | $4,511,000 | 3,102 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $30,558,000 | 3,404 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $206,704,000 | 2,235 |
| Loan loss allowance | $2,384,000 | 2,191 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,850,000 | 2,186 |
| Other real estate owned | $563,000 | 3,102 |
| Goodwill and other intangibles | $352,000 | 2,317 |
| All other assets | $3,138,000 | 4,134 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $251,676,000 | 2,567 |
| Total liabilities | $231,195,000 | 2,505 |
| Total deposits | $212,816,000 | 2,426 |
| Interest-bearing deposits | $204,560,000 | 2,199 |
| Deposits held in domestic offices | $212,816,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,418,000 | 1,021 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,961,000 | 1,813 |
| Total equity capital | $20,481,000 | 3,241 |
| Total bank equity capital | $20,481,000 | 3,241 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,942 |
| Surplus | $4,466,000 | 4,253 |
| Undivided profits | $14,015,000 | 2,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 4,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $395,000 | 380 |
| Income earned, not collected on loans | $1,302,000 | 3,206 |
| Earning assets | $237,262,000 | 2,513 |
| Long-term assets (5+ years) | $49,197,000 | 2,035 |
| Average Assets, year-to-date | $233,047,800 | 2,651 |
| Average Assets, quarterly | $245,115,000 | 2,590 |
| Volatile liabilities | $73,109,000 | 1,915 |
| Insider loans | $8,074,000 | 924 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,769,000 | 2,728 |
| Tier 1 (core) risk-based capital | $20,151,000 | 3,137 |
| Tier 2 risk-based capital | $2,384,000 | 2,084 |
| Total risk weighted assets | $220,690,000 | 2,183 |
| Total unused commitments | $27,769,000 | 2,729 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $238,554,000 | 2,643 |
| Cash and due from depository institutions | $2,981,000 | 3,127 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $30,587,000 | 3,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $195,671,000 | 2,295 |
| Loan loss allowance | $2,282,000 | 2,254 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,912,000 | 2,119 |
| Other real estate owned | $0 | 3,127 |
| Goodwill and other intangibles | $353,000 | 2,306 |
| All other assets | $3,050,000 | 4,246 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $238,554,000 | 2,643 |
| Total liabilities | $218,706,000 | 2,586 |
| Total deposits | $203,747,000 | 2,501 |
| Interest-bearing deposits | $197,559,000 | 2,250 |
| Deposits held in domestic offices | $203,747,000 | 2,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,689,000 | 1,095 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,270,000 | 2,247 |
| Total equity capital | $19,848,000 | 3,293 |
| Total bank equity capital | $19,848,000 | 3,293 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,924 |
| Surplus | $4,447,000 | 4,224 |
| Undivided profits | $13,401,000 | 2,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,614,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 449 |
| Income earned, not collected on loans | $1,358,000 | 3,249 |
| Earning assets | $226,258,000 | 2,566 |
| Long-term assets (5+ years) | $50,855,000 | 1,903 |
| Average Assets, year-to-date | $228,390,750 | 2,688 |
| Average Assets, quarterly | $230,452,500 | 2,701 |
| Volatile liabilities | $67,736,000 | 1,987 |
| Insider loans | $7,592,000 | 974 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,669,000 | 2,519 |
| Tier 1 (core) risk-based capital | $19,693,000 | 3,188 |
| Tier 2 risk-based capital | $2,282,000 | 2,138 |
| Total risk weighted assets | $211,854,000 | 2,226 |
| Total unused commitments | $31,669,000 | 2,519 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $222,351,000 | 2,811 |
| Cash and due from depository institutions | $2,884,000 | 3,072 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $25,089,000 | 3,864 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $185,644,000 | 2,382 |
| Loan loss allowance | $2,081,000 | 2,421 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,942,000 | 2,110 |
| Other real estate owned | $0 | 3,072 |
| Goodwill and other intangibles | $318,000 | 2,379 |
| All other assets | $2,474,000 | 4,715 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $222,351,000 | 2,811 |
| Total liabilities | $202,311,000 | 2,775 |
| Total deposits | $192,268,000 | 2,664 |
| Interest-bearing deposits | $180,367,000 | 2,467 |
| Deposits held in domestic offices | $192,268,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,414,000 | 1,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,629,000 | 1,914 |
| Total equity capital | $20,040,000 | 3,217 |
| Total bank equity capital | $20,040,000 | 3,217 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,000,000 | 1,920 |
| Surplus | $4,432,000 | 4,229 |
| Undivided profits | $13,608,000 | 2,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $412,000 | 373 |
| Income earned, not collected on loans | $1,203,000 | 3,387 |
| Earning assets | $210,733,000 | 2,732 |
| Long-term assets (5+ years) | $40,053,000 | 2,224 |
| Average Assets, year-to-date | $225,003,000 | 2,749 |
| Average Assets, quarterly | $226,055,500 | 2,758 |
| Volatile liabilities | $61,783,000 | 2,110 |
| Insider loans | $7,233,000 | 1,011 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $36,322,000 | 2,319 |
| Tier 1 (core) risk-based capital | $20,197,000 | 3,115 |
| Tier 2 risk-based capital | $2,081,000 | 2,304 |
| Total risk weighted assets | $199,331,000 | 2,336 |
| Total unused commitments | $36,322,000 | 2,321 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 55 | 3,117 |
| Assets and Liabilities | ||
| Total Assets: | $229,760,000 | 2,740 |
| Cash and due from depository institutions | $5,426,000 | 3,117 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $25,264,000 | 3,873 |
| Federal funds sold & reverse repurchase agreements | $9,118,000 | 2,146 |
| Net loans & leases | $180,337,000 | 2,427 |
| Loan loss allowance | $2,483,000 | 2,084 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,886,000 | 2,102 |
| Other real estate owned | $1,115,000 | 3,117 |
| Goodwill and other intangibles | $302,000 | 2,404 |
| All other assets | $2,312,000 | 4,778 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $229,760,000 | 2,740 |
| Total liabilities | $211,071,000 | 2,674 |
| Total deposits | $200,214,000 | 2,558 |
| Interest-bearing deposits | $187,238,000 | 2,379 |
| Deposits held in domestic offices | $200,214,000 | 2,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,469,000 | 1,311 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,388,000 | 1,606 |
| Total equity capital | $18,689,000 | 3,439 |
| Total bank equity capital | $18,689,000 | 3,439 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $4,412,000 | 4,201 |
| Undivided profits | $12,277,000 | 2,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,302,000 | 1,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 761 |
| Income earned, not collected on loans | $1,131,000 | 3,454 |
| Earning assets | $214,719,000 | 2,700 |
| Long-term assets (5+ years) | $39,501,000 | 2,225 |
| Average Assets, year-to-date | $226,329,000 | 2,756 |
| Average Assets, quarterly | $226,329,000 | 2,756 |
| Volatile liabilities | $62,207,000 | 2,084 |
| Insider loans | $5,661,000 | 1,278 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $36,563,000 | 2,286 |
