Home > First Clover Leaf Bank > Income and Expense
First Clover Leaf Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,045,000 | 3,114 |
| Total interest expense | $408,000 | 3,988 |
| Net interest income | $6,637,000 | 2,997 |
| Provision for loan and lease losses | $131,000 | 2,849 |
| Total noninterest income | $818,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $127,000 | 4,229 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $691,000 | 2,845 |
| Total noninterest expense | $3,581,000 | 3,874 |
| Salaries and employee benefits | $1,895,000 | 3,934 |
| Premises and equipment expense | $378,000 | 3,882 |
| Additional noninterest expense | $1,308,000 | 3,629 |
| Pre-tax net operating income | $3,743,000 | 2,023 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,229,000 | 1,451 |
| Income before extraordinary items | $2,514,000 | 2,398 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,514,000 | 2,397 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,514,000 | 2,398 |
| Net charge-offs | $104,000 | 2,581 |
| Cash dividends | $1,850,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,514,000 | 2,345 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 5,282 |
| Total interest expense | $27,000 | 5,881 |
| Net interest income | $1,470,000 | 5,178 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $158,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $27,000 | 5,420 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $131,000 | 4,556 |
| Total noninterest expense | $614,000 | 5,748 |
| Salaries and employee benefits | $288,000 | 5,800 |
| Premises and equipment expense | $81,000 | 5,488 |
| Additional noninterest expense | $245,000 | 5,601 |
| Pre-tax net operating income | $1,014,000 | 3,702 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $351,000 | 2,356 |
| Income before extraordinary items | $663,000 | 4,121 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $663,000 | 4,120 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $663,000 | 4,121 |
| Net charge-offs | $-35,000 | 5,267 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $663,000 | 4,056 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,363,000 | 1,268 |
| Total interest expense | $1,348,000 | 1,065 |
| Net interest income | $9,015,000 | 1,296 |
| Provision for loan and lease losses | $320,000 | 1,185 |
| Total noninterest income | $1,188,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $167,000 | 2,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,021,000 | 1,526 |
| Total noninterest expense | $7,200,000 | 1,365 |
| Salaries and employee benefits | $4,347,000 | 1,298 |
| Premises and equipment expense | $748,000 | 1,526 |
| Additional noninterest expense | $2,105,000 | 1,469 |
| Pre-tax net operating income | $2,683,000 | 1,545 |
| Securities gains (losses) | $29,000 | 1,762 |
| Applicable income taxes | $631,000 | 1,452 |
| Income before extraordinary items | $2,081,000 | 1,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,081,000 | 1,597 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,081,000 | 1,597 |
| Net charge-offs | $-19,000 | 5,189 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,058,670 | 1,577 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 1,277 |
| Total interest expense | $660,000 | 1,083 |
| Net interest income | $4,468,000 | 1,302 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $545,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $74,000 | 2,958 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $471,000 | 1,569 |
| Total noninterest expense | $3,353,000 | 1,462 |
| Salaries and employee benefits | $1,944,000 | 1,409 |
| Premises and equipment expense | $366,000 | 1,570 |
| Additional noninterest expense | $1,043,000 | 1,464 |
| Pre-tax net operating income | $1,410,000 | 1,458 |
| Securities gains (losses) | $29,000 | 1,065 |
| Applicable income taxes | $348,000 | 1,352 |
| Income before extraordinary items | $1,091,000 | 1,505 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,091,000 | 1,506 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,091,000 | 1,506 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,068,960 | 1,498 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,706,000 | 1,290 |
| Total interest expense | $2,337,000 | 1,193 |
| Net interest income | $17,369,000 | 1,302 |
| Provision for loan and lease losses | $-500,000 | 5,943 |
| Total noninterest income | $2,580,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $301,000 | 3,030 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,279,000 | 1,383 |
| Total noninterest expense | $13,525,000 | 1,443 |
| Salaries and employee benefits | $7,548,000 | 1,423 |
| Premises and equipment expense | $1,559,000 | 1,480 |
| Additional noninterest expense | $4,418,000 | 1,411 |
| Pre-tax net operating income | $6,924,000 | 1,211 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $1,924,000 | 1,035 |
| Income before extraordinary items | $5,011,000 | 1,355 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,011,000 | 1,355 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,011,000 | 1,355 |
| Net charge-offs | $-825,000 | 6,070 |
| Cash dividends | $2,000,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,003,080 | 1,335 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,775,000 | 1,296 |
| Total interest expense | $1,714,000 | 1,225 |
| Net interest income | $13,061,000 | 1,305 |
| Provision for loan and lease losses | $-500,000 | 6,082 |
| Total noninterest income | $1,851,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $221,000 | 3,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,630,000 | 1,442 |
| Total noninterest expense | $10,103,000 | 1,451 |
| Salaries and employee benefits | $5,589,000 | 1,440 |
| Premises and equipment expense | $1,153,000 | 1,510 |
| Additional noninterest expense | $3,361,000 | 1,393 |
| Pre-tax net operating income | $5,309,000 | 1,202 |
| Securities gains (losses) | $11,000 | 2,316 |
| Applicable income taxes | $1,493,000 | 1,040 |
| Income before extraordinary items | $3,827,000 | 1,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,827,000 | 1,344 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,827,000 | 1,344 |
| Net charge-offs | $-849,000 | 6,177 |
| Cash dividends | $2,000,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,819,080 | 1,314 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,939,000 | 1,289 |
| Total interest expense | $1,115,000 | 1,253 |
| Net interest income | $8,824,000 | 1,288 |
| Provision for loan and lease losses | $-500,000 | 6,200 |
| Total noninterest income | $1,281,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $141,000 | 3,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,140,000 | 1,415 |
| Total noninterest expense | $6,522,000 | 1,507 |
| Salaries and employee benefits | $3,744,000 | 1,437 |
| Premises and equipment expense | $756,000 | 1,546 |
| Additional noninterest expense | $2,022,000 | 1,526 |
| Pre-tax net operating income | $4,083,000 | 1,067 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,205,000 | 903 |
| Income before extraordinary items | $2,878,000 | 1,214 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,878,000 | 1,215 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,878,000 | 1,215 |
| Net charge-offs | $-837,000 | 6,289 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,878,000 | 1,183 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 1,294 |
| Total interest expense | $552,000 | 1,270 |
| Net interest income | $4,365,000 | 1,301 |
| Provision for loan and lease losses | $-500,000 | 6,328 |
