Home > First Citizens Bank > Income and Expense
First Citizens Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,243,000 | 2,345 |
| Total interest expense | $864,000 | 2,672 |
| Net interest income | $9,379,000 | 2,309 |
| Provision for loan and lease losses | $-24,000 | 5,493 |
| Total noninterest income | $9,006,000 | 745 |
| Gross Fiduciary activities income | $969,000 | 460 |
| Service charges on deposit accounts | $3,463,000 | 403 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,574,000 | 901 |
| Total noninterest expense | $11,111,000 | 1,724 |
| Salaries and employee benefits | $5,826,000 | 1,835 |
| Premises and equipment expense | $1,427,000 | 1,596 |
| Additional noninterest expense | $3,858,000 | 1,580 |
| Pre-tax net operating income | $7,298,000 | 1,194 |
| Securities gains (losses) | $49,000 | 1,853 |
| Applicable income taxes | $2,272,000 | 950 |
| Income before extraordinary items | $5,075,000 | 1,369 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,075,000 | 1,368 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,075,000 | 1,368 |
| Net charge-offs | $15,000 | 3,736 |
| Cash dividends | $5,500,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 724 |
| Net operating income | $5,041,190 | 1,344 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,754,000 | 2,337 |
| Total interest expense | $678,000 | 2,591 |
| Net interest income | $7,076,000 | 2,295 |
| Provision for loan and lease losses | $-89,000 | 5,726 |
| Total noninterest income | $6,928,000 | 736 |
| Gross Fiduciary activities income | $747,000 | 456 |
| Service charges on deposit accounts | $2,581,000 | 401 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,600,000 | 855 |
| Total noninterest expense | $8,303,000 | 1,738 |
| Salaries and employee benefits | $4,160,000 | 1,917 |
| Premises and equipment expense | $1,083,000 | 1,581 |
| Additional noninterest expense | $3,060,000 | 1,515 |
| Pre-tax net operating income | $5,790,000 | 1,154 |
| Securities gains (losses) | $49,000 | 1,784 |
| Applicable income taxes | $1,812,000 | 936 |
| Income before extraordinary items | $4,027,000 | 1,326 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,027,000 | 1,326 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,027,000 | 1,326 |
| Net charge-offs | $14,000 | 3,314 |
| Cash dividends | $3,000,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 690 |
| Net operating income | $3,993,190 | 1,294 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 2,305 |
| Total interest expense | $464,000 | 2,559 |
| Net interest income | $4,802,000 | 2,269 |
| Provision for loan and lease losses | $-32,000 | 5,787 |
| Total noninterest income | $4,621,000 | 728 |
| Gross Fiduciary activities income | $467,000 | 470 |
| Service charges on deposit accounts | $1,712,000 | 398 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,442,000 | 837 |
| Total noninterest expense | $5,589,000 | 1,727 |
| Salaries and employee benefits | $2,785,000 | 1,915 |
| Premises and equipment expense | $710,000 | 1,601 |
| Additional noninterest expense | $2,094,000 | 1,477 |
| Pre-tax net operating income | $3,866,000 | 1,141 |
| Securities gains (losses) | $49,000 | 1,440 |
| Applicable income taxes | $1,214,000 | 929 |
| Income before extraordinary items | $2,701,000 | 1,318 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,701,000 | 1,318 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,701,000 | 1,318 |
| Net charge-offs | $9,000 | 3,132 |
| Cash dividends | $3,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 662 |
| Net operating income | $2,667,190 | 1,285 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 2,267 |
| Total interest expense | $241,000 | 2,496 |
| Net interest income | $2,447,000 | 2,212 |
| Provision for loan and lease losses | $-20,000 | 5,911 |
| Total noninterest income | $2,326,000 | 709 |
| Gross Fiduciary activities income | $229,000 | 477 |
| Service charges on deposit accounts | $839,000 | 402 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,258,000 | 799 |
| Total noninterest expense | $2,829,000 | 1,716 |
| Salaries and employee benefits | $1,420,000 | 1,894 |
| Premises and equipment expense | $350,000 | 1,636 |
| Additional noninterest expense | $1,059,000 | 1,448 |
| Pre-tax net operating income | $1,964,000 | 1,102 |
| Securities gains (losses) | $27,000 | 1,105 |
| Applicable income taxes | $639,000 | 874 |
| Income before extraordinary items | $1,352,000 | 1,279 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,352,000 | 1,280 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,352,000 | 1,280 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 618 |
| Net operating income | $1,333,640 | 1,259 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,957,000 | 2,193 |
| Total interest expense | $1,077,000 | 2,298 |
| Net interest income | $9,880,000 | 2,162 |
| Provision for loan and lease losses | $-93,000 | 5,724 |
| Total noninterest income | $9,783,000 | 688 |
| Gross Fiduciary activities income | $835,000 | 501 |
| Service charges on deposit accounts | $3,214,000 | 423 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,734,000 | 737 |
| Total noninterest expense | $11,066,000 | 1,713 |
| Salaries and employee benefits | $5,767,000 | 1,807 |
| Premises and equipment expense | $1,389,000 | 1,642 |
| Additional noninterest expense | $3,910,000 | 1,567 |
| Pre-tax net operating income | $8,690,000 | 1,005 |
| Securities gains (losses) | $3,000 | 2,963 |
| Applicable income taxes | $2,662,000 | 823 |
| Income before extraordinary items | $6,031,000 | 1,170 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,031,000 | 1,170 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,031,000 | 1,170 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $7,000,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 753 |
| Net operating income | $6,028,930 | 1,140 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 2,208 |
| Total interest expense | $833,000 | 2,275 |
| Net interest income | $7,390,000 | 2,179 |
| Provision for loan and lease losses | $-92,000 | 5,909 |
| Total noninterest income | $7,385,000 | 701 |
| Gross Fiduciary activities income | $612,000 | 507 |
| Service charges on deposit accounts | $2,385,000 | 430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,388,000 | 732 |
| Total noninterest expense | $8,262,000 | 1,728 |
| Salaries and employee benefits | $4,288,000 | 1,827 |
| Premises and equipment expense | $1,040,000 | 1,663 |
| Additional noninterest expense | $2,934,000 | 1,550 |
| Pre-tax net operating income | $6,605,000 | 1,013 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $2,021,000 | 840 |
| Income before extraordinary items | $4,587,000 | 1,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,587,000 | 1,159 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,587,000 | 1,160 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $4,000,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 731 |
| Net operating income | $4,584,930 | 1,130 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 2,228 |
| Total interest expense | $566,000 | 2,247 |
| Net interest income | $4,856,000 | 2,203 |
| Provision for loan and lease losses | $-74,000 | 6,027 |
| Total noninterest income | $4,865,000 | 704 |
| Gross Fiduciary activities income | $397,000 | 513 |
| Service charges on deposit accounts | $1,578,000 | 431 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,890,000 | 732 |
| Total noninterest expense | $5,522,000 | 1,733 |
| Salaries and employee benefits | $2,886,000 | 1,819 |
| Premises and equipment expense | $673,000 | 1,725 |
| Additional noninterest expense | $1,963,000 | 1,563 |
| Pre-tax net operating income | $4,273,000 | 1,031 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $1,298,000 | 851 |
| Income before extraordinary items | $2,976,000 | 1,178 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,976,000 | 1,178 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,976,000 | 1,179 |
| Net charge-offs | $-32,000 | 5,610 |
| Cash dividends | $4,000,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 710 |
| Net operating income | $2,975,300 | 1,145 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 2,202 |
| Total interest expense | $296,000 | 2,201 |
| Net interest income | $2,437,000 | 2,180 |
| Provision for loan and lease losses | $-80,000 | 6,188 |
| Total noninterest income | $2,510,000 | 661 |
| Gross Fiduciary activities income | $202,000 | 522 |
| Service charges on deposit accounts | $767,000 | 434 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,541,000 | 668 |
| Total noninterest expense | $2,885,000 | 1,676 |
| Salaries and employee benefits | $1,477,000 | 1,791 |
| Premises and equipment expense | $367,000 | 1,606 |
| Additional noninterest expense | $1,041,000 | 1,478 |
| Pre-tax net operating income | $2,142,000 | 1,005 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $636,000 | 857 |
