Home > First Citizens State Bank > Net charge- offs to loans
First Citizens State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0901% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2121% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2160% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 3,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5837% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5837% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1322% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3082% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3140% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 3,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1862% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1862% | 1,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 4,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 3,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 4,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0426% | 4,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 4,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0587% | 4,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0599% | 4,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0574% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0651% | 4,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1408% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1436% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0674% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0782% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1664% | 4,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1695% | 4,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1033% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1200% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2489% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2530% | 4,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0400% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0490% | 4,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1120% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1142% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1715% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1715% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 4,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0650% | 4,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1526% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1559% | 4,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2273% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2273% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3435% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3435% | 875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8543% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8543% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1084% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1771% | 4,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1892% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2385% | 4,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2442% | 4,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2620% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3538% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3538% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0799% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1590% | 4,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2554% | 4,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1425% | 4,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1460% | 4,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3475% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5178% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5178% | 1,044 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1405% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3473% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1561% | 1,852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1185% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2194% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0880% | 4,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9972% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9972% | 737 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2995% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1102% | 4,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4283% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4283% | 1,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0707% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0807% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0807% | 2,415 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1609% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1609% | 1,886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0449% | 4,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0535% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3251% | 5,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1577% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8808% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1289% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2462% | 5,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2462% | 4,972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0719% | 5,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0879% | 5,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2593% | 5,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2127% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3361% | 5,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3361% | 5,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1345% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1559% | 5,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3825% | 5,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 4,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5085% | 5,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5085% | 5,149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2661% | 5,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2999% | 5,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7598% | 5,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1664% | 5,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1664% | 5,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3401% | 5,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4060% | 5,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9294% | 5,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1362% | 5,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1421% | 5,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6472% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6472% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4591% | 5,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5371% | 5,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1764% | 5,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2363% | 5,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2467% | 5,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 4,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2717% | 2,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5914% | 5,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6921% | 5,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4692% | 5,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3507% | 5,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3663% | 5,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3270% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3270% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2557% | 5,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3058% | 5,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6009% | 5,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2002% | 5,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2095% | 5,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4918% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4918% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0806% | 5,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1004% | 5,513 |
| Percentage Net Loans Charged-off:Construction & development | -1.8906% | 5,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3600% | 5,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3294% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3464% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4037% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | 24.7934% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1631% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1658% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1857% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4690% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4931% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4285% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 26.4463% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1085% | 2,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8180% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 29.7545% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3327% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 5,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 5,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 5,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5044% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 39.6694% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5145% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 1,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2531% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6620% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 5,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 5,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4098% | 5,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5203% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7873% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1955% | 2,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1374% | 5,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1198% | 5,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3023% | 5,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 5,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 5,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5448% | 5,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7161% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8561% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3011% | 1,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1901% | 6,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1646% | 5,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4213% | 6,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 5,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 5,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8015% | 5,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1695% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | 13.1704% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5775% | 1,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3896% | 6,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3179% | 6,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8481% | 6,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 5,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 5,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6120% | 6,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2771% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3380% | 496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1058% | 2,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3839% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 6,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 6,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3875% | 5,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1375% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4331% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1775% | 188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1708% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5177% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 5,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 5,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5087% | 5,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4534% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1868% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2885% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2365% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7880% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 6,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0840% | 6,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6869% | 6,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5762% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7810% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3066% | 1,874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1739% | 6,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0654% | 6,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 5,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1265% | 6,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1329% | 6,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3143% | 6,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7803% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8485% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5004% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | -4.5050% | 6,172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3603% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 3,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 3,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1387% | 5,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8703% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5203% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1040% | 239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2888% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | -1.3915% | 6,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6024% | 839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 2,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0990% | 2,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3315% | 6,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2935% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6700% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.1890% | 47 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1754% | 6,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1412% | 6,601 |
| Percentage Net Loans Charged-off:Construction & development | -1.2736% | 6,105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4493% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6432% | 6,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6786% | 6,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4848% | 6,257 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2930% | 6,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9852% | 503 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4336% | 6,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8799% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0965% | 470 |
| Percentage Net Loans Charged-off:Construction & development | -1.4111% | 6,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4929% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4430% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4659% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4886% | 6,316 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2102% | 5,949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2356% | 5,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0822% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5126% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5484% | 1,816 |
