Home > First Citrus Bank > Income and Expense

First Citrus Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$17,806,000	1,318
Total interest expense	$785,000	2,072
Net interest income	$17,021,000	1,271
Provision for loan and lease losses	$240,000	1,365
Total noninterest income	$2,259,000	1,649
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$303,000	1,952
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,956,000	1,390
Total noninterest expense	$13,148,000	1,304
Salaries and employee benefits	$8,605,000	1,182
Premises and equipment expense	$1,647,000	1,106
Additional noninterest expense	$1,956,000	1,390
Pre-tax net operating income	$5,892,000	1,502
Securities gains (losses)	$0	740
Applicable income taxes	$1,426,000	1,110
Income before extraordinary items	$4,466,000	1,617
Extraordinary gains, net	$0	4
Net income	$4,466,000	1,616
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,466,000	1,617
Net charge-offs	$-6,000	3,455
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$18,000	485
Net operating income	$4,466,000	1,651
2022-06-30 (YTD Data)		Rank
Total interest income	$10,995,000	1,359
Total interest expense	$519,000	1,910
Net interest income	$10,476,000	1,334
Provision for loan and lease losses	$160,000	1,252
Total noninterest income	$1,734,000	1,507
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$205,000	1,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,529,000	1,299
Total noninterest expense	$8,504,000	1,334
Salaries and employee benefits	$5,445,000	1,222
Premises and equipment expense	$1,083,000	1,110
Additional noninterest expense	$1,976,000	1,615
Pre-tax net operating income	$3,546,000	1,539
Securities gains (losses)	$0	687
Applicable income taxes	$857,000	1,117
Income before extraordinary items	$2,689,000	1,638
Extraordinary gains, net	$0	4
Net income	$2,689,000	1,637
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,689,000	1,638
Net charge-offs	$-8,000	3,588
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$12,000	467
Net operating income	$2,689,000	1,673
2022-03-31 (YTD Data)		Rank
Total interest income	$5,502,000	1,323
Total interest expense	$264,000	1,850
Net interest income	$5,238,000	1,293
Provision for loan and lease losses	$100,000	968
Total noninterest income	$1,131,000	1,278
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$100,000	1,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,031,000	1,065
Total noninterest expense	$4,182,000	1,337
Salaries and employee benefits	$2,780,000	1,207
Premises and equipment expense	$539,000	1,117
Additional noninterest expense	$863,000	1,773
Pre-tax net operating income	$2,087,000	1,304
Securities gains (losses)	$0	623
Applicable income taxes	$506,000	962
Income before extraordinary items	$1,581,000	1,402
Extraordinary gains, net	$0	4
Net income	$1,581,000	1,402
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,581,000	1,402
Net charge-offs	$-1,000	3,005
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$6,000	424
Net operating income	$1,581,000	1,418
2021-12-31 (YTD Data)		Rank
Total interest income	$23,932,000	1,278
Total interest expense	$1,464,000	1,700
Net interest income	$22,468,000	1,233
Provision for loan and lease losses	$1,200,000	489
Total noninterest income	$3,025,000	1,789
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$375,000	1,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,650,000	1,609
Total noninterest expense	$14,692,000	1,476
Salaries and employee benefits	$9,429,000	1,359
Premises and equipment expense	$1,795,000	1,320
Additional noninterest expense	$3,468,000	1,771
Pre-tax net operating income	$9,601,000	1,312
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,267,000	1,017
Income before extraordinary items	$7,334,000	1,446
Extraordinary gains, net	$0	10
Net income	$7,334,000	1,446
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,334,000	1,446
Net charge-offs	$69,000	1,511
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$36,000	522
Net operating income	$7,334,000	1,423
2021-09-30 (YTD Data)		Rank
Total interest income	$18,167,000	1,291
Total interest expense	$1,172,000	1,692
Net interest income	$16,995,000	1,250
Provision for loan and lease losses	$900,000	492
Total noninterest income	$2,480,000	1,739
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$271,000	1,979
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,209,000	1,565
Total noninterest expense	$10,594,000	1,531
Salaries and employee benefits	$6,880,000	1,390
Premises and equipment expense	$1,219,000	1,450
Additional noninterest expense	$2,495,000	1,833
Pre-tax net operating income	$7,981,000	1,271
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,941,000	987
Income before extraordinary items	$6,040,000	1,398
Extraordinary gains, net	$0	8
Net income	$6,040,000	1,397
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,040,000	1,398
Net charge-offs	$62,000	1,277
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$30,000	482
Net operating income	$6,040,000	1,378
2021-06-30 (YTD Data)		Rank
Total interest income	$11,941,000	1,305
Total interest expense	$815,000	1,700
Net interest income	$11,126,000	1,250
Provision for loan and lease losses	$600,000	497
Total noninterest income	$1,385,000	1,882
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$174,000	1,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,211,000	1,725
Total noninterest expense	$6,747,000	1,580
Salaries and employee benefits	$4,422,000	1,429
Premises and equipment expense	$736,000	1,570
Additional noninterest expense	$1,589,000	1,875
Pre-tax net operating income	$5,164,000	1,283
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,262,000	989
Income before extraordinary items	$3,902,000	1,432
Extraordinary gains, net	$0	6
Net income	$3,902,000	1,432
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,902,000	1,432
Net charge-offs	$-4,000	3,475
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$24,000	463
Net operating income	$3,902,000	1,394
2021-03-31 (YTD Data)		Rank
Total interest income	$5,914,000	1,315
Total interest expense	$410,000	1,761
Net interest income	$5,504,000	1,259
Provision for loan and lease losses	$224,000	759
Total noninterest income	$436,000	2,388
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$87,000	1,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$349,000	2,294
Total noninterest expense	$3,315,000	1,592
Salaries and employee benefits	$2,187,000	1,439
Premises and equipment expense	$381,000	1,537
Additional noninterest expense	$747,000	1,932
Pre-tax net operating income	$2,401,000	1,339
Securities gains (losses)	$0	1,392
Applicable income taxes	$584,000	1,030
Income before extraordinary items	$1,817,000	1,492
Extraordinary gains, net	$0	3
Net income	$1,817,000	1,492
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,817,000	1,492
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$15,000	427
Net operating income	$1,817,000	1,456
2020-12-31 (YTD Data)		Rank
Total interest income	$19,968,000	1,504
Total interest expense	$2,479,000	1,714
Net interest income	$17,489,000	1,446
Provision for loan and lease losses	$784,000	1,842
Total noninterest income	$2,059,000	2,091
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$313,000	2,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,746,000	1,934
Total noninterest expense	$11,950,000	1,717
Salaries and employee benefits	$7,656,000	1,565
Premises and equipment expense	$1,384,000	1,619
Additional noninterest expense	$2,910,000	1,954
Pre-tax net operating income	$6,814,000	1,397
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,650,000	1,060
Income before extraordinary items	$5,164,000	1,597
Extraordinary gains, net	$0	4
Net income	$5,164,000	1,597
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,164,000	1,597
Net charge-offs	$428,000	1,081
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$60,000	481
Net operating income	$5,164,000	1,554
2020-09-30 (YTD Data)		Rank
Total interest income	$14,560,000	1,538
Total interest expense	$2,019,000	1,685
Net interest income	$12,541,000	1,492
Provision for loan and lease losses	$484,000	2,000
Total noninterest income	$1,272,000	2,256
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$222,000	2,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,050,000	2,093
Total noninterest expense	$8,551,000	1,748
Salaries and employee benefits	$5,375,000	1,642
Premises and equipment expense	$1,043,000	1,605
Additional noninterest expense	$2,133,000	1,976
Pre-tax net operating income	$4,778,000	1,453
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,137,000	1,088
Income before extraordinary items	$3,641,000	1,644
Extraordinary gains, net	$0	4
Net income	$3,641,000	1,645
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,641,000	1,645
Net charge-offs	$415,000	842
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$45,000	452
Net operating income	$3,641,000	1,595
2020-06-30 (YTD Data)		Rank
Total interest income	$9,357,000	1,598
Total interest expense	$1,483,000	1,658
Net interest income	$7,874,000	1,573
Provision for loan and lease losses	$184,000	2,480
Total noninterest income	$864,000	2,192
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$141,000	2,355
Trading account gains and fees	NA	NA
Additional Noninterest Income	$723,000	2,004
Total noninterest expense	$5,540,000	1,784
Salaries and employee benefits	$3,474,000	1,670
Premises and equipment expense	$682,000	1,624
Additional noninterest expense	$1,384,000	2,012
Pre-tax net operating income	$3,014,000	1,439
Securities gains (losses)	$0	2,249
Applicable income taxes	$729,000	1,049
Income before extraordinary items	$2,285,000	1,646
Extraordinary gains, net	$0	4
Net income	$2,285,000	1,647
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,285,000	1,647
Net charge-offs	$12,000	2,384
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$30,000	434
Net operating income	$2,285,000	1,604
2020-03-31 (YTD Data)		Rank
Total interest income	$4,632,000	1,606
Total interest expense	$882,000	1,568
Net interest income	$3,750,000	1,600
Provision for loan and lease losses	$75,000	2,175
Total noninterest income	$460,000	2,028
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$74,000	2,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$386,000	1,774
Total noninterest expense	$2,930,000	1,729
Salaries and employee benefits	$1,909,000	1,561
Premises and equipment expense	$328,000	1,705
Additional noninterest expense	$693,000	2,034
Pre-tax net operating income	$1,205,000	1,575
Securities gains (losses)	$0	1,705
Applicable income taxes	$292,000	1,092
Income before extraordinary items	$913,000	1,788
Extraordinary gains, net	$0	4
Net income	$913,000	1,788
Minority interest net income	$0	56
Net income of bank and minority interests.	$913,000	1,788
Net charge-offs	$12,000	1,803
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$15,000	418
Net operating income	$913,000	1,761
2019-12-31 (YTD Data)		Rank
Total interest income	$18,813,000	1,599
Total interest expense	$3,967,000	1,480
Net interest income	$14,846,000	1,606
Provision for loan and lease losses	$119,000	2,847
Total noninterest income	$1,722,000	2,144
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$302,000	2,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,420,000	1,854
Total noninterest expense	$10,828,000	1,799
Salaries and employee benefits	$6,912,000	1,652
Premises and equipment expense	$1,276,000	1,718
Additional noninterest expense	$2,640,000	2,127
Pre-tax net operating income	$5,621,000	1,612
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,377,000	1,172
Income before extraordinary items	$4,244,000	1,796
Extraordinary gains, net	$0	11
Net income	$4,244,000	1,798
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,244,000	1,798
Net charge-offs	$277,000	1,412
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$118,000	462
Net operating income	$4,244,000	1,763
2019-09-30 (YTD Data)		Rank
Total interest income	$14,053,000	1,618
Total interest expense	$2,972,000	1,496
Net interest income	$11,081,000	1,642
Provision for loan and lease losses	$119,000	2,471
Total noninterest income	$1,098,000	2,324
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$224,000	2,657
Trading account gains and fees	NA	NA
Additional Noninterest Income	$874,000	2,069
Total noninterest expense	$8,052,000	1,808
Salaries and employee benefits	$5,203,000	1,642
Premises and equipment expense	$944,000	1,752
Additional noninterest expense	$1,905,000	2,191
Pre-tax net operating income	$4,008,000	1,728
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,015,000	1,217
Income before extraordinary items	$2,993,000	1,937
Extraordinary gains, net	$0	11
Net income	$2,993,000	1,937
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,993,000	1,938
Net charge-offs	$295,000	1,046
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$89,000	429
Net operating income	$2,993,000	1,904
2019-06-30 (YTD Data)		Rank
Total interest income	$9,359,000	1,624
Total interest expense	$1,944,000	1,500
Net interest income	$7,415,000	1,643
Provision for loan and lease losses	$47,000	2,843
Total noninterest income	$756,000	2,258
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$148,000	2,656
Trading account gains and fees	NA	NA
Additional Noninterest Income	$608,000	1,990
Total noninterest expense	$5,266,000	1,848
Salaries and employee benefits	$3,391,000	1,691
Premises and equipment expense	$619,000	1,782
Additional noninterest expense	$1,256,000	2,219
Pre-tax net operating income	$2,858,000	1,609
Securities gains (losses)	$0	1,702
Applicable income taxes	$708,000	1,161
Income before extraordinary items	$2,150,000	1,811
Extraordinary gains, net	$0	11
Net income	$2,150,000	1,810
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,150,000	1,811
Net charge-offs	$0	3,172
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$59,000	418
Net operating income	$2,150,000	1,782
2019-03-31 (YTD Data)		Rank
Total interest income	$4,699,000	1,608
Total interest expense	$940,000	1,501
Net interest income	$3,759,000	1,622
Provision for loan and lease losses	$0	3,406
Total noninterest income	$353,000	2,323
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$81,000	2,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$272,000	2,063
Total noninterest expense	$2,617,000	1,863
Salaries and employee benefits	$1,724,000	1,675
Premises and equipment expense	$300,000	1,839
Additional noninterest expense	$593,000	2,299
Pre-tax net operating income	$1,495,000	1,531
Securities gains (losses)	$0	1,087
Applicable income taxes	$376,000	1,089
Income before extraordinary items	$1,119,000	1,720
Extraordinary gains, net	$0	5
Net income	$1,119,000	1,718
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,119,000	1,719
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$29,000	386
Net operating income	$1,119,000	1,700
2018-12-31 (YTD Data)		Rank
Total interest income	$16,915,000	1,675
Total interest expense	$2,723,000	1,537
Net interest income	$14,192,000	1,694
Provision for loan and lease losses	$390,000	1,692
Total noninterest income	$1,746,000	2,143
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$296,000	2,762
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,450,000	1,835
Total noninterest expense	$9,994,000	1,900
Salaries and employee benefits	$6,321,000	1,732
Premises and equipment expense	$1,241,000	1,767
Additional noninterest expense	$2,432,000	2,269
Pre-tax net operating income	$5,554,000	1,636
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,363,000	1,124
Income before extraordinary items	$4,191,000	1,840
Extraordinary gains, net	$0	6
Net income	$4,191,000	1,839
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,191,000	1,839
Net charge-offs	$316,000	1,293
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$95,000	494
Net operating income	$4,191,000	1,836
2018-09-30 (YTD Data)		Rank
Total interest income	$12,298,000	1,707
Total interest expense	$1,865,000	1,578
Net interest income	$10,433,000	1,718
Provision for loan and lease losses	$330,000	1,484
Total noninterest income	$1,256,000	2,226
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$214,000	2,842
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,042,000	1,894
Total noninterest expense	$7,570,000	1,888
Salaries and employee benefits	$4,759,000	1,732
Premises and equipment expense	$906,000	1,818
Additional noninterest expense	$1,905,000	2,189
Pre-tax net operating income	$3,789,000	1,789
Securities gains (losses)	$0	1,118
Applicable income taxes	$950,000	1,213
Income before extraordinary items	$2,839,000	1,986
Extraordinary gains, net	$0	5
Net income	$2,839,000	1,983
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,839,000	1,985
Net charge-offs	$493,000	721
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$63,000	478
Net operating income	$2,839,000	1,975
2018-06-30 (YTD Data)		Rank
Total interest income	$7,927,000	1,745
Total interest expense	$1,144,000	1,608
Net interest income	$6,783,000	1,756
Provision for loan and lease losses	$220,000	1,431
Total noninterest income	$985,000	2,031
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$136,000	2,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$849,000	1,674
Total noninterest expense	$5,091,000	1,887
Salaries and employee benefits	$3,205,000	1,737
Premises and equipment expense	$608,000	1,818
Additional noninterest expense	$1,278,000	2,186
Pre-tax net operating income	$2,457,000	1,792
Securities gains (losses)	$0	961
Applicable income taxes	$614,000	1,229
Income before extraordinary items	$1,843,000	2,000
Extraordinary gains, net	$0	6
Net income	$1,843,000	1,998
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,843,000	1,999
Net charge-offs	$409,000	596
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$36,000	472
Net operating income	$1,843,000	1,992
2018-03-31 (YTD Data)		Rank
Total interest income	$3,840,000	1,780
Total interest expense	$570,000	1,553
Net interest income	$3,270,000	1,797
Provision for loan and lease losses	$134,000	1,253
Total noninterest income	$383,000	2,317
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$64,000	3,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	1,953
Total noninterest expense	$2,625,000	1,855
Salaries and employee benefits	$1,682,000	1,692
Premises and equipment expense	$309,000	1,826
Additional noninterest expense	$634,000	2,188
Pre-tax net operating income	$894,000	2,198
Securities gains (losses)	$0	735
Applicable income taxes	$219,000	1,488
Income before extraordinary items	$675,000	2,427
Extraordinary gains, net	$0	7
Net income	$675,000	2,426
Minority interest net income	$0	52
Net income of bank and minority interests.	$675,000	2,427
Net charge-offs	$438,000	332
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$6,000	525
Net operating income	$675,000	2,419
2017-12-31 (YTD Data)		Rank
Total interest income	$13,949,000	1,883
Total interest expense	$1,784,000	1,676
Net interest income	$12,165,000	1,883
Provision for loan and lease losses	$480,000	1,487
Total noninterest income	$1,925,000	2,074
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$348,000	2,598
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,577,000	1,761
Total noninterest expense	$9,121,000	2,054
Salaries and employee benefits	$5,498,000	1,944
Premises and equipment expense	$1,111,000	1,956
Additional noninterest expense	$2,512,000	2,244
Pre-tax net operating income	$4,489,000	1,874
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,732,000	1,408
Income before extraordinary items	$2,757,000	2,187
Extraordinary gains, net	$0	9
Net income	$2,757,000	2,186
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,757,000	2,187
Net charge-offs	$191,000	1,870
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$24,000	629
Net operating income	$2,757,000	2,169
2017-09-30 (YTD Data)		Rank
Total interest income	$10,250,000	1,911
Total interest expense	$1,276,000	1,732
Net interest income	$8,974,000	1,918
Provision for loan and lease losses	$480,000	1,181
Total noninterest income	$1,221,000	2,317