| Income before extraordinary items | $1,506,000 | 1,134 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,506,000 | 1,135 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,506,000 | 1,135 |
| Net charge-offs | $-30,000 | 5,812 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 676 |
| Net operating income | $1,506,000 | 1,099 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,860,000 | 2,055 |
| Total interest expense | $1,527,000 | 1,859 |
| Net interest income | $10,333,000 | 2,057 |
| Provision for loan and lease losses | $-160,000 | 6,097 |
| Total noninterest income | $10,237,000 | 634 |
| Gross Fiduciary activities income | $776,000 | 522 |
| Service charges on deposit accounts | $3,080,000 | 452 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,381,000 | 632 |
| Total noninterest expense | $11,137,000 | 1,719 |
| Salaries and employee benefits | $5,334,000 | 1,924 |
| Premises and equipment expense | $1,403,000 | 1,670 |
| Additional noninterest expense | $4,400,000 | 1,445 |
| Pre-tax net operating income | $9,593,000 | 863 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $2,951,000 | 728 |
| Income before extraordinary items | $6,642,000 | 1,006 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,642,000 | 1,005 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,642,000 | 1,005 |
| Net charge-offs | $120,000 | 3,002 |
| Cash dividends | $6,000,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 805 |
| Net operating income | $6,642,000 | 973 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 2,054 |
| Total interest expense | $1,191,000 | 1,828 |
| Net interest income | $7,794,000 | 2,060 |
| Provision for loan and lease losses | $-54,000 | 6,153 |
| Total noninterest income | $7,748,000 | 627 |
| Gross Fiduciary activities income | $580,000 | 521 |
| Service charges on deposit accounts | $2,304,000 | 450 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,864,000 | 626 |
| Total noninterest expense | $8,324,000 | 1,723 |
| Salaries and employee benefits | $3,950,000 | 1,951 |
| Premises and equipment expense | $1,055,000 | 1,681 |
| Additional noninterest expense | $3,319,000 | 1,437 |
| Pre-tax net operating income | $7,272,000 | 869 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,193,000 | 744 |
| Income before extraordinary items | $5,079,000 | 983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,079,000 | 981 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,079,000 | 982 |
| Net charge-offs | $125,000 | 2,476 |
| Cash dividends | $3,000,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 780 |
| Net operating income | $5,079,000 | 956 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 2,038 |
| Total interest expense | $817,000 | 1,807 |
| Net interest income | $5,214,000 | 2,039 |
| Provision for loan and lease losses | $-73,000 | 6,306 |
| Total noninterest income | $5,182,000 | 618 |
| Gross Fiduciary activities income | $380,000 | 521 |
| Service charges on deposit accounts | $1,539,000 | 447 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,263,000 | 616 |
| Total noninterest expense | $5,594,000 | 1,702 |
| Salaries and employee benefits | $2,617,000 | 1,973 |
| Premises and equipment expense | $701,000 | 1,697 |
| Additional noninterest expense | $2,276,000 | 1,406 |
| Pre-tax net operating income | $4,875,000 | 829 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,528,000 | 707 |
| Income before extraordinary items | $3,347,000 | 972 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,347,000 | 973 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,347,000 | 973 |
| Net charge-offs | $97,000 | 2,208 |
| Cash dividends | $3,000,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 746 |
| Net operating income | $3,347,000 | 954 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 2,047 |
| Total interest expense | $422,000 | 1,776 |
| Net interest income | $2,574,000 | 2,069 |
| Provision for loan and lease losses | $-128,000 | 6,541 |
| Total noninterest income | $2,580,000 | 600 |
| Gross Fiduciary activities income | $188,000 | 529 |
| Service charges on deposit accounts | $762,000 | 441 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,630,000 | 589 |
| Total noninterest expense | $2,710,000 | 1,755 |
| Salaries and employee benefits | $1,302,000 | 1,992 |
| Premises and equipment expense | $368,000 | 1,640 |
| Additional noninterest expense | $1,040,000 | 1,502 |
| Pre-tax net operating income | $2,572,000 | 774 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $792,000 | 674 |
| Income before extraordinary items | $1,780,000 | 886 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,780,000 | 887 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,780,000 | 887 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,780,000 | 857 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,622,000 | 1,962 |
| Total interest expense | $1,886,000 | 1,797 |
| Net interest income | $10,736,000 | 1,974 |
| Provision for loan and lease losses | $-204,000 | 6,474 |
| Total noninterest income | $10,141,000 | 663 |
| Gross Fiduciary activities income | $718,000 | 526 |
| Service charges on deposit accounts | $3,178,000 | 446 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,245,000 | 681 |
| Total noninterest expense | $10,912,000 | 1,765 |
| Salaries and employee benefits | $5,163,000 | 1,977 |
| Premises and equipment expense | $1,398,000 | 1,680 |
| Additional noninterest expense | $4,351,000 | 1,518 |
| Pre-tax net operating income | $10,169,000 | 768 |
| Securities gains (losses) | $-56,000 | 6,466 |
| Applicable income taxes | $3,105,000 | 649 |
| Income before extraordinary items | $7,008,000 | 897 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,008,000 | 898 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,008,000 | 898 |
| Net charge-offs | $16,000 | 4,930 |
| Cash dividends | $7,540,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,046,640 | 873 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,488,000 | 1,967 |
| Total interest expense | $1,440,000 | 1,816 |
| Net interest income | $8,048,000 | 1,975 |
| Provision for loan and lease losses | $-163,000 | 6,612 |
| Total noninterest income | $7,606,000 | 678 |
| Gross Fiduciary activities income | $537,000 | 527 |
| Service charges on deposit accounts | $2,388,000 | 447 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,681,000 | 697 |
| Total noninterest expense | $8,122,000 | 1,775 |
| Salaries and employee benefits | $3,771,000 | 2,038 |
| Premises and equipment expense | $1,050,000 | 1,687 |
| Additional noninterest expense | $3,301,000 | 1,508 |
| Pre-tax net operating income | $7,695,000 | 764 |
| Securities gains (losses) | $-56,000 | 6,668 |
| Applicable income taxes | $2,338,000 | 651 |
| Income before extraordinary items | $5,301,000 | 897 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,301,000 | 899 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,301,000 | 899 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $4,200,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,339,640 | 873 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,379,000 | 1,956 |
| Total interest expense | $983,000 | 1,812 |
| Net interest income | $5,396,000 | 1,954 |
| Provision for loan and lease losses | $-203,000 | 6,742 |
| Total noninterest income | $5,037,000 | 688 |
| Gross Fiduciary activities income | $351,000 | 540 |
| Service charges on deposit accounts | $1,593,000 | 442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,093,000 | 701 |
| Total noninterest expense | $5,422,000 | 1,772 |
| Salaries and employee benefits | $2,516,000 | 2,041 |
| Premises and equipment expense | $699,000 | 1,695 |
| Additional noninterest expense | $2,207,000 | 1,480 |
| Pre-tax net operating income | $5,214,000 | 745 |
| Securities gains (losses) | $-57,000 | 6,807 |
| Applicable income taxes | $1,581,000 | 639 |
| Income before extraordinary items | $3,576,000 | 872 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,576,000 | 872 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,576,000 | 874 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $4,200,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,615,330 | 834 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 1,981 |
| Total interest expense | $501,000 | 1,830 |
| Net interest income | $2,672,000 | 1,989 |
| Provision for loan and lease losses | $-165,000 | 6,878 |
| Total noninterest income | $2,531,000 | 681 |
| Gross Fiduciary activities income | $176,000 | 547 |
| Service charges on deposit accounts | $793,000 | 443 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,562,000 | 726 |
| Total noninterest expense | $2,718,000 | 1,782 |
| Salaries and employee benefits | $1,263,000 | 2,058 |
| Premises and equipment expense | $351,000 | 1,715 |
| Additional noninterest expense | $1,104,000 | 1,470 |
| Pre-tax net operating income | $2,650,000 | 729 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $790,000 | 644 |
