Home > First Citizens Community Bank > Income and Expense

First Citizens Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$126,987,000432
Total interest expense$45,276,000417
Net interest income$81,711,000445
Provision for loan and lease losses$5,528,000307
Total noninterest income$11,932,000658
Gross Fiduciary activities income$764,000549
Service charges on deposit accounts$2,151,000523
Trading account gains and fees$0123
Additional Noninterest Income$9,017,000577
Total noninterest expense$62,836,000469
Salaries and employee benefits$35,469,000449
Premises and equipment expense$5,218,000526
Additional noninterest expense$9,017,000577
Pre-tax net operating income$25,279,000568
Securities gains (losses)$14,000708
Applicable income taxes$4,276,000603
Income before extraordinary items$21,017,000564
Extraordinary gains, net$054
Net income$21,017,000571
Minority interest net income$088
Net income of bank and minority interests.$21,017,000567
Net charge-offs$1,280,000471
Cash dividends$13,213,000405
Sale, conversion, retirement of capital stock, net$0540
Net operating income$21,005,380575
2023-09-30 (YTD Data)Rank
Total interest income$88,507,000463
Total interest expense$29,368,000445
Net interest income$59,139,000470
Provision for loan and lease losses$5,328,000258
Total noninterest income$8,493,000681
Gross Fiduciary activities income$583,000539
Service charges on deposit accounts$1,630,000514
Trading account gains and fees$0125
Additional Noninterest Income$6,280,000630
Total noninterest expense$47,119,000471
Salaries and employee benefits$26,078,000455
Premises and equipment expense$3,711,000562
Additional noninterest expense$6,280,000630
Pre-tax net operating income$15,185,000701
Securities gains (losses)$-15,0003,570
Applicable income taxes$2,443,000739
Income before extraordinary items$12,727,000680
Extraordinary gains, net$052
Net income$12,727,000684
Minority interest net income$081
Net income of bank and minority interests.$12,727,000680
Net charge-offs$778,000462
Cash dividends$7,154,000463
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,739,600690
2023-06-30 (YTD Data)Rank
Total interest income$51,850,000494
Total interest expense$15,548,000482
Net interest income$36,302,000508
Provision for loan and lease losses$4,853,000214
Total noninterest income$4,868,000736
Gross Fiduciary activities income$411,000530
Service charges on deposit accounts$1,047,000527
Trading account gains and fees$0112
Additional Noninterest Income$3,410,000690
Total noninterest expense$30,793,000466
Salaries and employee benefits$15,793,000494
Premises and equipment expense$2,234,000605
Additional noninterest expense$3,410,000690
Pre-tax net operating income$5,524,0001,123
Securities gains (losses)$-21,0003,916
Applicable income taxes$735,0001,225
Income before extraordinary items$4,768,0001,094
Extraordinary gains, net$051
Net income$4,768,0001,107
Minority interest net income$081
Net income of bank and minority interests.$4,768,0001,094
Net charge-offs$-20,0004,114
Cash dividends$4,381,000492
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,786,2701,102
2023-03-31 (YTD Data)Rank
Total interest income$25,074,000510
Total interest expense$6,853,000479
Net interest income$18,221,000512
Provision for loan and lease losses$02,612
Total noninterest income$2,422,000736
Gross Fiduciary activities income$230,000527
Service charges on deposit accounts$515,000545
Trading account gains and fees$097
Additional Noninterest Income$1,677,000683
Total noninterest expense$11,504,000609
Salaries and employee benefits$7,677,000522
Premises and equipment expense$997,000695
Additional noninterest expense$1,677,000683
Pre-tax net operating income$9,139,000459
Securities gains (losses)$15,000490
Applicable income taxes$1,723,000468
Income before extraordinary items$7,431,000457
Extraordinary gains, net$04
Net income$7,431,000457
Minority interest net income$048
Net income of bank and minority interests.$7,431,000458
Net charge-offs$2,0001,796
Cash dividends$2,164,000452
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,418,850464
2022-12-31 (YTD Data)Rank
Total interest income$83,300,000485
Total interest expense$10,538,000438
Net interest income$72,762,000495
Provision for loan and lease losses$1,683,000583
Total noninterest income$10,442,000741
Gross Fiduciary activities income$803,000553
Service charges on deposit accounts$2,067,000554
Trading account gains and fees$0116
Additional Noninterest Income$7,572,000675
Total noninterest expense$44,267,000609
Salaries and employee benefits$27,837,000553
Premises and equipment expense$3,703,000712
Additional noninterest expense$7,572,000675
Pre-tax net operating income$37,254,000470
Securities gains (losses)$-42,0003,715
Applicable income taxes$6,746,000498
Income before extraordinary items$30,466,000457
Extraordinary gains, net$05
Net income$30,466,000458
Minority interest net income$063
Net income of bank and minority interests.$30,466,000458
Net charge-offs$435,000642
Cash dividends$8,331,000538
Sale, conversion, retirement of capital stock, net$0568
Net operating income$30,500,440465
2022-09-30 (YTD Data)Rank
Total interest income$58,974,000483
Total interest expense$5,655,000421
Net interest income$53,319,000488
Provision for loan and lease losses$1,425,000490
Total noninterest income$8,133,000736
Gross Fiduciary activities income$620,000548
Service charges on deposit accounts$1,538,000563
Trading account gains and fees$0111
Additional Noninterest Income$5,975,000663
Total noninterest expense$32,994,000604
Salaries and employee benefits$20,964,000541
Premises and equipment expense$2,743,000722
Additional noninterest expense$5,975,000663
Pre-tax net operating income$27,033,000484
Securities gains (losses)$-30,0004,019
Applicable income taxes$4,872,000519
Income before extraordinary items$22,131,000464
Extraordinary gains, net$04
Net income$22,131,000464
Minority interest net income$057
Net income of bank and minority interests.$22,131,000464
Net charge-offs$438,000478
Cash dividends$6,204,000496
Sale, conversion, retirement of capital stock, net$0519
Net operating income$22,155,600473
2022-06-30 (YTD Data)Rank
Total interest income$37,201,000488
Total interest expense$2,890,000422
Net interest income$34,311,000492
Provision for loan and lease losses$700,000545
Total noninterest income$5,436,000729
Gross Fiduciary activities income$433,000505
Service charges on deposit accounts$1,008,000570
Trading account gains and fees$0108
Additional Noninterest Income$3,995,000681
Total noninterest expense$21,669,000605
Salaries and employee benefits$14,031,000534
Premises and equipment expense$1,842,000707
Additional noninterest expense$5,796,000679
Pre-tax net operating income$17,378,000472
Securities gains (losses)$-27,0004,141
Applicable income taxes$3,119,000502
Income before extraordinary items$14,232,000467
Extraordinary gains, net$04
Net income$14,232,000467
Minority interest net income$060
Net income of bank and minority interests.$14,232,000467
Net charge-offs$434,000360
Cash dividends$4,104,000484
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,254,140474
2022-03-31 (YTD Data)Rank
Total interest income$17,805,000492
Total interest expense$1,382,000408
Net interest income$16,423,000498
Provision for loan and lease losses$250,000568
Total noninterest income$2,977,000695
Gross Fiduciary activities income$249,000486
Service charges on deposit accounts$515,000548
Trading account gains and fees$0103
Additional Noninterest Income$2,213,000654
Total noninterest expense$10,630,000616
Salaries and employee benefits$6,913,000545
Premises and equipment expense$924,000707
Additional noninterest expense$2,793,000691
Pre-tax net operating income$8,520,000471
Securities gains (losses)$-8,0004,222
Applicable income taxes$1,538,000488
Income before extraordinary items$6,974,000469
Extraordinary gains, net$04
Net income$6,974,000468
Minority interest net income$050
Net income of bank and minority interests.$6,974,000469
Net charge-offs$-2,0003,266
Cash dividends$2,030,000450
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,980,560474
2021-12-31 (YTD Data)Rank
Total interest income$73,178,000480
Total interest expense$6,541,000422
Net interest income$66,637,000484
Provision for loan and lease losses$1,550,000381
Total noninterest income$11,948,000740
Gross Fiduciary activities income$865,000504
Service charges on deposit accounts$1,910,000553
Trading account gains and fees$0132
Additional Noninterest Income$9,173,000707
Total noninterest expense$41,193,000635
Salaries and employee benefits$25,902,000575
Premises and equipment expense$3,486,000752
Additional noninterest expense$11,805,000673
Pre-tax net operating income$35,842,000478
Securities gains (losses)$267,000509
Applicable income taxes$6,371,000530
Income before extraordinary items$29,738,000476
Extraordinary gains, net$010
Net income$29,738,000476
Minority interest net income$074
Net income of bank and minority interests.$29,738,000477
Net charge-offs$61,0001,568
Cash dividends$8,994,000525
Sale, conversion, retirement of capital stock, net$0582
Net operating income$29,519,060470
2021-09-30 (YTD Data)Rank
Total interest income$54,681,000487
Total interest expense$5,076,000428
Net interest income$49,605,000490
Provision for loan and lease losses$1,550,000285
Total noninterest income$9,391,000731
Gross Fiduciary activities income$674,000493
Service charges on deposit accounts$1,411,000562
Trading account gains and fees$0132
Additional Noninterest Income$7,306,000704
Total noninterest expense$30,318,000657
Salaries and employee benefits$19,312,000581
Premises and equipment expense$2,630,000760
Additional noninterest expense$8,376,000701
Pre-tax net operating income$27,128,000490
Securities gains (losses)$252,000493
Applicable income taxes$4,772,000550
Income before extraordinary items$22,608,000478
Extraordinary gains, net$08
Net income$22,608,000476
Minority interest net income$069
Net income of bank and minority interests.$22,608,000478
Net charge-offs$31,0001,558
Cash dividends$6,985,000487
Sale, conversion, retirement of capital stock, net$0543
Net operating income$22,398,840475
2021-06-30 (YTD Data)Rank
Total interest income$36,348,000490
Total interest expense$3,496,000438
Net interest income$32,852,000487
Provision for loan and lease losses$1,150,000273
Total noninterest income$6,740,000707
Gross Fiduciary activities income$492,000473
Service charges on deposit accounts$905,000566
Trading account gains and fees$0133
Additional Noninterest Income$5,343,000672
Total noninterest expense$19,996,000656
Salaries and employee benefits$12,744,000582
Premises and equipment expense$1,778,000752
Additional noninterest expense$5,474,000707
Pre-tax net operating income$18,446,000482
Securities gains (losses)$75,000753
Applicable income taxes$3,144,000554
Income before extraordinary items$15,377,000483
Extraordinary gains, net$06
Net income$15,377,000480
Minority interest net income$067
Net income of bank and minority interests.$15,377,000483
Net charge-offs$34,0001,287
Cash dividends$4,972,000452
Sale, conversion, retirement of capital stock, net$0517
Net operating income$15,314,750475
2021-03-31 (YTD Data)Rank
Total interest income$18,282,000482
Total interest expense$1,787,000456
Net interest income$16,495,000481
Provision for loan and lease losses$650,000281
Total noninterest income$4,053,000623
Gross Fiduciary activities income$307,000437
Service charges on deposit accounts$458,000558
Trading account gains and fees$0127
Additional Noninterest Income$3,288,000589
Total noninterest expense$9,871,000650
Salaries and employee benefits$6,263,000595
