Home > First Citizens Bank > Income and Expense
First Citizens Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 8,427 |
| Total interest expense | $172,000 | 8,453 |
| Net interest income | $574,000 | 8,352 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $147,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $40,000 | 7,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 6,215 |
| Total noninterest expense | $484,000 | 8,459 |
| Salaries and employee benefits | $229,000 | 8,507 |
| Premises and equipment expense | $111,000 | 7,676 |
| Additional noninterest expense | $144,000 | 8,389 |
| Pre-tax net operating income | $237,000 | 7,288 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $100,000 | 4,967 |
| Income before extraordinary items | $137,000 | 7,536 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $137,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $137,000 | 7,526 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 6,648 |
| Total interest expense | $480,000 | 7,641 |
| Net interest income | $1,928,000 | 6,003 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $428,000 | 4,865 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $135,000 | 5,233 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $293,000 | 3,776 |
| Total noninterest expense | $1,389,000 | 6,368 |
| Salaries and employee benefits | $746,000 | 6,423 |
| Premises and equipment expense | $160,000 | 6,605 |
| Additional noninterest expense | $483,000 | 5,866 |
| Pre-tax net operating income | $907,000 | 4,940 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $352,000 | 3,357 |
| Income before extraordinary items | $554,000 | 5,548 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $554,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $554,640 | 5,545 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 6,571 |
| Total interest expense | $319,000 | 7,628 |
| Net interest income | $1,332,000 | 5,942 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $288,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 3,797 |
| Total noninterest expense | $924,000 | 6,389 |
| Salaries and employee benefits | $489,000 | 6,486 |
| Premises and equipment expense | $106,000 | 6,637 |
| Additional noninterest expense | $329,000 | 5,801 |
| Pre-tax net operating income | $636,000 | 4,848 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $249,000 | 3,314 |
| Income before extraordinary items | $387,000 | 5,457 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $387,000 | 5,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $387,000 | 5,456 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,434 |
| Total interest expense | $169,000 | 7,508 |
| Net interest income | $702,000 | 5,794 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $153,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,720 |
| Total noninterest expense | $459,000 | 6,414 |
| Salaries and employee benefits | $234,000 | 6,613 |
| Premises and equipment expense | $65,000 | 6,170 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $336,000 | 4,683 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $131,000 | 3,228 |
| Income before extraordinary items | $205,000 | 5,301 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 5,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $205,000 | 5,302 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 6,534 |
| Total interest expense | $695,000 | 7,058 |
| Net interest income | $2,380,000 | 6,169 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $555,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $179,000 | 5,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $376,000 | 3,887 |
| Total noninterest expense | $1,935,000 | 6,221 |
| Salaries and employee benefits | $967,000 | 6,457 |
| Premises and equipment expense | $225,000 | 6,471 |
| Additional noninterest expense | $743,000 | 5,413 |
| Pre-tax net operating income | $955,000 | 5,472 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $361,000 | 3,862 |
| Income before extraordinary items | $594,000 | 6,023 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $594,000 | 6,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $594,000 | 5,991 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 6,597 |
| Total interest expense | $527,000 | 6,978 |
| Net interest income | $1,726,000 | 6,293 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $416,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 5,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,894 |
| Total noninterest expense | $1,439,000 | 6,220 |
| Salaries and employee benefits | $744,000 | 6,368 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $530,000 | 5,535 |
| Pre-tax net operating income | $658,000 | 5,778 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $247,000 | 4,105 |
| Income before extraordinary items | $411,000 | 6,307 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $411,000 | 6,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $411,000 | 6,267 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 6,527 |
| Total interest expense | $357,000 | 6,859 |
| Net interest income | $1,165,000 | 6,263 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $268,000 | 5,051 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $182,000 | 3,925 |
| Total noninterest expense | $1,053,000 | 5,889 |
| Salaries and employee benefits | $554,000 | 6,015 |
