Home > First Choice Community Bank > Assets and Liabilities
First Choice Community Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 62 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $291,196,000 | 2,235 |
| Cash and due from depository institutions | $36,644,000 | 2,496 |
| Interest-bearing balances | $32,467,000 | 1,206 |
| Securities | $3,850,000 | 6,748 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $234,084,000 | 1,799 |
| Loan loss allowance | $16,989,000 | 508 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,513,000 | 1,240 |
| Other real estate owned | $3,146,000 | 2,496 |
| Goodwill and other intangibles | $291,000 | 2,238 |
| All other assets | $3,668,000 | 3,801 |
| Life insurance assets | $1,370,000 | 2,672 |
| Total liabilities and capital | $291,196,000 | 2,235 |
| Total liabilities | $299,577,000 | 1,974 |
| Total deposits | $294,769,000 | 1,876 |
| Interest-bearing deposits | $280,423,000 | 1,712 |
| Deposits held in domestic offices | $294,769,000 | 1,874 |
| % insured | 97.74% | 848 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,145 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $808,000 | 3,545 |
| Total equity capital | $-8,381,000 | 7,582 |
| Total bank equity capital | $-8,381,000 | 7,582 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $9,433,000 | 560 |
| Surplus | $30,601,000 | 1,108 |
| Undivided profits | $-48,415,000 | 7,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $93,164,000 | 214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $983,000 | 2,944 |
| Earning assets | $270,401,000 | 2,200 |
| Long-term assets (5+ years) | $9,049,000 | 5,503 |
| Average Assets, year-to-date | $299,824,500 | 2,161 |
| Average Assets, quarterly | $299,824,500 | 2,161 |
| Volatile liabilities | $9,634,000 | 3,598 |
| Insider loans | $3,188,000 | 2,014 |
| FHLB advances | $4,000,000 | 3,013 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $8,420,000 | 4,260 |
| Tier 1 (core) risk-based capital | $-19,444,000 | 7,582 |
| Tier 2 risk-based capital | $0 | 7,496 |
| Total risk weighted assets | $244,134,000 | 1,788 |
| Total unused commitments | $8,420,000 | 4,262 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 70 | 2,225 |
| Assets and Liabilities | ||
| Total Assets: | $308,453,000 | 2,112 |
| Cash and due from depository institutions | $27,988,000 | 2,225 |
| Interest-bearing balances | $23,047,000 | 1,467 |
| Securities | $18,319,000 | 4,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $244,722,000 | 1,763 |
| Loan loss allowance | $17,127,000 | 511 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,676,000 | 1,241 |
| Other real estate owned | $3,404,000 | 2,225 |
| Goodwill and other intangibles | $311,000 | 2,209 |
| All other assets | $4,033,000 | 3,683 |
| Life insurance assets | $1,360,000 | 2,674 |
| Total liabilities and capital | $308,453,000 | 2,112 |
| Total liabilities | $316,042,000 | 1,876 |
| Total deposits | $310,004,000 | 1,755 |
| Interest-bearing deposits | $293,609,000 | 1,612 |
| Deposits held in domestic offices | $310,004,000 | 1,753 |
| % insured | 94.93% | 1,997 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,977,000 | 3,221 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,061,000 | 3,105 |
| Total equity capital | $-7,589,000 | 7,665 |
| Total bank equity capital | $-7,589,000 | 7,665 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $9,433,000 | 560 |
| Surplus | $30,600,000 | 1,101 |
| Undivided profits | $-47,622,000 | 7,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $79,487,000 | 253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,300,000 | 2,336 |
| Earning assets | $286,088,000 | 2,092 |
| Long-term assets (5+ years) | $13,409,000 | 4,940 |
| Average Assets, year-to-date | $343,296,200 | 1,904 |
| Average Assets, quarterly | $325,279,500 | 2,016 |
| Volatile liabilities | $93,431,000 | 1,429 |
| Insider loans | $2,755,000 | 2,301 |
| FHLB advances | $4,000,000 | 3,222 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,955,000 | 3,866 |
| Tier 1 (core) risk-based capital | $-7,908,000 | 7,665 |
| Tier 2 risk-based capital | $0 | 7,578 |
| Total risk weighted assets | $267,095,000 | 1,687 |
| Total unused commitments | $9,955,000 | 3,866 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 68 | 2,303 |
| Assets and Liabilities | ||
| Total Assets: | $342,106,000 | 1,955 |
| Cash and due from depository institutions | $29,871,000 | 2,303 |
| Interest-bearing balances | $25,952,000 | 1,368 |
| Securities | $21,880,000 | 4,147 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $271,980,000 | 1,632 |
| Loan loss allowance | $6,555,000 | 1,248 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,845,000 | 1,225 |
| Other real estate owned | $3,783,000 | 2,303 |
| Goodwill and other intangibles | $331,000 | 2,172 |
| All other assets | $4,416,000 | 3,555 |
| Life insurance assets | $1,349,000 | 2,669 |
| Total liabilities and capital | $342,106,000 | 1,955 |
| Total liabilities | $328,706,000 | 1,823 |
| Total deposits | $322,957,000 | 1,716 |
| Interest-bearing deposits | $306,488,000 | 1,565 |
| Deposits held in domestic offices | $322,957,000 | 1,714 |
| % insured | 94.97% | 1,576 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,000,000 | 3,514 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,749,000 | 2,440 |
| Total equity capital | $13,400,000 | 4,401 |
| Total bank equity capital | $13,400,000 | 4,401 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $9,433,000 | 563 |
| Surplus | $30,600,000 | 1,084 |
| Undivided profits | $-26,633,000 | 7,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $49,995,000 | 383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,414,000 | 2,311 |
| Earning assets | $319,812,000 | 1,900 |
| Long-term assets (5+ years) | $21,247,000 | 4,065 |
| Average Assets, year-to-date | $352,007,000 | 1,884 |
| Average Assets, quarterly | $341,101,000 | 1,953 |
| Volatile liabilities | $94,309,000 | 1,475 |
| Insider loans | $11,658,000 | 542 |
| FHLB advances | $4,000,000 | 3,364 |
| Loans and leases held for sale | $264,000 | 1,706 |
| Unused loan commitments | $13,446,000 | 3,337 |
| Tier 1 (core) risk-based capital | $12,928,000 | 4,307 |
| Tier 2 risk-based capital | $3,720,000 | 1,493 |
| Total risk weighted assets | $294,766,000 | 1,567 |
| Total unused commitments | $13,446,000 | 3,341 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 74 | 2,133 |
| Assets and Liabilities | ||
| Total Assets: | $340,096,000 | 1,973 |
| Cash and due from depository institutions | $31,264,000 | 2,133 |
| Interest-bearing balances | $27,122,000 | 1,245 |
| Securities | $10,248,000 | 5,687 |
| Federal funds sold & reverse repurchase agreements | $2,517,000 | 2,379 |
| Net loans & leases | $277,283,000 | 1,619 |
| Loan loss allowance | $7,462,000 | 1,129 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,965,000 | 1,230 |
| Other real estate owned | $4,226,000 | 2,133 |
| Goodwill and other intangibles | $350,000 | 2,147 |
| All other assets | $4,243,000 | 3,678 |
| Life insurance assets | $1,341,000 | 2,677 |
| Total liabilities and capital | $340,096,000 | 1,973 |
| Total liabilities | $326,843,000 | 1,845 |
| Total deposits | $320,051,000 | 1,731 |
| Interest-bearing deposits | $303,336,000 | 1,601 |
| Deposits held in domestic offices | $320,051,000 | 1,729 |
| % insured | 90.95% | 3,243 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $4,932,000 | 3,487 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,860,000 | 2,236 |
| Total equity capital | $13,253,000 | 4,426 |
| Total bank equity capital | $13,253,000 | 4,425 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $9,433,000 | 566 |
| Surplus | $30,598,000 | 1,083 |
| Undivided profits | $-26,778,000 | 7,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $35,808,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,423,000 | 2,208 |
| Earning assets | $317,170,000 | 1,917 |
| Long-term assets (5+ years) | $13,582,000 | 4,873 |
| Average Assets, year-to-date | $355,307,330 | 1,884 |
| Average Assets, quarterly | $350,855,500 | 1,910 |
| Volatile liabilities | $80,917,000 | 1,752 |
