Home > First City Bank > Income and Expense
First City Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,175,000 | 1,864 |
| Total interest expense | $9,831,000 | 1,615 |
| Net interest income | $8,344,000 | 2,153 |
| Provision for loan and lease losses | $319,000 | 2,197 |
| Total noninterest income | $2,711,000 | 1,451 |
| Gross Fiduciary activities income | $5,000 | 1,518 |
| Service charges on deposit accounts | $1,098,000 | 1,214 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,608,000 | 1,320 |
| Total noninterest expense | $8,325,000 | 1,689 |
| Salaries and employee benefits | $4,048,000 | 1,636 |
| Premises and equipment expense | $1,043,000 | 1,957 |
| Additional noninterest expense | $3,234,000 | 1,588 |
| Pre-tax net operating income | $2,411,000 | 2,951 |
| Securities gains (losses) | $-344,000 | 11,765 |
| Applicable income taxes | $707,000 | 3,210 |
| Income before extraordinary items | $1,360,000 | 3,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,360,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,858 |
| Cash dividends | $1,073,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,587,040 | 3,056 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,603,000 | 1,976 |
| Total interest expense | $7,441,000 | 1,683 |
| Net interest income | $8,162,000 | 2,210 |
| Provision for loan and lease losses | $322,000 | 2,149 |
| Total noninterest income | $2,525,000 | 1,550 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $1,020,000 | 1,311 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,504,000 | 1,382 |
| Total noninterest expense | $8,115,000 | 1,791 |
| Salaries and employee benefits | $3,671,000 | 1,823 |
| Premises and equipment expense | $2,050,000 | 1,034 |
| Additional noninterest expense | $2,394,000 | 2,212 |
| Pre-tax net operating income | $2,250,000 | 3,105 |
| Securities gains (losses) | $192,000 | 510 |
| Applicable income taxes | $802,000 | 2,755 |
| Income before extraordinary items | $1,640,000 | 2,933 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,640,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,436 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,511,360 | 3,174 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,328,000 | 2,166 |
| Total interest expense | $6,328,000 | 2,048 |
| Net interest income | $8,000,000 | 2,246 |
| Provision for loan and lease losses | $176,000 | 4,253 |
| Total noninterest income | $1,341,000 | 2,670 |
| Gross Fiduciary activities income | $1,000 | 1,605 |
| Service charges on deposit accounts | $1,082,000 | 1,247 |
| Trading account gains and fees | $100,000 | 265 |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $7,019,000 | 2,088 |
| Salaries and employee benefits | $3,432,000 | 1,937 |
| Premises and equipment expense | $1,734,000 | 1,238 |
| Additional noninterest expense | $1,853,000 | 2,912 |
| Pre-tax net operating income | $2,146,000 | 3,089 |
| Securities gains (losses) | $-109,000 | 13,186 |
| Applicable income taxes | $744,000 | 2,933 |
| Income before extraordinary items | $1,293,000 | 3,730 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $1,393,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,301 |
| Cash dividends | $4,746,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,362,760 | 3,352 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,318,000 | 2,446 |
| Total interest expense | $7,369,000 | 2,301 |
| Net interest income | $6,949,000 | 2,616 |
| Provision for loan and lease losses | $445,000 | 3,244 |
| Total noninterest income | $1,165,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $891,000 | 1,519 |
| Trading account gains and fees | $-100,000 | 5,273 |
| Additional Noninterest Income | $374,000 | 3,857 |
| Total noninterest expense | $5,870,000 | 2,470 |
| Salaries and employee benefits | $2,869,000 | 2,268 |
| Premises and equipment expense | $1,280,000 | 1,662 |
| Additional noninterest expense | $1,721,000 | 3,180 |
| Pre-tax net operating income | $1,799,000 | 3,434 |
| Securities gains (losses) | $476,000 | 1,127 |
| Applicable income taxes | $832,000 | 2,503 |
| Income before extraordinary items | $1,443,000 | 3,195 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,443,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 4,083 |
| Cash dividends | $592,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,138,360 | 3,713 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.