| Premises and equipment expense | $116,000 | 6,370 |
| Additional noninterest expense | $383,000 | 5,241 |
| Pre-tax net operating income | $350,000 | 6,293 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $125,000 | 4,510 |
| Income before extraordinary items | $225,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $225,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $225,000 | 6,659 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,546 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $575,000 | 6,340 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $128,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $492,000 | 6,164 |
| Salaries and employee benefits | $261,000 | 6,240 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $196,000 | 6,004 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $145,000 | 6,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 6,532 |
| Total interest expense | $708,000 | 6,566 |
| Net interest income | $2,194,000 | 6,377 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $582,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $196,000 | 5,268 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $386,000 | 3,782 |
| Total noninterest expense | $2,017,000 | 5,977 |
| Salaries and employee benefits | $1,080,000 | 6,036 |
| Premises and equipment expense | $274,000 | 5,947 |
| Additional noninterest expense | $663,000 | 5,704 |
| Pre-tax net operating income | $649,000 | 6,258 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $258,000 | 4,420 |
| Income before extraordinary items | $391,000 | 6,817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $391,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $391,000 | 6,759 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 6,594 |
| Total interest expense | $532,000 | 6,549 |
| Net interest income | $1,596,000 | 6,474 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $448,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $154,000 | 5,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $294,000 | 3,762 |
| Total noninterest expense | $1,484,000 | 5,998 |
| Salaries and employee benefits | $770,000 | 6,153 |
| Premises and equipment expense | $216,000 | 5,757 |
| Additional noninterest expense | $498,000 | 5,649 |
| Pre-tax net operating income | $536,000 | 6,161 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $203,000 | 4,412 |
| Income before extraordinary items | $333,000 | 6,705 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $333,000 | 6,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $333,000 | 6,634 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 6,705 |
| Total interest expense | $354,000 | 6,586 |
| Net interest income | $1,030,000 | 6,580 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $282,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $109,000 | 5,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $173,000 | 4,032 |
| Total noninterest expense | $975,000 | 6,073 |
| Salaries and employee benefits | $530,000 | 6,092 |
| Premises and equipment expense | $145,000 | 5,764 |
| Additional noninterest expense | $300,000 | 5,980 |
| Pre-tax net operating income | $322,000 | 6,362 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $105,000 | 4,774 |
| Income before extraordinary items | $217,000 | 6,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $217,000 | 6,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $217,000 | 6,653 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,821 |
| Total interest expense | $175,000 | 6,691 |
| Net interest income | $495,000 | 6,711 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $492,000 | 6,092 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $142,000 | 6,174 |
| Pre-tax net operating income | $137,000 | 6,628 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $40,000 | 5,105 |
| Income before extraordinary items | $97,000 | 6,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $97,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $97,000 | 6,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 6,641 |
| Total interest expense | $721,000 | 6,959 |
| Net interest income | $2,182,000 | 6,338 |
| Provision for loan and lease losses | $58,000 | 6,110 |
| Total noninterest income | $598,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $202,000 | 5,250 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $396,000 | 3,994 |
| Total noninterest expense | $1,946,000 | 6,076 |
| Salaries and employee benefits | $1,102,000 | 5,924 |
| Premises and equipment expense | $278,000 | 5,890 |
| Additional noninterest expense | $566,000 | 6,169 |
| Pre-tax net operating income | $776,000 | 5,771 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $309,000 | 4,239 |
| Income before extraordinary items | $467,000 | 6,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $467,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $467,000 | 6,331 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 6,684 |
| Total interest expense | $546,000 | 7,096 |
| Net interest income | $1,652,000 | 6,358 |
| Provision for loan and lease losses | $49,000 | 5,812 |
| Total noninterest income | $462,000 | 4,949 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $147,000 | 5,359 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $315,000 | 3,959 |
| Total noninterest expense | $1,480,000 | 6,015 |
| Salaries and employee benefits | $834,000 | 5,874 |
