Home > First Citizens Bank > Assets and Liabilities
First Citizens Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $284,464,000 | 2,137 |
| Cash and due from depository institutions | $7,168,000 | 2,273 |
| Interest-bearing balances | $91,000 | 5,255 |
| Securities | $67,655,000 | 1,780 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $185,222,000 | 2,218 |
| Loan loss allowance | $7,581,000 | 644 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,233,000 | 3,190 |
| Other real estate owned | $349,000 | 2,273 |
| Goodwill and other intangibles | $13,453,000 | 470 |
| All other assets | $7,384,000 | 2,093 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $284,463,000 | 2,137 |
| Total liabilities | $236,915,000 | 2,320 |
| Total deposits | $219,800,000 | 2,244 |
| Interest-bearing deposits | $187,674,000 | 2,201 |
| Deposits held in domestic offices | $219,800,000 | 2,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,827,000 | 884 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $604,000 | 5,402 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $684,000 | 4,342 |
| Total equity capital | $47,548,000 | 1,269 |
| Total bank equity capital | $47,548,000 | 1,269 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,049 |
| Surplus | $36,961,000 | 709 |
| Undivided profits | $6,587,000 | 3,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,962,000 | 361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,383,000 | 1,362 |
| Earning assets | $252,968,000 | 2,201 |
| Long-term assets (5+ years) | $35,744,000 | 2,265 |
| Average Assets, year-to-date | $295,282,250 | 1,995 |
| Average Assets, quarterly | $283,470,000 | 2,118 |
| Volatile liabilities | $42,617,000 | 2,661 |
| Insider loans | $4,447,000 | 1,445 |
| FHLB advances | $604,000 | 5,135 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,934,000 | 3,601 |
| Tier 1 (core) risk-based capital | $33,198,000 | 1,745 |
| Tier 2 risk-based capital | $2,413,000 | 1,936 |
| Total risk weighted assets | $188,912,000 | 2,254 |
| Total unused commitments | $16,934,000 | 3,604 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 123 | 1,396 |
| Assets and Liabilities | ||
| Total Assets: | $282,476,000 | 2,106 |
| Cash and due from depository institutions | $6,908,000 | 1,396 |
| Interest-bearing balances | $136,000 | 4,661 |
| Securities | $68,468,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $2,548,000 | 3,168 |
| Net loans & leases | $181,458,000 | 2,208 |
| Loan loss allowance | $7,579,000 | 629 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,308,000 | 3,084 |
| Other real estate owned | $362,000 | 1,396 |
| Goodwill and other intangibles | $13,550,000 | 458 |
| All other assets | $5,874,000 | 2,407 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $282,476,000 | 2,106 |
| Total liabilities | $235,421,000 | 2,283 |
| Total deposits | $233,251,000 | 2,066 |
| Interest-bearing deposits | $199,916,000 | 2,028 |
| Deposits held in domestic offices | $233,251,000 | 2,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,020,000 | 2,818 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $689,000 | 5,291 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $461,000 | 5,081 |
| Total equity capital | $47,055,000 | 1,261 |
| Total bank equity capital | $47,055,000 | 1,261 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 1,031 |
| Surplus | $36,428,000 | 706 |
| Undivided profits | $6,627,000 | 3,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,806,000 | 362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,930,000 | 1,582 |
| Earning assets | $252,610,000 | 2,168 |
| Long-term assets (5+ years) | $29,591,000 | 2,608 |
| Average Assets, year-to-date | $298,888,330 | 1,959 |
| Average Assets, quarterly | $289,765,000 | 2,029 |
| Volatile liabilities | $33,299,000 | 3,052 |
| Insider loans | $3,909,000 | 1,642 |
| FHLB advances | $689,000 | 5,073 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $19,078,000 | 3,307 |
| Tier 1 (core) risk-based capital | $32,574,000 | 1,729 |
| Tier 2 risk-based capital | $2,364,000 | 1,942 |
| Total risk weighted assets | $183,871,000 | 2,247 |
| Total unused commitments | $19,078,000 | 3,308 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 113 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $297,054,000 | 1,990 |
| Cash and due from depository institutions | $6,380,000 | 1,503 |
| Interest-bearing balances | $131,000 | 4,739 |
| Securities | $73,277,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $147,000 | 6,096 |
| Net loans & leases | $193,511,000 | 2,037 |
| Loan loss allowance | $7,299,000 | 641 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,023,000 | 3,293 |
| Other real estate owned | $244,000 | 1,503 |
| Goodwill and other intangibles | $13,647,000 | 444 |
| All other assets | $6,825,000 | 2,124 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $297,054,000 | 1,990 |
| Total liabilities | $249,928,000 | 2,110 |
| Total deposits | $237,703,000 | 1,999 |
| Interest-bearing deposits | $205,395,000 | 1,963 |
| Deposits held in domestic offices | $237,703,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,900,000 | 1,102 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $773,000 | 5,140 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,552,000 | 2,335 |
| Total equity capital | $47,126,000 | 1,226 |
