Home > First-Citizens Bank, National Association > Income and Expense
First-Citizens Bank, National Association, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 1,936 |
| Total interest expense | $2,495,000 | 1,471 |
| Net interest income | $2,418,000 | 2,390 |
| Provision for loan and lease losses | $898,000 | 296 |
| Total noninterest income | $12,116,000 | 223 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,116,000 | 167 |
| Total noninterest expense | $11,235,000 | 444 |
| Salaries and employee benefits | $829,000 | 2,874 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $10,316,000 | 205 |
| Pre-tax net operating income | $2,401,000 | 1,041 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $934,000 | 832 |
| Income before extraordinary items | $1,467,000 | 1,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,467,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $848,000 | 233 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,467,000 | 1,241 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,709,000 | 1,897 |
| Total interest expense | $8,363,000 | 1,359 |
| Net interest income | $9,346,000 | 2,364 |
| Provision for loan and lease losses | $5,242,000 | 229 |
| Total noninterest income | $49,848,000 | 222 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,848,000 | 166 |
| Total noninterest expense | $40,657,000 | 460 |
| Salaries and employee benefits | $3,389,000 | 2,668 |
| Premises and equipment expense | $390,000 | 4,927 |
| Additional noninterest expense | $36,878,000 | 234 |
| Pre-tax net operating income | $13,295,000 | 748 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,172,000 | 619 |
| Income before extraordinary items | $8,123,000 | 887 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,123,000 | 887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,842,000 | 217 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,123,000 | 872 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 1,886 |
| Total interest expense | $6,085,000 | 1,309 |
| Net interest income | $6,958,000 | 2,353 |
| Provision for loan and lease losses | $3,952,000 | 222 |
| Total noninterest income | $37,181,000 | 224 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,181,000 | 173 |
| Total noninterest expense | $30,389,000 | 461 |
| Salaries and employee benefits | $2,470,000 | 2,705 |
| Premises and equipment expense | $295,000 | 4,902 |
| Additional noninterest expense | $27,624,000 | 234 |
| Pre-tax net operating income | $9,798,000 | 757 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,812,000 | 638 |
| Income before extraordinary items | $5,986,000 | 898 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,986,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,502,000 | 219 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,986,000 | 884 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 1,876 |
| Total interest expense | $3,917,000 | 1,286 |
| Net interest income | $4,596,000 | 2,355 |
| Provision for loan and lease losses | $2,672,000 | 215 |
| Total noninterest income | $23,819,000 | 226 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,819,000 | 176 |
| Total noninterest expense | $20,124,000 | 462 |
| Salaries and employee benefits | $1,655,000 | 2,680 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $18,269,000 | 233 |
| Pre-tax net operating income | $5,619,000 | 853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,186,000 | 715 |
| Income before extraordinary items | $3,433,000 | 1,016 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,433,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,372,000 | 203 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,433,000 | 997 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 1,836 |
| Total interest expense | $1,918,000 | 1,234 |
| Net interest income | $2,337,000 | 2,299 |
| Provision for loan and lease losses | $1,309,000 | 206 |
| Total noninterest income | $11,407,000 | 231 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,407,000 | 181 |
| Total noninterest expense | $10,045,000 | 450 |
| Salaries and employee benefits | $855,000 | 2,616 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $9,092,000 | 228 |
| Pre-tax net operating income | $2,390,000 | 980 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $930,000 | 809 |
| Income before extraordinary items | $1,460,000 | 1,188 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,460,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,159,000 | 210 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,460,000 | 1,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,533,000 | 1,731 |
| Total interest expense | $6,345,000 | 1,298 |
| Net interest income | $10,188,000 | 1,993 |
| Provision for loan and lease losses | $6,619,000 | 202 |
| Total noninterest income | $45,612,000 | 231 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,612,000 | 178 |
| Total noninterest expense | $37,621,000 | 476 |
| Salaries and employee benefits | $3,169,000 | 2,707 |
| Premises and equipment expense | $399,000 | 4,771 |
| Additional noninterest expense | $34,053,000 | 242 |
| Pre-tax net operating income | $11,560,000 | 767 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,845,000 | 612 |
| Income before extraordinary items | $6,715,000 | 986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,715,000 | 987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,069,000 | 210 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,715,000 | 952 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,300,000 | 1,728 |
| Total interest expense | $4,980,000 | 1,204 |
| Net interest income | $7,320,000 | 2,064 |
| Provision for loan and lease losses | $5,159,000 | 201 |
| Total noninterest income | $33,723,000 | 244 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,723,000 | 195 |