Premises and equipment expense$926,000729
Additional noninterest expense$2,682,000703
Pre-tax net operating income$10,027,000459
Securities gains (losses)$75,000547
Applicable income taxes$1,624,000537
Income before extraordinary items$8,478,000456
Extraordinary gains, net$03
Net income$8,478,000453
Minority interest net income$055
Net income of bank and minority interests.$8,478,000456
Net charge-offs$-95,0004,755
Cash dividends$2,820,000366
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,415,000447
2020-12-31 (YTD Data)Rank
Total interest income$70,320,000495
Total interest expense$7,817,000625
Net interest income$62,503,000476
Provision for loan and lease losses$2,400,000929
Total noninterest income$11,507,000723
Gross Fiduciary activities income$803,000497
Service charges on deposit accounts$1,863,000558
Trading account gains and fees$0133
Additional Noninterest Income$8,841,000706
Total noninterest expense$40,613,000622
Salaries and employee benefits$25,315,000562
Premises and equipment expense$3,344,000772
Additional noninterest expense$11,954,000630
Pre-tax net operating income$30,997,000422
Securities gains (losses)$287,000850
Applicable income taxes$5,428,000456
Income before extraordinary items$25,856,000430
Extraordinary gains, net$04
Net income$25,856,000429
Minority interest net income$072
Net income of bank and minority interests.$25,856,000430
Net charge-offs$430,0001,077
Cash dividends$16,171,000326
Sale, conversion, retirement of capital stock, net$0566
Net operating income$25,617,790420
2020-09-30 (YTD Data)Rank
Total interest income$51,917,000502
Total interest expense$6,020,000652
Net interest income$45,897,000481
Provision for loan and lease losses$1,500,0001,059
Total noninterest income$7,734,000752
Gross Fiduciary activities income$542,000511
Service charges on deposit accounts$1,358,000564
Trading account gains and fees$0125
Additional Noninterest Income$5,834,000739
Total noninterest expense$29,829,000614
Salaries and employee benefits$18,536,000564
Premises and equipment expense$2,508,000759
Additional noninterest expense$8,785,000626
Pre-tax net operating income$22,302,000409
Securities gains (losses)$274,000758
Applicable income taxes$3,881,000441
Income before extraordinary items$18,695,000411
Extraordinary gains, net$04
Net income$18,695,000411
Minority interest net income$065
Net income of bank and minority interests.$18,695,000411
Net charge-offs$176,0001,336
Cash dividends$13,616,000288
Sale, conversion, retirement of capital stock, net$0532
Net operating income$18,467,580405
2020-06-30 (YTD Data)Rank
Total interest income$33,521,000516
Total interest expense$4,173,000674
Net interest income$29,348,000497
Provision for loan and lease losses$950,0001,129
Total noninterest income$4,207,000831
Gross Fiduciary activities income$342,000527
Service charges on deposit accounts$884,000575
Trading account gains and fees$0123
Additional Noninterest Income$2,981,000822
Total noninterest expense$20,079,000603
Salaries and employee benefits$12,434,000550
Premises and equipment expense$1,527,000826
Additional noninterest expense$6,118,000596
Pre-tax net operating income$12,526,000414
Securities gains (losses)$90,0001,038
Applicable income taxes$2,081,000482
Income before extraordinary items$10,535,000424
Extraordinary gains, net$04
Net income$10,535,000423
Minority interest net income$065
Net income of bank and minority interests.$10,535,000424
Net charge-offs$-32,0004,639
Cash dividends$11,753,000251
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,459,400412
2020-03-31 (YTD Data)Rank
Total interest income$15,354,000570
Total interest expense$2,363,000676
Net interest income$12,991,000539
Provision for loan and lease losses$400,0001,004
Total noninterest income$2,242,000753
Gross Fiduciary activities income$198,000502
Service charges on deposit accounts$535,000568
Trading account gains and fees$0106
Additional Noninterest Income$1,509,000733
Total noninterest expense$8,779,000696
Salaries and employee benefits$5,414,000639
Premises and equipment expense$673,000944
Additional noninterest expense$2,692,000667
Pre-tax net operating income$6,054,000391
Securities gains (losses)$-36,0004,927
Applicable income taxes$987,000473
Income before extraordinary items$5,031,000399
Extraordinary gains, net$04
Net income$5,031,000398
Minority interest net income$056
Net income of bank and minority interests.$5,031,000399
Net charge-offs$-2,0003,865
Cash dividends$2,957,000420
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,061,240391
2019-12-31 (YTD Data)Rank
Total interest income$62,051,000566
Total interest expense$11,640,000608
Net interest income$50,411,000557
Provision for loan and lease losses$1,675,000604
Total noninterest income$8,718,000762
Gross Fiduciary activities income$750,000507
Service charges on deposit accounts$2,279,000552
Trading account gains and fees$0135
Additional Noninterest Income$5,689,000756
Total noninterest expense$32,986,000715
Salaries and employee benefits$20,456,000646
Premises and equipment expense$2,848,000893
Additional noninterest expense$9,682,000730
Pre-tax net operating income$24,468,000527
Securities gains (losses)$43,0001,298
Applicable income taxes$4,036,000579
Income before extraordinary items$20,475,000534
Extraordinary gains, net$011
Net income$20,475,000534
Minority interest net income$076
Net income of bank and minority interests.$20,475,000535
Net charge-offs$714,000838
Cash dividends$9,565,000493
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,438,880525
2019-09-30 (YTD Data)Rank
Total interest income$46,445,000570
Total interest expense$8,938,000597
Net interest income$37,507,000565
Provision for loan and lease losses$1,150,000614
Total noninterest income$6,462,000766
Gross Fiduciary activities income$589,000499
Service charges on deposit accounts$1,690,000555
Trading account gains and fees$0129
Additional Noninterest Income$4,183,000761
Total noninterest expense$24,681,000714
Salaries and employee benefits$15,129,000657
Premises and equipment expense$2,140,000894
Additional noninterest expense$7,412,000706
Pre-tax net operating income$18,138,000533
Securities gains (losses)$25,0001,342
Applicable income taxes$2,975,000591
Income before extraordinary items$15,188,000545
Extraordinary gains, net$011
Net income$15,188,000543
Minority interest net income$072
Net income of bank and minority interests.$15,188,000545
Net charge-offs$355,000931
Cash dividends$7,230,000464
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,167,000535
2019-06-30 (YTD Data)Rank
Total interest income$30,549,000574
Total interest expense$6,061,000584
Net interest income$24,488,000580
Provision for loan and lease losses$750,000613
Total noninterest income$4,151,000778
Gross Fiduciary activities income$441,000477
Service charges on deposit accounts$1,088,000569
Trading account gains and fees$0131
Additional Noninterest Income$2,622,000782
Total noninterest expense$16,513,000713
Salaries and employee benefits$10,033,000660
Premises and equipment expense$1,444,000886
Additional noninterest expense$5,036,000708
Pre-tax net operating income$11,376,000544
Securities gains (losses)$01,702
Applicable income taxes$1,830,000607
Income before extraordinary items$9,546,000556
Extraordinary gains, net$011
Net income$9,546,000554
Minority interest net income$069
Net income of bank and minority interests.$9,546,000556
Net charge-offs$330,000741
Cash dividends$4,893,000454
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,546,000548
2019-03-31 (YTD Data)Rank
Total interest income$15,030,000580
Total interest expense$2,998,000571
Net interest income$12,032,000588
Provision for loan and lease losses$400,000556
Total noninterest income$2,002,000771
Gross Fiduciary activities income$232,000472
Service charges on deposit accounts$533,000577
Trading account gains and fees$0126
Additional Noninterest Income$1,237,000778
Total noninterest expense$8,220,000702
Salaries and employee benefits$5,029,000652
Premises and equipment expense$747,000864
Additional noninterest expense$2,444,000709
Pre-tax net operating income$5,414,000556
Securities gains (losses)$01,087
Applicable income taxes$861,000613
Income before extraordinary items$4,553,000563
Extraordinary gains, net$05
Net income$4,553,000562
Minority interest net income$052
Net income of bank and minority interests.$4,553,000562
Net charge-offs$200,000623
Cash dividends$2,557,000428
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,553,000550
2018-12-31 (YTD Data)Rank
Total interest income$56,751,000570
Total interest expense$9,197,000567
Net interest income$47,554,000573
Provision for loan and lease losses$1,925,000523
Total noninterest income$7,785,000822
Gross Fiduciary activities income$705,000529
Service charges on deposit accounts$2,375,000540
Trading account gains and fees$0126
Additional Noninterest Income$4,705,000825
Total noninterest expense$31,154,000732
Salaries and employee benefits$19,094,000658
Premises and equipment expense$2,662,000923
Additional noninterest expense$9,398,000743
Pre-tax net operating income$22,260,000547
Securities gains (losses)$-19,0004,583
Applicable income taxes$3,572,000589
Income before extraordinary items$18,669,000551
Extraordinary gains, net$06
Net income$18,669,000550
Minority interest net income$072
Net income of bank and minority interests.$18,669,000550
Net charge-offs$231,0001,526
Cash dividends$8,248,000495
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,684,960546
2018-09-30 (YTD Data)Rank
Total interest income$41,665,000569
Total interest expense$6,451,000566
Net interest income$35,214,000575
Provision for loan and lease losses$1,300,000533
Total noninterest income$5,784,000830
Gross Fiduciary activities income$548,000513
Service charges on deposit accounts$1,760,000549
Trading account gains and fees$0138
Additional Noninterest Income$3,476,000847
Total noninterest expense$23,014,000734
Salaries and employee benefits$14,252,000662
Premises and equipment expense$2,000,000924
Additional noninterest expense$6,762,000758
Pre-tax net operating income$16,684,000546
Securities gains (losses)$-8,0004,722
Applicable income taxes$2,684,000593
Income before extraordinary items$13,992,000546
Extraordinary gains, net$05
Net income$13,992,000544
Minority interest net income$066
Net income of bank and minority interests.$13,992,000545
Net charge-offs$107,0001,688
Cash dividends$5,956,000477
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,998,720546
2018-06-30 (YTD Data)Rank
Total interest income$27,408,000568
Total interest expense$4,061,000551
Net interest income$23,347,000572
Provision for loan and lease losses$825,000548
Total noninterest income$3,748,000848
Gross Fiduciary activities income$401,000499
Service charges on deposit accounts$1,157,000552
Trading account gains and fees$0130
Additional Noninterest Income$2,190,000887
Total noninterest expense$15,304,000740
Salaries and employee benefits$9,572,000656
Premises and equipment expense$1,370,000912
Additional noninterest expense$4,362,000775
Pre-tax net operating income$10,966,000547
Securities gains (losses)$-3,0004,784
Applicable income taxes$1,707,000612
Income before extraordinary items$9,256,000545
Extraordinary gains, net$06
Net income$9,256,000543
Minority interest net income$065
Net income of bank and minority interests.$9,256,000544
Net charge-offs$74,0001,516
Cash dividends$3,912,000477
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,258,520545
2018-03-31 (YTD Data)Rank
Total interest income$13,382,000572
Total interest expense$1,879,000559
Net interest income$11,503,000578