| Total bank equity capital | $47,126,000 | 1,226 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,000,000 | 1,016 |
| Surplus | $36,428,000 | 688 |
| Undivided profits | $6,698,000 | 3,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,409,000 | 349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,312,000 | 1,220 |
| Earning assets | $267,066,000 | 2,027 |
| Long-term assets (5+ years) | $31,074,000 | 2,563 |
| Average Assets, year-to-date | $307,094,500 | 1,900 |
| Average Assets, quarterly | $307,094,500 | 1,900 |
| Volatile liabilities | $44,318,000 | 2,404 |
| Insider loans | $3,946,000 | 1,574 |
| FHLB advances | $773,000 | 4,919 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,350,000 | 3,109 |
| Tier 1 (core) risk-based capital | $32,208,000 | 1,711 |
| Tier 2 risk-based capital | $2,489,000 | 1,830 |
| Total risk weighted assets | $194,337,000 | 2,103 |
| Total unused commitments | $20,350,000 | 3,112 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 105 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $317,135,000 | 1,850 |
| Cash and due from depository institutions | $8,408,000 | 1,623 |
| Interest-bearing balances | $126,000 | 4,806 |
| Securities | $81,093,000 | 1,557 |
| Federal funds sold & reverse repurchase agreements | $247,000 | 5,761 |
| Net loans & leases | $203,856,000 | 1,909 |
| Loan loss allowance | $6,853,000 | 690 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,195,000 | 3,129 |
| Other real estate owned | $375,000 | 1,623 |
| Goodwill and other intangibles | $13,718,000 | 441 |
| All other assets | $6,243,000 | 2,240 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $317,135,000 | 1,850 |
| Total liabilities | $270,560,000 | 1,945 |
| Total deposits | $261,924,000 | 1,794 |
| Interest-bearing deposits | $223,893,000 | 1,780 |
| Deposits held in domestic offices | $261,924,000 | 1,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,764,000 | 1,391 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $855,000 | 5,151 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,017,000 | 3,074 |
| Total equity capital | $46,575,000 | 1,235 |
| Total bank equity capital | $46,575,000 | 1,235 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,000,000 | 988 |
| Surplus | $36,428,000 | 685 |
| Undivided profits | $6,147,000 | 4,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,448,000 | 514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,075,000 | 1,361 |
| Earning assets | $285,322,000 | 1,897 |
| Long-term assets (5+ years) | $33,817,000 | 2,483 |
| Average Assets, year-to-date | $177,080,400 | 3,043 |
| Average Assets, quarterly | $228,657,500 | 2,535 |
| Volatile liabilities | $42,352,000 | 2,424 |
| Insider loans | $3,868,000 | 1,582 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $6,046,000 | 330 |
| Unused loan commitments | $18,353,000 | 3,199 |
| Tier 1 (core) risk-based capital | $31,357,000 | 1,736 |
| Tier 2 risk-based capital | $2,545,000 | 1,770 |
| Total risk weighted assets | $199,327,000 | 2,028 |
| Total unused commitments | $18,353,000 | 3,199 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 44 | 3,727 |
| Assets and Liabilities | ||
| Total Assets: | $140,180,000 | 3,778 |
| Cash and due from depository institutions | $3,375,000 | 3,727 |
| Interest-bearing balances | $4,000 | 6,738 |
| Securities | $11,210,000 | 6,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $122,198,000 | 2,947 |
| Loan loss allowance | $1,740,000 | 2,592 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,139,000 | 5,593 |
| Other real estate owned | $174,000 | 3,727 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,084,000 | 4,745 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $140,180,000 | 3,778 |
| Total liabilities | $126,419,000 | 3,750 |
| Total deposits | $95,775,000 | 4,316 |
| Interest-bearing deposits | $87,445,000 | 4,060 |
| Deposits held in domestic offices | $95,775,000 | 4,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,328,000 | 594 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $316,000 | 6,092 |
| Total equity capital | $13,761,000 | 3,915 |
| Total bank equity capital | $13,761,000 | 3,915 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,000,000 | 974 |
| Surplus | $4,000,000 | 4,004 |
| Undivided profits | $5,761,000 | 4,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,387,000 | 1,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $910,000 | 3,435 |
| Earning assets | $133,412,000 | 3,663 |
| Long-term assets (5+ years) | $11,027,000 | 4,717 |
| Average Assets, year-to-date | $142,066,750 | 3,650 |
| Average Assets, quarterly | $141,514,000 | 3,729 |
| Volatile liabilities | $46,051,000 | 2,245 |
| Insider loans | $2,708,000 | 2,138 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,522,000 | 5,298 |
| Tier 1 (core) risk-based capital | $13,535,000 | 3,817 |
| Tier 2 risk-based capital | $1,326,000 | 3,031 |
| Total risk weighted assets | $105,682,000 | 3,478 |
| Total unused commitments | $6,522,000 | 5,303 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $142,848,000 | 3,712 |
| Cash and due from depository institutions | $3,779,000 | 3,612 |
| Interest-bearing balances | $5,000 | 6,730 |
| Securities | $12,581,000 | 6,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $122,958,000 | 2,889 |
| Loan loss allowance | $1,703,000 | 2,641 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,151,000 | 5,571 |