| Insider loans | $11,981,000 | 516 |
| FHLB advances | $4,000,000 | 3,515 |
| Loans and leases held for sale | $238,000 | 1,572 |
| Unused loan commitments | $18,115,000 | 2,818 |
| Tier 1 (core) risk-based capital | $12,904,000 | 4,318 |
| Tier 2 risk-based capital | $3,877,000 | 1,455 |
| Total risk weighted assets | $306,571,000 | 1,537 |
| Total unused commitments | $18,115,000 | 2,820 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 70 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $361,615,000 | 1,898 |
| Cash and due from depository institutions | $41,349,000 | 2,291 |
| Interest-bearing balances | $37,639,000 | 914 |
| Securities | $3,383,000 | 7,032 |
| Federal funds sold & reverse repurchase agreements | $2,515,000 | 2,674 |
| Net loans & leases | $287,528,000 | 1,601 |
| Loan loss allowance | $8,736,000 | 979 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,703,000 | 1,167 |
| Other real estate owned | $5,036,000 | 2,291 |
| Goodwill and other intangibles | $370,000 | 2,136 |
| All other assets | $10,731,000 | 1,925 |
| Life insurance assets | $1,331,000 | 2,691 |
| Total liabilities and capital | $361,615,000 | 1,898 |
| Total liabilities | $330,583,000 | 1,866 |
| Total deposits | $325,617,000 | 1,740 |
| Interest-bearing deposits | $307,477,000 | 1,629 |
| Deposits held in domestic offices | $325,617,000 | 1,738 |
| % insured | 90.51% | 3,512 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,763 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $966,000 | 3,481 |
| Total equity capital | $31,032,000 | 2,162 |
| Total bank equity capital | $31,032,000 | 2,161 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $9,433,000 | 575 |
| Surplus | $30,587,000 | 1,100 |
| Undivided profits | $-8,988,000 | 7,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $12,976,000 | 1,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,482,000 | 2,194 |
| Earning assets | $331,065,000 | 1,891 |
| Long-term assets (5+ years) | $9,605,000 | 5,433 |
| Average Assets, year-to-date | $362,913,000 | 1,887 |
| Average Assets, quarterly | $362,913,000 | 1,887 |
| Volatile liabilities | $81,200,000 | 1,808 |
| Insider loans | $14,129,000 | 441 |
| FHLB advances | $4,000,000 | 3,612 |
| Loans and leases held for sale | $140,000 | 1,647 |
| Unused loan commitments | $26,095,000 | 2,274 |
| Tier 1 (core) risk-based capital | $26,913,000 | 2,334 |
| Tier 2 risk-based capital | $4,079,000 | 1,420 |
| Total risk weighted assets | $321,684,000 | 1,511 |
| Total unused commitments | $26,095,000 | 2,278 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 19 | 5,848 |
| Assets and Liabilities | ||
| Total Assets: | $128,620,000 | 4,455 |
| Cash and due from depository institutions | $8,718,000 | 5,848 |
| Interest-bearing balances | $7,004,000 | 2,813 |
| Securities | $3,166,000 | 7,083 |
| Federal funds sold & reverse repurchase agreements | $2,511,000 | 2,575 |
| Net loans & leases | $103,962,000 | 3,821 |
| Loan loss allowance | $2,302,000 | 2,925 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,160,000 | 2,078 |
| Other real estate owned | $823,000 | 5,848 |
| Goodwill and other intangibles | $321,000 | 2,224 |
| All other assets | $2,959,000 | 4,620 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $128,620,000 | 4,455 |
| Total liabilities | $112,485,000 | 4,528 |
| Total deposits | $108,029,000 | 4,417 |
| Interest-bearing deposits | $103,698,000 | 4,073 |
| Deposits held in domestic offices | $108,029,000 | 4,416 |
| % insured | 84.93% | 5,319 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $4,000,000 | 3,898 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $456,000 | 5,109 |
| Total equity capital | $16,135,000 | 3,813 |
| Total bank equity capital | $16,135,000 | 3,813 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $9,000,000 | 590 |
| Surplus | $9,061,000 | 2,884 |
| Undivided profits | $-1,926,000 | 6,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,030,000 | 3,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $459,000 | 5,630 |
| Earning assets | $116,643,000 | 4,473 |
