Home > First Citizens Bank > Income and Expense
First Citizens Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,657,000 | 3,986 |
| Total interest expense | $3,271,000 | 4,098 |
| Net interest income | $5,386,000 | 3,799 |
| Provision for loan and lease losses | $1,125,000 | 935 |
| Total noninterest income | $879,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $524,000 | 2,957 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $355,000 | 3,971 |
| Total noninterest expense | $6,266,000 | 2,777 |
| Salaries and employee benefits | $2,723,000 | 3,393 |
| Premises and equipment expense | $717,000 | 3,282 |
| Additional noninterest expense | $2,826,000 | 1,857 |
| Pre-tax net operating income | $-1,126,000 | 8,455 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-424,000 | 8,555 |
| Income before extraordinary items | $-702,000 | 8,370 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-702,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,798 |
| Cash dividends | $228,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-702,000 | 8,362 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 3,979 |
| Total interest expense | $2,363,000 | 4,107 |
| Net interest income | $4,065,000 | 3,802 |
| Provision for loan and lease losses | $226,000 | 2,593 |
| Total noninterest income | $650,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $337,000 | 3,318 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $313,000 | 3,667 |
| Total noninterest expense | $3,971,000 | 3,188 |
| Salaries and employee benefits | $2,126,000 | 3,286 |
| Premises and equipment expense | $508,000 | 3,427 |
| Additional noninterest expense | $1,337,000 | 2,833 |
| Pre-tax net operating income | $518,000 | 6,146 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $132,000 | 4,629 |
| Income before extraordinary items | $386,000 | 6,307 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $386,000 | 6,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,209 |
| Cash dividends | $228,000 | 4,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $386,000 | 6,313 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 4,003 |
| Total interest expense | $1,478,000 | 4,151 |
| Net interest income | $2,697,000 | 3,837 |
| Provision for loan and lease losses | $129,000 | 2,901 |
| Total noninterest income | $434,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $222,000 | 3,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 3,641 |
| Total noninterest expense | $2,589,000 | 3,259 |
| Salaries and employee benefits | $1,409,000 | 3,304 |
| Premises and equipment expense | $346,000 | 3,355 |
| Additional noninterest expense | $834,000 | 3,020 |
| Pre-tax net operating income | $413,000 | 5,836 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $99,000 | 4,524 |
| Income before extraordinary items | $314,000 | 5,909 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $314,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,336 |
| Cash dividends | $228,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $314,000 | 5,914 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 4,057 |
| Total interest expense | $697,000 | 4,186 |
| Net interest income | $1,322,000 | 3,890 |
| Provision for loan and lease losses | $32,000 | 3,778 |
| Total noninterest income | $200,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $107,000 | 3,329 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $1,260,000 | 3,343 |
| Salaries and employee benefits | $700,000 | 3,340 |
| Premises and equipment expense | $175,000 | 3,341 |
| Additional noninterest expense | $385,000 | 3,225 |
| Pre-tax net operating income | $230,000 | 5,542 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $40,000 | 4,735 |
| Income before extraordinary items | $190,000 | 5,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 903 |
| Cash dividends | $114,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $190,000 | 5,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,744,000 | 3,842 |
| Total interest expense | $2,084,000 | 4,312 |
| Net interest income | $5,660,000 | 3,596 |
| Provision for loan and lease losses | $331,000 | 2,620 |
| Total noninterest income | $838,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $481,000 | 3,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $357,000 | 3,975 |
| Total noninterest expense | $5,070,000 | 3,201 |
| Salaries and employee benefits | $2,734,000 | 3,221 |
| Premises and equipment expense | $670,000 | 3,352 |
| Additional noninterest expense | $1,666,000 | 2,972 |
| Pre-tax net operating income | $1,097,000 | 5,106 |
| Securities gains (losses) | $14,000 | 1,379 |
| Applicable income taxes | $349,000 | 3,916 |
| Income before extraordinary items | $762,000 | 5,463 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $762,000 | 5,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,848 |
| Cash dividends | $456,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $752,340 | 5,476 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 3,832 |
| Total interest expense | $1,481,000 | 4,335 |
| Net interest income | $4,261,000 | 3,578 |
