Home > First Choice Community Bank 1874 > Income and Expense
First Choice Community Bank 1874, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 2,879 |
| Total interest expense | $5,921,000 | 1,946 |
| Net interest income | $5,516,000 | 3,691 |
| Provision for loan and lease losses | $2,072,000 | 2,436 |
| Total noninterest income | $-1,249,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $348,000 | 3,605 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,597,000 | 7,932 |
| Total noninterest expense | $6,485,000 | 2,987 |
| Salaries and employee benefits | $2,971,000 | 3,204 |
| Premises and equipment expense | $995,000 | 2,584 |
| Additional noninterest expense | $2,519,000 | 2,720 |
| Pre-tax net operating income | $-4,290,000 | 7,099 |
| Securities gains (losses) | $24,000 | 2,973 |
| Applicable income taxes | $-1,631,000 | 7,453 |
| Income before extraordinary items | $-2,635,000 | 6,917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,635,000 | 6,918 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,635,000 | 6,918 |
| Net charge-offs | $2,163,000 | 1,941 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 1,095 |
| Net operating income | $-2,650,360 | 6,928 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 2,924 |
| Total interest expense | $4,609,000 | 1,964 |
| Net interest income | $3,939,000 | 3,820 |
| Provision for loan and lease losses | $1,712,000 | 2,077 |
| Total noninterest income | $-1,045,000 | 8,044 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $257,000 | 3,639 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,302,000 | 8,037 |
| Total noninterest expense | $4,580,000 | 3,143 |
| Salaries and employee benefits | $2,165,000 | 3,327 |
| Premises and equipment expense | $730,000 | 2,671 |
| Additional noninterest expense | $1,685,000 | 2,990 |
| Pre-tax net operating income | $-3,398,000 | 7,352 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $-1,285,000 | 7,622 |
| Income before extraordinary items | $-2,106,000 | 7,201 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,106,000 | 7,201 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,106,000 | 7,200 |
| Net charge-offs | $1,633,000 | 1,694 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,025 |
| Net operating income | $-2,110,480 | 7,192 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 2,956 |
| Total interest expense | $3,192,000 | 1,986 |
| Net interest income | $2,506,000 | 3,935 |
| Provision for loan and lease losses | $1,625,000 | 1,585 |
| Total noninterest income | $-1,051,000 | 8,137 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $179,000 | 3,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,230,000 | 8,137 |
| Total noninterest expense | $3,049,000 | 3,180 |
| Salaries and employee benefits | $1,448,000 | 3,333 |
| Premises and equipment expense | $481,000 | 2,737 |
| Additional noninterest expense | $1,120,000 | 3,008 |
| Pre-tax net operating income | $-3,219,000 | 7,590 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $-1,229,000 | 7,799 |
| Income before extraordinary items | $-1,983,000 | 7,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,983,000 | 7,481 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,983,000 | 7,480 |
| Net charge-offs | $1,373,000 | 1,405 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 993 |
| Net operating income | $-1,987,480 | 7,479 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 2,867 |
| Total interest expense | $1,655,000 | 1,997 |
| Net interest income | $1,336,000 | 3,762 |
| Provision for loan and lease losses | $1,550,000 | 893 |
| Total noninterest income | $-1,117,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $90,000 | 3,462 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-1,207,000 | 8,223 |
| Total noninterest expense | $1,391,000 | 3,339 |
| Salaries and employee benefits | $727,000 | 3,360 |
| Premises and equipment expense | $236,000 | 2,812 |
| Additional noninterest expense | $428,000 | 3,396 |
| Pre-tax net operating income | $-2,722,000 | 7,923 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,024,000 | 8,010 |
| Income before extraordinary items | $-1,698,000 | 7,867 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,698,000 | 7,868 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,698,000 | 7,868 |
| Net charge-offs | $1,292,000 | 818 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-1,698,000 | 7,857 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,671,000 | 2,885 |
| Total interest expense | $7,225,000 | 2,146 |
| Net interest income | $5,446,000 | 3,724 |
| Provision for loan and lease losses | $1,998,000 | 1,796 |
| Total noninterest income | $-54,000 | 8,174 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $382,000 | 3,547 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-436,000 | 8,214 |
| Total noninterest expense | $5,858,000 | 3,153 |
| Salaries and employee benefits | $2,992,000 | 3,255 |
| Premises and equipment expense | $879,000 | 2,930 |
| Additional noninterest expense | $1,987,000 | 2,888 |
