Home > First City Bank of Florida > Income and Expense

First City Bank of Florida, Income and Expense

2020-09-30 (YTD Data)Rank
Total interest income$3,198,0003,853
Total interest expense$358,0003,966
Net interest income$2,840,0003,777
Provision for loan and lease losses$04,239
Total noninterest income$286,0003,854
Gross Fiduciary activities income$0981
Service charges on deposit accounts$180,0002,518
Trading account gains and feesNANA
Additional Noninterest Income$106,0004,185
Total noninterest expense$4,632,0002,638
Salaries and employee benefits$1,975,0003,116
Premises and equipment expense$924,0001,770
Additional noninterest expense$1,733,0002,288
Pre-tax net operating income$-1,506,0004,959
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$-1,506,0004,955
Extraordinary gains, net$04
Net income$-1,506,0004,955
Minority interest net income$065
Net income of bank and minority interests.$-1,506,0004,955
Net charge-offs$403,000862
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-1,506,0004,957
2020-06-30 (YTD Data)Rank
Total interest income$2,208,0003,845
Total interest expense$275,0003,902
Net interest income$1,933,0003,785
Provision for loan and lease losses$04,134
Total noninterest income$274,0003,497
Gross Fiduciary activities income$0970
Service charges on deposit accounts$127,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$147,0003,606
Total noninterest expense$2,978,0002,714
Salaries and employee benefits$1,336,0003,114
Premises and equipment expense$617,0001,756
Additional noninterest expense$1,025,0002,473
Pre-tax net operating income$-771,0004,960
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$-771,0004,959
Extraordinary gains, net$04
Net income$-771,0004,959
Minority interest net income$065
Net income of bank and minority interests.$-771,0004,959
Net charge-offs$409,000670
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-771,0004,962
2020-03-31 (YTD Data)Rank
Total interest income$1,234,0003,701
Total interest expense$178,0003,749
Net interest income$1,056,0003,651
Provision for loan and lease losses$03,711
Total noninterest income$164,0003,260
Gross Fiduciary activities income$0941
Service charges on deposit accounts$74,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$90,0003,295
Total noninterest expense$1,589,0002,631
Salaries and employee benefits$746,0002,962
Premises and equipment expense$309,0001,782
Additional noninterest expense$534,0002,422
Pre-tax net operating income$-369,0004,968
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$-369,0004,935
Extraordinary gains, net$04
Net income$-369,0004,936
Minority interest net income$056
Net income of bank and minority interests.$-369,0004,935
Net charge-offs$-39,0004,812
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-369,0004,965
2019-12-31 (YTD Data)Rank
Total interest income$5,799,0003,495
Total interest expense$887,0003,463
Net interest income$4,912,0003,426
Provision for loan and lease losses$03,973
Total noninterest income$555,0003,565
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$287,0002,685
Trading account gains and feesNANA
Additional Noninterest Income$268,0003,682
Total noninterest expense$6,180,0002,652
Salaries and employee benefits$2,715,0003,098
Premises and equipment expense$1,220,0001,777
Additional noninterest expense$2,245,0002,375
Pre-tax net operating income$-713,0005,077
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$-713,0005,079
Extraordinary gains, net$011
Net income$-713,0005,080
Minority interest net income$076
Net income of bank and minority interests.$-713,0005,080
Net charge-offs$743,000810
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-713,0005,072
2019-09-30 (YTD Data)Rank
Total interest income$4,448,0003,511
Total interest expense$689,0003,445
Net interest income$3,759,0003,455
Provision for loan and lease losses$03,836
Total noninterest income$362,0003,750
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$217,0002,708
Trading account gains and feesNANA
Additional Noninterest Income$145,0004,002
Total noninterest expense$4,693,0002,645
Salaries and employee benefits$2,119,0003,056
Premises and equipment expense$925,0001,783
Additional noninterest expense$1,649,0002,409
Pre-tax net operating income$-572,0005,166
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$-572,0005,174
Extraordinary gains, net$011
Net income$-572,0005,174
Minority interest net income$072
Net income of bank and minority interests.$-572,0005,174
Net charge-offs$116,0001,668
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-572,0005,164
2019-06-30 (YTD Data)Rank
Total interest income$2,974,0003,510
Total interest expense$471,0003,401
Net interest income$2,503,0003,476
Provision for loan and lease losses$03,685
Total noninterest income$201,0003,935
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$152,0002,603
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,506
Total noninterest expense$3,186,0002,634
Salaries and employee benefits$1,452,0003,025
Premises and equipment expense$615,0001,794
Additional noninterest expense$1,119,0002,401
Pre-tax net operating income$-482,0005,224
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$-482,0005,225
Extraordinary gains, net$011
Net income$-482,0005,224
Minority interest net income$069
Net income of bank and minority interests.$-482,0005,224
Net charge-offs$37,0002,040
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-482,0005,220
2019-03-31 (YTD Data)Rank
Total interest income$1,469,0003,552
Total interest expense$239,0003,352
Net interest income$1,230,0003,528
Provision for loan and lease losses$03,406
Total noninterest income$139,0003,544
Gross Fiduciary activities income$0972
Service charges on deposit accounts$79,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$60,0003,825
Total noninterest expense$1,574,0002,671
Salaries and employee benefits$733,0003,024
Premises and equipment expense$295,0001,861
Additional noninterest expense$546,0002,437
Pre-tax net operating income$-205,0005,273
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-205,0005,272
Extraordinary gains, net$05
Net income$-205,0005,270
Minority interest net income$052
Net income of bank and minority interests.$-205,0005,270
Net charge-offs$-115,0005,213
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-205,0005,272
2018-12-31 (YTD Data)Rank
Total interest income$5,842,0003,483
Total interest expense$1,095,0002,804
Net interest income$4,747,0003,587
Provision for loan and lease losses$04,082
Total noninterest income$1,297,0002,510
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$327,0002,615
Trading account gains and feesNANA
Additional Noninterest Income$970,0002,272
Total noninterest expense$6,676,0002,542
Salaries and employee benefits$3,135,0002,873
Premises and equipment expense$1,156,0001,857
Additional noninterest expense$2,385,0002,299
Pre-tax net operating income$-632,0005,333
Securities gains (losses)$-26,0004,668
Applicable income taxes$272,0002,457
Income before extraordinary items$-930,0005,342
Extraordinary gains, net$06
Net income$-930,0005,341
Minority interest net income$072
Net income of bank and minority interests.$-930,0005,341
Net charge-offs$151,0001,851
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-904,0005,342
2018-09-30 (YTD Data)Rank
Total interest income$4,430,0003,478
Total interest expense$829,0002,719
Net interest income$3,601,0003,599
Provision for loan and lease losses$03,948
Total noninterest income$1,038,0002,454
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$241,0002,651
Trading account gains and feesNANA
Additional Noninterest Income$797,0002,195
Total noninterest expense$5,134,0002,513
Salaries and employee benefits$2,418,0002,833
Premises and equipment expense$865,0001,866
Additional noninterest expense$1,851,0002,235
Pre-tax net operating income$-495,0005,414
Securities gains (losses)$-26,0004,988
Applicable income taxes$272,0002,301
Income before extraordinary items$-793,0005,422
Extraordinary gains, net$05
Net income$-793,0005,421
Minority interest net income$066
Net income of bank and minority interests.$-793,0005,421
Net charge-offs$-76,0005,048
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-767,0005,419
2018-06-30 (YTD Data)Rank
Total interest income$2,931,0003,478
Total interest expense$558,0002,625
Net interest income$2,373,0003,622
Provision for loan and lease losses$03,782
Total noninterest income$816,0002,248
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$164,0002,615
Trading account gains and feesNANA
Additional Noninterest Income$652,0001,960
Total noninterest expense$3,504,0002,490
Salaries and employee benefits$1,670,0002,801
Premises and equipment expense$578,0001,877
Additional noninterest expense$1,256,0002,219
Pre-tax net operating income$-315,0005,459
Securities gains (losses)$-26,0005,159
Applicable income taxes$271,0001,948
Income before extraordinary items$-612,0005,477
Extraordinary gains, net$06
Net income$-612,0005,476
Minority interest net income$065
Net income of bank and minority interests.$-612,0005,476
Net charge-offs$-165,0005,320
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-586,0005,475
2018-03-31 (YTD Data)Rank
Total interest income$1,497,0003,447
Total interest expense$276,0002,594
Net interest income$1,221,0003,591
Provision for loan and lease losses$03,508
Total noninterest income$306,0002,597
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$86,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,365
