Home > First Citizens Bank > Income and Expense
First Citizens Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,924,000 | 2,048 |
| Total interest expense | $2,626,000 | 2,811 |
| Net interest income | $9,298,000 | 1,753 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $1,809,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $756,000 | 1,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,053,000 | 1,754 |
| Total noninterest expense | $7,557,000 | 1,675 |
| Salaries and employee benefits | $3,456,000 | 1,970 |
| Premises and equipment expense | $673,000 | 2,587 |
| Additional noninterest expense | $3,428,000 | 1,102 |
| Pre-tax net operating income | $3,280,000 | 2,082 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $1,032,000 | 1,829 |
| Income before extraordinary items | $2,252,000 | 2,259 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,252,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-457,000 | 8,807 |
| Cash dividends | $1,494,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,249,240 | 2,225 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 1,976 |
| Total interest expense | $1,741,000 | 2,692 |
| Net interest income | $6,276,000 | 1,707 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $1,455,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $501,000 | 1,683 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $954,000 | 1,396 |
| Total noninterest expense | $5,182,000 | 1,627 |
| Salaries and employee benefits | $2,326,000 | 1,944 |
| Premises and equipment expense | $460,000 | 2,523 |
| Additional noninterest expense | $2,396,000 | 1,048 |
| Pre-tax net operating income | $2,369,000 | 1,919 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $751,000 | 1,701 |
| Income before extraordinary items | $1,622,000 | 2,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,622,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-546,000 | 8,830 |
| Cash dividends | $895,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,619,280 | 2,058 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 1,912 |
| Total interest expense | $897,000 | 2,545 |
| Net interest income | $3,161,000 | 1,692 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $1,083,000 | 1,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $260,000 | 1,563 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $823,000 | 929 |
| Total noninterest expense | $2,651,000 | 1,604 |
| Salaries and employee benefits | $1,198,000 | 1,908 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $1,217,000 | 1,018 |
| Pre-tax net operating income | $1,503,000 | 1,516 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $483,000 | 1,397 |
| Income before extraordinary items | $1,023,000 | 1,631 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,023,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-356,000 | 8,903 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,020,960 | 1,613 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 2,831 |
| Total interest expense | $2,665,000 | 2,900 |
| Net interest income | $7,322,000 | 2,765 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $861,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $613,000 | 2,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $4,765,000 | 3,261 |
| Salaries and employee benefits | $2,436,000 | 3,420 |
| Premises and equipment expense | $490,000 | 4,151 |
| Additional noninterest expense | $1,839,000 | 2,605 |
| Pre-tax net operating income | $3,043,000 | 2,551 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $910,000 | 2,315 |
| Income before extraordinary items | $2,136,000 | 2,758 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,136,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 925 |
| Cash dividends | $2,378,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,133,900 | 2,703 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 3,420 |
| Total interest expense | $1,781,000 | 3,134 |
| Net interest income | $4,147,000 | 3,496 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $441,000 | 4,892 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $303,000 | 3,647 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 5,303 |
| Total noninterest expense | $2,598,000 | 4,184 |
| Salaries and employee benefits | $1,338,000 | 4,330 |
| Premises and equipment expense | $287,000 | 4,897 |
| Additional noninterest expense | $973,000 | 3,503 |
| Pre-tax net operating income | $1,615,000 | 3,417 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $459,000 | 3,058 |
| Income before extraordinary items | $1,159,000 | 3,629 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,159,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $2,033,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,156,840 | 3,567 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 3,410 |
| Total interest expense | $1,139,000 | 3,207 |
| Net interest income | $2,816,000 | 3,434 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $284,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $201,000 | 3,639 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 5,537 |
| Total noninterest expense | $1,722,000 | 4,224 |
| Salaries and employee benefits | $887,000 | 4,375 |
| Premises and equipment expense | $189,000 | 4,954 |
| Additional noninterest expense | $646,000 | 3,526 |
| Pre-tax net operating income | $1,138,000 | 3,238 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $325,000 | 2,933 |
| Income before extraordinary items | $815,000 | 3,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $815,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,087 |
| Cash dividends | $1,635,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $813,580 | 3,398 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 3,409 |
| Total interest expense | $574,000 | 3,231 |
| Net interest income | $1,411,000 | 3,420 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $138,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 3,555 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $848,000 | 4,296 |
| Salaries and employee benefits | $438,000 | 4,435 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $314,000 | 3,608 |
| Pre-tax net operating income | $581,000 | 3,157 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $417,000 | 3,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $417,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $1,220,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $415,560 | 3,290 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,623,000 | 3,575 |
| Total interest expense | $2,492,000 | 3,344 |
| Net interest income | $5,131,000 | 3,618 |
