Home > First Citizens Bank > Income and Expense
First Citizens Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 4,823 |
| Total interest expense | $329,000 | 5,231 |
| Net interest income | $1,012,000 | 4,589 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $234,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $150,000 | 2,558 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,085 |
| Total noninterest expense | $589,000 | 5,572 |
| Salaries and employee benefits | $320,000 | 5,581 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $199,000 | 5,090 |
| Pre-tax net operating income | $657,000 | 3,013 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $178,000 | 2,783 |
| Income before extraordinary items | $479,000 | 3,145 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $479,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $479,000 | 3,106 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 4,538 |
| Total interest expense | $1,296,000 | 4,904 |
| Net interest income | $4,209,000 | 4,320 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $936,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $640,000 | 2,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $296,000 | 4,299 |
| Total noninterest expense | $2,366,000 | 5,481 |
| Salaries and employee benefits | $1,234,000 | 5,612 |
| Premises and equipment expense | $287,000 | 5,795 |
| Additional noninterest expense | $845,000 | 4,919 |
| Pre-tax net operating income | $2,754,000 | 2,764 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $741,000 | 2,653 |
| Income before extraordinary items | $2,013,000 | 2,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,013,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $1,275,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,013,000 | 2,843 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 4,520 |
| Total interest expense | $974,000 | 4,853 |
| Net interest income | $3,149,000 | 4,325 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $704,000 | 3,719 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $485,000 | 2,564 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $219,000 | 4,335 |
| Total noninterest expense | $1,782,000 | 5,439 |
| Salaries and employee benefits | $929,000 | 5,565 |
| Premises and equipment expense | $211,000 | 5,832 |
| Additional noninterest expense | $642,000 | 4,830 |
| Pre-tax net operating income | $2,046,000 | 2,819 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $546,000 | 2,757 |
| Income before extraordinary items | $1,500,000 | 2,958 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,500,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $975,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,500,000 | 2,874 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 4,512 |
| Total interest expense | $660,000 | 4,835 |
| Net interest income | $2,096,000 | 4,336 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $460,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $322,000 | 2,560 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 4,473 |
| Total noninterest expense | $1,198,000 | 5,447 |
| Salaries and employee benefits | $621,000 | 5,582 |
| Premises and equipment expense | $139,000 | 5,891 |
| Additional noninterest expense | $438,000 | 4,772 |
| Pre-tax net operating income | $1,358,000 | 2,794 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $358,000 | 2,760 |
| Income before extraordinary items | $1,000,000 | 2,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,000,000 | 2,855 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 4,484 |
| Total interest expense | $339,000 | 4,801 |
| Net interest income | $1,063,000 | 4,302 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $216,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 2,684 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $66,000 | 4,555 |
| Total noninterest expense | $600,000 | 5,450 |
| Salaries and employee benefits | $310,000 | 5,642 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $218,000 | 4,763 |
| Pre-tax net operating income | $679,000 | 2,772 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $178,000 | 2,779 |
| Income before extraordinary items | $501,000 | 2,939 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $501,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $501,000 | 2,841 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 4,652 |
| Total interest expense | $1,600,000 | 4,687 |
| Net interest income | $3,769,000 | 4,561 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $1,160,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $692,000 | 2,381 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $468,000 | 3,694 |
| Total noninterest expense | $2,401,000 | 5,365 |
| Salaries and employee benefits | $1,239,000 | 5,522 |
| Premises and equipment expense | $299,000 | 5,671 |
| Additional noninterest expense | $863,000 | 4,787 |
| Pre-tax net operating income | $2,503,000 | 2,888 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $563,000 | 3,177 |
| Income before extraordinary items | $1,944,000 | 2,925 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,944,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,047 |
| Cash dividends | $1,650,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,940,880 | 2,807 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 4,774 |
| Total interest expense | $1,235,000 | 4,722 |
| Net interest income | $2,715,000 | 4,710 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $909,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $508,000 | 2,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $401,000 | 3,523 |