| Tier 1 (core) risk-based capital | $18,621,000 | 3,335 |
| Tier 2 risk-based capital | $2,483,000 | 2,019 |
| Total risk weighted assets | $204,051,000 | 2,271 |
| Total unused commitments | $36,563,000 | 2,286 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 52 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $222,898,000 | 2,794 |
| Cash and due from depository institutions | $4,881,000 | 3,257 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $25,459,000 | 3,883 |
| Federal funds sold & reverse repurchase agreements | $5,903,000 | 2,575 |
| Net loans & leases | $176,571,000 | 2,447 |
| Loan loss allowance | $2,418,000 | 2,123 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,888,000 | 2,057 |
| Other real estate owned | $476,000 | 3,257 |
| Goodwill and other intangibles | $341,000 | 2,334 |
| All other assets | $3,379,000 | 3,910 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $222,898,000 | 2,794 |
| Total liabilities | $205,283,000 | 2,735 |
| Total deposits | $195,356,000 | 2,608 |
| Interest-bearing deposits | $180,110,000 | 2,440 |
| Deposits held in domestic offices | $195,356,000 | 2,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,950,000 | 1,514 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,977,000 | 1,390 |
| Total equity capital | $17,615,000 | 3,540 |
| Total bank equity capital | $17,615,000 | 3,540 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,000,000 | 1,899 |
| Surplus | $4,385,000 | 4,173 |
| Undivided profits | $11,230,000 | 2,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,399,000 | 952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,530,000 | 2,740 |
| Earning assets | $207,933,000 | 2,750 |
| Long-term assets (5+ years) | $37,307,000 | 2,258 |
| Average Assets, year-to-date | $222,440,600 | 2,700 |
| Average Assets, quarterly | $230,958,500 | 2,688 |
| Volatile liabilities | $58,496,000 | 2,356 |
| Insider loans | $5,034,000 | 1,425 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $34,694,000 | 2,348 |
| Tier 1 (core) risk-based capital | $17,571,000 | 3,444 |
| Tier 2 risk-based capital | $2,418,000 | 2,047 |
| Total risk weighted assets | $192,902,000 | 2,358 |
| Total unused commitments | $34,694,000 | 2,349 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $239,019,000 | 2,618 |
| Cash and due from depository institutions | $5,253,000 | 2,955 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $27,885,000 | 3,678 |
| Federal funds sold & reverse repurchase agreements | $27,950,000 | 475 |
| Net loans & leases | $166,802,000 | 2,549 |
| Loan loss allowance | $2,300,000 | 2,212 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,963,000 | 1,999 |
| Other real estate owned | $476,000 | 2,955 |
| Goodwill and other intangibles | $301,000 | 2,413 |
| All other assets | $4,389,000 | 3,308 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $239,019,000 | 2,618 |
| Total liabilities | $221,698,000 | 2,554 |
| Total deposits | $211,143,000 | 2,417 |
| Interest-bearing deposits | $175,376,000 | 2,479 |
| Deposits held in domestic offices | $211,143,000 | 2,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,801,000 | 1,586 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,754,000 | 1,171 |
| Total equity capital | $17,321,000 | 3,568 |
| Total bank equity capital | $17,321,000 | 3,568 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,898 |
| Surplus | $4,368,000 | 4,161 |
| Undivided profits | $10,953,000 | 2,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,174,000 | 2,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,025,000 | 3,882 |
| Earning assets | $222,637,000 | 2,601 |
| Long-term assets (5+ years) | $33,836,000 | 2,419 |
| Average Assets, year-to-date | $222,326,250 | 2,720 |
| Average Assets, quarterly | $222,517,000 | 2,764 |
| Volatile liabilities | $58,641,000 | 2,333 |
| Insider loans | $6,596,000 | 1,050 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $38,296,000 | 2,217 |
| Tier 1 (core) risk-based capital | $17,033,000 | 3,528 |
| Tier 2 risk-based capital | $2,300,000 | 2,120 |
| Total risk weighted assets | $188,427,000 | 2,388 |
| Total unused commitments | $38,296,000 | 2,218 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $206,015,000 | 2,947 |
| Cash and due from depository institutions | $3,319,000 | 3,250 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $24,815,000 | 3,979 |
| Federal funds sold & reverse repurchase agreements | $3,220,000 | 2,925 |
| Net loans & leases | $165,691,000 | 2,549 |
| Loan loss allowance | $2,184,000 | 2,277 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,006,000 | 1,946 |
| Other real estate owned | $342,000 | 3,250 |
| Goodwill and other intangibles | $284,000 | 2,456 |
| All other assets | $2,338,000 | 4,787 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $206,015,000 | 2,947 |
| Total liabilities | $189,366,000 | 2,884 |
| Total deposits | $181,245,000 | 2,741 |
| Interest-bearing deposits | $148,811,000 | 2,820 |
| Deposits held in domestic offices | $181,245,000 | 2,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,254,000 | 1,676 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,867,000 | 1,647 |
| Total equity capital | $16,649,000 | 3,558 |
| Total bank equity capital | $16,649,000 | 3,558 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,000,000 | 1,890 |
| Surplus | $4,352,000 | 4,127 |
| Undivided profits | $10,297,000 | 2,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 2,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $896,000 | 3,946 |
| Earning assets | $193,726,000 | 2,881 |
| Long-term assets (5+ years) | $34,161,000 | 2,370 |
| Average Assets, year-to-date | $216,762,000 | 2,782 |
| Average Assets, quarterly | $203,761,000 | 2,957 |
| Volatile liabilities | $56,640,000 | 2,345 |
| Insider loans | $6,587,000 | 1,048 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,535,000 | 2,477 |
| Tier 1 (core) risk-based capital | $16,658,000 | 3,541 |
| Tier 2 risk-based capital | $2,184,000 | 2,180 |
| Total risk weighted assets | $182,253,000 | 2,428 |
| Total unused commitments | $32,535,000 | 2,479 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 52 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $201,507,000 | 2,989 |
| Cash and due from depository institutions | $3,526,000 | 3,248 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $26,266,000 | 3,882 |
| Federal funds sold & reverse repurchase agreements | $2,018,000 | 4,240 |
| Net loans & leases | $161,094,000 | 2,556 |
| Loan loss allowance | $2,184,000 | 2,252 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,073,000 | 1,875 |
| Other real estate owned | $560,000 | 3,248 |
| Goodwill and other intangibles | $223,000 | 2,549 |
| All other assets | $1,747,000 | 5,383 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $201,507,000 | 2,989 |
| Total liabilities | $185,900,000 | 2,900 |
| Total deposits | $170,217,000 | 2,887 |
| Interest-bearing deposits | $141,729,000 | 2,923 |
| Deposits held in domestic offices | $170,217,000 | 2,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,961,000 | 995 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,722,000 | 1,717 |
| Total equity capital | $15,607,000 | 3,722 |
| Total bank equity capital | $15,607,000 | 3,722 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,883 |
| Surplus | $4,338,000 | 4,066 |