| Total noninterest income | $576,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $65,000 | 3,257 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $511,000 | 1,488 |
| Total noninterest expense | $3,214,000 | 1,518 |
| Salaries and employee benefits | $1,834,000 | 1,470 |
| Premises and equipment expense | $391,000 | 1,516 |
| Additional noninterest expense | $989,000 | 1,542 |
| Pre-tax net operating income | $2,227,000 | 970 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $673,000 | 826 |
| Income before extraordinary items | $1,554,000 | 1,097 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,554,000 | 1,098 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,554,000 | 1,098 |
| Net charge-offs | $-816,000 | 6,381 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,554,000 | 1,065 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,316,000 | 1,312 |
| Total interest expense | $2,432,000 | 1,199 |
| Net interest income | $16,884,000 | 1,324 |
| Provision for loan and lease losses | $-250,000 | 6,154 |
| Total noninterest income | $1,960,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $289,000 | 3,275 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,671,000 | 1,660 |
| Total noninterest expense | $13,460,000 | 1,422 |
| Salaries and employee benefits | $7,166,000 | 1,456 |
| Premises and equipment expense | $1,700,000 | 1,392 |
| Additional noninterest expense | $4,594,000 | 1,398 |
| Pre-tax net operating income | $5,634,000 | 1,372 |
| Securities gains (losses) | $110,000 | 1,188 |
| Applicable income taxes | $1,583,000 | 1,154 |
| Income before extraordinary items | $4,161,000 | 1,534 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,161,000 | 1,531 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,161,000 | 1,533 |
| Net charge-offs | $-221,000 | 6,268 |
| Cash dividends | $2,000,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,081,800 | 1,530 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,368,000 | 1,335 |
| Total interest expense | $1,855,000 | 1,197 |
| Net interest income | $12,513,000 | 1,337 |
| Provision for loan and lease losses | $-250,000 | 6,297 |
| Total noninterest income | $1,364,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $217,000 | 3,299 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,147,000 | 1,776 |
| Total noninterest expense | $9,957,000 | 1,444 |
| Salaries and employee benefits | $5,354,000 | 1,475 |
| Premises and equipment expense | $1,248,000 | 1,432 |
| Additional noninterest expense | $3,355,000 | 1,420 |
| Pre-tax net operating income | $4,170,000 | 1,408 |
| Securities gains (losses) | $88,000 | 1,079 |
| Applicable income taxes | $1,181,000 | 1,161 |
| Income before extraordinary items | $3,077,000 | 1,542 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,077,000 | 1,542 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,077,000 | 1,542 |
| Net charge-offs | $-450,000 | 6,461 |
| Cash dividends | $2,000,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,013,640 | 1,545 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,438,000 | 1,341 |
| Total interest expense | $1,227,000 | 1,208 |
| Net interest income | $8,211,000 | 1,354 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $715,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $135,000 | 3,430 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $580,000 | 2,108 |
| Total noninterest expense | $6,638,000 | 1,447 |
| Salaries and employee benefits | $3,560,000 | 1,473 |
| Premises and equipment expense | $828,000 | 1,443 |
| Additional noninterest expense | $2,250,000 | 1,424 |
| Pre-tax net operating income | $2,288,000 | 1,625 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $598,000 | 1,378 |
| Income before extraordinary items | $1,690,000 | 1,785 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,690,000 | 1,788 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,690,000 | 1,787 |
| Net charge-offs | $23,000 | 3,345 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,690,000 | 1,737 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 1,354 |
| Total interest expense | $624,000 | 1,216 |
| Net interest income | $4,055,000 | 1,366 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $361,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $57,000 | 3,721 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $304,000 | 1,985 |
| Total noninterest expense | $3,231,000 | 1,489 |
| Salaries and employee benefits | $1,796,000 | 1,465 |
| Premises and equipment expense | $403,000 | 1,510 |
| Additional noninterest expense | $1,032,000 | 1,510 |
| Pre-tax net operating income | $1,185,000 | 1,530 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $329,000 | 1,256 |
| Income before extraordinary items | $856,000 | 1,706 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $856,000 | 1,710 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $856,000 | 1,709 |
| Net charge-offs | $-122,000 | 6,509 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $856,000 | 1,677 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,817,000 | 1,281 |
| Total interest expense | $3,232,000 | 1,040 |
| Net interest income | $16,585,000 | 1,315 |
| Provision for loan and lease losses | $485,000 | 1,885 |
| Total noninterest income | $1,934,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $266,000 | 3,594 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,668,000 | 1,729 |
| Total noninterest expense | $12,819,000 | 1,512 |
| Salaries and employee benefits | $6,259,000 | 1,641 |
| Premises and equipment expense | $1,354,000 | 1,733 |
| Additional noninterest expense | $5,206,000 | 1,289 |
| Pre-tax net operating income | $5,215,000 | 1,385 |
| Securities gains (losses) | $359,000 | 605 |
| Applicable income taxes | $1,718,000 | 1,011 |
| Income before extraordinary items | $3,856,000 | 1,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,856,000 | 1,557 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,856,000 | 1,558 |
| Net charge-offs | $839,000 | 1,437 |
| Cash dividends | $5,600,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,608,290 | 1,602 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,985,000 | 1,271 |
| Total interest expense | $2,550,000 | 1,027 |
| Net interest income | $12,435,000 | 1,311 |
| Provision for loan and lease losses | $485,000 | 1,556 |
| Total noninterest income | $1,516,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $199,000 | 3,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,317,000 | 1,707 |
| Total noninterest expense | $9,114,000 | 1,590 |
| Salaries and employee benefits | $4,591,000 | 1,689 |
| Premises and equipment expense | $1,002,000 | 1,765 |
| Additional noninterest expense | $3,521,000 | 1,416 |
| Pre-tax net operating income | $4,352,000 | 1,295 |
| Securities gains (losses) | $359,000 | 555 |
| Applicable income taxes | $1,519,000 | 922 |
| Income before extraordinary items | $3,192,000 | 1,420 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,192,000 | 1,422 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,192,000 | 1,422 |
| Net charge-offs | $891,000 | 1,094 |
| Cash dividends | $5,600,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,947,880 | 1,487 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 1,255 |
| Total interest expense | $1,765,000 | 1,021 |
| Net interest income | $8,304,000 | 1,293 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $1,126,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $127,000 | 3,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $999,000 | 1,579 |
| Total noninterest expense | $5,996,000 | 1,607 |