| Pre-tax net operating income | $-2,464,000 | 7,481 |
| Securities gains (losses) | $152,000 | 858 |
| Applicable income taxes | $-903,000 | 7,678 |
| Income before extraordinary items | $-1,409,000 | 7,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,409,000 | 7,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,382,000 | 1,635 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 1,157 |
| Net operating income | $-1,506,280 | 7,321 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,590,000 | 2,921 |
| Total interest expense | $5,515,000 | 2,192 |
| Net interest income | $4,075,000 | 3,751 |
| Provision for loan and lease losses | $838,000 | 2,033 |
| Total noninterest income | $58,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $285,000 | 3,584 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-227,000 | 8,308 |
| Total noninterest expense | $4,294,000 | 3,188 |
| Salaries and employee benefits | $2,290,000 | 3,229 |
| Premises and equipment expense | $642,000 | 3,021 |
| Additional noninterest expense | $1,362,000 | 3,010 |
| Pre-tax net operating income | $-999,000 | 7,531 |
| Securities gains (losses) | $42,000 | 1,531 |
| Applicable income taxes | $-364,000 | 7,803 |
| Income before extraordinary items | $-593,000 | 7,263 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-593,000 | 7,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $692,000 | 1,615 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,026 |
| Net operating income | $-619,880 | 7,404 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 2,967 |
| Total interest expense | $3,697,000 | 2,255 |
| Net interest income | $2,685,000 | 3,786 |
| Provision for loan and lease losses | $687,000 | 1,556 |
| Total noninterest income | $-144,000 | 8,398 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $187,000 | 3,617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-331,000 | 8,417 |
| Total noninterest expense | $2,910,000 | 3,148 |
| Salaries and employee benefits | $1,598,000 | 3,150 |
| Premises and equipment expense | $422,000 | 3,070 |
| Additional noninterest expense | $890,000 | 3,041 |
| Pre-tax net operating income | $-1,056,000 | 7,945 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $-391,000 | 8,126 |
| Income before extraordinary items | $-623,000 | 7,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-623,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,234 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 941 |
| Net operating income | $-649,880 | 7,783 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 2,969 |
| Total interest expense | $1,901,000 | 2,344 |
| Net interest income | $1,377,000 | 3,704 |
| Provision for loan and lease losses | $128,000 | 2,378 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-66,000 | 8,445 |
| Total noninterest expense | $1,459,000 | 3,146 |
| Salaries and employee benefits | $794,000 | 3,187 |
| Premises and equipment expense | $208,000 | 3,122 |
| Additional noninterest expense | $457,000 | 2,934 |
| Pre-tax net operating income | $-182,000 | 7,732 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-78,000 | 8,088 |
| Income before extraordinary items | $-104,000 | 7,663 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-104,000 | 7,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 771 |
| Net operating income | $-104,000 | 7,620 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,927,000 | 3,081 |
| Total interest expense | $6,290,000 | 2,889 |
| Net interest income | $6,637,000 | 3,233 |
| Provision for loan and lease losses | $1,642,000 | 980 |
| Total noninterest income | $466,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $391,000 | 3,566 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $75,000 | 6,615 |
| Total noninterest expense | $5,357,000 | 3,268 |
| Salaries and employee benefits | $2,936,000 | 3,289 |
| Premises and equipment expense | $741,000 | 3,283 |
| Additional noninterest expense | $1,680,000 | 3,118 |
| Pre-tax net operating income | $104,000 | 7,135 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $8,000 | 5,687 |
| Income before extraordinary items | $92,000 | 7,170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $92,000 | 7,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,050,000 | 989 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,791,000 | 374 |
| Net operating income | $95,680 | 7,130 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 3,141 |
| Total interest expense | $4,394,000 | 3,062 |
| Net interest income | $5,105,000 | 3,174 |
| Provision for loan and lease losses | $442,000 | 1,742 |
| Total noninterest income | $548,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $282,000 | 3,643 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $266,000 | 3,975 |
| Total noninterest expense | $3,866,000 | 3,336 |
| Salaries and employee benefits | $2,215,000 | 3,251 |
| Premises and equipment expense | $543,000 | 3,339 |
| Additional noninterest expense | $1,108,000 | 3,407 |