| Undivided profits | $9,269,000 | 3,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,111,000 | 2,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $869,000 | 3,869 |
| Earning assets | $189,378,000 | 2,917 |
| Long-term assets (5+ years) | $36,291,000 | 2,263 |
| Average Assets, year-to-date | $222,135,500 | 2,736 |
| Average Assets, quarterly | $222,135,500 | 2,736 |
| Volatile liabilities | $60,969,000 | 2,138 |
| Insider loans | $5,876,000 | 1,157 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,121,000 | 2,469 |
| Tier 1 (core) risk-based capital | $15,607,000 | 3,679 |
| Tier 2 risk-based capital | $2,140,000 | 2,184 |
| Total risk weighted assets | $171,244,000 | 2,500 |
| Total unused commitments | $32,121,000 | 2,473 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 55 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $242,764,000 | 2,558 |
| Cash and due from depository institutions | $5,838,000 | 3,115 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $56,238,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $17,996,000 | 737 |
| Net loans & leases | $153,786,000 | 2,633 |
| Loan loss allowance | $2,134,000 | 2,253 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,980,000 | 1,873 |
| Other real estate owned | $560,000 | 3,115 |
| Goodwill and other intangibles | $173,000 | 2,671 |
| All other assets | $2,193,000 | 4,840 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $242,764,000 | 2,558 |
| Total liabilities | $227,461,000 | 2,467 |
| Total deposits | $157,835,000 | 3,050 |
| Interest-bearing deposits | $130,903,000 | 3,066 |
| Deposits held in domestic offices | $157,835,000 | 3,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,272,000 | 392 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,354,000 | 1,889 |
| Total equity capital | $15,303,000 | 3,760 |
| Total bank equity capital | $15,303,000 | 3,760 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,000,000 | 1,869 |
| Surplus | $4,315,000 | 4,035 |
| Undivided profits | $8,988,000 | 3,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,341,000 | 1,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,124 |
| Income earned, not collected on loans | $733,000 | 4,454 |
| Earning assets | $228,020,000 | 2,495 |
| Long-term assets (5+ years) | $31,859,000 | 2,457 |
| Average Assets, year-to-date | $205,970,000 | 2,803 |
| Average Assets, quarterly | $215,586,500 | 2,777 |
| Volatile liabilities | $113,874,000 | 1,220 |
| Insider loans | $5,922,000 | 1,134 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,655,000 | 2,400 |
| Tier 1 (core) risk-based capital | $15,287,000 | 3,688 |
| Tier 2 risk-based capital | $2,111,000 | 2,184 |
| Total risk weighted assets | $168,919,000 | 2,508 |
| Total unused commitments | $32,655,000 | 2,401 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 55 | 3,095 |
| Assets and Liabilities | ||
| Total Assets: | $188,409,000 | 3,065 |
| Cash and due from depository institutions | $4,291,000 | 3,095 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $24,263,000 | 4,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $152,036,000 | 2,625 |
| Loan loss allowance | $2,049,000 | 2,323 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,895,000 | 1,850 |
| Other real estate owned | $0 | 3,095 |
| Goodwill and other intangibles | $155,000 | 2,689 |
| All other assets | $1,769,000 | 5,342 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $188,409,000 | 3,065 |
| Total liabilities | $173,284,000 | 2,999 |
| Total deposits | $154,322,000 | 3,042 |
| Interest-bearing deposits | $129,290,000 | 3,041 |
| Deposits held in domestic offices | $154,322,000 | 3,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,042,000 | 875 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,920,000 | 1,533 |
| Total equity capital | $15,125,000 | 3,762 |
| Total bank equity capital | $15,125,000 | 3,762 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,838 |
| Surplus | $4,313,000 | 3,995 |
| Undivided profits | $8,812,000 | 3,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,919,000 | 1,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $904,000 | 199 |
| Income earned, not collected on loans | $729,000 | 4,441 |
| Earning assets | $176,299,000 | 3,003 |
| Long-term assets (5+ years) | $30,505,000 | 2,551 |
| Average Assets, year-to-date | $196,771,500 | 2,888 |
| Average Assets, quarterly | $187,048,000 | 3,060 |
| Volatile liabilities | $58,996,000 | 2,079 |
| Insider loans | $5,378,000 | 1,196 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $17,038,000 | 3,585 |
| Tier 1 (core) risk-based capital | $15,232,000 | 3,649 |
| Tier 2 risk-based capital | $2,049,000 | 2,224 |
| Total risk weighted assets | $167,807,000 | 2,488 |
| Total unused commitments | $17,038,000 | 3,588 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $185,687,000 | 3,047 |
| Cash and due from depository institutions | $3,402,000 | 3,118 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $23,666,000 | 4,184 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $150,664,000 | 2,585 |
| Loan loss allowance | $1,982,000 | 2,353 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,931,000 | 1,793 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $115,000 | 2,800 |
| All other assets | $1,909,000 | 5,006 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $185,687,000 | 3,047 |
| Total liabilities | $170,824,000 | 2,985 |
| Total deposits | $150,228,000 | 3,055 |
| Interest-bearing deposits | $125,347,000 | 3,074 |
| Deposits held in domestic offices | $150,228,000 | 3,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,556,000 | 798 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,040,000 | 1,929 |
| Total equity capital | $14,863,000 | 3,752 |
| Total bank equity capital | $14,863,000 | 3,752 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $4,312,000 | 3,953 |
| Undivided profits | $8,551,000 | 3,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,635,000 | 1,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $532,000 | 300 |
| Income earned, not collected on loans | $668,000 | 4,417 |
| Earning assets | $174,330,000 | 2,986 |
| Long-term assets (5+ years) | $28,688,000 | 2,667 |
| Average Assets, year-to-date | $199,559,000 | 2,853 |
| Average Assets, quarterly | $187,136,000 | 2,993 |
| Volatile liabilities | $59,659,000 | 1,974 |
| Insider loans | $3,410,000 | 1,826 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $30,378,000 | 2,425 |
| Tier 1 (core) risk-based capital | $14,802,000 | 3,651 |
| Tier 2 risk-based capital | $1,982,000 | 2,256 |
| Total risk weighted assets | $160,837,000 | 2,522 |
| Total unused commitments | $30,378,000 | 2,426 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $188,585,000 | 3,006 |
| Cash and due from depository institutions | $5,332,000 | 3,096 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,580,000 | 3,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $148,237,000 | 2,576 |
| Loan loss allowance | $2,037,000 | 2,283 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,979,000 | 1,753 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $38,000 | 3,068 |
| All other assets | $1,419,000 | 5,746 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $188,585,000 | 3,006 |
| Total liabilities | $174,114,000 | 2,938 |
| Total deposits | $147,224,000 | 3,111 |
| Interest-bearing deposits | $121,188,000 | 3,164 |