Total noninterest expense$1,814,0002,447
Salaries and employee benefits$840,0002,806
Premises and equipment expense$291,0001,900
Additional noninterest expense$683,0002,079
Pre-tax net operating income$-287,0005,550
Securities gains (losses)$-26,0005,345
Applicable income taxes$271,0001,301
Income before extraordinary items$-584,0005,566
Extraordinary gains, net$07
Net income$-584,0005,566
Minority interest net income$052
Net income of bank and minority interests.$-584,0005,566
Net charge-offs$-5,0004,469
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-558,0005,566
2017-12-31 (YTD Data)Rank
Total interest income$6,239,0003,333
Total interest expense$984,0002,569
Net interest income$5,255,0003,432
Provision for loan and lease losses$04,227
Total noninterest income$1,090,0002,824
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$362,0002,538
Trading account gains and feesNANA
Additional Noninterest Income$728,0002,679
Total noninterest expense$7,411,0002,408
Salaries and employee benefits$3,420,0002,750
Premises and equipment expense$1,196,0001,854
Additional noninterest expense$2,795,0002,051
Pre-tax net operating income$-1,066,0005,611
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-1,066,0005,581
Extraordinary gains, net$09
Net income$-1,066,0005,581
Minority interest net income$076
Net income of bank and minority interests.$-1,066,0005,581
Net charge-offs$242,0001,667
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-1,066,0005,579
2017-09-30 (YTD Data)Rank
Total interest income$4,735,0003,328
Total interest expense$680,0002,693
Net interest income$4,055,0003,405
Provision for loan and lease losses$04,088
Total noninterest income$831,0002,819
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$275,0002,532
Trading account gains and feesNANA
Additional Noninterest Income$556,0002,685
Total noninterest expense$5,408,0002,477
Salaries and employee benefits$2,569,0002,771
Premises and equipment expense$924,0001,820
Additional noninterest expense$1,915,0002,212
Pre-tax net operating income$-522,0005,651
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-522,0005,653
Extraordinary gains, net$09
Net income$-522,0005,653
Minority interest net income$071
Net income of bank and minority interests.$-522,0005,653
Net charge-offs$114,0001,811
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-522,0005,653
2017-06-30 (YTD Data)Rank
Total interest income$3,112,0003,351
Total interest expense$425,0002,760
Net interest income$2,687,0003,417
Provision for loan and lease losses$03,871
Total noninterest income$573,0002,779
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$188,0002,485
Trading account gains and fees$0139
Additional Noninterest Income$385,0002,636
Total noninterest expense$3,476,0002,527
Salaries and employee benefits$1,709,0002,788
Premises and equipment expense$615,0001,828
Additional noninterest expense$1,152,0002,411
Pre-tax net operating income$-216,0005,671
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-216,0005,669
Extraordinary gains, net$011
Net income$-216,0005,669
Minority interest net income$071
Net income of bank and minority interests.$-216,0005,669
Net charge-offs$67,0001,787
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-216,0005,666
2017-03-31 (YTD Data)Rank
Total interest income$1,517,0003,409
Total interest expense$208,0002,782
Net interest income$1,309,0003,484
Provision for loan and lease losses$03,537
Total noninterest income$290,0002,752
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$101,0002,368
Trading account gains and fees$0142
Additional Noninterest Income$189,0002,653
Total noninterest expense$1,754,0002,545
Salaries and employee benefits$851,0002,826
Premises and equipment expense$321,0001,779
Additional noninterest expense$582,0002,378
Pre-tax net operating income$-155,0005,758
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-155,0005,758
Extraordinary gains, net$08
Net income$-155,0005,758
Minority interest net income$055
Net income of bank and minority interests.$-155,0005,758
Net charge-offs$71,0001,120
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-155,0005,755
2016-12-31 (YTD Data)Rank
Total interest income$6,330,0003,321
Total interest expense$810,0002,799
Net interest income$5,520,0003,356
Provision for loan and lease losses$-208,0005,645
Total noninterest income$2,023,0002,100
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$390,0002,512
Trading account gains and fees$0170
Additional Noninterest Income$1,633,0001,781
Total noninterest expense$7,333,0002,461
Salaries and employee benefits$3,497,0002,749
Premises and equipment expense$1,369,0001,654
Additional noninterest expense$2,467,0002,338
Pre-tax net operating income$418,0004,964
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$418,0004,891
Extraordinary gains, net$05
Net income$418,0004,890
Minority interest net income$082
Net income of bank and minority interests.$418,0004,890
Net charge-offs$145,0002,251
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$418,0004,843
2016-09-30 (YTD Data)Rank
Total interest income$4,665,0003,360
Total interest expense$610,0002,790
Net interest income$4,055,0003,415
Provision for loan and lease losses$04,186
Total noninterest income$1,120,0002,496
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$289,0002,529
Trading account gains and fees$0169
Additional Noninterest Income$831,0002,269
Total noninterest expense$5,529,0002,448
Salaries and employee benefits$2,628,0002,743
Premises and equipment expense$1,048,0001,620
Additional noninterest expense$1,853,0002,331
Pre-tax net operating income$-354,0005,861
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$-354,0005,868
Extraordinary gains, net$05
Net income$-354,0005,868
Minority interest net income$071
Net income of bank and minority interests.$-354,0005,868
Net charge-offs$407,000919
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-354,0005,864
2016-06-30 (YTD Data)Rank
Total interest income$3,035,0003,425
Total interest expense$411,0002,785
Net interest income$2,624,0003,496
Provision for loan and lease losses$04,017
Total noninterest income$795,0002,391
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$195,0002,480
Trading account gains and fees$0157
Additional Noninterest Income$600,0002,142
Total noninterest expense$3,682,0002,466
Salaries and employee benefits$1,769,0002,752
Premises and equipment expense$702,0001,614
Additional noninterest expense$1,211,0002,372
Pre-tax net operating income$-263,0005,936
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-263,0005,941
Extraordinary gains, net$016
Net income$-263,0005,941
Minority interest net income$071
Net income of bank and minority interests.$-263,0005,941
Net charge-offs$40,0002,310
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-263,0005,934
2016-03-31 (YTD Data)Rank
Total interest income$1,469,0003,512
Total interest expense$205,0002,801
Net interest income$1,264,0003,586
Provision for loan and lease losses$03,656
Total noninterest income$312,0002,671
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$101,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$211,0002,550
Total noninterest expense$1,846,0002,472
Salaries and employee benefits$901,0002,720
Premises and equipment expense$344,0001,666
Additional noninterest expense$601,0002,381
Pre-tax net operating income$-270,0006,023
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-270,0006,032
Extraordinary gains, net$012
Net income$-270,0006,033
Minority interest net income$062
Net income of bank and minority interests.$-270,0006,032
Net charge-offs$35,0001,660
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-270,0006,027
2015-12-31 (YTD Data)Rank
Total interest income$6,509,0003,270
Total interest expense$760,0002,915
Net interest income$5,749,0003,283
Provision for loan and lease losses$04,380
Total noninterest income$1,803,0002,245
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$427,0002,393
Trading account gains and fees$0159
Additional Noninterest Income$1,376,0001,961
Total noninterest expense$7,678,0002,388
Salaries and employee benefits$3,643,0002,649
Premises and equipment expense$1,393,0001,639
Additional noninterest expense$2,642,0002,227
Pre-tax net operating income$-126,0005,944
Securities gains (losses)$13,0002,458
Applicable income taxes$04,402
Income before extraordinary items$-113,0005,962
Extraordinary gains, net$023
Net income$-113,0005,963
Minority interest net income$081
Net income of bank and minority interests.$-113,0005,963
Net charge-offs$-20,0005,330
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-126,0005,948
2015-09-30 (YTD Data)Rank
Total interest income$4,899,0003,294
Total interest expense$570,0002,948
Net interest income$4,329,0003,298
Provision for loan and lease losses$04,232
Total noninterest income$1,367,0002,242
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$315,0002,439
Trading account gains and fees$0153
Additional Noninterest Income$1,052,0001,962
Total noninterest expense$5,801,0002,359
Salaries and employee benefits$2,718,0002,673
Premises and equipment expense$1,061,0001,633
Additional noninterest expense$2,022,0002,187
Pre-tax net operating income$-105,0006,039
Securities gains (losses)$13,0002,219
Applicable income taxes$04,489
Income before extraordinary items$-92,0006,062
Extraordinary gains, net$021
Net income$-92,0006,062
Minority interest net income$078
