Home > First City Bank > Assets and Liabilities
First City Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 134 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $249,493,000 | 1,878 |
| Cash and due from depository institutions | $11,085,000 | 1,419 |
| Interest-bearing balances | $101,000 | 4,818 |
| Securities | $95,343,000 | 1,307 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,191 |
| Net loans & leases | $120,284,000 | 2,302 |
| Loan loss allowance | $1,380,000 | 2,655 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,120,000 | 1,075 |
| Other real estate owned | $270,000 | 1,419 |
| Goodwill and other intangibles | $5,000 | 3,064 |
| All other assets | $3,486,000 | 2,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,493,000 | 1,878 |
| Total liabilities | $233,034,000 | 1,821 |
| Total deposits | $215,801,000 | 1,783 |
| Interest-bearing deposits | $193,733,000 | 1,751 |
| Deposits held in domestic offices | $215,801,000 | 1,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,025,000 | 972 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,587,000 | 2,570 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,621,000 | 1,699 |
| Total equity capital | $16,459,000 | 2,712 |
| Total bank equity capital | $16,459,000 | 2,712 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $622,000 | 4,870 |
| Surplus | $13,042,000 | 1,282 |
| Undivided profits | $2,795,000 | 6,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 6,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $714,000 | 3,295 |
| Earning assets | $227,628,000 | 1,880 |
| Long-term assets (5+ years) | $16,735,000 | 2,859 |
| Average Assets, year-to-date | $236,698,400 | 1,908 |
| Average Assets, quarterly | $243,672,500 | 1,908 |
| Volatile liabilities | $55,172,000 | 1,202 |
| Insider loans | $2,706,000 | 1,612 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,368,000 | 3,668 |
| Tier 1 (core) risk-based capital | $17,028,000 | 2,524 |
| Tier 2 risk-based capital | $1,380,000 | 2,174 |
| Total risk weighted assets | $128,527,700 | 2,154 |
| Total unused commitments | $8,368,000 | 3,681 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 135 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $232,327,000 | 1,980 |
| Cash and due from depository institutions | $8,474,000 | 1,456 |
| Interest-bearing balances | $358,000 | 3,782 |
| Securities | $103,277,000 | 1,253 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,270 |
| Net loans & leases | $102,120,000 | 2,610 |
| Loan loss allowance | $1,383,000 | 2,721 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,571,000 | 972 |
| Other real estate owned | $303,000 | 1,456 |
| Goodwill and other intangibles | $6,000 | 2,975 |
| All other assets | $3,276,000 | 2,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,327,000 | 1,980 |
| Total liabilities | $217,408,000 | 1,928 |
| Total deposits | $200,361,000 | 1,909 |
| Interest-bearing deposits | $180,592,000 | 1,835 |
| Deposits held in domestic offices | $200,361,000 | 1,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,968,000 | 1,074 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,658,000 | 2,706 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,421,000 | 2,328 |
| Total equity capital | $14,919,000 | 2,751 |
| Total bank equity capital | $14,919,000 | 2,751 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $622,000 | 5,111 |
| Surplus | $13,043,000 | 1,214 |
| Undivided profits | $1,254,000 | 8,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $594,000 | 3,502 |
| Earning assets | $213,055,000 | 1,982 |
| Long-term assets (5+ years) | $16,961,000 | 2,882 |
| Average Assets, year-to-date | $221,994,200 | 2,024 |
| Average Assets, quarterly | $231,787,000 | 1,970 |
| Volatile liabilities | $54,738,000 | 1,190 |
| Insider loans | $3,207,000 | 1,307 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,053,000 | 3,969 |
| Tier 1 (core) risk-based capital | $16,740,000 | 2,456 |
| Tier 2 risk-based capital | $1,383,000 | 2,168 |
| Total risk weighted assets | $116,311,600 | 2,297 |