| Deposits held in domestic offices | $147,224,000 | 3,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,597,000 | 678 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,293,000 | 1,320 |
| Total equity capital | $14,471,000 | 3,766 |
| Total bank equity capital | $14,471,000 | 3,766 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,000,000 | 1,823 |
| Surplus | $4,312,000 | 3,939 |
| Undivided profits | $8,159,000 | 3,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,355,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $696,000 | 4,174 |
| Earning assets | $175,817,000 | 2,968 |
| Long-term assets (5+ years) | $31,109,000 | 2,562 |
| Average Assets, year-to-date | $206,495,000 | 2,800 |
| Average Assets, quarterly | $206,495,000 | 2,800 |
| Volatile liabilities | $63,077,000 | 1,802 |
| Insider loans | $3,539,000 | 1,735 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,195,000 | 2,386 |
| Tier 1 (core) risk-based capital | $14,636,000 | 3,650 |
| Tier 2 risk-based capital | $1,982,000 | 2,248 |
| Total risk weighted assets | $158,629,000 | 2,536 |
| Total unused commitments | $30,195,000 | 2,391 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $224,405,000 | 2,610 |
| Cash and due from depository institutions | $3,656,000 | 3,287 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $55,762,000 | 2,207 |
| Federal funds sold & reverse repurchase agreements | $15,928,000 | 739 |
| Net loans & leases | $141,269,000 | 2,663 |
| Loan loss allowance | $1,894,000 | 2,417 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,032,000 | 1,726 |
| Other real estate owned | $0 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,758,000 | 5,164 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $224,405,000 | 2,610 |
| Total liabilities | $210,269,000 | 2,503 |
| Total deposits | $139,560,000 | 3,232 |
| Interest-bearing deposits | $117,334,000 | 3,218 |
| Deposits held in domestic offices | $139,560,000 | 3,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,978,000 | 381 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,731,000 | 1,483 |
| Total equity capital | $14,136,000 | 3,832 |
| Total bank equity capital | $14,136,000 | 3,832 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,000,000 | 1,805 |
| Surplus | $4,280,000 | 3,911 |
| Undivided profits | $7,856,000 | 3,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $953,000 | 2,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $566,000 | 4,904 |
| Earning assets | $212,959,000 | 2,529 |
| Long-term assets (5+ years) | $32,864,000 | 2,535 |
| Average Assets, year-to-date | $184,316,000 | 2,952 |
| Average Assets, quarterly | $193,686,500 | 2,930 |
| Volatile liabilities | $107,616,000 | 1,119 |
| Insider loans | $3,511,000 | 1,733 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $43,839,000 | 1,768 |
| Tier 1 (core) risk-based capital | $14,155,000 | 3,702 |
| Tier 2 risk-based capital | $1,894,000 | 2,300 |
| Total risk weighted assets | $155,005,000 | 2,563 |
| Total unused commitments | $43,839,000 | 1,769 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 57 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $162,968,000 | 3,334 |
| Cash and due from depository institutions | $4,100,000 | 2,976 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $21,219,000 | 4,566 |
| Federal funds sold & reverse repurchase agreements | $2,370,000 | 3,338 |
| Net loans & leases | $127,425,000 | 2,852 |
| Loan loss allowance | $1,703,000 | 2,634 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,069,000 | 1,666 |
| Other real estate owned | $0 | 2,976 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,785,000 | 5,124 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $162,968,000 | 3,334 |
| Total liabilities | $149,679,000 | 3,264 |
| Total deposits | $140,511,000 | 3,172 |
| Interest-bearing deposits | $118,309,000 | 3,170 |
| Deposits held in domestic offices | $140,511,000 | 3,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,876,000 | 1,395 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,292,000 | 1,724 |
| Total equity capital | $13,289,000 | 4,008 |
| Total bank equity capital | $13,289,000 | 4,008 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,000,000 | 1,797 |
| Surplus | $3,692,000 | 4,238 |
| Undivided profits | $7,597,000 | 3,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,042,000 | 2,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $557,000 | 5,107 |
| Earning assets | $151,014,000 | 3,303 |
| Long-term assets (5+ years) | $33,249,000 | 2,540 |
| Average Assets, year-to-date | $174,293,750 | 3,077 |
| Average Assets, quarterly | $164,940,000 | 3,260 |
| Volatile liabilities | $46,580,000 | 2,228 |
| Insider loans | $3,013,000 | 1,941 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $42,012,000 | 1,800 |
| Tier 1 (core) risk-based capital | $13,194,000 | 3,902 |
| Tier 2 risk-based capital | $1,703,000 | 2,460 |
| Total risk weighted assets | $138,766,000 | 2,756 |
| Total unused commitments | $42,012,000 | 1,802 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 54 | 3,139 |
| Assets and Liabilities | ||
| Total Assets: | $166,912,000 | 3,240 |
| Cash and due from depository institutions | $3,798,000 | 3,139 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $21,061,000 | 4,649 |
| Federal funds sold & reverse repurchase agreements | $10,490,000 | 1,031 |
| Net loans & leases | $123,904,000 | 2,866 |
| Loan loss allowance | $1,685,000 | 2,661 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,058,000 | 1,646 |
| Other real estate owned | $0 | 3,139 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,601,000 | 5,365 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $166,912,000 | 3,240 |
| Total liabilities | $154,123,000 | 3,176 |
| Total deposits | $141,865,000 | 3,129 |
| Interest-bearing deposits | $120,574,000 | 3,105 |
| Deposits held in domestic offices | $141,865,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,906,000 | 1,139 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,352,000 | 1,564 |
| Total equity capital | $12,789,000 | 4,022 |
| Total bank equity capital | $12,789,000 | 4,022 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,000,000 | 1,803 |
| Surplus | $3,691,000 | 4,212 |
| Undivided profits | $7,098,000 | 3,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,296,000 | 1,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 721 |
| Income earned, not collected on loans | $473,000 | 5,463 |
| Earning assets | $155,455,000 | 3,196 |
| Long-term assets (5+ years) | $32,491,000 | 2,683 |
| Average Assets, year-to-date | $178,069,000 | 3,029 |
| Average Assets, quarterly | $168,685,500 | 3,179 |
| Volatile liabilities | $48,009,000 | 2,120 |
| Insider loans | $2,960,000 | 1,951 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,224,000 | 2,088 |
| Tier 1 (core) risk-based capital | $12,884,000 | 3,938 |
| Tier 2 risk-based capital | $1,661,000 | 2,495 |
| Total risk weighted assets | $132,873,000 | 2,822 |
| Total unused commitments | $34,224,000 | 2,092 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $170,459,000 | 3,154 |
| Cash and due from depository institutions | $3,400,000 | 3,193 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $39,504,000 | 2,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $120,241,000 | 2,892 |
| Loan loss allowance | $1,665,000 | 2,658 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,120,000 | 1,610 |