| Other real estate owned | $119,000 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,260,000 | 4,489 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $142,848,000 | 3,712 |
| Total liabilities | $129,031,000 | 3,694 |
| Total deposits | $101,378,000 | 4,120 |
| Interest-bearing deposits | $92,536,000 | 3,887 |
| Deposits held in domestic offices | $101,378,000 | 4,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,965,000 | 631 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $688,000 | 3,799 |
| Total equity capital | $13,817,000 | 3,796 |
| Total bank equity capital | $13,817,000 | 3,796 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,000,000 | 958 |
| Surplus | $4,000,000 | 3,973 |
| Undivided profits | $5,817,000 | 4,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 2,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $828,000 | 3,501 |
| Earning assets | $135,544,000 | 3,603 |
| Long-term assets (5+ years) | $11,175,000 | 4,827 |
| Average Assets, year-to-date | $142,695,670 | 3,657 |
| Average Assets, quarterly | $143,800,000 | 3,654 |
| Volatile liabilities | $45,511,000 | 2,220 |
| Insider loans | $2,747,000 | 2,076 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,539,000 | 5,326 |
| Tier 1 (core) risk-based capital | $13,589,000 | 3,768 |
| Tier 2 risk-based capital | $1,342,000 | 2,976 |
| Total risk weighted assets | $106,976,000 | 3,403 |
| Total unused commitments | $6,539,000 | 5,329 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 45 | 3,660 |
| Assets and Liabilities | ||
| Total Assets: | $144,752,000 | 3,645 |
| Cash and due from depository institutions | $3,442,000 | 3,660 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $13,510,000 | 5,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $124,577,000 | 2,812 |
| Loan loss allowance | $1,619,000 | 2,738 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,142,000 | 5,583 |
| Other real estate owned | $57,000 | 3,660 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,024,000 | 4,617 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $144,752,000 | 3,645 |
| Total liabilities | $130,762,000 | 3,630 |
| Total deposits | $106,546,000 | 3,949 |
| Interest-bearing deposits | $98,639,000 | 3,703 |
| Deposits held in domestic offices | $106,546,000 | 3,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,644,000 | 645 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $572,000 | 4,544 |
| Total equity capital | $13,990,000 | 3,828 |
| Total bank equity capital | $13,990,000 | 3,828 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,000,000 | 953 |
| Surplus | $4,000,000 | 3,944 |
| Undivided profits | $5,990,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,050,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $897,000 | 3,192 |
| Earning assets | $138,089,000 | 3,524 |
| Long-term assets (5+ years) | $11,214,000 | 4,780 |
| Average Assets, year-to-date | $142,619,500 | 3,655 |
| Average Assets, quarterly | $142,619,500 | 3,655 |
| Volatile liabilities | $45,974,000 | 2,112 |
| Insider loans | $2,030,000 | 2,616 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,739,000 | 5,613 |
| Tier 1 (core) risk-based capital | $13,606,000 | 3,722 |
| Tier 2 risk-based capital | $1,350,000 | 2,923 |
| Total risk weighted assets | $107,736,000 | 3,314 |
| Total unused commitments | $5,739,000 | 5,623 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $140,487,000 | 3,719 |
| Cash and due from depository institutions | $3,232,000 | 3,549 |
| Interest-bearing balances | $3,000 | 6,854 |
| Securities | $15,087,000 | 5,614 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $119,045,000 | 2,893 |
| Loan loss allowance | $1,511,000 | 2,872 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,177,000 | 5,539 |
| Other real estate owned | $0 | 3,549 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,946,000 | 4,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,487,000 | 3,719 |
| Total liabilities | $125,691,000 | 3,724 |
| Total deposits | $108,565,000 | 3,895 |
| Interest-bearing deposits | $98,693,000 | 3,678 |
| Deposits held in domestic offices | $108,565,000 | 3,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,578,000 | 825 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $548,000 | 4,494 |
| Total equity capital | $14,796,000 | 3,574 |
| Total bank equity capital | $14,796,000 | 3,574 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,000,000 | 957 |
| Surplus | $4,000,000 | 3,914 |
| Undivided profits | $6,796,000 | 3,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,214,000 | 1,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $939,000 | 3,169 |
| Earning assets | $134,135,000 | 3,584 |
| Long-term assets (5+ years) | $12,022,000 | 4,659 |
| Average Assets, year-to-date | $130,342,600 | 3,826 |
| Average Assets, quarterly | $138,411,500 | 3,736 |
| Volatile liabilities | $38,938,000 | 2,398 |
| Insider loans | $2,052,000 | 2,561 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,133,000 | 5,363 |
| Tier 1 (core) risk-based capital | $14,409,000 | 3,512 |
| Tier 2 risk-based capital | $1,300,000 | 3,004 |
| Total risk weighted assets | $103,792,000 | 3,422 |
| Total unused commitments | $6,133,000 | 5,367 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 48 | 3,503 |
| Assets and Liabilities | ||
| Total Assets: | $136,336,000 | 3,785 |
| Cash and due from depository institutions | $4,091,000 | 3,503 |