| Income before extraordinary items | $1,860,000 | 823 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,860,000 | 824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,860,000 | 825 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,860,000 | 783 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,263,000 | 1,982 |
| Total interest expense | $2,548,000 | 1,718 |
| Net interest income | $10,715,000 | 2,026 |
| Provision for loan and lease losses | $782,000 | 2,107 |
| Total noninterest income | $10,090,000 | 677 |
| Gross Fiduciary activities income | $732,000 | 521 |
| Service charges on deposit accounts | $3,178,000 | 470 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,180,000 | 702 |
| Total noninterest expense | $10,566,000 | 1,820 |
| Salaries and employee benefits | $4,872,000 | 2,051 |
| Premises and equipment expense | $1,392,000 | 1,689 |
| Additional noninterest expense | $4,302,000 | 1,566 |
| Pre-tax net operating income | $9,457,000 | 760 |
| Securities gains (losses) | $200,000 | 1,699 |
| Applicable income taxes | $2,927,000 | 625 |
| Income before extraordinary items | $6,730,000 | 892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,730,000 | 892 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,730,000 | 892 |
| Net charge-offs | $445,000 | 2,801 |
| Cash dividends | $6,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,590,000 | 841 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,974,000 | 2,012 |
| Total interest expense | $2,019,000 | 1,705 |
| Net interest income | $7,955,000 | 2,068 |
| Provision for loan and lease losses | $621,000 | 2,004 |
| Total noninterest income | $7,559,000 | 675 |
| Gross Fiduciary activities income | $552,000 | 519 |
| Service charges on deposit accounts | $2,385,000 | 467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,622,000 | 681 |
| Total noninterest expense | $7,925,000 | 1,810 |
| Salaries and employee benefits | $3,547,000 | 2,110 |
| Premises and equipment expense | $1,045,000 | 1,701 |
| Additional noninterest expense | $3,333,000 | 1,513 |
| Pre-tax net operating income | $6,968,000 | 809 |
| Securities gains (losses) | $70,000 | 2,233 |
| Applicable income taxes | $2,122,000 | 670 |
| Income before extraordinary items | $4,916,000 | 936 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,916,000 | 936 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,916,000 | 936 |
| Net charge-offs | $446,000 | 2,333 |
| Cash dividends | $6,000,000 | 312 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,867,000 | 888 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 2,014 |
| Total interest expense | $1,475,000 | 1,632 |
| Net interest income | $5,192,000 | 2,110 |
| Provision for loan and lease losses | $528,000 | 1,745 |
| Total noninterest income | $4,949,000 | 682 |
| Gross Fiduciary activities income | $364,000 | 529 |
| Service charges on deposit accounts | $1,590,000 | 463 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,995,000 | 692 |
| Total noninterest expense | $5,436,000 | 1,774 |
| Salaries and employee benefits | $2,340,000 | 2,124 |
| Premises and equipment expense | $702,000 | 1,687 |
| Additional noninterest expense | $2,394,000 | 1,423 |
| Pre-tax net operating income | $4,177,000 | 873 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $1,272,000 | 732 |
| Income before extraordinary items | $2,908,000 | 1,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,908,000 | 1,038 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,908,000 | 1,038 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $2,500,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,905,900 | 979 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 2,028 |
| Total interest expense | $838,000 | 1,506 |
| Net interest income | $2,482,000 | 2,206 |
| Provision for loan and lease losses | $53,000 | 3,622 |
| Total noninterest income | $2,338,000 | 702 |
| Gross Fiduciary activities income | $184,000 | 528 |
| Service charges on deposit accounts | $782,000 | 462 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,372,000 | 715 |
| Total noninterest expense | $2,711,000 | 1,781 |
| Salaries and employee benefits | $1,183,000 | 2,108 |
| Premises and equipment expense | $336,000 | 1,760 |
| Additional noninterest expense | $1,192,000 | 1,416 |
| Pre-tax net operating income | $2,056,000 | 871 |
| Securities gains (losses) | $3,000 | 1,983 |
| Applicable income taxes | $626,000 | 734 |
| Income before extraordinary items | $1,433,000 | 1,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,433,000 | 1,048 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,433,000 | 1,047 |
| Net charge-offs | $52,000 | 2,991 |
| Cash dividends | $2,500,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,430,900 | 981 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,681,000 | 2,044 |
| Total interest expense | $3,834,000 | 1,584 |
| Net interest income | $9,847,000 | 2,216 |
| Provision for loan and lease losses | $651,000 | 3,050 |
| Total noninterest income | $9,906,000 | 618 |
| Gross Fiduciary activities income | $704,000 | 492 |
| Service charges on deposit accounts | $2,949,000 | 509 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,253,000 | 601 |
| Total noninterest expense | $10,152,000 | 1,885 |
| Salaries and employee benefits | $4,452,000 | 2,177 |
| Premises and equipment expense | $1,364,000 | 1,822 |
| Additional noninterest expense | $4,336,000 | 1,573 |
| Pre-tax net operating income | $8,950,000 | 692 |
| Securities gains (losses) | $21,000 | 3,059 |
| Applicable income taxes | $2,838,000 | 599 |
| Income before extraordinary items | $6,133,000 | 803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,133,000 | 800 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,133,000 | 803 |
| Net charge-offs | $609,000 | 2,937 |
| Cash dividends | $4,450,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,118,720 | 787 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,358,000 | 2,043 |
| Total interest expense | $2,916,000 | 1,618 |
| Net interest income | $7,442,000 | 2,218 |
| Provision for loan and lease losses | $867,000 | 2,157 |
| Total noninterest income | $7,365,000 | 622 |
| Gross Fiduciary activities income | $508,000 | 496 |
| Service charges on deposit accounts | $2,176,000 | 521 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,681,000 | 604 |
| Total noninterest expense | $7,533,000 | 1,910 |
| Salaries and employee benefits | $3,333,000 | 2,180 |
| Premises and equipment expense | $1,008,000 | 1,862 |
| Additional noninterest expense | $3,192,000 | 1,600 |
| Pre-tax net operating income | $6,407,000 | 740 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,039,000 | 611 |
| Income before extraordinary items | $4,368,000 | 877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,368,000 | 875 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,368,000 | 877 |
| Net charge-offs | $574,000 | 2,521 |
| Cash dividends | $2,250,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,368,000 | 841 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 2,062 |
| Total interest expense | $1,960,000 | 1,664 |
| Net interest income | $4,917,000 | 2,234 |
| Provision for loan and lease losses | $630,000 | 2,001 |
| Total noninterest income | $4,858,000 | 629 |
| Gross Fiduciary activities income | $336,000 | 497 |
| Service charges on deposit accounts | $1,424,000 | 524 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,098,000 | 603 |
| Total noninterest expense | $4,971,000 | 1,942 |
| Salaries and employee benefits | $2,226,000 | 2,191 |
| Premises and equipment expense | $647,000 | 1,951 |
| Additional noninterest expense | $2,098,000 | 1,642 |
| Pre-tax net operating income | $4,174,000 | 744 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,416,000 | 572 |
| Income before extraordinary items | $2,758,000 | 894 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,758,000 | 893 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,758,000 | 894 |
| Net charge-offs | $414,000 | 2,331 |
| Cash dividends | $2,250,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,758,000 | 866 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 2,126 |
| Total interest expense | $987,000 | 1,705 |
| Net interest income | $2,377,000 | 2,292 |
| Provision for loan and lease losses | $39,000 | 4,442 |
| Total noninterest income | $2,394,000 | 636 |
| Gross Fiduciary activities income | $160,000 | 512 |
| Service charges on deposit accounts | $696,000 | 528 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,538,000 | 614 |
| Total noninterest expense | $2,487,000 | 1,948 |
| Salaries and employee benefits | $1,124,000 | 2,187 |
| Premises and equipment expense | $349,000 | 1,855 |
| Additional noninterest expense | $1,014,000 | 1,694 |
| Pre-tax net operating income | $2,245,000 | 705 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $819,000 | 522 |