| Long-term assets (5+ years) | $4,505,000 | 6,310 |
| Average Assets, year-to-date | $116,863,400 | 4,665 |
| Average Assets, quarterly | $123,047,500 | 4,557 |
| Volatile liabilities | $28,260,000 | 4,117 |
| Insider loans | $4,023,000 | 1,867 |
| FHLB advances | $4,000,000 | 3,758 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $7,647,000 | 4,717 |
| Tier 1 (core) risk-based capital | $15,308,000 | 3,833 |
| Tier 2 risk-based capital | $1,565,000 | 3,201 |
| Total risk weighted assets | $124,470,000 | 3,521 |
| Total unused commitments | $7,647,000 | 4,718 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 20 | 5,765 |
| Assets and Liabilities | ||
| Total Assets: | $117,475,000 | 4,716 |
| Cash and due from depository institutions | $11,134,000 | 5,765 |
| Interest-bearing balances | $5,499,000 | 2,927 |
| Securities | $2,203,000 | 7,345 |
| Federal funds sold & reverse repurchase agreements | $508,000 | 4,108 |
| Net loans & leases | $93,254,000 | 4,170 |
| Loan loss allowance | $2,289,000 | 2,833 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,228,000 | 2,081 |
| Other real estate owned | $1,271,000 | 5,765 |
| Goodwill and other intangibles | $666,000 | 1,877 |
| All other assets | $2,211,000 | 4,878 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $117,475,000 | 4,716 |
| Total liabilities | $101,073,000 | 4,808 |
| Total deposits | $96,520,000 | 4,709 |
| Interest-bearing deposits | $92,425,000 | 4,398 |
| Deposits held in domestic offices | $96,520,000 | 4,707 |
| % insured | 86.94% | 4,938 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,000,000 | 4,027 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $553,000 | 5,112 |
| Total equity capital | $16,402,000 | 3,861 |
| Total bank equity capital | $16,402,000 | 3,861 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $9,000,000 | 590 |
| Surplus | $9,060,000 | 2,883 |
| Undivided profits | $-1,658,000 | 7,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,727,000 | 3,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $463,000 | 5,827 |
| Earning assets | $101,464,000 | 4,894 |
| Long-term assets (5+ years) | $1,694,000 | 6,891 |
| Average Assets, year-to-date | $113,924,250 | 4,747 |
| Average Assets, quarterly | $117,690,000 | 4,697 |
| Volatile liabilities | $24,393,000 | 4,522 |
| Insider loans | $4,331,000 | 1,774 |
| FHLB advances | $4,000,000 | 3,885 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,467,000 | 4,596 |
| Tier 1 (core) risk-based capital | $14,888,000 | 3,980 |
| Tier 2 risk-based capital | $1,322,000 | 3,591 |
| Total risk weighted assets | $104,778,000 | 4,000 |
| Total unused commitments | $8,467,000 | 4,598 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 22 | 5,572 |
| Assets and Liabilities | ||
| Total Assets: | $117,905,000 | 4,723 |
| Cash and due from depository institutions | $9,199,000 | 5,572 |
| Interest-bearing balances | $744,000 | 5,008 |
| Securities | $201,000 | 7,835 |
| Federal funds sold & reverse repurchase agreements | $507,000 | 4,454 |
| Net loans & leases | $98,185,000 | 4,042 |
| Loan loss allowance | $1,418,000 | 3,820 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,297,000 | 2,084 |
| Other real estate owned | $1,180,000 | 5,572 |
| Goodwill and other intangibles | $683,000 | 1,882 |
| All other assets | $1,653,000 | 5,536 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $117,905,000 | 4,723 |
| Total liabilities | $100,581,000 | 4,851 |
| Total deposits | $94,960,000 | 4,778 |
| Interest-bearing deposits | $90,629,000 | 4,443 |
| Deposits held in domestic offices | $94,960,000 | 4,775 |
| % insured | 72.22% | 5,649 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,336 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $4,000,000 | 4,126 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $621,000 | 4,862 |
| Total equity capital | $17,324,000 | 3,647 |
| Total bank equity capital | $17,324,000 | 3,647 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $9,000,000 | 589 |
| Surplus | $9,053,000 | 2,894 |
