Home > First Citizens Bank & Trust Company > Income and Expense
First Citizens Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 4,942 |
| Total interest expense | $2,888,000 | 4,875 |
| Net interest income | $3,302,000 | 4,935 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $395,000 | 5,774 |
| Gross Fiduciary activities income | $36,000 | 1,216 |
| Service charges on deposit accounts | $243,000 | 4,751 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $116,000 | 6,369 |
| Total noninterest expense | $3,155,000 | 3,935 |
| Salaries and employee benefits | $1,453,000 | 4,359 |
| Premises and equipment expense | $415,000 | 4,327 |
| Additional noninterest expense | $1,287,000 | 3,133 |
| Pre-tax net operating income | $542,000 | 7,700 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $356,000 | 5,248 |
| Income before extraordinary items | $186,000 | 9,282 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $186,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $186,000 | 9,239 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 6,299 |
| Total interest expense | $2,219,000 | 6,013 |
| Net interest income | $2,375,000 | 6,426 |
| Provision for loan and lease losses | $-244,000 | 11,357 |
| Total noninterest income | $292,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $2,625,000 | 4,817 |
| Salaries and employee benefits | $1,150,000 | 5,397 |
| Premises and equipment expense | $315,000 | 5,388 |
| Additional noninterest expense | $1,160,000 | 3,894 |
| Pre-tax net operating income | $286,000 | 9,225 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $250,000 | 6,461 |
| Income before extraordinary items | $36,000 | 10,649 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $36,000 | 10,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,960 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $36,000 | 10,601 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 8,419 |
| Total interest expense | $1,398,000 | 7,980 |
| Net interest income | $1,467,000 | 8,633 |
| Provision for loan and lease losses | $73,000 | 5,323 |
| Total noninterest income | $178,000 | 8,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,570,000 | 7,065 |
| Salaries and employee benefits | $618,000 | 8,252 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $727,000 | 5,676 |
| Pre-tax net operating income | $2,000 | 11,456 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $70,000 | 9,795 |
| Income before extraordinary items | $-68,000 | 11,582 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-68,000 | 11,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,478 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-68,000 | 11,559 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 5,962 |
| Total interest expense | $2,249,000 | 5,076 |
| Net interest income | $2,444,000 | 6,578 |
| Provision for loan and lease losses | $613,000 | 1,311 |
| Total noninterest income | $343,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $2,530,000 | 5,115 |
| Salaries and employee benefits | $1,013,000 | 6,029 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $1,228,000 | 3,976 |
| Pre-tax net operating income | $-355,000 | 12,326 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $-131,000 | 12,336 |
| Income before extraordinary items | $-208,000 | 12,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-208,000 | 12,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,348 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-217,600 | 12,260 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 5,493 |
| Total interest expense | $2,601,000 | 4,647 |
| Net interest income | $2,701,000 | 6,164 |
| Provision for loan and lease losses | $1,450,000 | 1,027 |
| Total noninterest income | $316,000 | 7,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $2,394,000 | 5,467 |
| Salaries and employee benefits | $1,002,000 | 6,126 |
| Premises and equipment expense | $242,000 | 6,848 |
| Additional noninterest expense | $1,150,000 | 4,358 |
| Pre-tax net operating income | $-827,000 | 12,940 |
| Securities gains (losses) | $111,000 | 2,352 |
| Applicable income taxes | $-321,000 | 13,090 |
| Income before extraordinary items | $-395,000 | 12,862 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-395,000 | 12,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,711,000 | 793 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-466,040 | 12,822 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 5,488 |
| Total interest expense | $3,005,000 | 5,155 |
| Net interest income | $2,998,000 | 5,716 |
| Provision for loan and lease losses | $645,000 | 2,503 |
| Total noninterest income | $348,000 | 7,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,888 |
| Total noninterest expense | $2,240,000 | 5,826 |
| Salaries and employee benefits | $966,000 | 6,224 |
| Premises and equipment expense | $203,000 | 7,765 |
| Additional noninterest expense | $1,071,000 | 4,780 |
| Pre-tax net operating income | $461,000 | 8,708 |
| Securities gains (losses) | $236,000 | 1,796 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $620,000 | 6,436 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $620,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 2,707 |
| Cash dividends | $70,000 | 7,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $409,960 | 7,767 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.