| Income before extraordinary items | $1,426,000 | 861 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,426,000 | 859 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,426,000 | 861 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,426,000 | 844 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,672,000 | 2,212 |
| Total interest expense | $4,693,000 | 1,740 |
| Net interest income | $8,979,000 | 2,446 |
| Provision for loan and lease losses | $90,000 | 6,097 |
| Total noninterest income | $9,918,000 | 635 |
| Gross Fiduciary activities income | $623,000 | 506 |
| Service charges on deposit accounts | $2,817,000 | 534 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,478,000 | 610 |
| Total noninterest expense | $10,230,000 | 1,913 |
| Salaries and employee benefits | $4,225,000 | 2,285 |
| Premises and equipment expense | $1,440,000 | 1,774 |
| Additional noninterest expense | $4,565,000 | 1,581 |
| Pre-tax net operating income | $8,577,000 | 625 |
| Securities gains (losses) | $534,000 | 844 |
| Applicable income taxes | $2,813,000 | 567 |
| Income before extraordinary items | $6,298,000 | 713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,298,000 | 712 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,298,000 | 714 |
| Net charge-offs | $70,000 | 5,701 |
| Cash dividends | $5,150,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,929,540 | 719 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,261,000 | 2,257 |
| Total interest expense | $3,650,000 | 1,755 |
| Net interest income | $6,611,000 | 2,521 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $7,364,000 | 632 |
| Gross Fiduciary activities income | $451,000 | 516 |
| Service charges on deposit accounts | $2,108,000 | 544 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,805,000 | 587 |
| Total noninterest expense | $7,653,000 | 1,907 |
| Salaries and employee benefits | $3,160,000 | 2,301 |
| Premises and equipment expense | $1,070,000 | 1,813 |
| Additional noninterest expense | $3,423,000 | 1,547 |
| Pre-tax net operating income | $6,232,000 | 684 |
| Securities gains (losses) | $532,000 | 697 |
| Applicable income taxes | $2,077,000 | 580 |
| Income before extraordinary items | $4,687,000 | 747 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,687,000 | 744 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,687,000 | 747 |
| Net charge-offs | $71,000 | 5,240 |
| Cash dividends | $3,650,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,319,920 | 757 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,813,000 | 2,298 |
| Total interest expense | $2,514,000 | 1,764 |
| Net interest income | $4,299,000 | 2,577 |
| Provision for loan and lease losses | $63,000 | 5,565 |
| Total noninterest income | $4,860,000 | 615 |
| Gross Fiduciary activities income | $286,000 | 534 |
| Service charges on deposit accounts | $1,401,000 | 549 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,173,000 | 571 |
| Total noninterest expense | $5,181,000 | 1,895 |
| Salaries and employee benefits | $2,110,000 | 2,304 |
| Premises and equipment expense | $700,000 | 1,867 |
| Additional noninterest expense | $2,371,000 | 1,496 |
| Pre-tax net operating income | $3,915,000 | 708 |
| Securities gains (losses) | $532,000 | 453 |
| Applicable income taxes | $1,389,000 | 542 |
| Income before extraordinary items | $3,058,000 | 738 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,058,000 | 737 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,058,000 | 738 |
| Net charge-offs | $64,000 | 4,667 |
| Cash dividends | $650,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,690,920 | 797 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 2,373 |
| Total interest expense | $1,277,000 | 1,820 |
| Net interest income | $2,075,000 | 2,682 |
| Provision for loan and lease losses | $63,000 | 4,536 |
| Total noninterest income | $2,363,000 | 630 |
| Gross Fiduciary activities income | $141,000 | 539 |
| Service charges on deposit accounts | $680,000 | 561 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,542,000 | 582 |
| Total noninterest expense | $2,606,000 | 1,902 |
| Salaries and employee benefits | $1,057,000 | 2,331 |
| Premises and equipment expense | $381,000 | 1,781 |
| Additional noninterest expense | $1,168,000 | 1,516 |
| Pre-tax net operating income | $1,769,000 | 768 |
| Securities gains (losses) | $315,000 | 368 |
| Applicable income taxes | $645,000 | 565 |
| Income before extraordinary items | $1,439,000 | 769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,439,000 | 771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,439,000 | 773 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,221,650 | 873 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,025,000 | 2,549 |
| Total interest expense | $5,534,000 | 2,059 |
| Net interest income | $7,491,000 | 2,885 |
| Provision for loan and lease losses | $218,000 | 5,689 |
| Total noninterest income | $9,655,000 | 658 |
| Gross Fiduciary activities income | $626,000 | 496 |
| Service charges on deposit accounts | $2,876,000 | 582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,153,000 | 608 |
| Total noninterest expense | $24,273,000 | 867 |
| Salaries and employee benefits | $4,391,000 | 2,238 |
| Premises and equipment expense | $1,460,000 | 1,851 |
| Additional noninterest expense | $18,422,000 | 468 |
| Pre-tax net operating income | $-7,345,000 | 7,371 |
| Securities gains (losses) | $334,000 | 1,147 |
| Applicable income taxes | $-2,816,000 | 7,608 |
| Income before extraordinary items | $-4,195,000 | 7,182 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,195,000 | 7,181 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,195,000 | 7,181 |
| Net charge-offs | $289,000 | 4,541 |
| Cash dividends | $5,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,408,760 | 7,209 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,705,000 | 2,610 |
| Total interest expense | $4,199,000 | 2,127 |
| Net interest income | $5,506,000 | 2,930 |
| Provision for loan and lease losses | $177,000 | 5,328 |
| Total noninterest income | $7,202,000 | 665 |
| Gross Fiduciary activities income | $478,000 | 484 |
| Service charges on deposit accounts | $2,155,000 | 585 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,569,000 | 626 |
| Total noninterest expense | $7,868,000 | 1,916 |
| Salaries and employee benefits | $3,316,000 | 2,241 |
| Premises and equipment expense | $1,084,000 | 1,875 |
| Additional noninterest expense | $3,468,000 | 1,550 |
| Pre-tax net operating income | $4,663,000 | 733 |
| Securities gains (losses) | $191,000 | 1,319 |
| Applicable income taxes | $1,434,000 | 625 |
| Income before extraordinary items | $3,420,000 | 793 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,420,000 | 792 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,420,000 | 794 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,286,300 | 821 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,397,000 | 2,658 |
| Total interest expense | $2,793,000 | 2,221 |
| Net interest income | $3,604,000 | 2,968 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $4,774,000 | 672 |
| Gross Fiduciary activities income | $335,000 | 480 |
| Service charges on deposit accounts | $1,421,000 | 584 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,018,000 | 635 |
| Total noninterest expense | $5,293,000 | 1,926 |
| Salaries and employee benefits | $2,212,000 | 2,282 |
| Premises and equipment expense | $716,000 | 1,926 |
| Additional noninterest expense | $2,365,000 | 1,546 |
| Pre-tax net operating income | $3,040,000 | 766 |
| Securities gains (losses) | $191,000 | 1,043 |
| Applicable income taxes | $945,000 | 650 |
| Income before extraordinary items | $2,286,000 | 816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,286,000 | 815 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,286,000 | 816 |
| Net charge-offs | $11,000 | 5,942 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,150,390 | 849 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 2,707 |
| Total interest expense | $1,380,000 | 2,314 |
| Net interest income | $1,803,000 | 2,968 |
| Provision for loan and lease losses | $20,000 | 5,880 |
| Total noninterest income | $2,329,000 | 674 |
| Gross Fiduciary activities income | $168,000 | 478 |
| Service charges on deposit accounts | $701,000 | 578 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,460,000 | 640 |
| Total noninterest expense | $2,533,000 | 1,962 |
| Salaries and employee benefits | $1,111,000 | 2,302 |
| Premises and equipment expense | $360,000 | 1,946 |
| Additional noninterest expense | $1,062,000 | 1,517 |
| Pre-tax net operating income | $1,579,000 | 806 |
| Securities gains (losses) | $28,000 | 1,551 |
| Applicable income taxes | $470,000 | 725 |
| Income before extraordinary items | $1,137,000 | 937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,137,000 | 937 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,137,000 | 939 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,117,120 | 897 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,398,000 | 2,755 |