| Premises and equipment expense | $226,000 | 5,636 |
| Additional noninterest expense | $420,000 | 6,191 |
| Pre-tax net operating income | $585,000 | 5,937 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $212,000 | 4,566 |
| Income before extraordinary items | $373,000 | 6,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $373,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $373,000 | 6,339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 6,799 |
| Total interest expense | $368,000 | 7,206 |
| Net interest income | $1,067,000 | 6,443 |
| Provision for loan and lease losses | $22,000 | 6,241 |
| Total noninterest income | $305,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $210,000 | 3,950 |
| Total noninterest expense | $973,000 | 6,070 |
| Salaries and employee benefits | $547,000 | 5,940 |
| Premises and equipment expense | $151,000 | 5,624 |
| Additional noninterest expense | $275,000 | 6,246 |
| Pre-tax net operating income | $377,000 | 6,006 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $143,000 | 4,584 |
| Income before extraordinary items | $234,000 | 6,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $234,000 | 6,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $234,000 | 6,463 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,932 |
| Total interest expense | $183,000 | 7,307 |
| Net interest income | $511,000 | 6,586 |
| Provision for loan and lease losses | $13,000 | 5,878 |
| Total noninterest income | $177,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 3,502 |
| Total noninterest expense | $472,000 | 6,189 |
| Salaries and employee benefits | $269,000 | 5,991 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $134,000 | 6,334 |
| Pre-tax net operating income | $203,000 | 5,807 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $128,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $128,000 | 6,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $128,000 | 6,226 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 7,341 |
| Total interest expense | $732,000 | 7,718 |
| Net interest income | $1,785,000 | 6,983 |
| Provision for loan and lease losses | $22,000 | 7,458 |
| Total noninterest income | $502,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $169,000 | 5,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $333,000 | 4,038 |
| Total noninterest expense | $1,858,000 | 6,136 |
| Salaries and employee benefits | $985,000 | 6,198 |
| Premises and equipment expense | $257,000 | 6,043 |
| Additional noninterest expense | $616,000 | 5,828 |
| Pre-tax net operating income | $407,000 | 7,135 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $149,000 | 5,532 |
| Income before extraordinary items | $258,000 | 7,521 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $258,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $258,000 | 7,431 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 7,532 |
| Total interest expense | $1,066,000 | 7,888 |
| Net interest income | $1,641,000 | 7,080 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $455,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $130,000 | 6,083 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $325,000 | 3,939 |
| Total noninterest expense | $1,538,000 | 6,714 |
| Salaries and employee benefits | $818,000 | 6,704 |
| Premises and equipment expense | $172,000 | 7,186 |
| Additional noninterest expense | $548,000 | 6,165 |
| Pre-tax net operating income | $548,000 | 6,368 |
| Securities gains (losses) | $36,000 | 2,670 |
| Applicable income taxes | $222,000 | 4,836 |
| Income before extraordinary items | $362,000 | 6,774 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $362,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $420,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $338,960 | 6,785 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 7,370 |
| Total interest expense | $1,395,000 | 7,363 |
| Net interest income | $1,644,000 | 7,220 |
| Provision for loan and lease losses | $39,000 | 6,919 |
| Total noninterest income | $248,000 | 6,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $1,237,000 | 7,398 |
| Salaries and employee benefits | $645,000 | 7,456 |
| Premises and equipment expense | $142,000 | 7,724 |
| Additional noninterest expense | $450,000 | 6,774 |
| Pre-tax net operating income | $616,000 | 6,522 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $238,000 | 5,071 |
| Income before extraordinary items | $378,000 | 6,987 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $378,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $378,000 | 6,993 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 7,551 |
| Total interest expense | $1,268,000 | 7,480 |
| Net interest income | $1,575,000 | 7,446 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $260,000 | 6,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,687 |
| Total noninterest expense | $1,096,000 | 7,852 |
| Salaries and employee benefits | $609,000 | 7,712 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $378,000 | 7,458 |
| Pre-tax net operating income | $725,000 | 6,225 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $283,000 | 4,940 |
| Income before extraordinary items | $442,000 | 6,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $442,000 | 6,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $442,000 | 6,728 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 7,572 |