Provision for loan and lease losses$500,000462
Total noninterest income$1,916,000812
Gross Fiduciary activities income$251,000459
Service charges on deposit accounts$568,000559
Trading account gains and fees$0123
Additional Noninterest Income$1,097,000871
Total noninterest expense$7,751,000731
Salaries and employee benefits$4,835,000658
Premises and equipment expense$734,000863
Additional noninterest expense$2,182,000760
Pre-tax net operating income$5,168,000564
Securities gains (losses)$0735
Applicable income taxes$784,000635
Income before extraordinary items$4,384,000555
Extraordinary gains, net$07
Net income$4,384,000555
Minority interest net income$052
Net income of bank and minority interests.$4,384,000555
Net charge-offs$103,000843
Cash dividends$2,117,000397
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,384,000556
2017-12-31 (YTD Data)Rank
Total interest income$48,033,000597
Total interest expense$5,534,000624
Net interest income$42,499,000598
Provision for loan and lease losses$2,540,000422
Total noninterest income$7,639,000841
Gross Fiduciary activities income$755,000506
Service charges on deposit accounts$4,380,000331
Trading account gains and fees$0151
Additional Noninterest Income$2,504,0001,325
Total noninterest expense$28,931,000759
Salaries and employee benefits$17,456,000706
Premises and equipment expense$2,591,000934
Additional noninterest expense$8,884,000756
Pre-tax net operating income$18,667,000575
Securities gains (losses)$14,0001,468
Applicable income taxes$5,914,000593
Income before extraordinary items$12,767,000596
Extraordinary gains, net$09
Net income$12,767,000596
Minority interest net income$076
Net income of bank and minority interests.$12,767,000596
Net charge-offs$236,0001,681
Cash dividends$7,507,000469
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,757,480593
2017-09-30 (YTD Data)Rank
Total interest income$35,152,000606
Total interest expense$3,956,000637
Net interest income$31,196,000605
Provision for loan and lease losses$1,740,000460
Total noninterest income$5,701,000853
Gross Fiduciary activities income$597,000499
Service charges on deposit accounts$3,269,000333
Trading account gains and fees$0145
Additional Noninterest Income$1,835,0001,359
Total noninterest expense$21,363,000770
Salaries and employee benefits$12,880,000719
Premises and equipment expense$1,923,000954
Additional noninterest expense$6,560,000759
Pre-tax net operating income$13,794,000592
Securities gains (losses)$46,000914
Applicable income taxes$3,221,000649
Income before extraordinary items$10,619,000592
Extraordinary gains, net$09
Net income$10,619,000592
Minority interest net income$071
Net income of bank and minority interests.$10,619,000592
Net charge-offs$179,0001,486
Cash dividends$5,507,000462
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,583,580583
2017-06-30 (YTD Data)Rank
Total interest income$23,043,000607
Total interest expense$2,530,000643
Net interest income$20,513,000607
Provision for loan and lease losses$1,240,000421
Total noninterest income$3,788,000849
Gross Fiduciary activities income$409,000495
Service charges on deposit accounts$2,146,000329
Trading account gains and fees$0139
Additional Noninterest Income$1,233,0001,344
Total noninterest expense$14,209,000765
Salaries and employee benefits$8,643,000718
Premises and equipment expense$1,289,000946
Additional noninterest expense$4,277,000772
Pre-tax net operating income$8,852,000600
Securities gains (losses)$37,000759
Applicable income taxes$2,019,000663
Income before extraordinary items$6,870,000600
Extraordinary gains, net$011
Net income$6,870,000598
Minority interest net income$071
Net income of bank and minority interests.$6,870,000600
Net charge-offs$147,0001,259
Cash dividends$3,003,000533
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,841,510590
2017-03-31 (YTD Data)Rank
Total interest income$11,279,000617
Total interest expense$1,232,000634
Net interest income$10,047,000615
Provision for loan and lease losses$615,000388
Total noninterest income$1,892,000850
Gross Fiduciary activities income$221,000485
Service charges on deposit accounts$1,043,000339
Trading account gains and fees$0142
Additional Noninterest Income$628,0001,318
Total noninterest expense$7,125,000772
Salaries and employee benefits$4,319,000725
Premises and equipment expense$666,000936
Additional noninterest expense$2,140,000765
Pre-tax net operating income$4,199,000612
Securities gains (losses)$15,000575
Applicable income taxes$924,000696
Income before extraordinary items$3,290,000615
Extraordinary gains, net$08
Net income$3,290,000615
Minority interest net income$055
Net income of bank and minority interests.$3,290,000615
Net charge-offs$96,000952
Cash dividends$1,479,000533
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,278,300603
2016-12-31 (YTD Data)Rank
Total interest income$42,913,000635
Total interest expense$4,775,000628
Net interest income$38,138,000635
Provision for loan and lease losses$1,520,000642
Total noninterest income$7,696,000841
Gross Fiduciary activities income$693,000525
Service charges on deposit accounts$4,377,000325
Trading account gains and fees$0170
Additional Noninterest Income$2,626,0001,326
Total noninterest expense$28,318,000758
Salaries and employee benefits$16,410,000725
Premises and equipment expense$2,544,000952
Additional noninterest expense$9,364,000714
Pre-tax net operating income$15,996,000621
Securities gains (losses)$225,000809
Applicable income taxes$3,242,000736
Income before extraordinary items$12,979,000598
Extraordinary gains, net$05
Net income$12,979,000597
Minority interest net income$082
Net income of bank and minority interests.$12,979,000597
Net charge-offs$-260,0005,703
Cash dividends$5,842,000589
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,799,000596
2016-09-30 (YTD Data)Rank
Total interest income$31,767,000637
Total interest expense$3,553,000628
Net interest income$28,214,000638
Provision for loan and lease losses$770,000840
Total noninterest income$5,761,000841
Gross Fiduciary activities income$539,000517
Service charges on deposit accounts$3,282,000328
Trading account gains and fees$0169
Additional Noninterest Income$1,940,0001,338
Total noninterest expense$21,210,000757
Salaries and employee benefits$12,067,000732
Premises and equipment expense$1,877,000964
Additional noninterest expense$7,266,000698
Pre-tax net operating income$11,995,000614
Securities gains (losses)$155,000955
Applicable income taxes$2,410,000766
Income before extraordinary items$9,740,000603
Extraordinary gains, net$05
Net income$9,740,000603
Minority interest net income$071
Net income of bank and minority interests.$9,740,000603
Net charge-offs$-318,0005,804
Cash dividends$4,379,000562
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,616,000595
2016-06-30 (YTD Data)Rank
Total interest income$20,842,000642
Total interest expense$2,382,000626
Net interest income$18,460,000646
Provision for loan and lease losses$270,0001,354
Total noninterest income$3,801,000846
Gross Fiduciary activities income$377,000508
Service charges on deposit accounts$2,192,000322
Trading account gains and fees$0157
Additional Noninterest Income$1,232,0001,357
Total noninterest expense$14,057,000759
Salaries and employee benefits$7,782,000755
Premises and equipment expense$1,228,000985
Additional noninterest expense$5,047,000685
Pre-tax net operating income$7,934,000607
Securities gains (losses)$155,000715
Applicable income taxes$1,590,000764
Income before extraordinary items$6,499,000588
Extraordinary gains, net$016
Net income$6,499,000587
Minority interest net income$071
Net income of bank and minority interests.$6,499,000587
Net charge-offs$17,0002,863
Cash dividends$2,906,000579
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,375,000583
2016-03-31 (YTD Data)Rank
Total interest income$10,440,000643
Total interest expense$1,194,000619
Net interest income$9,246,000650
Provision for loan and lease losses$135,0001,285
Total noninterest income$1,928,000808
Gross Fiduciary activities income$196,000502
Service charges on deposit accounts$1,083,000324
Trading account gains and fees$0142
Additional Noninterest Income$649,0001,282
Total noninterest expense$6,854,000771
Salaries and employee benefits$3,882,000761
Premises and equipment expense$601,0001,010
Additional noninterest expense$2,371,000707
Pre-tax net operating income$4,185,000569
Securities gains (losses)$27,0001,105
Applicable income taxes$843,000711
Income before extraordinary items$3,369,000552
Extraordinary gains, net$012
Net income$3,369,000551
Minority interest net income$062
Net income of bank and minority interests.$3,369,000552
Net charge-offs$-34,0005,617
Cash dividends$1,440,000563
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,347,400539
2015-12-31 (YTD Data)Rank
Total interest income$35,582,000713
Total interest expense$4,585,000610
Net interest income$30,997,000724
Provision for loan and lease losses$480,0001,398
Total noninterest income$6,608,000931
Gross Fiduciary activities income$673,000542
Service charges on deposit accounts$4,052,000349
Trading account gains and fees$0159
Additional Noninterest Income$1,883,0001,595
Total noninterest expense$22,132,000935
Salaries and employee benefits$12,781,000888
Premises and equipment expense$1,930,0001,217
Additional noninterest expense$7,421,000879
Pre-tax net operating income$14,993,000625
Securities gains (losses)$353,000485
Applicable income taxes$2,975,000753
Income before extraordinary items$12,371,000592
Extraordinary gains, net$023
Net income$12,371,000590
Minority interest net income$081
Net income of bank and minority interests.$12,371,000593
Net charge-offs$189,0002,037
Cash dividends$5,583,000601
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,085,070595
2015-09-30 (YTD Data)Rank
Total interest income$26,353,000727
Total interest expense$3,434,000609
Net interest income$22,919,000735
Provision for loan and lease losses$360,0001,343
Total noninterest income$4,872,000944
Gross Fiduciary activities income$523,000536
Service charges on deposit accounts$3,002,000360
Trading account gains and fees$0153
Additional Noninterest Income$1,347,0001,668
Total noninterest expense$15,755,000995
Salaries and employee benefits$9,118,000940
Premises and equipment expense$1,387,0001,292
Additional noninterest expense$5,250,000934
Pre-tax net operating income$11,676,000617
Securities gains (losses)$354,000420
Applicable income taxes$2,410,000736
Income before extraordinary items$9,620,000586
Extraordinary gains, net$021
Net income$9,620,000584
Minority interest net income$078
Net income of bank and minority interests.$9,620,000586
Net charge-offs$130,0001,931
Cash dividends$4,155,000555
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,336,800587
2015-06-30 (YTD Data)Rank
Total interest income$17,507,000733
Total interest expense$2,276,000611
Net interest income$15,231,000739
Provision for loan and lease losses$240,0001,328
Total noninterest income$3,276,000940
Gross Fiduciary activities income$374,000529
Service charges on deposit accounts$1,969,000365
Trading account gains and fees$0157
Additional Noninterest Income$933,0001,632
Total noninterest expense$10,330,0001,014
Salaries and employee benefits$6,049,000940
Premises and equipment expense$932,0001,281
Additional noninterest expense$3,349,000981
Pre-tax net operating income$7,937,000601
Securities gains (losses)$225,000483
Applicable income taxes$1,640,000736
Income before extraordinary items$6,522,000577
Extraordinary gains, net$022
Net income$6,522,000574
Minority interest net income$075
Net income of bank and minority interests.$6,522,000577