| Undivided profits | $-729,000 | 6,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,211,000 | 2,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $432,000 | 5,953 |
| Earning assets | $99,637,000 | 4,950 |
| Long-term assets (5+ years) | $1,697,000 | 6,941 |
| Average Assets, year-to-date | $112,740,670 | 4,811 |
| Average Assets, quarterly | $115,798,500 | 4,760 |
| Volatile liabilities | $25,692,000 | 4,376 |
| Insider loans | $6,777,000 | 1,161 |
| FHLB advances | $4,000,000 | 3,970 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,970,000 | 3,523 |
| Tier 1 (core) risk-based capital | $16,198,000 | 3,748 |
| Tier 2 risk-based capital | $1,407,000 | 3,406 |
| Total risk weighted assets | $112,568,000 | 3,837 |
| Total unused commitments | $14,970,000 | 3,526 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 21 | 5,717 |
| Assets and Liabilities | ||
| Total Assets: | $113,692,000 | 4,830 |
| Cash and due from depository institutions | $4,456,000 | 5,717 |
| Interest-bearing balances | $775,000 | 4,628 |
| Securities | $3,510,000 | 7,164 |
| Federal funds sold & reverse repurchase agreements | $4,505,000 | 2,476 |
| Net loans & leases | $91,793,000 | 4,227 |
| Loan loss allowance | $1,253,000 | 4,029 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,365,000 | 2,060 |
| Other real estate owned | $730,000 | 5,717 |
| Goodwill and other intangibles | $699,000 | 1,876 |
| All other assets | $1,634,000 | 5,564 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $113,692,000 | 4,830 |
| Total liabilities | $96,162,000 | 4,969 |
| Total deposits | $91,552,000 | 4,878 |
| Interest-bearing deposits | $86,742,000 | 4,576 |
| Deposits held in domestic offices | $91,552,000 | 4,875 |
| % insured | 71.39% | 5,846 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,000,000 | 4,180 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $610,000 | 4,778 |
| Total equity capital | $17,530,000 | 3,640 |
| Total bank equity capital | $17,530,000 | 3,640 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,000,000 | 589 |
| Surplus | $9,046,000 | 2,879 |
| Undivided profits | $-516,000 | 7,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,661,000 | 2,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $524,000 | 5,417 |
| Earning assets | $100,583,000 | 4,924 |
| Long-term assets (5+ years) | $4,938,000 | 6,298 |
| Average Assets, year-to-date | $110,158,500 | 4,903 |
| Average Assets, quarterly | $110,158,500 | 4,903 |
| Volatile liabilities | $24,582,000 | 4,457 |
| Insider loans | $12,548,000 | 577 |
| FHLB advances | $4,000,000 | 4,032 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,674,000 | 4,148 |
| Tier 1 (core) risk-based capital | $16,769,000 | 3,682 |
| Tier 2 risk-based capital | $1,253,000 | 3,696 |
| Total risk weighted assets | $104,415,000 | 4,046 |
| Total unused commitments | $11,674,000 | 4,149 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 21 | 5,788 |
| Assets and Liabilities | ||
| Total Assets: | $106,625,000 | 4,989 |
| Cash and due from depository institutions | $1,747,000 | 5,788 |
| Interest-bearing balances | $763,000 | 4,005 |
| Securities | $3,638,000 | 7,216 |
| Federal funds sold & reverse repurchase agreements | $4,176,000 | 2,141 |
| Net loans & leases | $88,448,000 | 4,354 |
| Loan loss allowance | $1,208,000 | 4,078 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,431,000 | 2,035 |
| Other real estate owned | $0 | 5,788 |
| Goodwill and other intangibles | $715,000 | 1,876 |
| All other assets | $1,470,000 | 5,876 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $106,625,000 | 4,989 |
| Total liabilities | $89,085,000 | 5,171 |
| Total deposits | $84,513,000 | 5,052 |
| Interest-bearing deposits | $80,622,000 | 4,713 |
| Deposits held in domestic offices | $84,513,000 | 5,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $4,000,000 | 4,405 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $572,000 | 5,014 |
| Total equity capital | $17,540,000 | 3,634 |
| Total bank equity capital | $17,540,000 | 3,634 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,000,000 | 586 |
| Surplus | $9,038,000 | 2,860 |
