Home > First City Bank and Trust Company > Assets and Liabilities
First City Bank and Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 146 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $405,167,000 | 1,177 |
| Cash and due from depository institutions | $14,026,000 | 1,145 |
| Interest-bearing balances | $144,000 | 4,331 |
| Securities | $83,369,000 | 1,384 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 5,882 |
| Net loans & leases | $277,188,000 | 1,113 |
| Loan loss allowance | $2,977,000 | 1,287 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,895,000 | 1,440 |
| Other real estate owned | $35,000 | 1,145 |
| Goodwill and other intangibles | $20,069,000 | 254 |
| All other assets | $4,150,000 | 2,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $405,167,000 | 1,177 |
| Total liabilities | $357,274,000 | 1,200 |
| Total deposits | $294,163,000 | 1,262 |
| Interest-bearing deposits | $235,601,000 | 1,379 |
| Deposits held in domestic offices | $294,163,000 | 1,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,336,000 | 566 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,421,000 | 1,308 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,354,000 | 1,659 |
| Total equity capital | $47,893,000 | 938 |
| Total bank equity capital | $47,893,000 | 938 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $43,700,000 | 506 |
| Undivided profits | $3,193,000 | 5,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,818,000 | 1,155 |
| Earning assets | $361,136,000 | 1,207 |
| Long-term assets (5+ years) | $91,313,000 | 1,041 |
| Average Assets, year-to-date | $402,339,400 | 1,121 |
| Average Assets, quarterly | $402,028,500 | 1,169 |
| Volatile liabilities | $90,696,000 | 1,039 |
| Insider loans | $7,216,000 | 631 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $50,873,000 | 1,170 |
| Tier 1 (core) risk-based capital | $28,123,000 | 1,542 |
| Tier 2 risk-based capital | $2,977,000 | 1,205 |
| Total risk weighted assets | $257,157,400 | 1,217 |
| Total unused commitments | $50,873,000 | 1,172 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 59 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $418,412,000 | 1,122 |
| Cash and due from depository institutions | $21,827,000 | 3,010 |
| Interest-bearing balances | $94,000 | 5,207 |
| Securities | $82,463,000 | 1,433 |
| Federal funds sold & reverse repurchase agreements | $18,315,000 | 884 |
| Net loans & leases | $264,615,000 | 1,089 |
| Loan loss allowance | $3,238,000 | 1,149 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,729,000 | 1,399 |
| Other real estate owned | $95,000 | 3,010 |
| Goodwill and other intangibles | $21,537,000 | 248 |
| All other assets | $3,831,000 | 1,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $418,412,000 | 1,122 |
| Total liabilities | $367,097,000 | 1,141 |
| Total deposits | $314,132,000 | 1,166 |
| Interest-bearing deposits | $255,517,000 | 1,250 |
| Deposits held in domestic offices | $314,132,000 | 1,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,293,000 | 502 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,990,000 | 2,084 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,682,000 | 1,545 |
| Total equity capital | $51,315,000 | 879 |
| Total bank equity capital | $51,315,000 | 879 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $43,700,000 | 497 |
| Undivided profits | $6,615,000 | 3,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 3,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,832,000 | 1,138 |
| Earning assets | $365,487,000 | 1,168 |
| Long-term assets (5+ years) | $84,044,000 | 1,039 |
| Average Assets, year-to-date | $331,636,200 | 1,310 |
| Average Assets, quarterly | $408,625,000 | 1,118 |
| Volatile liabilities | $79,520,000 | 979 |
| Insider loans | $5,574,000 | 739 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $55,588,000 | 1,054 |
| Tier 1 (core) risk-based capital | $29,552,000 | 1,430 |
| Tier 2 risk-based capital | $3,102,350 | 1,100 |
| Total risk weighted assets | $248,052,450 | 1,168 |
| Total unused commitments | $55,588,000 | 1,057 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 148 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $286,842,000 | 1,597 |
| Cash and due from depository institutions | $10,532,000 | 1,186 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $82,333,000 | 1,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $177,119,000 | 1,591 |
| Loan loss allowance | $2,694,000 | 1,379 |
| Trading account assets | $9,879,000 | 92 |
| Bank premises and fixed assets | $3,177,000 | 2,494 |
| Other real estate owned | $0 | 1,186 |
| Goodwill and other intangibles | $189,000 | 2,298 |
| All other assets | $3,613,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,842,000 | 1,597 |
| Total liabilities | $263,748,000 | 1,556 |
| Total deposits | $182,857,000 | 2,066 |
| Interest-bearing deposits | $150,878,000 | 2,142 |
| Deposits held in domestic offices | $182,857,000 | 2,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,019,000 | 526 |
| Trading liabilities | $9,877,000 | 45 |
| Other borrowed funds | $26,927,000 | 822 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,068,000 | 1,955 |
| Total equity capital | $23,094,000 | 1,936 |
| Total bank equity capital | $23,094,000 | 1,936 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $15,700,000 | 1,049 |