Net charge-offs$96,0001,766
Cash dividends$2,566,000580
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,342,000582
2015-03-31 (YTD Data)Rank
Total interest income$8,756,000734
Total interest expense$1,127,000621
Net interest income$7,629,000737
Provision for loan and lease losses$120,0001,278
Total noninterest income$1,605,000922
Gross Fiduciary activities income$194,000527
Service charges on deposit accounts$958,000371
Trading account gains and fees$0152
Additional Noninterest Income$453,0001,626
Total noninterest expense$5,231,000994
Salaries and employee benefits$3,056,000935
Premises and equipment expense$497,0001,218
Additional noninterest expense$1,678,000960
Pre-tax net operating income$3,883,000593
Securities gains (losses)$126,000504
Applicable income taxes$794,000740
Income before extraordinary items$3,215,000565
Extraordinary gains, net$013
Net income$3,215,000562
Minority interest net income$064
Net income of bank and minority interests.$3,215,000565
Net charge-offs$13,0002,364
Cash dividends$1,280,000537
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,114,200566
2014-12-31 (YTD Data)Rank
Total interest income$35,235,000717
Total interest expense$4,722,000605
Net interest income$30,513,000723
Provision for loan and lease losses$585,0001,316
Total noninterest income$6,758,000893
Gross Fiduciary activities income$688,000549
Service charges on deposit accounts$4,225,000354
Trading account gains and fees$0180
Additional Noninterest Income$1,845,0001,560
Total noninterest expense$19,583,0001,046
Salaries and employee benefits$11,505,000948
Premises and equipment expense$1,649,0001,446
Additional noninterest expense$6,429,0001,024
Pre-tax net operating income$17,103,000526
Securities gains (losses)$616,000336
Applicable income taxes$3,835,000603
Income before extraordinary items$13,884,000493
Extraordinary gains, net$017
Net income$13,884,000491
Minority interest net income$084
Net income of bank and minority interests.$13,884,000492
Net charge-offs$868,0001,006
Cash dividends$14,332,000262
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,403,520500
2014-09-30 (YTD Data)Rank
Total interest income$26,436,000715
Total interest expense$3,568,000612
Net interest income$22,868,000723
Provision for loan and lease losses$480,0001,175
Total noninterest income$4,987,000895
Gross Fiduciary activities income$528,000538
Service charges on deposit accounts$3,187,000350
Trading account gains and fees$0174
Additional Noninterest Income$1,272,0001,645
Total noninterest expense$14,672,0001,044
Salaries and employee benefits$8,600,000947
Premises and equipment expense$1,247,0001,434
Additional noninterest expense$4,825,0001,017
Pre-tax net operating income$12,703,000531
Securities gains (losses)$488,000316
Applicable income taxes$2,878,000608
Income before extraordinary items$10,313,000492
Extraordinary gains, net$015
Net income$10,313,000491
Minority interest net income$081
Net income of bank and minority interests.$10,313,000492
Net charge-offs$762,000837
Cash dividends$5,559,000404
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,932,360504
2014-06-30 (YTD Data)Rank
Total interest income$17,637,000704
Total interest expense$2,393,000610
Net interest income$15,244,000717
Provision for loan and lease losses$330,0001,155
Total noninterest income$3,306,000882
Gross Fiduciary activities income$377,000525
Service charges on deposit accounts$2,111,000346
Trading account gains and fees$0172
Additional Noninterest Income$818,0001,672
Total noninterest expense$9,845,0001,036
Salaries and employee benefits$5,810,000937
Premises and equipment expense$848,0001,413
Additional noninterest expense$3,187,0001,019
Pre-tax net operating income$8,375,000524
Securities gains (losses)$246,000420
Applicable income taxes$1,865,000609
Income before extraordinary items$6,756,000496
Extraordinary gains, net$020
Net income$6,756,000495
Minority interest net income$080
Net income of bank and minority interests.$6,756,000496
Net charge-offs$677,000680
Cash dividends$2,459,000552
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,564,120498
2014-03-31 (YTD Data)Rank
Total interest income$8,770,000715
Total interest expense$1,212,000608
Net interest income$7,558,000727
Provision for loan and lease losses$180,0001,066
Total noninterest income$1,582,000872
Gross Fiduciary activities income$191,000527
Service charges on deposit accounts$980,000361
Trading account gains and fees$0147
Additional Noninterest Income$411,0001,625
Total noninterest expense$4,946,0001,039
Salaries and employee benefits$2,918,000944
Premises and equipment expense$450,0001,363
Additional noninterest expense$1,578,0001,024
Pre-tax net operating income$4,014,000526
Securities gains (losses)$171,000300
Applicable income taxes$908,000606
Income before extraordinary items$3,277,000492
Extraordinary gains, net$016
Net income$3,277,000491
Minority interest net income$066
Net income of bank and minority interests.$3,277,000493
Net charge-offs$45,0001,951
Cash dividends$1,219,000514
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,143,620504
2013-12-31 (YTD Data)Rank
Total interest income$36,183,000686
Total interest expense$5,879,000541
Net interest income$30,304,000704
Provision for loan and lease losses$405,0002,099
Total noninterest income$6,848,000900
Gross Fiduciary activities income$694,000536
Service charges on deposit accounts$4,233,000354
Trading account gains and fees$0184
Additional Noninterest Income$1,921,0001,554
Total noninterest expense$19,249,0001,069
Salaries and employee benefits$11,392,000940
Premises and equipment expense$1,764,0001,349
Additional noninterest expense$6,093,0001,114
Pre-tax net operating income$17,498,000479
Securities gains (losses)$258,000760
Applicable income taxes$3,977,000542
Income before extraordinary items$13,779,000495
Extraordinary gains, net$029
Net income$13,779,000495
Minority interest net income$090
Net income of bank and minority interests.$13,779,000496
Net charge-offs$91,0003,831
Cash dividends$4,142,000668
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,577,760493
2013-09-30 (YTD Data)Rank
Total interest income$27,215,000683
Total interest expense$4,511,000540
Net interest income$22,704,000709
Provision for loan and lease losses$315,0002,017
Total noninterest income$5,022,000929
Gross Fiduciary activities income$539,000526
Service charges on deposit accounts$3,155,000356
Trading account gains and fees$0180
Additional Noninterest Income$1,328,0001,697
Total noninterest expense$14,240,0001,077
Salaries and employee benefits$8,456,000950
Premises and equipment expense$1,328,0001,356
Additional noninterest expense$4,456,0001,133
Pre-tax net operating income$13,171,000490
Securities gains (losses)$323,000601
Applicable income taxes$3,046,000544
Income before extraordinary items$10,448,000499
Extraordinary gains, net$025
Net income$10,448,000497
Minority interest net income$084
Net income of bank and minority interests.$10,448,000500
Net charge-offs$29,0004,207
Cash dividends$2,870,000673
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,199,290494
2013-06-30 (YTD Data)Rank
Total interest income$17,920,000689
Total interest expense$3,062,000541
Net interest income$14,858,000719
Provision for loan and lease losses$225,0001,972
Total noninterest income$3,323,000940
Gross Fiduciary activities income$370,000523
Service charges on deposit accounts$2,075,000358
Trading account gains and fees$0157
Additional Noninterest Income$878,0001,747
Total noninterest expense$9,426,0001,084
Salaries and employee benefits$5,600,000960
Premises and equipment expense$869,0001,386
Additional noninterest expense$2,957,0001,137
Pre-tax net operating income$8,530,000492
Securities gains (losses)$240,000665
Applicable income taxes$1,951,000548
Income before extraordinary items$6,819,000501
Extraordinary gains, net$022
Net income$6,819,000500
Minority interest net income$082
Net income of bank and minority interests.$6,819,000503
Net charge-offs$20,0004,007
Cash dividends$1,898,000659
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,631,800493
2013-03-31 (YTD Data)Rank
Total interest income$8,985,000700
Total interest expense$1,577,000547
Net interest income$7,408,000724
Provision for loan and lease losses$150,0001,610
Total noninterest income$1,669,000946
Gross Fiduciary activities income$201,000517
Service charges on deposit accounts$1,011,000360
Trading account gains and fees$0148
Additional Noninterest Income$457,0001,679
Total noninterest expense$4,731,0001,086
Salaries and employee benefits$2,805,000970
Premises and equipment expense$444,0001,373
Additional noninterest expense$1,482,0001,120
Pre-tax net operating income$4,196,000498
Securities gains (losses)$196,000473
Applicable income taxes$977,000553
Income before extraordinary items$3,415,000488
Extraordinary gains, net$010
Net income$3,415,000488
Minority interest net income$076
Net income of bank and minority interests.$3,415,000489
Net charge-offs$6,0003,622
Cash dividends$936,000586
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,262,120490
2012-12-31 (YTD Data)Rank
Total interest income$38,034,000688
Total interest expense$7,212,000588
Net interest income$30,822,000700
Provision for loan and lease losses$420,0002,950
Total noninterest income$7,409,000846
Gross Fiduciary activities income$644,000545
Service charges on deposit accounts$4,404,000353
Trading account gains and fees$0166
Additional Noninterest Income$2,361,0001,394
Total noninterest expense$19,029,0001,057
Salaries and employee benefits$11,019,000944
Premises and equipment expense$1,675,0001,425
Additional noninterest expense$6,335,0001,093
Pre-tax net operating income$18,782,000453
Securities gains (losses)$546,000869
Applicable income taxes$4,611,000456
Income before extraordinary items$14,717,000453
Extraordinary gains, net$029
Net income$14,717,000452
Minority interest net income$093
Net income of bank and minority interests.$14,717,000452
Net charge-offs$123,0004,238
Cash dividends$5,045,000561
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,302,040457
2012-09-30 (YTD Data)Rank
Total interest income$28,687,000693
Total interest expense$5,552,000602
Net interest income$23,135,000704
Provision for loan and lease losses$315,0002,902
Total noninterest income$5,302,000868
Gross Fiduciary activities income$472,000553
Service charges on deposit accounts$3,294,000352
Trading account gains and fees$0157
Additional Noninterest Income$1,536,0001,500
Total noninterest expense$14,183,0001,052
Salaries and employee benefits$8,126,000957
Premises and equipment expense$1,243,0001,442
Additional noninterest expense$4,814,0001,074
Pre-tax net operating income$13,939,000455
Securities gains (losses)$503,000748
Applicable income taxes$3,401,000477
Income before extraordinary items$11,041,000462
Extraordinary gains, net$020
Net income$11,041,000461
Minority interest net income$086
Net income of bank and minority interests.$11,041,000461
Net charge-offs$68,0004,311
Cash dividends$2,944,000574
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,658,720457
2012-06-30 (YTD Data)Rank
Total interest income$19,225,000701
Total interest expense$3,804,000604
Net interest income$15,421,000707
Provision for loan and lease losses$210,0002,897
Total noninterest income$3,554,000862
Gross Fiduciary activities income$324,000558
Service charges on deposit accounts$2,175,000355
Trading account gains and fees$0153
Additional Noninterest Income$1,055,0001,465
Total noninterest expense$9,291,0001,074
Salaries and employee benefits$5,420,000966
Premises and equipment expense$826,0001,435
Additional noninterest expense$3,045,0001,132