| Total interest expense | $1,362,000 | 7,510 |
| Net interest income | $1,603,000 | 7,470 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $204,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,209 |
| Total noninterest expense | $1,086,000 | 7,866 |
| Salaries and employee benefits | $609,000 | 7,707 |
| Premises and equipment expense | $119,000 | 8,292 |
| Additional noninterest expense | $358,000 | 7,594 |
| Pre-tax net operating income | $709,000 | 6,446 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $286,000 | 5,304 |
| Income before extraordinary items | $423,000 | 7,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $423,000 | 7,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $423,000 | 6,981 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 7,992 |
| Total interest expense | $1,208,000 | 8,090 |
| Net interest income | $1,599,000 | 7,779 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $254,000 | 7,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,775 |
| Total noninterest expense | $1,103,000 | 7,994 |
| Salaries and employee benefits | $602,000 | 7,900 |
| Premises and equipment expense | $129,000 | 8,265 |
| Additional noninterest expense | $372,000 | 7,603 |
| Pre-tax net operating income | $733,000 | 6,850 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $282,000 | 5,899 |
| Income before extraordinary items | $451,000 | 7,300 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $451,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $370,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $451,000 | 7,247 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 8,540 |
| Total interest expense | $1,151,000 | 8,524 |
| Net interest income | $1,467,000 | 8,346 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $221,000 | 7,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $1,030,000 | 8,565 |
| Salaries and employee benefits | $565,000 | 8,365 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $359,000 | 8,281 |
| Pre-tax net operating income | $658,000 | 7,122 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $258,000 | 6,342 |
| Income before extraordinary items | $400,000 | 7,617 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $400,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $425,000 | 3,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $400,000 | 7,552 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 9,035 |
| Total interest expense | $967,000 | 9,370 |
| Net interest income | $1,491,000 | 8,560 |
| Provision for loan and lease losses | $37,000 | 6,739 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 9,186 |
| Total noninterest expense | $1,018,000 | 8,872 |
| Salaries and employee benefits | $568,000 | 8,585 |
| Premises and equipment expense | $102,000 | 9,565 |
| Additional noninterest expense | $348,000 | 8,711 |
| Pre-tax net operating income | $617,000 | 7,792 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $245,000 | 6,720 |
| Income before extraordinary items | $372,000 | 8,302 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $372,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $372,000 | 8,282 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 9,529 |
| Total interest expense | $704,000 | 10,072 |
| Net interest income | $1,441,000 | 9,040 |
| Provision for loan and lease losses | $78,000 | 5,081 |
| Total noninterest income | $224,000 | 8,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,009,000 | 9,307 |
| Salaries and employee benefits | $536,000 | 9,069 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $373,000 | 9,100 |
| Pre-tax net operating income | $578,000 | 8,133 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $351,000 | 8,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $351,000 | 8,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $352,280 | 8,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 10,387 |
| Total interest expense | $625,000 | 10,994 |
| Net interest income | $1,275,000 | 9,821 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $335,000 | 7,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,974 |
| Total noninterest expense | $1,109,000 | 9,296 |
| Salaries and employee benefits | $447,000 | 10,187 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $563,000 | 7,659 |
| Pre-tax net operating income | $451,000 | 9,019 |
| Securities gains (losses) | $153,000 | 1,964 |
| Applicable income taxes | $234,000 | 7,024 |
| Income before extraordinary items | $370,000 | 8,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $370,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $272,080 | 9,533 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 11,264 |
| Total interest expense | $676,000 | 11,945 |
| Net interest income | $1,142,000 | 10,545 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $375,000 | 6,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 5,118 |
| Total noninterest expense | $982,000 | 10,059 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $555,000 | 7,934 |
| Pre-tax net operating income | $477,000 | 8,577 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $182,000 | 7,938 |
| Income before extraordinary items | $292,000 | 9,429 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $292,000 | 9,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $293,920 | 9,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.