| Percentage Net Loans Charged-off:Construction & development | -1.2862% | 6,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5428% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9209% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9798% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4430% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0481% | 4,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9653% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0535% | 6,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4483% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4543% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | -1.2775% | 6,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2930% | 1,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9305% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9931% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5809% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0629% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2729% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0698% | 5,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4002% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 2,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2392% | 1,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2571% | 2,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2739% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9115% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3002% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8490% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.1244% | 86 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3625% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1851% | 2,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0886% | 6,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5408% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5751% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7132% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7294% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8095% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4033% | 1,853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4988% | 2,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4941% | 2,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3310% | 2,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3594% | 797 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7895% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8666% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4945% | 2,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8003% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8610% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5014% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5885% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6244% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4740% | 1,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4550% | 642 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9530% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0543% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3429% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9387% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8929% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5884% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4095% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6703% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7321% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8156% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 5,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8297% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7923% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3786% | 2,478 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 6,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0374% | 7,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0918% | 7,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1026% | 7,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1505% | 6,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7933% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2701% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5345% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4197% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4467% | 3,153 |
| Percentage Net Loans Charged-off:Construction & development | -2.6512% | 7,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0087% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5548% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6270% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 3,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3138% | 4,064 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5923% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1098% | 7,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1368% | 7,569 |
| Percentage Net Loans Charged-off:Construction & development | -3.1437% | 7,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 3,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1237% | 3,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 6,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8257% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7783% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2496% | 7,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2600% | 7,656 |
| Percentage Net Loans Charged-off:Construction & development | -4.2133% | 7,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1540% | 6,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4510% | 7,350 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5169% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8264% | 7,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9632% | 7,810 |
| Percentage Net Loans Charged-off:Construction & development | -12.8140% | 7,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4567% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6957% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6599% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7376% | 2,351 |
| Percentage Net Loans Charged-off:Construction & development | 5.0696% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5050% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5843% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 7,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3034% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8740% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4565% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5147% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 4.3178% | 1,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 3,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 3,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1254% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 5,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0629% | 3,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3368% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0923% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0725% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2682% | 2,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7482% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6637% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9308% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6707% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6253% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2737% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3194% | 1,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4293% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9854% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3524% | 1,797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6258% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1466% | 2,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3590% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4188% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9217% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1382% | 4,795 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4667% | 1,785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2148% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0363% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2014% | 7,664 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7203% | 1,777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4567% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9095% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2973% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4679% | 1,780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8521% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1866% | 4,669 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7999% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2292% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 7,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0495% | 8,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 8,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7222% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 5,125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4493% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3425% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 8,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1008% | 8,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1113% | 8,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6313% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1817% | 3,757 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1818% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 6,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0409% | 8,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0907% | 8,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0997% | 8,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5123% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3574% | 7,747 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6537% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3833% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 2,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5562% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5934% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7373% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5117% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5294% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7879% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8491% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6251% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4090% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8402% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4563% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4516% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2393% | 8,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4870% | 8,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5347% | 8,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2663% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7420% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0816% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3096% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6952% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8835% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0204% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3814% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2448% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0783% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8606% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7087% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3571% | 928 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5783% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3375% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1680% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1894% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2513% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4495% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7335% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8479% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3722% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 7,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 7,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2227% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6980% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4054% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 3,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 2,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8823% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9892% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6784% | 1,454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0586% | 1,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0057% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1345% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9082% | 1,279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 3,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1873% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3699% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4465% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7165% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1708% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3171% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3422% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1581% | 3,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8247% | 2,904 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5543% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1283% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2591% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8335% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9063% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0048% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2680% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1965% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3731% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4035% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9310% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2374% | 4,792 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4681% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5988% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4046% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7664% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8291% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4681% | 497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3773% | 3,581 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9307% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2246% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0414% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9217% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9757% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0023% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9785% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1399% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4656% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2583% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2650% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6277% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3779% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8685% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 7,661 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 6,404 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1198% | 5,352 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 6,555 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0611% | 6,692 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 5,220 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |