Home > First Citizens Bank > Income and Expense
First Citizens Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,393,000 | 1,866 |
| Total interest expense | $8,666,000 | 1,715 |
| Net interest income | $8,727,000 | 2,014 |
| Provision for loan and lease losses | $258,000 | 2,994 |
| Total noninterest income | $2,801,000 | 1,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,801,000 | 933 |
| Total noninterest expense | $11,190,000 | 1,233 |
| Salaries and employee benefits | $3,480,000 | 2,016 |
| Premises and equipment expense | $5,839,000 | 395 |
| Additional noninterest expense | $1,871,000 | 2,334 |
| Pre-tax net operating income | $80,000 | 9,146 |
| Securities gains (losses) | $1,087,000 | 202 |
| Applicable income taxes | $371,000 | 4,354 |
| Income before extraordinary items | $796,000 | 5,109 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $796,000 | 5,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,114 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $56,840 | 9,184 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,512,000 | 1,957 |
| Total interest expense | $8,792,000 | 1,745 |
| Net interest income | $7,720,000 | 2,212 |
| Provision for loan and lease losses | $964,000 | 1,007 |
| Total noninterest income | $1,441,000 | 2,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,441,000 | 1,439 |
| Total noninterest expense | $6,594,000 | 1,981 |
| Salaries and employee benefits | $2,558,000 | 2,650 |
| Premises and equipment expense | $1,815,000 | 1,061 |
| Additional noninterest expense | $2,221,000 | 1,903 |
| Pre-tax net operating income | $1,603,000 | 3,983 |
| Securities gains (losses) | $1,220,000 | 336 |
| Applicable income taxes | $1,077,000 | 2,175 |
| Income before extraordinary items | $1,746,000 | 2,865 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,746,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $965,200 | 4,530 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,972,000 | 2,181 |
| Total interest expense | $7,770,000 | 1,983 |
| Net interest income | $7,202,000 | 2,420 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $1,544,000 | 2,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,544,000 | 1,297 |
| Total noninterest expense | $6,317,000 | 2,048 |
| Salaries and employee benefits | $2,828,000 | 2,349 |
| Premises and equipment expense | $1,119,000 | 1,770 |
| Additional noninterest expense | $2,370,000 | 1,795 |
| Pre-tax net operating income | $2,299,000 | 3,128 |
| Securities gains (losses) | $4,374,000 | 100 |
| Applicable income taxes | $2,526,000 | 1,090 |
| Income before extraordinary items | $4,147,000 | 1,309 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,147,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $161,000 | 5,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,347,640 | 3,611 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,642,000 | 2,647 |
| Total interest expense | $6,375,000 | 2,419 |
| Net interest income | $6,267,000 | 2,822 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,165,000 | 1,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,165,000 | 853 |
| Total noninterest expense | $5,618,000 | 2,443 |
| Salaries and employee benefits | $2,330,000 | 2,871 |
| Premises and equipment expense | $1,095,000 | 1,828 |
| Additional noninterest expense | $2,193,000 | 2,257 |
| Pre-tax net operating income | $3,814,000 | 1,903 |
| Securities gains (losses) | $1,322,000 | 212 |
| Applicable income taxes | $1,506,000 | 1,596 |
| Income before extraordinary items | $3,630,000 | 1,364 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,630,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $10,667,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 804 |
| Net operating income | $2,691,380 | 1,797 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,328,000 | 2,712 |
| Total interest expense | $6,447,000 | 2,406 |
| Net interest income | $5,881,000 | 3,027 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $2,272,000 | 1,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,272,000 | 1,049 |
| Total noninterest expense | $4,401,000 | 3,049 |
| Salaries and employee benefits | $2,075,000 | 3,194 |
| Premises and equipment expense | $958,000 | 2,094 |
| Additional noninterest expense | $1,368,000 | 3,336 |
| Pre-tax net operating income | $3,742,000 | 1,970 |
| Securities gains (losses) | $580,000 | 316 |
| Applicable income taxes | $1,283,000 | 1,903 |
| Income before extraordinary items | $3,039,000 | 1,676 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,039,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,528 |
| Cash dividends | $432,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,633,000 | 1,888 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,205,000 | 2,985 |
| Total interest expense | $5,168,000 | 2,388 |
| Net interest income | $5,037,000 | 3,538 |
| Provision for loan and lease losses | $148,000 | 3,653 |
| Total noninterest income | $1,466,000 | 2,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,466,000 | 1,410 |
| Total noninterest expense | $5,090,000 | 2,730 |
| Salaries and employee benefits | $2,288,000 | 2,889 |
| Premises and equipment expense | $1,344,000 | 1,549 |
| Additional noninterest expense | $1,458,000 | 3,399 |
| Pre-tax net operating income | $1,265,000 | 5,040 |
| Securities gains (losses) | $344,000 | 355 |
| Applicable income taxes | $505,000 | 4,027 |
| Income before extraordinary items | $1,104,000 | 4,165 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,104,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $143,000 | 6,221 |
| Sale, conversion, retirement of capital stock, net | $1,109,000 | 403 |
| Net operating income | $866,640 | 5,105 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 3,434 |
| Total interest expense | $4,388,000 | 2,915 |
| Net interest income | $4,569,000 | 3,874 |
| Provision for loan and lease losses | $280,000 | 3,154 |
| Total noninterest income | $708,000 | 4,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $708,000 | 2,577 |
| Total noninterest expense | $4,369,000 | 3,202 |
| Salaries and employee benefits | $2,031,000 | 3,235 |
| Premises and equipment expense | $965,000 | 2,128 |
| Additional noninterest expense | $1,373,000 | 3,774 |
| Pre-tax net operating income | $628,000 | 7,751 |
| Securities gains (losses) | $699,000 | 710 |
| Applicable income taxes | $467,000 | 4,438 |
| Income before extraordinary items | $860,000 | 5,259 |
| Extraordinary gains, net | $250,000 | 838 |
| Net income | $1,110,000 | 4,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,889 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,134 |
| Net operating income | $405,650 | 8,096 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,218,000 | 3,414 |
| Total interest expense | $5,716,000 | 2,915 |
| Net interest income | $4,502,000 | 4,001 |
| Provision for loan and lease losses | $365,000 | 3,650 |
| Total noninterest income | $2,117,000 | 1,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,117,000 | 1,193 |
| Total noninterest expense | $4,545,000 | 3,132 |
| Salaries and employee benefits | $2,016,000 | 3,189 |
| Premises and equipment expense | $919,000 | 2,263 |
| Additional noninterest expense | $1,610,000 | 3,389 |
| Pre-tax net operating income | $1,709,000 | 3,600 |
| Securities gains (losses) | $569,000 | 977 |
| Applicable income taxes | $809,000 | 2,586 |
| Income before extraordinary items | $1,469,000 | 3,137 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,469,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $1,104,840 | 3,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.