| Total noninterest expense | $1,819,000 | 5,293 |
| Salaries and employee benefits | $936,000 | 5,468 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $656,000 | 4,699 |
| Pre-tax net operating income | $1,780,000 | 3,100 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $365,000 | 3,561 |
| Income before extraordinary items | $1,419,000 | 3,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,419,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $1,350,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,415,800 | 2,947 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 4,678 |
| Total interest expense | $864,000 | 4,696 |
| Net interest income | $1,876,000 | 4,584 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $662,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $345,000 | 2,372 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $317,000 | 3,191 |
| Total noninterest expense | $1,215,000 | 5,289 |
| Salaries and employee benefits | $626,000 | 5,475 |
| Premises and equipment expense | $150,000 | 5,648 |
| Additional noninterest expense | $439,000 | 4,680 |
| Pre-tax net operating income | $1,323,000 | 2,868 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $266,000 | 3,445 |
| Income before extraordinary items | $1,061,000 | 2,851 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,061,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $1,025,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,057,800 | 2,687 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 4,611 |
| Total interest expense | $453,000 | 4,644 |
| Net interest income | $952,000 | 4,545 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $235,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $173,000 | 2,299 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $632,000 | 5,170 |
| Salaries and employee benefits | $331,000 | 5,286 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $224,000 | 4,575 |
| Pre-tax net operating income | $555,000 | 3,264 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $125,000 | 3,551 |
| Income before extraordinary items | $430,000 | 3,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $430,000 | 3,126 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,008,000 | 4,552 |
| Total interest expense | $2,055,000 | 4,698 |
| Net interest income | $3,953,000 | 4,385 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $917,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $672,000 | 2,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 4,647 |
| Total noninterest expense | $2,334,000 | 5,326 |
| Salaries and employee benefits | $1,151,000 | 5,633 |
| Premises and equipment expense | $295,000 | 5,645 |
| Additional noninterest expense | $888,000 | 4,588 |
| Pre-tax net operating income | $2,516,000 | 2,869 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $615,000 | 3,081 |
| Income before extraordinary items | $1,901,000 | 2,920 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,901,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $1,825,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,901,000 | 2,831 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 4,596 |
| Total interest expense | $3,189,000 | 4,505 |
| Net interest income | $3,464,000 | 4,590 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $804,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $599,000 | 2,436 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $205,000 | 4,874 |
| Total noninterest expense | $2,124,000 | 5,516 |
| Salaries and employee benefits | $1,115,000 | 5,598 |
| Premises and equipment expense | $250,000 | 6,089 |
| Additional noninterest expense | $759,000 | 4,974 |
| Pre-tax net operating income | $2,124,000 | 3,035 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $486,000 | 3,368 |
| Income before extraordinary items | $1,638,000 | 3,020 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,638,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $1,625,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,638,000 | 2,917 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,907,000 | 4,636 |
| Total interest expense | $3,467,000 | 4,412 |
| Net interest income | $3,440,000 | 4,671 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $760,000 | 3,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $562,000 | 2,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,831 |
| Total noninterest expense | $1,964,000 | 5,745 |
| Salaries and employee benefits | $1,067,000 | 5,667 |
| Premises and equipment expense | $264,000 | 5,854 |
| Additional noninterest expense | $633,000 | 5,569 |
| Pre-tax net operating income | $2,236,000 | 3,052 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $534,000 | 3,338 |
| Income before extraordinary items | $1,702,000 | 2,934 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,702,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $1,625,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,702,000 | 2,916 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 4,745 |
| Total interest expense | $2,891,000 | 4,728 |
| Net interest income | $3,498,000 | 4,658 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $806,000 | 3,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $595,000 | 2,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,819 |
| Total noninterest expense | $2,052,000 | 5,593 |
| Salaries and employee benefits | $1,102,000 | 5,484 |
| Premises and equipment expense | $288,000 | 5,591 |
| Additional noninterest expense | $662,000 | 5,458 |
| Pre-tax net operating income | $2,225,000 | 3,064 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $598,000 | 3,230 |