| Salaries and employee benefits | $3,084,000 | 1,678 |
| Premises and equipment expense | $659,000 | 1,781 |
| Additional noninterest expense | $2,253,000 | 1,450 |
| Pre-tax net operating income | $2,984,000 | 1,247 |
| Securities gains (losses) | $359,000 | 489 |
| Applicable income taxes | $1,105,000 | 866 |
| Income before extraordinary items | $2,238,000 | 1,357 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,238,000 | 1,359 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,238,000 | 1,359 |
| Net charge-offs | $916,000 | 819 |
| Cash dividends | $3,500,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,997,470 | 1,452 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 1,247 |
| Total interest expense | $924,000 | 1,013 |
| Net interest income | $4,221,000 | 1,283 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $549,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $58,000 | 3,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $491,000 | 1,599 |
| Total noninterest expense | $2,946,000 | 1,647 |
| Salaries and employee benefits | $1,532,000 | 1,713 |
| Premises and equipment expense | $322,000 | 1,844 |
| Additional noninterest expense | $1,092,000 | 1,484 |
| Pre-tax net operating income | $1,599,000 | 1,145 |
| Securities gains (losses) | $356,000 | 286 |
| Applicable income taxes | $669,000 | 718 |
| Income before extraordinary items | $1,286,000 | 1,159 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,286,000 | 1,161 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,286,000 | 1,161 |
| Net charge-offs | $337,000 | 978 |
| Cash dividends | $3,500,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,051,040 | 1,352 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,638,000 | 1,229 |
| Total interest expense | $4,375,000 | 1,040 |
| Net interest income | $17,263,000 | 1,273 |
| Provision for loan and lease losses | $1,550,000 | 1,285 |
| Total noninterest income | $2,517,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $266,000 | 3,715 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,251,000 | 1,425 |
| Total noninterest expense | $11,786,000 | 1,639 |
| Salaries and employee benefits | $5,919,000 | 1,704 |
| Premises and equipment expense | $1,258,000 | 1,869 |
| Additional noninterest expense | $4,609,000 | 1,463 |
| Pre-tax net operating income | $6,444,000 | 1,110 |
| Securities gains (losses) | $168,000 | 1,840 |
| Applicable income taxes | $2,235,000 | 800 |
| Income before extraordinary items | $4,377,000 | 1,345 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,377,000 | 1,346 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,377,000 | 1,346 |
| Net charge-offs | $3,394,000 | 782 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,266,120 | 1,303 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,411,000 | 1,240 |
| Total interest expense | $3,369,000 | 1,058 |
| Net interest income | $13,042,000 | 1,278 |
| Provision for loan and lease losses | $1,200,000 | 1,254 |
| Total noninterest income | $1,837,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $202,000 | 3,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,635,000 | 1,443 |
| Total noninterest expense | $8,909,000 | 1,631 |
| Salaries and employee benefits | $4,375,000 | 1,716 |
| Premises and equipment expense | $935,000 | 1,905 |
| Additional noninterest expense | $3,599,000 | 1,421 |
| Pre-tax net operating income | $4,770,000 | 1,127 |
| Securities gains (losses) | $168,000 | 1,576 |
| Applicable income taxes | $1,678,000 | 821 |
| Income before extraordinary items | $3,260,000 | 1,385 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,260,000 | 1,386 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,260,000 | 1,386 |
| Net charge-offs | $3,320,000 | 626 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,149,120 | 1,345 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,038,000 | 1,241 |
| Total interest expense | $2,302,000 | 1,062 |
| Net interest income | $8,736,000 | 1,274 |
| Provision for loan and lease losses | $800,000 | 1,285 |
| Total noninterest income | $895,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $137,000 | 3,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $758,000 | 1,818 |
| Total noninterest expense | $6,052,000 | 1,610 |
| Salaries and employee benefits | $2,972,000 | 1,688 |
| Premises and equipment expense | $622,000 | 1,904 |
| Additional noninterest expense | $2,458,000 | 1,386 |
| Pre-tax net operating income | $2,779,000 | 1,282 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $918,000 | 950 |
| Income before extraordinary items | $1,861,000 | 1,572 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,861,000 | 1,571 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,861,000 | 1,572 |
| Net charge-offs | $2,724,000 | 551 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,861,000 | 1,487 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 1,231 |
| Total interest expense | $1,201,000 | 1,059 |
| Net interest income | $4,373,000 | 1,269 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $447,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $379,000 | 1,822 |
| Total noninterest expense | $2,880,000 | 1,675 |
| Salaries and employee benefits | $1,434,000 | 1,752 |
| Premises and equipment expense | $329,000 | 1,798 |
| Additional noninterest expense | $1,117,000 | 1,501 |
| Pre-tax net operating income | $1,490,000 | 1,176 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $497,000 | 894 |
| Income before extraordinary items | $993,000 | 1,472 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $993,000 | 1,473 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $993,000 | 1,473 |
| Net charge-offs | $2,674,000 | 313 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $993,000 | 1,386 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,599,000 | 1,214 |
| Total interest expense | $6,363,000 | 953 |
| Net interest income | $17,236,000 | 1,288 |
| Provision for loan and lease losses | $5,292,000 | 752 |
| Total noninterest income | $1,751,000 | 2,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 3,656 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,462,000 | 1,674 |
| Total noninterest expense | $11,350,000 | 1,701 |
| Salaries and employee benefits | $5,082,000 | 1,912 |
| Premises and equipment expense | $2,033,000 | 1,235 |
| Additional noninterest expense | $4,235,000 | 1,616 |
| Pre-tax net operating income | $2,345,000 | 2,227 |
| Securities gains (losses) | $455,000 | 846 |
| Applicable income taxes | $613,000 | 1,823 |
| Income before extraordinary items | $2,187,000 | 2,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,187,000 | 2,104 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,187,000 | 2,104 |
| Net charge-offs | $4,197,000 | 922 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,832,100 | 2,337 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,796,000 | 1,220 |
| Total interest expense | $4,948,000 | 965 |
| Net interest income | $12,848,000 | 1,304 |
| Provision for loan and lease losses | $1,666,000 | 1,408 |
| Total noninterest income | $1,197,000 | 2,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 3,737 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $985,000 | 1,789 |
| Total noninterest expense | $8,166,000 | 1,776 |
| Salaries and employee benefits | $3,790,000 | 1,919 |
| Premises and equipment expense | $1,519,000 | 1,254 |
| Additional noninterest expense | $2,857,000 | 1,776 |
| Pre-tax net operating income | $4,213,000 | 1,095 |
| Securities gains (losses) | $455,000 | 694 |
| Applicable income taxes | $1,671,000 | 723 |