| Pre-tax net operating income | $1,345,000 | 3,704 |
| Securities gains (losses) | $-4,000 | 7,564 |
| Applicable income taxes | $507,000 | 2,515 |
| Income before extraordinary items | $834,000 | 4,264 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $834,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,232 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 978 |
| Net operating income | $836,560 | 4,246 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,343,000 | 3,139 |
| Total interest expense | $2,741,000 | 3,219 |
| Net interest income | $3,602,000 | 3,051 |
| Provision for loan and lease losses | $292,000 | 1,602 |
| Total noninterest income | $405,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $180,000 | 3,727 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $225,000 | 3,560 |
| Total noninterest expense | $2,663,000 | 3,283 |
| Salaries and employee benefits | $1,607,000 | 3,059 |
| Premises and equipment expense | $351,000 | 3,440 |
| Additional noninterest expense | $705,000 | 3,542 |
| Pre-tax net operating income | $1,052,000 | 3,421 |
| Securities gains (losses) | $-4,000 | 7,813 |
| Applicable income taxes | $373,000 | 2,465 |
| Income before extraordinary items | $675,000 | 3,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $675,000 | 3,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,426 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 873 |
| Net operating income | $677,560 | 3,887 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 3,116 |
| Total interest expense | $1,240,000 | 3,450 |
| Net interest income | $1,938,000 | 2,840 |
| Provision for loan and lease losses | $237,000 | 1,017 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $86,000 | 3,759 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $1,348,000 | 3,252 |
| Salaries and employee benefits | $868,000 | 2,872 |
| Premises and equipment expense | $171,000 | 3,526 |
| Additional noninterest expense | $309,000 | 3,890 |
| Pre-tax net operating income | $499,000 | 3,535 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $170,000 | 2,611 |
| Income before extraordinary items | $329,000 | 3,965 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $329,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 712 |
| Net operating income | $329,000 | 3,943 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 3,951 |
| Total interest expense | $3,421,000 | 3,979 |
| Net interest income | $5,350,000 | 3,827 |
| Provision for loan and lease losses | $994,000 | 1,052 |
| Total noninterest income | $857,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $400,000 | 3,539 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $457,000 | 3,492 |
| Total noninterest expense | $4,288,000 | 3,778 |
| Salaries and employee benefits | $2,484,000 | 3,628 |
| Premises and equipment expense | $694,000 | 3,350 |
| Additional noninterest expense | $1,110,000 | 4,179 |
| Pre-tax net operating income | $925,000 | 5,366 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $294,000 | 3,837 |
| Income before extraordinary items | $611,000 | 5,792 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $611,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,014 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,087 |
| Net operating income | $624,600 | 5,725 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,045,000 | 4,163 |
| Total interest expense | $2,292,000 | 4,180 |
| Net interest income | $3,753,000 | 4,029 |
| Provision for loan and lease losses | $568,000 | 1,265 |
| Total noninterest income | $468,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $307,000 | 3,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,990 |
| Total noninterest expense | $3,022,000 | 3,960 |
| Salaries and employee benefits | $1,757,000 | 3,792 |
| Premises and equipment expense | $487,000 | 3,540 |
| Additional noninterest expense | $778,000 | 4,363 |
| Pre-tax net operating income | $631,000 | 5,750 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $208,000 | 4,088 |
| Income before extraordinary items | $403,000 | 6,217 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $403,000 | 6,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 946 |
| Net operating income | $416,200 | 6,155 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 4,358 |
| Total interest expense | $1,336,000 | 4,405 |
| Net interest income | $2,339,000 | 4,249 |
| Provision for loan and lease losses | $387,000 | 1,197 |
| Total noninterest income | $309,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $211,000 | 3,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,173 |
| Total noninterest expense | $2,016,000 | 3,987 |
| Salaries and employee benefits | $1,157,000 | 3,845 |
| Premises and equipment expense | $319,000 | 3,590 |
| Additional noninterest expense | $540,000 | 4,244 |
| Pre-tax net operating income | $245,000 | 6,800 |
| Securities gains (losses) | $-20,000 | 8,076 |
| Applicable income taxes | $71,000 | 4,907 |