| Undivided profits | $6,394,000 | 3,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,411,000 | 1,558 |
| Earning assets | $269,331,000 | 1,567 |
| Long-term assets (5+ years) | $36,288,000 | 1,809 |
| Average Assets, year-to-date | $274,090,400 | 1,581 |
| Average Assets, quarterly | $281,505,000 | 1,598 |
| Volatile liabilities | $92,791,000 | 883 |
| Insider loans | $7,598,000 | 526 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,286,000 | 1,653 |
| Tier 1 (core) risk-based capital | $22,812,000 | 1,859 |
| Tier 2 risk-based capital | $2,286,650 | 1,357 |
| Total risk weighted assets | $182,524,550 | 1,539 |
| Total unused commitments | $28,286,000 | 1,657 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 141 | 1,319 |
| Assets and Liabilities | ||
| Total Assets: | $267,030,000 | 1,738 |
| Cash and due from depository institutions | $10,910,000 | 1,319 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $82,032,000 | 1,472 |
| Federal funds sold & reverse repurchase agreements | $310,000 | 7,845 |
| Net loans & leases | $158,016,000 | 1,827 |
| Loan loss allowance | $2,503,000 | 1,554 |
| Trading account assets | $9,882,000 | 98 |
| Bank premises and fixed assets | $2,890,000 | 2,693 |
| Other real estate owned | $0 | 1,319 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,990,000 | 2,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,030,000 | 1,738 |
| Total liabilities | $248,629,000 | 1,681 |
| Total deposits | $173,025,000 | 2,244 |
| Interest-bearing deposits | $138,003,000 | 2,409 |
| Deposits held in domestic offices | $173,025,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,702,000 | 618 |
| Trading liabilities | $10,625,000 | 51 |
| Other borrowed funds | $26,784,000 | 808 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,493,000 | 1,686 |
| Total equity capital | $18,401,000 | 2,439 |
| Total bank equity capital | $18,401,000 | 2,439 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $15,700,000 | 1,100 |
| Undivided profits | $1,701,000 | 7,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 8,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,164,000 | 1,924 |
| Earning assets | $250,240,000 | 1,697 |
| Long-term assets (5+ years) | $26,484,000 | 2,174 |
| Average Assets, year-to-date | $255,837,600 | 1,749 |
| Average Assets, quarterly | $264,301,500 | 1,740 |
| Volatile liabilities | $78,967,000 | 1,016 |
| Insider loans | $6,164,000 | 698 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $223,000 | 1,221 |
| Unused loan commitments | $27,802,000 | 1,630 |
| Tier 1 (core) risk-based capital | $18,326,000 | 2,367 |
| Tier 2 risk-based capital | $2,024,860 | 1,565 |
| Total risk weighted assets | $161,510,860 | 1,763 |
| Total unused commitments | $27,802,000 | 1,647 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 111 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $241,067,000 | 1,943 |
| Cash and due from depository institutions | $9,878,000 | 1,723 |
| Interest-bearing balances | $12,000 | 6,371 |
| Securities | $78,416,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $131,869,000 | 2,124 |
| Loan loss allowance | $2,162,000 | 1,802 |
| Trading account assets | $12,354,000 | 93 |
| Bank premises and fixed assets | $2,931,000 | 2,607 |
| Other real estate owned | $0 | 1,723 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,619,000 | 1,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,067,000 | 1,943 |
| Total liabilities | $223,328,000 | 1,893 |
| Total deposits | $166,543,000 | 2,347 |
| Interest-bearing deposits | $137,824,000 | 2,464 |
| Deposits held in domestic offices | $166,543,000 | 2,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,967,000 | 605 |
| Trading liabilities | $10,189,000 | 56 |
| Other borrowed funds | $6,037,000 | 1,497 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,592,000 | 2,521 |
| Total equity capital | $17,739,000 | 2,533 |
| Total bank equity capital | $17,739,000 | 2,533 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $13,500,000 | 1,250 |
| Undivided profits | $3,239,000 | 5,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 6,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $6,000 | 1,627 |
| Income earned, not collected on loans | $1,062,000 | 2,175 |
| Earning assets | $222,651,000 | 1,931 |
| Long-term assets (5+ years) | $21,910,000 | 2,335 |
| Average Assets, year-to-date | $237,727,600 | 1,898 |
| Average Assets, quarterly | $240,554,000 | 1,934 |
| Volatile liabilities | $62,861,000 | 1,106 |
| Insider loans | $6,208,000 | 716 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $297,000 | 1,179 |
| Unused loan commitments | $31,861,000 | 1,422 |
| Tier 1 (core) risk-based capital | $17,639,000 | 2,434 |
| Tier 2 risk-based capital | $1,718,420 | 1,807 |
| Total risk weighted assets | $137,029,820 | 2,030 |
| Total unused commitments | $31,861,000 | 1,432 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 106 | 1,892 |
| Assets and Liabilities | ||
| Total Assets: | $231,005,000 | 1,997 |
| Cash and due from depository institutions | $7,836,000 | 1,892 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $83,265,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $122,579,000 | 2,232 |
| Loan loss allowance | $2,219,000 | 1,807 |
| Trading account assets | $9,866,000 | 106 |
| Bank premises and fixed assets | $2,800,000 | 2,637 |
| Other real estate owned | $0 | 1,892 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,659,000 | 1,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,005,000 | 1,997 |