| Income before extraordinary items | $2,997,000 | 1,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,997,000 | 1,294 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,997,000 | 1,294 |
| Net charge-offs | $1,243,000 | 1,691 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,705,800 | 1,333 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,948,000 | 1,218 |
| Total interest expense | $3,391,000 | 976 |
| Net interest income | $8,557,000 | 1,302 |
| Provision for loan and lease losses | $775,000 | 1,765 |
| Total noninterest income | $702,000 | 2,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $558,000 | 1,951 |
| Total noninterest expense | $5,332,000 | 1,832 |
| Salaries and employee benefits | $2,533,000 | 1,925 |
| Premises and equipment expense | $1,005,000 | 1,278 |
| Additional noninterest expense | $1,794,000 | 1,897 |
| Pre-tax net operating income | $3,152,000 | 969 |
| Securities gains (losses) | $106,000 | 1,099 |
| Applicable income taxes | $1,175,000 | 667 |
| Income before extraordinary items | $2,083,000 | 1,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,083,000 | 1,191 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,083,000 | 1,192 |
| Net charge-offs | $407,000 | 2,345 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,015,160 | 1,186 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 1,224 |
| Total interest expense | $1,753,000 | 971 |
| Net interest income | $4,242,000 | 1,321 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $276,000 | 2,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 3,722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $207,000 | 2,427 |
| Total noninterest expense | $2,682,000 | 1,836 |
| Salaries and employee benefits | $1,238,000 | 1,977 |
| Premises and equipment expense | $507,000 | 1,290 |
| Additional noninterest expense | $937,000 | 1,806 |
| Pre-tax net operating income | $1,536,000 | 988 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $551,000 | 686 |
| Income before extraordinary items | $986,000 | 1,255 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $986,000 | 1,252 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $986,000 | 1,255 |
| Net charge-offs | $183,000 | 2,185 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $985,360 | 1,220 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,319,000 | 1,221 |
| Total interest expense | $8,778,000 | 946 |
| Net interest income | $16,541,000 | 1,350 |
| Provision for loan and lease losses | $2,573,000 | 1,782 |
| Total noninterest income | $1,688,000 | 2,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,688,000 | 1,567 |
| Total noninterest expense | $10,085,000 | 1,938 |
| Salaries and employee benefits | $4,875,000 | 1,983 |
| Premises and equipment expense | $2,096,000 | 1,236 |
| Additional noninterest expense | $3,114,000 | 2,223 |
| Pre-tax net operating income | $5,571,000 | 925 |
| Securities gains (losses) | $662,000 | 699 |
| Applicable income taxes | $2,144,000 | 703 |
| Income before extraordinary items | $4,089,000 | 1,063 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,089,000 | 1,065 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,089,000 | 1,066 |
| Net charge-offs | $5,290,000 | 963 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,652,080 | 1,139 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,260,000 | 1,226 |
| Total interest expense | $6,801,000 | 954 |
| Net interest income | $12,459,000 | 1,362 |
| Provision for loan and lease losses | $1,473,000 | 2,001 |
| Total noninterest income | $1,226,000 | 2,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,226,000 | 1,577 |
| Total noninterest expense | $7,435,000 | 1,949 |
| Salaries and employee benefits | $3,669,000 | 1,983 |
| Premises and equipment expense | $1,579,000 | 1,243 |
| Additional noninterest expense | $2,187,000 | 2,302 |
| Pre-tax net operating income | $4,777,000 | 873 |
| Securities gains (losses) | $662,000 | 590 |
| Applicable income taxes | $1,912,000 | 607 |
| Income before extraordinary items | $3,527,000 | 983 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,527,000 | 987 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,527,000 | 986 |
| Net charge-offs | $3,564,000 | 990 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,096,700 | 1,051 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,889,000 | 1,229 |
| Total interest expense | $4,612,000 | 972 |
| Net interest income | $8,277,000 | 1,369 |
| Provision for loan and lease losses | $823,000 | 2,160 |
| Total noninterest income | $688,000 | 2,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $688,000 | 1,702 |
| Total noninterest expense | $4,853,000 | 2,009 |
| Salaries and employee benefits | $2,420,000 | 2,005 |
| Premises and equipment expense | $1,059,000 | 1,248 |
| Additional noninterest expense | $1,374,000 | 2,421 |
| Pre-tax net operating income | $3,289,000 | 833 |
| Securities gains (losses) | $461,000 | 510 |
| Applicable income taxes | $1,327,000 | 565 |
| Income before extraordinary items | $2,423,000 | 929 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,423,000 | 929 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,423,000 | 930 |
| Net charge-offs | $3,244,000 | 773 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,123,350 | 1,011 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 1,247 |
| Total interest expense | $2,396,000 | 985 |
| Net interest income | $4,146,000 | 1,381 |
| Provision for loan and lease losses | $423,000 | 2,009 |
| Total noninterest income | $318,000 | 2,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $318,000 | 1,770 |
| Total noninterest expense | $2,408,000 | 2,042 |
| Salaries and employee benefits | $1,208,000 | 2,044 |
| Premises and equipment expense | $534,000 | 1,283 |
| Additional noninterest expense | $666,000 | 2,473 |
| Pre-tax net operating income | $1,633,000 | 819 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $570,000 | 641 |
| Income before extraordinary items | $1,061,000 | 1,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,061,000 | 1,030 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,061,000 | 1,031 |
| Net charge-offs | $367,000 | 1,842 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,062,300 | 1,001 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,839,000 | 1,240 |
| Total interest expense | $11,992,000 | 991 |
| Net interest income | $15,847,000 | 1,397 |
| Provision for loan and lease losses | $5,554,000 | 1,317 |
| Total noninterest income | $1,469,000 | 2,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,469,000 | 1,675 |
| Total noninterest expense | $19,971,000 | 1,054 |
| Salaries and employee benefits | $4,707,000 | 2,086 |
| Premises and equipment expense | $2,091,000 | 1,299 |
| Additional noninterest expense | $13,173,000 | 614 |
| Pre-tax net operating income | $-8,209,000 | 7,413 |
| Securities gains (losses) | $-48,000 | 7,168 |
| Applicable income taxes | $158,000 | 2,569 |
| Income before extraordinary items | $-8,415,000 | 7,497 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,415,000 | 7,495 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,415,000 | 7,496 |
| Net charge-offs | $2,901,000 | 1,641 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,367,000 | 7,506 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,074,000 | 1,249 |
| Total interest expense | $9,232,000 | 1,021 |
| Net interest income | $11,842,000 | 1,410 |
| Provision for loan and lease losses | $1,669,000 | 2,103 |
| Total noninterest income | $1,175,000 | 2,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,175,000 | 1,640 |
| Total noninterest expense | $17,425,000 | 901 |