| Provision for loan and lease losses | $247,000 | 2,571 |
| Total noninterest income | $623,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $359,000 | 3,146 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $264,000 | 4,027 |
| Total noninterest expense | $3,864,000 | 3,120 |
| Salaries and employee benefits | $2,103,000 | 3,131 |
| Premises and equipment expense | $519,000 | 3,262 |
| Additional noninterest expense | $1,242,000 | 2,956 |
| Pre-tax net operating income | $773,000 | 5,407 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $263,000 | 4,010 |
| Income before extraordinary items | $516,000 | 5,829 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $516,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,909 |
| Cash dividends | $342,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $512,040 | 5,810 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 3,781 |
| Total interest expense | $943,000 | 4,304 |
| Net interest income | $2,856,000 | 3,539 |
| Provision for loan and lease losses | $144,000 | 2,762 |
| Total noninterest income | $396,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $232,000 | 3,190 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $164,000 | 4,121 |
| Total noninterest expense | $2,572,000 | 3,114 |
| Salaries and employee benefits | $1,399,000 | 3,114 |
| Premises and equipment expense | $351,000 | 3,182 |
| Additional noninterest expense | $822,000 | 2,950 |
| Pre-tax net operating income | $536,000 | 5,296 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $183,000 | 3,945 |
| Income before extraordinary items | $361,000 | 5,704 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $361,000 | 5,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $228,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $355,720 | 5,703 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,785 |
| Total interest expense | $453,000 | 4,318 |
| Net interest income | $1,422,000 | 3,556 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $187,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $110,000 | 3,235 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $1,258,000 | 3,181 |
| Salaries and employee benefits | $699,000 | 3,124 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $384,000 | 3,130 |
| Pre-tax net operating income | $271,000 | 5,254 |
| Securities gains (losses) | $13,000 | 933 |
| Applicable income taxes | $96,000 | 3,827 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $114,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,420 | 5,647 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,630,000 | 3,539 |
| Total interest expense | $1,709,000 | 4,127 |
| Net interest income | $5,921,000 | 3,326 |
| Provision for loan and lease losses | $441,000 | 2,182 |
| Total noninterest income | $679,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $505,000 | 3,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,397 |
| Total noninterest expense | $5,070,000 | 3,072 |
| Salaries and employee benefits | $2,744,000 | 3,091 |
| Premises and equipment expense | $666,000 | 3,253 |
| Additional noninterest expense | $1,660,000 | 2,874 |
| Pre-tax net operating income | $1,089,000 | 5,017 |
| Securities gains (losses) | $79,000 | 1,404 |
| Applicable income taxes | $385,000 | 3,780 |
| Income before extraordinary items | $783,000 | 5,309 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $783,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,278 |
| Cash dividends | $456,000 | 3,692 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 761 |
| Net operating income | $730,070 | 5,395 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 3,520 |
| Total interest expense | $1,279,000 | 4,084 |
| Net interest income | $4,451,000 | 3,303 |
| Provision for loan and lease losses | $405,000 | 1,746 |
| Total noninterest income | $532,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $375,000 | 3,161 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $157,000 | 5,023 |
| Total noninterest expense | $3,830,000 | 3,018 |
| Salaries and employee benefits | $2,061,000 | 3,056 |
| Premises and equipment expense | $522,000 | 3,137 |
| Additional noninterest expense | $1,247,000 | 2,828 |
| Pre-tax net operating income | $748,000 | 5,359 |
| Securities gains (losses) | $59,000 | 1,530 |
| Applicable income taxes | $274,000 | 3,933 |
| Income before extraordinary items | $533,000 | 5,655 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $533,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,007 |
| Cash dividends | $342,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 624 |
| Net operating income | $494,060 | 5,769 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 3,490 |
| Total interest expense | $854,000 | 4,081 |
| Net interest income | $2,980,000 | 3,291 |
| Provision for loan and lease losses | $405,000 | 1,216 |
| Total noninterest income | $322,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $244,000 | 3,200 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $2,539,000 | 3,041 |
| Salaries and employee benefits | $1,343,000 | 3,130 |
| Premises and equipment expense | $357,000 | 3,079 |
