Home > First City National Bank > Income and Expense
First City National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 9,227 |
| Total interest expense | $890,000 | 9,594 |
| Net interest income | $1,588,000 | 8,835 |
| Provision for loan and lease losses | $636,000 | 1,779 |
| Total noninterest income | $162,000 | 9,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,212,000 | 8,842 |
| Salaries and employee benefits | $644,000 | 8,441 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $339,000 | 9,968 |
| Pre-tax net operating income | $-98,000 | 12,588 |
| Securities gains (losses) | $23,000 | 4,484 |
| Applicable income taxes | $-51,000 | 12,891 |
| Income before extraordinary items | $-24,000 | 12,580 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-24,000 | 12,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,681 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-38,720 | 12,491 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 9,373 |
| Total interest expense | $1,227,000 | 9,515 |
| Net interest income | $1,551,000 | 9,114 |
| Provision for loan and lease losses | $253,000 | 4,557 |
| Total noninterest income | $194,000 | 9,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,395 |
| Total noninterest expense | $1,407,000 | 8,260 |
| Salaries and employee benefits | $739,000 | 7,691 |
| Premises and equipment expense | $288,000 | 6,154 |
| Additional noninterest expense | $380,000 | 9,816 |
| Pre-tax net operating income | $85,000 | 12,162 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $38,000 | 11,577 |
| Income before extraordinary items | $102,000 | 11,907 |
| Extraordinary gains, net | $38,000 | 1,075 |
| Net income | $140,000 | 11,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,309 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $61,850 | 12,170 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.