| Undivided profits | $-498,000 | 7,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,032,000 | 2,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $422,000 | 6,230 |
| Earning assets | $97,025,000 | 5,005 |
| Long-term assets (5+ years) | $4,806,000 | 6,320 |
| Average Assets, year-to-date | $92,924,000 | 5,264 |
| Average Assets, quarterly | $105,412,500 | 4,985 |
| Volatile liabilities | $22,922,000 | 4,589 |
| Insider loans | $16,918,000 | 409 |
| FHLB advances | $4,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,719,000 | 3,553 |
| Tier 1 (core) risk-based capital | $16,819,000 | 3,654 |
| Tier 2 risk-based capital | $1,208,000 | 3,770 |
| Total risk weighted assets | $101,766,000 | 4,118 |
| Total unused commitments | $15,719,000 | 3,555 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 22 | 5,720 |
| Assets and Liabilities | ||
| Total Assets: | $104,200,000 | 5,019 |
| Cash and due from depository institutions | $2,175,000 | 5,720 |
| Interest-bearing balances | $793,000 | 3,243 |
| Securities | $1,319,000 | 7,765 |
| Federal funds sold & reverse repurchase agreements | $6,948,000 | 1,725 |
| Net loans & leases | $85,111,000 | 4,457 |
| Loan loss allowance | $1,073,000 | 4,197 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,500,000 | 2,015 |
| Other real estate owned | $0 | 5,720 |
| Goodwill and other intangibles | $731,000 | 1,918 |
| All other assets | $1,416,000 | 6,027 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $104,200,000 | 5,019 |
| Total liabilities | $86,489,000 | 5,223 |
| Total deposits | $81,812,000 | 5,094 |
| Interest-bearing deposits | $75,942,000 | 4,840 |
| Deposits held in domestic offices | $81,812,000 | 5,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $4,000,000 | 4,404 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $677,000 | 4,776 |
| Total equity capital | $17,711,000 | 3,617 |
| Total bank equity capital | $17,711,000 | 3,617 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,000,000 | 584 |
| Surplus | $9,033,000 | 2,849 |
| Undivided profits | $-322,000 | 7,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,799,000 | 3,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $524,000 | 5,788 |
| Earning assets | $94,171,000 | 5,063 |
| Long-term assets (5+ years) | $1,472,000 | 7,054 |
| Average Assets, year-to-date | $89,498,750 | 5,390 |
| Average Assets, quarterly | $98,186,500 | 5,183 |
| Volatile liabilities | $22,496,000 | 4,516 |
| Insider loans | $7,994,000 | 978 |
| FHLB advances | $4,000,000 | 4,266 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $20,596,000 | 3,169 |
| Tier 1 (core) risk-based capital | $16,989,000 | 3,681 |
| Tier 2 risk-based capital | $1,073,000 | 3,966 |
| Total risk weighted assets | $100,402,000 | 4,150 |
| Total unused commitments | $20,596,000 | 3,172 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 22 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $92,173,000 | 5,392 |
| Cash and due from depository institutions | $4,997,000 | 5,785 |
| Interest-bearing balances | $3,817,000 | 1,525 |
| Securities | $1,318,000 | 7,819 |
| Federal funds sold & reverse repurchase agreements | $4,905,000 | 2,276 |
| Net loans & leases | $72,307,000 | 4,857 |
| Loan loss allowance | $908,000 | 4,621 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,566,000 | 1,991 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $748,000 | 1,922 |
| All other assets | $1,332,000 | 6,120 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $92,173,000 | 5,392 |
| Total liabilities | $74,448,000 | 5,634 |
| Total deposits | $69,849,000 | 5,583 |
| Interest-bearing deposits | $64,899,000 | 5,288 |
| Deposits held in domestic offices | $69,849,000 | 5,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $4,000,000 | 4,285 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $599,000 | 5,023 |
| Total equity capital | $17,725,000 | 3,643 |
| Total bank equity capital | $17,725,000 | 3,643 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,000,000 | 576 |
| Surplus | $9,027,000 | 2,840 |