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$277,000	2,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$944,000	2,042
Total noninterest expense	$6,643,000	2,104
Salaries and employee benefits	$3,994,000	2,008
Premises and equipment expense	$814,000	2,003
Additional noninterest expense	$1,835,000	2,290
Pre-tax net operating income	$3,072,000	2,029
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,125,000	1,365
Income before extraordinary items	$1,947,000	2,455
Extraordinary gains, net	$0	9
Net income	$1,947,000	2,454
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,947,000	2,455
Net charge-offs	$196,000	1,406
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$18,000	602
Net operating income	$1,947,000	2,427
2017-06-30 (YTD Data)		Rank
Total interest income	$6,635,000	1,939
Total interest expense	$802,000	1,766
Net interest income	$5,833,000	1,956
Provision for loan and lease losses	$480,000	884
Total noninterest income	$957,000	2,108
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$214,000	2,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$743,000	1,865
Total noninterest expense	$4,388,000	2,130
Salaries and employee benefits	$2,600,000	2,051
Premises and equipment expense	$536,000	2,014
Additional noninterest expense	$1,252,000	2,240
Pre-tax net operating income	$1,922,000	2,088
Securities gains (losses)	$0	1,906
Applicable income taxes	$703,000	1,393
Income before extraordinary items	$1,219,000	2,495
Extraordinary gains, net	$0	11
Net income	$1,219,000	2,494
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,219,000	2,495
Net charge-offs	$221,000	993
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$12,000	585
Net operating income	$1,219,000	2,475
2017-03-31 (YTD Data)		Rank
Total interest income	$3,192,000	1,989
Total interest expense	$381,000	1,814
Net interest income	$2,811,000	2,005
Provision for loan and lease losses	$360,000	578
Total noninterest income	$666,000	1,714
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$119,000	2,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$547,000	1,454
Total noninterest expense	$2,162,000	2,177
Salaries and employee benefits	$1,192,000	2,215
Premises and equipment expense	$261,000	2,076
Additional noninterest expense	$709,000	2,026
Pre-tax net operating income	$955,000	2,028
Securities gains (losses)	$0	1,153
Applicable income taxes	$349,000	1,364
Income before extraordinary items	$606,000	2,430
Extraordinary gains, net	$0	8
Net income	$606,000	2,429
Minority interest net income	$0	55
Net income of bank and minority interests.	$606,000	2,430
Net charge-offs	$213,000	574
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$6,000	558
Net operating income	$606,000	2,410
2016-12-31 (YTD Data)		Rank
Total interest income	$11,668,000	2,121
Total interest expense	$1,363,000	1,931
Net interest income	$10,305,000	2,127
Provision for loan and lease losses	$217,000	2,349
Total noninterest income	$587,000	3,842
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$323,000	2,829
Trading account gains and fees	$0	170
Additional Noninterest Income	$264,000	4,078
Total noninterest expense	$8,384,000	2,211
Salaries and employee benefits	$4,760,000	2,171
Premises and equipment expense	$1,064,000	2,040
Additional noninterest expense	$2,560,000	2,267
Pre-tax net operating income	$2,291,000	2,829
Securities gains (losses)	$0	3,212
Applicable income taxes	$815,000	1,819
Income before extraordinary items	$1,476,000	3,301
Extraordinary gains, net	$0	5
Net income	$1,476,000	3,300
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,476,000	3,300
Net charge-offs	$96,000	2,633
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$24,000	649
Net operating income	$1,476,000	3,254
2016-09-30 (YTD Data)		Rank
Total interest income	$8,618,000	2,152
Total interest expense	$1,015,000	1,953
Net interest income	$7,603,000	2,151
Provision for loan and lease losses	$217,000	1,979
Total noninterest income	$410,000	3,991
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$225,000	2,948
Trading account gains and fees	$0	169
Additional Noninterest Income	$185,000	4,198
Total noninterest expense	$6,255,000	2,215
Salaries and employee benefits	$3,609,000	2,146
Premises and equipment expense	$807,000	2,034
Additional noninterest expense	$1,839,000	2,347
Pre-tax net operating income	$1,541,000	3,065
Securities gains (losses)	$0	3,160
Applicable income taxes	$541,000	1,991
Income before extraordinary items	$1,000,000	3,492
Extraordinary gains, net	$0	5
Net income	$1,000,000	3,490
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,000,000	3,492
Net charge-offs	$107,000	2,012
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$18,000	606
Net operating income	$1,000,000	3,441
2016-06-30 (YTD Data)		Rank
Total interest income	$5,660,000	2,182
Total interest expense	$684,000	1,940
Net interest income	$4,976,000	2,190
Provision for loan and lease losses	$184,000	1,706
Total noninterest income	$107,000	5,072
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$122,000	3,313
Trading account gains and fees	$0	157
Additional Noninterest Income	$-15,000	5,996
Total noninterest expense	$4,201,000	2,212
Salaries and employee benefits	$2,487,000	2,099
Premises and equipment expense	$544,000	2,009
Additional noninterest expense	$1,170,000	2,453
Pre-tax net operating income	$698,000	3,661
Securities gains (losses)	$0	2,835
Applicable income taxes	$238,000	2,347
Income before extraordinary items	$460,000	4,082
Extraordinary gains, net	$0	16
Net income	$460,000	4,079
Minority interest net income	$0	71
Net income of bank and minority interests.	$460,000	4,081
Net charge-offs	$92,000	1,700
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$12,000	593
Net operating income	$460,000	4,014
2016-03-31 (YTD Data)		Rank
Total interest income	$2,780,000	2,215
Total interest expense	$335,000	1,969
Net interest income	$2,445,000	2,215
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$85,000	4,586
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$46,000	3,713
Trading account gains and fees	$0	142
Additional Noninterest Income	$39,000	4,661
Total noninterest expense	$2,112,000	2,220
Salaries and employee benefits	$1,284,000	2,054
Premises and equipment expense	$273,000	2,017
Additional noninterest expense	$555,000	2,555
Pre-tax net operating income	$388,000	3,451
Securities gains (losses)	$0	2,077
Applicable income taxes	$130,000	2,231
Income before extraordinary items	$258,000	3,874
Extraordinary gains, net	$0	12
Net income	$258,000	3,871
Minority interest net income	$0	62
Net income of bank and minority interests.	$258,000	3,872
Net charge-offs	$60,000	1,320
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$6,000	563
Net operating income	$258,000	3,814
2015-12-31 (YTD Data)		Rank
Total interest income	$10,732,000	2,232
Total interest expense	$1,220,000	2,090
Net interest income	$9,512,000	2,246
Provision for loan and lease losses	$136,000	2,737
Total noninterest income	$255,000	4,979
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$184,000	3,826
Trading account gains and fees	$0	159
Additional Noninterest Income	$71,000	5,323
Total noninterest expense	$7,980,000	2,300
Salaries and employee benefits	$4,713,000	2,162
Premises and equipment expense	$1,108,000	2,016
Additional noninterest expense	$2,159,000	2,635
Pre-tax net operating income	$1,651,000	3,343
Securities gains (losses)	$0	3,216
Applicable income taxes	$642,000	2,002
Income before extraordinary items	$1,009,000	3,924
Extraordinary gains, net	$0	23
Net income	$1,009,000	3,924
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,009,000	3,925
Net charge-offs	$14,000	3,902
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$30,000	656
Net operating income	$1,009,000	3,871
2015-09-30 (YTD Data)		Rank
Total interest income	$7,991,000	2,261
Total interest expense	$896,000	2,141
Net interest income	$7,095,000	2,277
Provision for loan and lease losses	$110,000	2,573
Total noninterest income	$211,000	4,920
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$138,000	3,857
Trading account gains and fees	$0	153
Additional Noninterest Income	$73,000	5,139
Total noninterest expense	$5,899,000	2,327
Salaries and employee benefits	$3,451,000	2,205
Premises and equipment expense	$834,000	2,029
Additional noninterest expense	$1,614,000	2,634
Pre-tax net operating income	$1,297,000	3,325
Securities gains (losses)	$-51,000	6,149
Applicable income taxes	$485,000	2,042
Income before extraordinary items	$761,000	3,975
Extraordinary gains, net	$0	21
Net income	$761,000	3,974
Minority interest net income	$0	78
Net income of bank and minority interests.	$761,000	3,976
Net charge-offs	$12,000	3,574
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$24,000	618
Net operating income	$793,640	3,842
2015-06-30 (YTD Data)		Rank
Total interest income	$5,294,000	2,279
Total interest expense	$593,000	2,174
Net interest income	$4,701,000	2,287
Provision for loan and lease losses	$90,000	2,323
Total noninterest income	$121,000	5,103
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$87,000	3,939
Trading account gains and fees	$0	157
Additional Noninterest Income	$34,000	5,449
Total noninterest expense	$3,925,000	2,337
Salaries and employee benefits	$2,283,000	2,234
Premises and equipment expense	$557,000	2,033
Additional noninterest expense	$1,085,000	2,637
Pre-tax net operating income	$807,000	3,410
Securities gains (losses)	$0	2,636
Applicable income taxes	$322,000	2,062
Income before extraordinary items	$485,000	4,026
Extraordinary gains, net	$0	22
Net income	$485,000	4,027
Minority interest net income	$0	75
Net income of bank and minority interests.	$485,000	4,028
Net charge-offs	$64,000	2,120
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$17,000	598
Net operating income	$485,000	3,957
2015-03-31 (YTD Data)		Rank
Total interest income	$2,634,000	2,280
Total interest expense	$297,000	2,193
Net interest income	$2,337,000	2,284
Provision for loan and lease losses	$40,000	2,298
Total noninterest income	$49,000	5,329
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$42,000	3,976
