Home > First Citizens Bank > Income and Expense
First Citizens Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,297,000 | 2,131 |
| Total interest expense | $5,942,000 | 2,487 |
| Net interest income | $9,355,000 | 1,870 |
| Provision for loan and lease losses | $266,000 | 2,935 |
| Total noninterest income | $974,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $644,000 | 2,060 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $330,000 | 3,804 |
| Total noninterest expense | $7,800,000 | 1,767 |
| Salaries and employee benefits | $2,791,000 | 2,512 |
| Premises and equipment expense | $1,093,000 | 1,869 |
| Additional noninterest expense | $3,916,000 | 1,182 |
| Pre-tax net operating income | $2,263,000 | 3,027 |
| Securities gains (losses) | $-71,000 | 9,886 |
| Applicable income taxes | $836,000 | 2,549 |
| Income before extraordinary items | $1,356,000 | 3,506 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,356,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 9,964 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,401,440 | 3,382 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,515,000 | 3,707 |
| Total interest expense | $3,491,000 | 4,136 |
| Net interest income | $5,024,000 | 3,375 |
| Provision for loan and lease losses | $443,000 | 1,904 |
| Total noninterest income | $585,000 | 4,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,353 |
| Total noninterest expense | $2,968,000 | 4,153 |
| Salaries and employee benefits | $1,223,000 | 5,005 |
| Premises and equipment expense | $348,000 | 4,899 |
| Additional noninterest expense | $1,397,000 | 2,960 |
| Pre-tax net operating income | $2,198,000 | 3,085 |
| Securities gains (losses) | $45,000 | 1,821 |
| Applicable income taxes | $830,000 | 2,656 |
| Income before extraordinary items | $1,413,000 | 3,412 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,413,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,043 |
| Cash dividends | $775,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,384,200 | 3,380 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,434,000 | 4,273 |
| Total interest expense | $2,625,000 | 5,220 |
| Net interest income | $4,809,000 | 3,619 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $440,000 | 5,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $2,610,000 | 4,614 |
| Salaries and employee benefits | $1,191,000 | 5,133 |
| Premises and equipment expense | $285,000 | 5,598 |
| Additional noninterest expense | $1,134,000 | 3,512 |
| Pre-tax net operating income | $2,519,000 | 2,891 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $924,000 | 2,602 |
| Income before extraordinary items | $1,595,000 | 3,176 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,595,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,537 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,595,000 | 3,113 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 8,472 |
| Total interest expense | $964,000 | 9,143 |
| Net interest income | $1,705,000 | 7,771 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,251 |
| Total noninterest expense | $978,000 | 8,748 |
| Salaries and employee benefits | $482,000 | 9,015 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $395,000 | 7,917 |
| Pre-tax net operating income | $864,000 | 6,228 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $344,000 | 5,396 |
| Income before extraordinary items | $520,000 | 6,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $520,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-548,000 | 11,417 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $520,000 | 6,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 4,724 |
| Total interest expense | $2,538,000 | 5,496 |
| Net interest income | $4,171,000 | 4,165 |
| Provision for loan and lease losses | $260,000 | 2,490 |
| Total noninterest income | $1,082,000 | 2,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $755,000 | 2,192 |
| Total noninterest expense | $3,066,000 | 4,206 |
| Salaries and employee benefits | $1,834,000 | 3,586 |
| Premises and equipment expense | $371,000 | 4,819 |
| Additional noninterest expense | $861,000 | 4,940 |
| Pre-tax net operating income | $1,927,000 | 3,610 |
| Securities gains (losses) | $-46,000 | 11,123 |
| Applicable income taxes | $647,000 | 3,460 |
| Income before extraordinary items | $1,234,000 | 3,863 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,234,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,264,360 | 3,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 5,382 |
| Total interest expense | $2,094,000 | 5,403 |
| Net interest income | $3,220,000 | 5,292 |
| Provision for loan and lease losses | $227,000 | 2,811 |
| Total noninterest income | $603,000 | 4,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,180 |
| Total noninterest expense | $2,740,000 | 4,779 |
| Salaries and employee benefits | $1,496,000 | 4,286 |
| Premises and equipment expense | $312,000 | 5,537 |
| Additional noninterest expense | $932,000 | 5,015 |
| Pre-tax net operating income | $856,000 | 6,604 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $278,000 | 6,150 |
| Income before extraordinary items | $578,000 | 6,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $578,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $578,000 | 6,764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 6,976 |
| Total interest expense | $1,560,000 | 7,018 |
| Net interest income | $2,347,000 | 6,827 |
| Provision for loan and lease losses | $167,000 | 4,380 |
| Total noninterest income | $532,000 | 5,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 5,208 |
| Total noninterest expense | $1,945,000 | 6,484 |
| Salaries and employee benefits | $1,100,000 | 5,644 |
| Premises and equipment expense | $247,000 | 6,746 |
| Additional noninterest expense | $598,000 | 7,361 |
| Pre-tax net operating income | $767,000 | 6,989 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $503,000 | 7,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $503,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,051,000 | 449 |
| Net operating income | $503,000 | 7,276 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 8,803 |
| Total interest expense | $1,400,000 | 8,854 |
| Net interest income | $1,697,000 | 8,660 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $204,000 | 9,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,365,000 | 8,422 |
| Salaries and employee benefits | $715,000 | 7,878 |
| Premises and equipment expense | $179,000 | 8,342 |
| Additional noninterest expense | $471,000 | 8,741 |
| Pre-tax net operating income | $440,000 | 8,893 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $157,000 | 8,451 |
| Income before extraordinary items | $304,000 | 9,262 |
| Extraordinary gains, net | $98,000 | 756 |
| Net income | $402,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $290,140 | 9,062 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.