Home > First City Bank and Trust Company > Loan Charge- Offs and Recoveries

First City Bank and Trust Company, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$740,0001,137
Loans secured by real estate, total$110,0001,119
To non-U.S. addressees$08
Real estate loans in domestic offices$110,0001,117
Construction and land development$0611
Secured by farmland$22,000182
Total charge-offs secured by 1-4 family residential properties$88,000853
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$83,000100
Commercial and industrial loans$93,0002,454
Loans to individuals$454,000771
Credit card loan charge offs$82,000601
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$372,000716
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$309,000827
Loans secured by real estate, total$71,000709
To non-U.S. addressees$09
Real estate loans in domestic offices$71,000709
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$71,000403
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$5,000166
Commercial and industrial loans$75,0001,117
Loans to individuals$158,000643
Credit card loan recoveries$15,000631
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$143,000569
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$431,0001,369
Loans secured by real estate, total$39,0001,702
To non-U.S. addressees$07
Real estate loans in domestic offices$39,0001,702
Construction and land development$0547
Secured by farmland$22,000155
Secured by 1-4 family residential properties- net charge-offs$17,0001,902
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$78,00080
Commercial and industrial loans$18,0003,840
To non-U.S. addressees$035
Loans to individuals$296,000834
Credit card loan net charge offs$67,000588
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$229,000815
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$763,0001,133
Loans secured by real estate, total$11,0003,461
To non-U.S. addressees$013
Real estate loans in domestic offices$11,0003,459
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$11,0002,673
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$39,0003,746
Loans to individuals$713,000593
Credit card loan charge offs$74,000722
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$639,000494
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$212,0001,143
Loans secured by real estate, total$13,0001,943
To non-U.S. addressees$010
Real estate loans in domestic offices$13,0001,944
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$13,0001,255
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$2,000162
Commercial and industrial loans$1,0005,656
Loans to individuals$196,000555
Credit card loan recoveries$15,000646
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$181,000467
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$551,0001,172
Loans secured by real estate, total$-2,0008,873
To non-U.S. addressees$012
Real estate loans in domestic offices$-2,0008,891
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-2,0009,326
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$-2,0001,055
Commercial and industrial loans$38,0003,065
To non-U.S. addressees$036
Loans to individuals$517,000599
Credit card loan net charge offs$59,000728
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$458,000505
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$772,0001,211
Loans secured by real estate, total$10,0003,666
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,666
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$10,0002,860
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$69,0002,879
Loans to individuals$693,000683
Credit card loan charge offs$69,000811
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$624,000568
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$198,0001,346
Loans secured by real estate, total$5,0002,944
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0002,945
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$5,0002,032
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0003,586
Loans to individuals$180,000627
Credit card loan recoveries$10,000802
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$170,000527
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$574,0001,204
Loans secured by real estate, total$5,0003,443
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0003,440
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$5,0002,853
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0002,475
To non-U.S. addresseesNANA
Loans to individuals$513,000699
Credit card loan net charge offs$59,000810
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$454,000575
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$911,0001,165
Loans secured by real estate, total$22,0003,047
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0003,047
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$22,0002,211
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$57,0003,377
Loans to individuals$832,000658
Credit card loan charge offs$114,000666
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$718,000546
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$219,0001,383
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0003,379
Loans to individuals$201,000672
Credit card loan recoveries$17,000671
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$184,000595
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$692,0001,122
Loans secured by real estate, total$22,0002,441
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,440
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$22,0001,854
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$39,0003,081
To non-U.S. addresseesNANA
Loans to individuals$631,000641
Credit card loan net charge offs$97,000659
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$534,000521
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$209,0003,206
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0005,250
Loans to individuals$193,0001,501
Credit card loan charge offs$70,000819
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$123,0001,717
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$32,0005,150
Loans secured by real estate, total$3,0003,971
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0003,968
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$3,0001,747
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0004,659
Loans to individuals$19,0003,364
Credit card loan recoveries$6,0001,187
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0003,837
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$177,0002,703
Loans secured by real estate, total$-3,00010,033
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-3,00010,061
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-3,00010,928
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0004,748
To non-U.S. addresseesNANA
Loans to individuals$174,0001,285
Credit card loan net charge offs$64,000782
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$110,0001,372
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$154,0003,999
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$59,0003,334
Loans to individuals$95,0002,299
Credit card loan charge offs$20,0001,452
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$75,0002,357
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$58,0004,103
Loans secured by real estate, total$7,0003,589
To non-U.S. addresseesNANA
Real estate loans in domestic offices$7,0003,589
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$7,0001,641
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0005,239
Loans to individuals$41,0002,179
Credit card loan recoveries$11,000904
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$30,0002,453
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$96,0003,814
Loans secured by real estate, total$-7,00011,025
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-7,00011,063
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-7,00011,711
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$49,0002,612
To non-U.S. addresseesNANA
Loans to individuals$54,0002,408
Credit card loan net charge offs$9,0001,845
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$45,0002,308
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$142,0004,983
Loans secured by real estate, total$5,0006,277
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0006,276
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$5,0004,785
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0006,693
Loans to individuals$122,0002,146
Credit card loan charge offs$33,0001,236
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$89,0002,334
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$1,000366
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$101,0003,119
Loans secured by real estate, total$18,0002,732
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0002,732
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$15,0001,729
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$3,0002,049
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$63,0002,223
Loans to individuals$20,0003,685
Credit card loan recoveries$7,0001,164
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0004,441
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$41,0006,463
Loans secured by real estate, total$-13,00012,331
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-13,00012,370
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-10,00012,599
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-3,00012,286
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-49,00012,568
To non-U.S. addresseesNANA
Loans to individuals$102,0001,801
Credit card loan net charge offs$26,0001,225
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$76,0001,787
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$1,000300
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$136,0006,256
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0007,028
Loans to individuals$112,0002,827
Credit card loan charge offs$34,0001,363
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$78,0003,164
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$39,0005,882
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0004,642
Loans to individuals$19,0003,977
Credit card loan recoveries$7,0001,183
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0004,832
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$97,0006,002
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0007,532
To non-U.S. addresseesNANA
Loans to individuals$93,0002,489
Credit card loan net charge offs$27,0001,383
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$66,0002,695
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.