Net income of bank and minority interests.$-92,0006,062
Net charge-offs$140,0001,855
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-105,0006,043
2015-06-30 (YTD Data)Rank
Total interest income$3,205,0003,351
Total interest expense$389,0002,934
Net interest income$2,816,0003,365
Provision for loan and lease losses$04,069
Total noninterest income$1,065,0002,054
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$216,0002,373
Trading account gains and fees$0157
Additional Noninterest Income$849,0001,737
Total noninterest expense$3,921,0002,343
Salaries and employee benefits$1,821,0002,676
Premises and equipment expense$719,0001,618
Additional noninterest expense$1,381,0002,142
Pre-tax net operating income$-40,0006,056
Securities gains (losses)$13,0001,906
Applicable income taxes$04,497
Income before extraordinary items$-27,0006,075
Extraordinary gains, net$022
Net income$-27,0006,076
Minority interest net income$075
Net income of bank and minority interests.$-27,0006,076
Net charge-offs$-66,0005,826
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-40,0006,063
2015-03-31 (YTD Data)Rank
Total interest income$1,600,0003,362
Total interest expense$196,0002,939
Net interest income$1,404,0003,370
Provision for loan and lease losses$03,703
Total noninterest income$548,0001,994
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$113,0002,273
Trading account gains and fees$0152
Additional Noninterest Income$435,0001,668
Total noninterest expense$1,982,0002,328
Salaries and employee benefits$951,0002,627
Premises and equipment expense$363,0001,623
Additional noninterest expense$668,0002,188
Pre-tax net operating income$-30,0006,120
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-30,0006,148
Extraordinary gains, net$013
Net income$-30,0006,149
Minority interest net income$064
Net income of bank and minority interests.$-30,0006,149
Net charge-offs$-4,0005,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-30,0006,120
2014-12-31 (YTD Data)Rank
Total interest income$6,737,0003,269
Total interest expense$805,0003,023
Net interest income$5,932,0003,271
Provision for loan and lease losses$04,603
Total noninterest income$1,903,0002,178
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$459,0002,406
Trading account gains and fees$0180
Additional Noninterest Income$1,444,0001,814
Total noninterest expense$7,720,0002,380
Salaries and employee benefits$3,443,0002,795
Premises and equipment expense$1,371,0001,702
Additional noninterest expense$2,906,0002,092
Pre-tax net operating income$115,0005,844
Securities gains (losses)$38,0001,926
Applicable income taxes$04,531
Income before extraordinary items$153,0005,778
Extraordinary gains, net$017
Net income$153,0005,778
Minority interest net income$084
Net income of bank and minority interests.$153,0005,779
Net charge-offs$427,0001,644
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$115,0005,818
2014-09-30 (YTD Data)Rank
Total interest income$5,094,0003,284
Total interest expense$617,0003,028
Net interest income$4,477,0003,280
Provision for loan and lease losses$04,401
Total noninterest income$1,464,0002,149
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$356,0002,380
Trading account gains and fees$0174
Additional Noninterest Income$1,108,0001,817
Total noninterest expense$5,848,0002,373
Salaries and employee benefits$2,577,0002,806
Premises and equipment expense$1,052,0001,687
Additional noninterest expense$2,219,0002,055
Pre-tax net operating income$93,0005,906
Securities gains (losses)$38,0001,631
Applicable income taxes$04,583
Income before extraordinary items$131,0005,798
Extraordinary gains, net$015
Net income$131,0005,797
Minority interest net income$081
Net income of bank and minority interests.$131,0005,798
Net charge-offs$96,0002,730
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$93,0005,873
2014-06-30 (YTD Data)Rank
Total interest income$3,369,0003,307
Total interest expense$437,0002,929
Net interest income$2,932,0003,326
Provision for loan and lease losses$04,196
Total noninterest income$912,0002,212
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$237,0002,363
Trading account gains and fees$0172
Additional Noninterest Income$675,0001,896
Total noninterest expense$3,914,0002,369
Salaries and employee benefits$1,725,0002,810
Premises and equipment expense$681,0001,746
Additional noninterest expense$1,508,0002,017
Pre-tax net operating income$-70,0006,300
Securities gains (losses)$38,0001,330
Applicable income taxes$04,568
Income before extraordinary items$-32,0006,272
Extraordinary gains, net$020
Net income$-32,0006,274
Minority interest net income$080
Net income of bank and minority interests.$-32,0006,274
Net charge-offs$208,0001,553
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-70,0006,310
2014-03-31 (YTD Data)Rank
Total interest income$1,606,0003,427
Total interest expense$224,0002,909
Net interest income$1,382,0003,467
Provision for loan and lease losses$03,817
Total noninterest income$462,0002,147
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$112,0002,440
Trading account gains and fees$0147
Additional Noninterest Income$350,0001,814
Total noninterest expense$1,965,0002,364
Salaries and employee benefits$856,0002,846
Premises and equipment expense$337,0001,789
Additional noninterest expense$772,0001,951
Pre-tax net operating income$-121,0006,465
Securities gains (losses)$38,000746
Applicable income taxes$04,445
Income before extraordinary items$-83,0006,436
Extraordinary gains, net$016
Net income$-83,0006,436
Minority interest net income$066
Net income of bank and minority interests.$-83,0006,437
Net charge-offs$81,0001,505
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-121,0006,467
2013-12-31 (YTD Data)Rank
Total interest income$6,818,0003,322
Total interest expense$1,102,0002,742
Net interest income$5,716,0003,368
Provision for loan and lease losses$200,0002,943
Total noninterest income$1,955,0002,204
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$492,0002,412
Trading account gains and fees$0184
Additional Noninterest Income$1,463,0001,880
Total noninterest expense$8,095,0002,309
Salaries and employee benefits$3,421,0002,855
Premises and equipment expense$1,367,0001,711
Additional noninterest expense$3,307,0001,915
Pre-tax net operating income$-624,0006,501
Securities gains (losses)$25,0002,236
Applicable income taxes$04,631
Income before extraordinary items$-599,0006,509
Extraordinary gains, net$029
Net income$-599,0006,510
Minority interest net income$090
Net income of bank and minority interests.$-599,0006,510
Net charge-offs$549,0001,920
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-624,0006,505
2013-09-30 (YTD Data)Rank
Total interest income$5,172,0003,314
Total interest expense$865,0002,729
Net interest income$4,307,0003,395
Provision for loan and lease losses$125,0003,137
Total noninterest income$1,572,0002,142
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$368,0002,428
Trading account gains and fees$0180
Additional Noninterest Income$1,204,0001,819
Total noninterest expense$5,955,0002,361
Salaries and employee benefits$2,624,0002,813
Premises and equipment expense$1,020,0001,741
Additional noninterest expense$2,311,0002,024
Pre-tax net operating income$-201,0006,486
Securities gains (losses)$25,0002,108
Applicable income taxes$04,713
Income before extraordinary items$-176,0006,507
Extraordinary gains, net$025
Net income$-176,0006,509
Minority interest net income$084
Net income of bank and minority interests.$-176,0006,508
Net charge-offs$563,0001,475
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-201,0006,501
2013-06-30 (YTD Data)Rank
Total interest income$3,466,0003,310
Total interest expense$613,0002,662
Net interest income$2,853,0003,410
Provision for loan and lease losses$50,0003,593
Total noninterest income$905,0002,363
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$244,0002,408
Trading account gains and fees$0157
Additional Noninterest Income$661,0002,099
Total noninterest expense$3,887,0002,400
Salaries and employee benefits$1,712,0002,872
Premises and equipment expense$680,0001,732
Additional noninterest expense$1,495,0002,060
Pre-tax net operating income$-179,0006,538
Securities gains (losses)$25,0001,903
Applicable income taxes$04,679
Income before extraordinary items$-154,0006,567
Extraordinary gains, net$022
Net income$-154,0006,569
Minority interest net income$082
Net income of bank and minority interests.$-154,0006,569
Net charge-offs$198,0002,110
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-179,0006,557
2013-03-31 (YTD Data)Rank
Total interest income$1,741,0003,326
Total interest expense$340,0002,511
Net interest income$1,401,0003,460
Provision for loan and lease losses$04,409
Total noninterest income$379,0002,629
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$127,0002,323
Trading account gains and fees$0148
Additional Noninterest Income$252,0002,464
Total noninterest expense$1,922,0002,458
Salaries and employee benefits$842,0002,922
Premises and equipment expense$343,0001,744
Additional noninterest expense$737,0002,109
Pre-tax net operating income$-142,0006,665
Securities gains (losses)$6,0001,600
Applicable income taxes$04,602
Income before extraordinary items$-136,0006,697
Extraordinary gains, net$010
Net income$-136,0006,698
Minority interest net income$076
Net income of bank and minority interests.$-136,0006,698
Net charge-offs$-5,0005,894
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-142,0006,676