| Salaries and employee benefits | $3,549,000 | 2,090 |
| Premises and equipment expense | $1,565,000 | 1,312 |
| Additional noninterest expense | $12,311,000 | 490 |
| Pre-tax net operating income | $-6,077,000 | 7,568 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,156,000 | 754 |
| Income before extraordinary items | $-7,233,000 | 7,699 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,233,000 | 7,698 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,233,000 | 7,698 |
| Net charge-offs | $331,000 | 3,575 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,233,000 | 7,707 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $14,153,000 | 1,262 |
| Total interest expense | $6,279,000 | 1,063 |
| Net interest income | $7,874,000 | 1,413 |
| Provision for loan and lease losses | $669,000 | 2,551 |
| Total noninterest income | $830,000 | 2,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $830,000 | 1,603 |
| Total noninterest expense | $14,559,000 | 729 |
| Salaries and employee benefits | $2,375,000 | 2,124 |
| Premises and equipment expense | $1,035,000 | 1,344 |
| Additional noninterest expense | $11,149,000 | 393 |
| Pre-tax net operating income | $-6,524,000 | 7,820 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,023,000 | 605 |
| Income before extraordinary items | $-7,547,000 | 7,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,547,000 | 7,899 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,547,000 | 7,899 |
| Net charge-offs | $266,000 | 3,080 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-7,547,000 | 7,903 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,218,000 | 1,257 |
| Total interest expense | $3,090,000 | 1,113 |
| Net interest income | $4,128,000 | 1,337 |
| Provision for loan and lease losses | $240,000 | 2,611 |
| Total noninterest income | $437,000 | 2,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $437,000 | 1,520 |
| Total noninterest expense | $2,529,000 | 1,968 |
| Salaries and employee benefits | $1,183,000 | 2,155 |
| Premises and equipment expense | $520,000 | 1,369 |
| Additional noninterest expense | $826,000 | 1,939 |
| Pre-tax net operating income | $1,796,000 | 694 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $661,000 | 502 |
| Income before extraordinary items | $1,135,000 | 940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,135,000 | 941 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,135,000 | 942 |
| Net charge-offs | $82,000 | 3,075 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,135,000 | 882 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $24,348,000 | 1,596 |
| Total interest expense | $12,206,000 | 1,336 |
| Net interest income | $12,142,000 | 1,841 |
| Provision for loan and lease losses | $777,000 | 3,091 |
| Total noninterest income | $944,000 | 3,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $944,000 | 2,202 |
| Total noninterest expense | $7,763,000 | 2,438 |
| Salaries and employee benefits | $3,883,000 | 2,573 |
| Premises and equipment expense | $1,584,000 | 1,735 |
| Additional noninterest expense | $2,296,000 | 2,513 |
| Pre-tax net operating income | $4,546,000 | 1,197 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,621,000 | 808 |
| Income before extraordinary items | $2,925,000 | 1,399 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,925,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,346 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $11,880,000 | 138 |
| Net operating income | $2,925,000 | 1,500 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,005,000 | 1,738 |
| Total interest expense | $8,803,000 | 1,449 |
| Net interest income | $8,202,000 | 2,039 |
| Provision for loan and lease losses | $502,000 | 2,720 |
| Total noninterest income | $697,000 | 3,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $697,000 | 2,323 |
| Total noninterest expense | $5,310,000 | 2,646 |
| Salaries and employee benefits | $2,714,000 | 2,761 |
| Premises and equipment expense | $1,115,000 | 1,835 |
| Additional noninterest expense | $1,481,000 | 2,798 |
| Pre-tax net operating income | $3,087,000 | 1,580 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,120,000 | 1,057 |
| Income before extraordinary items | $1,967,000 | 1,806 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,967,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,967,000 | 1,899 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,276,000 | 1,777 |
| Total interest expense | $5,939,000 | 1,488 |
| Net interest income | $5,337,000 | 2,080 |
| Provision for loan and lease losses | $357,000 | 2,299 |
| Total noninterest income | $454,000 | 3,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $454,000 | 2,396 |
| Total noninterest expense | $3,459,000 | 2,707 |
| Salaries and employee benefits | $1,756,000 | 2,874 |
| Premises and equipment expense | $710,000 | 1,909 |
| Additional noninterest expense | $993,000 | 2,758 |
| Pre-tax net operating income | $1,975,000 | 1,704 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $715,000 | 1,215 |
| Income before extraordinary items | $1,260,000 | 2,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,260,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,260,000 | 2,048 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 1,791 |
| Total interest expense | $3,104,000 | 1,519 |
| Net interest income | $2,629,000 | 2,113 |
| Provision for loan and lease losses | $171,000 | 1,983 |
| Total noninterest income | $172,000 | 4,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $172,000 | 2,804 |
| Total noninterest expense | $1,655,000 | 2,793 |
| Salaries and employee benefits | $846,000 | 3,008 |
| Premises and equipment expense | $355,000 | 1,919 |
| Additional noninterest expense | $454,000 | 2,952 |
| Pre-tax net operating income | $975,000 | 1,831 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $370,000 | 1,262 |
| Income before extraordinary items | $605,000 | 2,302 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $605,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $605,000 | 2,228 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,036,000 | 1,919 |
| Total interest expense | $11,857,000 | 1,695 |
| Net interest income | $10,179,000 | 2,212 |
| Provision for loan and lease losses | $347,000 | 2,932 |
| Total noninterest income | $708,000 | 4,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $708,000 | 2,741 |
| Total noninterest expense | $6,342,000 | 2,817 |
| Salaries and employee benefits | $3,241,000 | 3,029 |
| Premises and equipment expense | $1,296,000 | 2,016 |
| Additional noninterest expense | $1,805,000 | 2,919 |
| Pre-tax net operating income | $4,198,000 | 1,899 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,561,000 | 1,379 |
| Income before extraordinary items | $2,637,000 | 2,257 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,637,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,137 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,637,000 | 2,244 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,416,000 | 1,930 |
| Total interest expense | $8,677,000 | 1,724 |
| Net interest income | $7,739,000 | 2,206 |
| Provision for loan and lease losses | $255,000 | 2,573 |
| Total noninterest income | $534,000 | 4,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $534,000 | 2,732 |
| Total noninterest expense | $4,745,000 | 2,792 |
| Salaries and employee benefits | $2,416,000 | 3,015 |
| Premises and equipment expense | $969,000 | 1,999 |
| Additional noninterest expense | $1,360,000 | 2,850 |