| Total interest expense | $5,794,000 | 2,597 |
| Net interest income | $7,604,000 | 2,836 |
| Provision for loan and lease losses | $-249,000 | 8,280 |
| Total noninterest income | $9,134,000 | 645 |
| Gross Fiduciary activities income | $772,000 | 466 |
| Service charges on deposit accounts | $2,902,000 | 595 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,460,000 | 609 |
| Total noninterest expense | $10,407,000 | 1,858 |
| Salaries and employee benefits | $4,452,000 | 2,279 |
| Premises and equipment expense | $1,376,000 | 1,980 |
| Additional noninterest expense | $4,579,000 | 1,366 |
| Pre-tax net operating income | $6,580,000 | 843 |
| Securities gains (losses) | $-5,948,000 | 8,109 |
| Applicable income taxes | $-94,000 | 7,062 |
| Income before extraordinary items | $726,000 | 3,886 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $726,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-407,000 | 8,290 |
| Cash dividends | $1,124,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,674,000 | 632 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 2,794 |
| Total interest expense | $4,357,000 | 2,684 |
| Net interest income | $5,742,000 | 2,847 |
| Provision for loan and lease losses | $-271,000 | 8,363 |
| Total noninterest income | $6,777,000 | 674 |
| Gross Fiduciary activities income | $589,000 | 471 |
| Service charges on deposit accounts | $2,153,000 | 615 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,035,000 | 649 |
| Total noninterest expense | $7,588,000 | 1,899 |
| Salaries and employee benefits | $3,315,000 | 2,323 |
| Premises and equipment expense | $982,000 | 2,079 |
| Additional noninterest expense | $3,291,000 | 1,358 |
| Pre-tax net operating income | $5,202,000 | 970 |
| Securities gains (losses) | $-5,633,000 | 8,230 |
| Applicable income taxes | $-12,000 | 7,313 |
| Income before extraordinary items | $-419,000 | 7,124 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-419,000 | 7,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-437,000 | 8,365 |
| Cash dividends | $1,124,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,045,010 | 762 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 2,778 |
| Total interest expense | $2,918,000 | 2,773 |
| Net interest income | $3,947,000 | 2,739 |
| Provision for loan and lease losses | $-471,000 | 8,442 |
| Total noninterest income | $4,468,000 | 698 |
| Gross Fiduciary activities income | $393,000 | 479 |
| Service charges on deposit accounts | $1,416,000 | 602 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,659,000 | 672 |
| Total noninterest expense | $5,092,000 | 1,885 |
| Salaries and employee benefits | $2,246,000 | 2,309 |
| Premises and equipment expense | $664,000 | 2,046 |
| Additional noninterest expense | $2,182,000 | 1,353 |
| Pre-tax net operating income | $3,794,000 | 934 |
| Securities gains (losses) | $73,000 | 1,178 |
| Applicable income taxes | $1,168,000 | 820 |
| Income before extraordinary items | $2,699,000 | 1,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,699,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-446,000 | 8,439 |
| Cash dividends | $1,124,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,647,900 | 1,025 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 2,815 |
| Total interest expense | $1,511,000 | 2,875 |
| Net interest income | $1,952,000 | 2,757 |
| Provision for loan and lease losses | $-39,000 | 8,415 |
| Total noninterest income | $2,223,000 | 696 |
| Gross Fiduciary activities income | $189,000 | 495 |
| Service charges on deposit accounts | $770,000 | 552 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,264,000 | 698 |
| Total noninterest expense | $2,526,000 | 1,890 |
| Salaries and employee benefits | $1,111,000 | 2,359 |
| Premises and equipment expense | $330,000 | 2,053 |
| Additional noninterest expense | $1,085,000 | 1,324 |
| Pre-tax net operating income | $1,688,000 | 1,126 |
| Securities gains (losses) | $73,000 | 877 |
| Applicable income taxes | $523,000 | 979 |
| Income before extraordinary items | $1,238,000 | 1,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,238,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,340 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,186,900 | 1,230 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,607,000 | 2,755 |
| Total interest expense | $6,718,000 | 2,722 |
| Net interest income | $7,889,000 | 2,760 |
| Provision for loan and lease losses | $83,000 | 5,164 |
| Total noninterest income | $9,508,000 | 631 |
| Gross Fiduciary activities income | $746,000 | 496 |
| Service charges on deposit accounts | $4,009,000 | 434 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,753,000 | 712 |
| Total noninterest expense | $10,102,000 | 1,828 |
| Salaries and employee benefits | $4,353,000 | 2,313 |
| Premises and equipment expense | $1,305,000 | 2,004 |
| Additional noninterest expense | $4,444,000 | 1,265 |
| Pre-tax net operating income | $7,212,000 | 1,176 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,230,000 | 1,038 |
| Income before extraordinary items | $4,982,000 | 1,290 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,982,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,289 |
| Cash dividends | $2,535,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,982,000 | 1,274 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,945,000 | 2,754 |
| Total interest expense | $5,046,000 | 2,723 |
| Net interest income | $5,899,000 | 2,777 |
| Provision for loan and lease losses | $-13,000 | 8,310 |
| Total noninterest income | $7,198,000 | 631 |
| Gross Fiduciary activities income | $547,000 | 502 |
| Service charges on deposit accounts | $3,120,000 | 410 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,531,000 | 732 |
| Total noninterest expense | $7,358,000 | 1,862 |
| Salaries and employee benefits | $3,120,000 | 2,416 |
| Premises and equipment expense | $934,000 | 2,075 |
| Additional noninterest expense | $3,304,000 | 1,243 |
| Pre-tax net operating income | $5,752,000 | 1,190 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,789,000 | 1,050 |
| Income before extraordinary items | $3,963,000 | 1,299 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,963,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,275 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,963,000 | 1,290 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 2,790 |
| Total interest expense | $3,318,000 | 2,745 |
| Net interest income | $3,904,000 | 2,815 |
| Provision for loan and lease losses | $-10,000 | 8,353 |
| Total noninterest income | $4,797,000 | 661 |
| Gross Fiduciary activities income | $362,000 | 511 |
| Service charges on deposit accounts | $2,115,000 | 412 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,320,000 | 756 |
| Total noninterest expense | $4,800,000 | 1,919 |
| Salaries and employee benefits | $2,046,000 | 2,484 |
| Premises and equipment expense | $566,000 | 2,287 |
| Additional noninterest expense | $2,188,000 | 1,261 |
| Pre-tax net operating income | $3,911,000 | 1,205 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,216,000 | 1,091 |
| Income before extraordinary items | $2,695,000 | 1,326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,695,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,695,000 | 1,305 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 2,853 |
| Total interest expense | $1,621,000 | 2,789 |
| Net interest income | $1,894,000 | 2,893 |
| Provision for loan and lease losses | $-47,000 | 8,508 |
| Total noninterest income | $2,297,000 | 671 |
| Gross Fiduciary activities income | $171,000 | 527 |
| Service charges on deposit accounts | $1,076,000 | 391 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,050,000 | 805 |
| Total noninterest expense | $2,351,000 | 1,965 |
| Salaries and employee benefits | $1,009,000 | 2,538 |
| Premises and equipment expense | $292,000 | 2,239 |
| Additional noninterest expense | $1,050,000 | 1,279 |
| Pre-tax net operating income | $1,887,000 | 1,241 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $572,000 | 1,156 |
| Income before extraordinary items | $1,315,000 | 1,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,315,000 | 1,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,260 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,315,000 | 1,329 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,562,000 | 2,970 |
| Total interest expense | $5,507,000 | 2,795 |
| Net interest income | $7,055,000 | 3,087 |
| Provision for loan and lease losses | $-24,000 | 8,346 |
| Total noninterest income | $6,214,000 | 915 |
| Gross Fiduciary activities income | $605,000 | 541 |
| Service charges on deposit accounts | $2,521,000 | 699 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,088,000 | 974 |
| Total noninterest expense | $8,204,000 | 2,157 |
| Salaries and employee benefits | $3,795,000 | 2,564 |
| Premises and equipment expense | $1,268,000 | 1,979 |
| Additional noninterest expense | $3,141,000 | 1,681 |
