Home > First-Citizens Bank & Trust Company > Income and Expense
First-Citizens Bank & Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,750,000 | 2,836 |
| Total interest expense | $6,592,000 | 2,357 |
| Net interest income | $5,158,000 | 3,434 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $711,000 | 4,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $564,000 | 2,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $5,221,000 | 2,598 |
| Salaries and employee benefits | $1,817,000 | 3,612 |
| Premises and equipment expense | $595,000 | 3,222 |
| Additional noninterest expense | $2,809,000 | 1,792 |
| Pre-tax net operating income | $468,000 | 8,628 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $272,000 | 6,339 |
| Income before extraordinary items | $196,000 | 9,972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $196,000 | 9,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $47,000 | 7,864 |
| Sale, conversion, retirement of capital stock, net | $1,511,000 | 246 |
| Net operating income | $196,000 | 9,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 6,591 |
| Total interest expense | $1,793,000 | 6,093 |
| Net interest income | $2,295,000 | 6,869 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $305,000 | 7,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,736,000 | 6,880 |
| Salaries and employee benefits | $837,000 | 6,997 |
| Premises and equipment expense | $274,000 | 6,096 |
| Additional noninterest expense | $625,000 | 6,853 |
| Pre-tax net operating income | $799,000 | 6,873 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $224,000 | 6,953 |
| Income before extraordinary items | $569,000 | 6,771 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $569,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $238,000 | 5,088 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 990 |
| Net operating income | $573,320 | 6,796 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 7,255 |
| Total interest expense | $1,562,000 | 7,011 |
| Net interest income | $2,141,000 | 7,329 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $273,000 | 8,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $1,510,000 | 7,800 |
| Salaries and employee benefits | $709,000 | 7,945 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $578,000 | 7,532 |
| Pre-tax net operating income | $857,000 | 6,536 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $290,000 | 6,196 |
| Income before extraordinary items | $592,000 | 6,845 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $626,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,097 |
| Net operating income | $575,250 | 6,712 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 7,985 |
| Total interest expense | $1,660,000 | 8,014 |
| Net interest income | $1,983,000 | 7,808 |
| Provision for loan and lease losses | $62,000 | 8,472 |
| Total noninterest income | $256,000 | 8,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,335,000 | 8,543 |
| Salaries and employee benefits | $630,000 | 8,552 |
| Premises and equipment expense | $204,000 | 7,741 |
| Additional noninterest expense | $501,000 | 8,449 |
| Pre-tax net operating income | $842,000 | 6,372 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $242,000 | 6,787 |
| Income before extraordinary items | $600,000 | 6,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $600,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $148,000 | 5,841 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,018 |
| Net operating income | $600,000 | 6,209 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.