Pre-tax net operating income$9,474,000434
Securities gains (losses)$263,000933
Applicable income taxes$2,295,000470
Income before extraordinary items$7,442,000448
Extraordinary gains, net$019
Net income$7,442,000447
Minority interest net income$084
Net income of bank and minority interests.$7,442,000447
Net charge-offs$47,0004,084
Cash dividends$1,949,000559
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,242,120442
2012-03-31 (YTD Data)Rank
Total interest income$9,626,000700
Total interest expense$1,968,000600
Net interest income$7,658,000719
Provision for loan and lease losses$105,0002,781
Total noninterest income$1,735,000862
Gross Fiduciary activities income$173,000546
Service charges on deposit accounts$1,062,000357
Trading account gains and fees$0148
Additional Noninterest Income$500,0001,509
Total noninterest expense$4,750,0001,050
Salaries and employee benefits$2,753,000947
Premises and equipment expense$416,0001,438
Additional noninterest expense$1,581,0001,081
Pre-tax net operating income$4,538,000450
Securities gains (losses)$50,0001,224
Applicable income taxes$1,044,000493
Income before extraordinary items$3,544,000465
Extraordinary gains, net$019
Net income$3,544,000465
Minority interest net income$078
Net income of bank and minority interests.$3,544,000466
Net charge-offs$47,0003,063
Cash dividends$967,000502
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,505,500449
2011-12-31 (YTD Data)Rank
Total interest income$38,251,000735
Total interest expense$9,238,000627
Net interest income$29,013,000755
Provision for loan and lease losses$675,0002,995
Total noninterest income$6,546,000836
Gross Fiduciary activities income$665,000504
Service charges on deposit accounts$4,316,000359
Trading account gains and fees$0146
Additional Noninterest Income$1,565,0001,596
Total noninterest expense$18,055,0001,090
Salaries and employee benefits$9,996,000982
Premises and equipment expense$1,780,0001,402
Additional noninterest expense$6,279,0001,122
Pre-tax net operating income$16,829,000417
Securities gains (losses)$372,000980
Applicable income taxes$3,885,000482
Income before extraordinary items$13,316,000416
Extraordinary gains, net$029
Net income$13,316,000416
Minority interest net income$096
Net income of bank and minority interests.$13,316,000417
Net charge-offs$103,0004,944
Cash dividends$3,823,000543
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$13,029,560410
2011-09-30 (YTD Data)Rank
Total interest income$28,618,000751
Total interest expense$7,095,000640
Net interest income$21,523,000771
Provision for loan and lease losses$525,0002,810
Total noninterest income$4,518,000911
Gross Fiduciary activities income$466,000516
Service charges on deposit accounts$2,855,000406
Trading account gains and fees$0145
Additional Noninterest Income$1,197,0001,556
Total noninterest expense$13,381,0001,102
Salaries and employee benefits$7,560,000976
Premises and equipment expense$1,352,0001,394
Additional noninterest expense$4,469,0001,164
Pre-tax net operating income$12,135,000438
Securities gains (losses)$355,000815
Applicable income taxes$2,786,000491
Income before extraordinary items$9,704,000420
Extraordinary gains, net$021
Net income$9,704,000420
Minority interest net income$087
Net income of bank and minority interests.$9,704,000420
Net charge-offs$117,0004,275
Cash dividends$2,637,000505
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$9,427,100426
2011-06-30 (YTD Data)Rank
Total interest income$19,012,000764
Total interest expense$4,801,000662
Net interest income$14,211,000780
Provision for loan and lease losses$375,0002,669
Total noninterest income$2,909,000945
Gross Fiduciary activities income$303,000528
Service charges on deposit accounts$1,816,000420
Trading account gains and fees$0153
Additional Noninterest Income$790,0001,577
Total noninterest expense$9,078,0001,102
Salaries and employee benefits$5,033,000981
Premises and equipment expense$942,0001,341
Additional noninterest expense$3,103,0001,140
Pre-tax net operating income$7,667,000451
Securities gains (losses)$234,000660
Applicable income taxes$1,706,000514
Income before extraordinary items$6,195,000435
Extraordinary gains, net$015
Net income$6,195,000434
Minority interest net income$089
Net income of bank and minority interests.$6,195,000435
Net charge-offs$127,0003,602
Cash dividends$1,736,000494
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,012,480435
2011-03-31 (YTD Data)Rank
Total interest income$9,458,000773
Total interest expense$2,423,000681
Net interest income$7,035,000794
Provision for loan and lease losses$225,0002,264
Total noninterest income$1,360,000987
Gross Fiduciary activities income$157,000521
Service charges on deposit accounts$829,000454
Trading account gains and fees$0158
Additional Noninterest Income$374,0001,647
Total noninterest expense$4,589,0001,102
Salaries and employee benefits$2,515,000993
Premises and equipment expense$507,0001,290
Additional noninterest expense$1,567,0001,138
Pre-tax net operating income$3,581,000480
Securities gains (losses)$120,000484
Applicable income taxes$774,000544
Income before extraordinary items$2,927,000455
Extraordinary gains, net$09
Net income$2,927,000455
Minority interest net income$086
Net income of bank and minority interests.$2,927,000455
Net charge-offs$72,0003,053
Cash dividends$862,000447
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,832,200456
2010-12-31 (YTD Data)Rank
Total interest income$38,965,000785
Total interest expense$10,894,000740
Net interest income$28,071,000787
Provision for loan and lease losses$1,255,0002,709
Total noninterest income$5,910,000945
Gross Fiduciary activities income$542,000533
Service charges on deposit accounts$3,583,000428
Trading account gains and fees$0175
Additional Noninterest Income$1,785,0001,520
Total noninterest expense$17,567,0001,145
Salaries and employee benefits$9,850,000994
Premises and equipment expense$1,672,0001,519
Additional noninterest expense$6,045,0001,224
Pre-tax net operating income$15,159,000383
Securities gains (losses)$99,0002,168
Applicable income taxes$3,367,000494
Income before extraordinary items$11,891,000384
Extraordinary gains, net$029
Net income$11,891,000383
Minority interest net income$0111
Net income of bank and minority interests.$11,891,000384
Net charge-offs$228,0004,618
Cash dividends$3,608,000457
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,813,780375
2010-09-30 (YTD Data)Rank
Total interest income$29,250,000787
Total interest expense$8,365,000746
Net interest income$20,885,000794
Provision for loan and lease losses$840,0002,783
Total noninterest income$4,260,000952
Gross Fiduciary activities income$411,000535
Service charges on deposit accounts$2,667,000427
Trading account gains and fees$0165
Additional Noninterest Income$1,182,0001,615
Total noninterest expense$13,018,0001,148
Salaries and employee benefits$7,294,000991
Premises and equipment expense$1,229,0001,581
Additional noninterest expense$4,495,0001,201
Pre-tax net operating income$11,287,000386
Securities gains (losses)$99,0001,948
Applicable income taxes$2,511,000500
Income before extraordinary items$8,875,000386
Extraordinary gains, net$023
Net income$8,875,000386
Minority interest net income$0110
Net income of bank and minority interests.$8,875,000387
Net charge-offs$140,0004,570
Cash dividends$2,528,000432
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,797,780377
2010-06-30 (YTD Data)Rank
Total interest income$19,490,000791
Total interest expense$5,720,000757
Net interest income$13,770,000800
Provision for loan and lease losses$540,0002,750
Total noninterest income$2,815,000942
Gross Fiduciary activities income$281,000536
Service charges on deposit accounts$1,766,000432
Trading account gains and fees$0152
Additional Noninterest Income$768,0001,566
Total noninterest expense$8,575,0001,157
Salaries and employee benefits$4,858,0001,001
Premises and equipment expense$820,0001,595
Additional noninterest expense$2,897,0001,232
Pre-tax net operating income$7,470,000378
Securities gains (losses)$99,0001,425
Applicable income taxes$1,684,000451
Income before extraordinary items$5,885,000372
Extraordinary gains, net$019
Net income$5,885,000372
Minority interest net income$0105
Net income of bank and minority interests.$5,885,000372
Net charge-offs$126,0003,998
Cash dividends$1,673,000413
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,807,780369
2010-03-31 (YTD Data)Rank
Total interest income$9,727,000809
Total interest expense$2,873,000795
Net interest income$6,854,000802
Provision for loan and lease losses$305,0002,355
Total noninterest income$1,325,000968
Gross Fiduciary activities income$146,000534
Service charges on deposit accounts$841,000449
Trading account gains and fees$0175
Additional Noninterest Income$338,0001,702
Total noninterest expense$4,276,0001,179
Salaries and employee benefits$2,442,0001,012
Premises and equipment expense$411,0001,645
Additional noninterest expense$1,423,0001,238
Pre-tax net operating income$3,598,000376
Securities gains (losses)$64,0001,022
Applicable income taxes$813,000450
Income before extraordinary items$2,849,000380
Extraordinary gains, net$016
Net income$2,849,000381
Minority interest net income$091
Net income of bank and minority interests.$2,849,000382
Net charge-offs$42,0003,871
Cash dividends$828,000415
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,799,080379
2009-12-31 (YTD Data)Rank
Total interest income$38,600,000870
Total interest expense$12,785,000925
Net interest income$25,815,000839
Provision for loan and lease losses$925,0003,617
Total noninterest income$5,693,000985
Gross Fiduciary activities income$521,000539
Service charges on deposit accounts$3,570,000462
Trading account gains and fees$0211
Additional Noninterest Income$1,602,0001,592
Total noninterest expense$17,521,0001,184
Salaries and employee benefits$9,472,0001,038
Premises and equipment expense$1,616,0001,675
Additional noninterest expense$6,433,0001,196
Pre-tax net operating income$13,062,000323
Securities gains (losses)$172,0001,675
Applicable income taxes$2,919,000409
Income before extraordinary items$10,315,000306
Extraordinary gains, net$034
Net income$10,315,000307
Minority interest net income$0115
Net income of bank and minority interests.$10,315,000308
Net charge-offs$415,0004,033
Cash dividends$3,396,000514
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,180,840310
2009-09-30 (YTD Data)Rank
Total interest income$28,884,000887
Total interest expense$9,741,000959
Net interest income$19,143,000859
Provision for loan and lease losses$700,0003,273
Total noninterest income$4,179,0001,010
Gross Fiduciary activities income$397,000533
Service charges on deposit accounts$2,634,000473
Trading account gains and fees$0212
Additional Noninterest Income$1,148,0001,662
Total noninterest expense$13,094,0001,178
Salaries and employee benefits$7,018,0001,060
Premises and equipment expense$1,225,0001,672
Additional noninterest expense$4,851,0001,161
Pre-tax net operating income$9,528,000348
Securities gains (losses)$135,0001,592
Applicable income taxes$2,118,000443
Income before extraordinary items$7,545,000347
Extraordinary gains, net$027
Net income$7,545,000346
Minority interest net income$0118
Net income of bank and minority interests.$7,545,000347
Net charge-offs$395,0003,355
Cash dividends$2,422,000520
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,439,700348
2009-06-30 (YTD Data)Rank
Total interest income$19,220,000915
Total interest expense$6,576,0001,010
Net interest income$12,644,000867
Provision for loan and lease losses$300,0003,683
