Home > First Citizens Bank of Bozeman > Income and Expense
First Citizens Bank of Bozeman, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 8,147 |
| Total interest expense | $782,000 | 9,693 |
| Net interest income | $2,162,000 | 7,165 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $350,000 | 6,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,213,000 | 8,554 |
| Salaries and employee benefits | $699,000 | 7,889 |
| Premises and equipment expense | $115,000 | 9,543 |
| Additional noninterest expense | $399,000 | 8,840 |
| Pre-tax net operating income | $1,239,000 | 5,116 |
| Securities gains (losses) | $-57,000 | 11,138 |
| Applicable income taxes | $418,000 | 4,603 |
| Income before extraordinary items | $764,000 | 5,533 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $764,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $801,050 | 5,427 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 8,913 |
| Total interest expense | $775,000 | 10,171 |
| Net interest income | $1,874,000 | 8,029 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $323,000 | 7,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,065,000 | 9,462 |
| Salaries and employee benefits | $630,000 | 8,551 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $326,000 | 10,117 |
| Pre-tax net operating income | $1,072,000 | 5,605 |
| Securities gains (losses) | $-78,000 | 13,147 |
| Applicable income taxes | $349,000 | 5,511 |
| Income before extraordinary items | $645,000 | 6,459 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $645,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 12,509 |
| Cash dividends | $236,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $695,700 | 5,870 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 10,011 |
| Total interest expense | $1,013,000 | 10,327 |
| Net interest income | $1,433,000 | 9,501 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $366,000 | 6,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $1,040,000 | 9,805 |
| Salaries and employee benefits | $543,000 | 9,340 |
| Premises and equipment expense | $107,000 | 10,495 |
| Additional noninterest expense | $390,000 | 9,685 |
| Pre-tax net operating income | $699,000 | 7,099 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $253,000 | 6,602 |
| Income before extraordinary items | $435,000 | 7,884 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $435,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $442,040 | 7,460 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.