Home > First-Citizens Bank, National Association > Assets and Liabilities
First-Citizens Bank, National Association, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $204,281,000 | 2,955 |
| Cash and due from depository institutions | $5,089,000 | 2,689 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $182,124,000 | 2,327 |
| Loan loss allowance | $14,971,000 | 361 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $130,000 | 8,243 |
| Other real estate owned | $0 | 2,689 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $16,938,000 | 1,054 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $204,281,000 | 2,955 |
| Total liabilities | $136,100,000 | 3,730 |
| Total deposits | $993,000 | 8,741 |
| Interest-bearing deposits | $500,000 | 8,718 |
| Deposits held in domestic offices | $993,000 | 8,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $125,946,000 | 426 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $9,161,000 | 666 |
| Total equity capital | $68,181,000 | 912 |
| Total bank equity capital | $68,181,000 | 912 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 706 |
| Surplus | $8,100,000 | 2,689 |
| Undivided profits | $54,081,000 | 653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $537,000 | 5,495 |
| Earning assets | $182,124,000 | 3,017 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $213,186,500 | 2,822 |
| Average Assets, quarterly | $213,186,500 | 2,822 |
| Volatile liabilities | $126,446,000 | 1,135 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $726,996,000 | 258 |
| Tier 1 (core) risk-based capital | $68,181,000 | 853 |
| Tier 2 risk-based capital | $2,690,000 | 1,799 |
| Total risk weighted assets | $201,077,000 | 2,218 |
| Total unused commitments | $726,996,000 | 258 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $222,092,000 | 2,744 |
| Cash and due from depository institutions | $6,293,000 | 2,774 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $203,189,000 | 2,084 |
| Loan loss allowance | $14,921,000 | 354 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $87,000 | 8,418 |
| Other real estate owned | $0 | 2,774 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $12,523,000 | 1,376 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $222,092,000 | 2,744 |
| Total liabilities | $155,378,000 | 3,333 |
| Total deposits | $1,034,000 | 8,782 |
| Interest-bearing deposits | $500,000 | 8,758 |
| Deposits held in domestic offices | $1,034,000 | 8,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $146,362,000 | 402 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,982,000 | 717 |
| Total equity capital | $66,714,000 | 914 |
| Total bank equity capital | $66,714,000 | 914 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,000,000 | 693 |
| Surplus | $8,100,000 | 2,652 |
| Undivided profits | $52,614,000 | 666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 3,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $537,000 | 5,529 |
| Earning assets | $203,189,000 | 2,728 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $211,801,800 | 2,750 |
| Average Assets, quarterly | $213,410,000 | 2,799 |
| Volatile liabilities | $146,862,000 | 991 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $698,229,000 | 258 |
| Tier 1 (core) risk-based capital | $66,706,000 | 853 |
| Tier 2 risk-based capital | $2,900,000 | 1,661 |
| Total risk weighted assets | $218,151,000 | 2,016 |
| Total unused commitments | $698,229,000 | 258 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 61 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $204,728,000 | 2,877 |
| Cash and due from depository institutions | $5,887,000 | 2,832 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $182,892,000 | 2,244 |
| Loan loss allowance | $14,971,000 | 351 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $92,000 | 8,429 |
| Other real estate owned | $0 | 2,832 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $15,857,000 | 1,076 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $204,728,000 | 2,877 |
| Total liabilities | $140,151,000 | 3,558 |
| Total deposits | $1,089,000 | 8,805 |
| Interest-bearing deposits | $500,000 | 8,774 |
| Deposits held in domestic offices | $1,089,000 | 8,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $131,235,000 | 439 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,827,000 | 712 |
| Total equity capital | $64,577,000 | 932 |
| Total bank equity capital | $64,577,000 | 932 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 664 |
| Surplus | $8,100,000 | 2,592 |
| Undivided profits | $50,477,000 | 695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 3,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $527,000 | 5,576 |