2012-12-31 (YTD Data)Rank
Total interest income$7,272,0003,361
Total interest expense$1,618,0002,566
Net interest income$5,654,0003,510
Provision for loan and lease losses$05,905
Total noninterest income$1,767,0002,381
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$626,0002,085
Trading account gains and fees$0166
Additional Noninterest Income$1,141,0002,212
Total noninterest expense$7,793,0002,431
Salaries and employee benefits$3,428,0002,842
Premises and equipment expense$1,410,0001,668
Additional noninterest expense$2,955,0002,202
Pre-tax net operating income$-372,0006,449
Securities gains (losses)$85,0002,393
Applicable income taxes$04,751
Income before extraordinary items$-287,0006,499
Extraordinary gains, net$029
Net income$-287,0006,493
Minority interest net income$093
Net income of bank and minority interests.$-287,0006,495
Net charge-offs$570,0002,478
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-372,0006,474
2012-09-30 (YTD Data)Rank
Total interest income$5,785,0003,267
Total interest expense$1,257,0002,592
Net interest income$4,528,0003,412
Provision for loan and lease losses$05,790
Total noninterest income$1,357,0002,334
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$469,0002,104
Trading account gains and fees$0157
Additional Noninterest Income$888,0002,147
Total noninterest expense$5,864,0002,421
Salaries and employee benefits$2,560,0002,858
Premises and equipment expense$1,071,0001,657
Additional noninterest expense$2,233,0002,175
Pre-tax net operating income$21,0006,217
Securities gains (losses)$85,0002,091
Applicable income taxes$04,802
Income before extraordinary items$106,0006,091
Extraordinary gains, net$020
Net income$106,0006,090
Minority interest net income$086
Net income of bank and minority interests.$106,0006,090
Net charge-offs$464,0002,288
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$21,0006,217
2012-06-30 (YTD Data)Rank
Total interest income$3,936,0003,233
Total interest expense$884,0002,559
Net interest income$3,052,0003,391
Provision for loan and lease losses$05,619
Total noninterest income$815,0002,464
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$310,0002,096
Trading account gains and fees$0153
Additional Noninterest Income$505,0002,318
Total noninterest expense$3,875,0002,436
Salaries and employee benefits$1,680,0002,903
Premises and equipment expense$707,0001,678
Additional noninterest expense$1,488,0002,177
Pre-tax net operating income$-8,0006,340
Securities gains (losses)$85,0001,705
Applicable income taxes$04,770
Income before extraordinary items$77,0006,079
Extraordinary gains, net$019
Net income$77,0006,079
Minority interest net income$084
Net income of bank and minority interests.$77,0006,079
Net charge-offs$553,0001,663
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-8,0006,348
2012-03-31 (YTD Data)Rank
Total interest income$1,879,0003,383
Total interest expense$483,0002,446
Net interest income$1,396,0003,636
Provision for loan and lease losses$05,254
Total noninterest income$419,0002,414
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$168,0001,961
Trading account gains and fees$0148
Additional Noninterest Income$251,0002,337
Total noninterest expense$1,950,0002,426
Salaries and employee benefits$839,0002,917
Premises and equipment expense$351,0001,695
Additional noninterest expense$760,0002,125
Pre-tax net operating income$-135,0006,783
Securities gains (losses)$85,000986
Applicable income taxes$04,704
Income before extraordinary items$-50,0006,715
Extraordinary gains, net$019
Net income$-50,0006,717
Minority interest net income$078
Net income of bank and minority interests.$-50,0006,717
Net charge-offs$300,0001,495
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-135,0006,797
2011-12-31 (YTD Data)Rank
Total interest income$9,407,0002,922
Total interest expense$2,713,0002,134
Net interest income$6,694,0003,180
Provision for loan and lease losses$2,000,0001,561
Total noninterest income$1,536,0002,414
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$627,0002,163
Trading account gains and fees$0146
Additional Noninterest Income$909,0002,274
Total noninterest expense$8,416,0002,262
Salaries and employee benefits$3,595,0002,688
Premises and equipment expense$1,524,0001,626
Additional noninterest expense$3,297,0002,028
Pre-tax net operating income$-2,186,0006,817
Securities gains (losses)$278,0001,185
Applicable income taxes$04,719
Income before extraordinary items$-1,908,0006,819
Extraordinary gains, net$029
Net income$-1,908,0006,819
Minority interest net income$096
Net income of bank and minority interests.$-1,908,0006,819
Net charge-offs$2,575,0001,324
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,186,0006,846
2011-09-30 (YTD Data)Rank
Total interest income$7,303,0002,854
Total interest expense$2,165,0002,102
Net interest income$5,138,0003,140
Provision for loan and lease losses$2,000,0001,237
Total noninterest income$1,308,0002,213
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$462,0002,203
Trading account gains and fees$0145
Additional Noninterest Income$846,0001,960
Total noninterest expense$6,512,0002,200
Salaries and employee benefits$2,771,0002,600
Premises and equipment expense$1,165,0001,613
Additional noninterest expense$2,576,0001,965
Pre-tax net operating income$-2,066,0007,008
Securities gains (losses)$278,000965
Applicable income taxes$04,740
Income before extraordinary items$-1,788,0007,030
Extraordinary gains, net$021
Net income$-1,788,0007,031
Minority interest net income$087
Net income of bank and minority interests.$-1,788,0007,031
Net charge-offs$1,223,0001,702
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,066,0007,049
2011-06-30 (YTD Data)Rank
Total interest income$5,019,0002,791
Total interest expense$1,554,0002,046
Net interest income$3,465,0003,115
Provision for loan and lease losses$2,000,000913
Total noninterest income$756,0002,410
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$310,0002,173
Trading account gains and fees$0153
Additional Noninterest Income$446,0002,271
Total noninterest expense$4,505,0002,146
Salaries and employee benefits$1,901,0002,531
Premises and equipment expense$768,0001,653
Additional noninterest expense$1,836,0001,859
Pre-tax net operating income$-2,284,0007,208
Securities gains (losses)$250,000625
Applicable income taxes$04,697
Income before extraordinary items$-2,034,0007,209
Extraordinary gains, net$015
Net income$-2,034,0007,210
Minority interest net income$089
Net income of bank and minority interests.$-2,034,0007,210
Net charge-offs$74,0004,133
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,284,0007,227
2011-03-31 (YTD Data)Rank
Total interest income$2,550,0002,780
Total interest expense$839,0001,967
Net interest income$1,711,0003,138
Provision for loan and lease losses$05,840
Total noninterest income$335,0002,633
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$151,0002,186
Trading account gains and fees$0158
Additional Noninterest Income$184,0002,586
Total noninterest expense$2,279,0002,117
Salaries and employee benefits$929,0002,607
Premises and equipment expense$389,0001,649
Additional noninterest expense$961,0001,763
Pre-tax net operating income$-233,0006,865
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-233,0006,926
Extraordinary gains, net$09
Net income$-233,0006,926
Minority interest net income$086
Net income of bank and minority interests.$-233,0006,926
Net charge-offs$-4,0006,688
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-233,0006,914
2010-12-31 (YTD Data)Rank
Total interest income$10,124,0002,931
Total interest expense$4,640,0001,757
Net interest income$5,484,0003,712
Provision for loan and lease losses$4,175,0001,300
Total noninterest income$1,003,0003,215
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$776,0001,885
Trading account gains and fees$0175
Additional Noninterest Income$227,0004,396
Total noninterest expense$9,365,0002,057
Salaries and employee benefits$3,680,0002,613
Premises and equipment expense$1,593,0001,608
Additional noninterest expense$4,092,0001,759
Pre-tax net operating income$-7,053,0007,235
Securities gains (losses)$254,0001,402
Applicable income taxes$04,655
Income before extraordinary items$-6,799,0007,268
Extraordinary gains, net$029
Net income$-6,799,0007,268
Minority interest net income$0111
Net income of bank and minority interests.$-6,799,0007,268
Net charge-offs$4,412,0001,128
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-7,053,0007,265
2010-09-30 (YTD Data)Rank
Total interest income$7,792,0002,916
Total interest expense$3,660,0001,748
Net interest income$4,132,0003,749
Provision for loan and lease losses$4,000,0001,041
Total noninterest income$683,0003,434
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$616,0001,841
Trading account gains and fees$0165
Additional Noninterest Income$67,0005,698
Total noninterest expense$7,005,0002,061
Salaries and employee benefits$2,758,0002,620
Premises and equipment expense$1,213,0001,605
Additional noninterest expense$3,034,0001,754
Pre-tax net operating income$-6,190,0007,429
Securities gains (losses)$254,0001,194
Applicable income taxes$04,726
Income before extraordinary items$-5,936,0007,464
Extraordinary gains, net$023
Net income$-5,936,0007,464
Minority interest net income$0110
Net income of bank and minority interests.$-5,936,0007,464
Net charge-offs$4,228,000882
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-6,190,0007,457
2010-06-30 (YTD Data)Rank
