Home > First City Bank and Trust Company > Income and Expense
First City Bank and Trust Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,462,000 | 1,186 |
| Total interest expense | $12,404,000 | 1,225 |
| Net interest income | $15,058,000 | 1,173 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $4,953,000 | 955 |
| Gross Fiduciary activities income | $1,166,000 | 427 |
| Service charges on deposit accounts | $2,247,000 | 588 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,540,000 | 1,372 |
| Total noninterest expense | $10,754,000 | 1,281 |
| Salaries and employee benefits | $4,596,000 | 1,517 |
| Premises and equipment expense | $1,352,000 | 1,519 |
| Additional noninterest expense | $4,806,000 | 987 |
| Pre-tax net operating income | $9,087,000 | 906 |
| Securities gains (losses) | $24,000 | 1,292 |
| Applicable income taxes | $3,208,000 | 839 |
| Income before extraordinary items | $5,903,000 | 945 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,903,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,369 |
| Cash dividends | $8,800,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,887,400 | 937 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,103,000 | 1,337 |
| Total interest expense | $11,009,000 | 1,403 |
| Net interest income | $13,094,000 | 1,300 |
| Provision for loan and lease losses | $-194,000 | 10,373 |
| Total noninterest income | $6,394,000 | 785 |
| Gross Fiduciary activities income | $1,047,000 | 452 |
| Service charges on deposit accounts | $1,823,000 | 677 |
| Trading account gains and fees | $1,000 | 215 |
| Additional Noninterest Income | $3,523,000 | 820 |
| Total noninterest expense | $10,133,000 | 1,306 |
| Salaries and employee benefits | $4,573,000 | 1,432 |
| Premises and equipment expense | $1,134,000 | 1,740 |
| Additional noninterest expense | $4,426,000 | 1,043 |
| Pre-tax net operating income | $9,549,000 | 819 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $3,456,000 | 771 |
| Income before extraordinary items | $6,087,000 | 895 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,087,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,172 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,090,840 | 858 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,852,000 | 1,504 |
| Total interest expense | $9,680,000 | 1,597 |
| Net interest income | $12,172,000 | 1,423 |
| Provision for loan and lease losses | $765,000 | 1,232 |
| Total noninterest income | $3,867,000 | 1,097 |
| Gross Fiduciary activities income | $953,000 | 485 |
| Service charges on deposit accounts | $1,536,000 | 833 |
| Trading account gains and fees | $-5,000 | 4,465 |
| Additional Noninterest Income | $1,383,000 | 1,402 |
| Total noninterest expense | $8,862,000 | 1,483 |
| Salaries and employee benefits | $4,287,000 | 1,522 |
| Premises and equipment expense | $1,114,000 | 1,776 |
| Additional noninterest expense | $3,461,000 | 1,269 |
| Pre-tax net operating income | $6,412,000 | 1,226 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,738,000 | 1,488 |
| Income before extraordinary items | $4,675,000 | 1,177 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,675,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 1,204 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,674,270 | 1,153 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,752,000 | 1,711 |
| Total interest expense | $8,835,000 | 1,775 |
| Net interest income | $10,917,000 | 1,622 |
| Provision for loan and lease losses | $854,000 | 1,150 |
| Total noninterest income | $3,418,000 | 1,236 |
| Gross Fiduciary activities income | $878,000 | 545 |
| Service charges on deposit accounts | $1,473,000 | 899 |
| Trading account gains and fees | $-10,000 | 4,651 |
| Additional Noninterest Income | $1,077,000 | 1,720 |
| Total noninterest expense | $8,303,000 | 1,708 |
| Salaries and employee benefits | $4,126,000 | 1,620 |
| Premises and equipment expense | $1,089,000 | 1,843 |
| Additional noninterest expense | $3,088,000 | 1,687 |
| Pre-tax net operating income | $5,178,000 | 1,394 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $1,289,000 | 1,870 |
| Income before extraordinary items | $3,886,000 | 1,279 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,886,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 1,122 |