Trading account gains and fees	$0	152
Additional Noninterest Income	$7,000	5,920
Total noninterest expense	$1,983,000	2,326
Salaries and employee benefits	$1,139,000	2,263
Premises and equipment expense	$280,000	2,062
Additional noninterest expense	$564,000	2,549
Pre-tax net operating income	$363,000	3,554
Securities gains (losses)	$0	2,027
Applicable income taxes	$138,000	2,176
Income before extraordinary items	$225,000	4,103
Extraordinary gains, net	$0	13
Net income	$225,000	4,106
Minority interest net income	$0	64
Net income of bank and minority interests.	$225,000	4,106
Net charge-offs	$5,000	2,746
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$225,000	4,033
2014-12-31 (YTD Data)		Rank
Total interest income	$10,269,000	2,341
Total interest expense	$1,223,000	2,223
Net interest income	$9,046,000	2,352
Provision for loan and lease losses	$854,000	984
Total noninterest income	$140,000	5,724
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$173,000	4,156
Trading account gains and fees	$0	180
Additional Noninterest Income	$-33,000	6,348
Total noninterest expense	$7,430,000	2,472
Salaries and employee benefits	$4,100,000	2,437
Premises and equipment expense	$1,105,000	2,069
Additional noninterest expense	$2,225,000	2,645
Pre-tax net operating income	$902,000	4,307
Securities gains (losses)	$142,000	1,009
Applicable income taxes	$382,000	2,444
Income before extraordinary items	$662,000	4,559
Extraordinary gains, net	$0	17
Net income	$662,000	4,558
Minority interest net income	$0	84
Net income of bank and minority interests.	$662,000	4,560
Net charge-offs	$819,000	1,052
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$571,120	4,710
2014-09-30 (YTD Data)		Rank
Total interest income	$7,571,000	2,392
Total interest expense	$919,000	2,254
Net interest income	$6,652,000	2,402
Provision for loan and lease losses	$744,000	855
Total noninterest income	$210,000	5,137
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$124,000	4,275
Trading account gains and fees	$0	174
Additional Noninterest Income	$86,000	5,177
Total noninterest expense	$5,603,000	2,464
Salaries and employee benefits	$3,220,000	2,347
Premises and equipment expense	$834,000	2,073
Additional noninterest expense	$1,549,000	2,813
Pre-tax net operating income	$515,000	4,751
Securities gains (losses)	$142,000	786
Applicable income taxes	$234,000	2,683
Income before extraordinary items	$423,000	4,868
Extraordinary gains, net	$0	15
Net income	$423,000	4,868
Minority interest net income	$0	81
Net income of bank and minority interests.	$423,000	4,869
Net charge-offs	$697,000	893
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$332,120	5,083
2014-06-30 (YTD Data)		Rank
Total interest income	$4,943,000	2,429
Total interest expense	$618,000	2,270
Net interest income	$4,325,000	2,459
Provision for loan and lease losses	$637,000	691
Total noninterest income	$231,000	4,445
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$81,000	4,311
Trading account gains and fees	$0	172
Additional Noninterest Income	$150,000	4,040
Total noninterest expense	$3,648,000	2,531
Salaries and employee benefits	$2,109,000	2,379
Premises and equipment expense	$557,000	2,075
Additional noninterest expense	$982,000	2,929
Pre-tax net operating income	$271,000	5,026
Securities gains (losses)	$103,000	767
Applicable income taxes	$126,000	2,826
Income before extraordinary items	$248,000	4,985
Extraordinary gains, net	$0	20
Net income	$248,000	4,987
Minority interest net income	$0	80
Net income of bank and minority interests.	$248,000	4,988
Net charge-offs	$717,000	653
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$180,020	5,272
2014-03-31 (YTD Data)		Rank
Total interest income	$2,413,000	2,487
Total interest expense	$313,000	2,284
Net interest income	$2,100,000	2,516
Provision for loan and lease losses	$135,000	1,369
Total noninterest income	$68,000	5,148
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$40,000	4,315
Trading account gains and fees	$0	147
Additional Noninterest Income	$28,000	5,227
Total noninterest expense	$1,827,000	2,538
Salaries and employee benefits	$1,044,000	2,411
Premises and equipment expense	$285,000	2,084
Additional noninterest expense	$498,000	2,898
Pre-tax net operating income	$206,000	4,428
Securities gains (losses)	$0	1,715
Applicable income taxes	$62,000	2,786
Income before extraordinary items	$144,000	4,741
Extraordinary gains, net	$0	16
Net income	$144,000	4,743
Minority interest net income	$0	66
Net income of bank and minority interests.	$144,000	4,742
Net charge-offs	$114,000	1,287
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$144,000	4,687
2013-12-31 (YTD Data)		Rank
Total interest income	$9,516,000	2,533
Total interest expense	$1,414,000	2,271
Net interest income	$8,102,000	2,575
Provision for loan and lease losses	$738,000	1,426
Total noninterest income	$105,000	6,172
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$172,000	4,358
Trading account gains and fees	$0	184
Additional Noninterest Income	$-67,000	6,587
Total noninterest expense	$6,945,000	2,648
Salaries and employee benefits	$3,881,000	2,549
Premises and equipment expense	$1,186,000	1,941
Additional noninterest expense	$1,878,000	3,124
Pre-tax net operating income	$524,000	4,951
Securities gains (losses)	$0	3,182
Applicable income taxes	$153,000	3,136
Income before extraordinary items	$371,000	5,223
Extraordinary gains, net	$0	29
Net income	$371,000	5,226
Minority interest net income	$0	90
Net income of bank and minority interests.	$371,000	5,226
Net charge-offs	$438,000	2,154
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$371,000	5,166
2013-09-30 (YTD Data)		Rank
Total interest income	$7,118,000	2,566
Total interest expense	$1,090,000	2,280
Net interest income	$6,028,000	2,604
Provision for loan and lease losses	$596,000	1,346
Total noninterest income	$-9,000	6,770
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$132,000	4,349
Trading account gains and fees	$0	180
Additional Noninterest Income	$-141,000	6,764
Total noninterest expense	$5,138,000	2,682
Salaries and employee benefits	$2,853,000	2,592
Premises and equipment expense	$896,000	1,937
Additional noninterest expense	$1,389,000	3,142
Pre-tax net operating income	$285,000	5,392
Securities gains (losses)	$0	3,040
Applicable income taxes	$66,000	3,568
Income before extraordinary items	$219,000	5,567
Extraordinary gains, net	$0	25
Net income	$219,000	5,568
Minority interest net income	$0	84
Net income of bank and minority interests.	$219,000	5,568
Net charge-offs	$454,000	1,695
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$219,000	5,502
2013-06-30 (YTD Data)		Rank
Total interest income	$4,719,000	2,581
Total interest expense	$767,000	2,224
Net interest income	$3,952,000	2,636
Provision for loan and lease losses	$326,000	1,558
Total noninterest income	$76,000	5,978
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$86,000	4,368
Trading account gains and fees	$0	157
Additional Noninterest Income	$-10,000	6,689
Total noninterest expense	$3,401,000	2,701
Salaries and employee benefits	$1,906,000	2,608
Premises and equipment expense	$582,000	1,977
Additional noninterest expense	$913,000	3,174
Pre-tax net operating income	$301,000	4,855
Securities gains (losses)	$0	2,791
Applicable income taxes	$84,000	3,131
Income before extraordinary items	$217,000	5,169
Extraordinary gains, net	$0	22
Net income	$217,000	5,171
Minority interest net income	$0	82
Net income of bank and minority interests.	$217,000	5,172
Net charge-offs	$448,000	1,339
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$217,000	5,049
2013-03-31 (YTD Data)		Rank
Total interest income	$2,367,000	2,583
Total interest expense	$399,000	2,201
Net interest income	$1,968,000	2,653
Provision for loan and lease losses	$167,000	1,517
Total noninterest income	$79,000	5,192
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$41,000	4,435
Trading account gains and fees	$0	148
Additional Noninterest Income	$38,000	5,041
Total noninterest expense	$1,668,000	2,773
Salaries and employee benefits	$951,000	2,629
Premises and equipment expense	$272,000	2,150
Additional noninterest expense	$445,000	3,248
Pre-tax net operating income	$212,000	4,384
Securities gains (losses)	$0	1,966
Applicable income taxes	$64,000	2,812
Income before extraordinary items	$148,000	4,749
Extraordinary gains, net	$0	10
Net income	$148,000	4,750
Minority interest net income	$0	76
Net income of bank and minority interests.	$148,000	4,751
Net charge-offs	$6,000	3,622
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$148,000	4,648
2012-12-31 (YTD Data)		Rank
Total interest income	$9,625,000	2,654
Total interest expense	$1,775,000	2,373
Net interest income	$7,850,000	2,705
Provision for loan and lease losses	$235,000	3,732
Total noninterest income	$-374,000	6,974
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$178,000	4,483
Trading account gains and fees	$0	166
Additional Noninterest Income	$-552,000	6,944
Total noninterest expense	$6,063,000	3,004
Salaries and employee benefits	$3,155,000	3,019
Premises and equipment expense	$1,069,000	2,144
Additional noninterest expense	$1,839,000	3,291
Pre-tax net operating income	$1,178,000	3,754
Securities gains (losses)	$0	3,810
Applicable income taxes	$389,000	2,434
Income before extraordinary items	$789,000	4,286
Extraordinary gains, net	$0	29
Net income	$789,000	4,284
Minority interest net income	$0	93
Net income of bank and minority interests.	$789,000	4,286
Net charge-offs	$442,000	2,815
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$789,000	4,121
2012-09-30 (YTD Data)		Rank
Total interest income	$7,291,000	2,681
Total interest expense	$1,356,000	2,422
Net interest income	$5,935,000	2,736
Provision for loan and lease losses	$190,000	3,578
Total noninterest income	$-242,000	7,066
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$136,000	4,513
Trading account gains and fees	$0	157
Additional Noninterest Income	$-378,000	7,044
Total noninterest expense	$4,451,000	3,075