| Earning assets | $182,892,000 | 2,918 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $209,229,250 | 2,771 |
| Average Assets, quarterly | $204,975,500 | 2,848 |
| Volatile liabilities | $131,735,000 | 1,043 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $720,150,000 | 254 |
| Tier 1 (core) risk-based capital | $64,158,000 | 868 |
| Tier 2 risk-based capital | $2,683,000 | 1,750 |
| Total risk weighted assets | $200,495,000 | 2,145 |
| Total unused commitments | $720,150,000 | 255 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $205,223,000 | 2,838 |
| Cash and due from depository institutions | $4,104,000 | 2,738 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $184,952,000 | 2,178 |
| Loan loss allowance | $14,821,000 | 358 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $106,000 | 8,375 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $16,061,000 | 1,031 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $205,223,000 | 2,838 |
| Total liabilities | $143,199,000 | 3,449 |
| Total deposits | $1,173,000 | 8,819 |
| Interest-bearing deposits | $500,000 | 8,792 |
| Deposits held in domestic offices | $1,173,000 | 8,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $134,359,000 | 438 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,667,000 | 680 |
| Total equity capital | $62,024,000 | 953 |
| Total bank equity capital | $62,024,000 | 953 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 642 |
| Surplus | $8,100,000 | 2,545 |
| Undivided profits | $47,924,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $527,000 | 5,278 |
| Earning assets | $184,952,000 | 2,864 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $210,729,670 | 2,737 |
| Average Assets, quarterly | $206,652,000 | 2,799 |
| Volatile liabilities | $134,859,000 | 981 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $747,602,000 | 237 |
| Tier 1 (core) risk-based capital | $61,439,000 | 884 |
| Tier 2 risk-based capital | $2,702,000 | 1,717 |
| Total risk weighted assets | $202,207,000 | 2,061 |
| Total unused commitments | $747,602,000 | 238 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 63 | 2,711 |
| Assets and Liabilities | ||
| Total Assets: | $208,081,000 | 2,803 |
| Cash and due from depository institutions | $6,326,000 | 2,711 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $186,007,000 | 2,121 |
| Loan loss allowance | $14,877,000 | 353 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $119,000 | 8,375 |
| Other real estate owned | $0 | 2,711 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $15,629,000 | 1,041 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $208,081,000 | 2,803 |
| Total liabilities | $148,030,000 | 3,358 |
| Total deposits | $816,000 | 8,885 |
| Interest-bearing deposits | $500,000 | 8,854 |
| Deposits held in domestic offices | $816,000 | 8,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $138,484,000 | 421 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,730,000 | 622 |
| Total equity capital | $60,051,000 | 962 |
| Total bank equity capital | $60,051,000 | 962 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 621 |
| Surplus | $8,100,000 | 2,500 |
| Undivided profits | $45,951,000 | 720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $612,000 | 4,628 |
| Earning assets | $186,007,000 | 2,839 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $213,483,000 | 2,713 |
| Average Assets, quarterly | $213,483,000 | 2,713 |
| Volatile liabilities | $138,984,000 | 926 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $723,001,000 | 242 |
| Tier 1 (core) risk-based capital | $59,352,000 | 909 |
| Tier 2 risk-based capital | $2,715,000 | 1,678 |
| Total risk weighted assets | $203,184,000 | 2,018 |
| Total unused commitments | $723,001,000 | 242 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 64 | 2,681 |
| Assets and Liabilities | ||
| Total Assets: | $218,885,000 | 2,658 |
| Cash and due from depository institutions | $9,468,000 | 2,681 |
| Interest-bearing balances | $698,000 | 3,150 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $194,517,000 | 2,011 |
| Loan loss allowance | $16,590,000 | 321 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $134,000 | 8,352 |
| Other real estate owned | $0 | 2,681 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,766,000 | 1,065 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $218,885,000 | 2,658 |
| Total liabilities | $160,294,000 | 3,132 |
| Total deposits | $506,000 | 8,944 |
| Interest-bearing deposits | $500,000 | 8,898 |
| Deposits held in domestic offices | $506,000 | 8,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $153,471,000 | 399 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,317,000 | 768 |