Total interest income$5,363,0002,859
Total interest expense$2,566,0001,733
Net interest income$2,797,0003,711
Provision for loan and lease losses$4,000,000767
Total noninterest income$583,0002,927
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$422,0001,799
Trading account gains and fees$0152
Additional Noninterest Income$161,0003,868
Total noninterest expense$4,760,0002,042
Salaries and employee benefits$1,858,0002,606
Premises and equipment expense$807,0001,628
Additional noninterest expense$2,095,0001,687
Pre-tax net operating income$-5,380,0007,571
Securities gains (losses)$15,0002,470
Applicable income taxes$04,691
Income before extraordinary items$-5,365,0007,606
Extraordinary gains, net$019
Net income$-5,365,0007,606
Minority interest net income$0105
Net income of bank and minority interests.$-5,365,0007,606
Net charge-offs$911,0001,821
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,380,0007,596
2010-03-31 (YTD Data)Rank
Total interest income$2,735,0002,873
Total interest expense$1,279,0001,815
Net interest income$1,456,0003,639
Provision for loan and lease losses$4,000,000448
Total noninterest income$419,0002,287
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$219,0001,742
Trading account gains and fees$0175
Additional Noninterest Income$200,0002,402
Total noninterest expense$2,179,0002,236
Salaries and employee benefits$930,0002,640
Premises and equipment expense$394,0001,723
Additional noninterest expense$855,0001,985
Pre-tax net operating income$-4,304,0007,744
Securities gains (losses)$15,0001,604
Applicable income taxes$04,611
Income before extraordinary items$-4,289,0007,766
Extraordinary gains, net$016
Net income$-4,289,0007,767
Minority interest net income$091
Net income of bank and minority interests.$-4,289,0007,767
Net charge-offs$988,0001,047
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-4,304,0007,758
2009-12-31 (YTD Data)Rank
Total interest income$12,529,0002,631
Total interest expense$6,179,0001,883
Net interest income$6,350,0003,293
Provision for loan and lease losses$5,386,0001,351
Total noninterest income$822,0003,714
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,009,0001,673
Trading account gains and fees$0211
Additional Noninterest Income$-187,0007,675
Total noninterest expense$8,776,0002,256
Salaries and employee benefits$3,706,0002,631
Premises and equipment expense$1,666,0001,611
Additional noninterest expense$3,404,0002,102
Pre-tax net operating income$-6,990,0007,350
Securities gains (losses)$360,0001,087
Applicable income taxes$-6,0006,210
Income before extraordinary items$-6,624,0007,406
Extraordinary gains, net$034
Net income$-6,624,0007,404
Minority interest net income$0115
Net income of bank and minority interests.$-6,624,0007,404
Net charge-offs$2,724,0001,704
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-6,984,0007,440
2009-09-30 (YTD Data)Rank
Total interest income$9,735,0002,603
Total interest expense$4,792,0001,894
Net interest income$4,943,0003,221
Provision for loan and lease losses$5,386,000991
Total noninterest income$950,0002,918
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$757,0001,669
Trading account gains and fees$0212
Additional Noninterest Income$193,0004,344
Total noninterest expense$6,616,0002,252
Salaries and employee benefits$2,773,0002,664
Premises and equipment expense$1,295,0001,587
Additional noninterest expense$2,548,0002,070
Pre-tax net operating income$-6,109,0007,570
Securities gains (losses)$320,000958
Applicable income taxes$-6,0006,629
Income before extraordinary items$-5,783,0007,635
Extraordinary gains, net$027
Net income$-5,783,0007,635
Minority interest net income$0118
Net income of bank and minority interests.$-5,783,0007,635
Net charge-offs$2,676,0001,263
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-6,103,0007,666
2009-06-30 (YTD Data)Rank
Total interest income$6,696,0002,555
Total interest expense$3,302,0001,930
Net interest income$3,394,0003,136
Provision for loan and lease losses$3,862,000914
Total noninterest income$762,0002,599
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$498,0001,671
Trading account gains and fees$0193
Additional Noninterest Income$264,0003,207
Total noninterest expense$4,893,0002,072
Salaries and employee benefits$2,261,0002,228
Premises and equipment expense$855,0001,628
Additional noninterest expense$1,777,0002,003
Pre-tax net operating income$-4,599,0007,716
Securities gains (losses)$314,000727
Applicable income taxes$-6,0006,768
Income before extraordinary items$-4,279,0007,752
Extraordinary gains, net$021
Net income$-4,279,0007,751
Minority interest net income$0112
Net income of bank and minority interests.$-4,279,0007,751
Net charge-offs$1,995,0001,132
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,593,0007,789
2009-03-31 (YTD Data)Rank
Total interest income$3,486,0002,490
Total interest expense$1,683,0001,967
Net interest income$1,803,0002,968
Provision for loan and lease losses$712,0001,448
Total noninterest income$416,0002,438
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$249,0001,618
Trading account gains and fees$0171
Additional Noninterest Income$167,0002,780
Total noninterest expense$2,250,0002,182
Salaries and employee benefits$1,110,0002,305
Premises and equipment expense$419,0001,681
Additional noninterest expense$721,0002,171
Pre-tax net operating income$-743,0007,507
Securities gains (losses)$40,0001,393
Applicable income taxes$-6,0007,153
Income before extraordinary items$-697,0007,580
Extraordinary gains, net$015
Net income$-697,0007,581
Minority interest net income$0102
Net income of bank and minority interests.$-697,0007,581
Net charge-offs$398,0001,548
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-736,6007,588
2008-12-31 (YTD Data)Rank
Total interest income$16,934,0002,236
Total interest expense$8,398,0001,879
Net interest income$8,536,0002,541
Provision for loan and lease losses$7,861,000722
Total noninterest income$1,317,0002,873
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,078,0001,650
Trading account gains and fees$0154
Additional Noninterest Income$239,0004,528
Total noninterest expense$8,882,0002,156
Salaries and employee benefits$4,632,0002,192
Premises and equipment expense$1,471,0001,869
Additional noninterest expense$2,779,0002,155
Pre-tax net operating income$-6,890,0007,893
Securities gains (losses)$28,0001,976
Applicable income taxes$04,979
Income before extraordinary items$-6,862,0007,905
Extraordinary gains, net$039
Net income$-6,862,0007,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,435,000434
Cash dividends$1,090,0002,182
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-6,890,0007,940
2008-09-30 (YTD Data)Rank
Total interest income$13,275,0002,199
Total interest expense$6,548,0001,887
Net interest income$6,727,0002,452
Provision for loan and lease losses$3,506,000818
Total noninterest income$890,0003,127
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$796,0001,679
Trading account gains and fees$0148
Additional Noninterest Income$94,0005,732
Total noninterest expense$6,363,0002,249
Salaries and employee benefits$3,592,0002,141
Premises and equipment expense$783,0002,543
Additional noninterest expense$1,988,0002,176
Pre-tax net operating income$-2,252,0007,913
Securities gains (losses)$22,0001,949
Applicable income taxes$05,372
Income before extraordinary items$-2,230,0007,907
Extraordinary gains, net$031
Net income$-2,230,0007,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,779,000455
Cash dividends$1,090,0001,700
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,252,0007,984
2008-06-30 (YTD Data)Rank
Total interest income$9,065,0002,177
Total interest expense$4,485,0001,918
Net interest income$4,580,0002,386
Provision for loan and lease losses$2,450,000679
Total noninterest income$543,0003,334
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$526,0001,675
Trading account gains and fees$0149
Additional Noninterest Income$17,0007,333
Total noninterest expense$4,311,0002,217
Salaries and employee benefits$2,529,0002,051
Premises and equipment expense$508,0002,603
Additional noninterest expense$1,274,0002,225
Pre-tax net operating income$-1,638,0008,111
Securities gains (losses)$6,0002,681
Applicable income taxes$05,627
Income before extraordinary items$-1,632,0008,171
Extraordinary gains, net$021
Net income$-1,632,0008,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,800,000441
Cash dividends$1,041,0001,349
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,638,0008,165
2008-03-31 (YTD Data)Rank
Total interest income$4,637,0002,177
Total interest expense$2,347,0001,972
Net interest income$2,290,0002,392
Provision for loan and lease losses$250,0001,575
Total noninterest income$533,0002,144
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$267,0001,624
Trading account gains and fees$0158
Additional Noninterest Income$266,0002,126
Total noninterest expense$2,196,0002,178
Salaries and employee benefits$1,255,0002,086
Premises and equipment expense$261,0002,574
Additional noninterest expense$680,0002,061
Pre-tax net operating income$377,0003,666
Securities gains (losses)$5,0002,232
Applicable income taxes$05,622
Income before extraordinary items$382,0003,286
Extraordinary gains, net$015
Net income$382,0003,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$782,000543
Cash dividends$1,040,000708
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$377,0003,222
2007-12-31 (YTD Data)Rank
Total interest income$21,211,0001,988