| Provision for loan and lease losses | $675,000 | 1,666 |
| Total noninterest income | $638,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $425,000 | 3,517 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $213,000 | 5,160 |
| Total noninterest expense | $3,487,000 | 4,131 |
| Salaries and employee benefits | $1,745,000 | 4,354 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $1,362,000 | 3,355 |
| Pre-tax net operating income | $1,607,000 | 3,949 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $386,000 | 3,857 |
| Income before extraordinary items | $1,221,000 | 4,097 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,221,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,447 |
| Cash dividends | $1,109,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,221,000 | 3,919 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 3,638 |
| Total interest expense | $1,891,000 | 3,428 |
| Net interest income | $3,774,000 | 3,677 |
| Provision for loan and lease losses | $445,000 | 1,877 |
| Total noninterest income | $471,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $309,000 | 3,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 5,189 |
| Total noninterest expense | $2,581,000 | 4,156 |
| Salaries and employee benefits | $1,251,000 | 4,476 |
| Premises and equipment expense | $287,000 | 4,868 |
| Additional noninterest expense | $1,043,000 | 3,273 |
| Pre-tax net operating income | $1,219,000 | 4,024 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $291,000 | 3,973 |
| Income before extraordinary items | $928,000 | 4,198 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $928,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,089 |
| Cash dividends | $880,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $928,000 | 4,019 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 3,686 |
| Total interest expense | $1,270,000 | 3,503 |
| Net interest income | $2,474,000 | 3,733 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $336,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $211,000 | 3,494 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $125,000 | 4,923 |
| Total noninterest expense | $1,680,000 | 4,239 |
| Salaries and employee benefits | $807,000 | 4,579 |
| Premises and equipment expense | $195,000 | 4,779 |
| Additional noninterest expense | $678,000 | 3,331 |
| Pre-tax net operating income | $930,000 | 3,677 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $232,000 | 3,689 |
| Income before extraordinary items | $698,000 | 3,874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $698,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 927 |
| Cash dividends | $540,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $698,000 | 3,678 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 3,733 |
| Total interest expense | $635,000 | 3,586 |
| Net interest income | $1,218,000 | 3,774 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 3,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $825,000 | 4,269 |
| Salaries and employee benefits | $391,000 | 4,684 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $334,000 | 3,327 |
| Pre-tax net operating income | $475,000 | 3,620 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $356,000 | 3,756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 618 |
| Cash dividends | $180,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $356,000 | 3,581 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 3,636 |
| Total interest expense | $3,181,000 | 3,368 |
| Net interest income | $4,843,000 | 3,758 |
| Provision for loan and lease losses | $137,000 | 5,105 |
| Total noninterest income | $593,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $395,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 5,053 |
| Total noninterest expense | $2,956,000 | 4,508 |
| Salaries and employee benefits | $1,407,000 | 4,917 |
| Premises and equipment expense | $320,000 | 5,360 |
| Additional noninterest expense | $1,229,000 | 3,545 |
| Pre-tax net operating income | $2,343,000 | 3,036 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $608,000 | 3,098 |
| Income before extraordinary items | $1,736,000 | 3,119 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,736,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,583 |
| Cash dividends | $625,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,735,260 | 3,015 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,323,000 | 3,520 |
| Total interest expense | $5,307,000 | 2,992 |
| Net interest income | $4,016,000 | 4,116 |
| Provision for loan and lease losses | $700,000 | 1,661 |
| Total noninterest income | $452,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $335,000 | 3,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $2,973,000 | 4,357 |
| Salaries and employee benefits | $1,400,000 | 4,753 |
| Premises and equipment expense | $324,000 | 5,287 |
| Additional noninterest expense | $1,249,000 | 3,374 |
| Pre-tax net operating income | $795,000 | 5,497 |
| Securities gains (losses) | $856,000 | 438 |
| Applicable income taxes | $348,000 | 3,993 |
| Income before extraordinary items | $1,303,000 | 3,577 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,303,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,783 |
| Cash dividends | $2,250,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $626,760 | 5,375 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 3,531 |
| Total interest expense | $5,858,000 | 2,850 |
| Net interest income | $3,728,000 | 4,416 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $431,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $332,000 | 3,753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $99,000 | 6,458 |
| Total noninterest expense | $3,018,000 | 4,211 |
| Salaries and employee benefits | $1,398,000 | 4,622 |
| Premises and equipment expense | $355,000 | 4,888 |
| Additional noninterest expense | $1,265,000 | 3,255 |
| Pre-tax net operating income | $1,141,000 | 4,870 |
| Securities gains (losses) | $816,000 | 183 |
| Applicable income taxes | $377,000 | 4,109 |
| Income before extraordinary items | $1,580,000 | 3,121 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,580,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,131 |
| Cash dividends | $1,250,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $919,040 | 4,625 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,650,000 | 3,323 |
| Total interest expense | $5,846,000 | 2,520 |
| Net interest income | $3,804,000 | 4,354 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $270,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $167,000 | 5,571 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $3,152,000 | 4,049 |