| Interest-bearing balances | $1,000 | 6,976 |
| Securities | $17,697,000 | 5,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $111,193,000 | 3,043 |
| Loan loss allowance | $1,304,000 | 3,245 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,204,000 | 5,460 |
| Other real estate owned | $0 | 3,503 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,151,000 | 4,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,336,000 | 3,785 |
| Total liabilities | $121,542,000 | 3,810 |
| Total deposits | $111,143,000 | 3,807 |
| Interest-bearing deposits | $100,626,000 | 3,617 |
| Deposits held in domestic offices | $111,143,000 | 3,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,853,000 | 1,115 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $546,000 | 4,788 |
| Total equity capital | $14,794,000 | 3,549 |
| Total bank equity capital | $14,794,000 | 3,549 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,000,000 | 944 |
| Surplus | $4,000,000 | 3,856 |
| Undivided profits | $6,794,000 | 3,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,649,000 | 1,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $981,000 | 3,205 |
| Earning assets | $128,891,000 | 3,684 |
| Long-term assets (5+ years) | $13,495,000 | 4,449 |
| Average Assets, year-to-date | $127,806,500 | 3,900 |
| Average Assets, quarterly | $131,924,500 | 3,867 |
| Volatile liabilities | $32,369,000 | 2,728 |
| Insider loans | $1,109,000 | 3,813 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,103,000 | 5,347 |
| Tier 1 (core) risk-based capital | $14,345,000 | 3,507 |
| Tier 2 risk-based capital | $1,226,000 | 3,120 |
| Total risk weighted assets | $98,033,000 | 3,548 |
| Total unused commitments | $6,103,000 | 5,354 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 48 | 3,506 |
| Assets and Liabilities | ||
| Total Assets: | $127,513,000 | 3,984 |
| Cash and due from depository institutions | $4,410,000 | 3,506 |
| Interest-bearing balances | $1,000 | 6,990 |
| Securities | $20,446,000 | 4,630 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $99,274,000 | 3,326 |
| Loan loss allowance | $1,168,000 | 3,462 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,215,000 | 5,424 |
| Other real estate owned | $0 | 3,506 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,168,000 | 4,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,513,000 | 3,984 |
| Total liabilities | $112,485,000 | 4,022 |
| Total deposits | $109,391,000 | 3,853 |
| Interest-bearing deposits | $100,740,000 | 3,610 |
| Deposits held in domestic offices | $109,391,000 | 3,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,517,000 | 1,950 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000 | 5,764 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $574,000 | 4,723 |
| Total equity capital | $15,028,000 | 3,510 |
| Total bank equity capital | $15,028,000 | 3,510 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,000,000 | 934 |
| Surplus | $4,000,000 | 3,814 |
| Undivided profits | $7,028,000 | 3,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,183,000 | 1,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,016,000 | 2,986 |
| Earning assets | $119,721,000 | 3,895 |
| Long-term assets (5+ years) | $15,644,000 | 3,997 |
| Average Assets, year-to-date | $124,963,330 | 3,974 |
| Average Assets, quarterly | $126,141,500 | 3,979 |
| Volatile liabilities | $24,873,000 | 3,285 |
| Insider loans | $956,000 | 4,107 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,864,000 | 5,415 |
| Tier 1 (core) risk-based capital | $14,455,000 | 3,423 |
| Tier 2 risk-based capital | $1,124,000 | 3,300 |
| Total risk weighted assets | $89,882,000 | 3,758 |
| Total unused commitments | $5,864,000 | 5,428 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 44 | 3,741 |
| Assets and Liabilities | ||
| Total Assets: | $124,770,000 | 3,993 |
| Cash and due from depository institutions | $3,149,000 | 3,741 |
| Interest-bearing balances | $1,000 | 6,952 |
| Securities | $23,160,000 | 4,256 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $94,874,000 | 3,410 |
| Loan loss allowance | $1,130,000 | 3,506 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,170,000 | 5,506 |
| Other real estate owned | $12,000 | 3,741 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,405,000 | 4,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,770,000 | 3,993 |
| Total liabilities | $109,732,000 | 4,069 |
| Total deposits | $104,855,000 | 3,964 |
| Interest-bearing deposits | $97,489,000 | 3,689 |
| Deposits held in domestic offices | $104,855,000 | 3,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,395,000 | 1,483 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000 | 5,695 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $479,000 | 5,267 |
| Total equity capital | $15,038,000 | 3,446 |
| Total bank equity capital | $15,038,000 | 3,446 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,000,000 | 925 |
| Surplus | $4,000,000 | 3,765 |
| Undivided profits | $7,038,000 | 3,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,398,000 | 1,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,115,000 | 2,749 |
| Earning assets | $118,035,000 | 3,903 |
| Long-term assets (5+ years) | $19,503,000 | 3,439 |
| Average Assets, year-to-date | $123,688,500 | 3,989 |
| Average Assets, quarterly | $123,688,500 | 3,989 |
| Volatile liabilities | $25,305,000 | 3,207 |