| Undivided profits | $-302,000 | 7,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 6,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $428,000 | 6,266 |
| Earning assets | $82,347,000 | 5,451 |
| Long-term assets (5+ years) | $1,475,000 | 7,099 |
| Average Assets, year-to-date | $84,598,330 | 5,579 |
| Average Assets, quarterly | $88,239,000 | 5,500 |
| Volatile liabilities | $21,268,000 | 4,646 |
| Insider loans | $9,093,000 | 838 |
| FHLB advances | $4,000,000 | 4,148 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $19,742,000 | 3,338 |
| Tier 1 (core) risk-based capital | $16,989,000 | 3,706 |
| Tier 2 risk-based capital | $908,000 | 4,400 |
| Total risk weighted assets | $88,271,000 | 4,504 |
| Total unused commitments | $19,742,000 | 3,339 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 22 | 5,808 |
| Assets and Liabilities | ||
| Total Assets: | $84,305,000 | 5,641 |
| Cash and due from depository institutions | $2,648,000 | 5,808 |
| Interest-bearing balances | $3,000 | 6,625 |
| Securities | $407,000 | 8,064 |
| Federal funds sold & reverse repurchase agreements | $7,312,000 | 2,357 |
| Net loans & leases | $65,618,000 | 5,054 |
| Loan loss allowance | $803,000 | 4,886 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,609,000 | 1,956 |
| Other real estate owned | $0 | 5,808 |
| Goodwill and other intangibles | $764,000 | 1,893 |
| All other assets | $947,000 | 6,719 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $84,305,000 | 5,641 |
| Total liabilities | $66,487,000 | 5,942 |
| Total deposits | $65,750,000 | 5,753 |
| Interest-bearing deposits | $59,748,000 | 5,559 |
| Deposits held in domestic offices | $65,750,000 | 5,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $737,000 | 4,735 |
| Total equity capital | $17,818,000 | 3,720 |
| Total bank equity capital | $17,818,000 | 3,720 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,000,000 | 569 |
| Surplus | $9,022,000 | 2,818 |
| Undivided profits | $-204,000 | 7,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 6,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $353,000 | 6,699 |
| Earning assets | $73,340,000 | 5,798 |
| Long-term assets (5+ years) | $1,070,000 | 7,213 |
| Average Assets, year-to-date | $80,811,000 | 5,733 |
| Average Assets, quarterly | $80,811,000 | 5,733 |
| Volatile liabilities | $26,627,000 | 4,062 |
| Insider loans | $11,176,000 | 664 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,346,000 | 3,155 |
| Tier 1 (core) risk-based capital | $17,050,000 | 3,685 |
| Tier 2 risk-based capital | $803,000 | 4,676 |
| Total risk weighted assets | $81,051,000 | 4,692 |
| Total unused commitments | $22,346,000 | 3,157 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 20 | 6,072 |
| Assets and Liabilities | ||
| Total Assets: | $77,317,000 | 5,862 |
| Cash and due from depository institutions | $665,000 | 6,072 |
| Interest-bearing balances | $3,000 | 6,499 |
| Securities | $1,402,000 | 7,918 |
| Federal funds sold & reverse repurchase agreements | $11,271,000 | 1,208 |
| Net loans & leases | $55,946,000 | 5,466 |
| Loan loss allowance | $708,000 | 5,173 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,643,000 | 1,934 |
| Other real estate owned | $0 | 6,072 |
| Goodwill and other intangibles | $758,000 | 1,901 |
| All other assets | $632,000 | 7,479 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $77,317,000 | 5,862 |
| Total liabilities | $59,451,000 | 6,124 |
| Total deposits | $58,847,000 | 5,995 |
| Interest-bearing deposits | $53,538,000 | 5,804 |
| Deposits held in domestic offices | $58,847,000 | 5,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $604,000 | 5,221 |
| Total equity capital | $17,866,000 | 3,658 |
| Total bank equity capital | $17,866,000 | 3,658 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,000,000 | 557 |
| Surplus | $9,016,000 | 2,791 |
| Undivided profits | $-150,000 | 7,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $295,000 | 7,250 |
| Earning assets | $68,622,000 | 5,920 |
| Long-term assets (5+ years) | $2,152,000 | 6,762 |