| Pre-tax net operating income | $5,089,000 | 1,846 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,519,000 | 1,644 |
| Income before extraordinary items | $3,570,000 | 1,981 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,570,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $192,000 | 5,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,570,000 | 1,964 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,144,000 | 3,027 |
| Total interest expense | $3,948,000 | 2,811 |
| Net interest income | $5,196,000 | 3,156 |
| Provision for loan and lease losses | $-61,000 | 8,544 |
| Total noninterest income | $4,558,000 | 944 |
| Gross Fiduciary activities income | $442,000 | 546 |
| Service charges on deposit accounts | $1,858,000 | 721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,258,000 | 1,007 |
| Total noninterest expense | $5,942,000 | 2,220 |
| Salaries and employee benefits | $2,637,000 | 2,729 |
| Premises and equipment expense | $949,000 | 1,989 |
| Additional noninterest expense | $2,356,000 | 1,672 |
| Pre-tax net operating income | $3,873,000 | 1,905 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,180,000 | 1,669 |
| Income before extraordinary items | $2,693,000 | 2,014 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,693,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $192,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,693,000 | 2,009 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 3,069 |
| Total interest expense | $2,490,000 | 2,834 |
| Net interest income | $3,395,000 | 3,219 |
| Provision for loan and lease losses | $-92,000 | 8,622 |
| Total noninterest income | $3,078,000 | 927 |
| Gross Fiduciary activities income | $299,000 | 553 |
| Service charges on deposit accounts | $1,240,000 | 706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,539,000 | 995 |
| Total noninterest expense | $3,951,000 | 2,235 |
| Salaries and employee benefits | $1,757,000 | 2,737 |
| Premises and equipment expense | $639,000 | 1,976 |
| Additional noninterest expense | $1,555,000 | 1,702 |
| Pre-tax net operating income | $2,614,000 | 1,879 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $787,000 | 1,684 |
| Income before extraordinary items | $1,827,000 | 1,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,827,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $192,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,827,000 | 1,974 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 3,141 |
| Total interest expense | $1,171,000 | 2,860 |
| Net interest income | $1,648,000 | 3,283 |
| Provision for loan and lease losses | $-8,000 | 8,543 |
| Total noninterest income | $1,562,000 | 901 |
| Gross Fiduciary activities income | $145,000 | 567 |
| Service charges on deposit accounts | $612,000 | 681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $805,000 | 955 |
| Total noninterest expense | $1,978,000 | 2,242 |
| Salaries and employee benefits | $900,000 | 2,682 |
| Premises and equipment expense | $327,000 | 1,939 |
| Additional noninterest expense | $751,000 | 1,743 |
| Pre-tax net operating income | $1,240,000 | 1,917 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $370,000 | 1,755 |
| Income before extraordinary items | $870,000 | 2,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $870,000 | 2,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $870,000 | 2,014 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,602,000 | 3,256 |
| Total interest expense | $3,628,000 | 2,855 |
| Net interest income | $5,974,000 | 3,436 |
| Provision for loan and lease losses | $-115,000 | 8,642 |
| Total noninterest income | $6,386,000 | 885 |
| Gross Fiduciary activities income | $520,000 | 575 |
| Service charges on deposit accounts | $2,741,000 | 623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,125,000 | 988 |
| Total noninterest expense | $7,809,000 | 2,138 |
| Salaries and employee benefits | $3,382,000 | 2,675 |
| Premises and equipment expense | $1,198,000 | 2,000 |
| Additional noninterest expense | $3,229,000 | 1,582 |
| Pre-tax net operating income | $4,666,000 | 1,970 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,363,000 | 1,819 |
| Income before extraordinary items | $3,303,000 | 2,076 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,303,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,303,000 | 2,051 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 3,314 |
| Total interest expense | $2,543,000 | 2,894 |
| Net interest income | $4,354,000 | 3,504 |
| Provision for loan and lease losses | $-121,000 | 8,715 |
| Total noninterest income | $4,786,000 | 889 |
| Gross Fiduciary activities income | $378,000 | 574 |
| Service charges on deposit accounts | $2,095,000 | 601 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,313,000 | 1,000 |
| Total noninterest expense | $5,808,000 | 2,125 |
| Salaries and employee benefits | $2,523,000 | 2,649 |
| Premises and equipment expense | $876,000 | 2,033 |
| Additional noninterest expense | $2,409,000 | 1,559 |
| Pre-tax net operating income | $3,453,000 | 2,002 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,009,000 | 1,864 |
| Income before extraordinary items | $2,444,000 | 2,108 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,444,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,444,000 | 2,069 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 3,394 |
| Total interest expense | $1,567,000 | 2,948 |
| Net interest income | $2,779,000 | 3,620 |
| Provision for loan and lease losses | $-123,000 | 8,747 |
| Total noninterest income | $3,201,000 | 873 |
| Gross Fiduciary activities income | $261,000 | 570 |
| Service charges on deposit accounts | $1,407,000 | 590 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,533,000 | 996 |
| Total noninterest expense | $3,883,000 | 2,108 |
| Salaries and employee benefits | $1,639,000 | 2,707 |
| Premises and equipment expense | $589,000 | 2,009 |
| Additional noninterest expense | $1,655,000 | 1,509 |
| Pre-tax net operating income | $2,220,000 | 2,016 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $644,000 | 1,902 |
| Income before extraordinary items | $1,576,000 | 2,140 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,576,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,576,000 | 2,107 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 3,529 |
| Total interest expense | $730,000 | 3,013 |
| Net interest income | $1,311,000 | 3,776 |
| Provision for loan and lease losses | $-147,000 | 8,850 |
| Total noninterest income | $1,563,000 | 877 |
| Gross Fiduciary activities income | $115,000 | 613 |
| Service charges on deposit accounts | $668,000 | 594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $780,000 | 970 |
| Total noninterest expense | $1,934,000 | 2,138 |
| Salaries and employee benefits | $792,000 | 2,794 |
| Premises and equipment expense | $305,000 | 1,968 |
| Additional noninterest expense | $837,000 | 1,487 |
| Pre-tax net operating income | $1,087,000 | 2,028 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $315,000 | 1,910 |
| Income before extraordinary items | $772,000 | 2,146 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $772,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $772,000 | 2,110 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 3,836 |
| Total interest expense | $2,410,000 | 3,134 |
| Net interest income | $4,521,000 | 4,108 |
| Provision for loan and lease losses | $93,000 | 5,137 |
| Total noninterest income | $4,103,000 | 1,250 |
| Gross Fiduciary activities income | $475,000 | 591 |
| Service charges on deposit accounts | $1,912,000 | 916 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,716,000 | 1,482 |
| Total noninterest expense | $6,282,000 | 2,532 |
| Salaries and employee benefits | $2,791,000 | 3,040 |
| Premises and equipment expense | $1,026,000 | 2,233 |
| Additional noninterest expense | $2,465,000 | 1,977 |
| Pre-tax net operating income | $2,249,000 | 3,242 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $538,000 | 3,223 |
| Income before extraordinary items | $1,711,000 | 3,302 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,711,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,748 |
| Cash dividends | $362,000 | 4,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,711,000 | 3,229 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 3,925 |
| Total interest expense | $1,716,000 | 3,219 |
| Net interest income | $3,306,000 | 4,166 |
| Provision for loan and lease losses | $61,000 | 5,112 |
| Total noninterest income | $2,674,000 | 1,411 |
| Gross Fiduciary activities income | $356,000 | 591 |
| Service charges on deposit accounts | $1,242,000 | 1,084 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,076,000 | 1,682 |
| Total noninterest expense | $4,391,000 | 2,681 |
| Salaries and employee benefits | $2,023,000 | 3,094 |
| Premises and equipment expense | $710,000 | 2,393 |
| Additional noninterest expense | $1,658,000 | 2,177 |