| Insider loans | $1,094,000 | 3,749 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,686,000 | 4,736 |
| Tier 1 (core) risk-based capital | $14,473,000 | 3,378 |
| Tier 2 risk-based capital | $1,080,000 | 3,339 |
| Total risk weighted assets | $86,335,000 | 3,831 |
| Total unused commitments | $7,686,000 | 4,748 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $122,607,000 | 4,004 |
| Cash and due from depository institutions | $3,545,000 | 3,876 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $25,486,000 | 3,947 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,173 |
| Net loans & leases | $86,159,000 | 3,660 |
| Loan loss allowance | $1,407,000 | 2,902 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,109,000 | 5,608 |
| Other real estate owned | $81,000 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,027,000 | 4,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,607,000 | 4,004 |
| Total liabilities | $107,703,000 | 4,079 |
| Total deposits | $107,040,000 | 3,823 |
| Interest-bearing deposits | $96,862,000 | 3,646 |
| Deposits held in domestic offices | $107,040,000 | 3,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $278,000 | 2,963 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000 | 5,747 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $382,000 | 5,993 |
| Total equity capital | $14,904,000 | 3,433 |
| Total bank equity capital | $14,904,000 | 3,433 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,000,000 | 919 |
| Surplus | $4,000,000 | 3,722 |
| Undivided profits | $6,904,000 | 3,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,791,000 | 1,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $994,000 | 3,230 |
| Earning assets | $115,846,000 | 3,896 |
| Long-term assets (5+ years) | $20,646,000 | 3,260 |
| Average Assets, year-to-date | $124,085,600 | 3,838 |
| Average Assets, quarterly | $123,062,500 | 3,965 |
| Volatile liabilities | $21,029,000 | 3,611 |
| Insider loans | $900,000 | 4,196 |
| FHLB advances | $3,000 | 5,071 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,960,000 | 4,564 |
| Tier 1 (core) risk-based capital | $14,297,000 | 3,373 |
| Tier 2 risk-based capital | $988,000 | 3,557 |
| Total risk weighted assets | $78,607,000 | 4,086 |
| Total unused commitments | $7,960,000 | 4,567 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $128,319,000 | 3,736 |
| Cash and due from depository institutions | $3,133,000 | 4,049 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $37,851,000 | 2,788 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 5,555 |
| Net loans & leases | $83,011,000 | 3,661 |
| Loan loss allowance | $1,532,000 | 2,545 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,156,000 | 5,543 |
| Other real estate owned | $74,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,834,000 | 4,770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,319,000 | 3,736 |
| Total liabilities | $114,616,000 | 3,759 |
| Total deposits | $112,337,000 | 3,554 |
| Interest-bearing deposits | $105,296,000 | 3,268 |
| Deposits held in domestic offices | $112,337,000 | 3,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,659,000 | 2,302 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000 | 5,647 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $614,000 | 4,816 |
| Total equity capital | $13,703,000 | 3,472 |
| Total bank equity capital | $13,703,000 | 3,472 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,000,000 | 920 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $5,703,000 | 4,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,180,000 | 949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,144,000 | 3,030 |
| Earning assets | $122,123,000 | 3,592 |
| Long-term assets (5+ years) | $27,603,000 | 2,656 |
| Average Assets, year-to-date | $134,780,600 | 3,425 |
| Average Assets, quarterly | $133,271,000 | 3,569 |
| Volatile liabilities | $21,254,000 | 3,505 |
| Insider loans | $2,581,000 | 1,906 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $80,000 | 1,696 |
| Unused loan commitments | $6,456,000 | 4,930 |
| Tier 1 (core) risk-based capital | $13,186,000 | 3,431 |
| Tier 2 risk-based capital | $1,020,000 | 3,305 |
| Total risk weighted assets | $81,088,000 | 3,865 |
| Total unused commitments | $6,456,000 | 4,936 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $135,399,000 | 3,443 |
| Cash and due from depository institutions | $3,161,000 | 4,097 |
| Interest-bearing balances | $51,000 | 5,347 |
| Securities | $43,016,000 | 2,507 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $86,340,000 | 3,460 |
| Loan loss allowance | $1,042,000 | 3,359 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,267,000 | 5,345 |
| Other real estate owned | $0 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,615,000 | 4,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,399,000 | 3,443 |
| Total liabilities | $120,721,000 | 3,467 |
| Total deposits | $114,582,000 | 3,356 |
| Interest-bearing deposits | $107,295,000 | 3,108 |
| Deposits held in domestic offices | $114,582,000 | 3,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,048,000 | 1,564 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000 | 5,683 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,082,000 | 3,385 |
| Total equity capital | $14,678,000 | 3,145 |