| Cash dividends | $3,200,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,888,250 | 1,252 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,956,000 | 1,989 |
| Total interest expense | $8,168,000 | 1,925 |
| Net interest income | $8,788,000 | 2,045 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $2,286,000 | 1,646 |
| Gross Fiduciary activities income | $747,000 | 615 |
| Service charges on deposit accounts | $1,366,000 | 978 |
| Trading account gains and fees | $-5,000 | 4,804 |
| Additional Noninterest Income | $178,000 | 5,476 |
| Total noninterest expense | $6,427,000 | 2,142 |
| Salaries and employee benefits | $2,943,000 | 2,243 |
| Premises and equipment expense | $808,000 | 2,453 |
| Additional noninterest expense | $2,676,000 | 1,868 |
| Pre-tax net operating income | $4,527,000 | 1,630 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,190,000 | 2,044 |
| Income before extraordinary items | $3,337,000 | 1,526 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,337,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,703 |
| Cash dividends | $2,100,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,337,000 | 1,508 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,215,000 | 2,154 |
| Total interest expense | $6,123,000 | 2,042 |
| Net interest income | $8,092,000 | 2,232 |
| Provision for loan and lease losses | $140,000 | 3,750 |
| Total noninterest income | $2,513,000 | 1,554 |
| Gross Fiduciary activities income | $481,000 | 747 |
| Service charges on deposit accounts | $1,201,000 | 1,106 |
| Trading account gains and fees | $-3,000 | 4,804 |
| Additional Noninterest Income | $834,000 | 2,081 |
| Total noninterest expense | $6,139,000 | 2,295 |
| Salaries and employee benefits | $2,770,000 | 2,420 |
| Premises and equipment expense | $834,000 | 2,431 |
| Additional noninterest expense | $2,535,000 | 2,117 |
| Pre-tax net operating income | $4,326,000 | 1,662 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $998,000 | 2,245 |
| Income before extraordinary items | $3,347,000 | 1,475 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,347,000 | 1,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $2,250,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,332,370 | 1,500 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,960,000 | 2,231 |
| Total interest expense | $5,592,000 | 2,318 |
| Net interest income | $8,368,000 | 2,158 |
| Provision for loan and lease losses | $335,000 | 2,784 |
| Total noninterest income | $2,551,000 | 1,654 |
| Gross Fiduciary activities income | $440,000 | 809 |
| Service charges on deposit accounts | $1,263,000 | 1,054 |
| Trading account gains and fees | $-4,000 | 5,071 |
| Additional Noninterest Income | $852,000 | 2,288 |
| Total noninterest expense | $5,812,000 | 2,457 |
| Salaries and employee benefits | $2,616,000 | 2,537 |
| Premises and equipment expense | $846,000 | 2,413 |
| Additional noninterest expense | $2,350,000 | 2,376 |
| Pre-tax net operating income | $4,772,000 | 1,472 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $1,046,000 | 2,146 |
| Income before extraordinary items | $3,762,000 | 1,348 |
| Extraordinary gains, net | $19,000 | 2,728 |
| Net income | $3,781,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,733,920 | 1,275 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,675,000 | 2,398 |
| Total interest expense | $5,964,000 | 2,793 |
| Net interest income | $8,711,000 | 2,094 |
| Provision for loan and lease losses | $370,000 | 3,627 |
| Total noninterest income | $2,354,000 | 1,733 |
| Gross Fiduciary activities income | $384,000 | 858 |
| Service charges on deposit accounts | $1,240,000 | 1,049 |
| Trading account gains and fees | $-4,000 | 5,203 |
| Additional Noninterest Income | $734,000 | 2,440 |
| Total noninterest expense | $5,551,000 | 2,604 |
| Salaries and employee benefits | $2,483,000 | 2,620 |
| Premises and equipment expense | $804,000 | 2,583 |
| Additional noninterest expense | $2,264,000 | 2,533 |
| Pre-tax net operating income | $5,144,000 | 1,241 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $1,172,000 | 1,795 |
| Income before extraordinary items | $4,051,000 | 1,154 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,051,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $3,000,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,989,380 | 1,080 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.