| Total noninterest expense | $27,955,000 | 475 |
| Salaries and employee benefits | $2,366,000 | 2,703 |
| Premises and equipment expense | $302,000 | 4,731 |
| Additional noninterest expense | $25,287,000 | 240 |
| Pre-tax net operating income | $7,929,000 | 843 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,710,000 | 616 |
| Income before extraordinary items | $4,219,000 | 1,175 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,219,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,709,000 | 197 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,219,000 | 1,134 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 1,710 |
| Total interest expense | $3,277,000 | 1,205 |
| Net interest income | $4,953,000 | 2,010 |
| Provision for loan and lease losses | $3,411,000 | 204 |
| Total noninterest income | $21,558,000 | 252 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,558,000 | 199 |
| Total noninterest expense | $18,623,000 | 473 |
| Salaries and employee benefits | $1,574,000 | 2,713 |
| Premises and equipment expense | $204,000 | 4,697 |
| Additional noninterest expense | $16,845,000 | 236 |
| Pre-tax net operating income | $4,477,000 | 971 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,711,000 | 823 |
| Income before extraordinary items | $2,766,000 | 1,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,766,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,111,000 | 202 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,766,000 | 1,142 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 1,692 |
| Total interest expense | $1,733,000 | 1,155 |
| Net interest income | $2,426,000 | 2,064 |
| Provision for loan and lease losses | $1,542,000 | 227 |
| Total noninterest income | $10,155,000 | 243 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,155,000 | 199 |
| Total noninterest expense | $9,501,000 | 475 |
| Salaries and employee benefits | $796,000 | 2,694 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $8,602,000 | 228 |
| Pre-tax net operating income | $1,538,000 | 1,362 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $577,000 | 1,162 |
| Income before extraordinary items | $961,000 | 1,648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $961,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,392,000 | 221 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $961,000 | 1,562 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,668,000 | 1,713 |
| Total interest expense | $6,992,000 | 1,267 |
| Net interest income | $9,676,000 | 2,029 |
| Provision for loan and lease losses | $6,834,000 | 269 |
| Total noninterest income | $40,418,000 | 256 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,418,000 | 209 |
| Total noninterest expense | $33,165,000 | 532 |
| Salaries and employee benefits | $2,878,000 | 2,870 |
| Premises and equipment expense | $394,000 | 4,773 |
| Additional noninterest expense | $29,893,000 | 258 |
| Pre-tax net operating income | $10,095,000 | 849 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,827,000 | 764 |
| Income before extraordinary items | $6,268,000 | 1,023 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,268,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,234,000 | 238 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,268,000 | 964 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,568,000 | 1,731 |
| Total interest expense | $5,324,000 | 1,302 |
| Net interest income | $7,244,000 | 2,037 |
| Provision for loan and lease losses | $5,458,000 | 259 |
| Total noninterest income | $30,051,000 | 261 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,051,000 | 214 |
| Total noninterest expense | $24,616,000 | 553 |
| Salaries and employee benefits | $2,137,000 | 2,905 |
| Premises and equipment expense | $294,000 | 4,781 |
| Additional noninterest expense | $22,185,000 | 264 |
| Pre-tax net operating income | $7,221,000 | 915 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,735,000 | 837 |
| Income before extraordinary items | $4,486,000 | 1,120 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,486,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,008,000 | 233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,486,000 | 1,052 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,468,000 | 1,732 |
| Total interest expense | $3,623,000 | 1,322 |
| Net interest income | $4,845,000 | 2,020 |
| Provision for loan and lease losses | $3,818,000 | 249 |
| Total noninterest income | $19,017,000 | 270 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,017,000 | 216 |
| Total noninterest expense | $16,233,000 | 554 |
| Salaries and employee benefits | $1,413,000 | 2,938 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $14,628,000 | 269 |
| Pre-tax net operating income | $3,811,000 | 1,126 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,452,000 | 1,012 |
| Income before extraordinary items | $2,359,000 | 1,394 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,359,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,518,000 | 229 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,359,000 | 1,305 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 1,728 |
| Total interest expense | $1,824,000 | 1,341 |
| Net interest income | $2,450,000 | 2,007 |
| Provision for loan and lease losses | $2,023,000 | 243 |
| Total noninterest income | $8,917,000 | 285 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,917,000 | 227 |
| Total noninterest expense | $7,997,000 | 555 |
| Salaries and employee benefits | $700,000 | 2,953 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $7,208,000 | 259 |
| Pre-tax net operating income | $1,347,000 | 1,565 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $509,000 | 1,356 |