| Pre-tax net operating income | $1,528,000 | 3,534 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $371,000 | 3,436 |
| Income before extraordinary items | $1,157,000 | 3,632 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,157,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $362,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,157,000 | 3,565 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 3,984 |
| Total interest expense | $1,135,000 | 3,218 |
| Net interest income | $2,149,000 | 4,261 |
| Provision for loan and lease losses | $22,000 | 5,786 |
| Total noninterest income | $1,789,000 | 1,396 |
| Gross Fiduciary activities income | $236,000 | 591 |
| Service charges on deposit accounts | $817,000 | 1,088 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $736,000 | 1,655 |
| Total noninterest expense | $2,900,000 | 2,714 |
| Salaries and employee benefits | $1,330,000 | 3,155 |
| Premises and equipment expense | $463,000 | 2,436 |
| Additional noninterest expense | $1,107,000 | 2,184 |
| Pre-tax net operating income | $1,016,000 | 3,493 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $246,000 | 3,415 |
| Income before extraordinary items | $770,000 | 3,624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $770,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $362,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $770,000 | 3,531 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 3,955 |
| Total interest expense | $571,000 | 3,242 |
| Net interest income | $1,079,000 | 4,250 |
| Provision for loan and lease losses | $22,000 | 4,718 |
| Total noninterest income | $893,000 | 1,375 |
| Gross Fiduciary activities income | $118,000 | 600 |
| Service charges on deposit accounts | $396,000 | 1,078 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $379,000 | 1,594 |
| Total noninterest expense | $1,468,000 | 2,683 |
| Salaries and employee benefits | $662,000 | 3,184 |
| Premises and equipment expense | $241,000 | 2,392 |
| Additional noninterest expense | $565,000 | 2,100 |
| Pre-tax net operating income | $482,000 | 3,621 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $365,000 | 3,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $365,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $365,000 | 3,631 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 3,947 |
| Total interest expense | $2,469,000 | 3,365 |
| Net interest income | $4,257,000 | 4,167 |
| Provision for loan and lease losses | $47,000 | 6,392 |
| Total noninterest income | $3,458,000 | 1,508 |
| Gross Fiduciary activities income | $463,000 | 587 |
| Service charges on deposit accounts | $1,601,000 | 1,079 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,394,000 | 1,917 |
| Total noninterest expense | $5,577,000 | 2,785 |
| Salaries and employee benefits | $2,637,000 | 3,121 |
| Premises and equipment expense | $888,000 | 2,518 |
| Additional noninterest expense | $2,052,000 | 2,347 |
| Pre-tax net operating income | $2,091,000 | 3,293 |
| Securities gains (losses) | $148,000 | 1,568 |
| Applicable income taxes | $624,000 | 2,978 |
| Income before extraordinary items | $1,615,000 | 3,370 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,615,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $2,886,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,508,440 | 3,393 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 3,971 |
| Total interest expense | $1,879,000 | 3,450 |
| Net interest income | $3,217,000 | 4,175 |
| Provision for loan and lease losses | $-58,000 | 9,105 |
| Total noninterest income | $2,572,000 | 1,549 |
| Gross Fiduciary activities income | $342,000 | 594 |
| Service charges on deposit accounts | $1,190,000 | 1,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,040,000 | 1,997 |
| Total noninterest expense | $4,168,000 | 2,790 |
| Salaries and employee benefits | $1,985,000 | 3,112 |
| Premises and equipment expense | $655,000 | 2,564 |
| Additional noninterest expense | $1,528,000 | 2,356 |
| Pre-tax net operating income | $1,679,000 | 3,243 |
| Securities gains (losses) | $148,000 | 1,431 |
| Applicable income taxes | $509,000 | 2,990 |
| Income before extraordinary items | $1,318,000 | 3,256 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,318,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,926 |
| Cash dividends | $2,129,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,211,440 | 3,306 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 3,918 |
| Total interest expense | $1,270,000 | 3,503 |
| Net interest income | $2,214,000 | 4,062 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $1,699,000 | 1,552 |
| Gross Fiduciary activities income | $237,000 | 590 |
| Service charges on deposit accounts | $772,000 | 1,100 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $690,000 | 1,990 |
| Total noninterest expense | $2,751,000 | 2,815 |
| Salaries and employee benefits | $1,309,000 | 3,127 |
| Premises and equipment expense | $437,000 | 2,547 |
| Additional noninterest expense | $1,005,000 | 2,362 |
| Pre-tax net operating income | $1,156,000 | 3,173 |
| Securities gains (losses) | $79,000 | 1,687 |
| Applicable income taxes | $366,000 | 2,873 |
| Income before extraordinary items | $869,000 | 3,296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $869,000 | 3,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,965 |
| Cash dividends | $2,129,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $813,700 | 3,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 3,710 |
| Total interest expense | $633,000 | 3,593 |
| Net interest income | $1,241,000 | 3,709 |
| Provision for loan and lease losses | $48,000 | 3,749 |
| Total noninterest income | $826,000 | 1,542 |
| Gross Fiduciary activities income | $111,000 | 613 |
| Service charges on deposit accounts | $374,000 | 1,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $341,000 | 1,932 |
| Total noninterest expense | $1,378,000 | 2,790 |
| Salaries and employee benefits | $658,000 | 3,115 |
| Premises and equipment expense | $221,000 | 2,528 |
| Additional noninterest expense | $499,000 | 2,341 |
| Pre-tax net operating income | $641,000 | 2,926 |
| Securities gains (losses) | $83,000 | 1,102 |
| Applicable income taxes | $213,000 | 2,586 |
| Income before extraordinary items | $511,000 | 2,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,027 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $452,070 | 3,001 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,055,000 | 3,624 |
| Total interest expense | $3,228,000 | 3,322 |
| Net interest income | $4,827,000 | 3,769 |
| Provision for loan and lease losses | $442,000 | 2,621 |
| Total noninterest income | $3,221,000 | 1,484 |
| Gross Fiduciary activities income | $411,000 | 642 |
| Service charges on deposit accounts | $1,487,000 | 1,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,323,000 | 1,822 |
| Total noninterest expense | $5,460,000 | 2,703 |
| Salaries and employee benefits | $2,609,000 | 3,012 |
| Premises and equipment expense | $862,000 | 2,505 |
| Additional noninterest expense | $1,989,000 | 2,317 |
| Pre-tax net operating income | $2,146,000 | 3,275 |
| Securities gains (losses) | $107,000 | 1,678 |
| Applicable income taxes | $656,000 | 2,965 |
| Income before extraordinary items | $1,597,000 | 3,337 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,597,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,102 |
| Cash dividends | $1,682,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,521,030 | 3,361 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 3,491 |
| Total interest expense | $4,176,000 | 3,666 |
| Net interest income | $5,239,000 | 3,311 |
| Provision for loan and lease losses | $573,000 | 1,981 |
| Total noninterest income | $2,920,000 | 1,510 |
| Gross Fiduciary activities income | $437,000 | 635 |
| Service charges on deposit accounts | $1,203,000 | 1,238 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,280,000 | 1,724 |
| Total noninterest expense | $5,364,000 | 2,639 |
| Salaries and employee benefits | $2,579,000 | 2,871 |
| Premises and equipment expense | $823,000 | 2,559 |
| Additional noninterest expense | $1,962,000 | 2,284 |
| Pre-tax net operating income | $2,222,000 | 2,931 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $694,000 | 2,688 |
| Income before extraordinary items | $1,529,000 | 3,178 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,529,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,547 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,528,310 | 3,080 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,848,000 | 3,445 |
| Total interest expense | $4,360,000 | 3,720 |
| Net interest income | $5,488,000 | 3,211 |
| Provision for loan and lease losses | $235,000 | 3,415 |
| Total noninterest income | $2,802,000 | 1,432 |
| Gross Fiduciary activities income | $552,000 | 569 |
| Service charges on deposit accounts | $982,000 | 1,387 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,268,000 | 1,588 |