| Other real estate owned | $0 | 3,193 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,194,000 | 5,976 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $170,459,000 | 3,154 |
| Total liabilities | $157,835,000 | 3,087 |
| Total deposits | $136,916,000 | 3,207 |
| Interest-bearing deposits | $115,451,000 | 3,225 |
| Deposits held in domestic offices | $136,916,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,204,000 | 783 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,715,000 | 1,225 |
| Total equity capital | $12,624,000 | 4,158 |
| Total bank equity capital | $12,624,000 | 4,158 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,000,000 | 1,796 |
| Surplus | $3,647,000 | 4,211 |
| Undivided profits | $6,977,000 | 3,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,107,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $251,000 | 582 |
| Income earned, not collected on loans | $469,000 | 5,428 |
| Earning assets | $159,745,000 | 3,102 |
| Long-term assets (5+ years) | $32,160,000 | 2,630 |
| Average Assets, year-to-date | $183,647,500 | 2,964 |
| Average Assets, quarterly | $183,647,500 | 2,964 |
| Volatile liabilities | $57,806,000 | 1,731 |
| Insider loans | $2,982,000 | 1,895 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,780,000 | 2,597 |
| Tier 1 (core) risk-based capital | $12,547,000 | 3,992 |
| Tier 2 risk-based capital | $1,637,000 | 2,503 |
| Total risk weighted assets | $130,944,000 | 2,812 |
| Total unused commitments | $23,780,000 | 2,604 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $196,836,000 | 2,816 |
| Cash and due from depository institutions | $3,932,000 | 3,252 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $44,563,000 | 2,735 |
| Federal funds sold & reverse repurchase agreements | $23,045,000 | 478 |
| Net loans & leases | $117,839,000 | 2,913 |
| Loan loss allowance | $1,603,000 | 2,733 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,168,000 | 1,578 |
| Other real estate owned | $0 | 3,252 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,289,000 | 5,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,836,000 | 2,816 |
| Total liabilities | $184,532,000 | 2,709 |
| Total deposits | $124,472,000 | 3,476 |
| Interest-bearing deposits | $105,226,000 | 3,473 |
| Deposits held in domestic offices | $124,472,000 | 3,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,393,000 | 426 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,667,000 | 978 |
| Total equity capital | $12,304,000 | 4,176 |
| Total bank equity capital | $12,304,000 | 4,176 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,000,000 | 1,811 |
| Surplus | $3,646,000 | 4,183 |
| Undivided profits | $6,658,000 | 3,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,335,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $185,000 | 619 |
| Income earned, not collected on loans | $486,000 | 5,466 |
| Earning assets | $185,447,000 | 2,735 |
| Long-term assets (5+ years) | $33,488,000 | 2,563 |
| Average Assets, year-to-date | $166,782,600 | 3,114 |
| Average Assets, quarterly | $168,119,000 | 3,162 |
| Volatile liabilities | $94,492,000 | 1,153 |
| Insider loans | $2,974,000 | 1,876 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,999,000 | 2,440 |
| Tier 1 (core) risk-based capital | $12,241,000 | 4,039 |
| Tier 2 risk-based capital | $1,603,000 | 2,534 |
| Total risk weighted assets | $135,551,000 | 2,707 |
| Total unused commitments | $24,999,000 | 2,446 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 52 | 3,269 |
| Assets and Liabilities | ||
| Total Assets: | $139,402,000 | 3,719 |
| Cash and due from depository institutions | $2,702,000 | 3,269 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $15,205,000 | 5,508 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $114,338,000 | 2,969 |
| Loan loss allowance | $1,447,000 | 2,971 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,213,000 | 1,559 |
| Other real estate owned | $0 | 3,269 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $944,000 | 6,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,402,000 | 3,719 |
| Total liabilities | $127,257,000 | 3,663 |
| Total deposits | $118,321,000 | 3,610 |
| Interest-bearing deposits | $100,384,000 | 3,627 |
| Deposits held in domestic offices | $118,321,000 | 3,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,772,000 | 1,343 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,164,000 | 1,808 |
| Total equity capital | $12,145,000 | 4,206 |
| Total bank equity capital | $12,145,000 | 4,206 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,000,000 | 1,814 |
| Surplus | $3,521,000 | 4,205 |
| Undivided profits | $6,624,000 | 3,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,695,000 | 1,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $613,000 | 307 |
| Income earned, not collected on loans | $520,000 | 5,392 |
| Earning assets | $129,543,000 | 3,662 |
| Long-term assets (5+ years) | $33,181,000 | 2,590 |
| Average Assets, year-to-date | $159,269,250 | 3,250 |
| Average Assets, quarterly | $142,428,500 | 3,629 |
| Volatile liabilities | $45,006,000 | 2,094 |
| Insider loans | $3,922,000 | 1,408 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $27,514,000 | 2,287 |
| Tier 1 (core) risk-based capital | $12,046,000 | 4,078 |
| Tier 2 risk-based capital | $1,447,000 | 2,733 |
| Total risk weighted assets | $122,853,000 | 2,949 |
| Total unused commitments | $27,514,000 | 2,291 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $145,455,000 | 3,562 |
| Cash and due from depository institutions | $9,347,000 | 3,450 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $18,083,000 | 4,958 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $110,835,000 | 3,003 |
| Loan loss allowance | $1,543,000 | 2,786 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,267,000 | 1,510 |
| Other real estate owned | $0 | 3,450 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $923,000 | 6,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,455,000 | 3,562 |
| Total liabilities | $133,686,000 | 3,493 |
| Total deposits | $114,189,000 | 3,716 |
| Interest-bearing deposits | $96,042,000 | 3,761 |
| Deposits held in domestic offices | $114,189,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,739,000 | 788 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,758,000 | 1,578 |
| Total equity capital | $11,769,000 | 4,313 |
| Total bank equity capital | $11,769,000 | 4,313 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $3,521,000 | 4,158 |
| Undivided profits | $6,248,000 | 4,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,692,000 | 1,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $613,000 | 334 |
| Income earned, not collected on loans | $564,000 | 4,950 |
| Earning assets | $128,918,000 | 3,664 |
| Long-term assets (5+ years) | $29,532,000 | 2,679 |
| Average Assets, year-to-date | $165,891,670 | 3,150 |
| Average Assets, quarterly | $162,522,500 | 3,223 |
| Volatile liabilities | $50,167,000 | 1,877 |
| Insider loans | $3,275,000 | 1,675 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $26,098,000 | 2,351 |
| Tier 1 (core) risk-based capital | $11,630,000 | 4,131 |
| Tier 2 risk-based capital | $1,515,000 | 2,598 |
| Total risk weighted assets | $120,436,000 | 2,963 |
| Total unused commitments | $26,098,000 | 2,360 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $179,590,000 | 2,973 |