| Additional noninterest expense | $839,000 | 2,806 |
| Pre-tax net operating income | $358,000 | 6,134 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $209,000 | 3,691 |
| Income before extraordinary items | $170,000 | 7,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 7,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,135 |
| Cash dividends | $228,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 547 |
| Net operating income | $156,560 | 7,217 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 3,485 |
| Total interest expense | $439,000 | 4,048 |
| Net interest income | $1,491,000 | 3,278 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $164,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $50,000 | 5,122 |
| Total noninterest expense | $1,261,000 | 3,073 |
| Salaries and employee benefits | $674,000 | 3,133 |
| Premises and equipment expense | $169,000 | 3,259 |
| Additional noninterest expense | $418,000 | 2,788 |
| Pre-tax net operating income | $284,000 | 4,940 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $97,000 | 3,835 |
| Income before extraordinary items | $187,000 | 5,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,873 |
| Cash dividends | $114,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $187,000 | 5,384 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 3,224 |
| Total interest expense | $2,115,000 | 3,858 |
| Net interest income | $6,491,000 | 2,959 |
| Provision for loan and lease losses | $471,000 | 2,288 |
| Total noninterest income | $796,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $511,000 | 3,034 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $285,000 | 4,607 |
| Total noninterest expense | $5,075,000 | 3,013 |
| Salaries and employee benefits | $2,718,000 | 3,028 |
| Premises and equipment expense | $723,000 | 3,003 |
| Additional noninterest expense | $1,634,000 | 2,850 |
| Pre-tax net operating income | $1,741,000 | 3,723 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $586,000 | 3,108 |
| Income before extraordinary items | $1,155,000 | 4,238 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,155,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,985 |
| Cash dividends | $426,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 840 |
| Net operating income | $1,155,000 | 4,074 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 3,245 |
| Total interest expense | $1,637,000 | 3,867 |
| Net interest income | $4,882,000 | 2,960 |
| Provision for loan and lease losses | $331,000 | 2,338 |
| Total noninterest income | $628,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $387,000 | 3,023 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $241,000 | 4,448 |
| Total noninterest expense | $3,849,000 | 2,985 |
| Salaries and employee benefits | $2,065,000 | 2,999 |
| Premises and equipment expense | $556,000 | 2,941 |
| Additional noninterest expense | $1,228,000 | 2,825 |
| Pre-tax net operating income | $1,330,000 | 3,793 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $466,000 | 3,151 |
| Income before extraordinary items | $864,000 | 4,403 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $864,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,263 |
| Cash dividends | $313,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 686 |
| Net operating income | $864,000 | 4,234 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 3,226 |
| Total interest expense | $1,121,000 | 3,891 |
| Net interest income | $3,289,000 | 2,921 |
| Provision for loan and lease losses | $221,000 | 2,334 |
| Total noninterest income | $406,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $257,000 | 2,999 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $149,000 | 4,585 |
| Total noninterest expense | $2,563,000 | 2,987 |
| Salaries and employee benefits | $1,384,000 | 2,993 |
| Premises and equipment expense | $381,000 | 2,884 |
| Additional noninterest expense | $798,000 | 2,876 |
| Pre-tax net operating income | $911,000 | 3,733 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $319,000 | 3,122 |
| Income before extraordinary items | $592,000 | 4,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $592,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,946 |
| Cash dividends | $208,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $592,000 | 4,130 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 3,226 |
| Total interest expense | $559,000 | 3,988 |
| Net interest income | $1,657,000 | 2,892 |
| Provision for loan and lease losses | $110,000 | 2,202 |
| Total noninterest income | $193,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $126,000 | 2,979 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $67,000 | 4,710 |
| Total noninterest expense | $1,285,000 | 2,968 |
| Salaries and employee benefits | $703,000 | 2,942 |
| Premises and equipment expense | $188,000 | 2,908 |
| Additional noninterest expense | $394,000 | 2,898 |
| Pre-tax net operating income | $455,000 | 3,722 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $159,000 | 3,122 |