| Total bank equity capital | $14,678,000 | 3,145 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,000,000 | 927 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $6,678,000 | 3,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,337,000 | 1,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $774,000 | 3,512 |
| Earning assets | $129,407,000 | 3,332 |
| Long-term assets (5+ years) | $41,358,000 | 1,880 |
| Average Assets, year-to-date | $140,598,200 | 3,197 |
| Average Assets, quarterly | $138,815,500 | 3,319 |
| Volatile liabilities | $20,859,000 | 3,553 |
| Insider loans | $1,885,000 | 2,452 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,361,000 | 5,716 |
| Tier 1 (core) risk-based capital | $14,133,000 | 3,145 |
| Tier 2 risk-based capital | $1,449,390 | 2,373 |
| Total risk weighted assets | $79,215,990 | 3,798 |
| Total unused commitments | $4,361,000 | 5,719 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $140,216,000 | 3,284 |
| Cash and due from depository institutions | $3,147,000 | 4,376 |
| Interest-bearing balances | $51,000 | 5,410 |
| Securities | $70,413,000 | 1,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $63,488,000 | 4,303 |
| Loan loss allowance | $1,609,000 | 2,246 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,326,000 | 5,205 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $3,000 | 3,218 |
| All other assets | $1,839,000 | 4,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,216,000 | 3,284 |
| Total liabilities | $126,124,000 | 3,305 |
| Total deposits | $122,800,000 | 3,090 |
| Interest-bearing deposits | $115,673,000 | 2,841 |
| Deposits held in domestic offices | $122,800,000 | 3,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,149,000 | 2,413 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000 | 5,701 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,163,000 | 2,890 |
| Total equity capital | $14,092,000 | 3,127 |
| Total bank equity capital | $14,092,000 | 3,127 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,000,000 | 938 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $6,092,000 | 3,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $462,000 | 4,859 |
| Earning assets | $133,952,000 | 3,162 |
| Long-term assets (5+ years) | $38,670,000 | 2,110 |
| Average Assets, year-to-date | $147,694,800 | 3,013 |
| Average Assets, quarterly | $141,245,500 | 3,241 |
| Volatile liabilities | $16,614,000 | 3,939 |
| Insider loans | $1,660,000 | 2,604 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,594,000 | 5,662 |
| Tier 1 (core) risk-based capital | $13,800,000 | 3,167 |
| Tier 2 risk-based capital | $1,593,120 | 2,079 |
| Total risk weighted assets | $72,758,620 | 3,932 |
| Total unused commitments | $4,594,000 | 5,667 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $156,792,000 | 2,911 |
| Cash and due from depository institutions | $3,697,000 | 4,067 |
| Interest-bearing balances | $248,000 | 4,123 |
| Securities | $88,549,000 | 1,315 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,556 |
| Net loans & leases | $58,981,000 | 4,349 |
| Loan loss allowance | $1,709,000 | 2,075 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $693,000 | 6,978 |
| Other real estate owned | $0 | 4,067 |
| Goodwill and other intangibles | $13,000 | 3,258 |
| All other assets | $1,559,000 | 4,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,792,000 | 2,911 |
| Total liabilities | $141,350,000 | 2,903 |
| Total deposits | $136,368,000 | 2,792 |
| Interest-bearing deposits | $130,274,000 | 2,493 |
| Deposits held in domestic offices | $136,368,000 | 2,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,391,000 | 1,870 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000 | 5,100 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,576,000 | 1,600 |
| Total equity capital | $15,442,000 | 2,907 |
| Total bank equity capital | $15,442,000 | 2,907 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,000,000 | 898 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $7,442,000 | 3,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $978,000 | 2,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $447,000 | 5,026 |
| Earning assets | $151,078,000 | 2,808 |
| Long-term assets (5+ years) | $46,768,000 | 1,680 |
| Average Assets, year-to-date | $155,445,600 | 2,778 |
| Average Assets, quarterly | $155,977,000 | 2,875 |
| Volatile liabilities | $20,113,000 | 2,993 |
| Insider loans | $1,384,000 | 2,821 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,689,000 | 6,096 |
| Tier 1 (core) risk-based capital | $12,743,000 | 3,343 |
| Tier 2 risk-based capital | $2,133,130 | 1,522 |
| Total risk weighted assets | $76,924,130 | 3,557 |
| Total unused commitments | $3,689,000 | 6,100 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $157,732,000 | 2,830 |
| Cash and due from depository institutions | $3,715,000 | 4,573 |
| Interest-bearing balances | $347,000 | 3,463 |
| Securities | $78,748,000 | 1,462 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,930 |
| Net loans & leases | $66,022,000 | 4,022 |
| Loan loss allowance | $1,908,000 | 1,867 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $569,000 | 7,604 |
| Other real estate owned | $82,000 | 4,573 |
| Goodwill and other intangibles | $23,000 | 3,227 |
| All other assets | $1,373,000 | 4,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,732,000 | 2,830 |
| Total liabilities | $141,380,000 | 2,849 |
| Total deposits | $137,222,000 | 2,714 |
