Home > First City Bank > Income and Expense
First City Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 8,672 |
| Total interest expense | $816,000 | 9,958 |
| Net interest income | $1,977,000 | 7,746 |
| Provision for loan and lease losses | $-72,000 | 12,827 |
| Total noninterest income | $602,000 | 4,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,807 |
| Total noninterest expense | $1,751,000 | 7,037 |
| Salaries and employee benefits | $812,000 | 7,252 |
| Premises and equipment expense | $468,000 | 4,101 |
| Additional noninterest expense | $471,000 | 8,505 |
| Pre-tax net operating income | $900,000 | 6,348 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $315,000 | 5,902 |
| Income before extraordinary items | $588,000 | 6,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $588,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $341,000 | 4,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $586,050 | 6,641 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,999,000 | 8,973 |
| Total interest expense | $956,000 | 10,599 |
| Net interest income | $2,043,000 | 7,641 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $571,000 | 5,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 6,598 |
| Total noninterest expense | $1,818,000 | 6,890 |
| Salaries and employee benefits | $793,000 | 7,304 |
| Premises and equipment expense | $485,000 | 4,078 |
| Additional noninterest expense | $540,000 | 8,084 |
| Pre-tax net operating income | $766,000 | 6,734 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $178,000 | 8,017 |
| Income before extraordinary items | $618,000 | 6,449 |
| Extraordinary gains, net | $127,000 | 625 |
| Net income | $745,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $635,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $594,600 | 6,258 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.