| Total equity capital | $58,591,000 | 995 |
| Total bank equity capital | $58,591,000 | 995 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 608 |
| Surplus | $8,100,000 | 2,449 |
| Undivided profits | $44,491,000 | 760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 3,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $615,000 | 4,609 |
| Earning assets | $195,215,000 | 2,727 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $220,270,600 | 2,536 |
| Average Assets, quarterly | $218,072,500 | 2,652 |
| Volatile liabilities | $153,971,000 | 833 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $715,221,000 | 238 |
| Tier 1 (core) risk-based capital | $57,847,000 | 925 |
| Tier 2 risk-based capital | $2,849,000 | 1,590 |
| Total risk weighted assets | $214,160,000 | 1,900 |
| Total unused commitments | $715,221,000 | 240 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 63 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $217,260,000 | 2,646 |
| Cash and due from depository institutions | $23,673,000 | 2,724 |
| Interest-bearing balances | $694,000 | 3,205 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $178,886,000 | 2,137 |
| Loan loss allowance | $16,490,000 | 331 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $151,000 | 8,301 |
| Other real estate owned | $0 | 2,724 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $14,550,000 | 1,058 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $217,260,000 | 2,646 |
| Total liabilities | $161,165,000 | 3,080 |
| Total deposits | $507,000 | 8,986 |
| Interest-bearing deposits | $500,000 | 8,942 |
| Deposits held in domestic offices | $507,000 | 8,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $154,605,000 | 392 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,053,000 | 782 |
| Total equity capital | $56,095,000 | 1,020 |
| Total bank equity capital | $56,095,000 | 1,020 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,000,000 | 600 |
| Surplus | $8,100,000 | 2,419 |
| Undivided profits | $41,995,000 | 790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $659,000 | 3,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $547,000 | 5,169 |
| Earning assets | $179,580,000 | 2,906 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $220,617,000 | 2,523 |
| Average Assets, quarterly | $218,651,000 | 2,599 |
| Volatile liabilities | $155,105,000 | 804 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $727,137,000 | 234 |
| Tier 1 (core) risk-based capital | $55,444,000 | 952 |
| Tier 2 risk-based capital | $2,685,000 | 1,658 |
| Total risk weighted assets | $201,007,000 | 1,968 |
| Total unused commitments | $727,137,000 | 235 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $220,042,000 | 2,581 |
| Cash and due from depository institutions | $24,733,000 | 2,733 |
| Interest-bearing balances | $691,000 | 3,229 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $180,801,000 | 2,059 |
| Loan loss allowance | $16,340,000 | 325 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $177,000 | 8,232 |
| Other real estate owned | $0 | 2,733 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $14,331,000 | 1,080 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $220,042,000 | 2,581 |
| Total liabilities | $165,400,000 | 2,994 |
| Total deposits | $507,000 | 9,044 |
| Interest-bearing deposits | $500,000 | 8,995 |
| Deposits held in domestic offices | $507,000 | 9,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $158,572,000 | 376 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $6,321,000 | 736 |
| Total equity capital | $54,642,000 | 1,005 |
| Total bank equity capital | $54,642,000 | 1,005 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,000,000 | 588 |
| Surplus | $8,100,000 | 2,377 |
| Undivided profits | $40,542,000 | 786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $785,000 | 3,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $547,000 | 4,955 |
| Earning assets | $181,492,000 | 2,840 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $221,736,000 | 2,506 |
| Average Assets, quarterly | $217,269,000 | 2,579 |
| Volatile liabilities | $159,072,000 | 761 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $719,946,000 | 228 |
| Tier 1 (core) risk-based capital | $53,815,000 | 961 |
| Tier 2 risk-based capital | $2,707,000 | 1,626 |
| Total risk weighted assets | $202,963,000 | 1,918 |
| Total unused commitments | $719,946,000 | 229 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $214,496,000 | 2,607 |
| Cash and due from depository institutions | $24,062,000 | 2,679 |
| Interest-bearing balances | $690,000 | 3,445 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $176,009,000 | 2,045 |