| Total unused commitments | $7,053,000 | 3,976 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 131 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $211,287,000 | 2,198 |
| Cash and due from depository institutions | $3,406,000 | 1,596 |
| Interest-bearing balances | $260,000 | 5,298 |
| Securities | $86,468,000 | 1,583 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,981 |
| Net loans & leases | $103,025,000 | 2,542 |
| Loan loss allowance | $1,269,000 | 3,016 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,874,000 | 924 |
| Other real estate owned | $339,000 | 1,596 |
| Goodwill and other intangibles | $16,000 | 2,777 |
| All other assets | $3,159,000 | 2,316 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,287,000 | 2,198 |
| Total liabilities | $197,540,000 | 2,158 |
| Total deposits | $183,818,000 | 2,168 |
| Interest-bearing deposits | $160,136,000 | 2,148 |
| Deposits held in domestic offices | $183,818,000 | 2,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,109,000 | 1,067 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,772,000 | 2,263 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,841,000 | 1,934 |
| Total equity capital | $13,747,000 | 2,937 |
| Total bank equity capital | $13,747,000 | 2,937 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,889,000 | 532 |
| Surplus | $4,400,000 | 3,019 |
| Undivided profits | $2,458,000 | 6,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 10,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $977,000 | 1,784 |
| Earning assets | $196,753,000 | 2,183 |
| Long-term assets (5+ years) | $13,442,000 | 3,572 |
| Average Assets, year-to-date | $215,678,800 | 2,099 |
| Average Assets, quarterly | $209,986,500 | 2,189 |
| Volatile liabilities | $56,545,000 | 1,096 |
| Insider loans | $2,725,000 | 1,524 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,658,000 | 3,731 |
| Tier 1 (core) risk-based capital | $13,315,000 | 2,970 |
| Tier 2 risk-based capital | $1,269,000 | 2,311 |
| Total risk weighted assets | $116,357,900 | 2,270 |
| Total unused commitments | $7,658,000 | 3,749 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 100 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $218,490,000 | 2,173 |
| Cash and due from depository institutions | $9,259,000 | 2,154 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $68,023,000 | 1,981 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 3,405 |
| Net loans & leases | $91,936,000 | 2,878 |
| Loan loss allowance | $1,275,000 | 3,061 |
| Trading account assets | $34,713,000 | 76 |
| Bank premises and fixed assets | $8,011,000 | 910 |
| Other real estate owned | $255,000 | 2,154 |
| Goodwill and other intangibles | $18,000 | 2,769 |
| All other assets | $1,475,000 | 4,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,490,000 | 2,173 |
| Total liabilities | $202,706,000 | 2,138 |
| Total deposits | $190,708,000 | 2,150 |
| Interest-bearing deposits | $174,780,000 | 2,052 |
| Deposits held in domestic offices | $190,708,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,525,000 | 1,080 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,886,000 | 2,020 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,587,000 | 2,254 |
| Total equity capital | $15,784,000 | 2,414 |
| Total bank equity capital | $15,784,000 | 2,414 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,889,000 | 541 |
| Surplus | $4,400,000 | 2,906 |
| Undivided profits | $4,495,000 | 4,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 9,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $575,000 | 3,528 |
| Earning assets | $199,472,000 | 2,168 |
| Long-term assets (5+ years) | $14,771,000 | 3,272 |
| Average Assets, year-to-date | $197,998,800 | 2,333 |
| Average Assets, quarterly | $210,552,500 | 2,231 |
| Volatile liabilities | $78,632,000 | 871 |
| Insider loans | $3,216,000 | 166 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,664,000 | 3,032 |
| Tier 1 (core) risk-based capital | $15,766,000 | 2,360 |
| Tier 2 risk-based capital | $1,275,000 | 2,344 |
| Total risk weighted assets | $110,021,800 | 2,468 |
| Total unused commitments | $9,664,000 | 3,048 |
| Derivatives | $0 | 651 |