Total interest expense$9,502,0002,016
Net interest income$11,709,0001,942
Provision for loan and lease losses$1,800,000917
Total noninterest income$2,333,0001,985
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,098,0001,629
Trading account gains and fees$0178
Additional Noninterest Income$1,235,0001,926
Total noninterest expense$9,177,0002,006
Salaries and employee benefits$5,427,0001,856
Premises and equipment expense$1,004,0002,559
Additional noninterest expense$2,746,0002,001
Pre-tax net operating income$3,065,0002,423
Securities gains (losses)$6,0001,516
Applicable income taxes$06,070
Income before extraordinary items$3,071,0002,005
Extraordinary gains, net$039
Net income$3,071,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,862
Cash dividends$3,994,000930
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,065,0001,992
2007-09-30 (YTD Data)Rank
Total interest income$16,007,0001,980
Total interest expense$6,992,0002,048
Net interest income$9,015,0001,898
Provision for loan and lease losses$360,0002,007
Total noninterest income$1,819,0001,932
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$810,0001,632
Trading account gains and fees$0184
Additional Noninterest Income$1,009,0001,825
Total noninterest expense$6,547,0002,086
Salaries and employee benefits$3,979,0001,891
Premises and equipment expense$751,0002,564
Additional noninterest expense$1,817,0002,194
Pre-tax net operating income$3,927,0001,693
Securities gains (losses)$4,0001,247
Applicable income taxes$06,220
Income before extraordinary items$3,931,0001,308
Extraordinary gains, net$033
Net income$3,931,0001,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,017
Cash dividends$3,920,000693
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,927,0001,300
2007-06-30 (YTD Data)Rank
Total interest income$10,656,0001,995
Total interest expense$4,563,0002,086
Net interest income$6,093,0001,893
Provision for loan and lease losses$225,0001,984
Total noninterest income$1,191,0001,972
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$540,0001,637
Trading account gains and fees$0168
Additional Noninterest Income$651,0001,870
Total noninterest expense$4,316,0002,127
Salaries and employee benefits$2,607,0001,953
Premises and equipment expense$491,0002,629
Additional noninterest expense$1,218,0002,183
Pre-tax net operating income$2,743,0001,675
Securities gains (losses)$2,0001,203
Applicable income taxes$06,265
Income before extraordinary items$2,745,0001,304
Extraordinary gains, net$029
Net income$2,745,0001,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$3,004,000638
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,743,0001,285
2007-03-31 (YTD Data)Rank
Total interest income$5,388,0001,975
Total interest expense$2,275,0002,085
Net interest income$3,113,0001,844
Provision for loan and lease losses$120,0001,752
Total noninterest income$424,0002,457
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$266,0001,614
Trading account gains and fees$0195
Additional Noninterest Income$158,0002,916
Total noninterest expense$2,118,0002,183
Salaries and employee benefits$1,252,0002,056
Premises and equipment expense$253,0002,561
Additional noninterest expense$613,0002,148
Pre-tax net operating income$1,299,0001,763
Securities gains (losses)$2,000969
Applicable income taxes$06,196
Income before extraordinary items$1,301,0001,354
Extraordinary gains, net$022
Net income$1,301,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$1,396,000627
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,299,0001,348
2006-12-31 (YTD Data)Rank
Total interest income$21,438,0001,875
Total interest expense$8,277,0001,994
Net interest income$13,161,0001,749
Provision for loan and lease losses$750,0001,331
Total noninterest income$1,784,0002,407
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,022,0001,718
Trading account gains and fees$0130
Additional Noninterest Income$762,0002,650
Total noninterest expense$7,858,0002,248
Salaries and employee benefits$4,920,0001,985
Premises and equipment expense$983,0002,517
Additional noninterest expense$1,955,0002,621
Pre-tax net operating income$6,337,0001,532
Securities gains (losses)$5,0001,264
Applicable income taxes$19,0005,938
Income before extraordinary items$6,323,0001,171
Extraordinary gains, net$051
Net income$6,323,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,760
Cash dividends$2,890,0001,164
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,318,0001,159
2006-09-30 (YTD Data)Rank
Total interest income$15,818,0001,895
Total interest expense$5,983,0001,994
Net interest income$9,835,0001,769
Provision for loan and lease losses$525,0001,341
Total noninterest income$1,306,0002,463
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$733,0001,790
Trading account gains and fees$0126
Additional Noninterest Income$573,0002,657
Total noninterest expense$5,818,0002,272
Salaries and employee benefits$3,680,0001,974
Premises and equipment expense$734,0002,532
Additional noninterest expense$1,404,0002,709
Pre-tax net operating income$4,798,0001,552
Securities gains (losses)$4,0001,079
Applicable income taxes$16,0006,057
Income before extraordinary items$4,786,0001,186
Extraordinary gains, net$045
Net income$4,786,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,250
Cash dividends$2,816,000874
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,782,0001,177
2006-06-30 (YTD Data)Rank
Total interest income$10,039,0001,936
Total interest expense$3,680,0002,042
Net interest income$6,359,0001,826
Provision for loan and lease losses$300,0001,464
Total noninterest income$869,0002,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$471,0001,829
Trading account gains and fees$0126
Additional Noninterest Income$398,0002,566
Total noninterest expense$3,880,0002,279
Salaries and employee benefits$2,443,0001,992
Premises and equipment expense$486,0002,547
Additional noninterest expense$951,0002,689
Pre-tax net operating income$3,048,0001,625
Securities gains (losses)$4,000883
Applicable income taxes$14,0005,980
Income before extraordinary items$3,038,0001,230
Extraordinary gains, net$039
Net income$3,038,0001,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,000910
Cash dividends$1,967,000843
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,034,0001,215
2006-03-31 (YTD Data)Rank
Total interest income$4,823,0001,970
Total interest expense$1,698,0002,096
Net interest income$3,125,0001,848
Provision for loan and lease losses$150,0001,421
Total noninterest income$463,0002,305
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$234,0001,791
Trading account gains and fees$0115
Additional Noninterest Income$229,0002,307
Total noninterest expense$1,920,0002,317
Salaries and employee benefits$1,223,0002,003
Premises and equipment expense$235,0002,617
Additional noninterest expense$462,0002,743
Pre-tax net operating income$1,518,0001,614
Securities gains (losses)$4,000719
Applicable income taxes$9,0005,806
Income before extraordinary items$1,513,0001,230
Extraordinary gains, net$021
Net income$1,513,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$1,365,000586
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,509,0401,209
2005-12-31 (YTD Data)Rank
Total interest income$15,493,0002,144
Total interest expense$4,347,0002,480
Net interest income$11,146,0001,992
Provision for loan and lease losses$420,0002,180
Total noninterest income$1,708,0002,471
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,008,0001,723
Trading account gains and fees$0138
Additional Noninterest Income$700,0002,774
Total noninterest expense$7,564,0002,213
Salaries and employee benefits$4,628,0001,991
Premises and equipment expense$937,0002,507
Additional noninterest expense$1,999,0002,495
Pre-tax net operating income$4,870,0001,910
Securities gains (losses)$-29,0007,991
Applicable income taxes$5,0006,664
Income before extraordinary items$4,836,0001,461
Extraordinary gains, net$046
Net income$4,836,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,787
Cash dividends$2,778,0001,107
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,865,0001,435
2005-09-30 (YTD Data)Rank
Total interest income$11,054,0002,197
Total interest expense$2,942,0002,579
Net interest income$8,112,0002,034
Provision for loan and lease losses$270,0002,383
Total noninterest income$1,296,0002,443
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$760,0001,693
Trading account gains and fees$0126
Additional Noninterest Income$536,0002,750
Total noninterest expense$5,533,0002,247
Salaries and employee benefits$3,348,0002,042
Premises and equipment expense$700,0002,512
Additional noninterest expense$1,485,0002,479
Pre-tax net operating income$3,605,0001,940
Securities gains (losses)$3,0001,906
Applicable income taxes$4,0006,719
Income before extraordinary items$3,604,0001,482
Extraordinary gains, net$035
Net income$3,604,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,057
Cash dividends$2,778,000801
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,601,0001,457
2005-06-30 (YTD Data)Rank
Total interest income$6,779,0002,329
Total interest expense$1,727,0002,713
Net interest income$5,052,0002,141
Provision for loan and lease losses$150,0002,598
Total noninterest income$893,0002,370
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$511,0001,646
Trading account gains and fees$0116
Additional Noninterest Income$382,0002,624
Total noninterest expense$3,607,0002,275
Salaries and employee benefits$2,177,0002,085