| Cash and due from depository institutions | $5,599,000 | 3,537 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $55,815,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $110,760,000 | 2,959 |
| Loan loss allowance | $1,561,000 | 2,726 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,286,000 | 1,481 |
| Other real estate owned | $0 | 3,537 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,130,000 | 6,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,590,000 | 2,973 |
| Total liabilities | $168,062,000 | 2,869 |
| Total deposits | $110,196,000 | 3,789 |
| Interest-bearing deposits | $92,630,000 | 3,848 |
| Deposits held in domestic offices | $110,196,000 | 3,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,469,000 | 403 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,397,000 | 2,659 |
| Total equity capital | $11,528,000 | 4,296 |
| Total bank equity capital | $11,528,000 | 4,296 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $3,521,000 | 4,112 |
| Undivided profits | $6,007,000 | 4,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 4,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $338,000 | 503 |
| Income earned, not collected on loans | $825,000 | 3,621 |
| Earning assets | $166,575,000 | 2,921 |
| Long-term assets (5+ years) | $36,324,000 | 2,226 |
| Average Assets, year-to-date | $176,110,000 | 2,995 |
| Average Assets, quarterly | $176,110,000 | 2,995 |
| Volatile liabilities | $87,212,000 | 1,160 |
| Insider loans | $2,967,000 | 1,822 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,068,000 | 2,205 |
| Tier 1 (core) risk-based capital | $11,307,000 | 4,162 |
| Tier 2 risk-based capital | $1,561,000 | 2,489 |
| Total risk weighted assets | $126,271,000 | 2,801 |
| Total unused commitments | $27,068,000 | 2,216 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $172,630,000 | 3,040 |
| Cash and due from depository institutions | $5,574,000 | 3,394 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $56,874,000 | 2,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $102,352,000 | 3,153 |
| Loan loss allowance | $1,508,000 | 2,728 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,269,000 | 1,482 |
| Other real estate owned | $0 | 3,394 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,561,000 | 5,214 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,630,000 | 3,040 |
| Total liabilities | $162,829,000 | 2,907 |
| Total deposits | $104,081,000 | 3,922 |
| Interest-bearing deposits | $86,279,000 | 3,993 |
| Deposits held in domestic offices | $104,081,000 | 3,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,908,000 | 398 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,840,000 | 2,161 |
| Total equity capital | $9,801,000 | 4,794 |
| Total bank equity capital | $9,801,000 | 4,794 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $2,121,000 | 5,275 |
| Undivided profits | $5,680,000 | 4,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 3,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $616,000 | 315 |
| Income earned, not collected on loans | $661,000 | 4,582 |
| Earning assets | $159,226,000 | 3,002 |
| Long-term assets (5+ years) | $38,283,000 | 2,104 |
| Average Assets, year-to-date | $143,738,400 | 3,375 |
| Average Assets, quarterly | $149,884,500 | 3,350 |
| Volatile liabilities | $87,089,000 | 1,153 |
| Insider loans | $2,786,000 | 1,908 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,815,000 | 2,326 |
| Tier 1 (core) risk-based capital | $9,529,000 | 4,684 |
| Tier 2 risk-based capital | $1,289,000 | 2,870 |
| Total risk weighted assets | $102,902,000 | 3,271 |
| Total unused commitments | $23,815,000 | 2,333 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $146,898,000 | 3,329 |
| Cash and due from depository institutions | $4,410,000 | 3,732 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $17,776,000 | 4,883 |
| Federal funds sold & reverse repurchase agreements | $25,030,000 | 566 |
| Net loans & leases | $93,566,000 | 3,308 |
| Loan loss allowance | $1,198,000 | 3,122 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,605,000 | 1,960 |
| Other real estate owned | $198,000 | 3,732 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,313,000 | 5,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,898,000 | 3,329 |
| Total liabilities | $138,298,000 | 3,197 |
| Total deposits | $92,346,000 | 4,196 |
| Interest-bearing deposits | $79,148,000 | 4,188 |
| Deposits held in domestic offices | $92,346,000 | 4,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,611,000 | 466 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,341,000 | 2,774 |
| Total equity capital | $8,600,000 | 5,069 |
| Total bank equity capital | $8,600,000 | 5,069 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $2,094,000 | 5,313 |
| Undivided profits | $4,506,000 | 4,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 2,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $685,000 | 282 |
| Income earned, not collected on loans | $659,000 | 4,943 |
| Earning assets | $136,372,000 | 3,266 |
| Long-term assets (5+ years) | $33,780,000 | 2,288 |
| Average Assets, year-to-date | $126,622,400 | 3,603 |
| Average Assets, quarterly | $130,696,000 | 3,626 |
| Volatile liabilities | $70,315,000 | 1,336 |
| Insider loans | $4,188,000 | 1,173 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $435,000 | 1,447 |
| Unused loan commitments | $21,584,000 | 2,369 |
| Tier 1 (core) risk-based capital | $8,388,000 | 5,015 |
| Tier 2 risk-based capital | $1,170,000 | 2,965 |
| Total risk weighted assets | $93,575,000 | 3,402 |
| Total unused commitments | $21,584,000 | 2,374 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $129,777,000 | 3,565 |
| Cash and due from depository institutions | $4,050,000 | 4,355 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $16,858,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $31,564,000 | 386 |
| Net loans & leases | $73,194,000 | 3,955 |
| Loan loss allowance | $969,000 | 3,586 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,323,000 | 3,587 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,788,000 | 4,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,777,000 | 3,565 |
| Total liabilities | $122,400,000 | 3,413 |
| Total deposits | $81,683,000 | 4,488 |
| Interest-bearing deposits | $71,501,000 | 4,409 |
| Deposits held in domestic offices | $81,683,000 | 4,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,320,000 | 511 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,397,000 | 2,736 |
| Total equity capital | $7,377,000 | 5,597 |
| Total bank equity capital | $7,377,000 | 5,597 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $2,012,000 | 5,390 |
| Undivided profits | $3,365,000 | 5,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $386,000 | 358 |
| Income earned, not collected on loans | $445,000 | 5,517 |
| Earning assets | $121,616,000 | 3,499 |
| Long-term assets (5+ years) | $26,211,000 | 2,652 |
| Average Assets, year-to-date | $101,874,400 | 4,233 |
| Average Assets, quarterly | $109,967,000 | 4,082 |
| Volatile liabilities | $62,543,000 | 1,441 |
| Insider loans | $1,149,000 | 3,526 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,745,000 | 2,134 |
| Tier 1 (core) risk-based capital | $7,346,000 | 5,509 |
| Tier 2 risk-based capital | $969,000 | 3,365 |
| Total risk weighted assets | $79,681,800 | 3,780 |