| Average Assets, year-to-date | $63,636,000 | 6,189 |
| Average Assets, quarterly | $68,755,500 | 6,100 |
| Volatile liabilities | $15,329,000 | 5,382 |
| Insider loans | $11,831,000 | 604 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,674,000 | 3,302 |
| Tier 1 (core) risk-based capital | $17,107,000 | 3,641 |
| Tier 2 risk-based capital | $708,000 | 4,989 |
| Total risk weighted assets | $72,406,000 | 4,964 |
| Total unused commitments | $20,674,000 | 3,303 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 16 | 6,669 |
| Assets and Liabilities | ||
| Total Assets: | $60,194,000 | 6,434 |
| Cash and due from depository institutions | $565,000 | 6,669 |
| Interest-bearing balances | $2,000 | 6,496 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $8,430,000 | 1,719 |
| Net loans & leases | $49,462,000 | 5,750 |
| Loan loss allowance | $564,000 | 5,751 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,042,000 | 5,827 |
| Other real estate owned | $0 | 6,669 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $695,000 | 7,440 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $60,194,000 | 6,434 |
| Total liabilities | $42,354,000 | 6,890 |
| Total deposits | $41,946,000 | 6,758 |
| Interest-bearing deposits | $36,970,000 | 6,660 |
| Deposits held in domestic offices | $41,946,000 | 6,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $408,000 | 6,254 |
| Total equity capital | $17,840,000 | 3,614 |
| Total bank equity capital | $17,840,000 | 3,614 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,000,000 | 531 |
| Surplus | $9,011,000 | 2,734 |
| Undivided profits | $-171,000 | 7,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $367,000 | 7,024 |
| Earning assets | $57,894,000 | 6,323 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $56,795,500 | 6,493 |
| Average Assets, quarterly | $56,795,500 | 6,556 |
| Volatile liabilities | $14,175,000 | 5,528 |
| Insider loans | $13,428,000 | 519 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $16,762,000 | 3,756 |
| Tier 1 (core) risk-based capital | $17,840,000 | 3,494 |
| Tier 2 risk-based capital | $564,000 | 5,536 |
| Total risk weighted assets | $59,188,000 | 5,490 |
| Total unused commitments | $16,762,000 | 3,756 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 16 | 6,721 |
| Assets and Liabilities | ||
| Total Assets: | $53,397,000 | 6,735 |
| Cash and due from depository institutions | $2,585,000 | 6,721 |
| Interest-bearing balances | $1,000 | 6,551 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $12,292,000 | 1,287 |
| Net loans & leases | $36,970,000 | 6,406 |
| Loan loss allowance | $485,000 | 6,114 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,070,000 | 5,807 |
| Other real estate owned | $0 | 6,721 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $480,000 | 7,880 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $53,397,000 | 6,735 |
| Total liabilities | $35,651,000 | 7,278 |
| Total deposits | $35,511,000 | 7,152 |
| Interest-bearing deposits | $28,729,000 | 7,180 |
| Deposits held in domestic offices | $35,511,000 | 7,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $140,000 | 7,824 |
| Total equity capital | $17,746,000 | 3,581 |
| Total bank equity capital | $17,746,000 | 3,581 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,000,000 | 525 |
| Surplus | $9,005,000 | 2,727 |
| Undivided profits | $-259,000 | 7,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $683,000 | 3,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $198,000 | 7,859 |
| Earning assets | $49,263,000 | 6,718 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $53,397,000 | 6,692 |
| Average Assets, quarterly | $53,397,000 | 6,715 |
| Volatile liabilities | $11,586,000 | 5,926 |
| Insider loans | $6,404,000 | 1,152 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $11,598,000 | 4,512 |
| Tier 1 (core) risk-based capital | $17,746,000 | 3,499 |
| Tier 2 risk-based capital | $485,000 | 5,908 |
| Total risk weighted assets | $44,431,000 | 6,183 |
| Total unused commitments | $11,598,000 | 4,513 |
| Derivatives | $0 | 1,067 |