Salaries and employee benefits	$2,258,000	3,137
Premises and equipment expense	$800,000	2,180
Additional noninterest expense	$1,393,000	3,291
Pre-tax net operating income	$1,052,000	3,542
Securities gains (losses)	$0	3,575
Applicable income taxes	$351,000	2,310
Income before extraordinary items	$701,000	4,102
Extraordinary gains, net	$0	20
Net income	$701,000	4,102
Minority interest net income	$0	86
Net income of bank and minority interests.	$701,000	4,102
Net charge-offs	$410,000	2,439
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$701,000	3,922
2012-06-30 (YTD Data)		Rank
Total interest income	$4,798,000	2,744
Total interest expense	$928,000	2,448
Net interest income	$3,870,000	2,788
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$-123,000	7,115
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$90,000	4,517
Trading account gains and fees	$0	153
Additional Noninterest Income	$-213,000	7,082
Total noninterest expense	$2,940,000	3,110
Salaries and employee benefits	$1,475,000	3,186
Premises and equipment expense	$530,000	2,179
Additional noninterest expense	$935,000	3,296
Pre-tax net operating income	$687,000	3,568
Securities gains (losses)	$0	3,178
Applicable income taxes	$227,000	2,328
Income before extraordinary items	$460,000	4,124
Extraordinary gains, net	$0	19
Net income	$460,000	4,128
Minority interest net income	$0	84
Net income of bank and minority interests.	$460,000	4,128
Net charge-offs	$147,000	3,054
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$460,000	3,934
2012-03-31 (YTD Data)		Rank
Total interest income	$2,385,000	2,800
Total interest expense	$490,000	2,427
Net interest income	$1,895,000	2,845
Provision for loan and lease losses	$50,000	3,648
Total noninterest income	$2,000	7,055
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$47,000	4,404
Trading account gains and fees	$0	148
Additional Noninterest Income	$-45,000	7,087
Total noninterest expense	$1,478,000	3,095
Salaries and employee benefits	$729,000	3,248
Premises and equipment expense	$263,000	2,199
Additional noninterest expense	$486,000	3,162
Pre-tax net operating income	$369,000	3,459
Securities gains (losses)	$0	2,210
Applicable income taxes	$123,000	2,232
Income before extraordinary items	$246,000	4,006
Extraordinary gains, net	$0	19
Net income	$246,000	4,008
Minority interest net income	$0	78
Net income of bank and minority interests.	$246,000	4,008
Net charge-offs	$43,000	3,131
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$246,000	3,850
2011-12-31 (YTD Data)		Rank
Total interest income	$10,262,000	2,701
Total interest expense	$2,932,000	2,001
Net interest income	$7,330,000	2,951
Provision for loan and lease losses	$0	6,496
Total noninterest income	$-714,000	7,227
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$175,000	4,620
Trading account gains and fees	$0	146
Additional Noninterest Income	$-889,000	7,183
Total noninterest expense	$6,142,000	2,998
Salaries and employee benefits	$2,910,000	3,196
Premises and equipment expense	$1,041,000	2,334
Additional noninterest expense	$2,191,000	2,874
Pre-tax net operating income	$474,000	4,782
Securities gains (losses)	$0	3,838
Applicable income taxes	$116,000	3,279
Income before extraordinary items	$358,000	5,063
Extraordinary gains, net	$0	29
Net income	$358,000	5,065
Minority interest net income	$0	96
Net income of bank and minority interests.	$358,000	5,065
Net charge-offs	$809,000	2,615
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$358,000	4,936
2011-09-30 (YTD Data)		Rank
Total interest income	$7,696,000	2,724
Total interest expense	$2,286,000	2,015
Net interest income	$5,410,000	3,004
Provision for loan and lease losses	$0	6,393
Total noninterest income	$-465,000	7,296
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$131,000	4,635
Trading account gains and fees	$0	145
Additional Noninterest Income	$-596,000	7,259
Total noninterest expense	$4,718,000	2,939
Salaries and employee benefits	$2,168,000	3,212
Premises and equipment expense	$782,000	2,354
Additional noninterest expense	$1,768,000	2,716
Pre-tax net operating income	$227,000	5,357
Securities gains (losses)	$0	3,555
Applicable income taxes	$38,000	3,761
Income before extraordinary items	$189,000	5,527
Extraordinary gains, net	$0	21
Net income	$189,000	5,528
Minority interest net income	$0	87
Net income of bank and minority interests.	$189,000	5,528
Net charge-offs	$387,000	2,956
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$189,000	5,398
2011-06-30 (YTD Data)		Rank
Total interest income	$5,204,000	2,718
Total interest expense	$1,581,000	2,007
Net interest income	$3,623,000	2,988
Provision for loan and lease losses	$0	6,217
Total noninterest income	$-284,000	7,378
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$84,000	4,706
Trading account gains and fees	$0	153
Additional Noninterest Income	$-368,000	7,345
Total noninterest expense	$3,178,000	2,946
Salaries and employee benefits	$1,428,000	3,256
Premises and equipment expense	$516,000	2,392
Additional noninterest expense	$1,234,000	2,677
Pre-tax net operating income	$161,000	5,340
Securities gains (losses)	$0	2,914
Applicable income taxes	$30,000	3,639
Income before extraordinary items	$131,000	5,488
Extraordinary gains, net	$0	15
Net income	$131,000	5,487
Minority interest net income	$0	89
Net income of bank and minority interests.	$131,000	5,488
Net charge-offs	$180,000	3,222
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$131,000	5,396
2011-03-31 (YTD Data)		Rank
Total interest income	$2,676,000	2,667
Total interest expense	$834,000	1,982
Net interest income	$1,842,000	2,936
Provision for loan and lease losses	$0	5,840
Total noninterest income	$-123,000	7,437
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$42,000	4,666
Trading account gains and fees	$0	158
Additional Noninterest Income	$-165,000	7,415
Total noninterest expense	$1,550,000	3,019
Salaries and employee benefits	$717,000	3,267
Premises and equipment expense	$264,000	2,376
Additional noninterest expense	$569,000	2,841
Pre-tax net operating income	$169,000	4,471
Securities gains (losses)	$0	1,772
Applicable income taxes	$48,000	2,863
Income before extraordinary items	$121,000	4,756
Extraordinary gains, net	$0	9
Net income	$121,000	4,754
Minority interest net income	$0	86
Net income of bank and minority interests.	$121,000	4,756
Net charge-offs	$17,000	4,138
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$121,000	4,696
2010-12-31 (YTD Data)		Rank
Total interest income	$11,648,000	2,569
Total interest expense	$4,215,000	1,900
Net interest income	$7,433,000	2,925
Provision for loan and lease losses	$1,659,000	2,321
Total noninterest income	$1,187,000	2,934
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$291,000	3,704
Trading account gains and fees	$0	175
Additional Noninterest Income	$896,000	2,333
Total noninterest expense	$6,309,000	2,984
Salaries and employee benefits	$2,776,000	3,316
Premises and equipment expense	$1,136,000	2,224
Additional noninterest expense	$2,397,000	2,777
Pre-tax net operating income	$652,000	4,026
Securities gains (losses)	$0	3,793
Applicable income taxes	$185,000	2,780
Income before extraordinary items	$467,000	4,401
Extraordinary gains, net	$0	29
Net income	$467,000	4,404
Minority interest net income	$0	111
Net income of bank and minority interests.	$467,000	4,403
Net charge-offs	$1,348,000	2,293
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$467,000	4,272
2010-09-30 (YTD Data)		Rank
Total interest income	$8,901,000	2,579
Total interest expense	$3,222,000	1,939
Net interest income	$5,679,000	2,910
Provision for loan and lease losses	$1,459,000	2,014
Total noninterest income	$972,000	2,783
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$233,000	3,642
Trading account gains and fees	$0	165
Additional Noninterest Income	$739,000	2,187
Total noninterest expense	$4,568,000	3,077
Salaries and employee benefits	$1,956,000	3,496
Premises and equipment expense	$860,000	2,241
Additional noninterest expense	$1,752,000	2,777
Pre-tax net operating income	$624,000	3,898
Securities gains (losses)	$0	3,651
Applicable income taxes	$193,000	2,592
Income before extraordinary items	$431,000	4,360
Extraordinary gains, net	$0	23
Net income	$431,000	4,361
Minority interest net income	$0	110
Net income of bank and minority interests.	$431,000	4,361
Net charge-offs	$1,267,000	1,944
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$431,000	4,192
2010-06-30 (YTD Data)		Rank
Total interest income	$5,950,000	2,603
Total interest expense	$2,147,000	2,019
Net interest income	$3,803,000	2,888
Provision for loan and lease losses	$670,000	2,435
Total noninterest income	$259,000	4,537
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$168,000	3,485
Trading account gains and fees	$0	152
Additional Noninterest Income	$91,000	4,777
Total noninterest expense	$2,923,000	3,183
Salaries and employee benefits	$1,282,000	3,574
Premises and equipment expense	$559,000	2,310
Additional noninterest expense	$1,082,000	2,994
Pre-tax net operating income	$469,000	3,735
Securities gains (losses)	$0	3,184
Applicable income taxes	$148,000	2,413
Income before extraordinary items	$321,000	4,181
Extraordinary gains, net	$0	19
Net income	$321,000	4,180
Minority interest net income	$0	105
Net income of bank and minority interests.	$321,000	4,180
Net charge-offs	$511,000	2,419
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$321,000	4,047
2010-03-31 (YTD Data)		Rank
Total interest income	$2,899,000	2,731
Total interest expense	$1,068,000	2,129
Net interest income	$1,831,000	3,020
Provision for loan and lease losses	$240,000	2,748
Total noninterest income	$108,000	4,912
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$86,000	3,446
Trading account gains and fees	$0	175
Additional Noninterest Income	$22,000	5,834
Total noninterest expense	$1,455,000	3,227
Salaries and employee benefits	$640,000	3,629
Premises and equipment expense	$277,000	2,374
Additional noninterest expense	$538,000	2,978
Pre-tax net operating income	$244,000	3,719