Premises and equipment expense$458,0002,533
Additional noninterest expense$972,0002,508
Pre-tax net operating income$2,188,0002,047
Securities gains (losses)$3,0001,754
Applicable income taxes$4,0006,673
Income before extraordinary items$2,187,0001,579
Extraordinary gains, net$030
Net income$2,187,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,501
Cash dividends$2,181,000665
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,184,0001,555
2005-03-31 (YTD Data)Rank
Total interest income$3,162,0002,446
Total interest expense$765,0002,905
Net interest income$2,397,0002,249
Provision for loan and lease losses$75,0002,455
Total noninterest income$402,0002,480
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$250,0001,629
Trading account gains and fees$0115
Additional Noninterest Income$152,0002,953
Total noninterest expense$1,711,0002,399
Salaries and employee benefits$1,034,0002,194
Premises and equipment expense$225,0002,590
Additional noninterest expense$452,0002,682
Pre-tax net operating income$1,013,0002,150
Securities gains (losses)$-3,0008,297
Applicable income taxes$3,0006,538
Income before extraordinary items$1,007,0001,664
Extraordinary gains, net$024
Net income$1,007,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$1,305,000523
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,010,0001,628
2004-12-31 (YTD Data)Rank
Total interest income$11,083,0002,573
Total interest expense$2,707,0002,858
Net interest income$8,376,0002,441
Provision for loan and lease losses$420,0002,272
Total noninterest income$1,928,0002,256
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,223,0001,432
Trading account gains and fees$0138
Additional Noninterest Income$705,0002,698
Total noninterest expense$6,764,0002,369
Salaries and employee benefits$3,941,0002,212
Premises and equipment expense$929,0002,452
Additional noninterest expense$1,894,0002,540
Pre-tax net operating income$3,120,0002,508
Securities gains (losses)$7,0003,010
Applicable income taxes$548,0003,187
Income before extraordinary items$2,579,0002,364
Extraordinary gains, net$034
Net income$2,579,0002,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,512
Cash dividends$381,0003,993
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,573,2602,321
2004-09-30 (YTD Data)Rank
Total interest income$8,084,0002,603
Total interest expense$1,977,0002,875
Net interest income$6,107,0002,477
Provision for loan and lease losses$315,0002,173
Total noninterest income$1,457,0002,250
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$936,0001,424
Trading account gains and fees$0134
Additional Noninterest Income$521,0002,726
Total noninterest expense$5,017,0002,374
Salaries and employee benefits$2,941,0002,207
Premises and equipment expense$690,0002,450
Additional noninterest expense$1,386,0002,558
Pre-tax net operating income$2,232,0002,623
Securities gains (losses)$2,0003,384
Applicable income taxes$548,0002,750
Income before extraordinary items$1,686,0002,692
Extraordinary gains, net$026
Net income$1,686,0002,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,467
Cash dividends$381,0003,102
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,684,5002,632
2004-06-30 (YTD Data)Rank
Total interest income$5,254,0002,657
Total interest expense$1,293,0002,902
Net interest income$3,961,0002,509
Provision for loan and lease losses$210,0002,090
Total noninterest income$958,0002,264
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$622,0001,417
Trading account gains and fees$0130
Additional Noninterest Income$336,0002,804
Total noninterest expense$3,324,0002,399
Salaries and employee benefits$1,917,0002,252
Premises and equipment expense$456,0002,469
Additional noninterest expense$951,0002,498
Pre-tax net operating income$1,385,0002,748
Securities gains (losses)$2,0003,048
Applicable income taxes$548,0002,061
Income before extraordinary items$839,0003,407
Extraordinary gains, net$021
Net income$839,0003,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$211,0003,372
Sale, conversion, retirement of capital stock, net$0638
Net operating income$837,7203,314
2004-03-31 (YTD Data)Rank
Total interest income$2,555,0002,734
Total interest expense$643,0002,954
Net interest income$1,912,0002,594
Provision for loan and lease losses$105,0002,016
Total noninterest income$475,0002,236
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$304,0001,408
Trading account gains and fees$0121
Additional Noninterest Income$171,0002,720
Total noninterest expense$1,650,0002,423
Salaries and employee benefits$916,0002,365
Premises and equipment expense$228,0002,495
Additional noninterest expense$506,0002,332
Pre-tax net operating income$632,0002,952
Securities gains (losses)$2,0002,612
Applicable income taxes$548,0001,212
Income before extraordinary items$86,0007,129
Extraordinary gains, net$016
Net income$86,0007,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$211,0002,093
Sale, conversion, retirement of capital stock, net$0464
Net operating income$84,7207,067
2003-12-31 (YTD Data)Rank
Total interest income$10,312,0002,749
Total interest expense$2,850,0002,996
Net interest income$7,462,0002,584
Provision for loan and lease losses$370,0002,731
Total noninterest income$1,880,0002,419
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,292,0001,337
Trading account gains and fees$0160
Additional Noninterest Income$588,0003,296
Total noninterest expense$6,411,0002,451
Salaries and employee benefits$3,752,0002,269
Premises and equipment expense$931,0002,414
Additional noninterest expense$1,728,0002,718
Pre-tax net operating income$2,561,0002,831
Securities gains (losses)$14,0003,435
Applicable income taxes$843,0002,443
Income before extraordinary items$1,732,0003,200
Extraordinary gains, net$054
Net income$1,732,0003,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$722,0001,197
Cash dividends$508,0003,481
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,722,6203,068
2003-09-30 (YTD Data)Rank
Total interest income$7,721,0002,798
Total interest expense$2,213,0003,002
Net interest income$5,508,0002,650
Provision for loan and lease losses$265,0002,760
Total noninterest income$1,419,0002,447
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$962,0001,352
Trading account gains and fees$0153
Additional Noninterest Income$457,0003,299
Total noninterest expense$4,697,0002,509
Salaries and employee benefits$2,694,0002,357
Premises and equipment expense$700,0002,406
Additional noninterest expense$1,303,0002,695
Pre-tax net operating income$1,965,0002,891
Securities gains (losses)$14,0003,164
Applicable income taxes$650,0002,516
Income before extraordinary items$1,329,0003,236
Extraordinary gains, net$040
Net income$1,329,0003,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,000942
Cash dividends$508,0002,648
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,319,6203,103
2003-06-30 (YTD Data)Rank
Total interest income$5,209,0002,783
Total interest expense$1,559,0002,941
Net interest income$3,650,0002,667
Provision for loan and lease losses$160,0002,893
Total noninterest income$969,0002,411
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$654,0001,309
Trading account gains and fees$0150
Additional Noninterest Income$315,0003,201
Total noninterest expense$3,098,0002,517
Salaries and employee benefits$1,778,0002,372
Premises and equipment expense$457,0002,435
Additional noninterest expense$863,0002,702
Pre-tax net operating income$1,361,0002,811
Securities gains (losses)$13,0002,823
Applicable income taxes$446,0002,491
Income before extraordinary items$928,0003,134
Extraordinary gains, net$030
Net income$928,0003,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,000813
Cash dividends$331,0002,730
Sale, conversion, retirement of capital stock, net$0589
Net operating income$919,1602,994
2003-03-31 (YTD Data)Rank
Total interest income$2,663,0002,740
Total interest expense$802,0002,937
Net interest income$1,861,0002,600
Provision for loan and lease losses$45,0003,818
Total noninterest income$463,0002,431
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$341,0001,222
Trading account gains and fees$0134
Additional Noninterest Income$122,0003,572
Total noninterest expense$1,561,0002,481
Salaries and employee benefits$887,0002,371
Premises and equipment expense$229,0002,426
Additional noninterest expense$445,0002,590
Pre-tax net operating income$718,0002,683
Securities gains (losses)$02,891
Applicable income taxes$261,0002,261
Income before extraordinary items$457,0003,141
Extraordinary gains, net$021
Net income$457,0003,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$332,0001,659
Sale, conversion, retirement of capital stock, net$0419
Net operating income$457,0002,982
2002-12-31 (YTD Data)Rank
Total interest income$11,497,0002,656
Total interest expense$4,034,0002,725
Net interest income$7,463,0002,565
Provision for loan and lease losses$365,0003,024
Total noninterest income$1,448,0002,689
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,055,0001,529
Trading account gains and fees$0153
Additional Noninterest Income$393,0003,740
Total noninterest expense$5,929,0002,491
Salaries and employee benefits$3,232,0002,455
Premises and equipment expense$893,0002,430
Additional noninterest expense$1,804,0002,541
Pre-tax net operating income$2,617,0002,795
Securities gains (losses)$20,0003,147
Applicable income taxes$475,0003,557
Income before extraordinary items$2,162,0002,641
Extraordinary gains, net$070