Total noninterest income$2,717,0001,042
Gross Fiduciary activities income$276,000529
Service charges on deposit accounts$1,688,000489
Trading account gains and fees$0193
Additional Noninterest Income$753,0001,725
Total noninterest expense$8,691,0001,194
Salaries and employee benefits$4,624,0001,093
Premises and equipment expense$851,0001,636
Additional noninterest expense$3,216,0001,187
Pre-tax net operating income$6,370,000350
Securities gains (losses)$135,0001,269
Applicable income taxes$1,457,000435
Income before extraordinary items$5,048,000348
Extraordinary gains, net$021
Net income$5,048,000346
Minority interest net income$0112
Net income of bank and minority interests.$5,048,000347
Net charge-offs$56,0004,816
Cash dividends$1,602,000547
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,942,700341
2009-03-31 (YTD Data)Rank
Total interest income$9,594,000925
Total interest expense$3,328,0001,040
Net interest income$6,266,000859
Provision for loan and lease losses$150,0003,210
Total noninterest income$1,320,0001,029
Gross Fiduciary activities income$163,000488
Service charges on deposit accounts$803,000510
Trading account gains and fees$0171
Additional Noninterest Income$354,0001,753
Total noninterest expense$4,302,0001,164
Salaries and employee benefits$2,296,0001,111
Premises and equipment expense$430,0001,651
Additional noninterest expense$1,576,0001,070
Pre-tax net operating income$3,134,000392
Securities gains (losses)$32,0001,498
Applicable income taxes$705,000466
Income before extraordinary items$2,461,000390
Extraordinary gains, net$015
Net income$2,461,000391
Minority interest net income$0102
Net income of bank and minority interests.$2,461,000392
Net charge-offs$30,0004,024
Cash dividends$793,000580
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,436,040366
2008-12-31 (YTD Data)Rank
Total interest income$37,217,0001,017
Total interest expense$13,595,0001,189
Net interest income$23,622,000907
Provision for loan and lease losses$330,0004,460
Total noninterest income$5,207,0001,021
Gross Fiduciary activities income$561,000540
Service charges on deposit accounts$3,450,000497
Trading account gains and fees$0154
Additional Noninterest Income$1,196,0001,881
Total noninterest expense$15,637,0001,253
Salaries and employee benefits$8,725,0001,137
Premises and equipment expense$1,640,0001,679
Additional noninterest expense$5,272,0001,209
Pre-tax net operating income$12,862,000413
Securities gains (losses)$-4,120,0008,049
Applicable income taxes$1,440,000898
Income before extraordinary items$7,302,000533
Extraordinary gains, net$039
Net income$7,302,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0004,473
Cash dividends$3,284,000828
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,762,800385
2008-09-30 (YTD Data)Rank
Total interest income$27,723,0001,050
Total interest expense$10,183,0001,241
Net interest income$17,540,000927
Provision for loan and lease losses$225,0004,003
Total noninterest income$3,855,0001,079
Gross Fiduciary activities income$451,000532
Service charges on deposit accounts$2,563,000512
Trading account gains and fees$0148
Additional Noninterest Income$841,0002,051
Total noninterest expense$11,668,0001,243
Salaries and employee benefits$6,510,0001,162
Premises and equipment expense$1,234,0001,683
Additional noninterest expense$3,924,0001,171
Pre-tax net operating income$9,502,000532
Securities gains (losses)$-4,120,0008,184
Applicable income taxes$1,648,000765
Income before extraordinary items$3,734,000982
Extraordinary gains, net$031
Net income$3,734,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,581
Cash dividends$2,351,000894
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,576,800580
2008-06-30 (YTD Data)Rank
Total interest income$18,386,0001,072
Total interest expense$6,909,0001,268
Net interest income$11,477,000939
Provision for loan and lease losses$120,0003,966
Total noninterest income$2,527,0001,105
Gross Fiduciary activities income$303,000544
Service charges on deposit accounts$1,626,000526
Trading account gains and fees$0149
Additional Noninterest Income$598,0002,002
Total noninterest expense$7,729,0001,246
Salaries and employee benefits$4,314,0001,193
Premises and equipment expense$856,0001,622
Additional noninterest expense$2,559,0001,160
Pre-tax net operating income$6,155,000569
Securities gains (losses)$03,233
Applicable income taxes$1,449,000686
Income before extraordinary items$4,706,000587
Extraordinary gains, net$021
Net income$4,706,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,294
Cash dividends$1,569,000959
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,706,000567
2008-03-31 (YTD Data)Rank
Total interest income$9,203,0001,102
Total interest expense$3,659,0001,277
Net interest income$5,544,000969
Provision for loan and lease losses$120,0002,457
Total noninterest income$1,209,0001,143
Gross Fiduciary activities income$167,000530
Service charges on deposit accounts$767,000556
Trading account gains and fees$0158
Additional Noninterest Income$275,0002,067
Total noninterest expense$3,846,0001,259
Salaries and employee benefits$2,156,0001,197
Premises and equipment expense$448,0001,558
Additional noninterest expense$1,242,0001,161
Pre-tax net operating income$2,787,000692
Securities gains (losses)$02,688
Applicable income taxes$632,000844
Income before extraordinary items$2,155,000716
Extraordinary gains, net$015
Net income$2,155,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$798,000930
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,155,000681
2007-12-31 (YTD Data)Rank
Total interest income$36,012,0001,170
Total interest expense$16,297,0001,220
Net interest income$19,715,0001,122
Provision for loan and lease losses$365,0002,842
Total noninterest income$5,014,0001,098
Gross Fiduciary activities income$520,000581
Service charges on deposit accounts$3,173,000547
Trading account gains and fees$0178
Additional Noninterest Income$1,321,0001,838
Total noninterest expense$14,989,0001,240
Salaries and employee benefits$8,386,0001,189
Premises and equipment expense$1,689,0001,576
Additional noninterest expense$4,914,0001,156
Pre-tax net operating income$9,375,000902
Securities gains (losses)$-29,0007,862
Applicable income taxes$2,058,0001,114
Income before extraordinary items$7,288,000882
Extraordinary gains, net$039
Net income$7,288,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,799
Cash dividends$3,175,0001,134
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,310,620864
2007-09-30 (YTD Data)Rank
Total interest income$26,756,0001,187
Total interest expense$12,300,0001,216
Net interest income$14,456,0001,158
Provision for loan and lease losses$225,0002,782
Total noninterest income$3,772,0001,094
Gross Fiduciary activities income$387,000581
Service charges on deposit accounts$2,342,000546
Trading account gains and fees$0184
Additional Noninterest Income$1,043,0001,781
Total noninterest expense$11,254,0001,231
Salaries and employee benefits$6,256,0001,192
Premises and equipment expense$1,282,0001,551
Additional noninterest expense$3,716,0001,111
Pre-tax net operating income$6,749,0001,022
Securities gains (losses)$24,000782
Applicable income taxes$1,467,0001,246
Income before extraordinary items$5,306,000985
Extraordinary gains, net$033
Net income$5,306,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,861
Cash dividends$2,362,0001,075
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,287,280976
2007-06-30 (YTD Data)Rank
Total interest income$17,583,0001,213
Total interest expense$8,165,0001,219
Net interest income$9,418,0001,212
Provision for loan and lease losses$165,0002,459
Total noninterest income$2,618,0001,078
Gross Fiduciary activities income$265,000587
Service charges on deposit accounts$1,543,000570
Trading account gains and fees$0168
Additional Noninterest Income$810,0001,600
Total noninterest expense$7,520,0001,245
Salaries and employee benefits$4,126,0001,235
Premises and equipment expense$877,0001,532
Additional noninterest expense$2,517,0001,106
Pre-tax net operating income$4,351,0001,096
Securities gains (losses)$01,444
Applicable income taxes$937,0001,333
Income before extraordinary items$3,414,0001,061
Extraordinary gains, net$029
Net income$3,414,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,348
Cash dividends$1,564,0001,084
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,414,0001,044
2007-03-31 (YTD Data)Rank
Total interest income$8,685,0001,219
Total interest expense$4,083,0001,210
Net interest income$4,602,0001,240
Provision for loan and lease losses$120,0001,752
Total noninterest income$1,127,0001,195
Gross Fiduciary activities income$138,000586
Service charges on deposit accounts$739,000567
Trading account gains and fees$0195
Additional Noninterest Income$250,0002,219
Total noninterest expense$3,724,0001,256
Salaries and employee benefits$2,093,0001,225
Premises and equipment expense$429,0001,564
Additional noninterest expense$1,202,0001,130
Pre-tax net operating income$1,885,0001,243
Securities gains (losses)$01,187
Applicable income taxes$371,0001,604
Income before extraordinary items$1,514,0001,168
Extraordinary gains, net$022
Net income$1,514,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$775,0001,004
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,514,0001,144
2006-12-31 (YTD Data)Rank
Total interest income$32,850,0001,199
Total interest expense$14,354,0001,170
Net interest income$18,496,0001,222
Provision for loan and lease losses$330,0002,609
Total noninterest income$4,712,0001,148
Gross Fiduciary activities income$487,000592
Service charges on deposit accounts$3,103,000552
Trading account gains and fees$0130
Additional Noninterest Income$1,122,0002,054
Total noninterest expense$14,813,0001,214
Salaries and employee benefits$8,026,0001,214
Premises and equipment expense$1,717,0001,500
Additional noninterest expense$5,070,0001,048
Pre-tax net operating income$8,065,0001,220
Securities gains (losses)$4,0001,309
Applicable income taxes$1,721,0001,492
Income before extraordinary items$6,348,0001,163
Extraordinary gains, net$051
Net income$6,348,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,920
Cash dividends$3,038,0001,106
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,344,8401,154
2006-09-30 (YTD Data)Rank
Total interest income$24,089,0001,232
Total interest expense$10,335,0001,188
Net interest income$13,754,0001,248
Provision for loan and lease losses$225,0002,598
Total noninterest income$3,532,0001,152
Gross Fiduciary activities income$372,000586
Service charges on deposit accounts$2,313,000562
Trading account gains and fees$0126
Additional Noninterest Income$847,0002,046
Total noninterest expense$11,177,0001,225
Salaries and employee benefits$6,078,0001,214
Premises and equipment expense$1,287,0001,510
Additional noninterest expense$3,812,0001,061
Pre-tax net operating income$5,884,0001,296
Securities gains (losses)$4,0001,079
Applicable income taxes$1,179,0001,672
Income before extraordinary items$4,709,0001,207
Extraordinary gains, net$045
Net income$4,709,0001,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,229
Cash dividends$2,260,0001,037
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,705,8001,198
2006-06-30 (YTD Data)Rank
Total interest income$15,707,0001,238
Total interest expense$6,576,0001,181
Net interest income$9,131,0001,248
Provision for loan and lease losses$120,0002,983
Total noninterest income$2,324,0001,169
Gross Fiduciary activities income$237,000601
Service charges on deposit accounts$1,496,000572
Trading account gains and fees$0126
Additional Noninterest Income$591,0001,986
Total noninterest expense$7,523,0001,216