Securities gains (losses)	$0	2,284
Applicable income taxes	$88,000	2,243
Income before extraordinary items	$156,000	4,324
Extraordinary gains, net	$0	16
Net income	$156,000	4,325
Minority interest net income	$0	91
Net income of bank and minority interests.	$156,000	4,323
Net charge-offs	$145,000	2,763
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$156,000	4,219
2009-12-31 (YTD Data)		Rank
Total interest income	$12,398,000	2,661
Total interest expense	$5,941,000	1,939
Net interest income	$6,457,000	3,254
Provision for loan and lease losses	$1,362,000	3,026
Total noninterest income	$-998,000	7,921
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$349,000	3,598
Trading account gains and fees	$0	211
Additional Noninterest Income	$-1,347,000	7,911
Total noninterest expense	$6,877,000	2,838
Salaries and employee benefits	$3,166,000	3,031
Premises and equipment expense	$1,109,000	2,362
Additional noninterest expense	$2,602,000	2,655
Pre-tax net operating income	$-2,780,000	6,842
Securities gains (losses)	$240,000	1,412
Applicable income taxes	$-1,009,000	7,285
Income before extraordinary items	$-1,531,000	6,579
Extraordinary gains, net	$0	34
Net income	$-1,531,000	6,579
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,531,000	6,579
Net charge-offs	$2,087,000	1,978
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,684,600	6,635
2009-09-30 (YTD Data)		Rank
Total interest income	$9,436,000	2,662
Total interest expense	$4,650,000	1,947
Net interest income	$4,786,000	3,293
Provision for loan and lease losses	$452,000	3,960
Total noninterest income	$290,000	5,247
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$260,000	3,613
Trading account gains and fees	$0	212
Additional Noninterest Income	$30,000	6,710
Total noninterest expense	$5,044,000	2,887
Salaries and employee benefits	$2,425,000	3,011
Premises and equipment expense	$864,000	2,321
Additional noninterest expense	$1,755,000	2,871
Pre-tax net operating income	$-420,000	6,256
Securities gains (losses)	$235,000	1,181
Applicable income taxes	$-89,000	6,917
Income before extraordinary items	$-96,000	5,965
Extraordinary gains, net	$0	27
Net income	$-96,000	5,965
Minority interest net income	$0	118
Net income of bank and minority interests.	$-96,000	5,965
Net charge-offs	$1,029,000	2,173
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-246,400	6,152
2009-06-30 (YTD Data)		Rank
Total interest income	$6,395,000	2,660
Total interest expense	$3,159,000	2,010
Net interest income	$3,236,000	3,250
Provision for loan and lease losses	$392,000	3,310
Total noninterest income	$199,000	5,232
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$179,000	3,529
Trading account gains and fees	$0	193
Additional Noninterest Income	$20,000	6,800
Total noninterest expense	$3,323,000	2,950
Salaries and employee benefits	$1,641,000	3,016
Premises and equipment expense	$557,000	2,405
Additional noninterest expense	$1,125,000	2,997
Pre-tax net operating income	$-280,000	6,401
Securities gains (losses)	$0	3,136
Applicable income taxes	$-119,000	7,194
Income before extraordinary items	$-161,000	6,306
Extraordinary gains, net	$0	21
Net income	$-161,000	6,305
Minority interest net income	$0	112
Net income of bank and minority interests.	$-161,000	6,305
Net charge-offs	$696,000	1,987
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-161,000	6,280
2009-03-31 (YTD Data)		Rank
Total interest income	$3,200,000	2,695
Total interest expense	$1,590,000	2,064
Net interest income	$1,610,000	3,252
Provision for loan and lease losses	$210,000	2,775
Total noninterest income	$101,000	5,194
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$91,000	3,436
Trading account gains and fees	$0	171
Additional Noninterest Income	$10,000	6,874
Total noninterest expense	$1,609,000	2,949
Salaries and employee benefits	$863,000	2,903
Premises and equipment expense	$271,000	2,508
Additional noninterest expense	$475,000	3,139
Pre-tax net operating income	$-108,000	6,684
Securities gains (losses)	$0	2,434
Applicable income taxes	$-48,000	7,415
Income before extraordinary items	$-60,000	6,691
Extraordinary gains, net	$0	15
Net income	$-60,000	6,692
Minority interest net income	$0	102
Net income of bank and minority interests.	$-60,000	6,692
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-60,000	6,586
2008-12-31 (YTD Data)		Rank
Total interest income	$14,099,000	2,621
Total interest expense	$6,498,000	2,340
Net interest income	$7,601,000	2,837
Provision for loan and lease losses	$1,282,000	2,360
Total noninterest income	$474,000	4,958
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$492,000	3,054
Trading account gains and fees	$0	154
Additional Noninterest Income	$-18,000	8,051
Total noninterest expense	$6,565,000	2,834
Salaries and employee benefits	$3,417,000	2,894
Premises and equipment expense	$1,020,000	2,579
Additional noninterest expense	$2,128,000	2,704
Pre-tax net operating income	$228,000	5,669
Securities gains (losses)	$0	3,220
Applicable income taxes	$65,000	3,696
Income before extraordinary items	$163,000	5,622
Extraordinary gains, net	$0	39
Net income	$163,000	5,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$327,000	3,407
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$-294,000	8,255
Net operating income	$163,000	5,778
2008-09-30 (YTD Data)		Rank
Total interest income	$10,807,000	2,622
Total interest expense	$4,895,000	2,421
Net interest income	$5,912,000	2,760
Provision for loan and lease losses	$342,000	3,333
Total noninterest income	$347,000	5,095
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$374,000	3,051
Trading account gains and fees	$0	148
Additional Noninterest Income	$-27,000	8,229
Total noninterest expense	$4,675,000	2,946
Salaries and employee benefits	$2,522,000	2,957
Premises and equipment expense	$717,000	2,742
Additional noninterest expense	$1,436,000	2,882
Pre-tax net operating income	$1,242,000	3,251
Securities gains (losses)	$0	3,106
Applicable income taxes	$453,000	2,025
Income before extraordinary items	$789,000	3,593
Extraordinary gains, net	$0	31
Net income	$789,000	3,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$-307,000	8,348
Net operating income	$789,000	3,735
2008-06-30 (YTD Data)		Rank
Total interest income	$7,358,000	2,595
Total interest expense	$3,377,000	2,432
Net interest income	$3,981,000	2,714
Provision for loan and lease losses	$15,000	6,116
Total noninterest income	$267,000	4,852
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$233,000	3,161
Trading account gains and fees	$0	149
Additional Noninterest Income	$34,000	6,622
Total noninterest expense	$3,031,000	3,028
Salaries and employee benefits	$1,674,000	2,999
Premises and equipment expense	$460,000	2,849
Additional noninterest expense	$897,000	3,023
Pre-tax net operating income	$1,202,000	2,586
Securities gains (losses)	$0	3,233
Applicable income taxes	$438,000	1,757
Income before extraordinary items	$764,000	3,142
Extraordinary gains, net	$0	21
Net income	$764,000	3,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$-62,000	8,397
Net operating income	$764,000	3,085
2008-03-31 (YTD Data)		Rank
Total interest income	$3,800,000	2,587
Total interest expense	$1,823,000	2,430
Net interest income	$1,977,000	2,731
Provision for loan and lease losses	$0	6,080
Total noninterest income	$127,000	4,962
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$115,000	3,148
Trading account gains and fees	$0	158
Additional Noninterest Income	$12,000	7,050
Total noninterest expense	$1,488,000	3,088
Salaries and employee benefits	$839,000	3,033
Premises and equipment expense	$227,000	2,895
Additional noninterest expense	$422,000	3,153
Pre-tax net operating income	$616,000	2,649
Securities gains (losses)	$0	2,688
Applicable income taxes	$224,000	1,821
Income before extraordinary items	$392,000	3,235
Extraordinary gains, net	$0	15
Net income	$392,000	3,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$5,000	895
Net operating income	$392,000	3,159
2007-12-31 (YTD Data)		Rank
Total interest income	$15,529,000	2,591
Total interest expense	$7,994,000	2,319
Net interest income	$7,535,000	2,901
Provision for loan and lease losses	$328,000	3,037
Total noninterest income	$449,000	5,255
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$391,000	3,566
Trading account gains and fees	$0	178
Additional Noninterest Income	$58,000	6,934
Total noninterest expense	$5,419,000	3,229
Salaries and employee benefits	$3,130,000	3,118
Premises and equipment expense	$921,000	2,751
Additional noninterest expense	$1,368,000	3,689
Pre-tax net operating income	$2,237,000	3,078
Securities gains (losses)	$0	2,146
Applicable income taxes	$814,000	2,117
Income before extraordinary items	$1,423,000	3,552
Extraordinary gains, net	$0	39
Net income	$1,423,000	3,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$1,710,000	1,818
Sale, conversion, retirement of capital stock, net	$921,000	445
Net operating income	$1,423,000	3,544
2007-09-30 (YTD Data)		Rank
Total interest income	$11,665,000	2,598
Total interest expense	$5,977,000	2,318
Net interest income	$5,688,000	2,874
Provision for loan and lease losses	$264,000	2,524
Total noninterest income	$342,000	5,261
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$293,000	3,558
Trading account gains and fees	$0	184
Additional Noninterest Income	$49,000	6,818
Total noninterest expense	$3,980,000	3,255
Salaries and employee benefits	$2,296,000	3,158
Premises and equipment expense	$695,000	2,723
Additional noninterest expense	$989,000	3,735
Pre-tax net operating income	$1,786,000	3,078
Securities gains (losses)	$0	1,655
Applicable income taxes	$651,000	2,173
Income before extraordinary items	$1,135,000	3,602
Extraordinary gains, net	$0	33
Net income	$1,135,000	3,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$100,000	4,663
Sale, conversion, retirement of capital stock, net	$543,000	391
Net operating income	$1,135,000	3,584
2007-06-30 (YTD Data)		Rank
Total interest income	$7,667,000	2,645
Total interest expense	$3,937,000	2,355