| Pre-tax net operating income | $3,273,000 | 1,951 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,203,000 | 1,441 |
| Income before extraordinary items | $2,070,000 | 2,310 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,070,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,070,000 | 2,292 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 1,962 |
| Total interest expense | $5,649,000 | 1,767 |
| Net interest income | $5,209,000 | 2,206 |
| Provision for loan and lease losses | $121,000 | 2,953 |
| Total noninterest income | $321,000 | 4,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $321,000 | 2,911 |
| Total noninterest expense | $3,166,000 | 2,823 |
| Salaries and employee benefits | $1,660,000 | 2,974 |
| Premises and equipment expense | $629,000 | 2,060 |
| Additional noninterest expense | $877,000 | 2,947 |
| Pre-tax net operating income | $2,243,000 | 1,967 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $825,000 | 1,456 |
| Income before extraordinary items | $1,418,000 | 2,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,418,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,418,000 | 2,285 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 1,971 |
| Total interest expense | $2,814,000 | 1,767 |
| Net interest income | $2,586,000 | 2,220 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $170,000 | 2,796 |
| Total noninterest expense | $1,555,000 | 2,889 |
| Salaries and employee benefits | $779,000 | 3,157 |
| Premises and equipment expense | $317,000 | 2,056 |
| Additional noninterest expense | $459,000 | 2,801 |
| Pre-tax net operating income | $1,156,000 | 1,923 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $418,000 | 1,476 |
| Income before extraordinary items | $738,000 | 2,212 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $738,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $738,000 | 2,197 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,508,000 | 2,791 |
| Total interest expense | $6,505,000 | 2,420 |
| Net interest income | $7,003,000 | 3,105 |
| Provision for loan and lease losses | $367,000 | 2,424 |
| Total noninterest income | $371,000 | 5,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $371,000 | 3,877 |
| Total noninterest expense | $4,021,000 | 3,983 |
| Salaries and employee benefits | $2,122,000 | 4,092 |
| Premises and equipment expense | $738,000 | 3,200 |
| Additional noninterest expense | $1,161,000 | 4,041 |
| Pre-tax net operating income | $2,986,000 | 2,786 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $1,106,000 | 2,060 |
| Income before extraordinary items | $1,882,000 | 3,226 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,882,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $43,260,000 | 26 |
| Net operating income | $1,880,720 | 3,220 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,478,000 | 3,235 |
| Total interest expense | $4,155,000 | 2,689 |
| Net interest income | $4,323,000 | 3,650 |
| Provision for loan and lease losses | $67,000 | 4,730 |
| Total noninterest income | $183,000 | 6,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $2,460,000 | 4,589 |
| Salaries and employee benefits | $1,292,000 | 4,725 |
| Premises and equipment expense | $443,000 | 3,827 |
| Additional noninterest expense | $725,000 | 4,588 |
| Pre-tax net operating income | $1,979,000 | 3,144 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $741,000 | 2,314 |
| Income before extraordinary items | $1,240,000 | 3,647 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,240,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $43,260,000 | 13 |
| Net operating income | $1,238,720 | 3,640 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 4,305 |
| Total interest expense | $1,903,000 | 3,526 |
| Net interest income | $1,849,000 | 4,943 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $67,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 5,874 |
| Total noninterest expense | $872,000 | 6,553 |
| Salaries and employee benefits | $548,000 | 6,168 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $184,000 | 7,248 |
| Pre-tax net operating income | $1,044,000 | 3,706 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $396,000 | 2,629 |
| Income before extraordinary items | $648,000 | 4,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $648,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $648,000 | 4,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 4,338 |
| Total interest expense | $892,000 | 3,564 |
| Net interest income | $934,000 | 4,905 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $394,000 | 6,811 |
| Salaries and employee benefits | $260,000 | 6,347 |
| Premises and equipment expense | $29,000 | 7,679 |
| Additional noninterest expense | $105,000 | 6,979 |
| Pre-tax net operating income | $571,000 | 3,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $217,000 | 2,494 |
| Income before extraordinary items | $354,000 | 3,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 3,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $354,000 | 3,977 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,332,000 | 4,009 |
| Total interest expense | $3,060,000 | 3,277 |
| Net interest income | $4,272,000 | 4,426 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $170,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 5,505 |
| Total noninterest expense | $1,579,000 | 6,750 |
| Salaries and employee benefits | $1,038,000 | 6,240 |
| Premises and equipment expense | $184,000 | 6,901 |
| Additional noninterest expense | $357,000 | 7,320 |
| Pre-tax net operating income | $2,863,000 | 2,866 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,101,000 | 2,130 |
| Income before extraordinary items | $1,762,000 | 3,418 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,762,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,762,000 | 3,385 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 3,966 |
| Total interest expense | $2,192,000 | 3,256 |
| Net interest income | $3,293,000 | 4,347 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $130,000 | 7,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,457 |
| Total noninterest expense | $1,163,000 | 6,794 |
| Salaries and employee benefits | $770,000 | 6,264 |
| Premises and equipment expense | $146,000 | 6,780 |
| Additional noninterest expense | $247,000 | 7,460 |
| Pre-tax net operating income | $2,260,000 | 2,785 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $860,000 | 2,101 |
| Income before extraordinary items | $1,400,000 | 3,305 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,400,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,400,000 | 3,263 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 3,900 |
| Total interest expense | $1,391,000 | 3,239 |
| Net interest income | $2,273,000 | 4,215 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $80,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $776,000 | 6,805 |
| Salaries and employee benefits | $519,000 | 6,221 |
| Premises and equipment expense | $95,000 | 6,804 |
| Additional noninterest expense | $162,000 | 7,483 |
| Pre-tax net operating income | $1,577,000 | 2,650 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $600,000 | 2,004 |
| Income before extraordinary items | $977,000 | 3,144 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $977,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $977,000 | 3,098 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 3,879 |
| Total interest expense | $673,000 | 3,219 |
| Net interest income | $1,148,000 | 4,207 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $42,000 | 7,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $372,000 | 6,960 |