Net income$2,162,0002,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-124,0009,250
Cash dividends$413,0003,770
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,145,6002,563
2001-12-31 (YTD Data)Rank
Total interest income$13,180,0002,590
Total interest expense$5,863,0002,727
Net interest income$7,317,0002,443
Provision for loan and lease losses$300,0003,194
Total noninterest income$1,467,0002,551
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,077,0001,384
Trading account gains and fees$0177
Additional Noninterest Income$390,0003,588
Total noninterest expense$6,821,0002,103
Salaries and employee benefits$3,299,0002,273
Premises and equipment expense$1,397,0001,538
Additional noninterest expense$2,125,0002,113
Pre-tax net operating income$1,663,0003,610
Securities gains (losses)$04,612
Applicable income taxes$605,0002,955
Income before extraordinary items$1,058,0004,128
Extraordinary gains, net$0105
Net income$1,058,0004,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,302
Cash dividends$356,0004,094
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,058,0004,016
2000-12-31 (YTD Data)Rank
Total interest income$12,628,0002,761
Total interest expense$6,106,0002,740
Net interest income$6,522,0002,727
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,718,0002,103
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,341,0001,005
Trading account gains and fees$0180
Additional Noninterest Income$377,0003,487
Total noninterest expense$6,825,0002,026
Salaries and employee benefits$3,399,0002,103
Premises and equipment expense$1,309,0001,585
Additional noninterest expense$2,117,0002,045
Pre-tax net operating income$1,175,0004,780
Securities gains (losses)$12,0001,101
Applicable income taxes$316,0004,482
Income before extraordinary items$871,0004,782
Extraordinary gains, net$038
Net income$871,0004,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0001,750
Cash dividends$285,0004,601
Sale, conversion, retirement of capital stock, net$0969
Net operating income$862,2404,813
1999-12-31 (YTD Data)Rank
Total interest income$10,810,0002,986
Total interest expense$4,396,0003,311
Net interest income$6,414,0002,738
Provision for loan and lease losses$300,0002,624
Total noninterest income$1,507,0002,295
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,373,000967
Trading account gains and fees$0173
Additional Noninterest Income$134,0005,886
Total noninterest expense$6,515,0002,092
Salaries and employee benefits$3,100,0002,262
Premises and equipment expense$1,290,0001,586
Additional noninterest expense$2,125,0002,049
Pre-tax net operating income$1,106,0005,006
Securities gains (losses)$7,0001,949
Applicable income taxes$306,0004,782
Income before extraordinary items$807,0005,071
Extraordinary gains, net$035
Net income$807,0005,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,427
Cash dividends$339,0004,284
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$801,8905,046
1998-12-31 (YTD Data)Rank
Total interest income$9,619,0003,344
Total interest expense$4,354,0003,410
Net interest income$5,265,0003,241
Provision for loan and lease losses$240,0003,065
Total noninterest income$1,382,0002,415
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,213,0001,025
Trading account gains and fees$0224
Additional Noninterest Income$169,0005,382
Total noninterest expense$6,010,0002,173
Salaries and employee benefits$2,755,0002,456
Premises and equipment expense$1,120,0001,756
Additional noninterest expense$2,135,0001,989
Pre-tax net operating income$397,0007,895
Securities gains (losses)$22,0002,353
Applicable income taxes$09,340
Income before extraordinary items$419,0007,096
Extraordinary gains, net$032
Net income$419,0007,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,433
Cash dividends$305,0004,508
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$397,0007,149
1997-12-31 (YTD Data)Rank
Total interest income$8,878,0003,618
Total interest expense$3,983,0003,690
Net interest income$4,895,0003,559
Provision for loan and lease losses$-240,00010,839
Total noninterest income$1,431,0002,286
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,023,0001,250
Trading account gains and fees$0239
Additional Noninterest Income$408,0003,247
Total noninterest expense$5,477,0002,359
Salaries and employee benefits$2,545,0002,601
Premises and equipment expense$769,0002,511
Additional noninterest expense$2,163,0001,960
Pre-tax net operating income$1,089,0005,570
Securities gains (losses)$-17,00010,300
Applicable income taxes$143,0007,708
Income before extraordinary items$929,0004,949
Extraordinary gains, net$044
Net income$929,0004,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-248,00010,840
Cash dividends$317,0004,442
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$943,7904,837
1996-12-31 (YTD Data)Rank
Total interest income$7,590,0004,234
Total interest expense$3,024,0004,753
Net interest income$4,566,0003,851
Provision for loan and lease losses$-22,00011,132
Total noninterest income$1,400,0002,421
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$947,0001,425
Trading account gains and feesNANA
Additional Noninterest Income$453,0003,127
Total noninterest expense$4,405,0003,075
Salaries and employee benefits$2,276,0002,936
Premises and equipment expense$666,0002,923
Additional noninterest expense$1,463,0003,188
Pre-tax net operating income$1,583,0004,152
Securities gains (losses)$-15,00010,479
Applicable income taxes$413,0004,804
Income before extraordinary items$1,155,0003,997
Extraordinary gains, net$053
Net income$1,155,0003,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-89,00011,192
Cash dividends$323,0004,354
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,166,1003,913
1995-12-31 (YTD Data)Rank
Total interest income$6,487,0004,863
Total interest expense$2,556,0005,464
Net interest income$3,931,0004,381
Provision for loan and lease losses$08,958
Total noninterest income$1,421,0002,381
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$819,0001,649
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,522
Total noninterest expense$4,163,0003,208
Salaries and employee benefits$2,132,0003,110
Premises and equipment expense$661,0002,954
Additional noninterest expense$1,370,0003,333
Pre-tax net operating income$1,189,0005,277
Securities gains (losses)$03,831
Applicable income taxes$195,0007,506
Income before extraordinary items$994,0004,652
Extraordinary gains, net$065
Net income$994,0004,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-253,00011,886
Cash dividends$291,0004,649
Sale, conversion, retirement of capital stock, net$0809
Net operating income$994,0004,622
1994-12-31 (YTD Data)Rank
Total interest income$5,333,0005,372
Total interest expense$1,676,0006,396
Net interest income$3,657,0004,741
Provision for loan and lease losses$120,0004,039
Total noninterest income$1,363,0002,480
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$895,0001,508
Trading account gains and feesNANA
Additional Noninterest Income$468,0003,078
Total noninterest expense$4,047,0003,395
Salaries and employee benefits$1,885,0003,465
Premises and equipment expense$729,0002,740
Additional noninterest expense$1,433,0003,457
Pre-tax net operating income$853,0006,618
Securities gains (losses)$-6,0009,509
Applicable income taxes$180,0007,704
Income before extraordinary items$667,0006,118
Extraordinary gains, net$0249
Net income$667,0006,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,00011,800
Cash dividends$288,0004,616
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$671,7406,160
1993-12-31 (YTD Data)Rank
Total interest income$5,045,0005,739
Total interest expense$1,777,0006,397
Net interest income$3,268,0005,253
Provision for loan and lease losses$90,0006,008
Total noninterest income$1,098,0003,114
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$887,0001,536
Trading account gains and feesNANA
Additional Noninterest Income$211,0005,493
Total noninterest expense$3,507,0003,901
Salaries and employee benefits$1,706,0003,805
Premises and equipment expense$712,0002,835
Additional noninterest expense$1,089,0004,575
Pre-tax net operating income$769,0006,975
Securities gains (losses)$07,477
Applicable income taxes$174,0008,125
Income before extraordinary items$595,0006,824
Extraordinary gains, net$-58,00012,764
Net income$537,0007,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-127,00013,008
Cash dividends$288,0004,543
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$595,0006,577
1992-12-31 (YTD Data)Rank
Total interest income$5,376,0006,003
Total interest expense$2,147,0006,765
Net interest income$3,229,0005,365
Provision for loan and lease losses$181,0005,488
Total noninterest income$1,102,0003,058
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$922,0001,453
Trading account gains and feesNANA
Additional Noninterest Income$180,0006,025
Total noninterest expense$3,540,0003,893
Salaries and employee benefits$1,781,0003,594
Premises and equipment expense$677,0003,008
Additional noninterest expense$1,082,0004,747
Pre-tax net operating income$610,0007,636
Securities gains (losses)$08,369
Applicable income taxes$68,00010,772
Income before extraordinary items$542,0006,978
Extraordinary gains, net$01,422
Net income$542,0007,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0003,619
Cash dividends$309,0003,933
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$542,0006,618

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.