Salaries and employee benefits$4,023,0001,230
Premises and equipment expense$880,0001,482
Additional noninterest expense$2,620,0001,023
Pre-tax net operating income$3,812,0001,329
Securities gains (losses)$-1,0007,450
Applicable income taxes$786,0001,686
Income before extraordinary items$3,025,0001,234
Extraordinary gains, net$039
Net income$3,025,0001,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0001,269
Cash dividends$1,489,0001,058
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,025,7901,218
2006-03-31 (YTD Data)Rank
Total interest income$7,631,0001,250
Total interest expense$3,126,0001,176
Net interest income$4,505,0001,262
Provision for loan and lease losses$60,0002,788
Total noninterest income$1,137,0001,162
Gross Fiduciary activities income$129,000598
Service charges on deposit accounts$696,000591
Trading account gains and fees$0115
Additional Noninterest Income$312,0001,884
Total noninterest expense$3,837,0001,191
Salaries and employee benefits$2,035,0001,222
Premises and equipment expense$461,0001,412
Additional noninterest expense$1,341,000998
Pre-tax net operating income$1,745,0001,419
Securities gains (losses)$-6,0008,127
Applicable income taxes$335,0001,876
Income before extraordinary items$1,404,0001,302
Extraordinary gains, net$021
Net income$1,404,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$732,000996
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,408,8601,277
2005-12-31 (YTD Data)Rank
Total interest income$28,699,0001,154
Total interest expense$10,536,0001,064
Net interest income$18,163,0001,186
Provision for loan and lease losses$60,0005,443
Total noninterest income$4,629,0001,147
Gross Fiduciary activities income$474,000596
Service charges on deposit accounts$2,928,000581
Trading account gains and fees$0138
Additional Noninterest Income$1,227,0001,936
Total noninterest expense$15,114,0001,137
Salaries and employee benefits$7,646,0001,208
Premises and equipment expense$1,800,0001,365
Additional noninterest expense$5,668,000912
Pre-tax net operating income$7,618,0001,247
Securities gains (losses)$02,296
Applicable income taxes$1,873,0001,438
Income before extraordinary items$5,745,0001,256
Extraordinary gains, net$046
Net income$5,745,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,659
Cash dividends$2,825,0001,091
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,745,0001,228
2005-09-30 (YTD Data)Rank
Total interest income$21,178,0001,138
Total interest expense$7,647,0001,030
Net interest income$13,531,0001,172
Provision for loan and lease losses$30,0005,800
Total noninterest income$3,425,0001,164
Gross Fiduciary activities income$368,000580
Service charges on deposit accounts$2,175,000582
Trading account gains and fees$0126
Additional Noninterest Income$882,0001,981
Total noninterest expense$11,285,0001,129
Salaries and employee benefits$5,888,0001,167
Premises and equipment expense$1,337,0001,367
Additional noninterest expense$4,060,000944
Pre-tax net operating income$5,641,0001,267
Securities gains (losses)$02,317
Applicable income taxes$1,390,0001,463
Income before extraordinary items$4,251,0001,275
Extraordinary gains, net$035
Net income$4,251,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,305
Cash dividends$2,071,0001,028
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,251,0001,249
2005-06-30 (YTD Data)Rank
Total interest income$13,913,0001,123
Total interest expense$4,969,000991
Net interest income$8,944,0001,180
Provision for loan and lease losses$06,626
Total noninterest income$2,193,0001,183
Gross Fiduciary activities income$208,000628
Service charges on deposit accounts$1,402,000592
Trading account gains and fees$0116
Additional Noninterest Income$583,0001,968
Total noninterest expense$7,507,0001,116
Salaries and employee benefits$3,894,0001,174
Premises and equipment expense$920,0001,306
Additional noninterest expense$2,693,000932
Pre-tax net operating income$3,630,0001,289
Securities gains (losses)$02,146
Applicable income taxes$812,0001,601
Income before extraordinary items$2,818,0001,249
Extraordinary gains, net$030
Net income$2,818,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,115
Cash dividends$1,362,0001,023
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,818,0001,222
2005-03-31 (YTD Data)Rank
Total interest income$6,879,0001,103
Total interest expense$2,445,000959
Net interest income$4,434,0001,184
Provision for loan and lease losses$06,226
Total noninterest income$1,076,0001,185
Gross Fiduciary activities income$121,000603
Service charges on deposit accounts$665,000599
Trading account gains and fees$0115
Additional Noninterest Income$290,0001,926
Total noninterest expense$3,728,0001,120
Salaries and employee benefits$1,921,0001,195
Premises and equipment expense$478,0001,257
Additional noninterest expense$1,329,000938
Pre-tax net operating income$1,782,0001,286
Securities gains (losses)$01,685
Applicable income taxes$402,0001,596
Income before extraordinary items$1,380,0001,248
Extraordinary gains, net$024
Net income$1,380,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,513
Cash dividends$666,000954
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,380,0001,224
2004-12-31 (YTD Data)Rank
Total interest income$26,606,0001,065
Total interest expense$8,900,000910
Net interest income$17,706,0001,135
Provision for loan and lease losses$07,314
Total noninterest income$4,527,0001,167
Gross Fiduciary activities income$434,000612
Service charges on deposit accounts$2,982,000576
Trading account gains and fees$0138
Additional Noninterest Income$1,111,0002,019
Total noninterest expense$14,702,0001,107
Salaries and employee benefits$7,636,0001,125
Premises and equipment expense$1,767,0001,310
Additional noninterest expense$5,299,000944
Pre-tax net operating income$7,531,0001,158
Securities gains (losses)$-234,0008,816
Applicable income taxes$1,653,0001,496
Income before extraordinary items$5,644,0001,160
Extraordinary gains, net$034
Net income$5,644,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,264
Cash dividends$3,776,000811
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,824,1801,091
2004-09-30 (YTD Data)Rank
Total interest income$19,679,0001,062
Total interest expense$6,522,000912
Net interest income$13,157,0001,134
Provision for loan and lease losses$07,100
Total noninterest income$3,432,0001,171
Gross Fiduciary activities income$332,000604
Service charges on deposit accounts$2,239,000586
Trading account gains and fees$0134
Additional Noninterest Income$861,0001,977
Total noninterest expense$10,964,0001,103
Salaries and employee benefits$5,678,0001,135
Premises and equipment expense$1,328,0001,294
Additional noninterest expense$3,958,000942
Pre-tax net operating income$5,625,0001,174
Securities gains (losses)$491,000428
Applicable income taxes$1,459,0001,305
Income before extraordinary items$4,657,0001,064
Extraordinary gains, net$026
Net income$4,657,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-199,0008,913
Cash dividends$3,029,000687
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,283,8401,113
2004-06-30 (YTD Data)Rank
Total interest income$12,823,0001,079
Total interest expense$4,228,000933
Net interest income$8,595,0001,149
Provision for loan and lease losses$06,885
Total noninterest income$2,280,0001,160
Gross Fiduciary activities income$246,000577
Service charges on deposit accounts$1,466,000593
Trading account gains and fees$0130
Additional Noninterest Income$568,0001,999
Total noninterest expense$7,219,0001,117
Salaries and employee benefits$3,772,0001,151
Premises and equipment expense$887,0001,296
Additional noninterest expense$2,560,000968
Pre-tax net operating income$3,656,0001,176
Securities gains (losses)$491,000361
Applicable income taxes$996,0001,288
Income before extraordinary items$3,151,0001,047
Extraordinary gains, net$021
Net income$3,151,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-219,0008,997
Cash dividends$2,151,000656
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,777,8401,135
2004-03-31 (YTD Data)Rank
Total interest income$6,392,0001,091
Total interest expense$2,097,000955
Net interest income$4,295,0001,147
Provision for loan and lease losses$06,501
Total noninterest income$1,107,0001,165
Gross Fiduciary activities income$127,000573
Service charges on deposit accounts$723,000595
Trading account gains and fees$0121
Additional Noninterest Income$257,0002,090
Total noninterest expense$3,604,0001,124
Salaries and employee benefits$1,925,0001,134
Premises and equipment expense$455,0001,284
Additional noninterest expense$1,224,0001,006
Pre-tax net operating income$1,798,0001,170
Securities gains (losses)$287,000389
Applicable income taxes$496,0001,297
Income before extraordinary items$1,589,0001,034
Extraordinary gains, net$016
Net income$1,589,0001,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-254,0009,063
Cash dividends$1,072,000632
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,370,8801,128
2003-12-31 (YTD Data)Rank
Total interest income$25,612,0001,112
Total interest expense$8,798,0001,010
Net interest income$16,814,0001,156
Provision for loan and lease losses$435,0002,424
Total noninterest income$4,760,0001,184
Gross Fiduciary activities income$422,000621
Service charges on deposit accounts$2,768,000618
Trading account gains and fees$0160
Additional Noninterest Income$1,570,0001,762
Total noninterest expense$15,317,0001,062
Salaries and employee benefits$8,304,0001,021
Premises and equipment expense$1,738,0001,315
Additional noninterest expense$5,275,000965
Pre-tax net operating income$5,822,0001,419
Securities gains (losses)$403,000869
Applicable income taxes$1,313,0001,813
Income before extraordinary items$4,912,0001,302
Extraordinary gains, net$054
Net income$4,912,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,778
Cash dividends$2,003,0001,365
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,593,6301,321
2003-09-30 (YTD Data)Rank
Total interest income$19,248,0001,128
Total interest expense$6,719,0001,037
Net interest income$12,529,0001,175
Provision for loan and lease losses$375,0002,114
Total noninterest income$3,577,0001,192
Gross Fiduciary activities income$318,000619
Service charges on deposit accounts$2,074,000622
Trading account gains and fees$0153
Additional Noninterest Income$1,185,0001,829
Total noninterest expense$11,605,0001,051
Salaries and employee benefits$6,516,0001,003
Premises and equipment expense$1,303,0001,316
Additional noninterest expense$3,786,0001,015
Pre-tax net operating income$4,126,0001,536
Securities gains (losses)$364,000846
Applicable income taxes$942,0001,950
Income before extraordinary items$3,548,0001,402
Extraordinary gains, net$040
Net income$3,548,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,373
Cash dividends$1,468,0001,297
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,260,4401,434
2003-06-30 (YTD Data)Rank
Total interest income$12,919,0001,130
Total interest expense$4,572,0001,053
Net interest income$8,347,0001,176
Provision for loan and lease losses$255,0002,092
Total noninterest income$2,364,0001,200
Gross Fiduciary activities income$227,000602
Service charges on deposit accounts$1,363,000626
Trading account gains and fees$0150
Additional Noninterest Income$774,0001,830
Total noninterest expense$7,153,0001,140
Salaries and employee benefits$3,836,0001,107
Premises and equipment expense$872,0001,316
Additional noninterest expense$2,445,0001,042
Pre-tax net operating income$3,303,0001,295
Securities gains (losses)$250,000918
Applicable income taxes$829,0001,575
Income before extraordinary items$2,724,0001,221
Extraordinary gains, net$030