| Loan loss allowance | $16,190,000 | 328 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $199,000 | 8,159 |
| Other real estate owned | $0 | 2,679 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $14,226,000 | 1,037 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $214,496,000 | 2,607 |
| Total liabilities | $161,659,000 | 3,027 |
| Total deposits | $507,000 | 9,080 |
| Interest-bearing deposits | $500,000 | 9,035 |
| Deposits held in domestic offices | $507,000 | 9,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $154,086,000 | 379 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,066,000 | 736 |
| Total equity capital | $52,837,000 | 1,058 |
| Total bank equity capital | $52,837,000 | 1,058 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,000,000 | 584 |
| Surplus | $8,100,000 | 2,354 |
| Undivided profits | $38,737,000 | 856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $547,000 | 4,874 |
| Earning assets | $176,699,000 | 2,869 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $222,583,000 | 2,496 |
| Average Assets, quarterly | $222,583,000 | 2,496 |
| Volatile liabilities | $154,586,000 | 744 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $1,208,869,000 | 172 |
| Tier 1 (core) risk-based capital | $51,976,000 | 985 |
| Tier 2 risk-based capital | $2,643,000 | 1,640 |
| Total risk weighted assets | $197,889,000 | 1,927 |
| Total unused commitments | $1,208,869,000 | 172 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $230,670,000 | 2,427 |
| Cash and due from depository institutions | $26,847,000 | 2,657 |
| Interest-bearing balances | $689,000 | 3,337 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $188,758,000 | 1,905 |
| Loan loss allowance | $16,040,000 | 331 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $217,000 | 8,145 |
| Other real estate owned | $0 | 2,657 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $14,848,000 | 1,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,670,000 | 2,427 |
| Total liabilities | $178,794,000 | 2,786 |
| Total deposits | $507,000 | 9,143 |
| Interest-bearing deposits | $500,000 | 9,095 |
| Deposits held in domestic offices | $507,000 | 9,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $172,119,000 | 365 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,168,000 | 811 |
| Total equity capital | $51,876,000 | 1,062 |
| Total bank equity capital | $51,876,000 | 1,062 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,000,000 | 589 |
| Surplus | $8,100,000 | 2,325 |
| Undivided profits | $37,776,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,384,000 | 2,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $547,000 | 5,041 |
| Earning assets | $189,447,000 | 2,694 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $214,250,200 | 2,528 |
| Average Assets, quarterly | $217,770,000 | 2,545 |
| Volatile liabilities | $172,619,000 | 688 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,476,062,000 | 159 |
| Tier 1 (core) risk-based capital | $50,766,000 | 1,005 |
| Tier 2 risk-based capital | $2,815,000 | 1,543 |
| Total risk weighted assets | $212,007,000 | 1,791 |
| Total unused commitments | $1,476,062,000 | 160 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 63 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $204,870,000 | 2,709 |
| Cash and due from depository institutions | $16,775,000 | 2,758 |
| Interest-bearing balances | $687,000 | 3,471 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $175,814,000 | 2,021 |
| Loan loss allowance | $15,890,000 | 350 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $236,000 | 8,119 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $12,045,000 | 1,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,870,000 | 2,709 |
| Total liabilities | $154,776,000 | 3,123 |
| Total deposits | $508,000 | 9,201 |
| Interest-bearing deposits | $500,000 | 9,155 |
| Deposits held in domestic offices | $508,000 | 9,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $148,588,000 | 393 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,680,000 | 879 |
| Total equity capital | $50,094,000 | 1,106 |
| Total bank equity capital | $50,094,000 | 1,106 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,000,000 | 581 |
| Surplus | $8,100,000 | 2,295 |
| Undivided profits | $35,994,000 | 893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 3,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $539,000 | 5,259 |
| Earning assets | $176,501,000 | 2,840 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $210,145,250 | 2,591 |
| Average Assets, quarterly | $206,596,000 | 2,668 |
| Volatile liabilities | $149,088,000 | 756 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,258,115,000 | 173 |