| Salaries and employee benefits | $1,530,000 | 4,270 |
| Premises and equipment expense | $300,000 | 5,462 |
| Additional noninterest expense | $1,322,000 | 3,175 |
| Pre-tax net operating income | $922,000 | 5,545 |
| Securities gains (losses) | $1,574,000 | 163 |
| Applicable income taxes | $508,000 | 3,609 |
| Income before extraordinary items | $1,988,000 | 2,608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,988,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $941,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $728,800 | 5,327 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,636,000 | 3,038 |
| Total interest expense | $6,710,000 | 2,258 |
| Net interest income | $3,926,000 | 4,187 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $185,000 | 7,759 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $120,000 | 6,463 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $3,307,000 | 3,786 |
| Salaries and employee benefits | $1,427,000 | 4,423 |
| Premises and equipment expense | $295,000 | 5,428 |
| Additional noninterest expense | $1,585,000 | 2,642 |
| Pre-tax net operating income | $804,000 | 6,083 |
| Securities gains (losses) | $558,000 | 516 |
| Applicable income taxes | $272,000 | 5,438 |
| Income before extraordinary items | $1,090,000 | 4,212 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,090,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,446 |
| Cash dividends | $2,674,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $643,600 | 5,740 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,111,000 | 2,933 |
| Total interest expense | $6,865,000 | 2,200 |
| Net interest income | $4,246,000 | 4,026 |
| Provision for loan and lease losses | $695,000 | 1,343 |
| Total noninterest income | $179,000 | 8,138 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $2,349,000 | 5,024 |
| Salaries and employee benefits | $1,157,000 | 5,254 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $1,050,000 | 3,728 |
| Pre-tax net operating income | $1,381,000 | 4,760 |
| Securities gains (losses) | $-107,000 | 10,777 |
| Applicable income taxes | $267,000 | 6,072 |
| Income before extraordinary items | $1,007,000 | 4,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,007,000 | 4,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,091,530 | 4,325 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,576,000 | 3,103 |
| Total interest expense | $6,576,000 | 2,347 |
| Net interest income | $4,000,000 | 4,326 |
| Provision for loan and lease losses | $690,000 | 1,345 |
| Total noninterest income | $158,000 | 8,897 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $128,000 | 6,912 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $1,809,000 | 6,363 |
| Salaries and employee benefits | $1,137,000 | 5,453 |
| Premises and equipment expense | $159,000 | 7,849 |
| Additional noninterest expense | $513,000 | 6,951 |
| Pre-tax net operating income | $1,659,000 | 4,014 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $390,000 | 4,962 |
| Income before extraordinary items | $1,269,000 | 3,693 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,269,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,269,000 | 3,641 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,532,000 | 3,435 |
| Total interest expense | $5,834,000 | 2,628 |
| Net interest income | $3,698,000 | 4,640 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $171,000 | 8,944 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,788,000 | 6,495 |
| Salaries and employee benefits | $1,090,000 | 5,645 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $561,000 | 6,772 |
| Pre-tax net operating income | $2,051,000 | 3,412 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $393,000 | 5,011 |
| Income before extraordinary items | $1,656,000 | 2,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,656,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 11,404 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,657,620 | 2,933 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 3,317 |
| Total interest expense | $4,855,000 | 2,530 |
| Net interest income | $4,185,000 | 4,206 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $163,000 | 9,449 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $116,000 | 7,697 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,888,000 | 6,480 |
| Salaries and employee benefits | $1,031,000 | 5,943 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $708,000 | 6,259 |
| Pre-tax net operating income | $2,350,000 | 2,999 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $559,000 | 3,721 |
| Income before extraordinary items | $1,808,000 | 2,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,808,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,238 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,795,080 | 2,712 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,560,000 | 3,588 |
| Total interest expense | $4,624,000 | 2,792 |
| Net interest income | $3,936,000 | 4,475 |
| Provision for loan and lease losses | $285,000 | 3,115 |
| Total noninterest income | $158,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,717,000 | 7,146 |
| Salaries and employee benefits | $934,000 | 6,519 |
| Premises and equipment expense | $154,000 | 8,798 |
| Additional noninterest expense | $629,000 | 7,089 |
| Pre-tax net operating income | $2,092,000 | 3,171 |
| Securities gains (losses) | $137,000 | 2,090 |
| Applicable income taxes | $590,000 | 3,661 |
| Income before extraordinary items | $1,639,000 | 2,980 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,639,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,537,620 | 2,994 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 4,479 |
| Total interest expense | $4,502,000 | 3,647 |
| Net interest income | $3,117,000 | 5,543 |
| Provision for loan and lease losses | $320,000 | 3,972 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,487,000 | 7,962 |
| Salaries and employee benefits | $802,000 | 7,242 |
| Premises and equipment expense | $147,000 | 9,210 |
| Additional noninterest expense | $538,000 | 8,106 |
| Pre-tax net operating income | $1,440,000 | 4,197 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $325,000 | 5,633 |
| Income before extraordinary items | $1,173,000 | 3,890 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,173,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 3,381 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,127,760 | 3,737 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.