Net income$2,724,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0002,402
Cash dividends$1,032,0001,258
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,531,5001,216
2003-03-31 (YTD Data)Rank
Total interest income$6,519,0001,126
Total interest expense$2,307,0001,067
Net interest income$4,212,0001,165
Provision for loan and lease losses$135,0001,910
Total noninterest income$1,094,0001,258
Gross Fiduciary activities income$102,000640
Service charges on deposit accounts$655,000629
Trading account gains and fees$0134
Additional Noninterest Income$337,0001,944
Total noninterest expense$3,559,0001,127
Salaries and employee benefits$1,894,0001,116
Premises and equipment expense$455,0001,265
Additional noninterest expense$1,210,0001,016
Pre-tax net operating income$1,612,0001,327
Securities gains (losses)$176,000709
Applicable income taxes$426,0001,552
Income before extraordinary items$1,362,0001,215
Extraordinary gains, net$021
Net income$1,362,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,503
Cash dividends$2,259,000357
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,228,2401,251
2002-12-31 (YTD Data)Rank
Total interest income$27,355,0001,132
Total interest expense$10,331,0001,083
Net interest income$17,024,0001,139
Provision for loan and lease losses$435,0002,656
Total noninterest income$4,792,0001,096
Gross Fiduciary activities income$467,000594
Service charges on deposit accounts$2,887,000563
Trading account gains and fees$0153
Additional Noninterest Income$1,438,0001,697
Total noninterest expense$14,086,0001,105
Salaries and employee benefits$7,120,0001,125
Premises and equipment expense$1,879,0001,179
Additional noninterest expense$5,087,000981
Pre-tax net operating income$7,295,0001,153
Securities gains (losses)$76,0002,019
Applicable income taxes$1,763,0001,441
Income before extraordinary items$5,608,0001,120
Extraordinary gains, net$070
Net income$5,608,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,898
Cash dividends$1,477,0001,669
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,550,2401,085
2001-12-31 (YTD Data)Rank
Total interest income$28,960,0001,181
Total interest expense$14,187,0001,128
Net interest income$14,773,0001,197
Provision for loan and lease losses$445,0002,423
Total noninterest income$3,596,0001,281
Gross Fiduciary activities income$511,000590
Service charges on deposit accounts$2,301,000643
Trading account gains and fees$0177
Additional Noninterest Income$784,0002,422
Total noninterest expense$13,840,0001,070
Salaries and employee benefits$6,597,0001,124
Premises and equipment expense$1,922,0001,106
Additional noninterest expense$5,321,000911
Pre-tax net operating income$4,084,0001,747
Securities gains (losses)$468,000636
Applicable income taxes$785,0002,464
Income before extraordinary items$3,767,0001,439
Extraordinary gains, net$0105
Net income$3,767,0001,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0009,289
Cash dividends$482,0003,546
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,378,5601,502
2000-12-31 (YTD Data)Rank
Total interest income$26,154,0001,347
Total interest expense$14,210,0001,215
Net interest income$11,944,0001,469
Provision for loan and lease losses$610,0001,582
Total noninterest income$2,670,0001,497
Gross Fiduciary activities income$434,000641
Service charges on deposit accounts$1,664,000818
Trading account gains and fees$0180
Additional Noninterest Income$572,0002,702
Total noninterest expense$10,005,0001,387
Salaries and employee benefits$4,768,0001,488
Premises and equipment expense$1,371,0001,517
Additional noninterest expense$3,866,0001,186
Pre-tax net operating income$3,999,0001,823
Securities gains (losses)$-12,0008,439
Applicable income taxes$704,0002,764
Income before extraordinary items$3,283,0001,608
Extraordinary gains, net$038
Net income$3,283,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,525
Cash dividends$2,219,0001,242
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,292,8401,593
1999-12-31 (YTD Data)Rank
Total interest income$23,487,0001,389
Total interest expense$12,067,0001,253
Net interest income$11,420,0001,528
Provision for loan and lease losses$475,0001,844
Total noninterest income$2,345,0001,648
Gross Fiduciary activities income$410,000696
Service charges on deposit accounts$1,329,0001,006
Trading account gains and fees$0173
Additional Noninterest Income$606,0002,609
Total noninterest expense$8,892,0001,555
Salaries and employee benefits$4,320,0001,601
Premises and equipment expense$1,238,0001,647
Additional noninterest expense$3,334,0001,385
Pre-tax net operating income$4,398,0001,713
Securities gains (losses)$211,000532
Applicable income taxes$1,060,0002,125
Income before extraordinary items$3,549,0001,511
Extraordinary gains, net$035
Net income$3,549,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0001,227
Cash dividends$2,214,0001,257
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,386,5301,547
1998-12-31 (YTD Data)Rank
Total interest income$23,059,0001,404
Total interest expense$11,920,0001,302
Net interest income$11,139,0001,525
Provision for loan and lease losses$218,0003,346
Total noninterest income$1,838,0001,960
Gross Fiduciary activities income$362,000736
Service charges on deposit accounts$922,0001,364
Trading account gains and fees$0224
Additional Noninterest Income$554,0002,797
Total noninterest expense$8,099,0001,632
Salaries and employee benefits$3,848,0001,716
Premises and equipment expense$1,235,0001,589
Additional noninterest expense$3,016,0001,445
Pre-tax net operating income$4,660,0001,592
Securities gains (losses)$474,000574
Applicable income taxes$1,440,0001,692
Income before extraordinary items$3,694,0001,431
Extraordinary gains, net$-141,00010,438
Net income$3,553,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,450
Cash dividends$3,801,000817
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,352,7201,514
1997-12-31 (YTD Data)Rank
Total interest income$22,777,0001,441
Total interest expense$11,610,0001,357
Net interest income$11,167,0001,544
Provision for loan and lease losses$210,0003,330
Total noninterest income$2,429,0001,514
Gross Fiduciary activities income$340,000778
Service charges on deposit accounts$798,0001,626
Trading account gains and fees$0239
Additional Noninterest Income$1,291,0001,477
Total noninterest expense$7,810,0001,675
Salaries and employee benefits$3,882,0001,691
Premises and equipment expense$1,225,0001,589
Additional noninterest expense$2,703,0001,589
Pre-tax net operating income$5,576,0001,395
Securities gains (losses)$25,0001,745
Applicable income taxes$1,673,0001,546
Income before extraordinary items$3,928,0001,394
Extraordinary gains, net$044
Net income$3,928,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,606
Cash dividends$1,179,0001,924
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,910,5001,360
1996-12-31 (YTD Data)Rank
Total interest income$21,335,0001,572
Total interest expense$10,866,0001,483
Net interest income$10,469,0001,687
Provision for loan and lease losses$205,0003,345
Total noninterest income$1,384,0002,438
Gross Fiduciary activities income$270,000893
Service charges on deposit accounts$830,0001,612
Trading account gains and fees$0262
Additional Noninterest Income$284,0004,213
Total noninterest expense$7,295,0001,934
Salaries and employee benefits$3,418,0001,927
Premises and equipment expense$1,065,0001,889
Additional noninterest expense$2,812,0001,844
Pre-tax net operating income$4,353,0001,661
Securities gains (losses)$19,0002,034
Applicable income taxes$1,307,0001,844
Income before extraordinary items$3,065,0001,628
Extraordinary gains, net$053
Net income$3,065,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,598
Cash dividends$1,265,0001,794
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,051,7001,600
1995-12-31 (YTD Data)Rank
Total interest income$19,416,0001,751
Total interest expense$9,849,0001,613
Net interest income$9,567,0001,862
Provision for loan and lease losses$163,0003,478
Total noninterest income$1,248,0002,628
Gross Fiduciary activities income$255,000938
Service charges on deposit accounts$719,0001,882
Trading account gains and fees$0522
Additional Noninterest Income$274,0004,230
Total noninterest expense$6,603,0002,089
Salaries and employee benefits$3,150,0002,110
Premises and equipment expense$987,0002,040
Additional noninterest expense$2,466,0002,016
Pre-tax net operating income$4,049,0001,829
Securities gains (losses)$10,0002,384
Applicable income taxes$1,161,0002,085
Income before extraordinary items$2,898,0001,743
Extraordinary gains, net$065
Net income$2,898,0001,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,140
Cash dividends$1,235,0001,734
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,890,9001,725
1994-12-31 (YTD Data)Rank
Total interest income$17,327,0001,775
Total interest expense$7,944,0001,599
Net interest income$9,383,0001,930
Provision for loan and lease losses$255,0002,547
Total noninterest income$1,082,0002,941
Gross Fiduciary activities income$204,0001,014
Service charges on deposit accounts$694,0001,945
Trading account gains and fees$0475
Additional Noninterest Income$184,0005,544
Total noninterest expense$6,425,0002,192
Salaries and employee benefits$3,088,0002,142
Premises and equipment expense$990,0002,058
Additional noninterest expense$2,347,0002,264
Pre-tax net operating income$3,785,0001,880
Securities gains (losses)$63,0001,013
Applicable income taxes$1,158,0001,950
Income before extraordinary items$2,690,0001,811
Extraordinary gains, net$0249
Net income$2,690,0001,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,113
Cash dividends$1,136,0001,716
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,645,9001,845
1993-12-31 (YTD Data)Rank
Total interest income$16,503,0001,897
Total interest expense$7,878,0001,669
Net interest income$8,625,0002,091
Provision for loan and lease losses$315,0002,894
Total noninterest income$1,055,0003,207
Gross Fiduciary activities income$191,0001,066
Service charges on deposit accounts$614,0002,243
Trading account gains and fees$0532
Additional Noninterest Income$250,0005,006
Total noninterest expense$5,980,0002,400
Salaries and employee benefits$2,782,0002,394
Premises and equipment expense$962,0002,136
Additional noninterest expense$2,236,0002,476
Pre-tax net operating income$3,385,0002,016
Securities gains (losses)$50,0003,394
Applicable income taxes$967,0002,342
Income before extraordinary items$2,468,0002,031
Extraordinary gains, net$03,149
Net income$2,468,0002,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$1,073,0001,644
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,432,0001,925
1992-12-31 (YTD Data)Rank
Total interest income$16,680,0002,127
Total interest expense$8,923,0001,901
Net interest income$7,757,0002,328
Provision for loan and lease losses$325,0003,946
Total noninterest income$940,0003,488
Gross Fiduciary activities income$191,0001,097
Service charges on deposit accounts$568,0002,435
Trading account gains and fees$0504
Additional Noninterest Income$181,0006,009
Total noninterest expense$5,293,0002,722
Salaries and employee benefits$2,384,0002,721
Premises and equipment expense$900,0002,305
Additional noninterest expense$2,009,0002,794
Pre-tax net operating income$3,079,0002,017
Securities gains (losses)$35,0004,733
Applicable income taxes$820,0002,545
Income before extraordinary items$2,294,0001,999
Extraordinary gains, net$01,422
Net income$2,294,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0005,442
Cash dividends$1,031,0001,507
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,268,1001,852

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.