| Tier 1 (core) risk-based capital | $48,965,000 | 1,048 |
| Tier 2 risk-based capital | $2,592,000 | 1,646 |
| Total risk weighted assets | $194,042,000 | 1,943 |
| Total unused commitments | $1,258,115,000 | 174 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $208,322,000 | 2,658 |
| Cash and due from depository institutions | $17,356,000 | 2,757 |
| Interest-bearing balances | $686,000 | 3,604 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $174,862,000 | 1,994 |
| Loan loss allowance | $15,740,000 | 344 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $259,000 | 8,045 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $15,845,000 | 922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,322,000 | 2,658 |
| Total liabilities | $160,355,000 | 3,019 |
| Total deposits | $508,000 | 9,231 |
| Interest-bearing deposits | $500,000 | 9,187 |
| Deposits held in domestic offices | $508,000 | 9,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $153,857,000 | 376 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,990,000 | 886 |
| Total equity capital | $47,967,000 | 1,134 |
| Total bank equity capital | $47,967,000 | 1,134 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,000,000 | 573 |
| Surplus | $8,100,000 | 2,252 |
| Undivided profits | $33,867,000 | 966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,124,000 | 2,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $538,000 | 5,143 |
| Earning assets | $175,548,000 | 2,831 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $211,903,670 | 2,555 |
| Average Assets, quarterly | $206,104,000 | 2,657 |
| Volatile liabilities | $154,357,000 | 742 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,240,116,000 | 176 |
| Tier 1 (core) risk-based capital | $46,639,000 | 1,064 |
| Tier 2 risk-based capital | $2,627,000 | 1,593 |
| Total risk weighted assets | $197,064,000 | 1,867 |
| Total unused commitments | $1,240,116,000 | 176 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $203,886,000 | 2,673 |
| Cash and due from depository institutions | $15,616,000 | 2,906 |
| Interest-bearing balances | $430,000 | 3,975 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $172,770,000 | 1,981 |
| Loan loss allowance | $15,590,000 | 343 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $281,000 | 7,975 |
| Other real estate owned | $0 | 2,906 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $15,219,000 | 936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,886,000 | 2,673 |
| Total liabilities | $157,440,000 | 3,034 |
| Total deposits | $508,000 | 9,277 |
| Interest-bearing deposits | $500,000 | 9,232 |
| Deposits held in domestic offices | $508,000 | 9,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $150,005,000 | 375 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,927,000 | 809 |
| Total equity capital | $46,446,000 | 1,153 |
| Total bank equity capital | $46,446,000 | 1,153 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 565 |
| Surplus | $8,100,000 | 2,219 |
| Undivided profits | $32,346,000 | 971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 2,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $538,000 | 5,100 |
| Earning assets | $173,200,000 | 2,829 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $213,694,500 | 2,523 |
| Average Assets, quarterly | $213,694,500 | 2,523 |
| Volatile liabilities | $150,505,000 | 738 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,467,366,000 | 165 |
| Tier 1 (core) risk-based capital | $44,915,000 | 1,087 |
| Tier 2 risk-based capital | $2,587,000 | 1,591 |
| Total risk weighted assets | $193,980,000 | 1,859 |
| Total unused commitments | $1,467,366,000 | 166 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $223,503,000 | 2,408 |
| Cash and due from depository institutions | $20,580,000 | 2,783 |
| Interest-bearing balances | $426,000 | 3,908 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $189,371,000 | 1,796 |
| Loan loss allowance | $15,440,000 | 345 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $294,000 | 7,951 |
| Other real estate owned | $0 | 2,783 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $13,258,000 | 1,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,503,000 | 2,408 |
| Total liabilities | $177,895,000 | 2,684 |
| Total deposits | $508,000 | 9,321 |
| Interest-bearing deposits | $500,000 | 9,277 |
| Deposits held in domestic offices | $508,000 | 9,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $171,060,000 | 344 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,327,000 | 836 |
| Total equity capital | $45,608,000 | 1,147 |
| Total bank equity capital | $45,608,000 | 1,147 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000,000 | 563 |
