Home > First City Bank > Income and Expense
First City Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 3,011 |
| Total interest expense | $1,860,000 | 3,021 |
| Net interest income | $5,053,000 | 2,969 |
| Provision for loan and lease losses | $113,000 | 4,082 |
| Total noninterest income | $302,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $180,000 | 4,857 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 5,538 |
| Total noninterest expense | $3,667,000 | 3,156 |
| Salaries and employee benefits | $1,745,000 | 3,519 |
| Premises and equipment expense | $522,000 | 3,137 |
| Additional noninterest expense | $1,400,000 | 2,536 |
| Pre-tax net operating income | $1,575,000 | 3,468 |
| Securities gains (losses) | $153,000 | 925 |
| Applicable income taxes | $508,000 | 2,870 |
| Income before extraordinary items | $1,220,000 | 3,496 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,220,000 | 3,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $171,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,111,370 | 3,662 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 3,009 |
| Total interest expense | $1,253,000 | 2,980 |
| Net interest income | $3,339,000 | 2,986 |
| Provision for loan and lease losses | $113,000 | 3,304 |
| Total noninterest income | $199,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $119,000 | 4,892 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 5,602 |
| Total noninterest expense | $2,387,000 | 3,226 |
| Salaries and employee benefits | $1,180,000 | 3,503 |
| Premises and equipment expense | $349,000 | 3,134 |
| Additional noninterest expense | $858,000 | 2,746 |
| Pre-tax net operating income | $1,038,000 | 3,447 |
| Securities gains (losses) | $153,000 | 776 |
| Applicable income taxes | $359,000 | 2,756 |
| Income before extraordinary items | $832,000 | 3,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $832,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $114,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $724,900 | 3,687 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 3,010 |
| Total interest expense | $641,000 | 2,966 |
| Net interest income | $1,662,000 | 2,985 |
| Provision for loan and lease losses | $113,000 | 1,932 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $59,000 | 4,847 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $1,219,000 | 3,177 |
| Salaries and employee benefits | $617,000 | 3,379 |
| Premises and equipment expense | $186,000 | 2,999 |
| Additional noninterest expense | $416,000 | 2,804 |
| Pre-tax net operating income | $445,000 | 3,811 |
| Securities gains (losses) | $143,000 | 638 |
| Applicable income taxes | $168,000 | 2,876 |
| Income before extraordinary items | $420,000 | 3,377 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $420,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $57,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $318,470 | 3,976 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,765,000 | 2,893 |
| Total interest expense | $3,192,000 | 2,707 |
| Net interest income | $6,573,000 | 2,921 |
| Provision for loan and lease losses | $200,000 | 4,016 |
| Total noninterest income | $353,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $238,000 | 4,864 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $115,000 | 6,296 |
| Total noninterest expense | $4,635,000 | 3,267 |
| Salaries and employee benefits | $2,346,000 | 3,444 |
| Premises and equipment expense | $734,000 | 2,965 |
| Additional noninterest expense | $1,555,000 | 2,978 |
| Pre-tax net operating income | $2,091,000 | 3,293 |
| Securities gains (losses) | $694,000 | 610 |
| Applicable income taxes | $831,000 | 2,474 |
| Income before extraordinary items | $1,954,000 | 2,914 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,954,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $226,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 788 |
| Net operating income | $1,468,200 | 3,456 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 2,916 |
| Total interest expense | $2,497,000 | 2,683 |
| Net interest income | $4,871,000 | 2,968 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $251,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $174,000 | 4,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $3,359,000 | 3,350 |
| Salaries and employee benefits | $1,642,000 | 3,625 |
| Premises and equipment expense | $561,000 | 2,918 |
| Additional noninterest expense | $1,156,000 | 2,991 |
| Pre-tax net operating income | $1,613,000 | 3,367 |
| Securities gains (losses) | $687,000 | 559 |
| Applicable income taxes | $706,000 | 2,374 |
| Income before extraordinary items | $1,594,000 | 2,831 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,594,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $170,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 620 |
| Net operating income | $1,119,970 | 3,519 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 2,970 |
| Total interest expense | $1,738,000 | 2,658 |
| Net interest income | $3,130,000 | 3,063 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $159,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $108,000 | 5,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $2,259,000 | 3,326 |
