Home > First Citizens Bank of Clayton County > Income and Expense
First Citizens Bank of Clayton County, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 5,863 |
| Total interest expense | $2,134,000 | 5,950 |
| Net interest income | $2,628,000 | 5,656 |
| Provision for loan and lease losses | $252,000 | 2,973 |
| Total noninterest income | $736,000 | 3,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,403 |
| Total noninterest expense | $2,667,000 | 4,546 |
| Salaries and employee benefits | $1,034,000 | 5,646 |
| Premises and equipment expense | $414,000 | 4,303 |
| Additional noninterest expense | $1,219,000 | 3,318 |
| Pre-tax net operating income | $445,000 | 7,647 |
| Securities gains (losses) | $234,000 | 843 |
| Applicable income taxes | $30,000 | 8,700 |
| Income before extraordinary items | $649,000 | 5,827 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $649,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $424,360 | 6,973 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,504 |
| Total interest expense | $1,233,000 | 8,026 |
| Net interest income | $1,970,000 | 6,975 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $325,000 | 6,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,323 |
| Total noninterest expense | $1,568,000 | 6,614 |
| Salaries and employee benefits | $630,000 | 7,722 |
| Premises and equipment expense | $234,000 | 6,292 |
| Additional noninterest expense | $704,000 | 5,194 |
| Pre-tax net operating income | $727,000 | 6,869 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $727,000 | 5,778 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $727,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 10,772 |
| Cash dividends | $1,700,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $727,000 | 5,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 6,400 |
| Total interest expense | $1,666,000 | 7,173 |
| Net interest income | $2,836,000 | 5,683 |
| Provision for loan and lease losses | $-175,000 | 11,325 |
| Total noninterest income | $439,000 | 5,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $2,078,000 | 5,772 |
| Salaries and employee benefits | $962,000 | 6,167 |
| Premises and equipment expense | $323,000 | 5,308 |
| Additional noninterest expense | $793,000 | 5,235 |
| Pre-tax net operating income | $1,372,000 | 4,650 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $1,372,000 | 3,468 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,372,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-288,000 | 11,375 |
| Cash dividends | $461,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,372,000 | 3,415 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 6,403 |
| Total interest expense | $1,844,000 | 6,797 |
| Net interest income | $2,712,000 | 5,950 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $483,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $2,272,000 | 5,413 |
| Salaries and employee benefits | $1,040,000 | 5,851 |
| Premises and equipment expense | $319,000 | 5,376 |
| Additional noninterest expense | $913,000 | 4,710 |
| Pre-tax net operating income | $923,000 | 6,308 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $923,000 | 4,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $923,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $272,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $923,000 | 4,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 6,628 |
| Total interest expense | $1,437,000 | 7,082 |
| Net interest income | $2,616,000 | 6,238 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $612,000 | 4,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $2,702,000 | 4,828 |
| Salaries and employee benefits | $1,224,000 | 5,159 |
| Premises and equipment expense | $373,000 | 4,863 |
| Additional noninterest expense | $1,105,000 | 4,343 |
| Pre-tax net operating income | $526,000 | 8,476 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,455 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $526,000 | 7,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 6,810 |
| Total interest expense | $1,809,000 | 6,313 |
| Net interest income | $2,250,000 | 7,035 |
| Provision for loan and lease losses | $405,000 | 2,437 |
| Total noninterest income | $805,000 | 3,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $622,000 | 2,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,948 |
| Total noninterest expense | $3,411,000 | 4,013 |
| Salaries and employee benefits | $1,332,000 | 4,776 |
| Premises and equipment expense | $445,000 | 4,305 |
| Additional noninterest expense | $1,634,000 | 3,256 |
| Pre-tax net operating income | $-761,000 | 12,929 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-761,000 | 12,962 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-761,000 | 12,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,425 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-761,000 | 12,914 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,303,000 | 5,276 |
| Total interest expense | $3,278,000 | 4,809 |
| Net interest income | $3,025,000 | 5,673 |
| Provision for loan and lease losses | $3,671,000 | 726 |
| Total noninterest income | $886,000 | 3,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $613,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,700 |
| Total noninterest expense | $5,205,000 | 2,756 |
| Salaries and employee benefits | $1,856,000 | 3,437 |
| Premises and equipment expense | $437,000 | 4,461 |
| Additional noninterest expense | $2,912,000 | 2,041 |
| Pre-tax net operating income | $-4,965,000 | 13,785 |
| Securities gains (losses) | $188,000 | 2,094 |
| Applicable income taxes | $-216,000 | 13,667 |
| Income before extraordinary items | $-4,561,000 | 13,792 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,561,000 | 13,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,238,000 | 700 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,739,600 | 13,757 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.