| Income before extraordinary items | $296,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $296,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,338 |
| Cash dividends | $104,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $296,000 | 4,095 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,524,000 | 3,147 |
| Total interest expense | $2,922,000 | 3,601 |
| Net interest income | $6,602,000 | 2,888 |
| Provision for loan and lease losses | $765,000 | 1,700 |
| Total noninterest income | $889,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $540,000 | 2,792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $349,000 | 3,957 |
| Total noninterest expense | $5,127,000 | 2,863 |
| Salaries and employee benefits | $2,734,000 | 2,874 |
| Premises and equipment expense | $719,000 | 2,935 |
| Additional noninterest expense | $1,674,000 | 2,701 |
| Pre-tax net operating income | $1,599,000 | 3,937 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $541,000 | 3,309 |
| Income before extraordinary items | $1,058,000 | 4,434 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,058,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $792,000 | 1,171 |
| Cash dividends | $388,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,058,000 | 4,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,313,000 | 3,224 |
| Total interest expense | $4,508,000 | 3,445 |
| Net interest income | $5,805,000 | 3,026 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $910,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $499,000 | 2,843 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $411,000 | 3,473 |
| Total noninterest expense | $4,839,000 | 2,907 |
| Salaries and employee benefits | $2,743,000 | 2,722 |
| Premises and equipment expense | $675,000 | 3,045 |
| Additional noninterest expense | $1,421,000 | 3,013 |
| Pre-tax net operating income | $1,551,000 | 3,764 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $539,000 | 3,193 |
| Income before extraordinary items | $1,008,000 | 4,273 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,008,000 | 4,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 2,131 |
| Cash dividends | $380,000 | 3,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,010,600 | 4,147 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,947,000 | 3,406 |
| Total interest expense | $4,818,000 | 3,434 |
| Net interest income | $5,129,000 | 3,396 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $691,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $417,000 | 3,135 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $274,000 | 4,111 |
| Total noninterest expense | $4,284,000 | 3,141 |
| Salaries and employee benefits | $2,322,000 | 3,028 |
| Premises and equipment expense | $607,000 | 3,239 |
| Additional noninterest expense | $1,355,000 | 3,062 |
| Pre-tax net operating income | $1,351,000 | 4,378 |
| Securities gains (losses) | $4,000 | 1,432 |
| Applicable income taxes | $473,000 | 3,604 |
| Income before extraordinary items | $882,000 | 4,738 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $882,000 | 4,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,865 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $879,400 | 4,755 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,022,000 | 3,529 |
| Total interest expense | $4,160,000 | 3,470 |
| Net interest income | $4,862,000 | 3,532 |
| Provision for loan and lease losses | $244,000 | 3,101 |
| Total noninterest income | $669,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $379,000 | 3,352 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $290,000 | 4,092 |
| Total noninterest expense | $3,996,000 | 3,319 |
| Salaries and employee benefits | $2,104,000 | 3,275 |
| Premises and equipment expense | $652,000 | 3,055 |
| Additional noninterest expense | $1,240,000 | 3,329 |
| Pre-tax net operating income | $1,291,000 | 4,544 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $454,000 | 3,839 |
| Income before extraordinary items | $830,000 | 4,986 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $830,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,454 |
| Cash dividends | $303,000 | 4,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $834,550 | 4,930 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,665,000 | 3,660 |
| Total interest expense | $4,168,000 | 3,545 |
| Net interest income | $4,497,000 | 3,738 |
| Provision for loan and lease losses | $193,000 | 3,591 |
| Total noninterest income | $582,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $350,000 | 3,495 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $232,000 | 4,592 |
| Total noninterest expense | $3,742,000 | 3,420 |
| Salaries and employee benefits | $2,000,000 | 3,336 |
| Premises and equipment expense | $622,000 | 3,061 |
| Additional noninterest expense | $1,120,000 | 3,572 |
| Pre-tax net operating income | $1,144,000 | 5,032 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $397,000 | 4,435 |
| Income before extraordinary items | $747,000 | 5,405 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $747,000 | 5,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $237,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $747,000 | 5,302 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,172,000 | 3,902 |