| Salaries and employee benefits | $1,107,000 | 3,583 |
| Premises and equipment expense | $378,000 | 2,907 |
| Additional noninterest expense | $774,000 | 2,956 |
| Pre-tax net operating income | $930,000 | 3,677 |
| Securities gains (losses) | $497,000 | 574 |
| Applicable income taxes | $430,000 | 2,553 |
| Income before extraordinary items | $997,000 | 2,981 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $997,000 | 2,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $112,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $649,100 | 3,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 2,947 |
| Total interest expense | $919,000 | 2,611 |
| Net interest income | $1,554,000 | 3,074 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $1,111,000 | 3,361 |
| Salaries and employee benefits | $555,000 | 3,582 |
| Premises and equipment expense | $193,000 | 2,842 |
| Additional noninterest expense | $363,000 | 3,095 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $392,000 | 3,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $56,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $336,500 | 3,742 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,952,000 | 3,032 |
| Total interest expense | $4,155,000 | 2,652 |
| Net interest income | $5,797,000 | 3,239 |
| Provision for loan and lease losses | $321,000 | 3,290 |
| Total noninterest income | $380,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $220,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,470 |
| Total noninterest expense | $4,325,000 | 3,337 |
| Salaries and employee benefits | $2,079,000 | 3,629 |
| Premises and equipment expense | $777,000 | 2,742 |
| Additional noninterest expense | $1,469,000 | 2,995 |
| Pre-tax net operating income | $1,531,000 | 4,056 |
| Securities gains (losses) | $-756,000 | 9,293 |
| Applicable income taxes | $116,000 | 5,820 |
| Income before extraordinary items | $659,000 | 5,713 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $659,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,450 |
| Cash dividends | $180,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 731 |
| Net operating income | $1,301,600 | 3,778 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,914,000 | 3,334 |
| Total interest expense | $5,365,000 | 2,963 |
| Net interest income | $4,549,000 | 3,723 |
| Provision for loan and lease losses | $84,000 | 5,921 |
| Total noninterest income | $385,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $249,000 | 4,653 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $136,000 | 5,723 |
| Total noninterest expense | $3,849,000 | 3,547 |
| Salaries and employee benefits | $1,819,000 | 3,885 |
| Premises and equipment expense | $767,000 | 2,743 |
| Additional noninterest expense | $1,263,000 | 3,342 |
| Pre-tax net operating income | $1,001,000 | 4,896 |
| Securities gains (losses) | $243,000 | 1,043 |
| Applicable income taxes | $262,000 | 4,537 |
| Income before extraordinary items | $982,000 | 4,329 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $982,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $157,000 | 5,268 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 793 |
| Net operating income | $790,030 | 4,785 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,482,000 | 3,944 |
| Total interest expense | $4,279,000 | 3,769 |
| Net interest income | $4,203,000 | 4,014 |
| Provision for loan and lease losses | $88,000 | 5,585 |
| Total noninterest income | $267,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $229,000 | 4,760 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,000 | 8,238 |
| Total noninterest expense | $3,485,000 | 3,714 |
| Salaries and employee benefits | $1,675,000 | 3,997 |
| Premises and equipment expense | $732,000 | 2,769 |
| Additional noninterest expense | $1,078,000 | 3,753 |
| Pre-tax net operating income | $897,000 | 5,558 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $870,000 | 4,786 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $870,000 | 4,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,272 |
| Cash dividends | $133,000 | 5,658 |
| Sale, conversion, retirement of capital stock, net | $356,000 | 580 |
| Net operating income | $855,750 | 4,843 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 4,526 |
| Total interest expense | $3,009,000 | 4,591 |
| Net interest income | $3,750,000 | 4,409 |
| Provision for loan and lease losses | $79,000 | 5,701 |
| Total noninterest income | $252,000 | 6,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $3,332,000 | 3,869 |
| Salaries and employee benefits | $1,597,000 | 4,130 |
| Premises and equipment expense | $747,000 | 2,719 |
| Additional noninterest expense | $988,000 | 4,058 |
| Pre-tax net operating income | $591,000 | 6,745 |
| Securities gains (losses) | $44,000 | 1,029 |
| Applicable income taxes | $-41,000 | 9,796 |
| Income before extraordinary items | $676,000 | 5,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,024 |
| Cash dividends | $118,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $1,289,000 | 474 |
| Net operating income | $632,000 | 5,716 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,889,000 | 5,074 |
| Total interest expense | $2,532,000 | 5,319 |
| Net interest income | $3,357,000 | 4,747 |