| Surplus | $8,100,000 | 2,183 |
| Undivided profits | $31,508,000 | 983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,279,000 | 2,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $537,000 | 5,361 |
| Earning assets | $189,797,000 | 2,582 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $196,999,400 | 2,582 |
| Average Assets, quarterly | $208,515,500 | 2,542 |
| Volatile liabilities | $171,560,000 | 682 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,195,539,000 | 176 |
| Tier 1 (core) risk-based capital | $44,021,000 | 1,088 |
| Tier 2 risk-based capital | $2,781,000 | 1,464 |
| Total risk weighted assets | $209,820,000 | 1,711 |
| Total unused commitments | $1,195,539,000 | 179 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 60 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $194,516,000 | 2,610 |
| Cash and due from depository institutions | $3,214,000 | 2,829 |
| Interest-bearing balances | $128,000 | 4,844 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $177,401,000 | 1,850 |
| Loan loss allowance | $14,420,000 | 342 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $356,000 | 7,844 |
| Other real estate owned | $0 | 2,829 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $13,545,000 | 957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,516,000 | 2,610 |
| Total liabilities | $155,782,000 | 2,894 |
| Total deposits | $508,000 | 9,577 |
| Interest-bearing deposits | $500,000 | 9,533 |
| Deposits held in domestic offices | $508,000 | 9,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $148,899,000 | 369 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,375,000 | 839 |
| Total equity capital | $38,734,000 | 1,277 |
| Total bank equity capital | $38,734,000 | 1,277 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000,000 | 557 |
| Surplus | $8,100,000 | 2,073 |
| Undivided profits | $24,634,000 | 1,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 3,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $543,000 | 5,639 |
| Earning assets | $177,529,000 | 2,614 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $192,404,200 | 2,521 |
| Average Assets, quarterly | $188,018,000 | 2,655 |
| Volatile liabilities | $149,399,000 | 717 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,064,301,000 | 186 |
| Tier 1 (core) risk-based capital | $36,697,000 | 1,244 |
| Tier 2 risk-based capital | $2,580,000 | 1,472 |
| Total risk weighted assets | $194,525,000 | 1,750 |
| Total unused commitments | $1,064,301,000 | 187 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 63 | 2,715 |
| Assets and Liabilities | ||
| Total Assets: | $212,046,000 | 2,301 |
| Cash and due from depository institutions | $24,218,000 | 2,715 |
| Interest-bearing balances | $78,000 | 5,057 |
| Securities | $525,000 | 9,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $177,649,000 | 1,788 |
| Loan loss allowance | $13,340,000 | 362 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $419,000 | 7,803 |
| Other real estate owned | $0 | 2,715 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $9,235,000 | 1,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,046,000 | 2,301 |
| Total liabilities | $180,258,000 | 2,439 |
| Total deposits | $507,000 | 9,858 |
| Interest-bearing deposits | $500,000 | 9,814 |
| Deposits held in domestic offices | $507,000 | 9,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $172,693,000 | 333 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $7,058,000 | 777 |
| Total equity capital | $31,788,000 | 1,452 |
| Total bank equity capital | $31,788,000 | 1,452 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,000,000 | 548 |
| Surplus | $8,100,000 | 2,010 |
| Undivided profits | $17,688,000 | 1,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 2,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $731,000 | 3,713 |
| Earning assets | $178,252,000 | 2,505 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $180,860,800 | 2,563 |
| Average Assets, quarterly | $192,771,000 | 2,498 |
| Volatile liabilities | $173,193,000 | 653 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $784,972,000 | 209 |
| Tier 1 (core) risk-based capital | $29,286,000 | 1,509 |
| Tier 2 risk-based capital | $2,543,870 | 1,426 |
| Total risk weighted assets | $192,713,470 | 1,695 |
| Total unused commitments | $784,972,000 | 211 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 61 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $180,363,000 | 2,625 |
| Cash and due from depository institutions | $3,954,000 | 2,909 |
| Interest-bearing balances | $10,000 | 6,342 |
| Securities | $525,000 | 9,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $164,107,000 | 1,834 |