| Income before extraordinary items | $154,000 | 7,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $154,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $167,600 | 7,035 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 4,593 |
| Total interest expense | $609,000 | 4,540 |
| Net interest income | $1,065,000 | 4,521 |
| Provision for loan and lease losses | $237,000 | 984 |
| Total noninterest income | $163,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 3,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,825 |
| Total noninterest expense | $960,000 | 4,127 |
| Salaries and employee benefits | $542,000 | 4,052 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $267,000 | 4,263 |
| Pre-tax net operating income | $31,000 | 7,917 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $31,000 | 7,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $31,000 | 7,821 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 5,574 |
| Total interest expense | $1,398,000 | 5,420 |
| Net interest income | $2,969,000 | 5,548 |
| Provision for loan and lease losses | $428,000 | 2,154 |
| Total noninterest income | $707,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $441,000 | 3,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $266,000 | 4,600 |
| Total noninterest expense | $3,247,000 | 4,527 |
| Salaries and employee benefits | $1,645,000 | 4,764 |
| Premises and equipment expense | $667,000 | 3,362 |
| Additional noninterest expense | $935,000 | 4,648 |
| Pre-tax net operating income | $1,000 | 8,240 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-21,000 | 8,497 |
| Income before extraordinary items | $22,000 | 8,219 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $22,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,419 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $22,000 | 8,192 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 5,685 |
| Total interest expense | $980,000 | 5,493 |
| Net interest income | $2,139,000 | 5,675 |
| Provision for loan and lease losses | $113,000 | 3,996 |
| Total noninterest income | $510,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $321,000 | 3,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $2,469,000 | 4,460 |
| Salaries and employee benefits | $1,260,000 | 4,671 |
| Premises and equipment expense | $494,000 | 3,388 |
| Additional noninterest expense | $715,000 | 4,564 |
| Pre-tax net operating income | $67,000 | 8,125 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $67,000 | 8,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $67,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,251 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $67,000 | 8,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 5,657 |
| Total interest expense | $643,000 | 5,383 |
| Net interest income | $1,414,000 | 5,687 |
| Provision for loan and lease losses | $68,000 | 3,982 |
| Total noninterest income | $331,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $202,000 | 3,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $1,647,000 | 4,445 |
| Salaries and employee benefits | $849,000 | 4,623 |
| Premises and equipment expense | $323,000 | 3,407 |
| Additional noninterest expense | $475,000 | 4,546 |
| Pre-tax net operating income | $30,000 | 8,233 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $22,000 | 8,272 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $22,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $22,000 | 8,242 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 5,688 |
| Total interest expense | $307,000 | 5,410 |
| Net interest income | $708,000 | 5,696 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $168,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $92,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $840,000 | 4,400 |
| Salaries and employee benefits | $443,000 | 4,496 |
| Premises and equipment expense | $158,000 | 3,503 |
| Additional noninterest expense | $239,000 | 4,502 |
| Pre-tax net operating income | $13,000 | 8,321 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $13,000 | 8,325 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $13,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $13,000 | 8,297 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 5,376 |
| Total interest expense | $1,232,000 | 5,045 |
| Net interest income | $3,015,000 | 5,398 |
| Provision for loan and lease losses | $145,000 | 4,324 |
| Total noninterest income | $1,288,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $481,000 | 3,232 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $807,000 | 2,484 |
| Total noninterest expense | $3,926,000 | 3,814 |
| Salaries and employee benefits | $2,012,000 | 3,981 |
| Premises and equipment expense | $630,000 | 3,395 |
| Additional noninterest expense | $1,284,000 | 3,557 |
| Pre-tax net operating income | $232,000 | 7,668 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $39,000 | 6,193 |
| Income before extraordinary items | $193,000 | 7,685 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $193,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $193,000 | 7,649 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 5,328 |