| Total noninterest expense | $5,102,000 | 2,666 |
| Salaries and employee benefits | $2,406,000 | 2,936 |
| Premises and equipment expense | $735,000 | 2,758 |
| Additional noninterest expense | $1,961,000 | 2,208 |
| Pre-tax net operating income | $2,953,000 | 2,424 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $983,000 | 2,154 |
| Income before extraordinary items | $1,970,000 | 2,608 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,970,000 | 2,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,483 |
| Cash dividends | $2,637,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,970,000 | 2,604 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 3,578 |
| Total interest expense | $3,670,000 | 3,868 |
| Net interest income | $5,185,000 | 3,341 |
| Provision for loan and lease losses | $119,000 | 4,899 |
| Total noninterest income | $2,638,000 | 1,505 |
| Gross Fiduciary activities income | $384,000 | 712 |
| Service charges on deposit accounts | $1,035,000 | 1,271 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,219,000 | 1,621 |
| Total noninterest expense | $5,008,000 | 2,697 |
| Salaries and employee benefits | $2,381,000 | 2,942 |
| Premises and equipment expense | $729,000 | 2,772 |
| Additional noninterest expense | $1,898,000 | 2,307 |
| Pre-tax net operating income | $2,696,000 | 2,629 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $875,000 | 2,440 |
| Income before extraordinary items | $1,837,000 | 2,765 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,837,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,348 |
| Cash dividends | $1,454,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,826,120 | 2,741 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 3,591 |
| Total interest expense | $3,831,000 | 3,822 |
| Net interest income | $5,001,000 | 3,392 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $2,469,000 | 1,554 |
| Gross Fiduciary activities income | $380,000 | 724 |
| Service charges on deposit accounts | $973,000 | 1,284 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,116,000 | 1,716 |
| Total noninterest expense | $4,964,000 | 2,634 |
| Salaries and employee benefits | $2,374,000 | 2,858 |
| Premises and equipment expense | $693,000 | 2,788 |
| Additional noninterest expense | $1,897,000 | 2,209 |
| Pre-tax net operating income | $2,504,000 | 2,783 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $834,000 | 2,644 |
| Income before extraordinary items | $1,711,000 | 2,911 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,711,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 10,191 |
| Cash dividends | $537,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,683,530 | 2,865 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 3,650 |
| Total interest expense | $3,692,000 | 3,954 |
| Net interest income | $5,079,000 | 3,440 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $2,249,000 | 1,612 |
| Gross Fiduciary activities income | $305,000 | 802 |
| Service charges on deposit accounts | $999,000 | 1,282 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $945,000 | 1,811 |
| Total noninterest expense | $4,504,000 | 2,816 |
| Salaries and employee benefits | $2,087,000 | 3,178 |
| Premises and equipment expense | $592,000 | 3,194 |
| Additional noninterest expense | $1,825,000 | 2,281 |
| Pre-tax net operating income | $2,767,000 | 2,676 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $903,000 | 2,652 |
| Income before extraordinary items | $1,864,000 | 2,744 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,864,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $2,814,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,864,000 | 2,692 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,297,000 | 3,892 |
| Total interest expense | $3,646,000 | 4,032 |
| Net interest income | $4,651,000 | 3,784 |
| Provision for loan and lease losses | $208,000 | 3,331 |
| Total noninterest income | $2,122,000 | 1,748 |
| Gross Fiduciary activities income | $269,000 | 896 |
| Service charges on deposit accounts | $1,031,000 | 1,298 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $822,000 | 2,071 |
| Total noninterest expense | $4,264,000 | 3,149 |
| Salaries and employee benefits | $2,131,000 | 3,140 |
| Premises and equipment expense | $561,000 | 3,421 |
| Additional noninterest expense | $1,572,000 | 3,004 |
| Pre-tax net operating income | $2,301,000 | 3,034 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $762,000 | 2,979 |
| Income before extraordinary items | $1,539,000 | 3,126 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,539,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $837,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,539,000 | 3,080 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,781,000 | 4,115 |
| Total interest expense | $3,436,000 | 4,225 |
| Net interest income | $4,345,000 | 4,030 |
| Provision for loan and lease losses | $-119,000 | 11,748 |
| Total noninterest income | $2,029,000 | 1,812 |
| Gross Fiduciary activities income | $254,000 | 940 |
| Service charges on deposit accounts | $982,000 | 1,390 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $793,000 | 2,117 |
| Total noninterest expense | $4,128,000 | 3,225 |
| Salaries and employee benefits | $1,939,000 | 3,394 |
| Premises and equipment expense | $556,000 | 3,432 |
| Additional noninterest expense | $1,633,000 | 2,849 |
| Pre-tax net operating income | $2,365,000 | 3,008 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $794,000 | 2,888 |
| Income before extraordinary items | $1,571,000 | 3,113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,571,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $36,000 | 8,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,571,000 | 3,088 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 4,512 |
| Total interest expense | $2,531,000 | 4,597 |
| Net interest income | $3,983,000 | 4,398 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $2,668,000 | 1,485 |
| Gross Fiduciary activities income | $298,000 | 905 |
| Service charges on deposit accounts | $962,000 | 1,397 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,408,000 | 1,453 |
| Total noninterest expense | $4,417,000 | 3,116 |
| Salaries and employee benefits | $1,843,000 | 3,536 |
| Premises and equipment expense | $593,000 | 3,307 |
| Additional noninterest expense | $1,981,000 | 2,597 |
| Pre-tax net operating income | $2,142,000 | 3,235 |
| Securities gains (losses) | $-52,000 | 11,060 |
| Applicable income taxes | $702,000 | 3,084 |
| Income before extraordinary items | $1,388,000 | 3,395 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,388,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $3,171,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,422,320 | 3,348 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 4,829 |
| Total interest expense | $2,766,000 | 4,424 |
| Net interest income | $3,405,000 | 5,067 |
| Provision for loan and lease losses | $-5,069,000 | 13,268 |
| Total noninterest income | $2,039,000 | 1,949 |
| Gross Fiduciary activities income | $289,000 | 955 |
| Service charges on deposit accounts | $950,000 | 1,418 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $800,000 | 2,384 |
| Total noninterest expense | $4,500,000 | 3,118 |
| Salaries and employee benefits | $1,735,000 | 3,753 |
| Premises and equipment expense | $604,000 | 3,308 |
| Additional noninterest expense | $2,161,000 | 2,558 |
| Pre-tax net operating income | $6,013,000 | 1,153 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,053,000 | 1,182 |
| Income before extraordinary items | $3,960,000 | 1,285 |
| Extraordinary gains, net | $-487,000 | 13,166 |
| Net income | $3,473,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,927,000 | 13,277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,960,000 | 1,196 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 4,905 |
| Total interest expense | $3,614,000 | 4,438 |
| Net interest income | $3,250,000 | 5,339 |
| Provision for loan and lease losses | $442,000 | 3,262 |
| Total noninterest income | $1,859,000 | 2,035 |
| Gross Fiduciary activities income | $246,000 | 1,027 |
| Service charges on deposit accounts | $938,000 | 1,431 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $675,000 | 2,603 |
| Total noninterest expense | $4,859,000 | 2,945 |
| Salaries and employee benefits | $1,925,000 | 3,318 |
| Premises and equipment expense | $601,000 | 3,352 |
| Additional noninterest expense | $2,333,000 | 2,456 |
| Pre-tax net operating income | $-192,000 | 13,078 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $-16,000 | 13,416 |
| Income before extraordinary items | $-165,000 | 13,140 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-165,000 | 13,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 2,276 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-175,010 | 13,024 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.