| Income before extraordinary items | $838,000 | 1,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $838,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,873,000 | 226 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $838,000 | 1,781 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,171,000 | 1,802 |
| Total interest expense | $5,127,000 | 2,190 |
| Net interest income | $12,044,000 | 1,603 |
| Provision for loan and lease losses | $7,061,000 | 303 |
| Total noninterest income | $37,421,000 | 266 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,421,000 | 214 |
| Total noninterest expense | $31,370,000 | 544 |
| Salaries and employee benefits | $2,641,000 | 2,972 |
| Premises and equipment expense | $454,000 | 4,241 |
| Additional noninterest expense | $28,275,000 | 275 |
| Pre-tax net operating income | $11,034,000 | 784 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,160,000 | 705 |
| Income before extraordinary items | $6,874,000 | 910 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,874,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,041,000 | 286 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,874,000 | 873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,404,000 | 1,756 |
| Total interest expense | $7,700,000 | 2,089 |
| Net interest income | $11,704,000 | 1,515 |
| Provision for loan and lease losses | $6,655,000 | 296 |
| Total noninterest income | $34,166,000 | 280 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $34,166,000 | 224 |
| Total noninterest expense | $28,109,000 | 588 |
| Salaries and employee benefits | $2,525,000 | 2,923 |
| Premises and equipment expense | $451,000 | 4,231 |
| Additional noninterest expense | $25,133,000 | 306 |
| Pre-tax net operating income | $11,106,000 | 699 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,160,000 | 626 |
| Income before extraordinary items | $6,946,000 | 799 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,946,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,575,000 | 289 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,946,000 | 765 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,926,000 | 1,648 |
| Total interest expense | $9,741,000 | 1,764 |
| Net interest income | $11,185,000 | 1,569 |
| Provision for loan and lease losses | $5,107,000 | 313 |
| Total noninterest income | $30,650,000 | 290 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $30,650,000 | 220 |
| Total noninterest expense | $25,242,000 | 636 |
| Salaries and employee benefits | $2,361,000 | 2,981 |
| Premises and equipment expense | $502,000 | 3,777 |
| Additional noninterest expense | $22,379,000 | 322 |
| Pre-tax net operating income | $11,486,000 | 696 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,363,000 | 602 |
| Income before extraordinary items | $7,123,000 | 757 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,123,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,207,000 | 300 |
| Cash dividends | $5,000,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,123,000 | 759 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,787,000 | 1,728 |
| Total interest expense | $7,785,000 | 1,928 |
| Net interest income | $11,002,000 | 1,575 |
| Provision for loan and lease losses | $5,276,000 | 293 |
| Total noninterest income | $26,943,000 | 327 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $26,943,000 | 253 |
| Total noninterest expense | $23,486,000 | 671 |
| Salaries and employee benefits | $2,153,000 | 3,208 |
| Premises and equipment expense | $574,000 | 3,392 |
| Additional noninterest expense | $20,759,000 | 354 |
| Pre-tax net operating income | $9,183,000 | 896 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,519,000 | 777 |
| Income before extraordinary items | $5,664,000 | 982 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,664,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,501,000 | 287 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,664,000 | 968 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,037,000 | 1,705 |
| Total interest expense | $7,517,000 | 2,027 |
| Net interest income | $11,520,000 | 1,459 |
| Provision for loan and lease losses | $4,915,000 | 326 |
| Total noninterest income | $23,801,000 | 329 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $23,801,000 | 260 |
| Total noninterest expense | $21,844,000 | 688 |
| Salaries and employee benefits | $2,059,000 | 3,245 |
| Premises and equipment expense | $715,000 | 2,713 |
| Additional noninterest expense | $19,070,000 | 362 |
| Pre-tax net operating income | $8,562,000 | 918 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,954,000 | 889 |
| Income before extraordinary items | $5,608,000 | 959 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,608,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,150,000 | 315 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,608,000 | 929 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,362,000 | 3,125 |
| Total interest expense | $4,608,000 | 3,218 |
| Net interest income | $5,754,000 | 3,032 |
| Provision for loan and lease losses | $2,908,000 | 441 |
| Total noninterest income | $13,566,000 | 462 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $13,566,000 | 344 |
| Total noninterest expense | $11,222,000 | 1,180 |
| Salaries and employee benefits | $1,230,000 | 4,985 |
| Premises and equipment expense | $275,000 | 5,729 |
| Additional noninterest expense | $9,717,000 | 604 |
| Pre-tax net operating income | $5,190,000 | 1,491 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,817,000 | 1,442 |
| Income before extraordinary items | $3,373,000 | 1,605 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,373,000 | 1,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,708,000 | 414 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $13,020,000 | 67 |
| Net operating income | $3,373,000 | 1,565 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.