| Total unused commitments | $22,745,000 | 2,139 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $98,579,000 | 4,463 |
| Cash and due from depository institutions | $5,773,000 | 4,012 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $15,998,000 | 5,586 |
| Federal funds sold & reverse repurchase agreements | $17,386,000 | 589 |
| Net loans & leases | $57,391,000 | 4,661 |
| Loan loss allowance | $820,000 | 4,010 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,130,000 | 5,689 |
| Other real estate owned | $66,000 | 4,012 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $835,000 | 6,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,579,000 | 4,463 |
| Total liabilities | $92,598,000 | 4,308 |
| Total deposits | $68,152,000 | 5,134 |
| Interest-bearing deposits | $56,448,000 | 5,236 |
| Deposits held in domestic offices | $68,152,000 | 5,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,789,000 | 752 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $657,000 | 4,475 |
| Total equity capital | $5,981,000 | 6,273 |
| Total bank equity capital | $5,981,000 | 6,273 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $2,012,000 | 5,437 |
| Undivided profits | $1,969,000 | 6,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 3,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $318,000 | 409 |
| Income earned, not collected on loans | $348,000 | 5,940 |
| Earning assets | $90,775,000 | 4,433 |
| Long-term assets (5+ years) | $8,745,000 | 5,166 |
| Average Assets, year-to-date | $85,217,400 | 4,862 |
| Average Assets, quarterly | $86,534,000 | 4,913 |
| Volatile liabilities | $38,899,000 | 2,041 |
| Insider loans | $2,796,000 | 1,675 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $221,000 | 1,176 |
| Unused loan commitments | $3,363,000 | 6,418 |
| Tier 1 (core) risk-based capital | $6,370,000 | 6,050 |
| Tier 2 risk-based capital | $819,240 | 3,721 |
| Total risk weighted assets | $65,538,340 | 4,300 |
| Total unused commitments | $3,363,000 | 6,424 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $91,550,000 | 4,684 |
| Cash and due from depository institutions | $4,750,000 | 4,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,271,000 | 4,019 |
| Federal funds sold & reverse repurchase agreements | $10,157,000 | 1,697 |
| Net loans & leases | $48,667,000 | 5,023 |
| Loan loss allowance | $700,000 | 4,469 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,210,000 | 5,397 |
| Other real estate owned | $11,000 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $484,000 | 8,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,550,000 | 4,684 |
| Total liabilities | $86,093,000 | 4,501 |
| Total deposits | $70,100,000 | 5,042 |
| Interest-bearing deposits | $61,123,000 | 4,973 |
| Deposits held in domestic offices | $70,100,000 | 5,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,001,000 | 841 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $992,000 | 3,549 |
| Total equity capital | $5,457,000 | 6,740 |
| Total bank equity capital | $5,457,000 | 6,740 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $1,510,000 | 6,178 |
| Undivided profits | $1,947,000 | 7,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 4,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 892 |
| Income earned, not collected on loans | $297,000 | 6,607 |
| Earning assets | $85,095,000 | 4,629 |
| Long-term assets (5+ years) | $13,127,000 | 4,071 |
| Average Assets, year-to-date | $69,991,000 | 5,472 |
| Average Assets, quarterly | $74,814,500 | 5,380 |
| Volatile liabilities | $30,631,000 | 2,118 |
| Insider loans | $3,690,000 | 1,161 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,751,000 | 5,479 |
| Tier 1 (core) risk-based capital | $5,469,000 | 6,563 |
| Tier 2 risk-based capital | $700,000 | 4,073 |
| Total risk weighted assets | $56,811,300 | 4,607 |
| Total unused commitments | $4,751,000 | 5,486 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $76,751,000 | 5,341 |
| Cash and due from depository institutions | $3,382,000 | 4,914 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,554,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $3,095,000 | 3,867 |
| Net loans & leases | $40,980,000 | 5,722 |
| Loan loss allowance | $625,000 | 4,900 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,295,000 | 5,195 |
| Other real estate owned | $14,000 | 4,914 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $431,000 | 8,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,751,000 | 5,341 |
| Total liabilities | $71,879,000 | 5,173 |
| Total deposits | $61,195,000 | 5,570 |
| Interest-bearing deposits | $53,965,000 | 5,481 |
| Deposits held in domestic offices | $61,195,000 | 5,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,061 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $684,000 | 4,751 |
| Total equity capital | $4,872,000 | 7,277 |
| Total bank equity capital | $4,872,000 | 7,277 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $1,232,000 | 6,856 |
| Undivided profits | $1,640,000 | 7,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,452 |
| Income earned, not collected on loans | $278,000 | 7,104 |
| Earning assets | $71,629,000 | 5,284 |
| Long-term assets (5+ years) | $7,891,000 | 4,911 |
| Average Assets, year-to-date | $59,662,800 | 6,182 |
| Average Assets, quarterly | $65,632,500 | 5,926 |
| Volatile liabilities | $23,011,000 | 2,668 |
| Insider loans | $2,267,000 | 1,842 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,714,000 | 4,862 |
| Tier 1 (core) risk-based capital | $4,874,000 | 7,122 |
| Tier 2 risk-based capital | $561,580 | 4,751 |
| Total risk weighted assets | $44,862,780 | 5,487 |
| Total unused commitments | $5,714,000 | 4,867 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $65,205,000 | 6,177 |
| Cash and due from depository institutions | $2,465,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $22,107,000 | 4,959 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,254 |
| Net loans & leases | $32,990,000 | 6,587 |
| Loan loss allowance | $503,000 | 5,895 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,338,000 | 5,070 |
| Other real estate owned | $31,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $474,000 | 8,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,205,000 | 6,177 |
| Total liabilities | $60,715,000 | 6,018 |
| Total deposits | $50,226,000 | 6,567 |
| Interest-bearing deposits | $43,136,000 | 6,555 |
| Deposits held in domestic offices | $50,226,000 | 6,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,148 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $489,000 | 6,041 |
| Total equity capital | $4,490,000 | 7,705 |
| Total bank equity capital | $4,490,000 | 7,705 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $1,098,000 | 7,400 |
| Undivided profits | $1,392,000 | 8,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 5,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 955 |
| Income earned, not collected on loans | $207,000 | 8,342 |
| Earning assets | $60,897,000 | 6,094 |
| Long-term assets (5+ years) | $3,155,000 | 6,912 |
| Average Assets, year-to-date | $51,958,600 | 6,926 |
| Average Assets, quarterly | $54,940,000 | 6,834 |
| Volatile liabilities | $18,392,000 | 3,109 |
| Insider loans | $1,784,000 | 2,343 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $42,000 | 1,515 |
| Unused loan commitments | $6,969,000 | 4,244 |
| Tier 1 (core) risk-based capital | $4,482,000 | 7,595 |