| Total interest expense | $925,000 | 5,005 |
| Net interest income | $2,277,000 | 5,364 |
| Provision for loan and lease losses | $136,000 | 3,711 |
| Total noninterest income | $1,014,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $370,000 | 3,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $644,000 | 2,394 |
| Total noninterest expense | $3,014,000 | 3,701 |
| Salaries and employee benefits | $1,536,000 | 3,880 |
| Premises and equipment expense | $472,000 | 3,416 |
| Additional noninterest expense | $1,006,000 | 3,418 |
| Pre-tax net operating income | $141,000 | 7,952 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $38,000 | 6,142 |
| Income before extraordinary items | $103,000 | 8,053 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $103,000 | 8,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,887 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $103,000 | 8,003 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 5,346 |
| Total interest expense | $631,000 | 4,952 |
| Net interest income | $1,501,000 | 5,407 |
| Provision for loan and lease losses | $115,000 | 3,272 |
| Total noninterest income | $663,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $247,000 | 3,177 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $416,000 | 2,448 |
| Total noninterest expense | $1,955,000 | 3,807 |
| Salaries and employee benefits | $1,011,000 | 3,940 |
| Premises and equipment expense | $307,000 | 3,486 |
| Additional noninterest expense | $637,000 | 3,560 |
| Pre-tax net operating income | $94,000 | 7,963 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $62,000 | 8,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,446 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $62,000 | 8,083 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 5,408 |
| Total interest expense | $321,000 | 4,963 |
| Net interest income | $731,000 | 5,481 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $290,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 3,037 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $163,000 | 2,793 |
| Total noninterest expense | $954,000 | 3,905 |
| Salaries and employee benefits | $522,000 | 3,868 |
| Premises and equipment expense | $143,000 | 3,718 |
| Additional noninterest expense | $289,000 | 3,853 |
| Pre-tax net operating income | $36,000 | 8,100 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $25,000 | 8,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $25,000 | 8,167 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 5,686 |
| Total interest expense | $1,411,000 | 5,058 |
| Net interest income | $2,540,000 | 5,847 |
| Provision for loan and lease losses | $122,000 | 4,919 |
| Total noninterest income | $1,418,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $468,000 | 3,277 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $950,000 | 2,466 |
| Total noninterest expense | $3,361,000 | 4,259 |
| Salaries and employee benefits | $1,886,000 | 4,117 |
| Premises and equipment expense | $424,000 | 4,539 |
| Additional noninterest expense | $1,051,000 | 4,110 |
| Pre-tax net operating income | $475,000 | 6,759 |
| Securities gains (losses) | $46,000 | 2,589 |
| Applicable income taxes | $165,000 | 5,169 |
| Income before extraordinary items | $356,000 | 7,005 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $356,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $324,720 | 7,023 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 5,792 |
| Total interest expense | $1,071,000 | 5,179 |
| Net interest income | $1,859,000 | 5,964 |
| Provision for loan and lease losses | $83,000 | 5,079 |
| Total noninterest income | $1,180,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $346,000 | 3,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $834,000 | 2,316 |
| Total noninterest expense | $2,596,000 | 4,134 |
| Salaries and employee benefits | $1,463,000 | 4,003 |
| Premises and equipment expense | $309,000 | 4,620 |
| Additional noninterest expense | $824,000 | 3,977 |
| Pre-tax net operating income | $360,000 | 6,898 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $138,000 | 5,222 |
| Income before extraordinary items | $267,000 | 7,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $267,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $237,300 | 7,178 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 5,904 |
| Total interest expense | $724,000 | 5,238 |
| Net interest income | $1,183,000 | 6,112 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $735,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $221,000 | 3,380 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $514,000 | 2,408 |
| Total noninterest expense | $1,679,000 | 4,243 |
| Salaries and employee benefits | $941,000 | 4,109 |
| Premises and equipment expense | $206,000 | 4,619 |
| Additional noninterest expense | $532,000 | 4,043 |
| Pre-tax net operating income | $174,000 | 7,425 |