Net interest income	$3,730,000	2,949
Provision for loan and lease losses	$219,000	2,029
Total noninterest income	$224,000	5,345
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$189,000	3,629
Trading account gains and fees	$0	168
Additional Noninterest Income	$35,000	6,783
Total noninterest expense	$2,614,000	3,336
Salaries and employee benefits	$1,520,000	3,209
Premises and equipment expense	$466,000	2,728
Additional noninterest expense	$628,000	3,886
Pre-tax net operating income	$1,121,000	3,265
Securities gains (losses)	$0	1,444
Applicable income taxes	$406,000	2,363
Income before extraordinary items	$715,000	3,771
Extraordinary gains, net	$0	29
Net income	$715,000	3,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$100,000	4,292
Sale, conversion, retirement of capital stock, net	$30,000	837
Net operating income	$715,000	3,756
2007-03-31 (YTD Data)		Rank
Total interest income	$3,711,000	2,718
Total interest expense	$1,928,000	2,389
Net interest income	$1,783,000	3,068
Provision for loan and lease losses	$55,000	2,982
Total noninterest income	$114,000	5,237
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$97,000	3,514
Trading account gains and fees	$0	195
Additional Noninterest Income	$17,000	6,843
Total noninterest expense	$1,270,000	3,417
Salaries and employee benefits	$743,000	3,288
Premises and equipment expense	$231,000	2,775
Additional noninterest expense	$296,000	4,021
Pre-tax net operating income	$572,000	3,228
Securities gains (losses)	$0	1,187
Applicable income taxes	$207,000	2,356
Income before extraordinary items	$365,000	3,715
Extraordinary gains, net	$0	22
Net income	$365,000	3,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$102,000	343
Net operating income	$365,000	3,694
2006-12-31 (YTD Data)		Rank
Total interest income	$12,924,000	2,901
Total interest expense	$5,676,000	2,720
Net interest income	$7,248,000	3,015
Provision for loan and lease losses	$211,000	3,426
Total noninterest income	$623,000	4,637
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$387,000	3,599
Trading account gains and fees	$0	130
Additional Noninterest Income	$236,000	4,788
Total noninterest expense	$5,067,000	3,320
Salaries and employee benefits	$2,960,000	3,166
Premises and equipment expense	$861,000	2,818
Additional noninterest expense	$1,246,000	3,827
Pre-tax net operating income	$2,593,000	3,053
Securities gains (losses)	$0	1,687
Applicable income taxes	$951,000	2,269
Income before extraordinary items	$1,642,000	3,566
Extraordinary gains, net	$0	51
Net income	$1,642,000	3,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,890
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$44,000	1,029
Net operating income	$1,642,000	3,546
2006-09-30 (YTD Data)		Rank
Total interest income	$9,238,000	2,997
Total interest expense	$3,898,000	2,843
Net interest income	$5,340,000	3,086
Provision for loan and lease losses	$192,000	2,947
Total noninterest income	$396,000	5,036
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$287,000	3,656
Trading account gains and fees	$0	126
Additional Noninterest Income	$109,000	5,686
Total noninterest expense	$3,849,000	3,262
Salaries and employee benefits	$2,238,000	3,134
Premises and equipment expense	$649,000	2,816
Additional noninterest expense	$962,000	3,721
Pre-tax net operating income	$1,695,000	3,495
Securities gains (losses)	$0	1,388
Applicable income taxes	$621,000	2,534
Income before extraordinary items	$1,074,000	3,995
Extraordinary gains, net	$0	45
Net income	$1,074,000	3,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,687
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$8,000	971
Net operating income	$1,074,000	3,987
2006-06-30 (YTD Data)		Rank
Total interest income	$5,944,000	3,048
Total interest expense	$2,406,000	2,914
Net interest income	$3,538,000	3,103
Provision for loan and lease losses	$94,000	3,423
Total noninterest income	$289,000	4,836
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$188,000	3,684
Trading account gains and fees	$0	126
Additional Noninterest Income	$101,000	5,108
Total noninterest expense	$2,643,000	3,199
Salaries and employee benefits	$1,548,000	3,044
Premises and equipment expense	$421,000	2,875
Additional noninterest expense	$674,000	3,598
Pre-tax net operating income	$1,090,000	3,586
Securities gains (losses)	$0	1,185
Applicable income taxes	$396,000	2,629
Income before extraordinary items	$694,000	4,095
Extraordinary gains, net	$0	39
Net income	$694,000	4,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,553
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$-15,000	8,710
Net operating income	$694,000	4,080
2006-03-31 (YTD Data)		Rank
Total interest income	$2,942,000	3,021
Total interest expense	$1,116,000	2,982
Net interest income	$1,826,000	3,010
Provision for loan and lease losses	$18,000	4,638
Total noninterest income	$181,000	4,193
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$87,000	3,767
Trading account gains and fees	$0	115
Additional Noninterest Income	$94,000	3,842
Total noninterest expense	$1,333,000	3,190
Salaries and employee benefits	$824,000	2,895
Premises and equipment expense	$197,000	3,066
Additional noninterest expense	$312,000	3,792
Pre-tax net operating income	$656,000	3,115
Securities gains (losses)	$0	955
Applicable income taxes	$241,000	2,335
Income before extraordinary items	$415,000	3,601
Extraordinary gains, net	$0	21
Net income	$415,000	3,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$-15,000	8,731
Net operating income	$415,000	3,582
2005-12-31 (YTD Data)		Rank
Total interest income	$9,361,000	3,322
Total interest expense	$2,914,000	3,419
Net interest income	$6,447,000	3,236
Provision for loan and lease losses	$270,000	3,029
Total noninterest income	$387,000	5,792
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$307,000	4,117
Trading account gains and fees	$0	138
Additional Noninterest Income	$80,000	6,751
Total noninterest expense	$4,281,000	3,669
Salaries and employee benefits	$2,331,000	3,679
Premises and equipment expense	$670,000	3,352
Additional noninterest expense	$1,280,000	3,671
Pre-tax net operating income	$2,283,000	3,368
Securities gains (losses)	$0	2,296
Applicable income taxes	$863,000	2,486
Income before extraordinary items	$1,420,000	3,917
Extraordinary gains, net	$0	46
Net income	$1,420,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,631
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$203,000	644
Net operating income	$1,420,000	3,891
2005-09-30 (YTD Data)		Rank
Total interest income	$6,779,000	3,355
Total interest expense	$2,137,000	3,320
Net interest income	$4,642,000	3,334
Provision for loan and lease losses	$101,000	4,139
Total noninterest income	$273,000	5,974
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$228,000	4,166
Trading account gains and fees	$0	126
Additional Noninterest Income	$45,000	7,190
Total noninterest expense	$3,096,000	3,749
Salaries and employee benefits	$1,704,000	3,740
Premises and equipment expense	$520,000	3,257
Additional noninterest expense	$872,000	3,920
Pre-tax net operating income	$1,718,000	3,425
Securities gains (losses)	$0	2,317
Applicable income taxes	$652,000	2,506
Income before extraordinary items	$1,066,000	3,991
Extraordinary gains, net	$0	35
Net income	$1,066,000	3,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,066,000	3,943
2005-06-30 (YTD Data)		Rank
Total interest income	$4,460,000	3,334
Total interest expense	$1,363,000	3,292
Net interest income	$3,097,000	3,321
Provision for loan and lease losses	$101,000	3,328
Total noninterest income	$166,000	6,144
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$152,000	4,120
Trading account gains and fees	$0	116
Additional Noninterest Income	$14,000	7,946
Total noninterest expense	$2,230,000	3,504
Salaries and employee benefits	$1,160,000	3,662
Premises and equipment expense	$373,000	3,035
Additional noninterest expense	$697,000	3,373
Pre-tax net operating income	$932,000	3,899
Securities gains (losses)	$0	2,146
Applicable income taxes	$354,000	2,800
Income before extraordinary items	$578,000	4,514
Extraordinary gains, net	$0	30
Net income	$578,000	4,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$578,000	4,458
2005-03-31 (YTD Data)		Rank
Total interest income	$2,173,000	3,368
Total interest expense	$646,000	3,315
Net interest income	$1,527,000	3,359
Provision for loan and lease losses	$101,000	2,023
Total noninterest income	$80,000	6,177
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$75,000	4,075
Trading account gains and fees	$0	115
Additional Noninterest Income	$5,000	8,232
Total noninterest expense	$1,182,000	3,353
Salaries and employee benefits	$623,000	3,459
Premises and equipment expense	$213,000	2,712
Additional noninterest expense	$346,000	3,398
Pre-tax net operating income	$324,000	4,795
Securities gains (losses)	$0	1,685
Applicable income taxes	$123,000	3,424
Income before extraordinary items	$201,000	5,402
Extraordinary gains, net	$0	24
Net income	$201,000	5,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$201,000	5,371
2004-12-31 (YTD Data)		Rank
Total interest income	$7,504,000	3,590
Total interest expense	$2,142,000	3,448
Net interest income	$5,362,000	3,603
Provision for loan and lease losses	$478,000	2,046
Total noninterest income	$348,000	6,092
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$317,000	4,197
Trading account gains and fees	$0	138
Additional Noninterest Income	$31,000	7,936
Total noninterest expense	$3,907,000	3,829
Salaries and employee benefits	$2,114,000	3,815
Premises and equipment expense	$579,000	3,632
Additional noninterest expense	$1,214,000	3,704
Pre-tax net operating income	$1,325,000	4,548
Securities gains (losses)	$0	3,819
Applicable income taxes	$505,000	3,332
Income before extraordinary items	$820,000	5,213
Extraordinary gains, net	$0	34
Net income	$820,000	5,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	4,569
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$411,000	493
Net operating income	$820,000	5,139
2004-09-30 (YTD Data)		Rank
Total interest income	$5,430,000	3,683