| Salaries and employee benefits | $261,000 | 6,240 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $66,000 | 7,893 |
| Pre-tax net operating income | $818,000 | 2,528 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $315,000 | 1,910 |
| Income before extraordinary items | $503,000 | 3,034 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $503,000 | 3,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $503,000 | 2,994 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,964,000 | 3,821 |
| Total interest expense | $2,559,000 | 2,992 |
| Net interest income | $4,405,000 | 4,181 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $191,000 | 7,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $191,000 | 5,203 |
| Total noninterest expense | $1,519,000 | 6,852 |
| Salaries and employee benefits | $1,163,000 | 5,787 |
| Premises and equipment expense | $131,000 | 7,571 |
| Additional noninterest expense | $225,000 | 8,158 |
| Pre-tax net operating income | $3,077,000 | 2,533 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,190,000 | 1,912 |
| Income before extraordinary items | $1,887,000 | 3,071 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,887,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $8,452,000 | 141 |
| Net operating income | $1,887,000 | 3,006 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,171,000 | 3,825 |
| Total interest expense | $1,903,000 | 2,964 |
| Net interest income | $3,268,000 | 4,203 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $150,000 | 7,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 5,124 |
| Total noninterest expense | $1,111,000 | 6,899 |
| Salaries and employee benefits | $842,000 | 5,863 |
| Premises and equipment expense | $116,000 | 7,243 |
| Additional noninterest expense | $153,000 | 8,289 |
| Pre-tax net operating income | $2,307,000 | 2,560 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $887,000 | 1,963 |
| Income before extraordinary items | $1,420,000 | 3,099 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,420,000 | 3,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $8,452,000 | 107 |
| Net operating income | $1,420,000 | 3,027 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 3,832 |
| Total interest expense | $1,276,000 | 2,940 |
| Net interest income | $2,162,000 | 4,242 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $103,000 | 7,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 5,109 |
| Total noninterest expense | $728,000 | 6,975 |
| Salaries and employee benefits | $567,000 | 5,867 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $93,000 | 8,423 |
| Pre-tax net operating income | $1,537,000 | 2,538 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $588,000 | 1,961 |
| Income before extraordinary items | $949,000 | 3,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $949,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $8,452,000 | 70 |
| Net operating income | $949,000 | 2,982 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 3,827 |
| Total interest expense | $642,000 | 2,959 |
| Net interest income | $1,087,000 | 4,214 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $346,000 | 7,145 |
| Salaries and employee benefits | $252,000 | 6,306 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $778,000 | 2,476 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $297,000 | 1,947 |
| Income before extraordinary items | $481,000 | 3,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $481,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $481,000 | 2,929 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 3,970 |
| Total interest expense | $2,812,000 | 3,036 |
| Net interest income | $3,859,000 | 4,471 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $351,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $351,000 | 4,215 |
| Total noninterest expense | $1,572,000 | 6,766 |
| Salaries and employee benefits | $943,000 | 6,461 |
| Premises and equipment expense | $176,000 | 7,072 |
| Additional noninterest expense | $453,000 | 6,830 |
| Pre-tax net operating income | $2,608,000 | 2,796 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $996,000 | 2,178 |
| Income before extraordinary items | $1,612,000 | 3,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,612,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,612,000 | 3,221 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 3,975 |
| Total interest expense | $2,155,000 | 3,082 |
| Net interest income | $2,935,000 | 4,453 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $321,000 | 5,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 3,925 |
| Total noninterest expense | $989,000 | 7,231 |
| Salaries and employee benefits | $676,000 | 6,574 |
| Premises and equipment expense | $130,000 | 7,118 |
| Additional noninterest expense | $183,000 | 8,155 |
| Pre-tax net operating income | $2,267,000 | 2,578 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $817,000 | 2,177 |
| Income before extraordinary items | $1,450,000 | 3,037 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,450,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,450,000 | 2,886 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 4,023 |
| Total interest expense | $1,475,000 | 3,098 |
| Net interest income | $1,913,000 | 4,528 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $225,000 | 5,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $225,000 | 3,815 |
| Total noninterest expense | $654,000 | 7,283 |
| Salaries and employee benefits | $431,000 | 6,738 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $138,000 | 7,946 |
| Pre-tax net operating income | $1,484,000 | 2,620 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $537,000 | 2,225 |
| Income before extraordinary items | $947,000 | 3,090 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $947,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $947,000 | 2,927 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 4,054 |
| Total interest expense | $764,000 | 3,066 |
| Net interest income | $922,000 | 4,634 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 3,853 |
| Total noninterest expense | $322,000 | 7,339 |
| Salaries and employee benefits | $200,000 | 6,979 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $704,000 | 2,726 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $255,000 | 2,294 |
| Income before extraordinary items | $449,000 | 3,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $449,000 | 3,014 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,128,000 | 3,990 |
| Total interest expense | $3,535,000 | 3,066 |
| Net interest income | $3,593,000 | 4,686 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $269,000 | 6,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $269,000 | 4,488 |
| Total noninterest expense | $1,433,000 | 6,994 |
| Salaries and employee benefits | $857,000 | 6,672 |
| Premises and equipment expense | $174,000 | 7,109 |
| Additional noninterest expense | $402,000 | 7,139 |
| Pre-tax net operating income | $2,429,000 | 2,948 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $756,000 | 2,696 |
| Income before extraordinary items | $1,673,000 | 3,225 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,673,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,673,000 | 3,118 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 4,370 |
| Total interest expense | $4,648,000 | 3,366 |
| Net interest income | $2,478,000 | 5,748 |
| Provision for loan and lease losses | $11,000 | 7,912 |