| Securities gains (losses) | $40,000 | 2,170 |
| Applicable income taxes | $73,000 | 5,513 |
| Income before extraordinary items | $141,000 | 7,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $141,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $114,600 | 7,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $939,000 | 5,970 |
| Total interest expense | $351,000 | 5,444 |
| Net interest income | $588,000 | 6,118 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $342,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $105,000 | 3,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $237,000 | 2,436 |
| Total noninterest expense | $810,000 | 4,329 |
| Salaries and employee benefits | $450,000 | 4,245 |
| Premises and equipment expense | $99,000 | 4,734 |
| Additional noninterest expense | $261,000 | 4,074 |
| Pre-tax net operating income | $82,000 | 7,489 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $28,000 | 5,789 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $54,000 | 7,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 6,269 |
| Total interest expense | $1,189,000 | 6,461 |
| Net interest income | $2,386,000 | 6,066 |
| Provision for loan and lease losses | $219,000 | 4,181 |
| Total noninterest income | $832,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $482,000 | 3,071 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,950 |
| Total noninterest expense | $2,717,000 | 4,793 |
| Salaries and employee benefits | $1,563,000 | 4,537 |
| Premises and equipment expense | $306,000 | 5,510 |
| Additional noninterest expense | $848,000 | 4,736 |
| Pre-tax net operating income | $282,000 | 7,614 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $92,000 | 6,039 |
| Income before extraordinary items | $190,000 | 7,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $190,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,565 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $190,000 | 7,783 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 7,043 |
| Total interest expense | $1,356,000 | 7,283 |
| Net interest income | $1,835,000 | 6,732 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $411,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $353,000 | 3,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $58,000 | 7,449 |
| Total noninterest expense | $2,062,000 | 5,619 |
| Salaries and employee benefits | $1,093,000 | 5,666 |
| Premises and equipment expense | $278,000 | 5,763 |
| Additional noninterest expense | $691,000 | 5,344 |
| Pre-tax net operating income | $142,000 | 8,130 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $32,000 | 7,036 |
| Income before extraordinary items | $128,000 | 8,173 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $128,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,101 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $113,600 | 8,146 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 7,126 |
| Total interest expense | $1,436,000 | 7,282 |
| Net interest income | $1,852,000 | 6,818 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $365,000 | 5,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $1,943,000 | 5,776 |
| Salaries and employee benefits | $984,000 | 5,981 |
| Premises and equipment expense | $265,000 | 5,842 |
| Additional noninterest expense | $694,000 | 5,208 |
| Pre-tax net operating income | $249,000 | 8,136 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $59,000 | 7,094 |
| Income before extraordinary items | $184,000 | 8,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $184,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $188,560 | 8,143 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 7,364 |
| Total interest expense | $1,320,000 | 7,360 |
| Net interest income | $1,693,000 | 7,211 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $360,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,727,000 | 6,237 |
| Salaries and employee benefits | $829,000 | 6,619 |
| Premises and equipment expense | $265,000 | 5,865 |
| Additional noninterest expense | $633,000 | 5,628 |
| Pre-tax net operating income | $301,000 | 8,088 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $75,000 | 7,256 |
| Income before extraordinary items | $226,000 | 8,111 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $226,000 | 8,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $226,000 | 8,084 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 7,472 |
| Total interest expense | $1,367,000 | 7,504 |
| Net interest income | $1,684,000 | 7,319 |
| Provision for loan and lease losses | $92,000 | 5,281 |
| Total noninterest income | $328,000 | 6,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,275 |
| Total noninterest expense | $1,637,000 | 6,345 |
| Salaries and employee benefits | $876,000 | 6,320 |
| Premises and equipment expense | $292,000 | 5,468 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $283,000 | 8,504 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $79,000 | 7,837 |
