Home > First Citizens Bank of Clayton County > Loan Charge- Offs and Recoveries

First Citizens Bank of Clayton County, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$220,0002,914
Loans secured by real estate, total$186,000840
To non-U.S. addresseesNANA
Real estate loans in domestic offices$186,000837
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$186,000505
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,621
Loans to individuals$34,0004,479
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$34,0004,052
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$206,0001,168
Loans secured by real estate, total$32,0001,280
To non-U.S. addresseesNANA
Real estate loans in domestic offices$32,0001,281
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$32,000722
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$164,000581
Loans to individuals$10,0004,280
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0003,964
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$14,0006,737
Loans secured by real estate, total$154,000748
To non-U.S. addresseesNANA
Real estate loans in domestic offices$154,000745
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$154,000487
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-164,00010,349
To non-U.S. addresseesNANA
Loans to individuals$24,0004,255
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$24,0003,792
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$8,0008,847
Loans secured by real estate, total$04,932
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,929
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$04,103
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$8,0007,163
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$8,0006,726
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$146,0001,738
Loans secured by real estate, total$79,000825
To non-U.S. addresseesNANA
Real estate loans in domestic offices$79,000825
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$79,000426
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0001,597
Loans to individuals$11,0004,168
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0003,897
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$-138,00010,772
Loans secured by real estate, total$-79,00010,641
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-79,00010,662
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-79,00010,826
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-56,00010,507
To non-U.S. addresseesNANA
Loans to individuals$-3,00010,388
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-3,00010,298
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$57,0006,352
Loans secured by real estate, total$05,176
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,167
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$29,0004,447
Loans to individuals$28,0005,046
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$28,0004,502
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$345,000995
Loans secured by real estate, total$190,000541
To non-U.S. addresseesNANA
Real estate loans in domestic offices$190,000541
Construction and land development$6,000417
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$180,000234
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$4,0001,505
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$145,000809
Loans to individuals$10,0004,542
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,235
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$-288,00011,375
Loans secured by real estate, total$-190,00011,315
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-190,00011,340
Construction and land development$-6,00011,184
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-180,00011,427
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$-4,00010,520
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-116,00011,188
To non-U.S. addresseesNANA
Loans to individuals$18,0004,981
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$18,0004,437
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$556,0001,631
Loans secured by real estate, total$258,0001,019
To non-U.S. addresseesNANA
Real estate loans in domestic offices$258,0001,018
Construction and land development$100,000313
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$8,0003,274
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$150,000736
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$254,0001,164
Loans to individuals$44,0003,838
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$44,0003,428
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$494,000789
Loans secured by real estate, total$315,000399
To non-U.S. addresseesNANA
Real estate loans in domestic offices$315,000398
Construction and land development$5,000478
Secured by farmland$89,00035
Secured by 1-4 family residential properties - total recoveries$81,000457
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$140,000416
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$127,000964
Loans to individuals$52,0001,706
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$52,0001,517
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$62,0004,742
Loans secured by real estate, total$-57,00011,573
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-57,00011,602
Construction and land development$95,000266
Secured by farmland$-89,00010,518
Secured by 1-4 family residential properties- net charge-offs$-73,00011,870
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$10,0001,480
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$127,0001,412
To non-U.S. addresseesNANA
Loans to individuals$-8,00011,561
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-8,00011,478
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$577,0001,647
Loans secured by real estate, total$500,000800
To non-U.S. addresseesNANA
Real estate loans in domestic offices$500,000800
Construction and land development$20,000687
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$26,0002,376
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$454,000461
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$69,0003,065
Loans to individuals$8,0007,493
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$8,0006,992
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$371,0001,057
Loans secured by real estate, total$83,0001,121
To non-U.S. addresseesNANA
Real estate loans in domestic offices$83,0001,121
Construction and land development$6,000571
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$35,000954
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$42,000859
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$246,000666
Loans to individuals$42,0002,129
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$42,0001,912
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$206,0002,455
Loans secured by real estate, total$417,000733
To non-U.S. addresseesNANA
Real estate loans in domestic offices$417,000733
Construction and land development$14,000641
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-9,00011,801
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$412,000405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-177,00012,310
To non-U.S. addresseesNANA
Loans to individuals$-34,00012,436
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-34,00012,413
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$1,294,0001,203
Loans secured by real estate, total$296,0001,383
To non-U.S. addresseesNANA
Real estate loans in domestic offices$296,0001,382
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$130,0001,198
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$166,0001,026
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$815,000672
Loans to individuals$183,0001,626
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$183,0001,336
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$580,000818
Loans secured by real estate, total$179,000673
To non-U.S. addresseesNANA
Real estate loans in domestic offices$179,000672
Construction and land development$6,000660
Secured by farmland$12,000345
Secured by 1-4 family residential properties - total recoveries$122,000354
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$39,000938
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$272,000653
Loans to individuals$129,000986
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$129,000852
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$714,0001,425
Loans secured by real estate, total$117,0001,921
To non-U.S. addresseesNANA
Real estate loans in domestic offices$117,0001,920
Construction and land development$-6,00012,948
Secured by farmland$-12,00011,290
Secured by 1-4 family residential properties- net charge-offs$8,0003,760
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$127,0001,022
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$543,000698
To non-U.S. addresseesNANA
Loans to individuals$54,0002,713
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$54,0002,295
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$3,495,000759
Loans secured by real estate, total$886,000923
To non-U.S. addresseesNANA
Real estate loans in domestic offices$886,000923
Construction and land development$97,000818
Secured by farmland$79,000161
Total charge-offs secured by 1-4 family residential properties$151,0001,241
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$559,000685
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,377,000620
Loans to individuals$1,232,000573
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,232,000404
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$257,0001,591
Loans secured by real estate, total$93,0001,021
To non-U.S. addresseesNANA
Real estate loans in domestic offices$93,0001,020
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$93,000524
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$82,0001,933
Loans to individuals$82,0001,458
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$82,0001,307
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$3,238,000700
Loans secured by real estate, total$793,000916
To non-U.S. addresseesNANA
Real estate loans in domestic offices$793,000916
Construction and land development$97,000778
Secured by farmland$79,000138
Secured by 1-4 family residential properties- net charge-offs$151,0001,096
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$466,000711
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,295,000552
To non-U.S. addresseesNANA
Loans to individuals$1,150,000485
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,150,000312
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.