| Total liabilities | $215,930,000 | 1,941 |
| Total deposits | $150,246,000 | 2,569 |
| Interest-bearing deposits | $120,666,000 | 2,736 |
| Deposits held in domestic offices | $150,246,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,011,000 | 576 |
| Trading liabilities | $9,862,000 | 43 |
| Other borrowed funds | $7,581,000 | 1,433 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,230,000 | 2,610 |
| Total equity capital | $15,075,000 | 2,722 |
| Total bank equity capital | $15,075,000 | 2,722 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $10,500,000 | 1,460 |
| Undivided profits | $3,575,000 | 5,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 8,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $871,000 | 2,306 |
| Earning assets | $215,710,000 | 1,953 |
| Long-term assets (5+ years) | $24,420,000 | 2,165 |
| Average Assets, year-to-date | $220,923,200 | 2,040 |
| Average Assets, quarterly | $225,945,000 | 2,031 |
| Volatile liabilities | $67,307,000 | 1,034 |
| Insider loans | $5,942,000 | 720 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $680,000 | 730 |
| Unused loan commitments | $21,867,000 | 1,798 |
| Tier 1 (core) risk-based capital | $16,403,000 | 2,519 |
| Tier 2 risk-based capital | $1,627,650 | 1,894 |
| Total risk weighted assets | $129,620,550 | 2,092 |
| Total unused commitments | $21,867,000 | 1,810 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 108 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $212,960,000 | 2,186 |
| Cash and due from depository institutions | $6,100,000 | 1,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $76,463,000 | 1,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $114,079,000 | 2,318 |
| Loan loss allowance | $2,175,000 | 1,933 |
| Trading account assets | $9,925,000 | 123 |
| Bank premises and fixed assets | $2,845,000 | 2,578 |
| Other real estate owned | $0 | 1,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,548,000 | 2,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,960,000 | 2,186 |
| Total liabilities | $197,654,000 | 2,156 |
| Total deposits | $150,870,000 | 2,612 |
| Interest-bearing deposits | $120,678,000 | 2,828 |
| Deposits held in domestic offices | $150,870,000 | 2,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,615,000 | 644 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,717,000 | 823 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,452,000 | 2,350 |
| Total equity capital | $15,306,000 | 2,645 |
| Total bank equity capital | $15,306,000 | 2,645 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $10,500,000 | 1,387 |
| Undivided profits | $3,806,000 | 5,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $801,000 | 2,216 |
| Earning assets | $200,467,000 | 2,144 |
| Long-term assets (5+ years) | $22,550,000 | 2,412 |
| Average Assets, year-to-date | $205,110,400 | 2,196 |
| Average Assets, quarterly | $210,807,000 | 2,178 |
| Volatile liabilities | $52,429,000 | 1,156 |
| Insider loans | $5,795,000 | 714 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,922,000 | 2,898 |
| Tier 1 (core) risk-based capital | $15,306,000 | 2,592 |
| Tier 2 risk-based capital | $1,541,740 | 1,991 |
| Total risk weighted assets | $122,705,840 | 2,171 |
| Total unused commitments | $10,922,000 | 2,920 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 105 | 2,063 |
| Assets and Liabilities | ||
| Total Assets: | $204,397,000 | 2,320 |
| Cash and due from depository institutions | $5,958,000 | 2,063 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $72,115,000 | 1,866 |
| Federal funds sold & reverse repurchase agreements | $11,650,000 | 1,418 |
| Net loans & leases | $98,501,000 | 2,722 |
| Loan loss allowance | $1,881,000 | 2,235 |
| Trading account assets | $9,927,000 | 127 |
| Bank premises and fixed assets | $2,847,000 | 2,593 |
| Other real estate owned | $0 | 2,063 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,399,000 | 2,258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,397,000 | 2,320 |
| Total liabilities | $188,872,000 | 2,304 |
| Total deposits | $140,221,000 | 2,921 |
| Interest-bearing deposits | $112,008,000 | 3,173 |
| Deposits held in domestic offices | $140,221,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,885,000 | 497 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,338,000 | 926 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,428,000 | 2,448 |
| Total equity capital | $15,525,000 | 2,471 |
| Total bank equity capital | $15,525,000 | 2,471 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $7,500,000 | 1,836 |
| Undivided profits | $7,025,000 | 3,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 6,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $800,000 | 2,485 |
| Earning assets | $192,193,000 | 2,248 |
| Long-term assets (5+ years) | $32,588,000 | 1,726 |
| Average Assets, year-to-date | $194,679,200 | 2,368 |
| Average Assets, quarterly | $200,706,000 | 2,336 |
| Volatile liabilities | $54,521,000 | 1,113 |
| Insider loans | $3,020,000 | 188 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,750,000 | 2,803 |
| Tier 1 (core) risk-based capital | $15,525,000 | 2,408 |
| Tier 2 risk-based capital | $1,388,760 | 2,198 |
| Total risk weighted assets | $110,608,460 | 2,461 |
| Total unused commitments | $10,750,000 | 2,815 |
| Derivatives | $0 | 651 |