| Income before extraordinary items | $204,000 | 8,591 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $204,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $204,000 | 8,517 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 7,999 |
| Total interest expense | $1,153,000 | 8,249 |
| Net interest income | $1,652,000 | 7,652 |
| Provision for loan and lease losses | $162,000 | 3,963 |
| Total noninterest income | $381,000 | 5,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $1,588,000 | 6,558 |
| Salaries and employee benefits | $808,000 | 6,744 |
| Premises and equipment expense | $312,000 | 5,324 |
| Additional noninterest expense | $468,000 | 6,777 |
| Pre-tax net operating income | $283,000 | 9,098 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $220,000 | 8,985 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $220,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,708 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $221,560 | 8,942 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 8,411 |
| Total interest expense | $1,116,000 | 8,643 |
| Net interest income | $1,592,000 | 8,047 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $338,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,543,000 | 6,993 |
| Salaries and employee benefits | $822,000 | 6,873 |
| Premises and equipment expense | $299,000 | 5,615 |
| Additional noninterest expense | $422,000 | 7,699 |
| Pre-tax net operating income | $316,000 | 9,022 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $78,000 | 9,192 |
| Income before extraordinary items | $239,000 | 8,920 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $239,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $238,250 | 8,872 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 9,223 |
| Total interest expense | $954,000 | 9,410 |
| Net interest income | $1,370,000 | 8,872 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $289,000 | 7,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $1,414,000 | 7,540 |
| Salaries and employee benefits | $711,000 | 7,658 |
| Premises and equipment expense | $310,000 | 5,489 |
| Additional noninterest expense | $393,000 | 8,262 |
| Pre-tax net operating income | $228,000 | 10,282 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $191,000 | 10,031 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $191,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $184,520 | 10,081 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 9,834 |
| Total interest expense | $696,000 | 10,110 |
| Net interest income | $1,286,000 | 9,502 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $216,000 | 8,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,298,000 | 8,251 |
| Salaries and employee benefits | $642,000 | 8,325 |
| Premises and equipment expense | $267,000 | 6,229 |
| Additional noninterest expense | $389,000 | 8,932 |
| Pre-tax net operating income | $204,000 | 10,865 |
| Securities gains (losses) | $-332,000 | 12,141 |
| Applicable income taxes | $-70,000 | 12,257 |
| Income before extraordinary items | $-58,000 | 12,117 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-58,000 | 12,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,861 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $154,480 | 10,817 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 10,129 |
| Total interest expense | $799,000 | 10,062 |
| Net interest income | $1,223,000 | 9,994 |
| Provision for loan and lease losses | $62,000 | 6,899 |
| Total noninterest income | $185,000 | 9,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $1,082,000 | 9,391 |
| Salaries and employee benefits | $559,000 | 9,133 |
| Premises and equipment expense | $217,000 | 7,346 |
| Additional noninterest expense | $306,000 | 10,371 |
| Pre-tax net operating income | $264,000 | 10,515 |
| Securities gains (losses) | $143,000 | 2,032 |
| Applicable income taxes | $107,000 | 9,575 |
| Income before extraordinary items | $300,000 | 9,481 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $300,000 | 9,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $194,180 | 10,498 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 10,682 |
| Total interest expense | $979,000 | 10,491 |
| Net interest income | $1,130,000 | 10,587 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $201,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $1,027,000 | 9,863 |
| Salaries and employee benefits | $519,000 | 9,591 |
| Premises and equipment expense | $187,000 | 8,147 |
| Additional noninterest expense | $321,000 | 10,544 |
| Pre-tax net operating income | $274,000 | 10,381 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $60,000 | 10,985 |
| Income before extraordinary items | $224,000 | 10,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $224,000 | 10,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 13,582 |
| Cash dividends | $81,000 | 6,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $216,100 | 10,022 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.