Total interest expense	$1,539,000	3,534
Net interest income	$3,891,000	3,680
Provision for loan and lease losses	$358,000	1,979
Total noninterest income	$264,000	6,097
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$239,000	4,206
Trading account gains and fees	$0	134
Additional Noninterest Income	$25,000	7,883
Total noninterest expense	$2,917,000	3,799
Salaries and employee benefits	$1,600,000	3,764
Premises and equipment expense	$428,000	3,691
Additional noninterest expense	$889,000	3,758
Pre-tax net operating income	$880,000	4,944
Securities gains (losses)	$0	3,710
Applicable income taxes	$341,000	3,559
Income before extraordinary items	$539,000	5,629
Extraordinary gains, net	$0	26
Net income	$539,000	5,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,770
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$411,000	377
Net operating income	$539,000	5,562
2004-06-30 (YTD Data)		Rank
Total interest income	$3,462,000	3,808
Total interest expense	$1,003,000	3,590
Net interest income	$2,459,000	3,831
Provision for loan and lease losses	$275,000	1,692
Total noninterest income	$177,000	6,098
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$159,000	4,191
Trading account gains and fees	$0	130
Additional Noninterest Income	$18,000	7,850
Total noninterest expense	$1,952,000	3,814
Salaries and employee benefits	$1,099,000	3,700
Premises and equipment expense	$280,000	3,753
Additional noninterest expense	$573,000	3,883
Pre-tax net operating income	$409,000	5,800
Securities gains (losses)	$0	3,413
Applicable income taxes	$159,000	4,153
Income before extraordinary items	$250,000	6,446
Extraordinary gains, net	$0	21
Net income	$250,000	6,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,035
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$411,000	280
Net operating income	$250,000	6,352
2004-03-31 (YTD Data)		Rank
Total interest income	$1,661,000	3,941
Total interest expense	$501,000	3,636
Net interest income	$1,160,000	4,002
Provision for loan and lease losses	$151,000	1,407
Total noninterest income	$87,000	6,097
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$78,000	4,175
Trading account gains and fees	$0	121
Additional Noninterest Income	$9,000	7,855
Total noninterest expense	$1,016,000	3,708
Salaries and employee benefits	$593,000	3,508
Premises and equipment expense	$140,000	3,776
Additional noninterest expense	$283,000	3,919
Pre-tax net operating income	$80,000	7,464
Securities gains (losses)	$0	2,934
Applicable income taxes	$39,000	5,128
Income before extraordinary items	$41,000	7,951
Extraordinary gains, net	$0	16
Net income	$41,000	7,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$411,000	167
Net operating income	$41,000	7,891
2003-12-31 (YTD Data)		Rank
Total interest income	$5,738,000	4,427
Total interest expense	$1,782,000	4,374
Net interest income	$3,956,000	4,397
Provision for loan and lease losses	$234,000	3,734
Total noninterest income	$344,000	6,293
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$325,000	4,115
Trading account gains and fees	$0	160
Additional Noninterest Income	$19,000	8,467
Total noninterest expense	$3,230,000	4,381
Salaries and employee benefits	$1,754,000	4,335
Premises and equipment expense	$522,000	3,938
Additional noninterest expense	$954,000	4,427
Pre-tax net operating income	$836,000	5,587
Securities gains (losses)	$85,000	2,038
Applicable income taxes	$355,000	4,015
Income before extraordinary items	$566,000	6,070
Extraordinary gains, net	$0	54
Net income	$566,000	6,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,670
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$7,099,000	145
Net operating income	$511,600	6,135
2003-09-30 (YTD Data)		Rank
Total interest income	$4,167,000	4,590
Total interest expense	$1,314,000	4,550
Net interest income	$2,853,000	4,547
Provision for loan and lease losses	$165,000	3,731
Total noninterest income	$262,000	6,302
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$248,000	4,112
Trading account gains and fees	$0	153
Additional Noninterest Income	$14,000	8,509
Total noninterest expense	$2,381,000	4,426
Salaries and employee benefits	$1,287,000	4,395
Premises and equipment expense	$394,000	3,903
Additional noninterest expense	$700,000	4,470
Pre-tax net operating income	$569,000	5,999
Securities gains (losses)	$29,000	2,717
Applicable income taxes	$232,000	4,406
Income before extraordinary items	$366,000	6,561
Extraordinary gains, net	$0	40
Net income	$366,000	6,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,905
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$1,176,000	290
Net operating income	$347,440	6,493
2003-06-30 (YTD Data)		Rank
Total interest income	$2,744,000	4,671
Total interest expense	$888,000	4,620
Net interest income	$1,856,000	4,617
Provision for loan and lease losses	$106,000	3,764
Total noninterest income	$170,000	6,353
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$159,000	4,157
Trading account gains and fees	$0	150
Additional Noninterest Income	$11,000	8,392
Total noninterest expense	$1,599,000	4,387
Salaries and employee benefits	$865,000	4,372
Premises and equipment expense	$259,000	3,939
Additional noninterest expense	$475,000	4,410
Pre-tax net operating income	$321,000	6,357
Securities gains (losses)	$5,000	3,210
Applicable income taxes	$125,000	4,795
Income before extraordinary items	$201,000	6,959
Extraordinary gains, net	$0	30
Net income	$201,000	6,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,999
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$197,800	6,796
2003-03-31 (YTD Data)		Rank
Total interest income	$1,361,000	4,713
Total interest expense	$449,000	4,674
Net interest income	$912,000	4,667
Provision for loan and lease losses	$25,000	4,925
Total noninterest income	$81,000	6,405
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$76,000	4,196
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,000	8,460
Total noninterest expense	$814,000	4,311
Salaries and employee benefits	$443,000	4,291
Premises and equipment expense	$125,000	4,027
Additional noninterest expense	$246,000	4,267
Pre-tax net operating income	$154,000	6,413
Securities gains (losses)	$0	2,891
Applicable income taxes	$61,000	4,805
Income before extraordinary items	$93,000	7,028
Extraordinary gains, net	$0	21
Net income	$93,000	7,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$93,000	6,871
2002-12-31 (YTD Data)		Rank
Total interest income	$5,014,000	5,163
Total interest expense	$1,791,000	5,171
Net interest income	$3,223,000	5,047
Provision for loan and lease losses	$224,000	4,135
Total noninterest income	$379,000	5,907
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$357,000	3,813
Trading account gains and fees	$0	153
Additional Noninterest Income	$22,000	8,461
Total noninterest expense	$2,812,000	4,669
Salaries and employee benefits	$1,489,000	4,720
Premises and equipment expense	$444,000	4,304
Additional noninterest expense	$879,000	4,615
Pre-tax net operating income	$566,000	6,531
Securities gains (losses)	$104,000	1,711
Applicable income taxes	$266,000	4,650
Income before extraordinary items	$404,000	6,827
Extraordinary gains, net	$0	70
Net income	$404,000	6,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,742
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$337,440	7,029
2001-12-31 (YTD Data)		Rank
Total interest income	$4,010,000	6,344
Total interest expense	$1,943,000	6,183
Net interest income	$2,067,000	6,337
Provision for loan and lease losses	$320,000	3,073
Total noninterest income	$310,000	6,331
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$291,000	4,233
Trading account gains and fees	$0	177
Additional Noninterest Income	$19,000	8,776
Total noninterest expense	$2,099,000	5,563
Salaries and employee benefits	$1,089,000	5,683
Premises and equipment expense	$307,000	5,454
Additional noninterest expense	$703,000	5,280
Pre-tax net operating income	$-42,000	8,796
Securities gains (losses)	$78,000	1,967
Applicable income taxes	$26,000	7,163
Income before extraordinary items	$10,000	8,778
Extraordinary gains, net	$0	105
Net income	$10,000	8,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,057
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$2,017,000	300
Net operating income	$-39,920	8,809
2000-12-31 (YTD Data)		Rank
Total interest income	$2,036,000	8,371
Total interest expense	$904,000	8,429
Net interest income	$1,132,000	8,223
Provision for loan and lease losses	$103,000	5,231
Total noninterest income	$162,000	7,723
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	5,749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	9,368
Total noninterest expense	$1,175,000	7,563
Salaries and employee benefits	$618,000	7,605
Premises and equipment expense	$172,000	7,209
Additional noninterest expense	$385,000	7,275
Pre-tax net operating income	$16,000	9,065
Securities gains (losses)	$0	1,956
Applicable income taxes	$7,000	8,144
Income before extraordinary items	$9,000	9,110
Extraordinary gains, net	$0	38
Net income	$9,000	9,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$11,000	890
Net operating income	$9,000	9,098
1999-12-31 (YTD Data)		Rank
Total interest income	$836,000	9,748
Total interest expense	$301,000	9,796
Net interest income	$535,000	9,629
Provision for loan and lease losses	$152,000	4,213
Total noninterest income	$69,000	9,309
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	7,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	9,868
Total noninterest expense	$831,000	8,640
Salaries and employee benefits	$358,000	9,137
Premises and equipment expense	$108,000	8,478
Additional noninterest expense	$365,000	7,577
Pre-tax net operating income	$-379,000	9,763
Securities gains (losses)	$0	3,155
Applicable income taxes	$-140,000	9,969
Income before extraordinary items	$-239,000	9,713
Extraordinary gains, net	$0	35
Net income	$-239,000	9,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$5,867,000	209
Net operating income	$-239,000	9,692

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.