| Interest-bearing deposits | $131,363,000 | 2,449 |
| Deposits held in domestic offices | $137,222,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,741 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $480,000 | 4,082 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,778,000 | 1,552 |
| Total equity capital | $16,352,000 | 2,715 |
| Total bank equity capital | $16,352,000 | 2,715 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,000,000 | 897 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $8,352,000 | 2,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $969,000 | 2,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $927,000 | 2,461 |
| Earning assets | $152,317,000 | 2,698 |
| Long-term assets (5+ years) | $43,185,000 | 1,565 |
| Average Assets, year-to-date | $154,883,600 | 2,751 |
| Average Assets, quarterly | $156,519,000 | 2,819 |
| Volatile liabilities | $16,203,000 | 3,547 |
| Insider loans | $1,068,000 | 3,395 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,044,000 | 6,484 |
| Tier 1 (core) risk-based capital | $14,318,000 | 2,960 |
| Tier 2 risk-based capital | $929,660 | 3,145 |
| Total risk weighted assets | $73,394,560 | 3,674 |
| Total unused commitments | $3,044,000 | 6,491 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $152,810,000 | 3,004 |
| Cash and due from depository institutions | $3,564,000 | 5,259 |
| Interest-bearing balances | $1,033,000 | 2,321 |
| Securities | $88,674,000 | 1,351 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,892 |
| Net loans & leases | $57,125,000 | 4,545 |
| Loan loss allowance | $1,293,000 | 2,790 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $602,000 | 7,600 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $33,000 | 2,976 |
| All other assets | $1,512,000 | 4,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,810,000 | 3,004 |
| Total liabilities | $138,551,000 | 2,975 |
| Total deposits | $135,325,000 | 2,834 |
| Interest-bearing deposits | $130,353,000 | 2,549 |
| Deposits held in domestic offices | $135,325,000 | 2,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,916 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $409,000 | 4,096 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,017,000 | 2,020 |
| Total equity capital | $14,259,000 | 3,120 |
| Total bank equity capital | $14,259,000 | 3,120 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,000,000 | 948 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $6,259,000 | 3,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 2,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,783 |
| Income earned, not collected on loans | $440,000 | 5,222 |
| Earning assets | $148,132,000 | 2,852 |
| Long-term assets (5+ years) | $53,732,000 | 1,215 |
| Average Assets, year-to-date | $148,527,000 | 2,941 |
| Average Assets, quarterly | $152,908,500 | 2,961 |
| Volatile liabilities | $15,465,000 | 3,532 |
| Insider loans | $1,008,000 | 3,635 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,153,000 | 6,295 |
| Tier 1 (core) risk-based capital | $13,581,000 | 3,170 |
| Tier 2 risk-based capital | $855,920 | 3,450 |
| Total risk weighted assets | $68,036,520 | 3,946 |
| Total unused commitments | $3,153,000 | 6,309 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $142,793,000 | 3,180 |
| Cash and due from depository institutions | $5,783,000 | 5,419 |
| Interest-bearing balances | $1,621,000 | 2,035 |
| Securities | $85,895,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,858 |
| Net loans & leases | $47,407,000 | 5,173 |
| Loan loss allowance | $658,000 | 4,949 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $512,000 | 8,222 |
| Other real estate owned | $0 | 5,419 |
| Goodwill and other intangibles | $44,000 | 2,698 |
| All other assets | $1,352,000 | 5,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,793,000 | 3,180 |
| Total liabilities | $130,006,000 | 3,160 |
| Total deposits | $126,902,000 | 3,031 |
| Interest-bearing deposits | $121,208,000 | 2,769 |
| Deposits held in domestic offices | $126,902,000 | 3,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $700,000 | 2,904 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $242,000 | 3,931 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,162,000 | 1,975 |
| Total equity capital | $12,787,000 | 3,433 |
| Total bank equity capital | $12,787,000 | 3,433 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $4,787,000 | 4,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,076,000 | 2,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,722 |
| Income earned, not collected on loans | $348,000 | 6,443 |
| Earning assets | $136,723,000 | 3,073 |
| Long-term assets (5+ years) | $52,822,000 | 1,135 |
| Average Assets, year-to-date | $135,085,000 | 3,222 |
| Average Assets, quarterly | $140,975,500 | 3,184 |
| Volatile liabilities | $11,646,000 | 4,082 |
| Insider loans | $1,230,000 | 3,220 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,043,000 | 6,322 |
| Tier 1 (core) risk-based capital | $12,278,000 | 3,456 |
| Tier 2 risk-based capital | $658,000 | 4,240 |
| Total risk weighted assets | $61,830,200 | 4,207 |
| Total unused commitments | $3,043,000 | 6,338 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $129,310,000 | 3,447 |
| Cash and due from depository institutions | $6,167,000 | 5,617 |
| Interest-bearing balances | $3,088,000 | 1,134 |