| Total interest expense | $3,947,000 | 3,722 |
| Net interest income | $4,225,000 | 4,041 |
| Provision for loan and lease losses | $266,000 | 2,846 |
| Total noninterest income | $482,000 | 5,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,407 |
| Total noninterest expense | $3,515,000 | 3,593 |
| Salaries and employee benefits | $1,941,000 | 3,407 |
| Premises and equipment expense | $580,000 | 3,244 |
| Additional noninterest expense | $994,000 | 3,935 |
| Pre-tax net operating income | $926,000 | 6,063 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $325,000 | 5,506 |
| Income before extraordinary items | $601,000 | 6,370 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $601,000 | 6,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,562 |
| Cash dividends | $199,000 | 5,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $601,000 | 6,312 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 4,480 |
| Total interest expense | $3,447,000 | 4,244 |
| Net interest income | $3,717,000 | 4,590 |
| Provision for loan and lease losses | $171,000 | 3,803 |
| Total noninterest income | $448,000 | 5,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,807 |
| Total noninterest expense | $3,296,000 | 3,998 |
| Salaries and employee benefits | $1,808,000 | 3,650 |
| Premises and equipment expense | $543,000 | 3,520 |
| Additional noninterest expense | $945,000 | 4,606 |
| Pre-tax net operating income | $698,000 | 6,943 |
| Securities gains (losses) | $36,000 | 1,560 |
| Applicable income taxes | $253,000 | 6,414 |
| Income before extraordinary items | $481,000 | 7,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $481,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,724 |
| Cash dividends | $161,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $457,240 | 7,137 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 4,599 |
| Total interest expense | $3,371,000 | 4,296 |
| Net interest income | $3,562,000 | 4,789 |
| Provision for loan and lease losses | $108,000 | 4,448 |
| Total noninterest income | $398,000 | 6,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $3,057,000 | 4,218 |
| Salaries and employee benefits | $1,686,000 | 3,852 |
| Premises and equipment expense | $444,000 | 4,153 |
| Additional noninterest expense | $927,000 | 4,647 |
| Pre-tax net operating income | $795,000 | 6,850 |
| Securities gains (losses) | $73,000 | 1,094 |
| Applicable income taxes | $283,000 | 6,221 |
| Income before extraordinary items | $585,000 | 6,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $585,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $152,000 | 6,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $536,090 | 6,972 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 5,115 |
| Total interest expense | $2,345,000 | 4,903 |
| Net interest income | $3,318,000 | 5,174 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $337,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,286 |
| Total noninterest expense | $2,686,000 | 4,849 |
| Salaries and employee benefits | $1,472,000 | 4,349 |
| Premises and equipment expense | $374,000 | 4,847 |
| Additional noninterest expense | $840,000 | 5,476 |
| Pre-tax net operating income | $869,000 | 6,547 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $573,000 | 6,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $573,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 352 |
| Net operating income | $573,000 | 6,799 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 6,290 |
| Total interest expense | $1,763,000 | 6,439 |
| Net interest income | $2,756,000 | 6,056 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $238,000 | 8,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $2,289,000 | 5,687 |
| Salaries and employee benefits | $1,249,000 | 5,058 |
| Premises and equipment expense | $319,000 | 5,580 |
| Additional noninterest expense | $721,000 | 6,417 |
| Pre-tax net operating income | $605,000 | 7,916 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $458,000 | 7,901 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $458,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $78,000 | 7,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $402,390 | 8,135 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 7,813 |
| Total interest expense | $1,763,000 | 7,725 |
| Net interest income | $2,008,000 | 7,736 |
| Provision for loan and lease losses | $156,000 | 5,974 |
| Total noninterest income | $172,000 | 9,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $1,630,000 | 7,469 |
| Salaries and employee benefits | $846,000 | 6,960 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $594,000 | 7,569 |
| Pre-tax net operating income | $394,000 | 9,302 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $362,000 | 8,594 |
| Extraordinary gains, net | $64,000 | 922 |
| Net income | $426,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $359,270 | 8,259 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.