| Total noninterest income | $194,000 | 7,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $194,000 | 4,999 |
| Total noninterest expense | $1,125,000 | 7,637 |
| Salaries and employee benefits | $727,000 | 7,083 |
| Premises and equipment expense | $156,000 | 7,420 |
| Additional noninterest expense | $242,000 | 8,289 |
| Pre-tax net operating income | $1,536,000 | 3,792 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $592,000 | 2,995 |
| Income before extraordinary items | $944,000 | 4,437 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $944,000 | 4,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $944,000 | 4,317 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 4,700 |
| Total interest expense | $4,402,000 | 3,690 |
| Net interest income | $2,383,000 | 5,984 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $80,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 6,911 |
| Total noninterest expense | $1,069,000 | 7,822 |
| Salaries and employee benefits | $723,000 | 7,086 |
| Premises and equipment expense | $99,000 | 8,459 |
| Additional noninterest expense | $247,000 | 8,365 |
| Pre-tax net operating income | $1,394,000 | 4,284 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $523,000 | 3,388 |
| Income before extraordinary items | $871,000 | 4,782 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $871,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $871,000 | 4,787 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 4,698 |
| Total interest expense | $3,936,000 | 3,635 |
| Net interest income | $2,525,000 | 5,764 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $105,000 | 8,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $105,000 | 6,517 |
| Total noninterest expense | $1,060,000 | 7,949 |
| Salaries and employee benefits | $685,000 | 7,321 |
| Premises and equipment expense | $140,000 | 7,850 |
| Additional noninterest expense | $235,000 | 8,699 |
| Pre-tax net operating income | $1,570,000 | 3,970 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $590,000 | 3,260 |
| Income before extraordinary items | $980,000 | 4,493 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $980,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $980,000 | 4,449 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 4,716 |
| Total interest expense | $4,135,000 | 3,572 |
| Net interest income | $2,300,000 | 6,128 |
| Provision for loan and lease losses | $-12,000 | 10,225 |
| Total noninterest income | $111,000 | 8,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $111,000 | 6,381 |
| Total noninterest expense | $1,013,000 | 8,076 |
| Salaries and employee benefits | $624,000 | 7,622 |
| Premises and equipment expense | $140,000 | 7,876 |
| Additional noninterest expense | $249,000 | 8,616 |
| Pre-tax net operating income | $1,410,000 | 4,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $531,000 | 3,699 |
| Income before extraordinary items | $879,000 | 4,904 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $879,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $879,000 | 4,812 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 4,847 |
| Total interest expense | $4,058,000 | 3,624 |
| Net interest income | $2,296,000 | 6,371 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $67,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $986,000 | 8,397 |
| Salaries and employee benefits | $639,000 | 7,672 |
| Premises and equipment expense | $153,000 | 7,732 |
| Additional noninterest expense | $194,000 | 9,481 |
| Pre-tax net operating income | $1,377,000 | 4,768 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $507,000 | 4,176 |
| Income before extraordinary items | $852,000 | 5,246 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $852,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $863,520 | 5,150 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 5,081 |
| Total interest expense | $3,877,000 | 3,830 |
| Net interest income | $2,283,000 | 6,588 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $77,000 | 10,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $1,562,000 | 6,940 |
| Salaries and employee benefits | $597,000 | 8,152 |
| Premises and equipment expense | $158,000 | 7,875 |
| Additional noninterest expense | $807,000 | 5,166 |
| Pre-tax net operating income | $798,000 | 6,513 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $447,000 | 4,525 |
| Income before extraordinary items | $351,000 | 7,994 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $351,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $351,000 | 7,933 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 5,187 |
| Total interest expense | $3,871,000 | 3,777 |
| Net interest income | $2,152,000 | 6,981 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,097,000 | 8,589 |
| Salaries and employee benefits | $613,000 | 8,276 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $314,000 | 9,104 |
| Pre-tax net operating income | $1,144,000 | 5,434 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $414,000 | 4,828 |
| Income before extraordinary items | $730,000 | 5,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $730,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $730,000 | 5,798 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 4,842 |
| Total interest expense | $3,308,000 | 3,623 |
| Net interest income | $2,728,000 | 6,050 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $76,000 | 11,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,105,000 | 8,963 |
| Salaries and employee benefits | $659,000 | 8,206 |
| Premises and equipment expense | $136,000 | 8,926 |
| Additional noninterest expense | $310,000 | 9,844 |
| Pre-tax net operating income | $1,679,000 | 4,000 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $618,000 | 3,428 |
| Income before extraordinary items | $1,061,000 | 4,306 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,061,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,061,000 | 4,363 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 4,790 |
| Total interest expense | $3,345,000 | 3,748 |
| Net interest income | $2,893,000 | 5,814 |
| Provision for loan and lease losses | $98,000 | 5,836 |
| Total noninterest income | $196,000 | 9,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $196,000 | 5,734 |
| Total noninterest expense | $1,052,000 | 9,517 |
| Salaries and employee benefits | $638,000 | 8,492 |
| Premises and equipment expense | $123,000 | 9,690 |
| Additional noninterest expense | $291,000 | 10,559 |
| Pre-tax net operating income | $1,939,000 | 3,402 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $713,000 | 3,063 |
| Income before extraordinary items | $1,226,000 | 3,934 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,226,000 | 4,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,226,000 | 3,727 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 5,035 |
| Total interest expense | $3,977,000 | 4,104 |
| Net interest income | $2,684,000 | 6,248 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $204,000 | 9,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $204,000 | 5,612 |
| Total noninterest expense | $1,088,000 | 9,575 |
| Salaries and employee benefits | $523,000 | 9,558 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $488,000 | 8,566 |
| Pre-tax net operating income | $1,696,000 | 3,629 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $614,000 | 3,370 |
| Income before extraordinary items | $1,082,000 | 4,191 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,082,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,082,000 | 3,880 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.