| Securities | $75,720,000 | 1,729 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,936 |
| Net loans & leases | $43,471,000 | 5,457 |
| Loan loss allowance | $585,000 | 5,517 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $578,000 | 8,047 |
| Other real estate owned | $0 | 5,617 |
| Goodwill and other intangibles | $56,000 | 2,504 |
| All other assets | $2,518,000 | 3,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,310,000 | 3,447 |
| Total liabilities | $120,754,000 | 3,368 |
| Total deposits | $119,036,000 | 3,187 |
| Interest-bearing deposits | $114,229,000 | 2,881 |
| Deposits held in domestic offices | $119,036,000 | 3,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $350,000 | 4,029 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,368,000 | 2,388 |
| Total equity capital | $8,556,000 | 4,667 |
| Total bank equity capital | $8,556,000 | 4,667 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $2,556,000 | 6,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 3,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $323,000 | 6,194 |
| Earning assets | $123,079,000 | 3,307 |
| Long-term assets (5+ years) | $51,248,000 | 1,149 |
| Average Assets, year-to-date | $130,873,600 | 3,323 |
| Average Assets, quarterly | $129,666,000 | 3,406 |
| Volatile liabilities | $9,525,000 | 4,498 |
| Insider loans | $1,164,000 | 3,309 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,459,000 | 8,316 |
| Tier 1 (core) risk-based capital | $10,850,000 | 3,799 |
| Tier 2 risk-based capital | $585,000 | 4,644 |
| Total risk weighted assets | $58,361,600 | 4,341 |
| Total unused commitments | $1,459,000 | 8,327 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $131,542,000 | 3,449 |
| Cash and due from depository institutions | $9,630,000 | 5,844 |
| Interest-bearing balances | $5,832,000 | 1,065 |
| Securities | $77,800,000 | 1,796 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 7,272 |
| Net loans & leases | $40,975,000 | 5,619 |
| Loan loss allowance | $522,000 | 6,190 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $566,000 | 8,311 |
| Other real estate owned | $0 | 5,844 |
| Goodwill and other intangibles | $70,000 | 2,370 |
| All other assets | $1,301,000 | 4,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,542,000 | 3,449 |
| Total liabilities | $122,244,000 | 3,389 |
| Total deposits | $119,564,000 | 3,297 |
| Interest-bearing deposits | $115,461,000 | 2,961 |
| Deposits held in domestic offices | $119,564,000 | 3,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $310,000 | 3,472 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $864,000 | 2,906 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,506,000 | 2,296 |
| Total equity capital | $9,298,000 | 4,369 |
| Total bank equity capital | $9,298,000 | 4,369 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $5,298,000 | 4,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $980,000 | 3,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $330,000 | 5,571 |
| Earning assets | $125,807,000 | 3,326 |
| Long-term assets (5+ years) | $41,288,000 | 1,431 |
| Average Assets, year-to-date | $120,071,800 | 3,678 |
| Average Assets, quarterly | $129,968,500 | 3,472 |
| Volatile liabilities | $11,474,000 | 3,718 |
| Insider loans | $785,000 | 4,420 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,401,000 | 8,460 |
| Tier 1 (core) risk-based capital | $9,228,000 | 4,311 |
| Tier 2 risk-based capital | $522,000 | 5,091 |
| Total risk weighted assets | $57,041,500 | 4,362 |
| Total unused commitments | $1,401,000 | 8,486 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $106,492,000 | 4,276 |
| Cash and due from depository institutions | $13,699,000 | 6,705 |
| Interest-bearing balances | $10,811,000 | 694 |
| Securities | $51,318,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 6,284 |
| Net loans & leases | $37,637,000 | 6,023 |
| Loan loss allowance | $356,000 | 8,002 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $493,000 | 8,969 |
| Other real estate owned | $0 | 6,705 |
| Goodwill and other intangibles | $42,000 | 2,527 |
| All other assets | $1,203,000 | 5,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,492,000 | 4,276 |
| Total liabilities | $98,658,000 | 4,224 |
| Total deposits | $96,200,000 | 4,154 |
| Interest-bearing deposits | $93,435,000 | 3,763 |
| Deposits held in domestic offices | $96,200,000 | 4,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $312,000 | 3,250 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $580,000 | 3,027 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,566,000 | 2,275 |
| Total equity capital | $7,834,000 | 4,888 |
| Total bank equity capital | $7,834,000 | 4,888 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $3,834,000 | 5,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 5,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $356,000 | 5,631 |
| Earning assets | $101,866,000 | 4,097 |
| Long-term assets (5+ years) | $21,110,000 | 2,498 |
| Average Assets, year-to-date | $95,016,600 | 4,632 |
| Average Assets, quarterly | $103,873,500 | 4,352 |
| Volatile liabilities | $9,321,000 | 4,342 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $239,000 | 11,532 |
| Tier 1 (core) risk-based capital | $7,792,000 | 4,822 |
| Tier 2 risk-based capital | $356,000 | 6,803 |
| Total risk weighted assets | $49,520,200 | 4,966 |
| Total unused commitments | $239,000 | 11,551 |
| Derivatives | $0 | 651 |