| Income before extraordinary items | $1,634,000 | 3,041 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,634,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,685 |
| Cash dividends | $2,250,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,628,890 | 3,005 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,607,000 | 4,612 |
| Total interest expense | $3,143,000 | 4,549 |
| Net interest income | $3,464,000 | 4,644 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $777,000 | 3,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,908 |
| Total noninterest expense | $2,134,000 | 5,338 |
| Salaries and employee benefits | $1,096,000 | 5,412 |
| Premises and equipment expense | $292,000 | 5,468 |
| Additional noninterest expense | $746,000 | 4,916 |
| Pre-tax net operating income | $2,091,000 | 3,229 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $582,000 | 3,482 |
| Income before extraordinary items | $1,509,000 | 3,244 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,509,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $2,429,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,509,000 | 3,152 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 4,622 |
| Total interest expense | $3,027,000 | 4,674 |
| Net interest income | $3,743,000 | 4,479 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $704,000 | 3,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $527,000 | 2,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,392,000 | 4,960 |
| Salaries and employee benefits | $1,294,000 | 4,800 |
| Premises and equipment expense | $361,000 | 4,786 |
| Additional noninterest expense | $737,000 | 5,022 |
| Pre-tax net operating income | $2,027,000 | 3,491 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $556,000 | 3,901 |
| Income before extraordinary items | $1,474,000 | 3,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,474,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,562 |
| Cash dividends | $879,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,471,810 | 3,341 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 8,497 |
| Total interest expense | $1,007,000 | 8,982 |
| Net interest income | $1,643,000 | 7,924 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $282,000 | 7,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $1,048,000 | 8,513 |
| Salaries and employee benefits | $561,000 | 8,394 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $323,000 | 8,640 |
| Pre-tax net operating income | $827,000 | 6,390 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $250,000 | 6,461 |
| Income before extraordinary items | $576,000 | 6,421 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $576,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $576,700 | 6,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 8,872 |
| Total interest expense | $1,054,000 | 9,062 |
| Net interest income | $1,505,000 | 8,524 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $347,000 | 6,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $1,057,000 | 8,729 |
| Salaries and employee benefits | $523,000 | 8,922 |
| Premises and equipment expense | $104,000 | 9,513 |
| Additional noninterest expense | $430,000 | 7,900 |
| Pre-tax net operating income | $740,000 | 7,113 |
| Securities gains (losses) | $102,000 | 955 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $629,000 | 6,435 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $629,000 | 6,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $552,500 | 6,867 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 9,319 |
| Total interest expense | $766,000 | 9,774 |
| Net interest income | $1,501,000 | 8,882 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $322,000 | 6,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,454 |
| Total noninterest expense | $1,107,000 | 8,960 |
| Salaries and employee benefits | $463,000 | 9,727 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $533,000 | 7,577 |
| Pre-tax net operating income | $696,000 | 7,407 |
| Securities gains (losses) | $41,000 | 1,276 |
| Applicable income taxes | $181,000 | 7,689 |
| Income before extraordinary items | $556,000 | 6,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $556,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $525,250 | 7,152 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 9,615 |
| Total interest expense | $764,000 | 10,239 |
| Net interest income | $1,518,000 | 9,044 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $1,140,000 | 9,159 |
| Salaries and employee benefits | $464,000 | 9,995 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $561,000 | 7,675 |
| Pre-tax net operating income | $647,000 | 7,640 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $538,000 | 7,244 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $538,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $506,800 | 7,248 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 10,066 |
| Total interest expense | $951,000 | 10,614 |
| Net interest income | $1,464,000 | 9,393 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $1,108,000 | 9,474 |
| Salaries and employee benefits | $488,000 | 9,890 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $518,000 | 8,280 |
| Pre-tax net operating income | $558,000 | 8,004 |
| Securities gains (losses) | $183,000 | 2,134 |
| Applicable income taxes | $207,000 | 7,418 |
| Income before extraordinary items | $534,000 | 7,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $534,000 | 7,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $402,240 | 7,835 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.