Home > First Citizens Bank of Monroe County > Income and Expense
First Citizens Bank of Monroe County, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 7,813 |
| Total interest expense | $1,215,000 | 8,071 |
| Net interest income | $1,741,000 | 7,451 |
| Provision for loan and lease losses | $218,000 | 3,266 |
| Total noninterest income | $417,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $1,303,000 | 7,328 |
| Salaries and employee benefits | $641,000 | 7,655 |
| Premises and equipment expense | $206,000 | 6,745 |
| Additional noninterest expense | $456,000 | 6,872 |
| Pre-tax net operating income | $637,000 | 7,260 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $213,000 | 6,714 |
| Income before extraordinary items | $424,000 | 7,483 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $424,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,050 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $424,000 | 7,434 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 8,766 |
| Total interest expense | $1,008,000 | 8,977 |
| Net interest income | $1,430,000 | 8,438 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,649 |
| Total noninterest expense | $1,237,000 | 7,878 |
| Salaries and employee benefits | $570,000 | 8,323 |
| Premises and equipment expense | $217,000 | 6,740 |
| Additional noninterest expense | $450,000 | 7,469 |
| Pre-tax net operating income | $581,000 | 7,520 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $189,000 | 7,300 |
| Income before extraordinary items | $396,000 | 7,651 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $396,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $393,280 | 7,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 10,024 |
| Total interest expense | $786,000 | 10,003 |
| Net interest income | $1,023,000 | 9,879 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $335,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,123,000 | 8,491 |
| Salaries and employee benefits | $551,000 | 8,716 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $356,000 | 8,641 |
| Pre-tax net operating income | $235,000 | 10,229 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $56,000 | 10,067 |
| Income before extraordinary items | $199,000 | 9,942 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $199,000 | 9,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,045 |
| Cash dividends | $15,000 | 8,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $184,180 | 10,083 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 10,703 |
| Total interest expense | $616,000 | 10,525 |
| Net interest income | $905,000 | 10,710 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,089,000 | 9,025 |
| Salaries and employee benefits | $544,000 | 9,010 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $347,000 | 9,382 |
| Pre-tax net operating income | $108,000 | 11,576 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $11,000 | 11,350 |
| Income before extraordinary items | $107,000 | 11,322 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $107,000 | 11,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $97,900 | 11,448 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 11,245 |
| Total interest expense | $536,000 | 11,497 |
| Net interest income | $964,000 | 10,912 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $991,000 | 9,771 |
| Salaries and employee benefits | $517,000 | 9,500 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $234,000 | 10,753 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $196,000 | 10,705 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $196,000 | 10,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $177,000 | 10,696 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 11,550 |
| Total interest expense | $639,000 | 12,117 |
| Net interest income | $1,044,000 | 10,915 |
| Provision for loan and lease losses | $172,000 | 5,716 |
| Total noninterest income | $240,000 | 8,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $993,000 | 10,014 |
| Salaries and employee benefits | $495,000 | 9,829 |
| Premises and equipment expense | $215,000 | 7,514 |
| Additional noninterest expense | $283,000 | 11,085 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $12,000 | 12,318 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $126,000 | 11,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $108,710 | 11,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.