| Tier 2 risk-based capital | $461,750 | 5,582 |
| Total risk weighted assets | $36,898,850 | 6,319 |
| Total unused commitments | $6,969,000 | 4,257 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $58,179,000 | 6,780 |
| Cash and due from depository institutions | $2,609,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,316,000 | 4,811 |
| Federal funds sold & reverse repurchase agreements | $1,504,000 | 6,337 |
| Net loans & leases | $28,034,000 | 7,275 |
| Loan loss allowance | $447,000 | 6,517 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,329,000 | 5,048 |
| Other real estate owned | $65,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $322,000 | 10,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,179,000 | 6,780 |
| Total liabilities | $54,499,000 | 6,587 |
| Total deposits | $43,987,000 | 7,305 |
| Interest-bearing deposits | $37,474,000 | 7,334 |
| Deposits held in domestic offices | $43,987,000 | 7,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,106 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $512,000 | 6,120 |
| Total equity capital | $3,680,000 | 8,709 |
| Total bank equity capital | $3,680,000 | 8,709 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $1,093,000 | 7,564 |
| Undivided profits | $587,000 | 10,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 8,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,503 |
| Income earned, not collected on loans | $194,000 | 8,886 |
| Earning assets | $53,854,000 | 6,738 |
| Long-term assets (5+ years) | $1,117,000 | 8,844 |
| Average Assets, year-to-date | $46,875,800 | 7,503 |
| Average Assets, quarterly | $49,571,500 | 7,390 |
| Volatile liabilities | $19,186,000 | 2,717 |
| Insider loans | $2,060,000 | 2,072 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $581,000 | 968 |
| Unused loan commitments | $3,247,000 | 6,142 |
| Tier 1 (core) risk-based capital | $3,677,000 | 8,594 |
| Tier 2 risk-based capital | $418,190 | 5,994 |
| Total risk weighted assets | $33,426,190 | 6,741 |
| Total unused commitments | $3,247,000 | 6,158 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $49,520,000 | 7,559 |
| Cash and due from depository institutions | $2,376,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,554,000 | 6,209 |
| Federal funds sold & reverse repurchase agreements | $2,348,000 | 3,406 |
| Net loans & leases | $24,997,000 | 7,823 |
| Loan loss allowance | $382,000 | 7,347 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $965,000 | 6,218 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $280,000 | 11,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,520,000 | 7,559 |
| Total liabilities | $46,252,000 | 7,386 |
| Total deposits | $34,978,000 | 8,494 |
| Interest-bearing deposits | $30,219,000 | 8,406 |
| Deposits held in domestic offices | $34,978,000 | 8,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,000,000 | 1,225 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $274,000 | 7,709 |
| Total equity capital | $3,268,000 | 9,116 |
| Total bank equity capital | $3,268,000 | 9,116 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $1,010,000 | 7,886 |
| Undivided profits | $258,000 | 10,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $149,000 | 9,685 |
| Earning assets | $45,899,000 | 7,473 |
| Long-term assets (5+ years) | $1,368,000 | 8,993 |
| Average Assets, year-to-date | $38,952,800 | 8,594 |
| Average Assets, quarterly | $42,137,000 | 8,268 |
| Volatile liabilities | $18,194,000 | 2,734 |
| Insider loans | $1,638,000 | 2,480 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,307,000 | 7,091 |
| Tier 1 (core) risk-based capital | $3,324,000 | 9,135 |
| Tier 2 risk-based capital | $342,890 | 6,927 |
| Total risk weighted assets | $27,391,890 | 7,644 |
| Total unused commitments | $2,307,000 | 7,103 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $36,405,000 | 9,306 |
| Cash and due from depository institutions | $1,617,000 | 7,348 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $7,458,000 | 10,104 |
| Federal funds sold & reverse repurchase agreements | $3,069,000 | 4,310 |
| Net loans & leases | $23,294,000 | 8,161 |
| Loan loss allowance | $410,000 | 7,267 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $693,000 | 7,551 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $274,000 | 11,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,405,000 | 9,306 |
| Total liabilities | $32,961,000 | 9,279 |
| Total deposits | $32,738,000 | 9,138 |
| Interest-bearing deposits | $28,491,000 | 9,047 |
| Deposits held in domestic offices | $32,738,000 | 9,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $223,000 | 8,788 |
| Total equity capital | $3,444,000 | 9,137 |
| Total bank equity capital | $3,444,000 | 9,137 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $813,000 | 8,962 |
| Undivided profits | $631,000 | 10,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 9,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $138,000 | 9,843 |
| Earning assets | $33,921,000 | 9,173 |
| Long-term assets (5+ years) | $2,073,000 | 8,691 |
| Average Assets, year-to-date | $34,477,800 | 9,403 |
| Average Assets, quarterly | $33,727,000 | 9,599 |
| Volatile liabilities | $8,303,000 | 4,692 |
| Insider loans | $1,063,000 | 3,566 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,418,000 | 7,007 |
| Tier 1 (core) risk-based capital | $3,391,000 | 9,159 |
| Tier 2 risk-based capital | $287,630 | 7,782 |
| Total risk weighted assets | $22,887,730 | 8,554 |
| Total unused commitments | $2,418,000 | 7,029 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $42,197,000 | 8,706 |
| Cash and due from depository institutions | $1,844,000 | 8,413 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $5,815,000 | 11,169 |
| Federal funds sold & reverse repurchase agreements | $12,585,000 | 1,321 |
| Net loans & leases | $21,003,000 | 8,690 |
| Loan loss allowance | $336,000 | 8,316 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $686,000 | 7,707 |
| Other real estate owned | $0 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $264,000 | 12,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,197,000 | 8,706 |
| Total liabilities | $39,046,000 | 8,620 |
| Total deposits | $26,720,000 | 10,349 |
| Interest-bearing deposits | $23,900,000 | 10,132 |
| Deposits held in domestic offices | $26,720,000 | 10,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000,000 | 919 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $326,000 | 7,806 |
| Total equity capital | $3,151,000 | 9,487 |
| Total bank equity capital | $3,151,000 | 9,487 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $728,000 | 9,536 |
| Undivided profits | $423,000 | 11,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 10,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $119,000 | 10,953 |
| Earning assets | $39,503,000 | 8,578 |
| Long-term assets (5+ years) | $3,621,000 | 7,483 |
| Average Assets, year-to-date | $35,136,400 | 9,524 |
| Average Assets, quarterly | $36,272,000 | 9,446 |
| Volatile liabilities | $18,985,000 | 2,453 |
| Insider loans | $107,000 | 5,547 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,465,000 | 6,710 |
| Tier 1 (core) risk-based capital | $3,151,000 | 9,421 |
| Tier 2 risk-based capital | $291,280 | 7,752 |
| Total risk weighted assets | $23,257,680 | 8,619 |
| Total unused commitments | $2,465,000 | 6,740 |
| Derivatives | $0 | 651 |