Home > First-Citizens Bank and Trust Company > Income and Expense
First-Citizens Bank and Trust Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,286,000 | 2,279 |
| Total interest expense | $6,860,000 | 2,208 |
| Net interest income | $7,426,000 | 2,302 |
| Provision for loan and lease losses | $380,000 | 2,152 |
| Total noninterest income | $1,071,000 | 2,926 |
| Gross Fiduciary activities income | $223,000 | 846 |
| Service charges on deposit accounts | $478,000 | 2,658 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $370,000 | 3,589 |
| Total noninterest expense | $3,880,000 | 3,305 |
| Salaries and employee benefits | $1,906,000 | 3,490 |
| Premises and equipment expense | $448,000 | 4,025 |
| Additional noninterest expense | $1,526,000 | 2,726 |
| Pre-tax net operating income | $4,237,000 | 1,734 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,727,000 | 1,438 |
| Income before extraordinary items | $2,510,000 | 2,074 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,510,000 | 2,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,386 |
| Cash dividends | $2,499,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,510,000 | 2,006 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,920,000 | 2,350 |
| Total interest expense | $6,656,000 | 2,262 |
| Net interest income | $7,264,000 | 2,397 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $964,000 | 3,120 |
| Gross Fiduciary activities income | $182,000 | 915 |
| Service charges on deposit accounts | $501,000 | 2,618 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $281,000 | 4,083 |
| Total noninterest expense | $3,915,000 | 3,242 |
| Salaries and employee benefits | $1,976,000 | 3,348 |
| Premises and equipment expense | $474,000 | 3,884 |
| Additional noninterest expense | $1,465,000 | 2,793 |
| Pre-tax net operating income | $3,953,000 | 1,901 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $1,634,000 | 1,578 |
| Income before extraordinary items | $2,322,000 | 2,265 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,322,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,842 |
| Cash dividends | $2,156,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,320,080 | 2,209 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,649,000 | 2,646 |
| Total interest expense | $6,066,000 | 2,525 |
| Net interest income | $6,583,000 | 2,690 |
| Provision for loan and lease losses | $401,000 | 2,074 |
| Total noninterest income | $959,000 | 3,231 |
| Gross Fiduciary activities income | $153,000 | 1,036 |
| Service charges on deposit accounts | $529,000 | 2,572 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $277,000 | 4,267 |
| Total noninterest expense | $3,979,000 | 3,362 |
| Salaries and employee benefits | $1,930,000 | 3,443 |
| Premises and equipment expense | $423,000 | 4,342 |
| Additional noninterest expense | $1,626,000 | 2,924 |
| Pre-tax net operating income | $3,162,000 | 2,258 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,289,000 | 1,870 |
| Income before extraordinary items | $1,873,000 | 2,600 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,873,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,990 |
| Cash dividends | $2,200,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,873,000 | 2,556 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,530,000 | 3,783 |
| Total interest expense | $4,295,000 | 3,469 |
| Net interest income | $4,235,000 | 4,117 |
| Provision for loan and lease losses | $343,000 | 2,085 |
| Total noninterest income | $595,000 | 4,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,191 |
| Total noninterest expense | $4,569,000 | 2,946 |
| Salaries and employee benefits | $1,305,000 | 4,842 |
| Premises and equipment expense | $323,000 | 5,325 |
| Additional noninterest expense | $2,941,000 | 1,722 |
| Pre-tax net operating income | $-82,000 | 11,587 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $-128,000 | 11,738 |
| Income before extraordinary items | $44,000 | 11,321 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $44,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,710 |
| Cash dividends | $630,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $45,280 | 11,278 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 4,193 |
| Total interest expense | $2,856,000 | 4,141 |
| Net interest income | $4,194,000 | 4,194 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $773,000 | 3,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,496 |
| Total noninterest expense | $2,622,000 | 4,940 |
| Salaries and employee benefits | $1,272,000 | 4,979 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $1,211,000 | 4,026 |
| Pre-tax net operating income | $2,210,000 | 3,167 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $735,000 | 2,987 |
| Income before extraordinary items | $1,469,000 | 3,232 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,469,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,619 |
| Cash dividends | $820,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,473,020 | 3,257 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,909,000 | 4,359 |
| Total interest expense | $2,831,000 | 4,333 |
| Net interest income | $4,078,000 | 4,321 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $725,000 | 4,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 4,281 |
| Total noninterest expense | $2,327,000 | 5,602 |
| Salaries and employee benefits | $1,081,000 | 5,737 |
| Premises and equipment expense | $142,000 | 9,126 |
| Additional noninterest expense | $1,104,000 | 4,519 |
| Pre-tax net operating income | $2,341,000 | 2,879 |
| Securities gains (losses) | $-22,000 | 12,940 |
| Applicable income taxes | $852,000 | 2,622 |
| Income before extraordinary items | $1,467,000 | 3,306 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,467,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,932 |
| Cash dividends | $440,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,481,080 | 3,109 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 4,660 |
| Total interest expense | $3,131,000 | 4,974 |
| Net interest income | $4,161,000 | 4,290 |
| Provision for loan and lease losses | $168,000 | 5,780 |
| Total noninterest income | $583,000 | 5,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $2,366,000 | 5,557 |
| Salaries and employee benefits | $1,110,000 | 5,546 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $1,103,000 | 4,677 |
| Pre-tax net operating income | $2,210,000 | 2,824 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $776,000 | 2,695 |
| Income before extraordinary items | $1,434,000 | 3,209 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,434,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $234,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,434,000 | 2,971 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.