| Loan loss allowance | $12,440,000 | 392 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $571,000 | 7,425 |
| Other real estate owned | $0 | 2,909 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,206,000 | 910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,363,000 | 2,625 |
| Total liabilities | $150,698,000 | 2,810 |
| Total deposits | $508,000 | 10,187 |
| Interest-bearing deposits | $500,000 | 10,140 |
| Deposits held in domestic offices | $508,000 | 10,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $143,663,000 | 393 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,527,000 | 787 |
| Total equity capital | $29,665,000 | 1,489 |
| Total bank equity capital | $29,665,000 | 1,489 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 580 |
| Surplus | $8,100,000 | 1,989 |
| Undivided profits | $15,565,000 | 1,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $682,000 | 3,441 |
| Earning assets | $164,642,000 | 2,628 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $169,407,600 | 2,662 |
| Average Assets, quarterly | $173,912,500 | 2,680 |
| Volatile liabilities | $144,163,000 | 751 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $667,591,000 | 235 |
| Tier 1 (core) risk-based capital | $26,858,000 | 1,621 |
| Tier 2 risk-based capital | $2,335,410 | 1,463 |
| Total risk weighted assets | $176,728,210 | 1,736 |
| Total unused commitments | $667,591,000 | 235 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $174,860,000 | 2,628 |
| Cash and due from depository institutions | $3,858,000 | 3,196 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $159,585,000 | 1,761 |
| Loan loss allowance | $11,665,000 | 415 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $798,000 | 6,589 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $10,619,000 | 844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,860,000 | 2,628 |
| Total liabilities | $150,859,000 | 2,755 |
| Total deposits | $512,000 | 10,432 |
| Interest-bearing deposits | $500,000 | 10,376 |
| Deposits held in domestic offices | $512,000 | 10,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $143,795,000 | 336 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,552,000 | 833 |
| Total equity capital | $24,001,000 | 1,857 |
| Total bank equity capital | $24,001,000 | 1,857 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,000,000 | 570 |
| Surplus | $8,100,000 | 1,906 |
| Undivided profits | $9,901,000 | 2,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $669,000 | 3,489 |
| Earning assets | $159,585,000 | 2,657 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $167,688,800 | 2,575 |
| Average Assets, quarterly | $178,309,500 | 2,523 |
| Volatile liabilities | $144,295,000 | 654 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $580,366,000 | 256 |
| Tier 1 (core) risk-based capital | $20,725,000 | 2,055 |
| Tier 2 risk-based capital | $2,252,030 | 1,454 |
| Total risk weighted assets | $170,749,630 | 1,681 |
| Total unused commitments | $580,366,000 | 256 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $166,556,000 | 2,681 |
| Cash and due from depository institutions | $5,161,000 | 3,222 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $153,828,000 | 1,838 |
| Loan loss allowance | $10,900,000 | 455 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $925,000 | 6,192 |
| Other real estate owned | $0 | 3,222 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,642,000 | 1,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,556,000 | 2,681 |
| Total liabilities | $148,163,000 | 2,725 |
| Total deposits | $512,000 | 10,900 |
| Interest-bearing deposits | $500,000 | 10,837 |
| Deposits held in domestic offices | $512,000 | 10,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $125,000,000 | 341 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $22,651,000 | 373 |
| Total equity capital | $18,393,000 | 2,435 |
| Total bank equity capital | $18,393,000 | 2,435 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,000,000 | 583 |
| Surplus | $8,100,000 | 1,876 |
| Undivided profits | $4,293,000 | 4,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $669,000 | 3,519 |
| Earning assets | $153,828,000 | 2,669 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $155,130,330 | 2,744 |
| Average Assets, quarterly | $158,539,000 | 2,776 |
| Volatile liabilities | $125,500,000 | 730 |
| Insider loans | $15,000 | 9,555 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $544,809,000 | 257 |
| Tier 1 (core) risk-based capital | $16,087,000 | 2,652 |
| Tier 2 risk-based capital | $2,137,770 | 1,443 |
| Total risk weighted assets | $162,258,970 | 1,728 |
| Total unused commitments | $544,809,000 | 259 |
| Derivatives | $0 | 533 |