| Provision for loan and lease losses | $147,000 | 4,228 |
| Total noninterest income | $248,000 | 7,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $2,890,000 | 4,258 |
| Salaries and employee benefits | $1,364,000 | 4,589 |
| Premises and equipment expense | $659,000 | 2,926 |
| Additional noninterest expense | $867,000 | 4,418 |
| Pre-tax net operating income | $568,000 | 7,069 |
| Securities gains (losses) | $168,000 | 1,000 |
| Applicable income taxes | $75,000 | 7,905 |
| Income before extraordinary items | $661,000 | 5,763 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $661,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $509,800 | 6,437 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,896,000 | 5,887 |
| Total interest expense | $2,106,000 | 6,071 |
| Net interest income | $2,790,000 | 5,595 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $197,000 | 7,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $2,519,000 | 4,757 |
| Salaries and employee benefits | $1,216,000 | 5,032 |
| Premises and equipment expense | $575,000 | 3,272 |
| Additional noninterest expense | $728,000 | 5,069 |
| Pre-tax net operating income | $338,000 | 8,786 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $9,000 | 9,906 |
| Income before extraordinary items | $332,000 | 8,137 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $332,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $329,090 | 8,109 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 6,594 |
| Total interest expense | $1,864,000 | 6,702 |
| Net interest income | $2,426,000 | 6,329 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $177,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $2,026,000 | 5,894 |
| Salaries and employee benefits | $978,000 | 6,096 |
| Premises and equipment expense | $381,000 | 4,710 |
| Additional noninterest expense | $667,000 | 5,934 |
| Pre-tax net operating income | $527,000 | 7,786 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $54,000 | 9,620 |
| Income before extraordinary items | $465,000 | 7,143 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $465,000 | 7,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $38,000 | 7,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $472,200 | 7,035 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 7,210 |
| Total interest expense | $1,487,000 | 7,740 |
| Net interest income | $2,312,000 | 6,659 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $156,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,787,000 | 6,497 |
| Salaries and employee benefits | $863,000 | 6,742 |
| Premises and equipment expense | $369,000 | 4,840 |
| Additional noninterest expense | $555,000 | 6,821 |
| Pre-tax net operating income | $631,000 | 7,701 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $4,000 | 11,033 |
| Income before extraordinary items | $616,000 | 6,521 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $616,000 | 6,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,982 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $626,890 | 6,437 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 7,878 |
| Total interest expense | $998,000 | 8,704 |
| Net interest income | $2,107,000 | 7,308 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $1,510,000 | 7,570 |
| Salaries and employee benefits | $651,000 | 8,263 |
| Premises and equipment expense | $335,000 | 5,238 |
| Additional noninterest expense | $524,000 | 7,641 |
| Pre-tax net operating income | $558,000 | 8,256 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $546,000 | 6,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $546,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,388 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $547,960 | 6,985 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 8,382 |
| Total interest expense | $1,037,000 | 8,935 |
| Net interest income | $1,936,000 | 7,874 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,438,000 | 8,052 |
| Salaries and employee benefits | $595,000 | 8,840 |
| Premises and equipment expense | $326,000 | 5,507 |
| Additional noninterest expense | $517,000 | 8,054 |
| Pre-tax net operating income | $384,000 | 9,536 |
| Securities gains (losses) | $85,000 | 2,724 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $469,000 | 7,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $469,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $384,000 | 8,334 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 8,709 |
| Total interest expense | $1,318,000 | 9,163 |
| Net interest income | $1,838,000 | 8,225 |
| Provision for loan and lease losses | $283,000 | 4,285 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $1,483,000 | 7,974 |
| Salaries and employee benefits | $574,000 | 9,040 |
| Premises and equipment expense | $349,000 | 5,384 |
| Additional noninterest expense | $560,000 | 7,875 |
| Pre-tax net operating income | $121,000 | 11,796 |
| Securities gains (losses) | $161,000 | 2,318 |
| Applicable income taxes | $67,000 | 10,800 |
| Income before extraordinary items | $215,000 | 10,395 |
| Extraordinary gains, net | $67,000 | 903 |
| Net income | $282,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $92,640 | 11,731 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.